Fidelity & Crime. We provide effective solutions to protect the assets of our Insureds.

Transcription

1 Fidelity & Crime We provide effective solutions to protect the assets of our Insureds. Die line Great American Insurance Group, 580 Walnut Street, Cincinnati, OH Coverage features described in this brochure are summarized. Refer to the actual policy for a full description of applicable terms, conditions, limits and exclusions. Coverage is underwritten by Great American Insurance Company and Great American Insurance Group. The underwriting insurers are authorized in the fifty states and the District of Columbia. Great American Insurance Company is the owner of the following registered service marks: the Great American Insurance eagle logo, and the word marks Great American and Great American Insurance Group Great American Insurance Company. All rights reserved. Visit us at: GAIC (8/08)

2 Often it s too late before business owners realize that every organization that buys, sells, or handles goods or provides a service, is vulnerable to fraud! Why Crime Insurance? American businesses suffer billions of dollars in crime losses every year. The median loss is $159,000. Over 250 cases caused at least $1mm in losses and nine caused losses of $1 billion or more. * The median length of the scheme was 18 months. * The Fidelity & Crime Division is here to protect our customers against such losses with policies and coverage enhancements to meet their ever changing risk management needs. Together, our dedicated team of underwriters and claims adjusters are able to offer a wide range of products and services to our clients by continually crafting innovative products for Great American Insurance Group. Strength and Flexibility Great American Insurance Group s roots go back to 1872 with the founding of lead insurer Great American Insurance Company. Great American Insurance Group insurers are owned by American Financial Group, Inc. whose securities are traded on the NYSE and NASDAQ under the symbol AFG. Great American Insurance Company, flagship company of Great American Insurance Group, has been continuously rated A (Excellent) or higher by A.M. Best since 1908 (as of December 17, 2007). Many people think if their business doesn t handle cash, they don t have a crime exposure. The Fidelity & Crime Division benefits from the Group s centralized investment, actuarial and financial expertise, while retaining the flexibility and autonomy to respond to special and local market conditions. We provide effective solutions to protect the assets of our Insureds. * 2006 Report to the Nation on Occupational Fraud and Abuse. Copyright 2006 by the Association of Certified Fraud Examiners, Inc.

3 What We Write With a capacity in excess of $30 million, and programs that are unmatched by our competitors, we actively write insurance for various classes of business. There are very few classes of business we will not consider. Below are examples of classes of business we write: Mercantile Establishments High Tech Enterprises Manufacturers Retail Trade Restaurants Utilities Processors Wholesalers Construction and Special Trade Contracts Hotels Hospitals Distributors Insurance and Real Estate Brokers Governmental Entities Insurance Pools Local/Town/State Governments Lotteries Schools/School Boards Utilities/Cooperatives

4 Specialized Products Gaming Kidnap and Ransom Security Guards Check Cashers Armored Car/Valuables Armored Car Courier Mining Jewelry Vault Financial Institutions Commercial Banks Finance Companies Insurance Companies Investment Bankers Investment Companies Mortgage Bankers Mutual Funds Savings Banks Stock Brokers Small Loan Companies

5 Customer Service Our experienced professionals are in place to meet your needs and we recognize that close attention to detail and teamwork are essential in providing superior service. The Fidelity & Crime Division s team of underwriters and claims adjusters offer a wide range of services to clients including loss control recommendations, claims information, correspondence and policies that are delivered quickly and accurately. Underwriting Providing customized insurance coverages, we take responsibility for client service and fast, accurate policy issuance. Claims Handling Our experienced claims representatives exclusively handle fidelity and crime losses to ensure claims are paid promptly and fairly. These representatives are also available as a valuable resource to our agents and Insureds for any questions involving loss control. Loss Prevention We have an established relationship with a well respected risk mitigation company. Through this partnership, Insureds learn to identify and minimize risk factors specific to their business. We conduct periodic visits to insured locations in order to stay familiar with the business practices, procedures and employees of our customers.

6 Fidelity & Crime We provide effective solutions to protect the assets of our Insureds. Die line Great American Insurance Group, 580 Walnut Street, Cincinnati, OH Coverage features described in this brochure are summarized. Refer to the actual policy for a full description of applicable terms, conditions, limits and exclusions. Coverage is underwritten by Great American Insurance Company and Great American Insurance Group. The underwriting insurers are authorized in the fifty states and the District of Columbia. Great American Insurance Company is the owner of the following registered service marks: the Great American Insurance eagle logo, and the word marks Great American and Great American Insurance Group Great American Insurance Company. All rights reserved. Visit us at: GAIC (8/08)