Founders in Liberal Professions: the First Wave of the Nuremberg Panel Survey

Size: px
Start display at page:

Download "Founders in Liberal Professions: the First Wave of the Nuremberg Panel Survey"

Transcription

1 Knut Wenzig L E H R S T U H L F U R SOZIOLOGIE Founders in Liberal Professions: the First Wave of the Nuremberg Panel Survey Third Krakow-Nürnberg Scientific Seminar Krakow, September 24, 2003

2 Liberal Professions The Nuremberg panel survey Evaluation Results and questions Overview liberal professions in germany the first wave of the Nuremberg panel survey: some key informations evaluation of the consulting process results and questions

3 Liberal Professions The Nuremberg panel survey Evaluation Results and questions Liberal professions in germany legal definition specific professional qualification or creative ability supply of a service in a personal, self dependent, professionally independent way services of a high grade (dis-)advantages no trade tax (levied by local authorities on business profits) no legal obligation to keep records simplified accounting compulsory membership of professional organizations or chambers legal limitations (e.g. marketing)

4 Liberal Professions The Nuremberg panel survey Evaluation Results and questions The Nuremberg panel survey: some key informations respondents are clients of the The Nuremberg Institute for Liberal Professions (IFB), 1062 of the adresses used, 163 of them undeliverable Year Seminars individual advice to total consultation business plan total

5 Liberal Professions The Nuremberg panel survey Evaluation Results and questions Key informations 2: occupational areas ecological 3% pedagogic 1% consulting 13% others 8% culture/art 11% engineering 21% media/comm. 15% medical 9% social 9% law/finance 10% n=245

6 Liberal Professions The Nuremberg panel survey Evaluation Results and questions Key informations 3: some figures 198 personalised detailed questionnaires 51 anonymous detailed questionaires 136 personalised short questionaires total: 385 questionaires 76.5 % went into business 7.6 % of them gave up

7 Liberal Professions The Nuremberg panel survey Evaluation Results and questions Evaluation of the consulting process global comparison of different institutions evaluation if the services of various institution on the whole (scale 1 5) comparision on advice in different topics marks (1 6) for IFB and others in total evaluation of the three different IFB-services agreement to slogans (yes/no) (evaluation of the service quality at the IFB) various items (scale ++ to --)

8 Liberal Professions The Nuremberg panel survey Evaluation Results and questions Global comparison of institutions IFB friends other regional institution total anonymous personalised advocate professional organisation management consultant chamber of commerce and industry bank local tax office federal employment office 1=very useful, 5=absolute dispensable

9 Liberal Professions The Nuremberg panel survey Evaluation Results and questions Comparison on advice legal status (lib. profession) legal form fake/false self-employment conception raising of capital financial budgeting legal basis personal qualification marketing liquidity taxes protection against risks accountancy mark(others)-mark(ifb)

10 Liberal Professions The Nuremberg panel survey Evaluation Results and questions Advice in different topics (IFB) legal status (lib. profession) legal form conception total anonymous personalised fake/false self-employment financial budgeting personal qualification marketing raising of capital legal basis taxes liquidity protection against risks accountancy 1=best, 6=worst mark

11 Liberal Professions The Nuremberg panel survey Evaluation Results and questions Advice in different topics (others) personal qualification conception legal status (lib. profession) total anonymous personalised legal form financial budgeting taxes fake/false self-employment marketing protection against risks accountancy raising of capital legal basis liquidity 1=best, 6=worst mark

12 Liberal Professions The Nuremberg panel survey Evaluation Results and questions useful got tips make use of it again favour of public support assured practical support obligation showed weak points made failures anyway not enough compressed have regret superfluous kept from founding responsible for success too expensive total anonymous personalised agreement in % Evaluation of the seminars

13 Liberal Professions The Nuremberg panel survey Evaluation Results and questions Results and questions Evaluation outcome shows strengths and weaknesses within IFB s consulting service. The respondent s commitment to the survey is crititcal to his evaluation. What s the reason for the difference between the global and differentiated evaluations? Your questions?

Sample of Integrated Labour Market Biographies (SIAB)

Sample of Integrated Labour Market Biographies (SIAB) Sample of Integrated Labour Market Biographies (SIAB) LASER Workshop May 11th, 2012 Nuremberg Marion König 2 1. Social Security Notifications for Employment Episodes Procedure Employers notify employment

More information

Statement of amounts credited to investor education and protection fund (See rule 3)

Statement of amounts credited to investor education and protection fund (See rule 3) Statement of amounts credited to investor education and protection fund (See rule 3) FORM NO. 1 Registration No. Authorised Capital : Rs. (To be submitted by the Company to the concerned Registrar of Companies

More information

Appendix 4 :Contractors Health and Safety Questionnaire (Form CCHSQ1) 1. DETAILS OF CONTRACTOR / SUB-CONTRACTOR Name of Company:

Appendix 4 :Contractors Health and Safety Questionnaire (Form CCHSQ1) 1. DETAILS OF CONTRACTOR / SUB-CONTRACTOR Name of Company: Appendix 4 :Contractors Health and Safety Questionnaire (Form CCHSQ1) 1. DETAILS OF CONTRACTOR / SUB-CONTRACTOR Name of Company: Address: Telephone Number: Contact for Further Information: Email Address:

More information

EU public consultation on INTERREG EUROPE 10 January 2014

EU public consultation on INTERREG EUROPE 10 January 2014 EU public consultation on INTERREG EUROPE 10 January 2014 The programme 2014-2020, called INTERREG EUROPE, is currently being shaped. Your answers to this questionnaire will contribute to improving the

More information

Submission to Review into the Australian Taxation Office s employer obligations compliance activities (the Review)

Submission to Review into the Australian Taxation Office s employer obligations compliance activities (the Review) 18 December 2015 Inspector-General of Taxation GPO Box 551 SYDNEY NSW 2001 Via email: eoreview@igt.gov.au Dear Mr Naroozi, Submission to Review into the Australian Taxation Office s employer obligations

More information

Working Group on Insurance Guarantee Schemes A. QUESTIONNAIRE ON MOTOR INSURANCE AND OTHER COMPULSORY INSURANCE

Working Group on Insurance Guarantee Schemes A. QUESTIONNAIRE ON MOTOR INSURANCE AND OTHER COMPULSORY INSURANCE MARKT/2528/03 EN Orig. Working Group on Insurance Guarantee Schemes A. QUESTIONNAIRE ON MOTOR INSURANCE AND OTHER COMPULSORY INSURANCE I. Motor Insurance The EU Motor Directives provide that each Member

More information

Purchase channels for German Installation Operators in EU Emissions Trading

Purchase channels for German Installation Operators in EU Emissions Trading Purchase channels for German Installation Operators in EU Emissions Trading Evaluation of a Survey among all Operators of German Installations on their Purchase Strategies in the Second and Third Trading

More information

Auditor Approval Questionnaire

Auditor Approval Questionnaire Auditor Approval Questionnaire Information required by the Registrar of Medical Schemes in considering the approval of the appointment/reappointment of an auditor of a medical scheme Instructions for completion

More information

Joined Cases C-180/98 to C-184/98. Pavel Pavlov and Others v Stichting Pensioenfonds Medische Specialisten

Joined Cases C-180/98 to C-184/98. Pavel Pavlov and Others v Stichting Pensioenfonds Medische Specialisten Joined Cases C-180/98 to C-184/98 Pavel Pavlov and Others v Stichting Pensioenfonds Medische Specialisten (Reference for a preliminary ruling from the Kantongerecht te Nijmegen) (Compulsory membership

More information

WeLL-ADIAB: Outline Content characteristics Survey data WeLL: IAB Establishment Panel: Administrative individual data:

WeLL-ADIAB: Outline Content characteristics Survey data WeLL: IAB Establishment Panel: Administrative individual data: WeLL-ADIAB: Outline Content characteristics Topics Individual characteristics: socio-demographic information, retrospective employment biography since January 2006, further vocational training since January

More information

LAW, ETHICS AND CORPORATE GOVERNANCE

LAW, ETHICS AND CORPORATE GOVERNANCE LAW, ETHICS AND CORPORATE GOVERNANCE SECTION A Question 1 (a) Pursuant to an application for a banking licence, the promoters of Tofruan Bank Plc deposited the sum of N2.5million with the CBN in accordance

More information

The NEPS Adult Stage 8 Adult Education and Lifelong Learning

The NEPS Adult Stage 8 Adult Education and Lifelong Learning The NEPS Adult Stage 8 Adult Education and Lifelong Learning Michael Ruland Wissenschaftszentrum Berlin für Sozialforschung (WZB) UDE NEPS Seminar Educational Research Institute, Warsaw January 11, 2012

More information

Deutscher Industrie- und Handelskammertag

Deutscher Industrie- und Handelskammertag 29.07.2011 Deutscher Industrie- und Handelskammertag 3 Public consultation on A new European regime for Venture Capital Deutscher Industrie- und Handelskammertag e. V. (DIHK) / Association of German Chambers

More information

Creating a Rolling Income Statement

Creating a Rolling Income Statement Creating a Rolling Income Statement This is a demonstration on how to create an Income Statement that will always return the current month s data as well as the prior 12 months data. The report will be

More information

Guidelines on Continuing Professional Development (CPD)

Guidelines on Continuing Professional Development (CPD) Guidelines on Continuing Professional Development (CPD) Mary Frances Miller Presidents Forum Sydney, April 2011 With Yvonne Lynch, Erik Alm, Thomas Béhar IAA Strategy To promote professionalism, develop

More information

Continuing Professional Development (CPD)

Continuing Professional Development (CPD) Continuing Professional Development (CPD) Regulations and Guidance Notes November 2016 CONTENTS CPD REGULATIONS 5 1. MEMBERSHIP OBLIGATIONS...5 2. PRINCIPLES OF CPD...5 3. RECORDING CPD...6 4. COMPLIANCE...6

More information

PASS Panel Study Labour Market and Social Security

PASS Panel Study Labour Market and Social Security PASS Panel Study Labour Market and Social Security Jahrestagung Demographischer Wandel des Vereins für Socialpolitik, 4. bis 7. September 2016, Augsburg Martina Huber, Mark Trappmann (IAB, Nürnberg) Outline

More information

Professional integrated welfare and sectorial welfare, pension systems.

Professional integrated welfare and sectorial welfare, pension systems. The Liberal Professions, a lever for the Development of Europe: towards a European Manifesto of Professionals Professional integrated welfare and sectorial welfare, pension systems. Dr. Bernhard Wisleitner,

More information

THE IMMIGRATION ACTS. Heard at Field House (Taylor House) Decision & Reasons Promulgated On 21 October 2015 On 3 November 2015.

THE IMMIGRATION ACTS. Heard at Field House (Taylor House) Decision & Reasons Promulgated On 21 October 2015 On 3 November 2015. Upper Tribunal (Immigration and Asylum Chamber) THE IMMIGRATION ACTS Heard at Field House (Taylor House) Decision & Reasons Promulgated On 21 October 2015 On 3 November 2015 Before DEPUTY UPPER TRIBUNAL

More information

Level 3 Management Accounting

Level 3 Management Accounting Level 3 Management Accounting Syllabus Effective for examinations to be held after 1 January 2008 ASPE0483 >f0t@wjy9w2`4s3dpd# Vision Statement Our vision is to contribute to the achievements of learners

More information

How collaterals are dealt with in Germany

How collaterals are dealt with in Germany How collaterals are dealt with in Germany Operational Training Session (OTS) on Policies and Procedures for Collaterals Dieter Fleischer, Verband der Deutschen Bürgschaftsbanken (VDB) Maribor, April 16th

More information

Valuing A Business. This course is presented in London on: 16 January July November 2019

Valuing A Business. This course is presented in London on: 16 January July November 2019 Valuing A Business This course is presented in London on: 16 January 2019 10 July 2019 13 November 2019 If you have 4 or more participants, it may be cost effective to have this course presented in-house

More information

Valuing A Business. This course is presented in London on: 24 October January July November 2019

Valuing A Business. This course is presented in London on: 24 October January July November 2019 Valuing A Business This course is presented in London on: 24 October 2018 16 January 2019 10 July 2019 13 November 2019 This course can also be presented in-house for your company or via live on-line webinar

More information

Chapter 3 Comparative Accounting

Chapter 3 Comparative Accounting Chapter 3 Comparative Accounting Some nations accounting rules are based on tradition and evolve over time. Other nations rules are legislated and are part of commercial law. Accounting rules tend to mirror

More information

Your helpful life insurance guide: Shopping for life insurance

Your helpful life insurance guide: Shopping for life insurance Your helpful life insurance guide: Shopping for life insurance When it comes to shopping for life insurance, you may need help making an informed decision. At Amica Life, we believe helpfulness is what

More information

MTP_ Inter _Syllabus 2016_ June 2018_Set 2 Paper 7 Direct Taxation (DTX)

MTP_ Inter _Syllabus 2016_ June 2018_Set 2 Paper 7 Direct Taxation (DTX) Paper 7 Direct Taxation (DTX) Academics Department, The Institute of Cost Accountants of India (Statutory Body under an Act of Parliament) Page 1 Paper 7 Direct Taxation Time Allowed: 3 Hours Full Marks:

More information

Public consultation on EU funds in the area of values and mobility

Public consultation on EU funds in the area of values and mobility Contribution ID: 9d8a55f8-5d8e-41d1-b1e9-bb155224c3a4 Date: 07/03/2018 15:16:10 Public consultation on EU funds in the area of values and mobility Fields marked with * are mandatory. Public consultation

More information

NEEDS ANALYSIS QUESTIONNAIRE

NEEDS ANALYSIS QUESTIONNAIRE NEEDS ANALYSIS QUESTIONNAIRE 1. Personal details r full name Surname First name(s) s full name Surname First name(s) Address Postal Residential Telephone number (H) Telephone number (W) Fax Cellphone E-mail

More information

Pearson LCCI Certificate in Accounting (VRQ) Level 3 (ASE20104)

Pearson LCCI Certificate in Accounting (VRQ) Level 3 (ASE20104) Pearson LCCI Certificate in Accounting (VRQ) Level 3 (ASE20104) Examiners Report November 2016 1 LCCI Certificate in Accounting ASE20104 LCCI Qualifications LCCI qualifications come from Pearson, the world

More information

ANNEX II QUESTIONNAIRE

ANNEX II QUESTIONNAIRE ANNEX II QUESTIONNAIRE Fit and proper assessment of members of the board of directors and key function holders Name of credit institution LEI code of credit institution General Electronic Commercial Registry

More information

TRUSTEE MATTERS NEWSLETTER

TRUSTEE MATTERS NEWSLETTER TRUSTEE MATTERS NEWSLETTER 1st March 2016, Volume 1, Issue 1 Welcome to our first edition of what we have titled Trustee Matters newsletter. Our newsletter intends to provide you with a range of topical

More information

UPDATE JUNE This year s summer seminar will take place on 30 June The seminar starts at The programme is as follows:

UPDATE JUNE This year s summer seminar will take place on 30 June The seminar starts at The programme is as follows: UPDATE JUNE 2016 SUMMER SEMINAR This year s summer seminar will take place on 30 June 2016. The seminar starts at 12-30. The programme is as follows: OPENING ADDRESS - Baroness Rosalind Altmann CBE, Minister

More information

INTERNATIONAL EDUCATION STANDARDS MAPPING AIA SYLLABUS AT DECEMBER 2016

INTERNATIONAL EDUCATION STANDARDS MAPPING AIA SYLLABUS AT DECEMBER 2016 AIA EXAMS INTERNATIONAL EDUCATION STANDARDS MAPPING AIA SYLLABUS AT DECEMBER 2016 What are the International Education Standards? The International Accounting Education Standards Board (IAESB) is an independent

More information

Risk Management Program for Eligible Midwives

Risk Management Program for Eligible Midwives Risk Management Program for Eligible Midwives Key Dates 1 April Program year commences 31 March Program year ends All online activities, Action Plans and Accredited Activity certificates must be submitted

More information

Total reward: pay and pension contributions in the private and public sectors

Total reward: pay and pension contributions in the private and public sectors Economic & Labour Market Review Vol 4 No 9 September 21 ARTICLE Sarah Levy, Hazel Mitchell, Guled Guled and Jessica Coleman Total reward: pay and pension contributions in the private and public sectors

More information

Certified Translation from German into English. Regulation Governing the Use of Trade Marks

Certified Translation from German into English. Regulation Governing the Use of Trade Marks Certified Translation from German into English Regulation Governing the Use of Trade Marks of the registered association Castillo Morales Vereinigung e.v. 6007 Frankfurt/Main - hereinafter referred to

More information

Personal Income Tax Return Year End Questionnaire 2016

Personal Income Tax Return Year End Questionnaire 2016 Personal Income Tax Return Year End Questionnaire 2016 Client: Date: To assist us in preparing your income tax return, please use this questionnaire as a checklist when you compile your information. With

More information

Equity & Debt Capital Markets

Equity & Debt Capital Markets Equity & Debt Capital Markets This course is presented in London on: 16 October 2018, 24 January 2019, 18 June 2019, 29 October 2019 This course can also be presented in-house for your company or via live

More information

BOOKKEEPERS IRELAND BOOKKEEPING STANDARDS IN IRELAND. In this issue WAGES VAT OFFICE ADMINISTRATION PAYE/PRSI INCOME LEVY FEEDBACK BOOKKEEPING PODCAST

BOOKKEEPERS IRELAND BOOKKEEPING STANDARDS IN IRELAND. In this issue WAGES VAT OFFICE ADMINISTRATION PAYE/PRSI INCOME LEVY FEEDBACK BOOKKEEPING PODCAST BOOKKEEPERS IRELAND THE MAGAZINE DEDICATED TO BOOKKEEPING IN IRELAND JUNE 2010 BOOKKEEPING STANDARDS IN IRELAND OR RATHER THE LACK OF THEM Anyone can call themselves an accountant in Ireland, but only

More information

2016 Toi Tōtara Haemata Investment Programme Assessor Guidelines and Scales

2016 Toi Tōtara Haemata Investment Programme Assessor Guidelines and Scales Purpose 2016 Toi Tōtara Haemata Investment Programme Assessor Guidelines and Scales This document sets out the assessor guidelines, indicators and scales to be applied for each part of a proposal to the

More information

EXTENDING COVERAGE IN THE GERMAN PENSION SYSTEM

EXTENDING COVERAGE IN THE GERMAN PENSION SYSTEM EXTENDING COVERAGE IN THE GERMAN PENSION SYSTEM Social Security Development Unit Research, Development, Statistics Department German Pension Insurance Federal Institute Berlin, Germany Organized by: MINISTRY

More information

Pensions and Retirement Policy

Pensions and Retirement Policy Pensions and Retirement Policy Contents 1.0 Statement of Purpose/Objective 2.0 Scope 3.0 Roles and Responsibilities 3.1 The Responsibilities of Managers 3.2 The Responsibilities of Employees 4.0 Pension

More information

APPENDIX - A QUESTIONNAIRE

APPENDIX - A QUESTIONNAIRE xiv APPENDIX - A QUESTIONNAIRE I. Personal Information 1.1 Name : 1.2 Amount of Investment : Up to Rs. 1,00,000 [ ] Rs.1,00,001-Rs.2,00,000[] Rs.2,00,001-Rs.5,00,000 [ ] Above Rs.5,00,000[ 1.3 Educational

More information

Pay in the public services how workers continue to pay for the crisis

Pay in the public services how workers continue to pay for the crisis Pay in the public services how workers continue to pay for the crisis 1 Pay in the public services how workers continue to pay for the crisis In response to the financial crisis of 2008, governments across

More information

Taking your career to a new level Contract / Procurement / Negotiation Specialist - Professional Development Programme

Taking your career to a new level Contract / Procurement / Negotiation Specialist - Professional Development Programme Contract / Procurement / Negotiation Specialist - Professional Development Programme Contract / Procurement/ Negotiation Specialist - Professional development programme The programme in summary What is

More information

PROJECT ACADEMY OF EUROPEAN CITIZENSHIP. presented by Nils Peschke

PROJECT ACADEMY OF EUROPEAN CITIZENSHIP. presented by Nils Peschke PROJECT ACADEMY OF EUROPEAN CITIZENSHIP presented by Nils Peschke July 4th, 2014 Content Target group/participants in our school Comparison highest approval rates "In-house-survey" - "Street survey" Comparison

More information

Queensland Law Society Indemnity Rule 2005

Queensland Law Society Indemnity Rule 2005 Queensland Law Society Indemnity Rule 2005 Table of Contents Part 1 Part 2 Part 3 Part 4 Part 5 Part 6 Part 7 Part 8 Schedule 1 Preliminary Master Policy Requirements for the Professional Indemnity Insurance

More information

CPA Australia-Corporate Governance & Financial Reporting Centre Survey on Accounting for Small & Medium Entities (SMEs)

CPA Australia-Corporate Governance & Financial Reporting Centre Survey on Accounting for Small & Medium Entities (SMEs) CPA Australia-Corporate Governance & Financial Reporting Centre Survey on Accounting for Small & Medium Entities (SMEs) SINGAPORE REPORT TABLE OF CONTENTS Headings Page Executive Summary 1 Introduction

More information

Phase 1: Written Qualifications. Phase 2: Client Reference Checks. Phase 3: Evaluation: Oral Interviews

Phase 1: Written Qualifications. Phase 2: Client Reference Checks. Phase 3: Evaluation: Oral Interviews APPENDIX C-1: SAMPLE EVALUATION FORMS Phase 1: Written Qualifications Phase 2: Client Reference Checks Phase 3: Evaluation: Oral Interviews Appendix C-1: Page 1 Insert Name of Institution Energy Performance

More information

Visit our website at

Visit our website at Newsletter Pensions September 2013 Welcome Welcome to Pensions, our bimonthly newsletter keeping you informed of developments in pensions law. To find out more about how we can help you with pensions issues,

More information

1. NAME 2. PURPOSE OF DESCRIBING MAIN BUSINESS

1. NAME 2. PURPOSE OF DESCRIBING MAIN BUSINESS 1. NAME MEMORANDUM OF ASSOCIATION OF A COMPANY NOT HAVING A SHARE CAPITAL [Section 54(1); Regulation 17(3)]Registration No. of Company SOUTHERN AFRICAN MARKETING RESEARCH ASSOCIATION (the company) 1.1

More information

Valuing A Business. This course is presented in London on: 17 May 2018, 24 October The Banking and Corporate Finance Training Specialist

Valuing A Business. This course is presented in London on: 17 May 2018, 24 October The Banking and Corporate Finance Training Specialist Valuing A Business This course is presented in London on: 17 May 2018, 24 October 2018 The Banking and Corporate Finance Training Specialist Course Objectives Participants will: Be introduced to major

More information

Public consultation on EU funds in the area of investment, research & innovation, SMEs and single market

Public consultation on EU funds in the area of investment, research & innovation, SMEs and single market Public consultation on EU funds in the area of investment, research & innovation, SMEs and single market Fields marked with * are mandatory. Public consultation on EU funds in the area of of investment,

More information

Paul Lorenz, MBA Chief Executive Officer, SCVMC. Continuing Medical Education (CME) Standards for Commercial Support

Paul Lorenz, MBA Chief Executive Officer, SCVMC. Continuing Medical Education (CME) Standards for Commercial Support Administrative Policies and Procedures Manual VMC # 154.02 October 5, 2013 TO: FROM: SUBJECT: REFERENCES: SCVMC Employees Paul Lorenz, MBA Chief Executive Officer, SCVMC Continuing Medical Education (CME)

More information

Institute of Certified Bookkeepers

Institute of Certified Bookkeepers Making you count Institute of Certified Bookkeepers Level IV Certificate in Advanced Bookkeeping and Accounting Syllabus Institute of Certified Bookkeepers ICB Level IV Certificate in Bookkeeping and Accounting

More information

ASSOCIATION OF SOUTH WEST MEDIATORS CIVIL AND COMMERCIAL FACULTY REGULATIONS

ASSOCIATION OF SOUTH WEST MEDIATORS CIVIL AND COMMERCIAL FACULTY REGULATIONS ASSOCIATION OF SOUTH WEST MEDIATORS CIVIL AND COMMERCIAL FACULTY REGULATIONS REGULATIONS 1. ADMISSION TO THE FACULTY... Error! Bookmark not defined. 2. MEDIATOR PANELS... Error! Bookmark not defined. 3.

More information

RFP No. R P1 Group Prepaid Legal Insurance Services Project Specific Vendor Questionnaire Matrix Page 1 of 6

RFP No. R P1 Group Prepaid Legal Insurance Services Project Specific Vendor Questionnaire Matrix Page 1 of 6 Group Prepaid Legal Insurance Services Project Specific Vendor Questionnaire Matrix Page 1 of 6 Proposer is being asked to provide the following services. Proposers are asked to specify their ability to

More information

COMMISSION OF THE EUROPEAN COMMUNITIES. Proposal for a DIRECTIVE OF THE EUROPEAN PARLIAMENT AND OF THE COUNCIL

COMMISSION OF THE EUROPEAN COMMUNITIES. Proposal for a DIRECTIVE OF THE EUROPEAN PARLIAMENT AND OF THE COUNCIL COMMISSION OF THE EUROPEAN COMMUNITIES Brussels, 3.6.2002 COM(2002) 279 final 2002/0122 (COD) Proposal for a DIRECTIVE OF THE EUROPEAN PARLIAMENT AND OF THE COUNCIL amending Council Directive 68/151/EEC,

More information

SIENA RESEARCH INSTITUTE SIENA COLLEGE, LOUDONVILLE, NY

SIENA RESEARCH INSTITUTE SIENA COLLEGE, LOUDONVILLE, NY SIENA RESEARCH INSTITUTE SIENA COLLEGE, LOUDONVILLE, NY www.siena.edu/sri For Immediate Release: Monday, January 26, 2015 Contact: Dr. Don Levy, 518-783-2901, dlevy@siena.edu PDF version; crosstabs; website:

More information

ALUCA. Click to edit Master title style STRATEGIC PLAN Educate, develop, connect. Edit Master text styles

ALUCA. Click to edit Master title style STRATEGIC PLAN Educate, develop, connect. Edit Master text styles Click to edit Master title style ALUCA Second level STRATEGIC PLAN 2020 Educate, develop, connect ALUCA Strategic Plan 2017-2020 The 2020 Journey Click to edit Master title style To future proof life insurance

More information

Invitation to Negotiate (ITN): Investment Advisory Firm

Invitation to Negotiate (ITN): Investment Advisory Firm The FSU RESEARCH FOUNDATION 2000 Levy Avenue, Suite 351 Tallahassee, Florida 32310 850.644.8650 Fax 850.644.3658 : 1. General Information 1.1. Overview The Florida State University Research Foundation,

More information

Final Report Technical Advice on the evaluation of certain elements of the Short Selling Regulation

Final Report Technical Advice on the evaluation of certain elements of the Short Selling Regulation Final Report Technical Advice on the evaluation of certain elements of the Short Selling Regulation 21 December 2017 ESMA70-145-386 Table of Contents 1 Executive Summary... 5 2 Preliminary remarks... 6

More information

RESEARCH TRAINING NETWORKS

RESEARCH TRAINING NETWORKS EUROPEAN COMMISSION RESEARCH DIRECTORATE-GENERAL Directorate F : Human potential and mobility RESEARCH TRAINING NETWORKS HUMAN POTENTIAL AND MOBILITY OF RESEARCHERS PROGRAMME RESEARCH TRAINING NETWORKS

More information

Is it tax deductible?

Is it tax deductible? Everyone wants to pay less tax right? To do that you need to know what you can claim and what you can t. It s not about cheating the system, or creative accounting. It s all about claiming what you re

More information

Arqiva Defined Benefit Pension Plan Trustee Newsletter September 2012

Arqiva Defined Benefit Pension Plan Trustee Newsletter September 2012 Arqiva Defined Benefit Pension Plan Trustee Newsletter September 2012 Message from the Chairman of the Trustees, Peter Douglas Welcome to the annual Trustee newsletter for members of the Arqiva Defined

More information

The Rules of Employee Life Cover from B&CE

The Rules of Employee Life Cover from B&CE The Rules of Employee Life Cover from B&CE For people, not profit CONTENTS No Heading Page 1. Interpretation 2 2. Inclusion in Employee Life Cover from B&CE (ELC) 2 3. Levels of Benefit 3 4. Claims and

More information

BRITISH TAEKWONDO COUNCIL INSURANCE CONTENTS. Disclaimer 3. Why We Need Insurance 3. Why BTC? 3. Insurance Cover 3. Personal Accident Insurance 3

BRITISH TAEKWONDO COUNCIL INSURANCE CONTENTS. Disclaimer 3. Why We Need Insurance 3. Why BTC? 3. Insurance Cover 3. Personal Accident Insurance 3 BRITISH TAEKWONDO COUNCIL INSURANCE CONTENTS Section Page Disclaimer 3 Why We Need Insurance 3 Why BTC? 3 Insurance Cover 3 Personal Accident Insurance 3 Liability Insurance 4 Members Professional Indemnity

More information

PREPARING A QUALIFIED AUDIT REPORT - DISAGREEMENT (RELATED PARTIES EXAMPLE) 14 June 2018

PREPARING A QUALIFIED AUDIT REPORT - DISAGREEMENT (RELATED PARTIES EXAMPLE) 14 June 2018 ICAEW AUDIT AND ASSURANCE FACULTY HELPSHEET PREPARING A QUALIFIED AUDIT REPORT - DISAGREEMENT (RELATED PARTIES EXAMPLE) 14 June 2018 This helpsheet was last updated in June 2018 and is based on the relevant

More information

Actuarial profession issues warning on commutation factors

Actuarial profession issues warning on commutation factors 22nd February 2007 Issue No: 8 Pensions Bulletin Actuarial profession issues warning on commutation factors Amidst concern that, as a result of falling long-dated nominal and real interest rates and higher

More information

SEVENTY-SIXTH SESSION

SEVENTY-SIXTH SESSION Registry's translation, the French text alone being authoritative. SEVENTY-SIXTH SESSION In re GAUTREY Judgment 1326 THE ADMINISTRATIVE TRIBUNAL, Considering the complaint filed by Mr. Michael Leslie Howard

More information

Profile.

Profile. Synergy TAS PLT Suite 153, PG-15A, Ground Floor, Jaya 33 No. 3, Jalan Semangat, Section 13 46100 Petaling Jaya, Selangor. e: event@ @synergytas.com Speak ker Profile Dr Choong Kwai Fatt Complexity is your

More information

IN EUROPEAN BANKING SYSTEMS 1

IN EUROPEAN BANKING SYSTEMS 1 Reinhard H. Schmidt * Dilek Bülbül ** Ulrich Schüwer *** IN EUROPEAN BANKING SYSTEMS 1 Germany, as this country is almost unique in so far as the German savings banks and the place and role of savings

More information

SETTING UP BUSINESS IN LUXEMBOURG

SETTING UP BUSINESS IN LUXEMBOURG www.antea-int.com SETTING UP BUSINESS IN LUXEMBOURG 1 General Aspects Luxembourg is a unique gateway to the European market through its location in the centre of Europe, between Belgium, France and Germany.

More information

Czech Trade Promotion Agency 2012

Czech Trade Promotion Agency 2012 Czech Trade Promotion Agency 2012 CzechTrade is an allowance organization of the Ministry of Industry and Trade. It has been a partner for Czech companies on their way to export success for more than 15

More information

Financial Year

Financial Year Income Tax Data Sheet 2013-14 Financial Year Please only complete information NOT already recorded in prior years Please keep a copy of ALL documents you send to us Date:... Name: Date of Birth:..........

More information

OVERVIEW QUALIFICATIONS & PARTICULARS

OVERVIEW QUALIFICATIONS & PARTICULARS LOCAL ENTERPRISE OFFICE DUN LAOGHAIRE RATHDOWN (Digital & Technology) Senior Enterprise Development Officer Grade VII (006868) Specific Purpose Contract 3 Years Fixed Term OVERVIEW Local Enterprise Offices

More information

LUXEMBOURG. Your prime business hub in Europe

LUXEMBOURG. Your prime business hub in Europe LUXEMBOURG Your prime business hub in Europe Seoul, October 6, 2014 South Korea - Luxembourg Luxembourg, your prime business hub in Europe Invitation On the occasion of the trade mission to South Korea,

More information

Library Director Performance Appraisal. Director: Date:

Library Director Performance Appraisal. Director: Date: Library Director Performance Appraisal Director: Date: The director serves as the Administrator of the Library and as Executive to the Board of Trustees. S/he is responsible for the over all day-to-day

More information

E1-E2 Accounting Standards And Ratio analysis

E1-E2 Accounting Standards And Ratio analysis E1-E2 Accounting Standards And Ratio analysis For internal circulation of BSNLonly 1 WELCOME This is a presentation for the E1-E2 (Finance) Module for the Topic: Accounting standards and Ratio analysis

More information

Distribution and Advice in a Post-RDR World

Distribution and Advice in a Post-RDR World Distribution and Advice in a Post-RDR World Richard Taylor Retail Investments Policy FSA 16 September 2009 1 What I will cover Aims of the RDR The proposals set out in CP09/18 Independent/restricted advice

More information

KEY DATES IN HISTORY OF FIREFIGHTERS PENSION SCHEME

KEY DATES IN HISTORY OF FIREFIGHTERS PENSION SCHEME KEY DATES IN HISTORY OF FIREFIGHTERS PENSION SCHEME Pension scheme rules rarely remain static. They may be amended to suit the changing circumstances of employment of their members, or to reflect changes

More information

National Standards for Financial Literacy Alignment to BizWorld 4.0 (4th and 8th grade Benchmarks)

National Standards for Financial Literacy Alignment to BizWorld 4.0 (4th and 8th grade Benchmarks) 4th Grade Benchmark National Standards for Financial Literacy Alignment to BizWorld 4.0 (4th and 8th grade Benchmarks) A. EARNING INCOME 4 1. People have many different types of jobs from which to choose.

More information

Client Retention & Business Growth. Tips & Strategies on Using Charitable Planning for Building Your Practice

Client Retention & Business Growth. Tips & Strategies on Using Charitable Planning for Building Your Practice Client Retention & Business Growth Tips & Strategies on Using Charitable Planning for Building Your Practice The Leading Independent Donor Advised Fund Choice Since 1993 Table of Contents For many advisors,

More information

ANSWER CITATION COMMENT QUESTION. The Responsibilities of the Board. Regulatory Framework

ANSWER CITATION COMMENT QUESTION. The Responsibilities of the Board. Regulatory Framework QUESTION ANSWER CITATION COMMENT The Responsibilities of the Board Regulatory Framework Please provide accurate historical description and analysis of the evolution and content of the regulatory framework

More information

Auditor General s Report on Sponsorship Misspending: Purgatory for Gagliano and Chretien; Serious Concern about Paul Martin

Auditor General s Report on Sponsorship Misspending: Purgatory for Gagliano and Chretien; Serious Concern about Paul Martin Auditor General s Report on Sponsorship Misspending: Purgatory for Gagliano and Chretien; Serious Concern about Paul Martin BDO Dunwoody/Chamber Weekly CEO/Business Leader Poll by COMPAS in the Financial

More information

The Establishment History Panel

The Establishment History Panel Methodische Aspekte zu Arbeitsmarktdaten No. 8/2007 The Establishment History Panel Anja Spengler 2 No. 8/2007 Contents 1. Introduction...3 2. Mandatory Social Security Notification...4 3. Aggregation...5

More information

A Career As. An Actuary?

A Career As. An Actuary? A Career As An Actuary? Photo A CAREER AS AN ACTUARY? Choosing a career will likely be one of the most important decisions of your life. To make a wise choice, you will need much careful

More information

RULES OF THE ACTUARIAL SOCIETY OF FINLAND

RULES OF THE ACTUARIAL SOCIETY OF FINLAND 1 (25) RULES OF THE ACTUARIAL SOCIETY OF FINLAND THE ASSOCIATION AND ITS PURPOSE 1 Name of the Association 2 Domicile of the Association 3 Purpose of the Association 4 Activities of the Association MEMBERSHIP

More information

2016/17 Individual Income Tax Return Checklist

2016/17 Individual Income Tax Return Checklist 2016/17 Individual Income Tax Return Checklist To assist us in preparing your income tax return, please use this checklist when you compile your information. Completing the checklist can take some time

More information

The Performance Assessment of Energy Companies

The Performance Assessment of Energy Companies Available online at www.sciencedirect.com APCBEE Procedia 5 (2013 ) 265 270 ICESD 2013: January 19-20, Dubai, UAE The Performance Assessment of Energy Companies G. Capece, F. Di Pillo and N. Levialdi -

More information

Maltese Financial Regulation

Maltese Financial Regulation Maltese Financial Regulation Dates: January 2016-25 th, 29 th February 2016-1 st, 5 th, 8 th, 12 th, 17 th Time: 16:00 to 19:00 Venue: MFSA, Conference Hall, Notabile Road, Attard Overview The main objective

More information

Is it Tax Deductible?

Is it Tax Deductible? Everyone wants to pay less tax right? To do that you need to know what you can claim and what you can t. It s not about cheating the system, or creative accounting. It s all about claiming what you re

More information

Quarterly report for the period ending 31 December 2018

Quarterly report for the period ending 31 December 2018 Quarterly report for the period ending 31 December 2018 KEY HIGHLIGHTS Appointment of Peter Griffiths as CEO and Managing Director Appointment of Dr Neale Fong as Non-Executive Director Appointment of

More information

The excellent results achieved by Belfius in 2015 validate its customer satisfaction strategy

The excellent results achieved by Belfius in 2015 validate its customer satisfaction strategy Brussels, 25 February 2016 The excellent results achieved by Belfius in 2015 validate its customer satisfaction strategy The strategic attention Belfius paid to customer satisfaction is the basis of its

More information

MALTESE FINANCIAL REGULATION

MALTESE FINANCIAL REGULATION MALTESE FINANCIAL REGULATION 30th January, 1st, 6th, 8th, 13th, 15th, 20th February 2018 MFSA, Notabile Road, Attard 16 : 00-19 : 00 OVERVIEW The main objective of this training course is to provide a

More information

Presentation l Actuariel (1) The magazine

Presentation l Actuariel (1) The magazine Presentation l Actuariel (1) The magazine Broadcasted since June 2011 Quarterly publicated Printing : 5 500 copies Joint editorial Committee (journalists and actuaries) Editor: Société des actuaires (100%

More information

I. Identifying information. Contribution ID: 061f8185-8f02-4c02-b a7d06d30f Date: 15/01/ :05:48. * Name:

I. Identifying information. Contribution ID: 061f8185-8f02-4c02-b a7d06d30f Date: 15/01/ :05:48. * Name: Contribution ID: 061f8185-8f02-4c02-b530-284a7d06d30f Date: 15/01/2018 16:05:48 Public consultation on a possible EU action addressing the challenges of access to social protection for people in all forms

More information

SENIOR ENTERPRISE DEVELOPMENT OFFICER GRADE VII PERMANENT (COMP ID )

SENIOR ENTERPRISE DEVELOPMENT OFFICER GRADE VII PERMANENT (COMP ID ) DUN LAOGHAIRE RATHDOWN COUNTY COUNCIL Chomhairle Chontae Dhún Laoghaire Rath An Dúin SENIOR ENTERPRISE DEVELOPMENT OFFICER GRADE VII PERMANENT (COMP ID 007628) OVERVIEW Local Enterprise Offices (LEOs)

More information

ANZIIF Broking Studies ANZIIF. GROWING CAREERS.

ANZIIF Broking Studies ANZIIF. GROWING CAREERS. ANZIIF Broking Studies ANZIIF. GROWING CAREERS. Established more than 130 years ago, ANZIIF is the leading membership, education, training and professional development organisation for insurance and finance

More information

Economic and Financial Education Symposium - MIDE September 25, 2015

Economic and Financial Education Symposium - MIDE September 25, 2015 Economic and Financial Education Symposium - MIDE September 25, 2015 THE ECONOMIC IMPORTANCE OF FINANCIAL LITERACY Annamaria Lusardi The George Washington University School of Business Academic Director,

More information