Designing social protection insurance schemes to benefit rural women: lessons from Asia and sub- Saharan Africa
|
|
- Bernadette Chase
- 5 years ago
- Views:
Transcription
1 socialprotection.org presents the Webinar Series on Gender-Sensitive Social Protection holding its 7 th session: Designing social protection insurance schemes to benefit rural women: lessons from Asia and sub- Saharan Africa Supported by: International Policy Centre for Inclusive Growth (IPC-IG/UNDP) Food and Agriculture Organization of the United Nations (FAO) Deutsche Gesellschaft für Internationale Zusammenarbeit, GIZ 1
2 socialprotection.org presents the webinar Designing social protection insurance schemes to benefit rural women: lessons from Asia and sub-saharan Africa Panellists: Shree Kant Kumar, CEO of Vimo SEWA with the support of Tara Sinha Mathieu Dubreuil, Micro-insurance Specialist, R4 Rural Resilience Initiative, WFP Christina Dankmeyer, Advisor, Social Protection Sector Initiative, GIZ Moderator: Maja Gavrilovic, Social Protection Specialist, FAO
3 Submit your questions to the panellists Type them in the GoToWebinar chat bar! SPGateway SP_Gateway
4 Designing social protection insurance schemes to benefit rural women: lessons from Asia and sub-saharan Africa Moderator Maja Gavrilovic, Social Protection Specialist, FAO Maja is a Social Protection Specialist working with the FAO s Social Protection and Gender Teams. In this position, she acts as a focal point for the technical and capacity development work on gender-sensitive social protection programming and is currently leading a development of the training guides on how to integrate gender into cash transfers and public works schemes. Prior to this role, in FAO, her research focus was on the policy and operational synergies between agriculture and social protection. Before joining FAO, she has carried out a qualitative research and policy work for various donors, including UNICEF, DFID, UN Women on social protection, maternal and child health, and child protection. From , she supported the Government of The Gambia to develop its first national social protection policy , and implementation plan. Her latest publication is entitled Strengthening coherence between agriculture and social protection to combat rural poverty and hunger in Africa: framework for analysis and action (FAO, 2016).
5 Designing social protection insurance schemes to benefit rural women: lessons from Asia and sub-saharan Africa Panellist Christina Dankmeyer, Advisor, Social Protection Sector Initiative, GIZ Christina Dankmeyer currently works as an advisor to the German Federal Ministry for Economic Cooperation and Development with GIZ s Social Protection Sector Initiative. Prior to joining GIZ, Christina worked as a social protection specialist at the Food and Agriculture Organization (FAO) of the United Nations, where she led the process of developing the organization s Social Protection Framework. She also previously worked with WHO s Social Determinants of Health Unit as well as on the GIZ Microinsurance Innovations Programme for Social Security (MIPSS) in the Philippines
6 Designing social protection insurance schemes to benefit rural women: lessons from Asia and sub-saharan Africa Panellist Shree Kant Kumar, CEO of Vimo SEWA with the support of Tara Sinha Shree Kant Kumar is working with the National Insurance VimoSEWA Cooperative Ltd (VimoSEWA) as the Chief Executive Officer (CEO) and having more than 10 years of experience of both corporate world and of development sector. He has implemented different multi-stakeholders projects in the thematic areas of microfinance, microinsurance, livelihood, health, child care and capacity building in India and three countries in East Africa including Ethiopia, Tanzania and South Africa. He has successfully established and managed the first women farmer s cooperative promoted by the Self Employed Women s Association (SEWA) in Gujarat and make it financially viable. Prior to joining SEWA, he has worked with the leading private insurance company of India and passionate to learn and apply different management tools and techniques to solve the social issues of informal sector women workers through their own organizations.
7 Designing social protection insurance schemes to benefit rural women: lessons from Asia and sub-saharan Africa Panellist Mathieu Dubreuil, Micro-insurance Specialist, R4 Rural Resilience Initiative, WFP Mathieu Dubreuil is Microinsurance Advisor at the World Food Programme in the Climate and DRR Programmes Unit, particularly focusing on index insurance, and the R4 Initiative. Based in Rome, he currently mostly focuses on the R4 countries Senegal, Zambia, Malawi, Kenya, Ethiopia, and Zimbabwe. He is also providing technical expertise to the ARC Replica initiative. Before, he was managing 5 microinsurance brokerage companies in West Africa, for PlaNet Guarantee, and particularly heading a regional index insurance programme, based in Senegal during 5 years. Previously, as Africa director, he developed credit life and health microinsurance in West Africa, Madagascar and Palestine. He started as admin & finance officer and technical assistant for PlaNet Finance Morocco, where he spent 3 years. Mathieu is graduated from EDHEC Business School, with a major on cultural and humanitarian aid management.
8 Designing social protection insurance schemes to benefit rural women: lessons from Asia and sub-saharan Africa Panellist Tara Sinha, Consultant Tara Sinha has been working in the development sector for over 25 years. Her areas of expertize include Gender and Women s Empowerment, Microinsurance, Microfinance and Community Health. She is currently working as an independent consultant. Some of the organizations she has consulted for include the Self-employed Women s Organization (SEWA), the International Center for Research on Women, German Agency for Technical Development (GIZ), World Bank, World Health Organization, Tata Strategic Management Group and the Microinsurance Academy. She has worked both in programme management and research, and has published in refereed journals, particularly in the area of microinsurance and community health. She has a Master s degree in Public Policy from the University of California at Berkeley and an M.Phil (Sociology) from Jawaharlal Nehru University, Delhi.
9 SOCIAL PROTECTION FOR ALL? CLOSING THE GENDER GAP IN INSURANCE Christina Dankmeyer GIZ Social Protection Advisor Socialprotection.org Webinar 14 Dec. 2017
10 Social protection for all WHY gender-sensitive insurance? Women face different risks than men, e.g. due to maternity or a caretaker role in the household They face more challenges in access and usage: Legal access: laws restricting women s economic opportunities (in 155 of 173 economies) Socio-economic access: Women are disproportionately represented among the poor Cultural and physical access Access to knowledge: lower literacy rates Seite 10
11 2017 Publication prepared for the G20 Global Partnership for Financial Inclusion (GPFI) 3 Industry perspectives 4 Government stakeholder perspectives 4 Case Studies
12 WHAT do we know? Documented examples of insurance for and by women that works, for example: Cooperative-driven health cover in India (VimoSEWA) Compulsory health cover in Jordan Microinsurance mutuals in the Philippines Data on arguments for having insurance: e.g. healthcare costs most common cause of strain on women s savings and assets Qualitative information, such as better results for women through female agents Interest of private sector, while regulators are only beginning to act Seite 12
13 HOW can insurance be designed more inclusively for women? Collect and analyze inclusive insurance sex-disaggregated data on both the supply and demand side Promote gender diversity not only among regulators but also in the insurance industry Make financial literacy programs more responsive to women clients Support regulatory environment for and research on new products and distribution channels to target women clients and Address other legal and policy constraints that indirectly limit access and usage of insurance Seite 13
14 What we don t know what is needed? Data to make a business/economic case: to highlight that support serving women is indeed a good business and a good investment in society Examples beyond traditional (social) insurance: e.g. life or asset insurance, agricultural insurance Incentives to engage stakeholders more consistently and efficiently: Which incentives will work for insurers, for community-organisations, for supervisors, for policy-makers to act? How new technologies can be leveraged and affect women Seite 14
15 Compendium available at: Information on Launch at IMF-World Bank Spring Meetings 2017: #InsureHERProtectALL
16 Health and Financial Protection by, for and with Informal Women Workers: VimoSEWA, Insurance cooperative of the Self Employed Women s Association (SEWA)
17 The Problem 1. Little or no financial and social protection during crises like hospitalisation. 2. The poorest and most vulnerable women repeatedly face risks; often several at a time. 3. Unforeseen events like hospitalisation push informal women workers and their families into debt, distress selling of assets and further into poverty. 4. SEWA Bank reported that sickness is the number one cause for taking loans.
18 VimoSEWA s Goal To provide some financial risk cover to informal women workers and their families during sickness and other unforeseen events, thus enabling them to emerge from poverty and towards selfreliance. The risk cover is provided by their own financially viable cooperative, where women are the users, managers and owners, thus strengthening their solidarity and sisterhood.
19 Genesis of VimoSEWA Insurance progamme started in 1992; both life & non-life products (health, accident insurance) National Insurance VimoSEWA Cooperative registered in 2009; 12,000 women share-holders from 5 states in India + 13 organisations 100,000 insured women, family members 10 products health, life, accident, loss of daily income Products, services marketed by 200 Vimo Sathis, all women workers. 19
20 VimoSEWA: SEWA s Insurance Cooperative Services offered: Product development for responding to women s needs Insurance education for ensuring reach to women Linking with insurers Selling products through women insurance promoters only Claims processing and servicing-at the women s doorstep Maintaining data base Linking with other SEWA cooperatives: SEWA Bank (savings, credit, pension) Lok Swasthya (primary health care) 20
21 Effect of insurance products & services on women clients Insurance has been a significant source of financial support to women Rs 200 million or USD 3 million by way of claims Alleviated anxieties caused due to potential uncertainty /risks faced Increased financial literacy Increased financial inclusion and social protection with women in the lead--as insurance policy holder, share-holder of cooperative More productive use of women s resources/ finances due to risk-pooling, thereby helping to build women s assets Strengthened sense of self-worth as workers whose social protection is as important as that of any male workers. Provided work and regular income to women as insurance promoters; demonstrated that informal women workers can organise, run their own insurance and also earn from it
22 Performance and impact 1. VimoSEWA is financially viable, generating profit, giving dividend; Growth: 10% per annum 2. Outreach insureds in 7 states 20 new partner organisations 3. Concrete economic benefit via claims : Rs 20 Crores (USD 3 million) in last 25 years 4. Government s health insurance schemes incorporate VimoSEWA s approach 5. Parliament s Insurance Committee incorporates VimoSEWA s approach 22
23 Challenges 1. Sustainability - right mix of financial and social goals required: Scale is key Outreach Managing costs and revenues Efficient processes Client Value Appropriate products and processes Proper disclosure of terms/conditions Timely servicing 2. Regulatory framework High capital requirement for becoming a registered insurer No special regulations for mutuals / cooperatives, nor promotion of microinsurance 23
24 Conditions for Successful Implementation 1. Trust 2. Large grassroots network 3. Committed technical persons, professionals 4. Membership-based organisation (co-operative) democratic, transparent governance 5. Flexibility and ability to evolve 6. Strong commitment to financial viability 7. Integrated approach, especially with primary health care 8. Credibility with hospitals, providers
25 THANK YOU
26 Gender Sensitive Insurance The experience of R4 MIN Webinar, Oct 2017
27 A Window into the Future 1.Rationale 2.The R4 Model 3.Gender Sensitive Approach 4.Outputs & Impact 5.Challenges
28 Rationale Women are most food insecure as they have less access to, and control over, resources; Women are also the most vulnerable to shocks. Women are less involved in decisions within the community & their HH In Malawi and Zambia, women in rural areas suffer from widespread inequality, in large part related to unequal access to and control over agriculture production resources such as land, credit, extension services, farm implements and inputs In Senegal, Men are significantly less involved in nutrition activities
29 # insured Sum insured premium payout R4 Model At least insured in 2017
30 Gender Sensitive Approach Gender Policy : WFP s ability to achieve its Strategic Objectives depends on its capacity to deliver food assistance that addresses the different needs and priorities of the women, men, girls and boys whom it serves. (1) 4 guiding principles : Food assistance adapted to different needs (2) Equal participation (from design to implementation and monitoring) Decision making by women & girls Gender & protection (3) No specific gender based targeting on insurance. HH decide how to participate in the different components In SA : Strong gender inequalities in both countries, particularly restricted labor capacity which strongly impact productivity and income generation In Kenya : Most of the men are engaged in casual labor and do not prefer to spend time on assets as other opportunities can me more remunerative
31 Gender Sensitive Approach R4 attempts to remove the barriers for women to access climate risk management services by designing mechanisms that facilitate participation in the different components : DRR: easing the norms for participation in community activities; Focus on individual assets; Risk Transfer: design products that consider women s perspective and circumstances; design and deliver through women groups (e.g. Senegal); promote women access to mobile technology; Risk reserves: design savings mechanisms that are appropriate to women (low income, low mobility) while progressively removing the barriers to accessing formal financial services; Risk taking: focus on IGAs appropriate for women; focus on technical/business support and financial education; progressively address the barriers for accessing credit This approach has shown results: More women have access to services (slide 5); Women seem to have benefited more (impact evaluations)
32 Gender Sensitive Approach But R4 is targeting households Thus, in Senegal, in 2016 Risk reduction component : 12,000 participants (M: 6,100; F: 5,900 ) including 12% of female headed HH Risk Transfer : 7563 participants ( M:3634, F: 3929), Risk Reserves : 765 saving for change groups created, with 17,749 members. 81% women Prudent risk taking : 50 / 50
33 Gender Sensitive Approach Female Female Female Female Ethiopia 31% 33% 34% 38% Senegal 53% 31% 52% 53% Malawi 64% 72% 65% Zambia 54% 49% 51% Kenya 86% Total females 8,177 10,717 16,918 28,705 Total 24,970 31,906 41,867 57,008 Data from Kenya & Malawi are still under review for 2017
34 Outputs & Impact : Ethiopia (IE 2016) Insurance has an impact on investment (in oxen, labor, land surface access to loans) & production (cereals) and income diversification, even more for female headed HH than male headed HH and non insured WII is considered having the strongest impact of all the components Reduction of impact of drought, particularly on women headed HH FS, resilience, productive assets maintained (during and after drought) Improvement of coping strategies for women insured
35 Outputs & Impact: Senegal (IE 2016) Focus on women headed HH Overall significant increase in staple crop production (1) Overall increase in FCS (2) and greater decrease in CSI (3) Increased decision making responsibility among women in participant HH (4) It has to be noted, that the S4C component is probably the most important driver of change in decision making Asset creation + saving + insurance has a significant impact on crop production (sorghum & millet). It also limits the reduction in household expenditures (8.3% vs 17.2% for FFA only) Thanks to insurance, participants feel more confident to invest in agriculture
36 Challenges Overall : We do not specifically target women for the insurance component HH targeting Insurance only makes sense if integrated into broader risk management strategy During design process : need to make specific efforts to ensure good inputs from women (tend not to speak if men around) In general, men are focusing on cereals and women on vegetables In Ethiopia : specific situation Women buying insurance are fewer than women in the PSNP (35% vs 45%). In general, it is the only county where we find it more difficult to involve women (including in the implementation team) Limited impact on decision making
37 World Food Programme Mathieu Dubreuil Microinsurance Advisor, Climate & DRR Unit Policy & Programme Division 14/12/2017
38 Questions and Answers Mathieu Dubreuil Christina Dankmeyer Shree Kant Kumar Maja Gavrilovic Submit your questions! Type them in the GoToWebinar chat bar
39 To stay up to date on the webinar topic Follow socialprotection.org on social media! #SPorgWebinar
40 Thank you for joining the webinar Designing social protection insurance schemes to benefit rural women: Lessons from Asia and sub-saharan Africa 40
Fiscal Space for Social Protection: Harmonization of Contributory and Non-Contributory programmes
socialprotection.org presents the Fiscal Space for Social Protection: Knowledge Sharing Initiative Webinar Series Continuing with: Fiscal Space for Social Protection: Harmonization of Contributory and
More informationshocks do not have long-lasting adverse development consequences (Food Security Information Network)
Submission by the World Food Programme to the Executive Committee of the Warsaw International Mechanism for Loss and Damage on best practices, challenges and lessons learned from existing financial instruments
More informationSocial protection for equitable development
Social protection for equitable development BMZ PAPER 09 2017 POSITION PAPER Social protection for equitable development BMZ PAPER 09 2017 POSITION PAPER 2 Table of contents THE CHALLENGE 3 1 SOCIAL PROTECTION
More informationManagement response to the recommendations deriving from the evaluation of the Mali country portfolio ( )
Executive Board Second regular session Rome, 26 29 November 2018 Distribution: General Date: 23 October 2018 Original: English Agenda item 7 WFP/EB.2/2018/7-C/Add.1 Evaluation reports For consideration
More informationAssets Channel: Adaptive Social Protection Work in Africa
Assets Channel: Adaptive Social Protection Work in Africa Carlo del Ninno Climate Change and Poverty Conference, World Bank February 10, 2015 Chronic Poverty and Vulnerability in Africa Despite Growth,
More informationBenefit Package Design for UHC: The case of Indonesia
Welcome to the webinar Benefit Package Design for UHC: The case of Indonesia organized by Deutsche Gesellschaft für Internationale Zusammenarbeit, GIZ socialprotection.org presents the webinar Benefit
More informationTHE CLIMATE RISK INSURANCE INITIATIVE
THE CLIMATE RISK INSURANCE INITIATIVE InsuResilience at a glance The InsuResilience Climate Risk Insurance Initiative was adopted by the G7 partner countries Germany, France, Italy, Japan, Canada, the
More informationEvolution of methodological approach
Mainstreaming gender perspectives in national budgets: an overview Presented by Carolyn Hannan Director, Division for the Advancement of Women Department of Economic and Social Affairs at the roundtable
More informationVimo SEWA or SEWA Insurance our support in crisis
Vimo SEWA or SEWA Insurance our support in crisis SEWA's experience with providing micro insurance services to women workers over more than a decade points to the fact that micro insurance must be integrated
More informationBACKGROUND PAPER ON COUNTRY STRATEGIC PLANS
BACKGROUND PAPER ON COUNTRY STRATEGIC PLANS Informal Consultation 7 December 2015 World Food Programme Rome, Italy PURPOSE 1. This update of the country strategic planning approach summarizes the process
More informationManaging Disaster Differently: Shock- Sensitive Social Protection in Malawi
Welcome to the webinar Managing Disaster Differently: Shock- Sensitive Social Protection in Malawi organised by GIZ, Malawi Government, World Bank Group and WFP socialprotection.org presents: Managing
More informationSOCIAL PROTECTION IN SOUTH CENTRAL SOMALIA. The findings of a feasibility study October 2013 January 2014
SOCIAL PROTECTION IN SOUTH CENTRAL SOMALIA The findings of a feasibility study October 2013 January 2014 Introduction Assess whether aspects of a formal social protection system might provide a better
More informationModule 4: Earnings, Inequality, and Labour Market Segmentation Gender Inequalities and Wage Gaps
Module 4: Earnings, Inequality, and Labour Market Segmentation Gender Inequalities and Wage Gaps Anushree Sinha Email: asinha@ncaer.org Sarnet Labour Economics Training For Young Scholars 1-13 December
More informationMeasuring Financial Inclusion:
Measuring Financial Inclusion: The Global Findex Data Leora Klapper Finance and Private Sector Development Team Development Research Group World Bank GLOBAL FINDEX Financial Inclusion data In depth data
More informationCombating Poverty and Inequality: What role for social protection?
Combating Poverty and Inequality: What role for social protection? Sarah Cook Director, UNRISD Asia Public Policy Forum, Jakarta 28-30, May 2013 Outline The rise of social protection Historical and comparative
More informationMicroinsurance Technical Advisory Group. MICROINSURANCE LANDSCAPE - ZAMBIA MICROINSURANCE FOCUS NOTE No. 9 JUNE Funded by
Microinsurance Technical Advisory Group FOCUS NOTE No. 9 JUNE 2018 Funded by ABOUT THIS FOCUS NOTE Since 2009, the Technical Advisory Group for Microinsurance (TAG) has been spearheading the development
More informationWelcome to the webinar
Welcome to the webinar Introducing openimis an open source solution for Universal Health Coverage organised by Deutsche Gesellschaft für Internationale Zusammenarbeit (GIZ) in partnership with socialprotection.org
More informationFrancesco Rispoli, IFAD, Italy
Scaling up insurance as a disaster resilience strategy for smallholder farmers in Latin America 11 th Consultative Forum on microinsurance regulation for insurance supervisory authorities, insurance practitioners
More informationSocial Cash Transfer Programs in Africa: Rational and Evidences
Social Cash Transfer Programs in Africa: Rational and Evidences Solomon Asfaw Food and Agricultural Organization (FAO) Agricultural Development Economics Division (ESA) Rome, Italy Outline of the presentation
More informationTracking Government Investments for Nutrition at Country Level Patrizia Fracassi, Clara Picanyol, 03 rd July 2014
Tracking Government Investments for Nutrition at Country Level Patrizia Fracassi, Clara Picanyol, 03 rd July 2014 1. Introduction Having reliable data is essential to policy makers to prioritise, to plan,
More informationBiennial programme of work of the Executive Board ( )
Executive Board First Regular Session Rome, 25 27 February 2019 Distribution: General Date: 22 February 2019 Original: English * Reissued for technical reasons on 25 February 2019 Agenda item 9 WFP/EB.1/2019/9-A*
More informationTECHNICAL GUIDANCE FOR INVOLVING NON-STATE ACTORS IN THE COUNTRY PROGRAMMING FRAMEWORK (CPF)
TECHNICAL GUIDANCE FOR INVOLVING NON-STATE ACTORS IN THE COUNTRY PROGRAMMING FRAMEWORK (CPF) TECHNICAL GUIDANCE FOR INVOLVING NON-STATE ACTORS IN THE COUNTRY PROGRAMMING FRAMEWORK (CPF) Office for Partnerships,
More informationDisaster Management The
Disaster Management The UKRAINIAN Agricultural AGRICULTURAL Dimension WEATHER Global Facility for RISK Disaster MANAGEMENT Recovery and Reduction Seminar Series February 20, 2007 WORLD BANK COMMODITY RISK
More informationSocial Protection Concepts, Actors and Current Developments
Prof. Dr. Markus Kaltenborn, Ruhr-Universität Bochum Social Protection Concepts, Actors and Current Developments Potsdam Spring Dialogues 2018 Strengthening Social Protection in Africa. National, regional
More informationE Distribution: GENERAL. Executive Board First Regular Session. Rome, 8 11 February January 2010 ORIGINAL: ENGLISH
Executive Board First Regular Session Rome, 8 11 February 2010 E Distribution: GENERAL 22 January 2010 ORIGINAL: ENGLISH * In accordance with the Executive Board s decisions on governance, approved at
More informationGrand Bargain annual self-reporting exercise: The Netherlands
Grand Bargain annual self-reporting exercise: The Netherlands Contents Work stream 1 - Transparency... 3 1. Baseline (only in year 1)... 3 2. Progress to date... 3 3. Planned next steps... 3 4. Efficiency
More informationSetting the scene. Benjamin Davis Jenn Yablonski. Methodological issues in evaluating the impact of social cash transfers in sub Saharan Africa
Setting the scene Benjamin Davis Jenn Yablonski Methodological issues in evaluating the impact of social cash transfers in sub Saharan Africa Naivasha, Kenya January 19-21, 2011 Why are we holding this
More informationBUSINESS-BASED SOLUTIONS IN HUMANITARIAN CRISES: LESSONS FROM ZIMBABWE
BUSINESS-BASED SOLUTIONS IN HUMANITARIAN CRISES: LESSONS FROM ZIMBABWE Credit: Cynthia R Matonhodze 2017/CARE EXECUTIVE SUMMARY / In response to heightened food insecurity in Zimbabwe, Crown Agents and
More informationBriefing note for countries on the 2015 Human Development Report. Lesotho
Human Development Report 2015 Work for human development Briefing note for countries on the 2015 Human Development Report Lesotho Introduction The 2015 Human Development Report (HDR) Work for Human Development
More informationFINAL CONSULTATION DOCUMENT May CONCEPT NOTE Shaping the InsuResilience Global Partnership
FINAL CONSULTATION DOCUMENT May 2018 CONCEPT NOTE Shaping the InsuResilience Global Partnership 1 Contents Executive Summary... 3 1. The case for the InsuResilience Global Partnership... 5 2. Vision and
More informationMYANMAR S FIRST NATIONAL SOCIAL PROTECTION STRATEGY: A GOLDEN OPPORTUNITY FOR MYANMAR CHILDREN AND FAMILIES
MYANMAR S FIRST NATIONAL SOCIAL PROTECTION STRATEGY: A GOLDEN OPPORTUNITY FOR MYANMAR CHILDREN AND FAMILIES Cristina Roccella OVERALL POVERTY PICTURE Population heavily clustered around the poverty line
More informationCONCERN WORLDWIDE S RESPONSE TO THE WORLD BANK SOCIAL PROTECTION AND LABOUR STRATEGY CONCEPT NOTE. Introduction
CONCERN WORLDWIDE S RESPONSE TO THE WORLD BANK SOCIAL PROTECTION AND LABOUR STRATEGY 2012 2020 CONCEPT NOTE Introduction Concern Worldwide is a non governmental, international, humanitarian organisation
More informationRegional Conference on Risk Transfer and Micro-Insurance for Resilience Building in the IGAD region
Background Concept Note Regional Conference on Risk Transfer and Micro-Insurance for Resilience Building in the IGAD region Kampala, Uganda September 2-3, 2016 With the increasing number of disasters over
More informationTERMINOLOGY. What is Climate risk insurance? What is Disaster risk insurance?
TERMINOLOGY What is Climate risk insurance? Climate risk insurance describes a suite of instruments for financial risk transfer that provides protection against risks arising from extreme weather events
More informationCOMMISSION DECISION. of on the Annual Action Programme 2016 in favour of Uganda to be financed from the 11 th European Development Fund
EUROPEAN COMMISSION Brussels, 22.11.2016 C(2016) 7555 final COMMISSION DECISION of 22.11.2016 on the Annual Action Programme 2016 in favour of Uganda to be financed from the 11 th European Development
More informationSCALING UP RESILIENCE THROUGH SOCIAL PROTECTION
Sendai, 16 th March, 2015 SCALING UP RESILIENCE THROUGH SOCIAL PROTECTION Jehan Arulpragasam, Practice Manager Social Protection and Labor Global Practice Main messages Social protection helps poor households
More informationBiennial programme of work of the Executive Board ( )
Executive Board Second Regular Session Rome, 26 29 November 2018 Distribution: General Date: 27 November 2018 Original: English Agenda item 9 WFP/EB.2/2018/9-A/Rev.2 Organizational and procedural matters
More informationCC is a development issue - not just an environmental concern CC impacts on human development, economic growth, poverty alleviation and the
CC is a development issue - not just an environmental concern CC impacts on human development, economic growth, poverty alleviation and the achievement of MDGs Long term: human lives and livelihoods are
More informationUtilization of the programme support and administrative equalization account reserve
Executive Board Annual session Rome, 18 22 June 2018 Distribution: General Date: 7 June 2018 Original: English Agenda item 6 WFP/EB.A/2018/6-C/1/Rev.1 Resource, financial and budgetary matters For approval
More informationCASE STUDY 2: GENDER BUDGET INITIATIVE: THE CASE OF TANZANIA
CASE STUDY 2: GENDER BUDGET INITIATIVE: THE CASE OF TANZANIA Background This case illustrates the potential of collective action for influencing and gaining a seat at the negotiation table of governments
More informationInnovations in Public Employment Programmes Mito Tsukamoto Sr. Specialist, EIIP
Innovations in Public Employment Programmes Mito Tsukamoto Sr. Specialist, EIIP PEPs in History What has changed Slave, forced and compulsory prison labour Discrimination and unequal pay International
More informationUN-OHRLLS COUNTRY-LEVEL PREPARATIONS
UN-OHRLLS COMPREHENSIVE HIGH-LEVEL MIDTERM REVIEW OF THE IMPLEMENTATION OF THE ISTANBUL PROGRAMME OF ACTION FOR THE LDCS FOR THE DECADE 2011-2020 COUNTRY-LEVEL PREPARATIONS ANNOTATED OUTLINE FOR THE NATIONAL
More informationREPORT ON WOMEN S ACCESS TO FINANCIAL SERVICES IN ZAMBIA
REPORT ON WOMEN S ACCESS TO FINANCIAL SERVICES IN ZAMBIA WOMEN S ACCESS TO FINANCIAL SERVICES IN ZAMBIA TABLE OF CONTENTS EXECUTIVE SUMMARY 5 PART I BACKGROUND 9 1 Objectives and methodology 9 2 Overview
More informationAdaptation Committee: Workshop on the means of implementation for enhanced adaptation action. 2-4 March 2015 Wissenschaftszentrum, Bonn
Adaptation Committee: Workshop on the means of implementation for enhanced adaptation action 2-4 March 2015 Wissenschaftszentrum, Bonn The way disaster response in Africa has worked for over 60 years Household
More informationImpact and Implications of the Food Crisis on Microfinance. Eric Duflos and Barbara Gähwiler, CGAP
Impact and Implications of the Food Crisis on Microfinance Eric Duflos and Barbara Gähwiler, CGAP CGAP Survey of 45 Leading MFIs Morocco Egypt Pakistan Nepal Haiti Niger Vietnam Senegal Ethiopia Philippines
More informationChallenges of Microfinance and the Poor
Ellen Morris, Ph.D. President Sustainable Energy Solutions 11 May 2006 Learning Center 14th Session of the United Nations Commission on Sustainable Development New York Challenges of Microfinance and the
More informationAfrican Risk Capacity (ARC) Risk Management In Agriculture
African Risk Capacity (ARC) Risk Management In Agriculture November 2016 Disaster Management Response ARC aims to provide cost-effective contingency funding to protect livelihoods and development gains
More informationWhat is microinsurance and why does it matter?
Policy, regulation and supervision FOCUS NOTE 1 What is microinsurance and why does it matter? The rationale for microinsurance from a regulator s perspective March 2009 By Doubell Chamberlain, Christine
More informationGENDER RESPONSIVE BUDGETING
GENDER RESPONSIVE BUDGETING Nisreen Alami, UNIFEM, GRB Program June 2009 1 GENDER RESPONSIVE BUDGETING (GRB): What makes a budget What is GRB : Definitions Principles - Purpose Gender budget analysis tools
More informationSCALING UP INSURANCE
SCALING UP INSURANCE SVRK Prabhakar Today s Thought Plan Agricultural production risks are growing and buffering of resultant financial shocks is important Risk insurance can be promising but is facing
More information(1) PROJECT COORDINATOR (2) SENIOR EXPERT RESILIENCE
TERMS OF REFERENCE bx (1) PROJECT COORDINATOR (2) SENIOR EXPERT RESILIENCE INCEPTION PHASE OF UNICEF RESILIENCE PROJECT IN SOMALIA This TOR is to support the process of hiring a consultant for the project
More informationWFP Climate Change Policy One Year On an Update on Programmes, Knowledge and Partnerships
WFP Climate Change Policy One Year On an Update on Programmes, Knowledge and Partnerships 14:00-14:10: Welcome (Valerie Guarnieri, Assistant Executive Director) 14:10-14:30: Climate mainstreaming in WFP
More informationGENDER RESPONSIVE BUDGETING: CONCEPT AND TOOLS: An Introduction
GENDER RESPONSIVE BUDGETING: CONCEPT AND TOOLS: An Introduction Presented by: Endah Trista Agustiana, PhD Gender Adviser National Parliament of Timor-Leste UNDP-Parliament Parliament Project Dili,, Timor-Leste
More informationEnvironmental Fiscal Reform A Practice-Orientated Training for Policy Makers, Administration Officials, Consultants and NGO Representatives
Environmental Fiscal Reform A Practice-Orientated Training for Policy Makers, Administration Officials, Consultants and NGO Representatives Page 1 GCF accreditation, Green Funds and EFR in Africa Case
More informationFood security and linking relief, rehabilitation and development in the European Commission
FAO International Workshop on Food Security in Complex Emergencies: building policy frameworks to address longer-term programming challenges Tivoli, 23-25 September 2003 Food security and linking relief,
More informationThe DAC s main findings and recommendations. Extract from: OECD Development Co-operation Peer Reviews
The DAC s main findings and recommendations Extract from: OECD Development Co-operation Peer Reviews Poland 2017 1 Towards a comprehensive Polish development effort Indicator: The member has a broad, strategic
More informationSerbia. Country coverage and the methodology of the Statistical Annex of the 2015 HDR
Human Development Report 2015 Work for human development Briefing note for countries on the 2015 Human Development Report Serbia Introduction The 2015 Human Development Report (HDR) Work for Human Development
More informationSession C Ownership and Alignment. Gender responsive Budgets in Morocco: illustration of the Paris Declaration Alignment and Ownership principles
WORKSHOP ON DEVELOPMENT EFFECTIVENESS IN PRACTICE: APPLYING THE PARIS DECLARATION TO ADVANCING GENDER EQUALITY, ENVIRONMENTAL SUSTAINABILITY AND HUMAN RIGHTS DUBLIN, IRELAND 26-27 APRIL 2007 Session C
More informationSingle Window Services: Models, International Experiences and the Country Case of Brazil s Cadastro Único
Welcome to the webinar Single Window Services: Models, International Experiences and the Country Case of Brazil s Cadastro Único organised by GIZ socialprotection.org presents: Single Window Services:
More informationFortieth Session. Rome, 3-8 July Medium Term Plan and Programme of Work and Budget (Draft Resolution)
June 2017 C 2017/LIM/4 Rev.1 E CONFERENCE Fortieth Session Rome, 3-8 July 2017 Medium Term Plan 2018-21 and Programme of Work and Budget 2018-19 (Draft Resolution) This document: I) provides an extract
More informationEXTREME POVERTY ERADICATION IN THE LDCs AND THE POST-2015 DEVELOPMENT AGENDA
EXTREME POVERTY ERADICATION IN THE LDCs AND THE POST-2015 DEVELOPMENT AGENDA For presentation at the Special Event Launch of the OHRLLS Flagship Report State of the Least Developed Countries 2014 Thursday,
More informationThe Landscape of Microinsurance Africa The World Map of Microinsurance
Published by Study conducted by MICRO INSURANCE CENTRE Developing partnerships to insure the world s poor The Landscape of Microinsurance Africa 2015 Preliminary Briefing Note The World Map of Microinsurance
More informationRegional trends on gender data collection and analysis
Sex-disaggregated data for the SDG indicators in Asia and the Pacific: What and how? Regional trends on gender data collection and analysis Rajesh Sharma UNDP Bangkok Regional Hub ISSUES (1) In the past,
More informationIndex Based Livestock Insurance (IBLI): Toward Sustainable Risk Management for Pastoralist Herders
Index Based Livestock Insurance (IBLI): Toward Sustainable Risk Management for Pastoralist Herders Andrew Mude, IBLI Program Lead, International Livestock Research Institute KLIP Executive Seminar for
More informationGhana : Financial services for women entrepreneurs in the informal sector
Public Disclosure Authorized Public Disclosure Authorized Public Disclosure Authorized Public Disclosure Authorized No. 136 June 1999 Findings occasionally reports on development initiatives not assisted
More informationEN 1 EN. Annex. Sector Policy Support Programme: Sector budget support (centralised management) DAC-code Sector Trade related adjustments
Annex 1. Identification Title/Number Trinidad and Tobago Annual Action Programme 2010 on Accompanying Measures on Sugar; CRIS reference: DCI- SUCRE/2009/21900 Total cost EU contribution : EUR 16 551 000
More informationThe Development of the Microinsurance Market in the Philippines
The Development of the Microinsurance Market in the Philippines Diana Almoro Senior Advisor, GIZ RFPI Asia 16 April 2014 Inclusive Insurance 2014 International Forum Ulaanbaatar, Mongolia company presentation
More informationCARE GLOBAL VSLA REACH 2017 AN OVERVIEW OF THE GLOBAL REACH OF CARE S VILLAGE SAVINGS AND LOANS ASSOCIATION PROGRAMING
CARE GLOBAL VSLA REACH 2017 AN OVERVIEW OF THE GLOBAL REACH OF CARE S VILLAGE SAVINGS AND LOANS ASSOCIATION PROGRAMING December 2017 SCALE CARE has promoted Village Savings and Loan Associations (VSLAs)
More informationINDICATOR 8: Countries have transparent systems to track public allocations for gender equality and women s empowerment
Global Partnership for Effective Development Co-operation Monitoring Framework INDICATOR 8: Countries have transparent systems to track public allocations for gender equality and women s empowerment Methodology
More informationSummary. Microinsurance Conference November 2007, Mumbai, India
Summary 13 15 November 2007, Parallel Session 11 Regulation, supervision and policy Challenges for regulators and supervisors Mr. Arup Chatterjee, IAIS, Switzerland Ms. Martina Wiedmaier-Pfister, GTZ,
More informationAloysius M. Kamperewera [PhD] Ministry of Environment and Climate Change Managment Director for Environmental Affairs
Session 6: Element D: Reporting, Monitoring And Review: Experiences And Lessons Learnt From National Climate Change Programme And NAPA Implementation In Malawi Aloysius M. Kamperewera [PhD] Ministry of
More informationChallenges in implementing SDGs, Paris Climate Agreement. Ms. Tuhina Sinha, Asst. Professor, SPA, JNAFAU, Hyderabad
Challenges in implementing SDGs, Paris Climate Agreement Ms. Tuhina Sinha, Asst. Professor, SPA, JNAFAU, Hyderabad Paris Agreement Background The adoption of a new climate change agreement at the 21st
More informationAfrican Risk Capacity (ARC): Sovereign Disaster Risk Solutions
African Risk Capacity (ARC): Sovereign Disaster Risk Solutions Protecting Livelihoods & Development Gains Cost-effective contingency funding protects livelihoods and development gains 1 A Household Coping
More informationTERMS OF REFERENCE FOR INDIVIDUAL CONTRACTORS
TERMS OF REFERENCE FOR INDIVIDUAL CONTRACTORS ASSIGNMENT TITLE: International Planning/Budgeting Expert Discussion Paper - Integration of the SDGs into Myanmar s Planning and Budgeting Frameworks DURATION:
More informationTRAINING CATALOGUE ON IMPACT INSURANCE Building practitioner skills in providing valuable and viable insurance products
TRAINING CATALOGUE ON IMPACT INSURANCE Building practitioner skills in providing valuable and viable insurance products 2017 Contents of the training catalogue The ILO s Impact Insurance Facility... 3
More informationAfrican Risk Capacity. Sovereign Disaster Risk Solutions A Project of the African Union
African Risk Capacity Sovereign Disaster Risk Solutions A Project of the African Union The Way Disaster Assistance Works Now EVENT ASSESS APPEAL FUNDING RESPONSE CNN EFFECT time The Way Disaster Assistance
More informationStatement. H.E. Mr. Cheick Sidi Diarra
Please check against delivery Statement by H.E. Mr. Cheick Sidi Diarra Under-Secretary-General Special Adviser on Africa and High Representative for the Least Developed Countries, Landlocked Developing
More informationOman. Country coverage and the methodology of the Statistical Annex of the 2015 HDR
Human Development Report 2015 Work for human development Briefing note for countries on the 2015 Human Development Report Oman Introduction The 2015 Human Development Report (HDR) Work for Human Development
More informationAn Introduction. by Titon Mitra UNDP Philippines Country Director MCPI Annual Conference; 28 July 2016
An Introduction by Titon Mitra UNDP Philippines Country Director 2016 MCPI Annual Conference; 28 July 2016 Poverty incidence 34.4% 25.8% 1991 2014 Children going to school 83.2% 95.2% SY 2006-2007 SY
More informationRUTH VARGAS HILL MAY 2012 INTRODUCTION
COST BENEFIT ANALYSIS OF THE AFRICAN RISK CAPACITY FACILITY: ETHIOPIA COUNTRY CASE STUDY RUTH VARGAS HILL MAY 2012 INTRODUCTION The biggest source of risk to household welfare in rural areas of Ethiopia
More informationGender Budgeting and women Empowerment Budget for women in Gujarat
Gender Budgeting and women Empowerment Budget for women in Gujarat A case study of Gujarat state budget by Mahender N. Jethmalani Patheya Budget Center Budgeting for Women s Essential Question: What does
More informationStatement by the IMF Managing Director on The Role of the Fund in Low-Income Countries October 2, 2008
Statement by the IMF Managing Director on The Role of the Fund in Low-Income Countries October 2, 2008 1. Progress in recent years but challenges remain. In my first year as Managing Director, I have been
More informationMontenegro. Country coverage and the methodology of the Statistical Annex of the 2015 HDR
Human Development Report 2015 Work for human development Briefing note for countries on the 2015 Human Development Report Montenegro Introduction The 2015 Human Development Report (HDR) Work for Human
More informationThe goals to Access / Financial Inclusion 2020 Briefing for World Bank Group President Dr. Jim Yong Kim Terence Gallagher Senior Specialist in Micro
The goals to Access / Financial Inclusion 2020 Briefing for World Bank Group President Dr. Jim Yong Kim Terence Gallagher Senior Specialist in Micro and Small Enterprise Finance Financial Institutions
More informationFighting Hunger Worldwide. Emergency Social Safety Net. Post-Distribution Monitoring Report Round 1. ESSN Post-Distribution Monitoring Round 1 ( )
Emergency Social Safety Net Post-Distribution Monitoring Report Round 1 ESSN Post-Distribution Monitoring Round 1 ( ) Table of Contents 1. Introduction 3 2. Approach, methodology and Data 3 2.1. Method
More informationWFP Yemen Crisis Response Pre-assistance Baseline Survey
World Food Programme: Fighting Hunger Worldwide WFP Yemen Crisis Response Pre-assistance Baseline Survey Highlights This baseline survey was conducted in June 2015 in seven governorates (Aden, Al Hudaydah,
More informationREPUBLIC OF KENYA THE NATIONAL TREASURY AND MINISTRY OF PLANNING
REPUBLIC OF KENYA THE NATIONAL TREASURY AND MINISTRY OF PLANNING DISASTER RISK FINANCIAL INSTRUMENTS IN KENYA EXECUTIVE SEMINAR ON INDEX BASED LIVESTOCK INSURANCE SAROVA WHITESANDS HOTEL 19 TH -20 TH APRIL,
More informationAlthough Financial Inclusion is higher amongst females in Cambodia, the income distribution shows a disparity favoring males
Although Financial Inclusion is higher amongst females in Cambodia, the income distribution shows a disparity favoring males 66 % 75 % 73 % 79 % 21 % 78 % headed vs. male headed households (Ownership)
More informationCouncil conclusions on the EU role in Global Health. 3011th FOREIGN AFFAIRS Council meeting Brussels, 10 May 2010
COUNCIL OF THE EUROPEAN UNION Council conclusions on the EU role in Global Health 3011th FOREIGN AFFAIRS Council meeting Brussels, 10 May 2010 The Council adopted the following conclusions: 1. The Council
More informationINDIA: SELF-EMPLOYED WOMEN S ASSOCIATION INSURANCE SCHEME
SERIES: SOCIAL SECURITY EXTENSION INITIATIVES IN SOUTH ASIA INDIA: SELF-EMPLOYED WOMEN S ASSOCIATION INSURANCE SCHEME (GUJARAT) OFFERING A COMPREHENSIVE BENEFIT PACKAGE ILO Subregional Office for South
More informationINSURANCE For development, resilience and recovery
INSURANCE For development, resilience and recovery Stewart McCulloch VisionFund November 2016 our value proposition for children and families Progress out of Poverty Index + World Vision: Focus on graduation
More informationDISASTER RISK REDUCTION AND CLIMATE CHANGE ADAPTATION PROGRAMME FOR THE GAMBIA. Presentation
DISASTER RISK REDUCTION AND CLIMATE CHANGE ADAPTATION PROGRAMME FOR THE GAMBIA Presentation THE NATIONAL DISASTER AND CLIMATE CHANGE ADAPTATION PROGRAMME The programme as outlined in Chapter 5 of the document
More informationManagement issues. Evaluation of the work of the Commission. Summary
UNITED NATIONS ECONOMIC AND SOCIAL COUNCIL Distr. LIMITED E/ESCWA/29/5(Part I) 13 April 2016 ORIGINAL: ENGLISH E Economic and Social Commission for Western Asia (ESCWA) Twenty-ninth session Doha, 13-15
More informationTHE MANAGING DIRECTOR S 2018 UPDATE. Spring. The Window of Opportunity Remains Open
THE MANAGING DIRECTOR S Spring 2018 UPDATE The Window of Opportunity Remains Open THE WINDOW OF OPPORTUNITY REMAINS OPEN This Global Policy Agenda (GPA) provides an update from the Fall 2017 GPA. The momentum
More informationNAP-GSP Support to LDCs. Thirty third meeting of the Least Developed Countries Expert Group (LEG 33) Sao Tome and Principe
NAP-GSP Support to LDCs Thirty third meeting of the Least Developed Countries Expert Group (LEG 33) Sao Tome and Principe UNDP/UN Environment NAP-GSP 2013-2015 NAP-GSP Support for LDCs USD 2 million from
More information2018 ECOSOC Forum on FfD Zero Draft
23 March 2018 2018 ECOSOC Forum on FfD Zero Draft 1. We, ministers and high-level representatives, having met in New York at UN Headquarters from 23 to 26 April 2018 at the third ECOSOC Forum on Financing
More informationHawala cash transfers for food assistance and livelihood protection
Afghanistan Hawala cash transfers for food assistance and livelihood protection EUROPEAN COMMISSION Humanitarian Aid and Civil Protection In response to repeated flooding, ACF implemented a cash-based
More informationInternational Agricultural and Natural Catastrophe Insurance Forum. Experience by GIZ Matthias Range
International Agricultural and Natural Catastrophe Insurance Forum Experience by GIZ Rüschlikon, Switzerland, October 2016 Seite 1 Agenda GIZ GIZ and Financial Systems Development GIZ and Agricultural
More informationWomen s Economic Empowerment Update
Gender Equality and Financial Services for the Poor Women s Economic Empowerment Update 2018 Bill & Melinda Gates Foundation AREAS I WILL COVER TODAY The Gates Foundation s new Gender Equality Strategy:
More informationOutline. Why a national financial inclusion strategy? Why digital? Where we want to go targets. Where we are now context.
National Financial Inclusion Strategy: Strategic Considerations Outline Why a national financial inclusion strategy? Why digital? Where we want to go targets Where we are now context Key thrusts Exploring
More information