2. Individuals listed below are not eligible to participate in this Contest:

Size: px
Start display at page:

Download "2. Individuals listed below are not eligible to participate in this Contest:"

Transcription

1 TERMS AND CONDITIONS Organizer & Qualifications 1. Wave & Menang! ["Contest"] is jointly organized by KK Supermart & Superstore Sdn Bhd ( M) and Payments Network Malaysia Sdn Bhd ( D) [collectively referred to as "The Organizer"] and is open to permanent residents in Malaysia or Malaysian citizens with a valid identity card during the Contest Period ["Participant"] 2. Individuals listed below are not eligible to participate in this Contest: Employees of the Organizer [including its associates, subsidiaries or related thereto] and their immediate family members [children, parents, siblings, including spouses]; and/or Representatives, employees and/or the advertising agencies or promotional agencies of the Organizer [including its associated and related companies], and their immediate family members [children, parents, siblings, spouses]. Contest Period & Entry Criteria 3. This Contest will commence from 1 st October 2018 until 31 st December 2018 at 11:59 PM (Malaysian Time) ["Contest Period"]. Any entries received beyond the Contest Period will be rejected and deemed invalid. 4. Note: All entries (transaction slip) (only transactions made via contactless using MyDebit automated teller machine ( ATM ) will be accepted) for this Contest received beyond respective Monthly Prize period will be deemed invalid and will be forfeited. For example: Entry transaction slip dated 15 th October 2018 (First Month of the Monthly Prize Contest) must be submitted on or before 31 st October 2018, thus the said transaction slip will no longer be valid for submission on the 2 nd or 3 rd Month (Monthly Prize period). Monthly Prize period (3 Months) [ Monthly Prize period ] o 1 st Month: 1st October 31st October 2018 o 2 nd Month: 1st November 30th November 2018 o 3 rd Month: 1st December 31st December The Organizer reserves the right to amend, extend or terminate the Contest including the Contest Period at its sole and absolute discretion without prior notice.

2 6. Only purchases of RM15 and above at KK SUPER MART made via contactless transaction using MyDebit ATM as mode of payment (transaction must be made during the Contest Period and the receipt must be clearly printed) is eligible as valid entry (for each Monthly Prize) for this Contest ["Proof of Purchase"]. 7. Participant must submit their entries via WHATSAPP ["Contest Mechanism"] How to Participate: via WhatsApp o Each valid and complete entry must contain the following information (during submission): i. Take a photo of MyDebit contactless TRANSACTION SLIP; ii. RETAIN: MyDebit contactless TRANSACTION SLIP (original). o o o Submit your entry (attach photo of MyDebit contactless TRANSACTION SLIP) via WhatsApp to ; Participant will receive a reply message (contest questions, privacy notice) via WhatsApp within 24 hours (during office hour). Participant is required to reply the correct answer to the contest questions in order to be eligible. Participant who are shortlisted as contest winner ( Winner ) must submit the original copy of MyDebit contactless transaction slip as proof of purchase before prize redemption. Failure to do so will result in the cancellation of prize won by the Participant. 8. Each Participant may send more than ONE (1) entry. Every ONE (1) transaction slip (with purchase of RM15 and above made via contactless transaction using MyDebit ATM card is eligible as ONE (1) entry). Each transaction slip can only be used once. The Participant entries will be disqualified if the same transaction slip is used for more than ONE (1) time. 9. Each Participant (if selected as a Prize Winner) is only eligible to win ONE (1) Monthly Prize through out the Contest Period. 10. Prizes are not exchangeable for cash. The Organizer shall be entitled to replace the prize with other prize of the same value without prior notification at its sole and absolute discretion. The Organizer, its agencies, affiliates, and sponsors and their representatives shall not be liable for any defects or misuse of the prize, claims, liabilities, losses or damages in connection with this Contest. 11. Participant is required to provide valid identification document during or prior to prize redemption for Participant/Winner verification process. This is to verify the identity of the contest Participant/Winner. Proof of purchase which is not readable, faded, or damaged will be deemed invalid and will be disqualified. 12. Contest Winner will be selected based on the following process:

3 o o o o Each valid entry utilizing MyDebit ATM card via contactless transaction with the correct answer and complete details will be deemed as a valid contest entry. Winner s selection (Monthly Prize): total (valid) serial numbers for the respective monthly entries divided by the quantity of prizes allocated of each Monthly Prize. Note: Total monthly prizes are FOURTEEN (14). For example: (the monthly prizes allocated for 1 st Month are 14) and the total (valid) serial numbers allocated are 8,400, therefore 8,400 will be divided by 14. Participant with the serial number in multiple of 600, such as 600, 1200, 1800, 2400, etc will be shortlisted as the prize Winner (for the Monthly Prize). If the divided sum leads to a decimal number, this number will be rounded down to a lower number for Winner s selection of the Monthly Prize ( Selected Participants ). Contest Prizes and Redemption Monthly Grand Prizes (a total of 3 units) ONE (1) Perodua Myvi 1.3L G (Auto) x 1 monthly Winner Monthly First Prize (a total of 12 units): Four (4) Travel Certificate (RM8,000) x 4 monthly Winner Monthly Second Prize (a total of 3 units) ONE (1) Yamaha Motorcycle 135LC SUPER SHORT x 1 monthly Winner Monthly Consolation Prize (a total of 24 units) EIGHT (8) Petrol Card (RM1,000) x 8 monthly Winners A total of FOURTY TWO (42) Contest Prizes to be won. A total of FOURTEEN (14) Contest Prizes to be won monthly. Images of Contest Prizes shown in any promotional materials, advertisements, publicities and other materials relating to this Contest are solely for illustrative purposes and may not depict the actual Contest Prizes. 13. All decisions made by the Organizer in connection with the Contest including but not limited to the selection of Winners and the Contest Prizes are final, conclusive and binding. Any correspondences, inquiries, appeals or objections from the Participant shall not be entertained.

4 14. The Selected Participant will be contacted by the Organizer based on the contact information supplied during their submission process. 15. In the event that the Selected Participant cannot be contacted after three (3) attempts for three (3) consecutive days (during working hours, Monday - Friday). The Organizer reserves the right to disqualify the Selected Participant s eligibility and shall select the next qualified Participant. 16. Winner must claim their Contest Prizes within ONE (1) MONTH after being notified by the Organizer (via SMS or any other communication channels). In the event the Winner fails to claim their prize or nominate a representative within the stipulated time, the Organizer reserves the right to forfeit the Contest Prizes and award the Contest Prizes to another Winner. Winner must present a valid identification document to redeem/receive their prizes. 17. Winner that require a representative to claim their prize(s) on their behalf must ensure that their representative provide an authorization letter issued by the Winner together with a copy of the Winner valid identification document. 18. Winners who are below the age of 18 must be accompanied by their parents/legal guardian during the prize giving ceremony. 19. Contest Prizes for this Contest are subject to terms and conditions as specified by the automobile company/motorcycle company/travel agency or petrol card company. The organizer, its agencies, affiliates and sponsor shall not be liable for any cancellation, deferment or delay to the prizes in the event of unforeseen circumstances from the vendor and or the 3 rd party. 20. The organizer will not be responsible for any complaints with regard to the quality of the prizes after prizes being awarded to winners. 21. Winners shall be solely and fully borne all payment or expenses such as registration fee, insurance, road tax, and any charged tax that connected to this Contest/prizes. 22. The Organizer reserves the right to delay prize giving date and venue to another date for any unforeseen circumstances. 23. The pictures of the prizes shown inany advertisement, promotion, and other materials in connection to this Contest are for illustrative purpose only, and cannot in anyway potray the exact prizes. 24. Prize giving are subject to the availability of the prizes and shall be informed by the Organizer from time to time. Rights of the Organizer

5 25. By participating in this Contest, the Participant give their consent to the Organizer to publish and use their names, and images submitted by to the Organizer for advertising, marketing, publicity and/or any other purpose, without any prior notice nor compensation to the Participant/Winner. Winner shall not be entitled to claim ownership or other forms of compensation on the materials. 26. The Organizer reserves the right to substitute the Contest Prizes with other prizes of equal value without prior notice. 27. If for any reason this Contest is unable to proceed as planned for (and not limited) reasons such as computer virus, hacking, unauthorized intervention, fraud, technical failure, or any other reason beyond control; the Organizer reserves the right, in its sole discretion, to disqualify any individual who disrupts the contest participation process and/or revokes, terminates, modifies, or suspends this Contest. 28. The Organizer at its sole discretion may remove and/or disqualify any Participant and/or entries if found (in the Organizer s discretion) or suspected of cheating/hacking/tampering with the Contest submission process, the operation of this Contest or in violation of any Terms and Conditions of the Contest. 29. The Organizer reserves the right to amend the Contest Terms and Conditions at any time at its sole and absolute discretion without prior notice. 30. In addition to these Terms and Conditions, any other regulations or rules of the Contest as stated at or otherwise, shall also bind all participants and their participation in this Contest. 31. In the event of any inconsistency between these Terms and Conditions and any terms contained in any promotional materials for this Contest, the terms contained at (ENGLISH version) shall prevail. 32. By participating in the Contest, the Participant give their consents to the Organizer or any third party appointed by the Organizer ["Agency"] to process the Participant's personal data for the purposes of this Contest. 33. Unless stated otherwise, all transportation cost, internet charges, personal costs and/or any other costs, fees and/or any kind of expenses incurred by the Participant in connection with this Contest (whether for the purpose of joining, participating in or receiving any benefit or prizes from the Contest) are at the sole responsibility of the Winner, and the Organizer, its affiliates or authorized agents or shall accepts no responsibility whatsoever for these costs/charges/fees/expenses. 34. The Organizer, its affiliates or authorized third parties shall accept no liability for entries lost, damaged, delayed, or due to computer, IT or any technical error. LIABILITY & RESPONSIBILITY

6 35. Participant and Winner shall assume full liability and responsibility in any case for any liabilities, unexpected event, injuries, damages, claims or accidents (including death) due to their participation in this Contest and / or redemption and / or use of the Contest Prizes and agree to release the Organizer and its agencies from any claim whatsoever for any injuries, accidents, loss of life nor loss of economy and others. 36. To the fullest extent permitted by law, in no event the Organizer or any of its officer, employee, representative and / or agent (including, any third party agencies that deals with the Organizer for the purposes of this Contest) be liable for any loss or damage (including loss of income, profits or goodwill or indirect damages, incidental, consequential, exemplary, punitive or special damages of any party including third parties) howsoever arising whether in contract, tort, negligence or otherwise in connection with this Contest, although the Organizer has been advised of the possibility of such damages in advance, and all such damages that are expressly excluded. 37. By participating in this Contest, the Participant agrees to comply with all the decisions made by the judges and agrees unconditionally to these Terms & Conditions of this Contest and all decisions made by the Organizer. 38. All decisions made by the Organizer in connection with the Contest are final, conclusive and binding. 39. These Terms and Conditions are governed by Malaysian laws and under the jurisdiction of the courts of Malaysia. Privacy Notice 40. By participating in this Contest and submitting of personal information to the Organizer, the Participant and the Winner agree that the Organizer processes their personal information of the Participant for the Contest related purposes only and to protect such information as set out below. This section also outlines the rights of Participant on data protection, and information to contact the Organizer. 41. The Organizer may use a third party service to process the Participant's personal data. All such third parties are contractually obligated, not to use the Participant's personal data in any other than way that stated herein. 42. Under the laws of Malaysia, the rights of Participant includes: a. The rights to withdraw consent for the use of personal data at any time by contacting the Organizer at the address mentioned below by providing the Organizer with the Participant s name and address for removal of the said personal data; b. The rights to obtain a copy of the personal data which the Organizer hold; and c. The rights to correct inaccurate personal data.

7 43. The Participant may refer to the Organizer's website at or call the Organizer's helpline line at for any info pertaining to data protection or legal rights. 44. The Organizer will take reasonable precautions to keep Participant's personal data secure, and requires third party processors to do the same. However, the Organizer may disclose the Participant's personal data if required by law, search warrant, subpoena or court order. 45. In the event of any inconsistency between the English and Bahasa Melayu version, the Bahasa Melayu version shall prevail. [END]

8 TERMA DAN SYARAT Penganjur & Kelayakan 1. Peraduan Wave & Menang [ Peraduan ] ini dianjurkan bersama oleh KK Supermart & Superstore Sdn Bhd ( M) dan Payments Network Malaysia Sdn Bhd D [secara kolektif dirujuk sebagai Pihak Penganjur ] dan terbuka kepada penduduk tetap di Malaysia atau warganegara Malaysia yang mempunyai kad pengenalan diri yang sah semasa Tempoh Peraduan [ Peserta ]. 2. Individu-individu yang tersenarai di bawah adalah tidak layak menyertai Peraduan ini: Kakitangan Pihak Penganjur [termasuk syarikat bersekutu, anak syarikat atau yang berkaitan dengannya] serta ahli keluarga mereka yang terdekat [anak-anak, ibu bapa, adik-beradik, termasuk suami/isteri]; dan/atau Wakil, kakitangan, pekerja dan/atau ejen pembekal khidmat pengiklanan dan/atau ejen promosi bagi pihak Penganjur [termasuk syarikat bersekutu dan berkaitannya], dan ahli keluarga mereka yang terdekat [anak-anak, ibu bapa, adik-beradik, termasuk suami/isteri]. Tempoh Peraduan & Kriteria Penyertaan 3. Peraduan ini akan berlangsung dari 01 Oktober 2018 sehingga 31 Disember 2018 jam 11:59PM (Waktu Malaysia)( Tempoh Peraduan ). Sebarang penyertaan yang diterima selepas dari waktu yang tersebut akan ditolak dan tidak sah. 4. Perhatian: Semua penyertaan (slip transaksi) (transaksi mestilah menggunakan Kad Mesin Automatik ("ATM") MyDebit secara tanpa sentuh (contactless) bagi penyertaan Peraduan ini yang diterima di luar tempoh setiap Peraduan Hadiah Bulanan adalah tidak sah dan akan dibatalkan. Sebagai contoh: Slip transaksi Penyertaan bertarikh 15 Oktober 2018 (di dalam Bulan 1 Peraduan Hadiah Bulanan) mesti dihantar pada atau sebelum 31 Oktober Slip transaksi tersebut tidak lagi sah untuk penyertaan Bulan 2 atau 3 Peraduan Hadiah Bulanan. Jadual Peraduan Hadiah Bulanan (3 bulan keseluruhan): o Bulan 1: 01 Oktober 31 Oktober 2018 o Bulan 2: 01 November 30 November 2018 o Bulan 3: 01 Disember 31 Disember Pihak Penganjur berhak untuk mengubah, melanjutkan atau menamatkan Tempoh Peraduan mengikut budi bicara mutlaknya tanpa perlu memberi sebarang notis terlebih dahulu. 6. Hanya pembelian bernilai RM15 dan ke atas di pasar raya KK SUPER MART dengan menggunakan kad ATM MyDebit secara tanpa sentuh( contactless ) sebagai kaedah pembayaran (mestilah dibuat di dalam Tempoh Peraduan ini dijalankan dan resit tersebut mestilah dicetak dengan jelas) layak diambil kira sebagai penyertaan yang sah (bagi peraduan bulanan seperti Jadual di atas) di dalam Peraduan ini ( Bukti Pembelian ).

9 7. Peserta boleh menghantar penyertaan mereka melalui aplikasi WHATSAPP ( Mekanisme Peraduan ) Cara Penyertaan: Melalui aplikasi WhatsApp o Setiap penyertaan yang lengkap dan dikemukakan hendaklah mengandungi maklumat yang berikut: I. Ambil gambar SLIP TRANSAKSI MyDebit secara tanpa sentuh( contactless ); II. SIMPAN: SLIP TRANSAKSI (asal) sebagai bukti pembelian. o Hantar penyertaan anda melalui telefon pintar menggunakan aplikasi WhatsApp ke nombor o Peserta akan mendapat balasan mesej (soalan peraduan, notis privasi) melalui aplikasi WhatsApp dalam tempoh 24 jam (pada hari bekerja) dan Peserta perlulah membalas mesej tersebut dengan memberikan jawapan yang betul bagi melayakkan untuk terpilih sebagai pemenang. o Peserta yang terpilih sebagai pemenang ( Pemenang ) adalah diwajibkan untuk mengemukakan slip transaksi MyDebit ( tanpa sentuh / contactless ) sebagai Bukti Pembelian sebelum penebusan hadiah boleh disempurnakan. Kegagalan membuat sedemikian akan mengakibatkan pembatalan kemenangan hadiah yang dimenangi oleh Peserta tersebut. 8. Peserta boleh menghantar lebih dari SATU (1) penyertaan. Setiap SATU (1) slip transaksi (dengan pembelian RM15 dan ke atas menggunakan transaksi kad ATM MyDebit secara tanpa sentuh( contactless ) layak untuk SATU (1) penyertaan sahaja dan hanya boleh digunakan sekali sahaja. Penyertaan Peraduan akan dibatalkan jika slip transaksi yang sama digunakan lebih dari SATU (1) kali. 9. Setiap Peserta hanya layak untuk memenangi SATU (1) Hadiah Bulanan sepanjang Tempoh Peraduan. 10. Ganjaran atau Hadiah tidak boleh ditukar dengan wang tunai. Pihak Penganjur mempunyai hak untuk menukar hadiah yang diiklankan dengan hadiah yang sama nilai tanpa pemberitahuan terlebih dahulu atas budi bicara tunggal dan mutlaknya. Pihak Penganjur, agensi, afiliasi, penaja dan wakilnya tidak bertanggungjawab terhadap hadiah yang rosak atau penyalahgunaan manamana hadiah, atau tuntutan, liabiliti, kerugian atau kerosakan yang timbul daripada atau berkaitan dengan Peraduan ini. 11. Peserta dikehendaki mengemukakan bukti pengenalan semasa atau sebelum penebusan hadiah untuk tujuan pengesahan penyertaan Peserta/Pemenang. Bukti Pembelian yang tidak boleh dibaca/telah pudar/rosak adalah tidak sah, tidak layak dan akan dibatalkan untuk Peraduan ini. 12. Pemenang akan dipilih berdasarkan perkara berikut.

10 Penyertaan yang lengkap menggunakan kad ATM MyDebit secara tanpa sentuh( contactless ), dengan jawapan yang betul akan diambil kira sebagai penyertaan yang sah. Bagi pemilihan Pemenang (Hadiah Bulanan), jumlah nombor siri bulanan (sah) akan dibahagikan dengan jumlah hadiah bulanan yang diperuntukkan untuk pertandingan (bulanan) ini. Perhatian: Jumlah hadiah bulanan ialah EMPAT BELAS (14). Sebagai contoh (peruntukan untuk Bulan 1 ialah 14 hadiah bulanan), jika jumlah nombor bersiri bulanan (sah) adalah 8400, ini akan dibahagikan oleh 14. Peserta dengan nombor siri dalam gandaan 600, seperti nombor siri ke-600, ke-1200, ke-1800, ke-2400 dan seterusnya akan disenarai pendek sebagai Pemenang peraduan hadiah bulanan tersebut. Jika jumlah (selepas dibahagikan) membawa kepada nombor perpuluhan, nombor tersebut akan dibundarkan kepada jumlah bulat yang lebih rendah untuk memilih senarai pendek Pemenang pertandingan mingguan ( Peserta yang Terpilih ). Hadiah & Penebusan Hadiah Utama Bulanan (jumlah keseluruhan 3 unit): SATU (1) buah kereta Perodua Myvi 1.3L G (Auto) x 1 Pemenang setiap bulan Hadiah Pertama Bulanan (jumlah keseluruhan 12 unit): EMPAT (4) Pakej Pelancongan (RM8,000) x 4 Pemenang setiap bulan Hadiah Kedua Bulanan (jumlah keseluruhan 3 unit): SATU (1) buah Motosikal Yamaha 135LC SUPER SPORT x 1 Pemenang setiap bulan Hadiah Saguhati Bulanan (jumlah keseluruhan 24 unit): LAPAN (8) Kad Petrol (RM1,000) x 8 Pemenang setiap bulan Sejumlah EMPAT PULUH DUA (42) hadiah untuk dimenangi Sejumlah EMPAT BELAS (14) hadiah untuk dimenangi setiap bulan Segala gambaran Hadiah yang ditunjukkan dalam apa-apa iklan, promosi publisiti dan bahan lain yang berkaitan dengan Peraduan ini adalah semata-mata untuk tujuan ilustrasi sahaja dan mungkin berbeza dengan hadiah sebenar yang diterima. 13. Semua keputusan yang dibuat oleh Penganjur berhubung dengan Peraduan termasuk tetapi tidak terhad kepada senarai pemilihan Pemenang dan Hadiah. Pemilihan adalah muktamad, dan mengikat. Sebarang surat-menyurat, pertanyaan, rayuan atau bantahan dari Peserta tidak akan dilayan. 14. Pihak Penganjur akan menghubungi Peserta yang Terpilih melalui maklumat perhubungan yang dibekalkan semasa proses penghantaran penyertaan.

11 15. Sekiranya Peserta Yang Terpilih tidak dapat dihubungi selepas TIGA kali percubaan setiap hari selama tiga hari berturut-turut (pada hari dan waktu bekerja, Isnin Jumaat). Penganjur berhak untuk membatalkan kelayakan Peserta dan Peserta seterusnya yang layak akan dipilih. 16. Semua Pemenang mesti menuntut hadiah mereka dalam tempoh SATU (1) BULAN selepas dihubungi oleh pihak Penganjur (melalui SMS atau lain-lain bentuk komunikasi). Sekiranya Pemenang gagal untuk menuntut hadiah mereka atau menamakan seorang wakil dalam masa yang diperuntukkan, pihak Penganjur berhak untuk membatalkan hadiah atau memberikan hadiah tersebut kepada Pemenang lain. Pemenang perlulah mengemukakan bukti identiti untuk menebus/menerima hadiah mereka. 17. Sekiranya Pemenang memerlukan seorang wakil untuk menuntut hadiah bagi pihak mereka, wakil Pemenang hendaklah membawa surat kebenaran yang ditandatangani oleh Pemenang bersertakan salinan MyKad Pemenang. 18. Pada upacara penyampaian hadiah, Pemenang yang berusia 18 tahun ke bawah perlu hadir dan ditemani oleh ibu bapa/penjaga. 19. Hadiah yang disediakan untuk Peraduan ini adalah tertakluk pada terma dan syarat yang ditetapkan oleh syarikat pengeluar kereta/motosikal atau pembekal pakej pelancongan atau pembekal kad petrol telefonmudah alih. Setakat yang dibenarkan oleh undang-undang, Penganjur dan ejennya tidak bertanggungjawab terhadap semua liabiliti yang timbul daripada sebarang penangguhan, pembatalan, kelewatan atau perubahan kepada butir-butir Hadiah atau apa-apa keadaan yang tidak diduga di luar kawalan yang munasabah oleh pihak Penganjur dan untuk apa-apa perbuatan atau keingkaran oleh mana-mana vendor atau pembekal pihak ketiga. 20. Penganjur tidak akan melayan terhadap sebarang aduan mengenai kualiti dan kuantiti Hadiah selepas menyerahkan Hadiah yang berkenaan kepada Pemenang. 21. Pemenang akan menanggung semua caj / bayaran seperti yuran berdaftar, insurans, cukai jalan, dan apa-apa cukai yang dikenakan. 22. Penganjur berhak untuk menangguhkan tarikh dan tempat bagi menuntut Hadiah yang telah ditentukan sebelum penebusan Hadiah pada masa yang lain yang akan dimaklumkan oleh Penganjur kepada pemenang sekiranya berlaku apa-apa keadaan yang di luar jangkaan. 23. Visual Hadiah yang dipamerkan dalam mana-mana iklan, publisiti promosi dan bahan lain yang berkaitan dengan Peraduan ini adalah tujuan ilustrasi sahaja dan tidak boleh menggambarkan Hadiah yang sebenar. 24. Penyampaian Hadiah kepada pemenang yang dipilih adalah bergantung kepada ketersediaan Hadiah yang akan dimaklumkan kepada Pemenang terpilih oleh Penganjur dari semasa ke semasa.

12 Hak Pihak Penganjur 25. Dengan menyertai Peraduan ini, Peserta bersetuju Penganjur menggunakan, menyiarkan atau memaparkan nama-nama dan gambar-gambar Pemenang (jika ada) bagi tujuan pengiklanan dan publisiti melalui apa apa jua saluran penerbitan, pengedaran atau paparan tanpa sebarang bayaran royalti atau pampasan kepada Pemenang. 26. Pihak Penganjur berhak untuk menggantikan hadiah dengan hadiah lain yang sama nilainya tanpa sebarang notis terlebih dahulu. 27. Jika atas apa-apa sebab Peraduan ini tidak mampu berlangsung seperti yang dirancang atas sebab (dan tidak terhad) seperti penyebaran virus komputer, penggodaman, campur tangan tanpa izin, penipuan, kegagalan teknikal, atau apa-apa sebab di luar kawalan; pihak Penganjur berhak, mengikut budi bicara mutlaknya, untuk membatalkan penyertaan mana-mana individu yang mengganggu proses penyertaan dan/atau membatalkan, menamatkan, mengubah suai, atau menggantung Peraduan ini. 28. Pihak Penganjur berhak, mengikut budi bicara mutlaknya, untuk membatalkan kelayakan manamana Peserta dan/atau entri yang didapati atau disyaki menipu/menggodam/menyalahgunakan proses penghantaran Peraduan, operasi Peraduan atau melanggar mana-mana Terma dan Syarat-Syarat Peraduan ini. 29. Pihak Penganjur berhak untuk mengubah Terma dan Syarat Peraduan ini pada bila-bila masa atas budi bicara mutlaknya tanpa memberikan notis terlebih dahulu. 30. Sebagai tambahan kepada Terma dan Syarat ini, arahan dan kaedah Peraduan seperti yang dijelaskan di atau sebaliknya, juga akan mengikat semua Peserta dan penyertaan mereka dalam Peraduan ini. 31. Jika berlaku apa-apa percanggahan di antara Terma dan Syarat ini dan apa-apa terma yang terkandung dalam sebarang bahan promosi untuk peraduan ini, terma yang terkandung di akan diguna pakai. 32. Dengan menyertai Peraduan ini, Peserta memberi kebenaran kepada pihak Penganjur atau mana-mana pihak ketiga yang dilantik oleh Penganjur [ Agensi ] untuk memproses data peribadi Peserta yang diberikan untuk tujuan Promosi. 33. Melainkan dinyatakan sebaliknya, semua kos pengangkutan, caj internet, kos peribadi dan/atau sebarang kos, yuran dan/atau apa-apa jenis perbelanjaan yang dibuat oleh Peserta yang berkaitan dengan Peraduan ini (sama ada untuk tujuan menyertai, menghantar penyertaan atau penerimaan hadiah) adalah ditanggung sepenuhnya oleh Pemenang/Peserta. Pihak Penganjur,

13 ahli gabungan, ejen-ejen atau agensi peraduan tidak akan bertanggungjawab di atas sebarang kos/caj/yuran/perbelanjaan yang tersebut. 34. Pihak Penganjur, sekutunya dan agensi Peraduan ini tidak bertanggungjawab atas penyertaan yang hilang, rosak, lewat atau atas sebarang kesilapan teknikal. Liabiliti dan Tanggungjawab 35. Peserta dan Pemenang akan menanggung sepenuhnya dan bertanggungjawab sekiranya berlaku liabiliti, kejadian tidak diingini, kecederaan, kerosakan, tuntutan atau kemalangan (termasuk kematian) yang disebabkan penyertaan mereka di dalam Peraduan ini dan/atau penebusan dan/atau penggunaan hadiah dan bersetuju untuk melepaskan pihak Penganjur dan agensinya dari sebarang tuntutan sama ada bagi sebarang kecederaan, kemalangan, kehilangan jiwa mahupun kehilangan ekonomi dan lain-lain. 36. Setakat yang dibenarkan oleh undang-undang, tidak di dalam apa-apa keadaan Penganjur atau pegawai, pekerja, wakil dan/atau ejen (termasuk, mana-mana pembekal perkhidmatan pihak ketiga yang berurusan dengan Penganjur untuk tujuan Peraduan ini) bertanggungjawab terhadap sebarang kerugian atau kerosakan (termasuk kehilangan pendapatan, keuntungan atau nama baik atau ganti rugi tidak langsung, sampingan, berbangkit, teladan, punitif atau khas mana-mana pihak termasuk pihak ketiga) yang timbul sama ada dalam kontrak, tort, kecuaian atau sebaliknya, berkaitan dengan Peraduan ini, walaupun Penganjur telah dinasihatkan tentang kemungkinan kerosakan tersebut terlebih dahulu, dan semua ganti rugi yang tersebut adalah dikecualikan. 37. Dengan menyertai Peraduan ini, Peserta bersetuju untuk mematuhi keputusan yang dibuat oleh pengadil dan bersetuju dengan terma-terma & syarat-syarat rasmi dan semua keputusan Pihak Penganjur. 38. Semua keputusan yang dibuat berhubung dengan Peraduan adalah muktamad, konklusif dan mengikat. 39. Terma dan Syarat akan ditadbir dan ditafsirkan selaras dengan undang-undang Malaysia dan adalah di bawahbidang kuasa ekslusif mahkamah Malaysia. Perlindungan Data 40. Dengan menyertai Peraduan ini dan pendedahan maklumat peribadi kepada Penganjur, Peserta dan Pemenang bersetuju Penganjur memproses maklumat peribadi Peserta dan Penganjur bersetuju untuk hanya menggunakannya bagi tujuan Peraduan ini dan melindungi maklumat tersebut seperti yang dinyatakan di bawah. Bahagian ini juga menggariskan hak Peserta mengenai perlindungan data, dan penerangan kepada Peserta bagi tujuan untuk menghubungi Penganjur.

14 41. Penganjur mungkin menggunakan perkhidmatan pihak ketiga untuk memproses data peribadi Peserta, di mana pihak ketiga tersebut haruslah tidak menggunakan data peribadi Peserta di dalam sebarang cara selain daripada apa yang dinyatakan di sini. 42. Di bawah undang-undang Malaysia, hak Peserta termasuk: a. Hak untuk menarik balik kebenaran untuk penggunaan data peribadi pada bila-bila masa dengan menghubungi Penganjur di alamat e-mel yang dinyatakan di bawah yang disediakan Penganjur dengan nama dan alamat e-mel Peserta untuk penghapusan data peribadi tersebut; b. Hak untuk mendapatkan salinan data peribadi yang dimiliki oleh Penganjur; dan c. Hak untuk membetulkan data peribadi yang tidak tepat. 43. Sebarang isu perlindungan data bersama Penganjur, aktiviti berkenaan hak undang-undang bagi Peserta, sila rujuk laman web pihak Penganjur di atau menghubungi talian pelanggan Penganjur di Penganjur akan mengambil langkah berjaga-jaga yang munasabah untuk menyimpan data peribadi Peserta dengan selamat, dan memerlukan pemprosesan data dari pihak ketiga untuk melakukan perkara yang sama. Bagaimanapun, Penganjur boleh mendedahkan data peribadi Peserta jika dikehendaki oleh undang-undang, waran geledah, sepina atau perintah mahkamah. [TAMAT]

DISCOUNTS UP TO 15%* BUY ONE COMPLIMENTARY ONE* Participating merchants (**selected outlets)

DISCOUNTS UP TO 15%* BUY ONE COMPLIMENTARY ONE* Participating merchants (**selected outlets) DISCOUNTS UP TO 15%* BUY ONE COMPLIMENTARY ONE* Participating merchants (**selected outlets) Terms & Conditions 1. 2. 3. 4. 5. Fuyooh : Pay Even Less; Gain Even More (namely Campaign ) will commence from

More information

MYDEBIT WAVE TO WIN CONTEST (5 NOVEMBER February 2019) TERMS AND CONDITIONS

MYDEBIT WAVE TO WIN CONTEST (5 NOVEMBER February 2019) TERMS AND CONDITIONS MYDEBIT WAVE TO WIN CONTEST (5 NOVEMBER 2018 28 February 2019) TERMS AND CONDITIONS A. ORGANISER 1. This Contest is organised by SAN FRANCISCO COFFEE SDN BHD (Company No. 434198-U) ( the Organizer ) in

More information

POPULAR MYDEBIT WAVE & WIN CONTEST (26th January th May 2019) TERMS AND CONDITIONS

POPULAR MYDEBIT WAVE & WIN CONTEST (26th January th May 2019) TERMS AND CONDITIONS POPULAR MYDEBIT WAVE & WIN CONTEST (26th January 2019 5th May 2019) TERMS AND CONDITIONS A. ORGANISER 1. This Contest is organised by Popular Book Co. (M) Sdn Bhd (Company No. 113825-W) ( The Organiser

More information

Global Fly Season Exclusive UnionPay Privileges Not To Be Missed ( Promotion )

Global Fly Season Exclusive UnionPay Privileges Not To Be Missed ( Promotion ) Global Fly Season Exclusive UnionPay Privileges Not To Be Missed ( Promotion ) Terms and Conditions ERAMAN MALAYSIA 1. The promotion is valid from 1 May 31 October 2018 ( Promotion Period ). 2. This promotion

More information

MYDEBIT WAVE & WIN CONTEST (15th March th June 2019) TERMS AND CONDITIONS A. ORGANISER

MYDEBIT WAVE & WIN CONTEST (15th March th June 2019) TERMS AND CONDITIONS A. ORGANISER MYDEBIT WAVE & WIN CONTEST (15th March 2019 15th June 2019) TERMS AND CONDITIONS A. ORGANISER 1. This Contest is organised by MR D.I.Y. Trading Sdn Bhd (Company No. 879428-V) ( the Organiser ) in collaboration

More information

3. Directors, officers and employees as well as the parents, spouse and children of the Organiser are not eligible to participate in the Contest.

3. Directors, officers and employees as well as the parents, spouse and children of the Organiser are not eligible to participate in the Contest. MYDEBIT WAVE & WIN CONTEST (15 th AUGUST 2018 31 st DECEMBER 2018) TERMS AND CONDITIONS A. ORGANISER 1. The Contest is organised by PAYMENTS NETWORK MALAYSIA SDN. BHD. ( PayNet ) (Company No.836743-D)

More information

Maybank Gold Investment Account - We Reward You Campaign Terms and Conditions

Maybank Gold Investment Account - We Reward You Campaign Terms and Conditions Maybank Gold Investment Account - We Reward You Campaign Terms and Conditions Campaign Period The Maybank Gold Investment Account We Reward You Campaign (hereinafter referred to as the Campaign ) shall

More information

Quick Win ( Contest ) is organized by Malayan Banking Berhad ("Maybank ).

Quick Win ( Contest ) is organized by Malayan Banking Berhad (Maybank ). Quick Win Campaign Terms & Conditions Quick Win ( Contest ) is organized by Malayan Banking Berhad ("Maybank ). Eligibility 1. This Contest is open to ALL individual customers of Maybank Current Account,

More information

Terms & Conditions UOB Personal Loan 25% Interest Rebate

Terms & Conditions UOB Personal Loan 25% Interest Rebate Terms & Conditions UOB Personal Loan 25% Interest Rebate 1. United Overseas Bank (Malaysia) Bhd (271809-K) ( UOBM ) ( The Bank ) Personal Loan ( the Facility ) 25% interest rebate ( Campaign ) commences

More information

Term & Conditions. (Company No D) ("MyClear") and MYDIN MOHAMED HOLDINGS BHD ("MYDIN") (referred to as ("Organizer").

Term & Conditions. (Company No D) (MyClear) and MYDIN MOHAMED HOLDINGS BHD (MYDIN) (referred to as (Organizer). Term & Conditions 1) Organiser & Eligibility 1.1 The promotion is organized by the Malaysian Electronic Clearing Corporation Sdn. Bhd. (Company No.836743-D) ("MyClear") and MYDIN MOHAMED HOLDINGS BHD ("MYDIN")

More information

WIN CASH- REMITTANCE TO CHINA CONTEST TERMS & CONDITIONS

WIN CASH- REMITTANCE TO CHINA CONTEST TERMS & CONDITIONS WIN CASH- REMITTANCE TO CHINA CONTEST TERMS & CONDITIONS Contest Period Malayan Banking Berhad ( Maybank ) is organizing this Win Cash- Remittance To China Contest ( Contest ) that will commence on 12

More information

5. AUM is defined as any Conventional/Islamic Deposit, Investment or Bancassurance products.

5. AUM is defined as any Conventional/Islamic Deposit, Investment or Bancassurance products. Updated as at 15th December 2017 TERMS AND CONDITIONS RHB Premier Birthday Programme 2018 1. RHB Bank Berhad (Company No. 6171-M) will be referred to as RHB Bank. PROGRAMME PERIOD 2. RHB Premier Birthday

More information

PACIFIC MUTUAL FUND BHD IMPORTANT NOTICE ON PERSONAL DETAILS NOTIS PENTING BERKENAAN MAKLUMAT PERIBADI

PACIFIC MUTUAL FUND BHD IMPORTANT NOTICE ON PERSONAL DETAILS NOTIS PENTING BERKENAAN MAKLUMAT PERIBADI PACIFIC MUTUAL FUND BHD IMPORTANT NOTICE ON PERSONAL DETAILS NOTIS PENTING BERKENAAN MAKLUMAT PERIBADI The Personal Data Protection Act 2010 (hereinafter referred to as the Act ) came into effect on 15

More information

b) The employees of Maybank2u Business, Virtual Banking & Payments shall not be eligible to participate in this Contest.

b) The employees of Maybank2u Business, Virtual Banking & Payments shall not be eligible to participate in this Contest. Maybank - Celcom Contest Reload For Your Love One & Win Fabulous Prizes Terms & Conditions Reload For Your Love One & Win Fabulous Prizes ( Contest ) is jointly organized by Malayan Banking Berhad ( Maybank

More information

PRODUCT DISCLOSURE SHEET

PRODUCT DISCLOSURE SHEET PRODUCT DISCLOSURE SHEET Read this Product Disclosure Sheet before you decide to apply for the Trade Services Facility. Please be sure to also read the Terms and Conditions as stated in the Agreement.

More information

Promotion Period 3. Maybank Auto PayBill Promotion ( the Promotion ) commences on 26 April and shall end on 25 August 2012 ( the Promotion Period ).

Promotion Period 3. Maybank Auto PayBill Promotion ( the Promotion ) commences on 26 April and shall end on 25 August 2012 ( the Promotion Period ). Maybankard Auto PayBill Promotion Terms and Condition Promotion Information and Eligibility 1. This Promotion is open to all Visa and MasterCard Credit Card cardmembers including their supplementary cardmembers

More information

School Children Personal Accident Insurance Plan - List Of Insured Persons

School Children Personal Accident Insurance Plan - List Of Insured Persons School Children Personal Accident Insurance Plan - List Of Insured Persons IMPORTANT NOTE Pursuant to Paragraph 5 of Schedule 9 of the Financial Services Act 2013, if you are applying for this Insurance

More information

EVENT'S TERMS AND CONDITIONS

EVENT'S TERMS AND CONDITIONS EVENT'S TERMS AND CONDITIONS Organizer & Eligibility 1. The NESTLÉ OMEGA PLUS World Heart Day Walk-A-Mile 2017 ["Event"] is organized by Nestlé Products Sdn. Bhd. [45229-H] [the "Organizer"] in collaboration

More information

ABMB Credit Card & Loan Repayment via Current Account/Savings Account Campaign Terms & Conditions

ABMB Credit Card & Loan Repayment via Current Account/Savings Account Campaign Terms & Conditions ABMB Credit Card & Loan Repayment via Current Account/Savings Account Campaign Terms & Conditions CAMPAIGN PERIOD 1. ABMB Credit Card & Loan Repayment via Current Account and/or Savings Account ( CASA

More information

Peraduan Nestlé MILO Ais Krim Whatsapp & Menang!

Peraduan Nestlé MILO Ais Krim Whatsapp & Menang! Peraduan Nestlé MILO Ais Krim Whatsapp & Menang! A: Schedule to Conditions of Entry TERMS AND CONDITIONS Organiser Nestlé Products Sdn. Bhd. [45229-H] Promotion Promotion Period Eligibility Peraduan Nestlé

More information

NESTLÉ LA CREMERIA HANTAR & MENANG CONTEST TERMS AND CONDITIONS. Nestlé La Cremeria Hantar & Menang Contest

NESTLÉ LA CREMERIA HANTAR & MENANG CONTEST TERMS AND CONDITIONS. Nestlé La Cremeria Hantar & Menang Contest NESTLÉ LA CREMERIA HANTAR & MENANG CONTEST A: Schedule to Conditions of Entry TERMS AND CONDITIONS Organiser Promotion Promotion Period Eligibility Entry Method Nestlé Products Sdn. Bhd. [45229-H] Nestlé

More information

3. New Principle Cardmembers herein refer to: a) Existing Maybank Principal Cardmember who wish to apply for Maybank 2 Gold or Platinum Cards

3. New Principle Cardmembers herein refer to: a) Existing Maybank Principal Cardmember who wish to apply for Maybank 2 Gold or Platinum Cards I LOVE M2C CASH BACK CAMPAIGN TERMS & CONDITIONS CAMPAIGN PERIOD Malayan Banking Berhad (3813-K) I Love M2C Cashback Camping shall run from 22 September 2014 to 22 March 2015 (both dates inclusive) ( Campaign

More information

TERMS AND CONDITIONS

TERMS AND CONDITIONS PERADUAN WHATSAPP & MENANG DENGAN NESCAFÉ A: Schedule to Conditions of Entry TERMS AND CONDITIONS Organiser Nestlé Products Sdn. Bhd. [45229-H] Promotion PERADUAN WHATSAPP & MENANG DENGAN NESCAFÉ Promotion

More information

PERADUAN NESTLÉ WOW WOW ANG POW! TERMS AND CONDITIONS

PERADUAN NESTLÉ WOW WOW ANG POW! TERMS AND CONDITIONS PERADUAN NESTLÉ WOW WOW ANG POW! TERMS AND CONDITIONS Schedule to Conditions of Entry 1. Organiser: Nestlé Products Sdn. Bhd. [45229-H]. 2. Promotion: PERADUAN NESTLÉ WOW WOW ANG POW! 3. Promotion Period:

More information

PERADUAN MAGGI LEBIH MASAK LEBIH WANG WANG TERMS AND CONDITIONS

PERADUAN MAGGI LEBIH MASAK LEBIH WANG WANG TERMS AND CONDITIONS Schedule to Conditions of Entry PERADUAN MAGGI LEBIH MASAK LEBIH WANG WANG TERMS AND CONDITIONS 1. Organiser: Nestlé Products Sdn. Bhd. [45229-H] [ the Organiser ]. 2. Promotion: PERADUAN MAGGI LEBIH MASAK

More information

Nescafé Buy & Win Contest TERMS AND CONDITIONS

Nescafé Buy & Win Contest TERMS AND CONDITIONS A: Schedule to Conditions of Entry Nescafé Buy & Win Contest TERMS AND CONDITIONS Organiser Campaign Campaign Period Eligibility Entry Method Nestlé Products Sdn. Bhd. Nescafé Buy & Win Contest The Promotion

More information

Priority Pass Membership Terms & Conditions. Terma dan Syarat Kad Keahlian Priority Pass

Priority Pass Membership Terms & Conditions. Terma dan Syarat Kad Keahlian Priority Pass Priority Pass Membership Terms & Conditions Terma dan Syarat Kad Keahlian Priority Pass CB/CC/V1/2012 Updated as at 1 November 2017 Terms and Conditions of Priority Pass Membership 1. The complimentary

More information

PERADUAN MILO SPOT & MENANG TERMS AND CONDITIONS

PERADUAN MILO SPOT & MENANG TERMS AND CONDITIONS PERADUAN MILO SPOT & MENANG TERMS AND CONDITIONS Schedule to Conditions of Entry 1. Organiser: Nestlé Products Sdn. Bhd. [45229-H]. 2. Promotion: PERADUAN MILO SPOT* & MENANG. 3. Promotion Period: The

More information

PERADUAN NESTLÉ MEGA RAYA! TERMS AND CONDITIONS

PERADUAN NESTLÉ MEGA RAYA! TERMS AND CONDITIONS PERADUAN NESTLÉ MEGA RAYA! TERMS AND CONDITIONS Schedule to Conditions of Entry 1. Organiser: Nestlé Products Sdn. Bhd. [45229-H]. 2. Promotion: PERADUAN NESTLÉ MEGA RAYA! 3. Promotion Period: The Promotion

More information

TERMS AND CONDITIONS. Nestlé Products Sdn. Bhd. [45229-H] Sertai & Menang

TERMS AND CONDITIONS. Nestlé Products Sdn. Bhd. [45229-H] Sertai & Menang A: Schedule to Conditions of Entry Sertai & Menang TERMS AND CONDITIONS Organiser Promotion Promotion Period Eligibility Nestlé Products Sdn. Bhd. [45229-H] Sertai & Menang The Promotion starts at 00:00:00

More information

Terms & Conditions AmBank SME 1-Month Deposit Promotion

Terms & Conditions AmBank SME 1-Month Deposit Promotion Terms & Conditions AmBank SME 1-Month Deposit Promotion 1. Definition 1.1. For the purpose of this terms and conditions, the following words and expressions shall have the meanings assigned to them except

More information

AmBank Credit Card Fee & Charges

AmBank Credit Card Fee & Charges AmBank Credit Card Fee & Charges Annual Fee Minimum Monthly Payment Finance Charges Cash Advance Fee Late Payment Interest Free Period Excess Limit Fee Credit Balance Refund Fee Free For Life 5% of the

More information

TERMS AND CONDITIONS A: Schedule to Conditions of Entry Nestlé Products Sdn. Bhd. (45220-H) Promotion

TERMS AND CONDITIONS A: Schedule to Conditions of Entry Nestlé Products Sdn. Bhd. (45220-H) Promotion TERMS AND CONDITIONS A: Schedule to Conditions of Entry Organiser Nestlé Products Sdn. Bhd. (45220-H) Promotion MILO NUTRI UP Up Your Game Challenge Promotion Period Contest recruitment starts 12:00:01

More information

Terms and Conditions Governing OCBC Bank 2012 Data Collection Promotion

Terms and Conditions Governing OCBC Bank 2012 Data Collection Promotion Terms and Conditions Governing OCBC Bank 2012 Data Collection Promotion 1. Promotion 1.1. The OCBC Bank 2012 Data Collection Promotion ( Promotion ) is organized by OCBC Bank (Malaysia) Berhad ( OCBC Bank

More information

Snap, Hashtag & Menang Instagram Contest TERMS AND CONDITIONS

Snap, Hashtag & Menang Instagram Contest TERMS AND CONDITIONS A: Schedule to Conditions of Entry Snap, Hashtag & Menang Instagram TERMS AND CONDITIONS Organiser Promotion Promotion Period Eligibility Entry Method Nestlé Products Sdn. Bhd. [45229-H] Snap, Hashtag

More information

Promotion PERADUAN MINUM & MENANG DENGAN NESCAFÉ

Promotion PERADUAN MINUM & MENANG DENGAN NESCAFÉ PERADUAN MINUM & MENANG DENGAN NESCAFÉ TERMS AND CONDITIONS A: Schedule to Conditions of Entry Organiser Nestlé Products Sdn. Bhd. [45229-H] Promotion PERADUAN MINUM & MENANG DENGAN NESCAFÉ Promotion Period

More information

AHB Simpan, Labur dan Menang Draw / Cabutan AHB Simpan, Labur dan Menang. Terms & Conditions / Terma & Syarat

AHB Simpan, Labur dan Menang Draw / Cabutan AHB Simpan, Labur dan Menang. Terms & Conditions / Terma & Syarat AHB Simpan, Labur dan Menang Draw / Cabutan AHB Simpan, Labur dan Menang Terms & Conditions / Terma & Syarat 1. The Amanah Hartanah Bumiputera ( AHB ) Simpan, Labur dan Menang Draw ( Draw ) is open to

More information

LIVING CARE. Critical Illness Insurance

LIVING CARE. Critical Illness Insurance LIVING CARE Critical Illness Insurance PREMIUM TABLE ANNUAL PREMIUM (RM) (excluding Service Tax and Stamp Duty)/ SUM INSURED (RM) Attained Age 50,000 100,000 150,000 200,000 250,000 (Next Birthday) Male

More information

PERADUAN WHATSAPP & MENANG TERMS AND CONDITIONS

PERADUAN WHATSAPP & MENANG TERMS AND CONDITIONS Date: 12/11/2018 Period: 06/12/2018 02/01/2019 (4 wks ) Brand: NESTLÉ Products Product: NESTLÉ Products Project Peraduan NESTLÉ Back to Name: School Media: T&C Website Format (10 pgs) Prepared by: Language:

More information

WIN CASH WITH EZYCASH VIA MAYBANK2U CAMPAIGN - TERMS AND CONDITIONS

WIN CASH WITH EZYCASH VIA MAYBANK2U CAMPAIGN - TERMS AND CONDITIONS WIN CASH WITH EZYCASH VIA MAYBANK2U CAMPAIGN - TERMS AND CONDITIONS 1. WIN CASH with EzyCash via Maybank2u Campaign ( Campaign ) is open to Principal Cardmembers of Maybank and Maybank Islamic ( Cardmember

More information

OCBC Independence Gold Coin Contest ( Contest ) Terms and Conditions

OCBC Independence Gold Coin Contest ( Contest ) Terms and Conditions OCBC Independence Gold Coin Contest_version 1/ENG 1/Oct/2014 OCBC Independence Gold Coin Contest ( Contest ) Terms and Conditions 1. The Contest 1.1 OCBC Bank (Malaysia) Berhad ( OCBC ) and OCBC Al-Amin

More information

EPPTnCv0916 Co. Reg. No: W

EPPTnCv0916 Co. Reg. No: W Terms and Conditions OCBC Easy Payment Plan The Terms and Conditions herein apply to the OCBC Easy Payment Plan ( the Programme ) and are to be read in conjunction with the OCBC Cardmember s Agreement

More information

M A X I S M O B I L E S E R V I C E S S D N B H D T 1 C P

M A X I S M O B I L E S E R V I C E S S D N B H D T 1 C P M A X I S M O B I L E S E R V I C E S S D N B H D 7 3 3 1 5 - T 1 C P - 8 1 6 7 0 6 ACE Jerneh Insurance Berhad (9827-A) Wisma ACE Jerneh, 38 Jalan Sultan Ismail 50250 Kuala Lumpur Malaysia Tel 03 2058

More information

Cash Credit Redemption Program. Terms and Conditions

Cash Credit Redemption Program. Terms and Conditions Cash Credit Redemption Program Terms and Conditions The Terms and Conditions herein are to be read together with and are supplementary to the standard Terms and Conditions of the Credit Card Agreement

More information

EPPTnCv1804 Co. Reg. No: W

EPPTnCv1804 Co. Reg. No: W Terms and Conditions OCBC Easy Payment Plan The Terms and Conditions herein apply to the OCBC Easy Payment Plan ( the Programme ) and are to be read in conjunction with the OCBC Cardmember s Agreement

More information

PERADUAN NÉSCAFE JOM BELI & MENANG TERMS AND CONDITIONS

PERADUAN NÉSCAFE JOM BELI & MENANG TERMS AND CONDITIONS Schedule to Conditions of Entry PERADUAN NÉSCAFE JOM BELI & MENANG TERMS AND CONDITIONS 1. Organiser: Nestlé Products Sdn. Bhd. [45229-H]. 2. Promotion: PERADUAN NÉSCAFE JOM BELI & MENANG 3. Promotion

More information

PEMBERITAHUAN CATATAN NOTES. Hanya BNCP ASAL yang ditetapkan oleh LHDNM akan diterima. Menggunakan salinan fotostat BNCP adalah tidak dibenarkan.

PEMBERITAHUAN CATATAN NOTES. Hanya BNCP ASAL yang ditetapkan oleh LHDNM akan diterima. Menggunakan salinan fotostat BNCP adalah tidak dibenarkan. KRITERIA BORANG NYATA CUKAI PENDAPATAN (BNCP) TIDAK LENGKAP YANG TIDAK BOLEH DITERIMA CRITERIA ON INCOMPLETE INCOME TAX RETURN FORM (ITRF) WHICH IS UNACCEPTABLE PEMBERITAHUAN BNCP TIDAK LENGKAP YANG TIDAK

More information

3-Month Flexi Payment Plan (FPP) At 0% Fee Terms & Conditions

3-Month Flexi Payment Plan (FPP) At 0% Fee Terms & Conditions 3-Month Flexi Payment Plan (FPP) At 0% Fee Terms & Conditions Alliance Bank Malaysia Berhad (88103-W) CAMPAIGN PERIOD 1. This 3-Month Flexi Payment Plan (FPP) at 0% Fee ( this Campaign ) is organised by

More information

OCBC GREAT EASTERN MASTERCARD FREQUENTLY ASKED QUESTIONS (FAQ) REBATE FEATURES, INTEREST FREE AUTO INSTALMENT PAYMENT PLAN (AUTO- IPP) AND BENEFITS

OCBC GREAT EASTERN MASTERCARD FREQUENTLY ASKED QUESTIONS (FAQ) REBATE FEATURES, INTEREST FREE AUTO INSTALMENT PAYMENT PLAN (AUTO- IPP) AND BENEFITS OCBC GREAT EASTERN MASTERCARD FREQUENTLY ASKED QUESTIONS (FAQ) REBATE FEATURES, INTEREST FREE AUTO INSTALMENT PAYMENT PLAN (AUTO- IPP) AND BENEFITS 1. What benefits can I get when I use the OCBC Great

More information

TERMS AND CONDITION RHB CREDIT CARD ACQUISITION CAMPAIGN

TERMS AND CONDITION RHB CREDIT CARD ACQUISITION CAMPAIGN TERMS AND CONDITION RHB CREDIT CARD ACQUISITION CAMPAIGN 1. The RHB Credit Card Acquisition Campaign ( the Campaign ) is organized by RHB Bank Berhad ( RHB Bank ) and RHB Islamic Bank Berhad ( RHB Islamic

More information

Cash Credit Redemption Programme. Terms and Conditions

Cash Credit Redemption Programme. Terms and Conditions Cash Credit Redemption Programme Terms and Conditions The Terms and Conditions herein are to be read together with and are supplementary to the standard Terms and Conditions of the Credit Card Agreement

More information

Promosi Raya Pos Laju

Promosi Raya Pos Laju Pos Laju Raya Promotion TERMS & CONDITIONS 1. Pos Laju Raya Promotion ( Promotion ) is brought to you by Pos Malaysia Berhad ( Organizer ). This Promotion is eligible to all customers that purchase Pos

More information

TERMS AND CONDITIONS. CIMB ISLAMIC BANK RM25 Welcome Bonus Campaign

TERMS AND CONDITIONS. CIMB ISLAMIC BANK RM25 Welcome Bonus Campaign TERMS AND CONDITIONS CIMB ISLAMIC BANK RM25 Welcome Bonus Campaign Campaign Period 1. The CIMB Islamic Bank RM25 Welcome Bonus Campaign ( this Campaign ) is organized by CIMB Islamic Bank Berhad (671380-H)

More information

PRODUCT DISCLOSURE SHEET

PRODUCT DISCLOSURE SHEET PRODUCT DISCLOSURE SHEET Read this Product Disclosure Sheet before you decide to apply for the Trade Services Facility. Please be sure to also read the Terms and Conditions as stated in the Letter of Offer.

More information

CREDIT CARD ACQUISITION CAMPAIGN TERMS AND CONDITIONS

CREDIT CARD ACQUISITION CAMPAIGN TERMS AND CONDITIONS CREDIT CARD ACQUISITION CAMPAIGN TERMS AND CONDITIONS 1. The RHB Credit Card Acquisition Campaign ( the Campaign ) is organized by RHB Bank Berhad ( RHB Bank ) and RHB Islamic Bank Berhad ( RHB Islamic

More information

Terms & Conditions Deposit Cash Back Campaign

Terms & Conditions Deposit Cash Back Campaign Terms & Conditions Deposit Cash Back Campaign 1 Definition 1.1 For the purpose of these Terms and Conditions, the following words and expressions shall have the meanings assigned to them except where the

More information

4. Shell reserves the right at its absolute discretion to vary, delete or add to any of these Terms and Conditions without prior notice.

4. Shell reserves the right at its absolute discretion to vary, delete or add to any of these Terms and Conditions without prior notice. SHELL HELIX MEKANIK SENANG MENANG 2016 Terms and Conditions 1. This Shell Helix Mekanik Senang Menang 2016 ( Programme ) is jointly organised by Shell Malaysia Trading Sdn Bhd (6087-M) ( SMTSB ) and Shell

More information

1. Plaza Premium Lounge access is open to all Principal and Supplementary AmBank / AmBank Islamic credit cardholders as defined in clause 2.

1. Plaza Premium Lounge access is open to all Principal and Supplementary AmBank / AmBank Islamic credit cardholders as defined in clause 2. TERMS & CONDITIONS: PLAZA PREMIUM LOUNGE ACCESS The following revision below will be effective from 1 August 2018 onwards. 1. Plaza Premium Lounge access is open to all Principal and Supplementary AmBank

More information

2. Under the OCBC 365 Programme, a Cardmember earns rebate on purchases validly charged to the Cardmember s OCBC Card as provided in Table 1 below:

2. Under the OCBC 365 Programme, a Cardmember earns rebate on purchases validly charged to the Cardmember s OCBC Card as provided in Table 1 below: OCBC 365 MasterCard Card Terms and Conditions These terms and conditions govern the credit card issued by OCBC Bank (Malaysia) Berhad ( OCBC Bank ) called OCBC 365 MasterCard ( OCBC Card ) and the features

More information

Apartment and Condominium Insurance Package

Apartment and Condominium Insurance Package Apartment and Condominium Insurance Package APARTMENT AND CONDOMINIUM INSURANCE PACKAGE Anything can happen at any time. Protect the property under your management and get covered with our Apartment and

More information

TERMS AND CONDITIONS

TERMS AND CONDITIONS RHB Bank Berhad (6171-M) and RHB Islamic Bank Berhad (680329-V) TERMS AND CONDITIONS RHB BALANCE CONVERSION PROGRAMME 1. The RHB Bank Berhad (Company No. 6171-M) ( RHB Bank ) and RHB Islamic Bank Berhad

More information

RHB CREDIT CARD SPEND CAMPAIGN

RHB CREDIT CARD SPEND CAMPAIGN RHB CREDIT CARD SPEND CAMPAIGN TERMS AND CONDITION 1. The RHB Credit Card Spend Campaign ( the Campaign ) is organized by RHB Bank Berhad ( RHB Bank ) and RHB Islamic Bank Berhad ( RHB Islamic Bank ) (both

More information

KRITERIA BORANG NYATA CUKAI PENDAPATAN (BNCP) TIDAK LENGKAP CRITERIA ON INCOMPLETE INCOME TAX RETURN FORM (ITRF) PEMBERITAHUAN

KRITERIA BORANG NYATA CUKAI PENDAPATAN (BNCP) TIDAK LENGKAP CRITERIA ON INCOMPLETE INCOME TAX RETURN FORM (ITRF) PEMBERITAHUAN KRITERIA BORANG NYATA CUKAI PENDAPATAN (BNCP) TIDAK LENGKAP CRITERIA ON INCOMPLETE INCOME TAX RETURN FORM (ITRF) PEMBERITAHUAN (Pin. 1/2014) MULAI 1 JANUARI 2012, BNCP YANG TIDAK LENGKAP AKAN DIPULANGKAN

More information

Terms & Conditions AmBank Junior Savings Campaign

Terms & Conditions AmBank Junior Savings Campaign Terms & Conditions AmBank Junior Savings Campaign 1 Definition 1.1 For the purpose of these Terms and Conditions, the following words and expressions shall have the meanings assigned to them except where

More information

INDUSTRY TRANSFORMATION INITIATIVE REGISTRATION FORM

INDUSTRY TRANSFORMATION INITIATIVE REGISTRATION FORM Local (KL and Selangor): RM180 per participant Please register me for: INDUSTRY TRANSFORMATION INITIATIVE REGISTRATION FORM Outstation (other states including East Malaysia): RM220 per participant Please

More information

Hong Leong Credit Card Acquisition Campaign

Hong Leong Credit Card Acquisition Campaign Hong Leong Credit Card Acquisition Campaign CAMPAIGN PERIOD The Hong Leong Bank Berhad s (97141-X) ( HLB ) Credit Card Acquisition Campaign ( Campaign ) commences on 20 December 2017 at 00:00:00 hours

More information

Shell Advance Advance2Langkawi Contest

Shell Advance Advance2Langkawi Contest Shell Advance Advance2Langkawi Contest Organiser: Shell Malaysia Trading Sdn Bhd ( SMTSB ) 1. The Shell Advance Advance2Langkawi ( Contest ) period runs from 23 October 2015 till 31 December 2015 (11:59

More information

Course Title Date Venue. Name (as in NRIC/Passport) NRIC/Passport No. Designation Company & Address

Course Title Date Venue. Name (as in NRIC/Passport) NRIC/Passport No.  Designation Company & Address Capital Market Director Programme (CMDP) REGISTRATION FORM A. PROGRAMME MODULES Please tick ( ) Course Title Date Venue Fee (RM) GST (6%) Total Fee (RM) Module 1: Directors as gatekeepers of market participants

More information

This Policy reflects the terms and conditions of the contract of insurance as agreed between you and the Company.

This Policy reflects the terms and conditions of the contract of insurance as agreed between you and the Company. (62605-U) This Policy is issued in consideration of the payment of premium as specified in the Policy Schedule and pursuant to the answers given in your Proposal Form (or when you applied for this insurance)

More information

MAYBANK EZYCASH/EZYCASH-i CAMPAIGN - TERMS AND CONDITIONS

MAYBANK EZYCASH/EZYCASH-i CAMPAIGN - TERMS AND CONDITIONS MAYBANK EZYCASH/EZYCASH-i CAMPAIGN - TERMS AND CONDITIONS 1. Maybank EzyCash/EzyCash-i Campaign 2018 ( Campaign ) is only open ( Campaign Period ) by Invitation basis to Principal Cardmembers of Maybank

More information

TERMS AND CONDITIONS FOR e-payment CHEQUE REDUCTION PROGRAMME

TERMS AND CONDITIONS FOR e-payment CHEQUE REDUCTION PROGRAMME TERMS AND CONDITIONS FOR e-payment CHEQUE REDUCTION PROGRAMME Definition 1. For the purposes of these terms and conditions ( Terms and Conditions ), the following words and expressions shall have the meanings

More information

Applicable for AmBank Credit Card b) 1.42% per month or 17% p.a. if you have promptly settled your minimum payment due for 10 consecutive months

Applicable for AmBank Credit Card b) 1.42% per month or 17% p.a. if you have promptly settled your minimum payment due for 10 consecutive months AmBank Credit Cards: Fees & Charges (Effective 1 June 2018) (Fees stated below are applicable for these cards unless stated otherwise, AmBank SIGNATURE Priority Banking World Mastercard, AmBank SIGNATURE

More information

Terms and Conditions for 12 months 0% Balance Transfer Flexi Payment Plan (hereinafter referred to as the Programme ) 1.

Terms and Conditions for 12 months 0% Balance Transfer Flexi Payment Plan (hereinafter referred to as the Programme ) 1. Terms and Conditions for 12 months 0% Balance Transfer Flexi Payment Plan (hereinafter referred to as the Programme ) The terms and conditions herein ( Terms and Conditions ) are in addition to and are

More information

MAYBANK ISLAMIC IKHWAN BALANCE TRANSFER. Declaration/ Pengakuan Terms and Conditions/Terma. Date: Declaration/ Pengakuan

MAYBANK ISLAMIC IKHWAN BALANCE TRANSFER. Declaration/ Pengakuan Terms and Conditions/Terma. Date: Declaration/ Pengakuan Declaration/ Pengakuan I shall comply with the Bank's requirements in respect of my application and I understand that the Bank's offer of the financing shall be subject to the Bank performing the necessary

More information

TERMS AND CONDITION EXTENSION OF RHB CREDIT CARD SPEND CAMPAIGN

TERMS AND CONDITION EXTENSION OF RHB CREDIT CARD SPEND CAMPAIGN TERMS AND CONDITION EXTENSION OF RHB CREDIT CARD SPEND CAMPAIGN 1. The Extension of RHB Credit Card Spend Campaign ( the Campaign ) is organized by RHB Bank Berhad ( RHB Bank ) and RHB Islamic Bank Berhad

More information

You are liable for any unauthorized transactions before reporting to the Bank.

You are liable for any unauthorized transactions before reporting to the Bank. PRODUCT DISCLOSURE SHEET (Read this Product Disclosure Sheet before you decide to take out the Debit Cards. Be sure to also read the general terms and conditions.) DEBIT CARDS: Maybank Visa Debit 1. What

More information

Terms and Conditions Remit Money & Have a Coffee On Us Promotion

Terms and Conditions Remit Money & Have a Coffee On Us Promotion Terms and Conditions Remit Money & Have a Coffee On Us Promotion 1. Definition 1.1 For the purpose of this Terms and Conditions, the following words and expressions shall have the meanings assigned to

More information

application and approval for New Principal Cardmember within the Campaign Period (Eligible Cardmember )

application and approval for New Principal Cardmember within the Campaign Period (Eligible Cardmember ) MAYBANK BALANCE TRANSFER 0% 12 MONTHS WITH 1% UPFRONT FEE CAMPAIGN TERMS AND CONDITION The offer is for limited time only for Maybank Principal Credit Cardmember to transfer credit card balances from other

More information

KRITERIA BORANG NYATA CUKAI PENDAPATAN (BNCP) TIDAK LENGKAP PEMBERITAHUAN

KRITERIA BORANG NYATA CUKAI PENDAPATAN (BNCP) TIDAK LENGKAP PEMBERITAHUAN KRITERIA BORANG NYATA CUKAI PENDAPATAN (BNCP) TIDAK LENGKAP CRITERIA ON INCOMPLETE INCOME TAX RETURN FORM (ITRF) PEMBERITAHUAN MULAI 1 JANUARI 2012, BNCP YANG TIDAK LENGKAP AKAN DIPULANGKAN KEPADA PEMBAYAR

More information

TERMS AND CONDITIONS

TERMS AND CONDITIONS TERMS AND CONDITIONS RHB CASHXCESS (CX) PROGRAMME 1. The RHB Bank Berhad (Company No. 6171-M) and RHB Islamic Bank Berhad (Company No. 680329- V) herein will be referred to as RHB or the Bank. PROGRAMME

More information

Terms & Conditions Balance Transfer

Terms & Conditions Balance Transfer Terms & Conditions Balance Transfer Alliance Bank Malaysia Berhad (88103-W) CB/BT/Feb2018/V1 Page 1 of 5 1. Holder of all existing and new Alliance Bank Principal Credit Cards (the Cardmembers ) may apply

More information

GST 01 PERMOHONAN PENDAFTARAN CUKAI BARANG DAN PERKHIDMATAN APPLICATION FOR GOODS AND SERVICES TAX REGISTRATION

GST 01 PERMOHONAN PENDAFTARAN CUKAI BARANG DAN PERKHIDMATAN APPLICATION FOR GOODS AND SERVICES TAX REGISTRATION Panduan di bawah akan membantu anda mengisi borang yang berkaitan dengan permohonan anda. The guideline below will assist you in filling in the form relating to your application. GST 01 PERMOHONAN PENDAFTARAN

More information

Maybank American Express Cards Auto PayBills 2017 campaign Terms and Conditions. Promotion Information and Eligibility

Maybank American Express Cards Auto PayBills 2017 campaign Terms and Conditions. Promotion Information and Eligibility Maybank American Express Cards Auto PayBills 2017 campaign Terms and Conditions Promotion Information and Eligibility 1. This Promotion is open to all American Express Cards (credit & charge) cardmembers

More information

BALANCE TRANSFER TERMS & CONDITIONS

BALANCE TRANSFER TERMS & CONDITIONS BALANCE TRANSFER TERMS & CONDITIONS 1. Holders of any Maybank Credit Card Card(s) ( Cardmember ) may apply to transfer outstanding balances [ including principal, accrued profit, profit and other charges

More information

APPLICATION FOR A PERFORMANCE BOND / ADVANCE PAYMENT BOND

APPLICATION FOR A PERFORMANCE BOND / ADVANCE PAYMENT BOND APPLICATION FOR A PERFORMANCE BOND / ADVANCE PAYMENT BOND Pursuant to Paragraph 4(1) of Schedule 9 of the Financial Services Act 2013, if you are applying for this Insurance for a purpose related to your

More information

Maxis, Telekom Malaysia Berhad (TM) for Unifi service only

Maxis, Telekom Malaysia Berhad (TM) for Unifi service only Maybank American Express Cards Auto PayBills 2018 (Maxis & TM Unifi) campaign Terms and Conditions Promotion Information and Eligibility 1. This Promotion is open to selected American Express Cards (credit

More information

ZERO-INTEREST INSTALMENT PLAN. 1) This programme valid for PB Credit cards issued by Public Bank.

ZERO-INTEREST INSTALMENT PLAN. 1) This programme valid for PB Credit cards issued by Public Bank. ZERO-INTEREST INSTALMENT PLAN 1) This programme valid for PB Credit cards issued by Public Bank. 2) The Cardmember shall be bound by Public Bank s Terms and Conditions governing the use and operation of

More information

Terms & Conditions Term Deposit-i (TD-i) Promotion % p.a. or 4.08% p.a.

Terms & Conditions Term Deposit-i (TD-i) Promotion % p.a. or 4.08% p.a. Terms & Conditions Term Deposit-i (TD-i) Promotion 8 months @ 3.68% p.a. or 4.08% p.a. 1 Definition 1.1 For the purpose of this Terms and Conditions, the following words and expressions shall have the

More information

Terms and Conditions FX Rate Promotion for AUD, GBP, SGD & USD

Terms and Conditions FX Rate Promotion for AUD, GBP, SGD & USD Terms and Conditions FX Rate Promotion for AUD, GBP, SGD & USD 1. Definition 1.1 For the purpose of these Terms and Conditions, the following words and expressions shall have the meanings assigned to them

More information

Eligible Participant means the Principal Cardholders of the Bank who has received promotion invitation from the Bank either via SMS or .

Eligible Participant means the Principal Cardholders of the Bank who has received promotion invitation from the Bank either via SMS or  . Terms and Conditions for AmFlexi PLUS Promotion The terms and conditions herein ( Terms and Conditions ) are in addition to and are to be read together with the AmBank (M) Berhad (8515-D) ( AmBank ) /

More information

The Path To Gold Contest Terms & Conditions for Maybank Product Sign Up

The Path To Gold Contest Terms & Conditions for Maybank Product Sign Up The Path To Gold Contest Terms & Conditions for Maybank Product Sign Up Eligibility 1. Maybank Berhad and Maybank Islamic Berhad ( Maybank ) Path to Gold Contest ( this Contest ) will run from 8 August

More information

1. RHB Bank Berhad (Company No M) will be referred to as the Bank.

1. RHB Bank Berhad (Company No M) will be referred to as the Bank. Updated as at 28 Sept 2018 TERMS & CONDITIONS ( T&Cs ) RHB BANCASSURANCE-FIXED DEPOSIT CAMPAIGN ( BANCA CAMPAIGN ) 1. RHB Bank Berhad (Company No. 6171-M) will be referred to as the Bank. 2. The Campaign

More information

Terms & Conditions AmStar Current Account + Fixed Deposit (FD) Bundle Promotion Exclusive for AmBank SIGNATURE Priority Banking (AmSPB)

Terms & Conditions AmStar Current Account + Fixed Deposit (FD) Bundle Promotion Exclusive for AmBank SIGNATURE Priority Banking (AmSPB) 1 Definition Terms & Conditions AmStar Current Account + Fixed Deposit (FD) Bundle Promotion Exclusive for AmBank SIGNATURE Priority Banking (AmSPB) 1.1 For the purpose of these Terms and Conditions, the

More information

CIMB BANK BERHAD S TERMS AND CONDITIONS GOVERNING THE CIMB PREFERRED 12 MONTH UNFIXED DEPOSIT CAMPAIGN

CIMB BANK BERHAD S TERMS AND CONDITIONS GOVERNING THE CIMB PREFERRED 12 MONTH UNFIXED DEPOSIT CAMPAIGN CIMB BANK BERHAD S TERMS AND CONDITIONS GOVERNING THE CIMB PREFERRED 12 MONTH UNFIXED DEPOSIT CAMPAIGN 1. The CIMB Preferred 12 Month Unfixed Deposit Campaign ( Campaign ) is organised by CIMB Bank Berhad

More information

GSC TICKET TO DRIVE 2 & GSC TICKET TO DRIVE PJB FAQ

GSC TICKET TO DRIVE 2 & GSC TICKET TO DRIVE PJB FAQ GSC TICKET TO DRIVE 2 & GSC TICKET TO DRIVE PJB FAQ WHAT ARE THE GSC TICKET TO DRIVE 2 & GSC TICKET TO DRIVE PJB CONTEST? Due to the overwhelming response, we are back with GSC Ticket To Drive 2! This

More information

INSTRUCTION: This section consists of FOUR (4) structured questions. Answer ALL questions.

INSTRUCTION: This section consists of FOUR (4) structured questions. Answer ALL questions. INSTRUCTION: This section consists of FOUR (4) structured questions. Answer ALL questions. ARAHAN : Bahagian ini mengandungi EMPAT (4) soalan berstruktur. Jawab SEMUA soalan. QUESTION 1 Identify the following

More information

Terms & Conditions. 3. All new and existing Public Bank Debit Cardmembers are not entitled to participate in this Promotion.

Terms & Conditions. 3. All new and existing Public Bank Debit Cardmembers are not entitled to participate in this Promotion. Terms & Conditions Spend Everyday with PB Visa Credit Card Promotion PB Promotion for Credit Cardmembers 1. The Spend Everyday with PB Visa Credit Card Promotion is valid from 15 April 2019 to 14 July

More information

#GSC30 TICKET TO DRIVE FAQ

#GSC30 TICKET TO DRIVE FAQ #GSC30 TICKET TO DRIVE FAQ WHAT IS THE #GSC30 TICKET TO DRIVE CONTEST? This #GSC30 Ticket to Drive contest is organized by Golden Screen Cinemas Sdn Bhd (GSC) to reward its loyal and existing members as

More information

Terms & Conditions Am50Plus Fixed Deposit Promotion % p.a. (16 April April 2018)

Terms & Conditions Am50Plus Fixed Deposit Promotion % p.a. (16 April April 2018) Terms & Conditions Am50Plus Fixed Deposit Promotion 36 months @ 4.50% p.a. 1 Definition 1.1 For the purpose of these Terms and Conditions, the following words and expressions shall have the meanings assigned

More information

CIMB ISLAMIC BANK BERHAD S TERMS & CONDITIONS GOVERNING THE 6 MONTH & 12 MONTH UNFIXED DEPOSIT CAMPAIGN

CIMB ISLAMIC BANK BERHAD S TERMS & CONDITIONS GOVERNING THE 6 MONTH & 12 MONTH UNFIXED DEPOSIT CAMPAIGN CIMB ISLAMIC BANK BERHAD S TERMS & CONDITIONS GOVERNING THE 6 MONTH & 12 MONTH UNFIXED DEPOSIT CAMPAIGN 1. The 6 Month & 12 Month Unfixed Deposit Campaign ( Campaign ) is organised by CIMB Islamic Bank

More information