Continuing Education

Transcription

1 Continuing Education FROM: PGI PHONE: (800) FAX: (317) Thanks for your interest in continuing education through Pentera Group, Inc. (PGI). Attached please find information on PGI courses offered, pricing, and an order form. You may order by phone with a credit card, or by mail with check or money order.

2 PGI s Continuing Education PGI's wide selection of life and health courses are all available on a correspondence basis. This popular service, resulting in a certificate on successful completion, helps you get the most from your study. Annuities Training The Annuities explores all aspects of today s annuity marketplace. In addition to the basics, such as types of annuities and taxation, the course emphasizes compliance issues, particularly the importance of determining and understanding client needs when choosing among the various annuity products. Business Insurance This course teaches business insurance concepts and strategies and explores the uses for life insurance in the vast and lucrative small business market. Business Insurance examines major problems faced by business owners, types of business organizations, business valuation, employer-owned life insurance, business continuation, financial statements, key employee insurance, executive compensation, employee benefits, and disability. Format: Online Course (Business Insurance Online), Textbook or PDF (Business Insurance Perspectives) Disability Income Training This comprehensive sales training manual examines the true need for disability coverage and how producers can best communicate that need to clients in both the business and personal markets. Beyond the basics, this course covers plan design and implementation, and contains a wealth of tables and illustrations. Indexed Products Training This course provides a comprehensive study of indexed annuities and indexed life insurance, preparing users to meet legal and ethical requirements for selling indexed products. The course covers indexing strategies and suitability. Format: PDF only Introduction to Estate Planning and Charitable Giving This orientation course highlights concepts and strategies used in meeting various estate planning and charitable giving objectives, paying special attention to tax issues. Complex concepts are explained in plain language and supplemented with graphs and charts. Format: PDF only Life and Health Life and Health are designed for easy learning of key life and health insurance concepts such as types of coverage, applications, policies, provisions, taxation, ethics, and much more. Each chapter is divided into small learning increments which are easy to grasp. These books are the foundation for our prelicensing courses and, combined with the appropriate State Supplement, provide solid preparation for any student seeking a life/health license. Life Underwriting Foundations Foundations is a basic life insurance skills and knowledge course designed for pre-contract training or as the primary study material for newly contracted agents. Foundations includes the role of life insurance, the life underwriter s role, fundamental product knowledge, basic needs, and basic selling skills. Long-Term Care Manual This broad course clearly explains the ever-increasing need for long-term care insurance and how it fits in with Medicare and Medicaid. There is a focus on ethics, determining and meeting client needs, and addressing client concerns. This interactive course examines how a producer can help clients of any age address retirement planning goals and needs. The course covers topics such as estimating income needs, inflation, determining income sources, social security, qualified plans, life insurance, taxation, income streams, and health and long-term care insurance. Format: Online Course ( at Any Age), Textbook or PDF ( Principles) Single Needs A basic life insurance primer, this course teaches novice agents to recognize and provide solutions for a variety of individual insurance needs. Case studies provide the opportunity to consider and address the needs of real people in different situations. The final chapter presents an overview of individual business insurance needs, including business continuation, split dollar, deferred compensation, and key employee insurance. Format: Online Course (Single Needs Online), Textbook or PDF (Single Needs Approach to Insurance Planning) Target Ethics Target Ethics investigates legal, professional, and personal issues related to ethics and insurance sales. Case studies illustrate the ethical issues agents are likely to encounter. Format: Online Course (Target Ethics Online), Textbook or PDF Total Needs Approach to Insurance Planning This course examines two common total needs approaches for determining how much life insurance a client needs: capital liquidation (exhausting capital over a lifetime) and capital retention (retaining capital for subsequent generations). Includes numerous case studies. Variable Annuities Training This course shows how variable annuities work and explores the features that make them unique. The course also examines the more complex issues associated with selling variable annuities, such as risk and investment concepts, compliance issues, and taxation. Variable Universal Life This course explains how and why VUL is unique among life insurance products and explores the market for VUL among individuals and businesses. It carefully examines agent responsibilities and requirements, as well as providing meaningful case studies. Format: PDF only

3 To Obtain Credit Review the continuing education requirements for your state and the courses available to meet your state s requirements and/or your personal educational needs. Complete the website order option ( or paper form, indicating which course(s) you desire. Be sure to include your complete name and address. The web order will come to us via . You may also mail the form with your check or credit card information. Or you may place your order by telephone or fax using a MasterCard, Visa, or American Express. Continuing Education Department Pentera Group, Inc. 921 E. 86th St., Ste. 100 Indianapolis, IN FAX Upon receipt of your continuing education package, study the course material and complete the examination as indicated in your course instructions. Mail or fax your completed test or score sheet to PGI s Grading Department. You will successfully complete the course if you receive a score of 70% or better. (Online exams may be taken as many times as needed to achieve a 70% or better; paper exams will be forwarded to you for a second attempt. With either method, be sure to follow any monitor requirements your state may have in place.) Upon successful completion, we will mail a Certificate of Completion to you. If you are using the course(s) to meet a state continuing education requirement, follow the instructions which will be included with your certificate. Some states require you to retain the Certificate, while others ask you to forward it to the Department of Insurance. Students are responsible for obtaining Certification prior to state deadlines. Copies of all correspondence, certificates, and exams are retained by PGI for use by the State Insurance Departments upon their request. The PGI Advantage You can rest assured that the PGI staff will assist you in any way possible to meet a tight education deadline. Our typical turnaround time is same-day service for shipment of your order, and two business days for processing/certifying of your exams. You can count on the PGI Advantage to provide friendly, efficient, accurate service time after time!

4 CHOOSE ONE: PGI s Continuing Education Order Form (Unit price includes processing fee and certification) PDF* OR BOOK COURSE TITLE PRICE TOTAL Annuities $55.00 $ Business Insurance Perspectives $66.00 $ Disability Income $55.00 $ N/A Indexed Products $59.00 $ N/A Introduction to Estate Planning & Charitable Giving $60.00 $ Life Underwriting Foundations $55.00 $ Long-Term Care Manual $52.00 $ Principals $60.00 $ A Single Needs Approach To Insurance Planning $55.00 $ Target Ethics $52.00 $ A Total Needs Approach To Insurance Planning $55.00 $ Variable Annuities $55.00 $ Variable Universal Life $55.00 $ *PGI's downloadable PDF courses use Adobe Reader (8.0 or later) and Adobe Flash Player. An active internet connection is required to access the course material and the final exam. UNIT Shipping & Handling $ Textbook courses only, does not apply to PDF downloads 1 course = $8.00; each additional item = $3.00 (add $1.80 to ship to a residence) Subtotal $ Indiana Residents only, please add 7% sales tax $ State Administrative Fee (for each course ordered) $ CA, IL & MA students... add 50 per credit hour MD students... add 60 per credit hour TX students... add 75 per credit hour AL, AR, DC, DE, IA, ID, KS, MI, MO, ND, NE, NH, NM, NV, OH, OK, OR, RI, SD & TN students... add $1.00 per credit hour VT & WV students... add $1.50 per credit hour NC students... add $1.65 per credit hour CT students... add $3.75 per course IN, MS & PA students... add $4.00 per course Student Name Total $ Title Company Street Address City State Zip Daytime Phone ( ) Address Check enclosed Please charge my: MasterCard Visa American Express Card Number Expiration Date Cardholder Name Refund Policy: If you are not fully satisfied with the course material and have not completed the final exam, we will refund the full purchase price within 30 days of purchase. Mail, Fax, or Phone your order to: Pentera Group, Inc. 921 E. 86th St., Ste. 100Indianapolis, IN (Fax) PGI-CE

5 State Alabama b e e Alaska PGI's Continuing Education Following are the number of continuing education credit hours approved for each course. Annuities Training Course Disability Income Health Life Life Underwriting Foundations Principles Student keeps log of study time and total credit hours earned. Arizona b Arkansas b e e California e e Colorado b e Connecticut b e Delaware e e Georgia b 12 c 12 f 12 f 20 c 9 c 15 c 7 c 15 d,e 8 c 7 c 26 c e Idaho 4 e e Illinois Indiana b c Iowa b 5 d /3 e d /3 e Kansas b e Kentucky 5 e e Louisiana e Maine e 7 11 Maryland h 3 e e Massachusetts b e Michigan b c,e Jun Mississippi b Missouri b d 16 4 e Nebraska b 13 c 14 f 15 f 20 c /1 e 8 c 17 c /1 f 9 c 8 e c 21 c, f 4 c 9 c 8 e Nevada b 20 c 15 f 15 c c 23 d /4 e 15 c 15 c d /4 e New Jersey b e e New Mexico 9 4 e e North Carolina b 8(A) 6(B) 10(B) 6(A) 4(A) e 6(B) 6(B) 6 North Dakota 4 e e A Single Needs Approach to Insurance Planning Target Ethics Variable Annuities Variable Universal Life Business Insurance Online Indexed Products Intro to Estate Planning & Charitable Giving at Any Age Single Needs Online Target Ethics Online Page 1 of

6 State PGI's Continuing Education Following are the number of continuing education credit hours approved for each course. Annuities Training Course Disability Income Health Life Life Underwriting Foundations Principles Ohio b 3 3 Oklahoma 4 e Oregon b j e Pennsylvania b Rhode Island b South Carolina b 4 A Single Needs Approach to Insurance Planning South Dakota Tennessee e e Texas e Virginia 13 b,c,f 4 b,e 4 e West Virginia b 12 Wisconsin b 5 e e Wyoming b 4 e e Target Ethics Variable Annuities Variable Universal Life Business Insurance Online Indexed Products Intro to Estate Planning & Charitable Giving at Any Age Single Needs Online Target Ethics Online a Agents keep track of hours and report to state as needed. h Maryland resident agents are limited to 8 hours of self-study credit. b Student must complete a sealed exam under a monitor s supervision. i Meets Maryland s state requirement in long-term care studies. c Approved for life license. d Approved for life, health and property & casualty credits. e Approved to meet study requirements in ethics. j Approved for variable annuities license. k Meets Rhode Island's 4-hour annuity requirement. p Pending approval. f Approved for health license. g Not approved for Indiana s general long-term care continuing studies requirement. (A) (B) (C) North Carolina course rating. Contact PGI for more info. Page 2 of