Underwriting empowerment and flexibility, focussing largely on Catastrophe exposures. Our willingness to look at new opportunities.

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1 Property Binders

2 Why MS Amlin? A first class client experience delivered by people who understand your needs. Service. A rapid and pragmatic approach to all aspects of underwriting. Underwriting empowerment and flexibility, focussing largely on Catastrophe exposures. Long-term player focussing on long-term relationships, that last through insurance cycles. Our willingness to look at new opportunities. We offer a traditional underwriting approach whilst embracing technology and competing in today s market. Pure underwriting and underwriting empowerment is at the centre of what we do, enabling us to deliver technical excellence along with customer service. We strive to offer the best client experience possible, which in turn gives clients what they want, all needs are catered for and ensures long standing continuous and profitable relationships. Alistair Maurice Principal Underwriter

3 A global leader MS Amlin is a leading insurer and reinsurer, and part of the global top-10 insurance group MS&AD. With a 300-year record and more than 2,400 people in 26 locations worldwide, we deliver continuity for businesses facing the most complex and demanding risks. Our role places us at the forefront of the Property & Casualty, Marine & Aviation and Reinsurance markets. 40% 15% GWP 3,005m 45% 2016 Gross written premium by strategic business unit (%) Reinsurance Property & Casualty Marine & Aviation Source: MS Amlin 2016 Annual Report Financial strength Property binder risks are underwritten through Lloyd s Syndicate 2001, which benefits from excellent ratings as well as the unique security that comes from membership of Lloyd s of London. Syndicate 2001 A (Excellent) AM Best 4+ (Stable)* S&P A1 (Stable) Moody s Lloyd s A (Excellent) AM Best A+ (Strong) S&P AA- (Very Strong) Fitch * Lloyd s syndicate assessment.

4 Empowered underwriting Well-positioned in our market, our team of experts are empowered to make instant decisions. We are responsible for leading contracts to some of the largest and best known Coverholders both in the USA and Canada. Open to new business, we also protect our existing relationships from both demographic and competition clash. Outstanding claims service The measure of any insurer is how they respond when a claim is made. Our clear ambition is to get you the right outcome and we will work hard to achieve this swiftly in the event of a claim, with dedicated teams ready to manage everything in the way that works best for you. We take a highly proactive approach, constantly developing our people, and staying closely in touch with brokers and clients. Our claims service has been recognised for the experience of our people, how accessible they are and the relationships they have with clients.

5 Classes of business Commercial and Homeowners Insurance On a surplus lines basis where appriopriate Full value business Traditional perils Standalone flood and earthquake, both primary and excess Single or contiguous US State business along with multi-state contracts Underwriting philosophy We build and value longlasting relationships with coverholders We lead over 90% of our business currently written We offer excellent remuneration rewarding profitable business accordingly You can expect straight talking, clarity and performance with rapid turnaround times North American Binders are naturally driven by their ability to offer large quantum s of aggregates, which we can and do provide.

6 Our team Alistair Maurice Principal Underwriter & Head of Delegated Authority Management +44 (0) Claire Ellis Senior Underwriter +44 (0) Natasha Doolan Underwriter, ACII +44 (0) Sophie Sidgwick Assistant Underwriter +44 (0) Lucy Sinnott Property Claims Manager +44 (0) MS Amlin The Leadenhall Building 122 Leadenhall Street London EC3V 4AG

7 August The information contained herein is intended to be for informational purposes only and is correct at the time of printing. This is not, and is not intended to be construed as, an offering of MS Amlin securities in the United States or in any other jurisdictions where such offers may be unlawful. The services and products mentioned may not be available in the United States or in jurisdictions where Lloyd s does not have a trading license. Potential insurers should consult with an appropriately licensed broker in their area for further information. MS Amlin Underwriting Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under reference number Registered office The Leadenhall Building, 122 Leadenhall Street, London EC3V 4AG. Registered in England. Company No