Mandatory Liability Insurance

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1 Mandatory Liability Insurance

2 OIVS Changes effective January 1, 2013: OIVS implemented statewide Requirements of License Plate Issuing Officials: Shall not process registration transaction if registration suspended Shall reinstate registration upon request when requirements are met Cannot process registration transaction unless evidence of insurance is presented or insurance is verified through OIVS Shall obtain valid DL, non-driver ID or FEIN for each vehicle owner

3 County Licensing Officials DOR Users OIVS Inquiry Structure 1. Query sent to central service NAIC Policy # VIN Query Date Policy # 2. Service authenticates, logs, and routes query DOR Central MLI Service 3. Query sent to providers for verification VIN Query Date Insurance Companies With IICMVA Web Service Law Enforcement "Confirmed "Unconfirmed 4. Provider responds Courts 5. Response logged and routed back to user

4 OIVS How are we notifying the public regarding the changes that are effective January 1, 2013? MLI.MVTRIP.alabama.gov Posters Brochures Public Service Announcements Motor Vehicle Division web page Press release issued June 12, 2012 News stories

5

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7 OIVS How are we assisting counties with the changes that are effective January 1, 2013? DOR obtaining policy information from insurers NAIC #s Policy #s OIVS User Guide OIVS sample web service New MLI system OIVS Pilot Program Counties Insurers

8 New MLI System

9 New MLI System

10 New MLI System

11 MLI Administrative Rule Updates Evidence of Insurance Requirements Effective June 8, 2012 Allows presentation by electronic means to license plate issuing officials and law enforcement officers Electronic mail sent from registrant s insurer Computer printout from insurer Facsimile of proof of insurance Insurer providing electronic image/proof on registrant s cellular phone, lap top, or other portable type of electronic device Acceptable in name other than vehicle owner if VIN evidence match and insurance currently in effect

12 MLI Administrative Rule Updates Vehicles Exempt from the MLI Law Effective May 2, 2012 Exempts vehicles insured under blanket or commercial automobile liability insurance policy from OIVS verification of insurance Evidence of insurance for vehicle exempt from OIVS must be provided to license plate issuing official Evidence must be maintained in vehicle for presentation to law enforcement upon request

13 MLI Administrative Rule Updates Rules to be effective prior to January 1, 2013 New Rule: ADOR Issued Identification Number 32-7A-17(d) requires LPIO to obtain valid, unexpired driver s license or identification card number, FEIN, national driver s license or dept. assigned identifying number Grants authority to ADOR to assign identifying number to vehicle registrants to document compliance with MLI law Use in extreme cases only as determined by LPIO For registrants unable to provide valid, unexpired DL or nondriver ID number, national driver s license or FEIN Registrant must present other evidence of identity

14 MLI Administrative Rule Updates New Rule: ADOR Issued ID Number (continued) Other evidence of identity includes but is not limited to: Medicare card A U.S. Passport Birth certificate U.S. Citizen and Immigration Services Resident alien card/ Green Card U.S. military ID (ex. Common Access Card, Uniformed Services Identification Card, Military Separation Form (DD-214)) Tribal identification card Professional license issued by a state or federal agency Selective Service card or verification with Selective Service Online Registration Verification system Veterans Administration Card

15 MLI Administrative Rule Updates New Rule: ADOR Issued ID Number (continued) Appropriate fields, field lengths and codes will be provided by LPIO for inclusion in registration database DL for driver s license number Two letter abbreviation for DL state (AL) Expiration date of DL (Month/Year) ALVerify can be used to validate the DLN

16 MLI Administrative Rule Updates Rules to be amended prior to January 1, Registration Denial MLI Law Amend to address changes resulting from Act Use OIVS to verify insurance prior to registration Affirmation of Motor Vehicle Liability Insurance Repeal requirement for affirmation (i.e. registrant s signature) of insurance compliance Refunds of MLI Amend to address changes resulting from Act From 32-7A-9 to 32-7A-12

17 MVTRIP Update

18 Current Projects Tag record layout Tag type consolidation Registration database Records request application Government tag application Dealer license application MVDocs

19 Current Projects Backup/hosting facility Risk assessment ALVerify MVTRIP portal CAPSlock Inventory management Unclaimed vehicle application

20 MVTRIP Web-based Link all MVD systems Single userid & password Manage user access Dashboard Search & reporting feature User notices

21 Current MVTRIP

22 Future MVTRIP

23 MVTRIP Dashboard

24 MVTRIP Query

25 Future Projects Government tag e-file Print on demand Temporary tag application E-titling Pre-committments Interactive voice response Plate reservation

26 MVD App Announced 1/7/2011 Personalized tag searches Directions & maps MVD FAQs Forms MVD contact info MLI questionnaire Title inquiry

27 MVD Webpage License plate information Forms Registration statistics MVD rules & code Memos FAQs

28 Motor Vehicle Rules

29 THANK YOU! Jay Starling (334)

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