Making Simple Scale Drawings

Transcription

1 Mking Simple Sle Drwings You will need ruler to drw these figures. Exerise 1 1. This is rough sketh of the floor of onservtory. Mke n urte sle drwing of it using simple sle of :- 1 m = 1 metre. 3 metres 5 metres Floor of Conservtory 2. Mr Crig s Allotment This is sketh of Mr Crig s llotment. 16 m Mke n urte sle drwing of the llotment using sle of :- 1 m = 4 metres. 24 m If 4 metres is represented y 1 entimetre in the sle drwing, => 24 metres (length) will e represented y (24 4) =... entimetres. Strt your sle drwing y drwing line... entimetres long. Also => 16 metres (redth) will e represented y (16 4) =... m. Now finish your sle drwing y drwing the redth... entimetres long nd ompleting the retngle. 3. This window frme mesures 140 entimetres y 70 entimetres. Mke sle drwing of the window frme using sle :- 1 m represents 20 m. 140 m 70 m 4. This foot th mesures 40 inhes y 30 inhes. Mke sle drwing of the th. Sle :- 1 m = 4 inhes. Ntionl 4 Lifeskills - Geometry/Mesure pge 176 Chpter 22 - Sle Drwings 2

2 5. Here is sketh of kithen. Mke n urte sle drwing of it using sle of :- 1 m = 0 5 metres. 4 m 3 m 6. A house hs n L-shped dining room. Not ll of the tul sizes of the room re shown. 6 m 3 m Write down the two sizes whih re missing. Mke sle drwing of the room, using the sle :- 1 m represents 1 5 m. 6 m 15 m 7. A resue tem set off from the irport in heliopter nd fly 160 kilometres Est to Storm Islnd. From Storm Islnd, they then fly for 100 kilometres to the hospitl, efore returning to se. Mke sle drwing of the trip. Mesure the length of the line on your drwing from the hospitl to the irport. Sle :- 1 m = 20 km. Airport 160 km Clulte the rel distne from the irport to the hospitl, in km. Hospitl 100 km Storm Islnd 8. A side view of shed is shown. It is in the shpe of right ngled tringle on top of retngle. 220 m 180 m Mke sle drwing of the side view, Sle :- 1 m represents 20 m. 120 m Mesure the sloping line on your drwing nd lulte the rel length of the sloping roof, to the nerest entimetre.? m 9. The grge roof is in the shpe of n isoseles tringle. 1 5 m Mke sle drwing of the roof using sle :- 1 m represents 50 m. Mesure one of the sloping lines nd lulte the rel length of the sloping grge roof on one side. 4 5 m Ntionl 4 Lifeskills - Geometry/Mesure pge 177 Chpter 22 - Sle Drwings 2

3 The Compss Rose Exerise 2 Revision N Rememer 360 = 1 full turn 180 = 1 2 turn, 90 = 1 4 turn 1. Mke opy of the ompss rose nd fill in the other 4 missing min diretions. SE 2. How mny degrees re there from :- S to Est (lokwise) to South (lokwise) to West (lokwise) d to West (nti-lokwise) e to Est (lokwise) f to South Est (lokwise) g West to Est (lokwise) h Est to West (nti-lokwise). W E 3. Sndy ws fing West. He then mde 1 4 In whih diretion ws Sndy fing? turn nti-lokwise. Billy ws driving Est when he me to hirpin end. He then turned his r through 180 lokwise. In whih diretion ws Billy then driving? A tnk ommnder ws driving his tnk South Est. The tnk then turned through 90 lokwise. In whih diretion did the tnk end up trvelling? 4. The mp shows Foggy Islnd. The town of Kirkton lies t point round the middle. If I ws in Kirkton, where would I e looking towrds if I fed :- (i) South (ii) Est Reservoir v v v v Mrshlnds vv River Brok (iii) N West (iv) S Est? Where re the following in reltion to Kirkton :- Mons Mount Kirkton Fr-out Point (i) (ii) the Mrshlnd the River Brok Hrour Brokville (iii) Mons Mount (iv) the Hrour? Desrie where Kirkton is in reltion to Brokville. Evil Isle Ntionl 4 Lifeskills - Geometry/Mesure pge 178 Chpter 22 - Sle Drwings 2

4 Three Figure Berings nd Sle Drwings A different wy of desriing diretions is to give them s 3-figure erings. The digrm shows Ayrton with the diretion through it. Cn you see tht if you stnd t Ayrton, fing nd turn through 60 lokwise, then you will end up fing Prssie? Ayrton Prssie => We sy tht Prssie lies on ering 060 from Ayrton. (notie how we hve used three figures to give the ering). Cn you see lso tht if you stnd t Ayrton, fing nd turn through 135 lokwise, then you will end up fing Tong? Tong => We sy tht Tong lies on ering of 135 from Ayrton. Note:- (i) Berings re lwys mesured CLOCKWISE from the diretion. (ii) (iii) Three figure erings re lwys used. Use your protrtor, turned on its side to mesure erings. Exerise 3 You will need protrtor for this exerise. 1. Look t the digrm showing Brigton nd Whirl. Wht is the 3-figure ering of Whirl from Brigton? 2. Use protrtor (turned round) to mesure the ering of eh town from Aklnd. Brigton Whirl Doly Aklnd Aklnd Bowley Aklnd Ferris Ntionl 4 Lifeskills - Geometry/Mesure pge 179 Chpter 22 - Sle Drwings 2

5 3., oviously, in 3-figure ering terms is 000. N (000 ) Write down the 3-figure ering of the following :- South Est (3 figures!) W E South-Est d -Est. S Even if the diretion you re deling with is further round thn South, you still mesure it lokwise from the. Cn you see tht Broom, in this figure, is 40 further round thn South? => it is ( ) = 220 round from => the 3-figure ering of Broom from Alston is Write down the 3-figure ering of the following diretions :- West South West West. Broom Alston 5. The digrm shows 2 towns - Brent nd Norley. Write down the 3-figure ering of Norley from Brent. Norley 6. Use protrtor (turned round) to mesure the ering of eh town from Dunstn. Sly Brent Dunstn Idrox Dunstn Dunstn Grply 7. Use your protrtor to write down the 3-figure ering of eh of these towns from Edinglow. Ertly Froglin Googly Edinglow Devlon Crumnok Arder Blkwell Ntionl 4 Lifeskills - Geometry/Mesure pge 180 Chpter 22 - Sle Drwings 2

6 8. Mrk point on the pge of your jotter nd ll it Arwik. N Drw line through your point. Bouley Use your protrtor to show Bouley, on ering 085 from Arwik A plne leves Norton irport nd flies 80 km on ering 120 to Drvel. To mke sle drwing of this journey :- N Arwik Put dot on your pge nd drw line. 120 Use your protrtor to show ering 120. Use sle 1 m = 10 km to show the journey of 80 kilometres. Norton 80 km Drvel 10. A ot leves the hrour nd sils 30 km on ering 040 to Tor Islnd. It then leves Tor, nd sils on ering of 140 to Mine Mrin, 40 km wy from Tor. Mke sle drwing showing the omined journey using sle 1 m = 5 km. Mesure, in entimetres, how fr the Mrin is wy from the hrour nd lulte the rel distne etween them, in kilometres. N Tor Is. 30 km 040 hrour km Mine Mrin 11. Two irrft leve Edinurgh Airport t the sme time. The Cessn plne trvels 95 kilometres on ering of 040. The heliopter flies 55 kilometres on ering of km Mke sle drwing of the two journeys. sle 1 m = 10 km. - strt y mrking point on your pge to show E. - drw in the north-south nd est-west lines thru E. - use your protrtor to show the 40 from north. - use your ruler to show the Cessn s journey. - repet for the heliopter s trip. E 55 km Mesure the distne etween the two irrft, in entimetres. Now lulte the rel distne etween them, in kilometres. Ntionl 4 Lifeskills - Geometry/Mesure pge 181 Chpter 22 - Sle Drwings 2

7 12. Two tems set off from se mp s prt of militry exerise. N Blue ommnd trvel for 13 kilometres on ering 250. Red ommnd trvel for 16 kilometres on ering 140. Mke sle drwing of the two journeys. sle 1 m = 2 metre. Mesure the distne etween the two tems, in entimetres. Now lulte the rel distne etween the two tems, in kilometres. 13. A ship leves Dorwik Hrour. lue 13 km se 16 km red It sils for 45 kilometres on ering of 060 to Prker Islnd. It then sils from Prker Islnd for 30 kilometres on ering of 130 to Sp Point. Mke sle drwing showing the two stges of the trip. sle 1 m = 5 km. 060 Dorwik Hrour Mesure the distne from Dorwik Hrour to Sp Point, in entimetres. 45 km Prker Islnd km Sp Point Clulte the rel distne from Dorwik Hrour to Sp Point, in kilometres. For the following two questions, mke rough sketh first then n urte drwing. 14. Two plnes leve Glsgow Airport t the sme time. The Airus flies on ering of 075 nd trvels 350 miles. The Boeing 307 flies 400 miles on ering of 165. Show this using sle 1 m = 50 miles. Mesure how fr prt the two plnes re, in entimetres, nd lulte how fr prt they re, in miles. 15. As prt of n orienteering ompetition, Mrk sets off from se. He wlks for 1600 metres on ering of 165 to Mrker 1. He then trvels 1200 metres on ering 070 to Mrker 2, Finlly, he wlks for 800 metres due to the finish point. Drw Mrk s route using sle of 1 m = 200 metres. Clulte how fr he is from the se, in metres. se finish 800 m 1600 m 1200 m mrker 2 mrker 1 Ntionl 4 Lifeskills - Geometry/Mesure pge 182 Chpter 22 - Sle Drwings 2

8 1. Frmer Smythe hs retngulr field with plot of ground lid out s his wife s grden. Mke sle drwing of this L-shped field, using sle :- 1 m = 10 m. Mesure Assessment 3 Mesure the length of the pth from the grden to the orner of the field, (in m), on your drwing. Clulte the rel length of the pth, in metres. 45 m Pth 80 m 20 m Grden 15 m 2. A pilot ws flying West, ut on reeiving distress ll, turned his plne lokwise till he ws then flying due South. By how mny degrees hd the pilot rotted his plne? 3. Use protrtor to mesure the ering of eh islnd from Kryton irport. Struey Islnd Kryton Kryton Kryton Fir Isle Digy Islnd 4. The Lindhurst sends out distress ll whih is piked up y two nvl vessels. The Bitni is on ering of 025 from the Lindhurst nd is 35 miles wy. The Herules is on ering of 130 from the Lindhurst nd is 40 miles wy. Mke sle drwing showing ll 3 ships using sle 1 m = 5 miles. Mesure the distne etween the Bitni nd the Herules, in entimetres, nd lulte how fr prt the ships re, in miles. Ntionl 4 Lifeskills - Geometry/Mesure pge 183 Chpter 22 - Mesure Assessment 3

9 Simple Interest There re mny different types of nk ounts. Exerise 1 High Interest Aount 3 7% net Svings Aount 6% gross SuperSver p.. mens per Aount yer 7 1% 1. There re two min resons why, if you were to ome into sum of money, you should put it in nk (or uilding soiety). Write down the resons. 2. Dve nd Slly put their omined svings of 8000 into SCOTIA BANK. How muh interest would they reeive fter 1 yer? (3% of 8000). SCOTIA BANK ome nk with us Annul Interest Rte A.P.R.= 3% 3. Kenny sells his flt for nd leves the money in SCOTIA BANK for 1 yer whilst he trvels round Austrli. How muh interest is Kenny due t the end of the yer? 4. Some friends ompre the interest they re due from vrious nks nd uilding soieties for 1 yer. Tny left 6500 for yer. Rte = 4% p.. Aln deposited 9200 for yer. Rte = 2 5% p.. Alison nked for yer. Rte = 3 5% p.. d Rihrd invested 6850 for yer. Rte = 4 1% p.. Clulte how muh interest eh person is due. 5. Tony won on the Rovers Pools. He ws out to invest it in his svings ount t Edinurgh Regl Bnk. Edinurgh Regl Bnk Svings Aount Annul Rte 3% Speil Rte (over 1000) 4 2% How muh interest would he reeive if he invests the money into his svings ount? Insted, he sks for the Speil Sver s Rte. How muh interest will he tully get t the end of the yer? Ntionl 4 Lifeskills - Finne & Sttistis pge 217 Chpter 27 - Bnking

10 6. Brin invested 5200 in speil svings ount t his nk for 1 yer. The nnul interest rte ws 3 7%. His friend Julie sved 4800 in her uilding soiety ount for 1 yer nd reeived rte of 4 0% per nnum. Whih of the two reeived more interest fter 1 yer? (You will hve to lulte oth Brin s nd Julie s interest). 7. I deide to invest 6000 with the Western Building Soiety. How muh interest should I expet fter 1 yer? WESTERN BUILDING SOCIETY How muh would my totl svings then e? ( = ) Annul Interest Rte 4% 8. I deposited 3400 in my nk ount for 1 yer. The nnul interest rte ws 3 5%. Clulte my interest fter 1 yer. How muh did I then hve in my nk ount? 9. For eh of the following, lulte how muh the svings would e worth in totl t the end of 1 yer : Slly invested Annul Interest Rte = 5% p.. Ndine invested 800. Annul Interest Rte = 3% p.. Stewrt invested Annul Interest Rte = 2 5% p.. d Rlph invested Annul Interest Rte = 5 5% p Kren hd 7000 nd deided to invest it with Morden Building Soiety. Wht rte of interest should she expet (2 3%, 2 9% or 3 2%)? Clulte how muh interest Kren would reeive fter 1 yer. MORDEN BUILDING SOCIETY The more you nk The higher the rte up to % % over % 11. Deide wht rte of interest eh of the following is due with Morden Building Soiety nd lulte the mount of interest due fter 1 yer : d Nell hs 700 to invest for 1 yer. Nomi hs to invest for 1 yer. Jennifer hs 4500 to invest for 1 yer. Andrew hs to invest for 1 yer. Ntionl 4 Lifeskills - Finne & Sttistis pge 218 Chpter 27 - Bnking

11 Bnk Crds - Deit Crds Mny nks now issue Bnk Crd or Deit Crd when you open nk ount. Bnk rds n e used in most ples to py for goods or servies insted of money. Memory Chip for Seurity /14 08/18 Mrs Anne E Strnge digit Crd Numer. Dtes re given s month/yer eg 08/18 is end of... Sortode identifies whih nk rnh is eing used. Aount Numer is the tul nk ount numer eing used. When using rd you need seret Personl Identifition Numer (PIN) whih ONLY you know. Exerise 2 1. Look t the nk rd ove. Whih nk hs issued this rd? Wht is the nme of the person who uses this rd? Write down the expiry dte (end dte) in full. d When ws the rd issued? 2. Write down ll the informtion shown on eh of the following rds : /13 01/15 Mrs Ruth Woolie /12 11/16 Mr Alex Duneth Disuss the following : Why does eh nk need (sort) ode? Why does eh person need n ount numer? Why should the PIN e seret nd known only to the rd holder? d Do you think using rd is etter thn money? 4. Write few sentenes out eh point in question 3, or disuss s lss. 5. Find out more out nks nd nking terms suh s ATM, overdrft, diret deit et... Ntionl 4 Lifeskills - Finne & Sttistis pge 219 Chpter 27 - Bnking

12 Credit Crds Credit Crds re used in very similr wy to nk rds. The min differene is tht redit rd does not hve money stored in n ount. When you use redit rd you re orrowing money (very muh like lon). Soti Bnk s Eletrik Viz rd hs n APR hrge (Annul Perentge Rte) of 36%. This mens every month there will e (36% 12) = 3% interest hrge. Exmple : Ms String uses 200 from her redit rd. How muh interest will she owe fter one month? 3% of 200 = x 200 = 6 Ms String will owe 206 fter one month. Exerise 3 1. Ms String uses her rd (see ove) nd pys for new iyle osting 160. How muh will she owe fter one month? (Rememer to use n APR of 36%). Copy nd omplete : 36% APR mens one month is...%...% of 160 = x 160 =... She owes... interest fter 1 month. 2. How muh would she owe fter one month if she used 480 on her rd? 3. Mrs Wilson hs Viz Crd whih hs n APR of 24%. Wht is the APR for 1 month? How muh would she owe fter one month if she hd used eh of the following mounts on her rd : (i) 780 (ii) 1800 (iii) ? /11 07/15 Mrs T Wilson 4. Erin uses SIMLA rd offering 30% APR. How muh would she owe fter one month if she hd used : ? 5. Crd APR Pul onsiders vrious redit rds s shown. Zmex 40% Vir 33% Bno 35% Whih redit rd should he hoose? (Explin why). 6. Find the differenes etween nk rd, redit rd nd store rd. Mny people fll into lot of det y using rds. Disuss. Ntionl 4 Lifeskills - Finne & Sttistis pge 220 Chpter 27 - Bnking

13 Borrowing Money Individuls nd smll to lrge ompnies sometimes need to orrow money. Disuss :- why people might need lon. why ompnies might need lon. ples people n go to for lons - Bnks, Privte Lons, Py Dy Lons, Brighthouse, et. the enefits nd disdvntges of these lenders. wht APR mens Exmple : Mr Hy needs to orrow 2000 to py for 2nd hnd r. He hs two options :- Soti Bnk will hrge him 14 9% if he repys it monthly over 1 yer. Sunshine Personl Lons will hrge him 571 per month over 6 months. Whih of the two will men he pys less interest? Answer : Soti % of 2000 = x 2000 = 298 totl interest Monthly pyments = ( ) 12 = Sunshine - Totl pyment over 6 months = 6 x 571 = Totl interest due = = Disuss :- whih is oviously the etter del. why someone might hve to tke out Sunshine Personl Lon. Exerise 4 Soti Bnk hs different APRs. The more you orrow, the lower the interest rte eomes. Lon under over 5000 APR (1 yer) 11 6% 9 2% 8 4% 6 5% 4 9% 1. Jmie wnts to orrow 400 for 1 yer to uy new ike. Wht is the APR Jmie would expet to e hrged? Clulte the dded interest nd the totl mount pyle. If Jmie sets up stnding order to py the lon, wht will his monthly pyments e? 2. Croline wishes to orrow 650 to py for her holidy in Iiz. Clulte the dded interest she must py nd the totl mount pyle. How muh will Croline s monthly pyments e? 3. Luy nd her prtner Billy need to orrow 1800 for yer for new kithen in their flt. Clulte the totl mount repyle. How muh will their monthly pyments e? Ntionl 4 Lifeskills - Finne & Sttistis pge 221 Chpter 27 - Bnking

14 4. Stewrt nd Ktie need to orrow for deposit on new prtment. They tke out lon over 5 yer period nd Soti hrges them totl of 14 5% interest. Clulte the totl mount repyle over 5 yers. How muh will their monthly pyments e? 5. Sophie needs short term lon from Soti of She wishes to py it k within 6 months. How muh interest would this e for 1 yer? How muh for 6 months nd wht would the mount pyle e? Wht would eh of Sophie s six monthly pyments work out t? 6. The Hills wnt to orrow 3000 to py for flights to Austrli to see their fmily. Soti offers them 2 different lon options :- Annul Interest Rte Lon term Lon pyment 1st option 9 5% 12 months Lon pyment 2nd option 8 6% 6 months Clulte the monthly repyments for oth the 1st nd the 2nd options. Whih option do you think they might hoose nd explin your resoning? 7. Jenny orrows 800 to py for her wedding dress from Soti Bnk. Their nnul rte is 9 2% nd she hopes to py it k over 1 yer. She rekons she n fford 75 per month t most from her py. Clulte how muh interest she is due in yer. Will she e le to sty within her udget with her monthly pyments? 8. A Py Weekly Compny offers this mzing del on 49 Ultr HD Flt Sreen TV. The tul ost of the TV in vrious eletril shops ws 749. TV with 5* servie Weekly Pyment Numer of weeks (3 yers) 156 Representtive APR 64 7% Totl pyle... Clulte wht the Totl Pyle worked out t with the Py Weekly Compny. Do you think Py Weekly Compny is good ide? Why might people still deide to use one of these ompnies? Ntionl 4 Lifeskills - Finne & Sttistis pge 222 Chpter 27 - Bnking

15 1. Tess deposited 1500 her grn gve her in the Forthdle Building Soiety. How muh interest will she e due if she removes her money 1 yer lter? Finne Assessment 3 2. Tommy deposited 3000 in one ount nd his wife pid in 3000 to her ount, oth with Forthdle Building Soiety. Forthdle Building Soiety Vrile Interest Rte up to % % over % How muh more interest would they hve reeived if they hd invested the 6000 in one single ount? 3. Mr Jones hs Viz Crd whih hs n APR of 18%. Wht is the APR for 1 month? How muh would he owe fter one month if he hd used eh of the following mounts on his rd : (i) 400 (ii) 1800? /14 07/18 Mr Tom Jones 4. Stewrt needs to orrow 1200 to uy his girlfriend n enggement ring. Brloyds Bnk hrges n nnul interest rte of 8 75% on lons. Clulte how muh interest will e due if the lon is for 1 yer. How muh will Stewrt s monthly pyments e? 5. Billy needs to orrow 6000 to strt up his own TV repir usiness. Brloyds rte this time is only 5 5% per yer. How muh interest would uild up over 1 yer period? How muh for 6 months nd wht would the mount pyle e? Wht will eh of Billy s six monthly pyments e? 6. Drkhouse Py Weekly offers this speil del. You n uy the ipd Deluxe in Liddy s for 425. Clulte how muh you would end up pying for the ipd over the 2 yer period. How muh less would it ost you to uy it from Liddy s? ipd Deluxe Weekly Pyment Numer of weeks (2 yers) 104 Representtive APR 87 5% Totl pyle... Ntionl 4 Lifeskills - Finne/Sttistis pge 223 Chpter 27 - Finne Assessment 3

16 Budgeting Most people hve to udget their money so tht they n deide whether or not they n fford to uy ertin items. Exmple : Pete sves 35 week so tht he n uy sooter osting 840. Cn he fford the sooter fter 18 weeks? How mny more weeks will he need to sve? 1. T Answer :- 35 x 18 = 630. No, he nnot fford it fter 18 weeks = 24 weeks. He needs to sve 6 more Exerise 1 1. Ross is sving 30 week to uy ring osting 595 for his girlfriend. Cn he fford to uy the ring fter 19 weeks? For how mny more weeks will he need to sve? 2. Josh sves every week for 9 weeks to uy pir of hiking oots osting 129. For how mny more weeks will he need to sve? 3. Anne sves 25 week, sving for n outfit osting 196. Tom sves 40 per week for new 275 suit. Who will e le to uy their item first nd y how mny weeks? 4. George sves 25 every week, sving up for new omputer osting 315. How mny weeks will he need to sve to e le to fford the omputer. After 8 weeks, he noties sle where the omputer is only 225. For how mny more weeks will he hve to sve? 5. Brry works 5 dys week nd hs udgeted 60 per week from his py. 40 is for his trin fres to nd from work nd he wnts to spend 5 dy on his lunh. Wht is wrong with his lultions? Wht should he do to orret this? Ntionl 4 Lifeskills - Finne & Sttistis pge 230 Chpter 29 - Budgeting

17 Mnging Budget Topi 1 - Sving for Trip Eve is single mother with two young sons Alfie & Finn. Both oys wnt to go on weekend shool trip to York ut the trip will ost 200 per pupil. Eve explins to her sons tht the only wy they n go is if they py hlf of the ost themselves. Exerise 2 1. The oys eh reeive poket money of 7 per week, ut they lso like to spend their poket money every week. Below re pges from their noteooks showing how they spent their money lst week. Alfie Sweets 1 00 Swimming 1 35 Stikers 0 45 Mum s Birthdy 1 95 Crd New Penil 0 15 Finn Sweets 0 65 Footll Clu 1 10 Felt Tip Pens 0 99 Chooltes for 2 00 Mum Crisps 0 20 How muh did Alfie spend lst week? How muh did Finn spend lst week? 2. The oys deide tht they will hve to do something to mke sure tht they hve more money to sve for their trip. Wht re the 2 different wys tht they n do this? 3. The trip is 30 weeks wy, so how muh will eh oy hve to sve eh week to hieve the 100? 4. Alfie plns to wsh some rs. He orrows the equipment for wshing from his mum then he hrges 1 50 for wsh nd 3 00 for wsh & polish. Alfie mnges to get 12 ustomers - 4 rs wsh only nd 8 rs hd wsh & polish. How muh money did Alfie mke from the r wshing? How muh money does he still hve to find to go on the trip? Ntionl 4 Lifeskills - Finne & Sttistis pge 231 Chpter 29 - Budgeting

18 5. Alfie hd forgotten tht he hdn't ought irthdy present for his mum. He needs to get her something. Wht ould Alfie do for his mum's irthdy whih wouldn't ost him ny money? 6. With 20 weeks left to go efore the shool trip, Alfie gets jo s pperoy delivering few lol ppers every Fridy fter shool. The newsgent pys him wge of 2 50 per week. How muh money will he mke from the new jo efore his trip? Alfie is offered 25 y the newsgent for helping him ount stok one Sundy, ut Alfie is tking prt in footll mth on tht dy. Wht should he do? 7. Alfie helps the newsgent with the stok ount. So how muh does he hve in totl for the ost of the shool trip? 8. Finn hs deided to review his spending to see if there re ny items tht he n ut k on. Shown is list of the items whih he uys most often. Whih of these things should he spend less money on? Finn Crisps 0 25 Choolte 0 75 Comis 0 99 Footll Clu 1 10 Cinem Finn goes to footll every week nd to the inem every seond week. How muh would Finn sve, over the 30 week period, if he only went to footll every 2 weeks insted of every week? Whih item should Finn stop pying for to sve the most money nd how muh money would he sve over the 30 weeks? How muh money would Finn sve fter 30 weeks if he stopped ll of the items on his list? 10. Finn only deides to stop going to the inem nd uying omis until his trip. He lso gets 40 for his irthdy ut spends it ll on new pir of triners. Wht ws the onsequene of doing this? 11. At the end of the 30 weeks, Eve reviews the oys' udget to hek how muh they hve mnged to sve. Who gets to go on the trip? Ntionl 4 Lifeskills - Finne & Sttistis pge 232 Chpter 29 - Budgeting

19 Mnging Budget Topi 2 - Monthly Budgeting Eve is onerned out mnging her finnes properly. She works prt time in n offie nd reeives enefits from the government to help her look fter her hildren, ut she hs lot of expenses eh month. She deides to set up monthly udget so tht she knows how muh money she is spending. Exerise 3 1. Eve hs listed her inome nd expenditures. Some of these re weekly - others re monthly. Counil Tx 55 per month Gs 80 per month Wges 750 per month Food 80 per week Eletriity 45 per month Rent 350 per month Child enefit per week Fuel 70 per month Child Tx Credit per week Working Tx Credit 68 per week Cr Lon 108 per month Cr Ins 51 per month Credit rd 100 per month TV Liene 15 per month Clothing & Shoes 80 per month Moile Phone top-up 60 per month Cn you lulte the following monthly mounts to ssist Eve? (Use 1 month = 4 weeks) Food per month Child Benefit per month Child Tx Credit per month d Working Tx Credit per month - 2. Drw up plnner, similr to tht shown elow, nd trnsfer the informtion from the tle ove onto the pproprite side on the Inome/Expenditure list. 3. By sutrting her expenditure from her inome, Eve lultes how muh money she hs left eh month. How muh does she hve? 4. Eve hs oth fixed nd vrile mount expenses. List her fixed mount expenses. 5. Eve tkes her r to the grge for n MOT nd she gets ill for 220 for repirs needed to e rried out. Copy Mke up nd fill in Budget Plnning sheet like this. How muh money will Eve hve left this month one the ill is pid? 6. Eve urrently works 21 hours week, ut her mnger sks if she ould inrese her hours to 28 hrs per week. This would men her py would go up to 1000 per month ut her working tx redit would derese to 150 per month. Wht ffet would this hve on her udget? Should she inrese her hours? 7. Look t Eve s inome nd expenditure, wht other hnges ould effet her udget? Ntionl 4 Lifeskills - Finne & Sttistis pge 233 Chpter 29 - Budgeting

20 Mnging Budget Topi 3 - Needs & Wnts Disuss the 5 Bsi NEEDS neessry for survivl. Eve is trying hrd to udget her money effiiently, ut still finds it diffiult t times, espeilly when she onfuses things tht she WANTS with things tht she NEEDS. She is thinking of ordering her supermrket shop online. She plns to keep to weekly udget of 75 for her food nd for other household items. Exerise 4 1. Eve strts y uying her regulr si foodstuffs first. She uys heese, milk, red, erel, pottoes, hoolte spred, sld vegetles nd risps. The totl mount spent on these items is Are these ll NEEDS foodstuffs? Why do you think she elieves tht she needs these items? 2. One she hs these items in her virtul shopping g, she now plns the mels tht she will mke for the week, Mondy to Fridy. She uys hiken 6 20, mined eef 4 55, pst 1 07, tomto sue 0 65, onions 0 63 nd mushrooms How muh hs she spent on the food for mels? Assuming tht she hs enough for 5 dys mels how muh hs she spent on eh dy's mel? 3. The supermrket hs reommended some extr items for Eve, sed on wht she hs purhsed previously. She hs een offered new rnd of mke-up t 9 99, frozen pizz for 3 49 nd hild's winter ot for speil prie of Whih of these items re NEEDS? Whih of these items re WANTS? 4. Eve does not uy the reommended items, ut she does spend further on other essentil items for the home. Now she strts to pln wht to uy for Finn's irthdy prty. Wht items re essentil nd NEEDED for irthdy prty? Finn hs sked for irthdy gs for his friends, ut Eve is not sure whether these re NEEDS or WANTS. Wht re they? 5. Eve spends on prty food, 6 10 on ol & juie, nd further 7 25 on other items for the prty. How muh hs the prty ost her? 6. Eve hs reeived loylty vouhers from the supermrket. One offers 40p off r of hoolte, one offers 100 points for uying ertin rnd of wshing powder nd the lst one is 25 points for uying ox of plsters. Are ny of the vouhers for her 5 si NEEDS? 7. Totl ll the items tht Eve hs ought in her virtul shopping sket. Hs Eve kept to her udget of 75? 8. If she were to order her shop online, Eve would hve to py delivery hrge of 6 00 to get the shopping delivered stright to her door. Are there ny irumstnes in whih this WANT ould in ft e NEED? Ntionl 4 Lifeskills - Finne & Sttistis pge 234 Chpter 29 - Budgeting

21 Finne Assessment 5 1. In Jnury, George deides to set up stnding order whih pys 25 per week into speil ount to py for his surfing holidy to Florid. He hs to py for it in 18 weeks time, (10 weeks efore the holidy dte). If the holidy osts 525, how muh extr does George need to dd to his svings to py for the holidy fully? 2. George s girlfriend, Jenn works in Trs ldies fshion shop. Her hourly rte of py is 8 75 nd in Jnury she worked totl of 144 hours. Her pyslip showed dedutions of As well s this, she works 8 hours on eh of four Sturdy evenings in r in Aerdeen, where the hourly rte is 7 20, with no tx. Clulte Jenn s totl net inome for the month of Jnury. Jenn rents flt nd estimtes her outgoings for Jnury. Rent Cr Lon Eletriity - 95 Food Petrol - 70 Moile Entertinment Svings -????? Whtever she hs left, Jenn puts into her svings ount. How muh n Jenn sve in Jnury? Wht ould she ut down on to help with her svings? 3. Jenn s ill for her r eing put through its MOT is 790. She needs to orrow 800 for 1 yer nd the nk hrged her 5% for the lon. Clulte the overll mount pyle nd deide if Jenn hs enough funds in Jnury to meet the monthly pyment. 4. She deides tht from Jnury to August, she will ut her spending eh month on entertinment y qurter. Assuming her monthly inome remins the sme from Jnury to August, nd George pys the 525 for her trip to Florid with him, how muh will she hve in her svings, y August? She hnges 400 of her svings to dollrs t n exhnge rte of 1 = $1 65. How mny dollrs will she hve to spend? Ntionl 4 Lifeskills - Finne/Sttistis pge 235 Chpter 29 - Finne Assessment 5