Bank of america loan modification status page

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1 Добавить в избранное Bank of america loan modification status page Baroda e-trade (with BOB Capital Markets Ltd) Account Opening form. We paid off our mtg with BOA in early I haven't explored whether or not they have pulled a credit report on us but since we have open checking & savings accounts wouldn't that prevent us from having any claim?? Hi how do you get your bank number if the account is closed?. Your credit report shows who has pulled your info. Click here to complete your Bank of America Unauthorized Credit Reportclaim form. Whatever you filled out in 2000 does not have anything to do with this settlement. You can go to your nearest B of A and ask them to look up your account. Also, your credit report includes account info. Prior to the introduction of HAMP, servicers' efforts to modify loans had picked up a considerable amount of steam. By March of 2009 loan servicers' efforts in private in house modifications were running at a pace of 120,000 per month. That means that if left to their own devices servicers and lenders had they continued at that pace would have completed modifications on more than 1.2 million loan modifications. You can try calling the class action administrator. How do you find out if they did this to you?. 1. The "permanent" modification is not so permanent. For those who still may be interested, here is the link to the original application page, and to see if you qualify. We had started an application with our bank, and they "forgot" to get back to us... If you have active accounts with the bank they are allowed to check your credit. Loans Under Interest Subsidy Eligibility Certificate Scheme (KVIC-ISEC). Servicer ParticipationDate Estimated Eligible 60+ DayDelinquency1 Trial Plan Offers Extended All HAMP Trials Started ActiveTrial Modifications 2 Permanent Modifications2 Active Trials + Permanents as Share of Eligible 60+ Day Delinquencies American Home Mortgage Servicing Inc 7/22/09 120,787 12,621 7,642 7, % Aurora Loan Services, LLC3 5/1/09 75,829 38,110 32,794 21,717 3,622 33% Bank of America, NA4 4/17/09 1,018, , , , % Bank United 10/23/09 5, % BayviewLoan Servicing, LLC 7/1/09 9,908 3,638 2,995 2, % Carrington Mortgage Services LLC 4/27/09 18,413 2,298 1,491 1, % CCO Mortgage 6/17/09 5,173 1, % CitiMortgage, Inc.5 4/13/09 233, , , , % Franklin CreditManagement Corporation 9/11/09 9, % GMAC Mortgage, Inc. 4/13/09 67,539 39,657 28,275 19,559 7,111 39% Green Tree Servicing LLC 4/24/09 4,072 1, % HomEqServicing 8/5/09 40,969 1, % J.P. Morgan Chase Bank, NA6 4/13/09 448, , , ,686 4,302 31% Litton Loan Servicing LP 8/12/09 109,614 22,702 16,909 16, % MorEquity, Inc. 7/17/09 2, % NationstarMortgage LLC 5/28/09 47,566 22,251 11,717 11, % OcwenFinancial Corporation, Inc. 4/16/09 66,351 15,961 9,783 5,515 4,252 15% OneWestBank 8/28/09 111,674 35,313 19,623 19, % PNC Mortgage7 6/26/09 45,240 17,526 10,591 9, % ResidentialCredit Solutions 6/12/09 2, % RG Mortgage Corporation 6/17/09 3, % Saxon Mortgage Services, Inc. 4/13/09 80,309 39,145 35,608 35, % Select Portfolio Servicing 4/13/09 61,615 42,244 26,806 19, % US Bank NA 9/9/09 26,354 9,084 6,518 6, % Wachovia Mortgage, FSB8 7/1/09 82,457 6,542 2,371 1, % Wells Fargo Bank, NA 4/13/09 334, , ,808 96,137 3,537 30% Other SPA

2 servicers9 -- 4, % Other GSE Servicers ,842 NA 33,021 24,877 6,291 NA Total 3,299,780 1,032, , ,026 31,382 24% HAMP Mod. Select rating Not useful Somewhat useful Useful Very useful Extremely useful. I modified 6 mos ago and now I owe a LOT more and am in a CONSTANT battle with my lender over the "computer" system trying to foreclose on my house every month. Im stuck in a loop of fees, payments that are DOUBLE what I was originally paying and a telephone tree to India. Did they pull a credit report on you after the loan was discharged? If they did you may be a class member. Does this apply to people who had mortgages with Bank of America? Or is it only bank accounts??. I had several credit cards and other transactions with them and they presently still run credit reports without my consent. I received a post card that stated I was a part of the settlement. Will you send me updates? Please let me know if my credit report was pulled. Thank you. You are a member of the Settlement Class if you: Bank of America Corporation. All rights reserved. Here's how it works: We gather information about your online activities, such as the searches you conduct on our Sites and the pages you visit. This information may be used to deliver advertising on our Sites and offline (for example, by phone, and direct mail) that's customized to meet specific interests you may have Mon-Fri 8 a.m.-11 p.m. ET Help is available in English, Spanish and many other languages. Please tell us where you bank so we can give you information for your location. Advertising Practices Opens pop up window on this page. If you prefer that we do not use this information, you may opt out of online behavioral advertising. If you opt out, though, you may still receive generic advertising. In addition, financial advisors/client Managers may continue to use information collected online to provide product and service information in accordance with account agreements. We're here to help. Let's work together. If you're struggling with your monthly home loan payments, assistance may be available to you. We strive to provide you with information about products and services you might find interesting and useful. Relationship-based ads and online behavioral advertising help us do that. If you prefer that we do not use this information, you may opt out of online behavioral advertising. If you opt out, though, you may still receive generic advertising. In addition, financial advisors/client Managers may continue to use information collected online to provide product and service information in accordance with account agreements. Advertising Practices Opens pop up window on this page. You must provide specific documents to help us determine which home loan assistance options may be available to you. Create your customized document checklist now. Here's how it works: We gather information about your online activities, such as the searches you conduct on our Sites and the pages you visit. This information may be used to deliver advertising on our Sites and offline (for example, by phone, and direct mail) that's customized to meet specific interests you may have. Bank of America, N.A. Member FDIC. Equal Housing Lender. You can click the Return to Bank of America button now to return to the previous page or you can use the Back button on your browser after you leave. We strive to provide you with information about products and services you might find interesting and useful. Relationship-based ads and online behavioral advertising help us do that. Call one of our toll-free numbers to check your Bank of America home loan assistance status. Make your document checklist. Which documents will you need? Build a customized list. See when we're coming to a town near you. I am a real estate broker andobviously have been hit hard in this economic downturn. I am not underwater nor have I ever been late in my mortgage payments. However, within the next 6 months my savings will be depleted and paying my monthly mortgage will be difficult as right now the only steady income I have is social security. All of this I explained to the loan modification group

3 at Wells Fargo when I discussed my eligibilty. "The rules have changed, we can help you. " and so, I applied. Wells Fargo didn't "get to" my paperwork for 3 months and then asked that I re-submit it as it was no longer current. I was told I had to re-submit within 48 hours. I updated and re-submitted. I quickly received my answer. My application was denied because, surprise, I did not have enough income and I was not underwater and had some money left in my bank account. This 6 month circus was topped off with a letter suggesting a short sale or foreclosure, I started receiving phone calls from Wells Fargo basically wanting to know which direction I would like to go. What the company could have done was suggest reverse mortgage as I am over 62. Or, just selling the property at a price where it would sell and the loser would be me as it would diminish my equity but they would still get paid. A short sale? A foreclosure? It was a robotic response. Select rating Not useful Somewhat useful Useful Very useful Extremely useful. In many instances, those who go through the modification program end up with more debt than they started with as the banks roll in late fees and payments into the principal. In most cases the debt principal is not reduced and troubled homeowners are left paying for an asset that is worth less than their debt. I modified 6 mos ago and now I owe a LOT more and am in a CONSTANT battle with my lender over the "computer" system trying to foreclose on my house every month. Im stuck in a loop of fees, payments that are DOUBLE what I was originally paying and a telephone tree to India. We had one point of contact for the entire 8-10 month process. Should You Finance a Tiny Home With a Credit Card?. This is the best software period, when I started my loan mod biz, a full file takes about 3 hours, with the loan post, we are talking blazing speed. keep it up. We applied for HAMP 2x. We were denied the 1st time, and told we didn't "qualify", but were given no other explaination as to why. Even the customer service reps were unable to tell us why. Then we defaulted a few months later (as well as on ALL our credit cards) and reapplied in November '09. I called our bank to see what was going on with our application. I was told we passed a "preliminary review" and our app. was sent to a "trial office" to come up with a payment we're supposed to pay for 3 months. My question's are: Why would someone NOT qualify after making 3 months of successful, on-time payments? The Loan Post was built in 2007 during the mortgage boom days. The original platform was a pricing/pre-qual engine and a niche lender database used by thousands of mortgage brokers, loan originators, and wholesale lenders nationwide. Once the market collapsed in , we switched gears into loss mitigation with a huge head start on a mortgage based CRM platform. After working inhouse with a large nationwide firm with clients & affiliates spread across the country, we were able to build out The Loan Post with a flexible, multi-user/role architecture with all the critical features needed to manage 1000's of files. We pride ourselves on fostering relationships with our clients to continually develop the most up to date, feature rich software platform for today's complex loss mitigation industry and the ancillary services. Jim is correct. #5 is dead wrong, but the others are true. Unemployment must last at least 9 months to qualify as income, which is difficult to prove[the treasury guidelines are to use 75% of unemployment income, which is not being followed]. I deal with this times per day as a MHA Escalation Team member submitting info to Treasury/Fannie Mae. Anything i can do to help let me know. The Loan Post system is the best I have experienced. Tracking clients, the file process, the system tools and the tracking of events make this system the best tool I have ever used. In addition by being Internet based, I can access it from anywhere and provide the client the latest updates while on the telephone. Not to mention the excellent customer support from the professionals behind the system. I am a user and recommend it without any reservations. On March 4th, 2009 the Obama

4 administration revealed its plan to help millions of distressed homeowners in danger of foreclosure. The program was proudly touted as the definitive way out of the current housing and mortgage crisis. Since April 2009 the program is responsible for 728,408 active modifications. 697,026 are in the trial period and 31,382 have been made permanent. We entered into a trial modifcation with Saxon Mortgage on July We have made all the payments on time and returned all documents on time. In october 2009 we called them at the end of the three months. They told us they were extending it by two months beucase of the backlog. This week on the same day we wired them the January 2010 trail payment. We get soem letter that says their prelim review says out trial mofication may not pan out. However at the request of the US treasurey our loan has been placed into a review status again until Jan Servicer ParticipationDate Estimated Eligible 60+ DayDelinquency1 Trial Plan Offers Extended All HAMP Trials Started ActiveTrial Modifications 2 Permanent Modifications2 Active Trials + Permanents as Share of Eligible 60+ Day Delinquencies American Home Mortgage Servicing Inc 7/22/09 120,787 12,621 7,642 7, % Aurora Loan Services, LLC3 5/1/09 75,829 38,110 32,794 21,717 3,622 33% Bank of America, NA4 4/17/09 1,018, , , , % Bank United 10/23/09 5, % BayviewLoan Servicing, LLC 7/1/09 9,908 3,638 2,995 2, % Carrington Mortgage Services LLC 4/27/09 18,413 2,298 1,491 1, % CCO Mortgage 6/17/09 5,173 1, % CitiMortgage, Inc.5 4/13/09 233, , , , % Franklin CreditManagement Corporation 9/11/09 9, % GMAC Mortgage, Inc. 4/13/09 67,539 39,657 28,275 19,559 7,111 39% Green Tree Servicing LLC 4/24/09 4,072 1, % HomEqServicing 8/5/09 40,969 1, % J.P. Morgan Chase Bank, NA6 4/13/09 448, , , ,686 4,302 31% Litton Loan Servicing LP 8/12/09 109,614 22,702 16,909 16, % MorEquity, Inc. 7/17/09 2, % NationstarMortgage LLC 5/28/09 47,566 22,251 11,717 11, % OcwenFinancial Corporation, Inc. 4/16/09 66,351 15,961 9,783 5,515 4,252 15% OneWestBank 8/28/09 111,674 35,313 19,623 19, % PNC Mortgage7 6/26/09 45,240 17,526 10,591 9, % ResidentialCredit Solutions 6/12/09 2, % RG Mortgage Corporation 6/17/09 3, % Saxon Mortgage Services, Inc. 4/13/09 80,309 39,145 35,608 35, % Select Portfolio Servicing 4/13/09 61,615 42,244 26,806 19, % US Bank NA 9/9/09 26,354 9,084 6,518 6, % Wachovia Mortgage, FSB8 7/1/09 82,457 6,542 2,371 1, % Wells Fargo Bank, NA 4/13/09 334, , ,808 96,137 3,537 30% Other SPA servicers9 -- 4, % Other GSE Servicers ,842 NA 33,021 24,877 6,291 NA Total 3,299,780 1,032, , ,026 31,382 24% HAMP Mod. The program is definitely running faster and is not timing me out and it is very helpful to be able to open two screens so that if I am working on one and get a call I can update to give notes to the client as well. WELLS FARGO, but they just game me & my family the BIG SHAFT oops or was that oooooooh, just get bad feelings in this economy. Prior to the introduction of HAMP, servicers' efforts to modify loans had picked up a considerable amount of steam. By March of 2009 loan servicers' efforts in private in house modifications were running at a pace of 120,000 per month. That means that if left to their own devices servicers and lenders had they continued at that pace would have completed modifications on more than 1.2 million loan modifications. Top business types and models supported by the software. Check out some sample forms and packages that auto-generate:. Does anyone know if being in default of revolving debt, such as credit cards have anything to do with NOT qualifying?. The online branch locator of the bank can help the customers to find not only the addresses

5 of the bank's branches but also the phone numbers of the locations and many other services provided by them. Complete list of branch addresses, locations maps and phone numbers of Bank of America can be easily availed by using this effective tool. With the help of the customer services provided by the bank, customers can also get solutions for all their queries related with the bank and their financial services. Customers can also enjoy the benefits of making wire transfer and direct deposit with the bank. Routing number is the Bank of America wire transfer address for the particular branch where a customer is looking to make the transfer. The following is a list of the addresses and phone numbers of several divisions and services offered by the bank. Bank of America Address (Headquarter) Bank of America Corporate Affairs 100 North Tryon Street Charlotte, NC Credit card payments PO Box Many people are having trouble paying their mortgages due to unemployment, but HAMP is specifically meant to reduce mortgage payments to 31% of a borrower's pretax income. If a borrower has no income then this program will not help.