INTEGRITY INNOVATION EXCELLENCE SERVICE

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1 INTEGRITY INNOVATION EXCELLENCE SERVICE Vendor Partnership Program About Us What We Can Do for Your Business What We Can Do for Your Customers 10 Steps to Financing a Sign Sample Marketing Pieces Credit Application Contact

2 ABOUT US At Geneva Capital, our mission is to provide our customers with creative financing solutions that will help them succeed in business. Everything we do, from products & services to customer interaction, is based on our Four Pillar Philosophy: Integrity, Innovation, Excellence, & Service. Through this philosophy, we hope to provide you with a level of product & service that is unmatched in the industry. Geneva Capital approaches each lease as the beginning of a long-term business relationship. Our objective is to create fair, honest financing options that make you a customer for life, not just the term of your lease. That s the Geneva Difference. Industry Knowledge We have been providing financing to the sign industry for over 15 years. We understand both your asset & your sales process. We are members of ISA, USSC, & SGIA as well as other regional sign associations & we attend all of the industry trade shows. Direct Lender - NOT a Broker We use our own capital resources to fund transactions. The entire leasing process will be handled by a Geneva professional that is familiar with the customer s terms & their business. Customers stay with us for the entire term of the lease. In-House Credit Decisions We do not use standardized credit scoring systems. We take the time to look at each transaction individually. We can accommodate start-ups & less-than-perfect credit histories. Competitive Pricing & Creative Structures Bank competitve rates. Payments customized to fit your customer s needs: reduced, step-up, & seasonal payment plans. Ease of Use Services Online credit application. Online payments. friendly lease documents. Equipment Protection Program. Online Section 179 Calculator.

3 WHAT WE CAN DO FOR YOUR BUSINESS Our primary goal is to help you increase your sign sales this year & beyond! When you partner with Geneva Capital, we offer you the following services: One Stop Financing Solution Financing on all types of signage: EMC s, LED video displays, channel letters, cabinet signs, monument signs, & more Ability to finance all credit profiles - from A credits to start-ups Financing for all of your customers - including churches & restaurants Municipal programs 100% financing Small projects to large - $5,000 to $1 million per customer Flexible terms - options for months available Pre-funding available Equipment financing options for your business & working capital leases up to $30,000 Tools to help you increase sales Special promotions available throughout the year Creative structures & terms to get a deal done Quick turn-around - credit decisions the same business day Online payment calculator you can access on our home page at App for your iphone or Android device available in the apple app store or Google Play store (search Geneva Capital Tools ), with a built-in payment calculator Custom & co-branded marketing pieces Financing page & online credit application available to add to your website Customer follow up - we become an extension of your sales team WHAT OUR PARTNERS ARE SAYING... Thank you for all the support & help on this project. I look forward to working with you again & I will certainly tell my clients what a great turnkey system you have! - Stasia Brewer, Director of Marketing & Business Development Capital Sign

4 WHAT WE CAN DO FOR YOUR CUSTOMERS Our goal is to help your customers purchase their new sign quickly & efficiently with as little hassle to them (& you) as possible. A lender your customers can trust A+ rating with the BBB (Better Business Bureau) Product knowledge - we specialize in financing signs Customer Service - when you call Geneva, you get a live person, not an automated system Direct Lender - your customer stays with us for the entire term of their lease Quick turn-around & clear presentation of lease options Sign Protection Program Creative terms & structures to fit your customers needs We offer a Capital Lease with a $1 buyout or a Tax Lease with a 10% purchase option Terms up to 60 months 100% financing No early pay-off penalties Zero Down programs available Delay starting payments for up to 3 months, allowing time for the sign to get ordered & installed Multiple options for Start-up businesses Seasonal payments Tax benefits WHAT OUR CUSTOMERS ARE SAYING... We just wanted to thank you for your professionalism & turnaround time to assist in the growth of our company. I would highly recommend you to other clients! - Hunt, Get Wireless Now

5 FINANCING A SIGN IN 10 EASY STEPS Offering financing is a great way to increase sales & grow your business. The 10 simple steps below outline our financing process...from application to installation. ➊ ➋ ➌ Provide your customer with an estimated lease quote. We have a payment calculator you can use, otherwise always feel free to contact me for assistance. Customer submits application & last 3 months bank statements.* We will have a credit decision in 1 business day (typically within a couple of hours). You provide us with the sign quote & the status of the permit. ➍ I contact the customer, let them know their approval status, & provide them with a lease quote. ➎ ➏ ➐ ➑ Once they agree to move forward, we them lease documents. Customer signs & returns documents to us with any deposits. We issue a purchase order to you & release any deposits, if required.** Once the sign is installed, you provide us with the final invoice. ➒ Customer signs a delivery & acceptance agreement to verify that the sign installation is complete. ➓ We release the final payment to you. * If the transaction is over $100,000 we require a complete financial package & approval may take up to 2 business days. ** Many sign shops require a 50% deposit. If required, we ll have you fill out a vendor application prior to the first transaction.

6 BENEFITS OF FINANCING YOUR SIGN Financing is a great way to acquire a new sign without all the up-front expense. Geneva Capital offers many flexible financing options that may also provide you with additional tax benefits. Financing allows you to improve your image & advertising while conserving your working capital. Flexible Financing Options Custom terms available to meet your individual needs Capital Lease with a $1 buyout - own the sign at the end of the term True Tax Lease with a 10% purchase option - purchase or return the sign at the end of the term 100% financing Zero down & deferred payments for up to 90 days. (Order & have your sign installed with NO money out of pocket.) Tax Benefits Accelerated tax benefits structured according to your needs True Tax Lease - monthly payments may be deductible during the life of the lease Section % of the cost of the sign may be deductible during the life of the lease Conserve Working Capital Maximize your cash flow - use the money that your new sign is generating to make the monthly payments Lower monthly payments = more cash & lines of credit open for future growth Fixed montly advertising expenses HOW WE STAND OUT: Customized Lease Programs Competitive Pricing Personalized Attention Quick Turnaround Unbeatable Customer Service Direct Lender, Not a Broker.PDF application on reverse submitted via fax or sales@gogc.com PDF or? questions? Jay Driscoll, Regional Manager (320) jay@gogc.com apply.gogc.com

7 ACQUIRE EQUIPMENT BY THE END OF THE YEAR & MAXIMIZE YOUR TAX SAVINGS IN Two ways to save: 2017 Type of Lease: Amount of Write-off Purchase Option End of Term Example: Lease Structure Tax Lease With a true tax lease, you may have the ability to write-off your monthly lease payments. This type of lease is usually written with a fair market value purchase option, such as FMV 10%. At the end of your lease term, you have the ability to either purchase or return the equipment. $50,000 worth of equipment on a 36 month lease with FMV 10% purchase option Capital Lease Section 179 is a great way to accelerate your tax benefits. Under Section 179, you can expense 100% of the cost of equipment acquired in 2017 up to $510,000. To take advantage of Section 179, we can structure your lease with a PUT (Purchase Upon Termination) option at the end of the term, such as $1, or a larger pre-defined amount such as 10% or 20%. At the end of the term, equipment must be purchased or the lease renewed to be eligible for this deduction (equipment cannot be returned). $50,000 worth of equipment on a 36 month lease with $1 buyout. Monthly Payment $1,480/month $1,620/month Projected 2017 Tax Savings (Assuming 35% Tax Bracket) Projected 2018 Tax Savings (Assuming 35% Tax Bracket) Projected 2019 Tax Savings (Assuming 35% Tax Bracket) $6,216 ([$1,480 x 12 months] x 35 percent) $6,216 ([$1,480 x 12 months] x 35 percent) $6,216 ([$1,480 x 12 months] x 35 percent) $17,500 ($50,000 x 35 percent) $0 $0 Projected Total Tax Savings (Over course of 36 month term) $18,648 $17,500 *All examples provided herein are for illustrative purposes only. Actual numbers will vary based on credit & individual financial situations. Geneva Capital LLC recommends that each customer review their own unique situation with their tax advisor. All transactions are subject to equipment & credit approval. INTEGRITY INNOVATION EXCELLENCE SERVICE Get started today! There is absolutely no cost or obligation to fill out an application. Simply fill out the form on reverse & submit it via fax at (320) or complete the online form at: Your equipment finance solution.

8 (YOUR LOGO HERE) LEASING PROGRAM Purchasing your new sign... is easier than ever! (YOUR NAME HERE) & Geneva Capital join forces to offer great lease-to-own options which makes purchasing your new sign easier than ever. To give you an idea of what your new sign will cost, we ve put together some monthly payment estimates with your choice of 3-5 year terms in the table below. Amount 3 year 4 year 5 year $5,000 $10,000 $15,000 $20,000 $25,000 $30,000 $165 $310 $490 $650 $775 $975 $125 $240 $380 $510 $600 $765 $105 $200 $320 $425 $500 $635 *$30,000+ please ask for a quote. Payments are estimates that are based on good credit. Actual payments will be determined by amount financed, credit, lease type, & term. Please consult your tax advisor. Leasing is fast, convenient, & flexible. We offer custom terms to meet your individual needs. Plus, it offers tax advantages that paying cash or financing through a bank don t offer. We will help you maximize your tax benefits based upon your needs. Choose which option below is better for your business.? True Tax Lease (10% purchase option) With this lease structure, the monthly lease payments may be deducted as an expense item for income tax purposes over the life of the lease. Capital Lease ($1 buyout) With a Capital Lease, the equipment cost may be deducted from taxable income in the year the equipment was purchased via Section 179. Ask us about 100% financing + no payments for up to 90 days! Get started today! IT S QUICK & SIMPLE There is absolutely no cost or obligation to fill out an application. Simply complete the form on reverse & submit it via fax to (320) or complete our online application at: (YOUR LOGO HERE) questions? Jay Driscoll, Sales Manager (320) jay@gogc.com

9 Equipment Supplier Equipment Cost $ Credit Application (for commercial purposes only) 1 Business Information 2 Personal Information 3 Bank Statements* SIGN & SUBMIT VIA FAX OR TO: Jay Driscoll Geneva Capital LLC f: or e: jay@gogc.com 1 Business Information Legal Company Name (include dba name if applicable) Federal Tax ID #/ EIN (9-digits) Mailing Address State Tax ID #/ Resale Permit # Physical Location of Equipment - if different than above (No PO Boxes) Telephone # Preferred Method of Contact: (Circle one) Mobile # Business Phone Mobile Phone Home Phone City City Type of Business: (Circle one) Primary Contact Name Address Date Established (Current Ownership) Sole Proprietorship Partnership Corporation LLC Other State State Zip Zip Own Business Location (Y/N) Landlord Name Landlord Telephone # * If Solely owned, spousal information is required on credit application. If business is closely held, credit is determined based upon jointly held assets. 2 Personal Information Name (First, M, Last) Home Street Address (No PO Boxes) City, State, Zip Home Phone # Social Security # Date of Birth Applicant 1 Applicant 2 Applicant 3 % of Business Ownership Are you a US Citizen? (Y/N) If no, please list green card expiration date 3 Please submit a copy of your prior 3 months bank statements (cover pages showing ending balance only) with this application. * You may submit bank statements separately if not readily available at the time of application. However, credit decision may be pending until received. X Applicant Signature X Applicant Signature X Applicant Signature Date Date Date Credit Release & Information Verification: By signing this application the applicant(s) certifies that all information contained in this application, and all attachments hereto, are true and accurate to the best of the applicant(s) knowledge and are made for the purpose of obtaining credit for business purposes, and not for personal or family use. The applicant(s) hereby authorize Geneva Capital L.L.C and its assigns to obtain and use consumer credit reports on the undersigned, now and from time to time, as may be needed in the credit evaluation and review process and waives any right or claim the applicant(s) would otherwise have under the Fair Credit Reporting Act in absence of this continuing consent. The applicant(s) further authorize any government agency, bank or financial institution to release credit information on the applicant(s) accounts to Geneva Capital L.L.C. and its assigns. If credit is extended, Applicant agrees that submitting an electronic, photocopy or facsimile copy of a signed authorization shall be deemed to be binding, valid, genuine and authentic as an original-signature document for all purposes. The applicant(s) further authorize Geneva Capital L.L.C. to mail, fax, text or solicitations of future lease financing services to applicant.

10 QUESTIONS? Jay Driscoll Regional Manager Geneva Capital LLC 522 Broadway Street, Ste 4 Alexandria, MN p c f jay@gogc.com