Platinum Card. Account Summary

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1 Platinum Card Closing Date 07/22/14 New Balance Please Pay By $8, /06/14 Payment is due upon receipt. We suggest you pay by the Please Pay By date. See page 2 for important information about your account. Important Change to Your Account Benefits On September 1, 2014, Sony will discontinue its Sony Cierge service. As of that date, the Sony Cierge service will no longer be available, as a Card benefit or otherwise. You can enroll in and use the service through August 31, For more details about this change, please call the number on the back of your card. To learn more about the benefits your Platinum Card offers, visit americanexpress.com/platinum. See Page 15 for an important Privacy Notice and the following pages for important notices about Your Billing Rights, Electronic Fund Transfer Error Resolution and a notice for WA residents. Membership Rewards Points Available and Pending as of 06/30/14 69,713 For up to date point balance and full program details, visit membershiprewards.com Account Summary Previous Balance Payments/Credits New Charges Fees New Balance Days in Billing Period: Customer Care p. 1/21 32 Pay by Computer americanexpress.com/pbc Customer Care Pay by Phone $6, $6, $8, $0.00 See Page 2 for additional information. $8, Your membership will be renewed next month. Please refer to the Renewal Notice on Page 13. Pleasefold on the perforation below, detach and return with your payment Payment Coupon Do not staple or use paper clips 8804 Calbera Ct Gainesville VA Pay by Computer americanexpress.com/pbc Pay by Phone Enter account number on all documents. Make check payable to American Express. PleasePay By 08/06/14 Due $8, Check here if your address or phone number has changed. Note changes on reverse side. AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ

2 p. 2/21 Payments: Your payment must be sent to the payment address shown on your statement and must be received by 5 p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (1) include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and (3) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. If we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Pleasedo not send post-dated checks as they will be deposited upon receipt. Any restrictive language on a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electronic Withdrawal: (1) When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of the check, routing number, account number and check serial number to your financial institution, unless the check is not processable electronically or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check, and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8:00 p.m. MST may not be credited until the next day. How We CalculateYour Balance: We use the Average Daily Balance (ADB) method (including new transactions) to calculate the balance on which we charge interest for Pay Over Time balances on your Account. Call the Customer Service number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to figure the ADB and interest results in daily compoundingof interest. Paying Interest: If you have a Pay Over Time balance, your due date is at least 25 days after the close of each billing period. We will begin charging interest on transactions added to a Pay Over Time balance as of the date they are added. However, we will not charge interest on charges added to a Pay Over Time balance automatically (for example, Sign & Travel and Extended Payment Option) if you pay the Account Total New Balance by the due date each month. Foreign Currency Charges: If you make a Charge in a foreign currency, we will convert it into US dollars on the date we or our agents process it. We will choose a conversion rate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no more than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversion date or the prior business day. This rate may differ from rates in effect on the date of your charge. Charges converted by establishmentswill be billed at the rates such establishmentsuse. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for the credit balance within 30 days if the amount is $1.00 or more. Credit Reporting: We may report information about your Account to credit bureaus. Late payments, missed payments, or other defaults on your Account may be reflected in your credit report. Customer Care & Billing Inquiries InternationalCollect Large Print & Braille Statements Car Rental Loss and Damage Insurance Premium GlobalAssist, Concierge, and PlatinumDining Program PlatinumTravel Service and Fine Hotels & Resorts By Invitation Only AMEX & Select 'Travel' RSVP HearingImpaired TTY: FAX: In NY: Website: americanexpress.com Mobile Site: amexmobile.com Customer Care & Billing Inquiries P.O. BOX EL PASO, TX Payments P.O. BOX 1270 NEWARK NJ Change of Address If correct on front, do not use. To change your address online, visit For Name, Company Name, and Foreign Address or Phone changes, please call Customer Care. Please print clearly in blue or black ink only in the boxes provided. Street Address Pay Your Bill with AutoPay Avoid late fees Save time Deduct your payment from your bank account automatically each month City, State Visit americanexpress.com/autopay today to enroll. Zip Code Area Code and Home Phone Area Code and Work Phone For information on how we protect your privacy and to set your communication and privacy choices, please visit

3 Platinum Card p. 3/21 Closing Date 07/22/14 Payments and Credits Summary Payments Credits Total Paymentsand Credits Total -$6, $0.00 -$6, Detail *Indicates posting date Payments 07/01/14* ONLINE PAYMENT - THANK YOU 07/04/14* ONLINE PAYMENT - THANK YOU -$ $5, New Charges Summary AMY COVELL Total New Charges Total $4, $4, $8, Detail Card Ending /20/14 WASH METRORAIL 63100WASHINGTON DC $ /21/14 BJ'S FUEL # GAINESVILLE VA $ AUTOMATED FUEL $ /21/14 BUBBLES # GAINESVILLE VA $ FOOD/BEVERAGE 06/22/14 TARGET T GAINESVILLE VA $21.19 DISCOUNT STORE 06/22/14 D J*WALL-ST-JOURNAL MA $22.99 SUBSCRIPTION 06/22/14 2WSHGTN NTNLS WASHINGTON DC $ FOOD/BEVERAGE $ /22/14 SPORTS AUTHORI005405GAINESVILLE VA $ /22/14 WASHINGTON NATIONALSWASHINGTON DC $ SPECIALTY RETAIL Continued on reverse

4 p. 4/21 Detail Continued 06/22/14 WASHINGTON NATIONALSWASHINGTON DC $ SPECIALTY RETAIL 06/23/14 CAFE PHILLIPS 0001 WASHINGTON DC $ GENERAL MERCH 06/24/14 ITUNES MUSICUSA ITUNCUPERTINO CA $7.44 ITUNES MUSIC STORE 06/24/14 7-ELEVEN GAINESVILLE VA $ GAS/MSC $ /24/14 7-ELEVEN GAINESVILLE VA $ GAS/MSC $ /24/14 DEVON & BLAKELY 8843WASHINGTON DC $ /25/14 DEVON & BLAKELY 8843WASHINGTON DC $ /25/14 DSW INC 9269 GAINESVILLE VA $31.75 SHOE STORE 06/26/14 CAFE PHILLIPS 0001 WASHINGTON DC $ GENERAL MERCH 06/27/14 WEGMANS # $ /27/14 WEGMANS # $ /27/14 TROPICAL SMOOTHIE VAMANASSAS VA $ FOOD/BEVERAGE 06/28/14 TROPICAL SMOOTHIE VAMANASSAS VA $ FOOD/BEVERAGE 06/29/14 PANERA BREAD #897 00GAINESVILLE VA $ /30/14 7-ELEVEN GAINESVILLE VA $ GAS/MSC $ /30/14 WASH METRORAIL 63100FAIRFAX VA $ /01/14 DEVON & BLAKELY 8843WASHINGTON DC $ Continued on next page

5 Platinum Card p. 5/21 Closing Date 07/22/14 Detail Continued 07/01/14 POTBELLY WASHINGTON DC $ FOOD/BEVERAGE $ /02/14 CAFE PHILLIPS 0001 WASHINGTON DC $ GENERAL MERCH 07/02/14 SPORT&HEALTH CLUB45 GAINESVILLE VA $ MEMBERSHIP FEES 07/02/14 CAPITOL CITY BREWINGWASHINGTON DC $ MEMBERSHIP FEES 07/03/14 DIRECTV SERVICE CA $ TV SERVICE 07/03/14 PMI 1401 H ST.,10-04WASHINGTON DC $19.00 PARKING LOT & GARAGE 07/03/14 GLORY DAYS GAINESVILGAINESVILLE VA $47.43 RESTAURANT FOOD/BEVERAGE $39.43 TIP $ /03/14 FIVE GUYS--DC # 10 5WASHINGTON DC $ FOOD/BEVERAGE $ /04/14 CVS PHARMACY #794 00BRISTOW VA $ DRUGS AND SUNDRIES 07/04/14 TROPICAL SMOOTHIE VAMANASSAS VA $ FOOD/BEVERAGE 07/05/14 ITUNES MUSICUSA ITUNCUPERTINO CA $11.96 ITUNES MUSIC STORE 07/05/14 MCDONALD'S F RICHMOND VA $ /05/14 WENDY'S SELMA NC $ RESTAURANT CHARGES 07/05/14 SHELL OIL SELMA NC $53.04 AUTO FUEL DISPENSER 07/05/14 FOOD LION # MYRTLE BEACH SC $ Continued on reverse

6 p. 6/21 Detail Continued 07/05/14 DUNES VILLAGE RESORTMYRTLE BEACH SC $1, Arrival Date Departure Date 07/05/14 07/12/ LODGING CARDEPOSIT 07/05/14 SCOTCHMAN General Tobacco General Merchandise $ /06/14 MARGARITAVILLE 08487MYRTLE BECAH SC $ /07/14 PIER 14 RESTAURANT &MYRTLE BEACH SC $ TIP $ /08/14 JOHNNY ROCKETS BAREFMYRTLE BEACH SC $ REFER TO RECEIPT 07/08/14 RON JON MYRTLE BEA 5NORTH MYRTLE SC $ SPORTING GOODS STOR $ /08/14 HIGH TIDE SURF $ /09/14 ITUNES MUSICUSA ITUNCUPERTINO CA $7.99 ITUNES MUSIC STORE 07/09/14 LNDRY'S-MYRTLE BCH. MYRTLE BEACH SC $ RESTAURANT 07/09/14 DUNKIN # QMYRTLE BCH SC $ /09/14 BEACH URGENT CARE INMYRTLE BEACH SC $ MEDICAL SERVICES 07/09/14 WALGREENS # MYRTLE BEACH SC $ REFER TO RECEIPT 07/09/14 CRABBY JILLS GEN STRMYRTLE BEACH SC $ COLORS 07/10/14 CARLOS N CHARLIES MYRTLE BEACH SC $ FOOD/BEVERAGE $50.69 TIP $ /10/14 FROYOZ MYRTLE BEACH SC $16.56 MISC FOOD STORE 07/10/14 Capriz Italian FeastMyrtle Beach SC $ Continued on next page

7 Platinum Card p. 7/21 Closing Date 07/22/14 Detail Continued 07/10/14 RIPLEY'S MB AQ MYRTLE BEACH SC $30.17 TOURIST ATTRACTION 07/11/14 SCOTCHMAN MYRTLE BEACH SC $ Unleaded Regular 07/11/14 CAPTAIN HOOKS ADVENTMYRTLE BCH SC $ PUBLIC GOLF COURSE $ /11/14 WHALES INC # MYRTLE BEACH SC $ GIFT/NOVELTY/SOUVEN $ /12/14 TARGET T GAINESVILLE VA $18.01 DISCOUNT STORE 07/12/14 ADTSECURITY MYADT.COADT SECURITY SERVI $ /12/14 MCDONALD'S F LUMBERTON NC $ /12/14 7-ELEVEN GAINESVILLE VA $ GAS/MSC $ /12/14 MCDONALD'S F PETERSBURG VA $ /12/14 PERKS UP PERKS UP MYRTLE BEACH SC $ /12/14 WALGREENS # GAINESVILLE VA $ REFER TO RECEIPT 07/12/14 EXXONMOBIL DOSWELL VA $ GAS/SERVICES 07/12/14 DUNES VILLAGE RESORTMYRTLE BEACH SC $ Arrival Date Departure Date 07/12/14 07/12/ LODGING 07/12/14 MIMIS CAFE GAINESVILLE VA $ RESTAURANT CHARGES 07/13/14 ITUNES MUSICUSA ITUNCUPERTINO CA $24.99 ITUNES MUSIC STORE 07/13/14 SUNOCO GAINESVILLE VA $3.91 GAS STATION Continued on reverse

8 p. 8/21 Detail Continued 07/15/14 DENVER AIRPORT ENTERDENVER CO $ /16/14 ANTHONY'S AT OLD MILBEND OR $ FOOD/BEVERAGE 07/16/14 7-ELEVEN GAINESVILLE VA $ GAS/MSC $ /16/14 CHICK-FIL-A # GAINESVILLE VA $ /17/14 MCDONALD'S F DILLSBURG PA $ /17/14 HOPS AND BARLEYS LUZERNE PA $ /19/14 NETFLIX GATOS CA $ /19/14 DAIRY QUEEN # PLAINS TOWNSH PA $ FAST FOOD RESTAURAN 07/19/14 SUNOCO SHAVERTOWN PA $56.96 AUTO FUEL DISPENSER 07/19/14 DOWNS AT POCONO RVC WILKES-BARRE PA $ FOOD/BEVERAGE $ /20/14 SHEETZ DILLSBURG PA $30.39 MISC FOOD STORE 07/21/14 DEVON & BLAKELY 8843WASHINGTON DC $ /21/14 DEVON & BLAKELY 8843WASHINGTON DC $ /21/14 WASH METRORAIL 63100FAIRFAX VA $ /22/14 D J*WALL-ST-JOURNAL MA $22.99 SUBSCRIPTION AMY COVELL Card Ending /20/14 MAMA MIA PIZZA $16.75 USFC /21/14 WEGMANS # $ /22/14 WAL-MART SUPERCENTERHAYMARKET VA $76.66 DISCOUNT STORE 06/22/14 BJ'S FUEL # GAINESVILLE VA $ AUTOMATED FUEL $31.80 Continued on next page

9 Platinum Card p. 9/21 Closing Date 07/22/14 Detail Continued 06/22/14 BJ'S WHOLESALE CLUB GAINESVILLE VA $67.78 BJS CLUB /24/14 GIANT FOOD INC #257 GAINESVILLE VA $43.93 GROCERY STORE 06/25/14 TOYSRUS-BABIESRUS TOYSRUS PA $ TOYSRUS 06/25/14 STITCH FIX, INC.*STISAN FRANCIS CA $ STITCH FIX INC 06/30/14 LAVIE NAILS & SPA 00GAINESVILLE VA $ BARBER AND BEAUTY S $ /01/14 TARGET T GAINESVILLE VA $ DISCOUNT STORE 07/01/14 CHICK-FIL-A # GAINESVILLE VA $ /01/14 PARISH GIVING PARISHTRENTON NJ $ /02/14 ETSY.COM BROOKLYN NY $ MISCELLANEOUS APPAR $ /02/14 OLD NAVY # MANASSAS VA $33.92 FAMILY CLOTHING 07/02/14 WEGMANS # $ /02/14 GATEWAY SHELL GAINESVILLE VA $ SVC STA, WITH/WITHO $ /02/14 GATEWAY SHELL GAINESVILLE VA $ SVC STA, WITH/WITHO $ /02/14 ASSOC IN EYECARE-BRIBRISTOW VA $ EYE EXAMS/EYE WEAR 07/02/14 BJ'S FUEL # GAINESVILLE VA $ AUTOMATED FUEL $ /02/14 HARRIS TEETER # $ GROCERY STORES 07/02/14 BATH & BODY WORKS 13MANASSAS VA $ Continued on reverse

10 p. 10/21 Detail Continued 07/02/14 WAL-MART SUPERCENTERHAYMARKET VA $14.29 DISCOUNT STORE 07/02/14 VA GATEWAY GAINESVILLE VA $ VARIETY STORE 07/02/14 BJ'S WHOLESALE CLUB GAINESVILLE VA $84.79 BJS CLUB /02/14 MICHAELS 8801 MANASSAS VA $69.89 ARTIST SUPPLY & CRAFT 07/03/14 WEGMANS # $ /04/14 BJ'S RESTAURANT #552GAINSVILLE VA $30.00 RESTAURANT FOOD/BEVERAGE $ /04/14 FRG*NFLSHOP.COM FL $10.18 APPAREL 07/06/14 VICTORIA'S SECRET CAREYNOLDSBURG OH $ CATALOG MERCHANT 07/07/14 PHOTOSBY SHUTTERFLY CA $9.44 PHOTOS 07/08/ AZ $34.90 CATALOG MERCHANDISE FURNISHING & DECORA 07/12/14 PHOTOSBY SHUTTERFLY CA $6.13 PHOTOS 07/13/14 WEGMANS # $ /13/14 DUNKIN # QGAINESVILLE VA $ /14/14 Starbucks #02980 GaiGainesville VA $4.19 FAST FOOD RESTAURANT 07/14/14 LAVIE NAILS & SPA 00GAINESVILLE VA $ BARBER AND BEAUTY S $ /14/14 BANNERS HALLMARK 32 GAINESVILLE VA $ GIFT ITEMS 07/14/14 FAMILY MART GAINESVILLE VA $ GROCERIES/SUNDRIES 07/15/14 TARGET T GAINESVILLE VA $40.45 DISCOUNT STORE Continued on next page

11 Platinum Card p. 11/21 Closing Date 07/22/14 Detail Continued 07/15/14 PAYPAL *EZSTORE CA $ PROFESSIONAL SERVIC 07/15/14 TOYS 'R' US FAIRFAX VA $32.84 HOBBY, TOY & GAME 07/15/14 STITCH FIX, INC.*STISAN FRANCIS CA $ STITCH FIX INC 07/15/14 PARTY CITY OF CHANTICHANTILLY VA $ SPECIALTY RETAIL 07/16/14 LOWE'S OF GAINESVILLGAINESVILLE VA $ /16/14 SKINIT ACQUISITION LSAN DIEGO CA $ SKINIT ACQUISITION 07/16/14 BAR LOUIE GAINESVI 5GAINESVILLE VA $ TIP $ /16/14 SALON NORDINE & DAY GAINESVILLE VA $ BARBER AND BEAUTY S 07/16/14 KIRKLAND'S # GAINESVILLE VA $ /16/14 BJ'S FUEL # GAINESVILLE VA $ AUTOMATED FUEL $ /17/14 ETSY.COM BROOKLYN NY $ MISCELLANEOUS APPAR $ /17/14 PAYPAL *JDOTLOVE CA $ PROFESSIONAL SERVIC 07/17/14 CHERYL&CO OH $32.99 GIFTS 07/18/14 OLD NAVY ON-LINE OLDNAVY OH $48.69 DIRECT MKTG MISC 07/18/14 PARTY CITY $44.81 Site0490 Reg RETAIL Continued on reverse

12 p. 12/21 Detail Continued 07/18/14 TURKEY HILL #0259 Q $ AUTOMATED FUEL 07/18/14 WAL-MART SUPERCENTERWILKES BARRE PA $6.45 DISCOUNT STORE 07/18/14 BOUNCE MANIA LLC GAINESVILLE VA $ /19/14 PHOTOSBY SHUTTERFLY CA $3.06 PHOTOS 07/20/14 GIANT FOOD INC #257 GAINESVILLE VA $29.59 GROCERY STORE 07/21/14 WEGMANS # $ /21/14 SALON NORDINE & DAY GAINESVILLE VA $ BARBER AND BEAUTY S 07/22/14 TARGET T GAINESVILLE VA $ DISCOUNT STORE 07/22/14 AMAZON.COM AMZN.COM/BILL WA $22.06 MERCHANDISE Fees Total Fees for this Period $ Fees and Interest Totals Year-to-Date Total Fees in 2014 Total Interest in 2014 $0.00 $0.00

13 Platinum Card p. 13/21 Closing Date 07/22/14 Interest Charge Calculation Your Annual Percentage Rate (APR) is the annual interest rate on your account. Transactions Dated From To Annual Percentage Rate Balance Subject to Interest Rate Interest Charge Select & Pay Later 03/21/ % (v) $0.00 $0.00 Total $0.00 (v) Variable Rate Renewal Notice Your Account renews next month. The following terms will be in effect when your Account renews, unless we tell you otherwise. Please refer to Page 2 for more information about your Account, including How We Calculate Your Balance and Paying Interest. Payment Information: All charges made on this charge card, that are not included in a Pay Over Time balance, are due and payable when you receive your periodic statement. Please refer to page 2 for further important information regarding your account AnnualMembershipFee: The annual membership fee for your Account is $ When you receive the statement in which the annual fee is billed, you can avoid paying the annual fee by calling the Customer Care phone number on Page 2 to cancel your Account. APR Information: The Annual Percentage Rates (APRs) for each billing period may vary based on the Prime Rate. We use the Prime Rate published in The Wall Street Journal 2 days before the Closing Date of the billing period. The Wall Street Journal may not publish the Prime Rate on that day. If it does not, we will use the Prime Rate from the previous day it was published. The Penalty APR will apply to a Feature if you make a late payment or a payment that is returned. If the Penalty APR is applied for either of these reasons, it will apply for at least 6 months. We will review your Account every 6 months after the Penalty APR is applied. The Penalty APR will continue to apply until you have made timely payments with no returned payments during the 6 months being reviewed. You may have access to one or more Pay Over Time Features on your Account. The following APRs apply to the Features noted as of the Closing Date of this statement. (v) indicates variable rate. Select & Pay Later Rate TransactionsDated From To Prime + Margin STANDARD 03/21/2012 Prime % 18.24% (v) PENALTY 03/21/2012 Prime % 27.24% (v) APR

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15 Platinum Card p. 15/21 Closing Date 07/22/14

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17 Platinum Card p. 17/21 Closing Date 07/22/14

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19 Membership Rewards Monthly Statement and Program News p. 19/21 Prepared for Total Points Balance Account Number 1M ,713 Questions About Your Account? membershiprewards.com Points Earned this Period 7, InternationalCollect: Account Summary Opening Points Balance Points Earned this Period Points Used this Period Reinstated Points and Adjustments Total Points Balance June 1, June 30, ,445 +7, ,713 Did You Know? Use Points For Your Charges Use your Card for charges like travel, dining, groceries, and more, then go online and use the points you earned toward your eligible charges. Learn more at membershiprewards.com/yourcharges Points Earned this Period are pendinguntil charges are paid in full and all your accounts are in good standing. Points Transaction Detail June 1, June 30, 2014 Points Earned this Period Platinum XXXX-XXXXX Add'l Platinum XXXX-XXXXX Corporate XXXX-XXXXX Total Points Activity On Eligible Charges Bonus Points Awarded Forfeited Points Due To Late Payment Total Points Activity Per Card 4, ,392 2, ,007 2, ,840 06/2014 9, , ,268 Membership Rewards points earned may be transferred or redeemed as long as all enrolled Card accounts are in good standing. Points transferred or redeemed cannot be reversed back into the program. Forfeited points can be reinstated for a fee by calling the number provided below or visiting membershiprewards.com. Terms and Conditions of the Membership Rewards program apply. For more information, visit membershiprewards.com/termsor call From overseas, call collect

20 Prepared for Membership Rewards 1M Account Number p. 20/21

21 Platinum Card p. 21/21 Closing Date 07/22/14 Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria.

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