Corporate Finance. Empowering your business. A Strong Company
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1 Corporate Finance Empowering your business. A Strong Company
2 Corporate Finance Who We Are? Strong Corporate Finance Ltd is part of the prestigious Strong Energy Group of Companies which includes; Wood Energy Ltd, Hargassner UK Ltd, and Waterkotte UK Ltd. We also have a joint venture company Chip Chip Ltd. We have a panel of over 60 funders that offer a diverse and wide range of financial products for SMEs of all sizes including the ability to offer refinance and staged payments. We take each finance introduction in isolation and tailor a finance solution bespoke to each customers needs. Working with our funders to be able to offer a variety of short or longer term funding solutions which covers most business requirements. A Strong Company 2
3 Once you ve decided upon your needs, our Financial Solutions division takes away the hassle of sourcing competitive, affordable finance and allows you to concentrate on your business. Strong Corporate Finance Ltd is an introducer appointed representative of AFS Compliance which is authorised and regulated by the Financial Conduct Authority under number
4 What Types of Finance Can We Offer? Hire and Lease Purchase A straightforward repayment facility providing outright ownership at the end of the agreement. Repayments can be fixed and structured in a flexible way i.e. a balloon or final lump sum can be applied to reduce the monthly repayment. KEY FEATURES AND BENEFITS Preserves cash flow Offers the obvious cash flow benefits of paying in instalments. Tax efficiency As a business you can claim written down allowances and can offset interest payments against taxable profits. Flexible We can tailor deposits, periods and repayments to suit your specific personal or business requirements. Balanced Payment Plans A variable interest rate but with fixed repayments. When base rates fluctuate, only the number of repayments varies but the amount stays the same, thus helping your administration and budgeting. A Strong Company 4
5 Finance Lease Where ownership is not required, finance leasing works well for a broad spread of business assets as well as vehicles. KEY FEATURES AND BENEFITS Preserves cash flow Offers the cash flow benefits of paying in instalments. Initial deposits Can be as low as one repayment/rental down with the VAT spread over the term of the agreement. Flexible Repayments/rentals can be tailored for your needs and to align with your cash flow. Tax efficient The repayments/rentals can normally be offset against taxable profits. Cost-effective The Funder, as owner of the asset, claims the writing down allowances and passes them on to you in the form of lower repayments/rentals. At the end of the lease you can continue renting the equipment by paying annual secondary repayments/rentals or sell the goods to a third party and retain up to 99% of the sale proceeds. 5
6 Operating Lease This is a rental agreement which can be used to finance a broad spread of business assets but is particularly effective for financing heavy commercial vehicles and occasionally renewables (such as solar panels or biomass boilers in schools). The Funder builds in a residual value to reduce the rentals, thus helping cash flow and making off-balance sheet funding possible. KEY FEATURES AND BENEFITS Preserves cash flow Offers the cash flow benefits of paying in instalments. Initial deposits Can be as low as one month s rental. The VAT can also be spread over the term of the agreement. Competitively priced The Funder or manufacturer takes the risk in the residual value of the equipment and factors this into the rental, bringing down the periodic cost to you. Fixed maintenance contracts Can also be built in to the monthly rental Tax efficient The rentals can normally be offset against taxable profits Asset normally treated as off-balance sheet (subject to your auditors approval). Flexible At the end of the term, you can return the asset or extend the operating lease term. Either way, you will not be responsible for the disposal of the equipment. A Strong Company 6
7 Commercial Loan These are fast, flexible unsecured loans which can be used for any purpose to include, working capital, stocking finance, asset purchases, expansion capital and one off business expenses. KEY FEATURES AND BENEFITS Flexible Advance Amounts Typically from 5K to 250K with fixed monthly repayments spread from 6 months up to 5 years. Unsupported personal guarantees Required from the Directors of Companies. Suits a Variety of Clients Loans are available to sole traders and partnerships. Fixed Fees A fixed establishment fee is payable, which is normally added to the loan to assist cash flow. No Waiting Loans can be arranged quickly and available for any purpose. Spread over the long term Enables expenditure made now to be spread over up to 5 years. Reduced risks No need to provide tangible security. Known Costs All the costs of the loan are known up front, due to the fixed monthly repayments, which assists with budgeting. 7
8 Contract Hire It s the most popular type of vehicle lessee in the UK, and allows the end user or lessee to hire a car for a set period of time and pre-determined mileage, in return for a fixed monthly contract hire rental. KEY FEATURES AND BENEFITS Small or Large Facilities to fund a single vehicle or fleets of vehicles for business customers. Off balance sheet funding The vehicles are owned by the Finance company. Known Payments Fixed monthly cost for the entire contract term. Flexible Terms can be tailored to meet specific requirements over mileage and funding period. Fully Inclusive Can include all the maintenance costs or just the finance element. Road fund licence costs are included. Recoverable VAT VAT is paid on the rentals and these can be recovered in full for a commercial vehicle and 50% for a car. Better Budgeting Assists cash flow and budgeting by spreading the cost of vehicle ownership over the useful life of the vehicle. Small Deposit A minimal deposit is paid, typically only 3 rentals. Better Deals A customer can benefit from the purchasing power of the Finance company with vehicle prices significantly discounted along with associated maintenance costs. Possible Reduced Tax Rentals are offset against taxable profits which could reduce your tax liability. Guaranteed Future Minimum Value No potential to lose money on disposal at the end of the contract as this is at the Finance company s risk. Fleet management capability Assists companies when running fleets of vehicles. A Strong Company 8
9 Refinancing Refinance is a finance facility which provides a simple way of releasing equity for unencumbered assets or assets nearing the end of their original finance arrangements. The result is a speedy cash flow boost to a customer s working capital. The customer invoices the sale of the assets at current market value (or slightly less) to the new finance company who then incepts a new finance agreement and the customer receives the sale proceeds less any residual finance that may have still been outstanding to the original funder. It can also be a useful way of restructuring existing finance agreements to result in a lower monthly repayment, whilst continuing to have the use of the assets. The new finance agreement can be either Hire Purchase or Finance Lease, depending on the customer s particular circumstances, over a fixed period of time, usually a maximum of 5 years. 9
10 Notes A Strong Company 10
11 11
12 Corporate Finance Biomass Boilers 6kW 225kW Biomass Boilers 225kW 10MW Steam and CHP Heat Pumps 4kW 2MW Joint venture company Forced Dried Premium Wood Chip Fuel For all Sales Enquiries please call our Quotation Hotline on: or Alternatively us with your enquiry at Strong Corporate Finance Ltd Energy House Milbury Heath Road Buckover South Gloucestershire GL12 8QH Strong Corporate Finance Ltd is a broker not a lender, as such we can introduce you to a wide range of finance providers depending on your requirements and circumstances. We are not independent finance advisors and so are unable to provide you with independent financial advice. Strong Corporate Finance Ltd may receive payment(s) or other benefit from the finance provider if you decide to enter into an agreement with them. Strong Corporate Finance Ltd is an Appointed Representative of AFS Compliance Limited, which is Authorised and Regulated by the Financial Conduct Authority, firm number
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Consolidated Financial Statements Element Fleet Management Corp. INDEPENDENT AUDITORS REPORT To the Shareholders of Element Fleet Management Corp. We have audited the accompanying consolidated financial
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