MEAL PLAN AND CAMPUS CASH AGREEMENT

Size: px
Start display at page:

Download "MEAL PLAN AND CAMPUS CASH AGREEMENT"

Transcription

1 MEAL PLAN AND CAMPUS CASH AGREEMENT This Agreement pertains to all plans, accounts and packages provided by the Faculty Student Association (FSA) as UB Campus Dining & Shops (CDS) and the use of those plans and the UB Card. Meal Plan Information For record keeping purposes, the value of your Meal Plan is measured in terms of meal credits and Dining Dollar points. Each Dining Dollar point has the equivalent value of one U.S. dollar. A meal credit entitles you to one all- you- care- to- eat meal in a dining center. A meal credit may also be used in specified UB Campus Dining & Shops operated locations where a credit value is assigned, as defined below. Meal Plans are subject to certain New York State tax law provisions. As a result, except as otherwise described in this agreement, unused Dining Dollar points and meal credits cannot be refunded for non- use or for any other reason. Meal Plans and individual meal credits are non- transferable and are not to be shared. Three guest meals are included with most plans for use in a dining center when you have a guest on campus and would like to purchase a meal for them. Freshmen living on campus in the residence halls are required to have a Meal Plan both semesters of their first academic year. Freshmen may choose either the Any 19 or the Any 14 Meal Plan. Your class designation in hub is the class recognized by Campus Dining & Shops in relation to your meal plan options. Freshmen living within the residence halls will automatically be assigned and billed for the Any 19 Meal Plan, but may select the Any 14 Meal Plan instead. The student s University Student Account will be charged according to the rules and regulations outlined in this Agreement. Freshmen students that enroll and are assigned to a residential hall after July 1, 2017, may need to choose their meal plan independently. Upperclassmen or transfer students living in the residence halls may purchase any Resident Hall Meal Plan. They also may choose to purchase a minimum of $950 worth of Dining Dollars which are valid for the entire academic year. An upperclassman is defined as any student not defined as freshmen in hub, as previously stated in this agreement. Upperclassmen living in the on- campus University at Buffalo Apartments may purchase any Meal Plan, Block Meal Plan or a minimum of $25 worth of Commuter Dining Dollars. Commuters may purchase any Meal Plan, Block Meal Plan or a minimum of $25 worth of Commuter Dining Dollars. A commuter is defined as any student not living in the residence halls. Graduate Students may purchase any Meal Plan, Block Meal Plan or a minimum of $25 worth of Dining Dollars. A graduate student is defined as any student enrolled in a Master s, Doctoral or graduate professional studies program without regard to location of residence.

2 All residential and commuter Meal Plans, excluding the Upperclassman Residential Dining Dollar plan and the Apartment Dining Plan, are sold on an annual basis and billed by semester. They will automatically renew for the spring semester. Upperclassmen may choose to cancel their Meal Plan as described in this Agreement. Meal Plans are not valid over University breaks or recesses. Breaks and recess schedules are posted on All traditional Resident Meal Plans include a fixed number of nontransferable meal credits per week or per semester. One meal credit is deducted from the weekly or semester allocation for each breakfast, brunch or dinner eaten in a Residential Dining Center or taken as a meal credit (see below). Two meal credits may be used during each meal service period per day. The weekly meal credit allocation is reset every Saturday. Meal credits do not carry over to the following week or the following semester. Resident Block Meal Plans have a semester allotment of meals that can be used during meal service hours throughout the semester. In the event that a student does not attend certain breakfast, brunch and/or dinner meals in a Residential Dining Center, a meal credit may also be used in any specified UB Campus Dining & Shops operated location. Each meal credit has a fixed value based on the meal period: a breakfast credit has a value of $4.75, a brunch credit has a value of $9.25, a lunch credit has a value of $9.25, a dinner credit has a value of $9.25, and a Late Night credit has a value of $5.50. Specific locations and times for meal credit values are posted at each unit. The credit value represents the maximum value that will be deducted from your purchase total; it has no monetary value and no change or remaining credit will be given. Dining Dollars associated with your Meal Plan will transfer from the fall 2017 semester to the spring 2018 semester only if a spring semester Meal Plan is purchased. Remaining fall Dining Dollar balances will automatically be added to the spring Dining Dollar starting balance of any valid plan. If a Meal Plan is canceled for the spring semester, remaining Dining Dollars from the fall semester will be forfeited. All Dining Dollars must be used by May 22, 2018, as they will expire after this date. Meal Plans, including Resident Block Meal Plans and Dining Dollars, may be canceled and a refund may be requested only if you withdraw from the University at Buffalo or are officially released from the University or from your Campus Living contract. Meal Plan refunds for all plans except block plans will be pro- rated for the number of full weeks remaining in the semester. Dining Dollars may be used in the CDS convenience stores: The Elli, Campus Tees, Teddy s and the Main Street Store for non- taxable food items. Meal Plan Purchase and Change Dates: Fall 2017

3 Upperclassmen may choose to purchase a Meal Plan at any time. Once purchased, a Meal Plan may only be changed up to the close of business on Friday, September 1st, After that date, the Meal Plan cannot be canceled or changed for the fall semester. Freshmen that have the Any 19 Meal Plan may choose to change this plan to the Any 14 Meal Plan up to the close of business on Friday, September 1, After that date, the plan cannot be decreased or canceled. You may upgrade your Meal Plan at any time during the semester. Meal Plan Purchase and Change Dates: Spring 2018 Freshmen and Upperclassmen who have a Meal Plan for the fall 2017 semester will be assigned and billed for the same plan for the spring 2018 semester. Changes to the assigned Meal Plan may be made in person at the UB Card Office. Changes can additionally be made online at up through the close of business February 2, The UB Card Office may be closed during the winter recess (December 19, 2017 through January 2, 2018). During this period changes may still be made online. The final day to change a plan for the spring semester is February 2, Upperclassmen may choose to cancel their Meal Plan IN PERSON at the UB Card Office by the close of business January 26, 2018 during business hours. The UB Card Office may be closed from December 19, 2017 through January 2, No cancellations will be permitted after January 26, Changes after February 2, 2018 due to class conflicts or a change of residence will be made on an exception basis at the discretion of the UB Card Office staff. It is the responsibility of the student to notify CDS when a change of residence occurs between the fall and spring semesters. Any change made after the deadline will be subject to a late change fee. Campus Cash Information Campus Cash is a form of tender at the University at Buffalo. It is subject to New York State tax laws and University Rules and Regulations. Campus Cash carries over from semester to semester and remains active over University breaks and recesses. An initial purchase of $25 worth of points is required to open a Campus Cash account. Additional points may be purchased in increments of $25. Each point has the equivalent value of one U.S. dollar. After you use your Campus Cash points for the first time, your points must be maintained in your account until (1) you officially leave the University or (2) we agree, in our sole discretion, to refund your unused points at an earlier time. When you officially leave the University or we agree to an earlier refund, unused points may be refunded to you in increments of $10. You must request a refund by notifying the UB Card Office in writing (1) within 90 days of the end of the last semester you are officially

4 enrolled or (2) at least 30 days in advance with respect to any other refund request. All refunds will be processed within 30 days. If you are officially leaving the University, your refund is subject to a $10 processing fee. All other refunds are subject to a processing fee of the greater of $10 or 5% of the value of the unused points with a cap of $25. If you officially leave the University without requesting a refund of your unused Campus Cash points, CDS will maintain your unused Campus Cash points, but will charge you a monthly inactivity fee of $10 starting with the sixth month of successive inactivity and will deduct that fee from the value of your unused points prior to issuing any refund. The amount of any monthly maintenance fee is not refundable in whole or in part and will not be restored to you even if you later request a refund of your unused points. Except with respect to the refunds described in the preceding paragraph, Campus Cash points may not be converted to cash. Vendor refunds or merchandise returns made for Campus Cash purchases must be refunded in Campus Cash points. Campus Cash may NOT be used to purchase alcoholic beverages, tobacco products, lottery tickets, gift cards, money orders or travelers checks. Campus Cash may not be used as a deposit for goods or services. Campus Cash may not be used to purchase goods or services for resale and may not be converted to or traded or exchanged to any other form of tender with the exception of purchasing Dining Dollars. Campus Cash sales are subject to Erie County and New York State tax regulations. You may use Campus Cash to add Dining Dollars to your Meal Plan or to purchase a new Meal Plan. You may add campus cash online with a credit card or in person at the UB card Office by cash or with a credit card. UB Card Usage All UB Card Holders are bound by the UB Card Policies. Copies of the policy are available online at and in the UB Card Office. UB Campus Dining & Shops Meal Plans, Dining Dollars and Campus Cash accounts are regulated through the use of the UB Card and associated online and mobile apps. UB Cards are required to be presented for in- person transactions. No transaction will be made without a valid UB Card, however, the use of the Mobile ID app is allowed in most CDS and affiliated locations. A second form of ID may also be required at the discretion of any vendor. UB Campus Dining & Shops Dining Dollars and Campus Cash may be used to purchase food and products from and These are the only authorized online shops accepting UB Card transactions. Protect your UB Card as you would cash. Lost or stolen UB Cards MUST be reported immediately. You are liable for any unauthorized use of your UB Card prior to reporting its loss, theft or possible unauthorized use. You will not be liable for unauthorized use that occurs after you notify the UB Card

5 Office of your UB Card s loss, theft or possible unauthorized use. Notification can be made online by visiting on your computer or other web- enabled device, including the GET mobile app, in person at the UB Card Offices located on the North and South Campuses, or by calling (716) during business hours or 1 (800) after business hours. You will be notified of any other methods of reporting your card lost or stolen as they become available. For your security, if another person uses your UB Card, it will be considered stolen and will be confiscated and destroyed. You will be charged a fee for replacement and the user may be subject to legal action. Do NOT lend your UB Card to anyone. Your card may contain a computer chip or radio with antenna as well as the magnetic stripe. Misuse, abuse or alteration of the card may render these features inoperable. Your UB Card may not be altered in any way. Holes may not be punched nor cut in the card. Replacements for altered cards will be reissued at the cardholder s expense. This fee will not be waived. It is the cardholder s responsibility to prevent damage to their UB Card. Business Practices Under this Agreement your rights and privileges are not transferable; they belong exclusively to you, and may not be assigned to anyone else on a temporary or permanent basis. CDS accounts include Meal Plans, Block Meal Plans, Dining Dollars, Commuter Dining Dollars, FlexiBull Bucks, Campus Cash, and Academic Books and Supplies accounts. CDS Meal Plans are available to all registered Students of the University at Buffalo. CDS Meal Plans are governed by the laws of the United States, New York State, and Erie County and by the rules and regulations of the University at Buffalo and the Faculty Student Association. CDS Meal Plans may be purchased with cash, MasterCard, Visa and Discover (in person only) or with a charge to your University Student Account subject to the terms and conditions of the Office of Student Accounts. Any Meal Plan change or cancellation requested after posted deadlines will be reviewed on a case- by- case basis and will incur a fee of $50; this fee is non- negotiable. Charges to your University Student Account are subject to CDS and University regulations and approval. Limits and deadlines apply. Purchases made with a charge to your Student Account must be paid in full by the due date of the bill on which they appear. If there is a financial hold or delinquent balance on your University Student Account, you will not be able to charge additional purchases to that account. You are responsible for all charges to your Student Account. If a charge does not appear on a bill as expected, call the UB Card Office for information. Additions made to UB Card accounts are not disputable. Should a transaction be disputed the account will be frozen until the matter is resolved. Non - payment for services is considered theft and will be treat as such.

6 The UB Card Office is the exclusive managing agent for all CDS Meal Plans, Dining Dollars, Commuter Dining Dollars, Campus Cash and Academic Books and Supplies accounts. Questions regarding accounts, changes to Meal Plans, requests for refunds, and error resolution must be made in writing to the UB Card Office. Requests made by contacting the Office of Student Accounts or Campus Living or any other UB office will not be accepted. For your convenience, you may purchase, view and manage your CDS accounts online or by using the GET app on your mobile device. You may purchase Campus Cash, Dining Dollars, Commuter Dining Dollars, Flexibull Bucks, and the Academic Books & Supplies accounts by using your credit card. In addition you my purchase Dining Dollars and Commuter Dining Dollars by directing CDS to charge the purchase to your University Student Account. Some restrictions may apply. You may purchase Dining Dollar/Commuter Dining Dollar points by using your credit card or by directing CDS to charge the purchase to your University Student Account. You can login to your account using your official UBITName and password. Do NOT reveal your password to anyone. Neither CDS nor the University at Buffalo is responsible for any charges to your Student Account resulting from the misuse of your password. Important information about your UBITName is available at Meals, Dining Dollars, Commuter Dining Dollars, FlexiBull Bucks and Campus Cash may not be used to purchase goods or services for the purpose of resale, trade or conversion to any other form of tender. Meal credits, Dining Dollar or Commuter Dining Dollar points, FlexiBull Bucks, Campus Cash, Academic Books and Supplies and Campus Reward points obtained under this agreement have no monetary value. As a precaution there is a limit of 20 Dining Dollars/Commuter Dining Dollar or Campus Cash points that may be spent in vending machines each day. Terms and conditions of this agreement are subject to change and will be posted in the UB Card Office and on our web site at E- mail communications must be made using your official UB e- mail address. All communications regarding your accounts will be sent only to your official UB e- mail address. It is your responsibility to check that account regularly. Official information regarding your UB Card and Campus Dining & Shops accounts are sent via to your official University at Buffalo account. To insure receipt of these s you may need to add dining- info@myubcard.com to your address book. In addition, if you forward your UB to another address, you may not receive these notices. The UB Card Office and CDS will not reply back to anti- spam requests. If the notification s are blocked, it is your responsibility to look for the information and you will still be held accountable for official information. CDS may use forms of social networking and other electronic communication including but not limited to Facebook, Twitter, mobile applications and SMS / text messaging for promotional purposes or to communicate with its customers. Use of these services is optional and you are responsible for any costs

7 or liabilities resulting from the use of these services. Once contact is made to CDS via these services it is your responsibility to opt- out using the standard methods provided by the service provider. UB Campus Dining & Shops maintains a series of convenience websites for information, marketing, e- commerce and account management. CDS, its vendors and its partners use best practices to maintain a high level of availability and content accuracy within these sites. There may be occasional service outages of these sites due to various technical reasons both under the control and out of the control of the service provider. There may, from time to time, be typographical or informational errors due to both technical and human factors. CDS and/or its vendors or partners have no legal or financial obligations for these errors when they occur. Other Information About Your Plans By confirming this Agreement you are authorizing CDS to discuss Meal Plan information with your parent or legal guardian. If you do NOT wish CDS to disclose information about your Meal Plan to your parent or legal guardian, you MUST visit the UB Card Office and sign the appropriate form. Your decision remains in effect until changed by you in a written notice to the UB Card Office or upon the next contract you sign/authorize. Logging in with your UBITName and password to purchase, change or manage your Meal Plan or account online is binding as your acceptance of the current Agreement. CDS reserves the right to contact all CDS plan holders by mail, e- mail or other electronic means regarding official information concerning CDS and its plans and services. CDS reserves the right to contact all Card Holders by mail, e- mail or other electronic means regarding official information concerning the UB Card and associated programs, and for University departmental purposes. Due to the nature of these official notifications, you may only opt out in person at the UB Card Office. Forms are available in the UB Card Offices to opt out of notifications. Upon opting out, UB CDS is no longer responsible to inform you of any changes or important information regarding your UB Card or accounts. CDS may contract with service providers to provide support services for CDS plans. CDS reserves the right to provide identifier, transactional, and informational data from CDS accounts to such service providers. From time to time official University at Buffalo partners may provide marketing information to CDS plan holders. You may opt out of this program by completing a form available from the UB Card Office.

MEAL PLAN AND CAMPUS CASH AGREEMENT

MEAL PLAN AND CAMPUS CASH AGREEMENT MEAL PLAN AND CAMPUS CASH AGREEMENT This Agreement pertains to all plans, accounts and packages provided by the Faculty Student Association (FSA) as UB Campus Dining & Shops (CDS) and the use of those

More information

Action Card Disclosure Statement

Action Card Disclosure Statement Action Card Disclosure Statement Action Card Business Office Information Location: 451 Campus Drive E Hours: Monday-Friday, 8am 5pm Campus Drive Deck (Transit Hub) (All University holidays are observed)

More information

Action Card Disclosure Statement

Action Card Disclosure Statement Action Card Disclosure Statement Action Card Business Office Information Location: 451 Campus Drive E Hours: Monday-Friday, 8am 5pm Campus Drive Deck (Transit Hub) (All University holidays are observed)

More information

Cougar Card. Campus Connection

Cougar Card. Campus Connection Cougar Card Campus Connection The Cougar Card Official ID for CofC students, faculty, staff and campus affiliates. (Refer to Family Calendar pg. 7 for Cougar Card Information.) The first card is free!

More information

Procurement Card Procedures

Procurement Card Procedures 2014 Procurement Card Procedures University of Kansas 3/25/2014 Table of Contents APPLICABILITY... 2 INTRODUCTION... 2 SECTION 1 HOW TO OBTAIN A KU P-CARD... 3 SECTION 2 PROCEDURES AND ACCEPTABLE PRACTICES

More information

STUDENT FINANCIALS 101 MONEY MATTERS

STUDENT FINANCIALS 101 MONEY MATTERS STUDENT FINANCIALS 101 MONEY MATTERS STUDENT FINANCIAL AGREEMENT Before a student can register, the student must e-sign a Student Financial Agreement. This is, in general, a promise to pay for all charges

More information

HWS ONECARD POLICY AND CARD HOLDER RESPONSIBILITIES

HWS ONECARD POLICY AND CARD HOLDER RESPONSIBILITIES HWS ONECARD POLICY AND CARD HOLDER RESPONSIBILITIES The purpose of this policy is to define the rights and requirements of eligible card holders of the HWS OneCard. This Policy applies to any individual

More information

Terms and Conditions

Terms and Conditions Terms and Conditions Purpose of My Tri C Card The My Tri C Card (Card) is the official form of identification for Cuyahoga Community College students, faculty, staff and community members (Cardholder).

More information

My Chili s Rewards Program Terms of Use

My Chili s Rewards Program Terms of Use My Chili s Rewards Program Terms of Use IMPORTANT: PLEASE READ THE FOLLOWING TERMS OF USE CAREFULLY. THESE TERMS CONTAIN AN ARBITRATION AGREEMENT, JURY AND CLASS ACTION WAIVERS, LIMITATIONS ON BRINKER

More information

California Polytechnic State University Housing License Agreement LICENSE TERMS AND CONDITIONS CONTINUING STUDENT ADDENDUM

California Polytechnic State University Housing License Agreement LICENSE TERMS AND CONDITIONS CONTINUING STUDENT ADDENDUM California Polytechnic State University Housing License Agreement LICENSE TERMS AND CONDITIONS - 2018 2019 CONTINUING STUDENT ADDENDUM 1) OCCUPANCY. a. Excludes Winter Break. This License does NOT grant

More information

Regions Relationship Rewards Terms and Conditions

Regions Relationship Rewards Terms and Conditions Regions Relationship Rewards Terms and Conditions 1. The Program. The Regions Relationship Rewards program (the Program ) allows you to earn points in connection with your Regions Checking Account and/or

More information

Citizens Federal Savings and Loan Association 110 N Main Street Bellefontaine OH citizensfederalsl.com

Citizens Federal Savings and Loan Association 110 N Main Street Bellefontaine OH citizensfederalsl.com Citizens Federal Savings and Loan Association 110 N Main Street Bellefontaine OH 43311 937-593-0015 citizensfederalsl.com INTERNET BANKING TERMS AND CONDITIONS AGREEMENT This Agreement describes your rights

More information

OFFICE OF XYZ STUDENT FINANCIALS 101 MONEY MATTERS

OFFICE OF XYZ STUDENT FINANCIALS 101 MONEY MATTERS OFFICE OF XYZ STUDENT FINANCIALS 101 MONEY MATTERS STUDENT FINANCIAL AGREEMENT Before a student can register, the student must e-sign a Student Financial Agreement. This is, in general, a promise to pay

More information

PNC Bank, National Association, which issues your Credit Card. The billing cycle or billing cycles of your Credit Card Account

PNC Bank, National Association, which issues your Credit Card. The billing cycle or billing cycles of your Credit Card Account K-9397 points PNC Flex T&C 6/17 PNC points Program Terms and Conditions as of June 18, 2017 Basic terms defined Program Credit Card, Card Credit Card Account You, your, Cardholder We, our, us, PNC Bank,

More information

Reward Guide CITIZENS BANK CASH BACK PLUS WORLD MASTERCARD PROGRAM TERMS AND CONDITIONS

Reward Guide CITIZENS BANK CASH BACK PLUS WORLD MASTERCARD PROGRAM TERMS AND CONDITIONS Reward Guide CITIZENS BANK CASH BACK PLUS WORLD MASTERCARD PROGRAM TERMS AND CONDITIONS This Reward Guide governs the Cash Back Plus World MasterCard Rewards Program (the Program ). By using the Cash Back

More information

BMO Harris Rewards SM Program Rules

BMO Harris Rewards SM Program Rules Credit Cards BMO Harris Bank Business Platinum Rewards MasterCard BMO Harris Rewards SM Program Rules BMO Harris Rewards SM Program Rules BMO Harris Bank Business Platinum Rewards MasterCard These Rules

More information

WUPRPM. Regulations and Procedures Effective Date: November 11, 2005 G. Employee and Student Identification Revision Date: November 11, 2011

WUPRPM. Regulations and Procedures Effective Date: November 11, 2005 G. Employee and Student Identification Revision Date: November 11, 2011 Table of Contents 1. Purpose... 3 2. Definitions... 3 3. Eligibility... 3 4. icard Distribution... 3 5. icard Uses... 5 6. Replacement of icard... 6 7. Termination of Use of icard... 6 G-1 This Page Intended

More information

Monterey County Bank Internet Banking Standard Services Agreement

Monterey County Bank Internet Banking Standard Services Agreement THIS AGREEMENT sets out the terms on which the undersigned ("you") may obtain services from ("the Bank") using the Internet. As used throughout the agreement, the terms MCB, "Bank", "us," "we," or "our"

More information

PRICING INFORMATION (As of September 30, 2017)

PRICING INFORMATION (As of September 30, 2017) Crystal Visa Infinite Credit Card PRICING INFORMATION (As of September 30, 2017) Interest Rates and Interest Charges Annual Percentage Rate (APR) for Purchases 9.00% APR for Cash Advances 12.00% Paying

More information

Loyola University Maryland Procurement Card Policy & Procedure Revised October 9, 2014

Loyola University Maryland Procurement Card Policy & Procedure Revised October 9, 2014 Policy Statement Loyola University Maryland Procurement Card Policy & Procedure Revised October 9, 2014 Procurement Cards are issued by name to individual employees and cannot be transferred to, assigned

More information

Sparta Area School District Purchasing Card Program and Employee Use Agreement

Sparta Area School District Purchasing Card Program and Employee Use Agreement All employees responsible for the use or custodial responsibilities of the PCard must read, understand, and sign this agreement before a card may be checked out to them. Introduction and Purpose A Purchasing

More information

Visa Rewards. Consumer and Commercial Cards Terms and Conditions

Visa Rewards. Consumer and Commercial Cards Terms and Conditions Visa Rewards Consumer and Commercial Cards Terms and Conditions Visa Rewards ( Program ) is a loyalty program available to the holder of a Visa Card ( you or the Cardholder ) issued by a Visa member financial

More information

Student Financial Support & Services. *Information subject to change.

Student Financial Support & Services. *Information subject to change. Student Financial Support & Services FALL CHARGES AVAILABLE NOW! Students can review fall charges and anticipated financial aid through STAR. Charges are assessed to students accounts by - or based on

More information

ELECTRONIC FUND TRANSFERS AGREEMENT AND DISCLOSURE

ELECTRONIC FUND TRANSFERS AGREEMENT AND DISCLOSURE ELECTRONIC FUND TRANSFERS AGREEMENT AND DISCLOSURE This Electronic Fund Transfers Agreement and Disclosure is the contract which covers your and our rights and responsibilities concerning the electronic

More information

BMO Harris Rewards SM Program Rules

BMO Harris Rewards SM Program Rules Credit Cards BMO Harris Bank Consumer Rewards MasterCard BMO Harris Rewards SM Program Rules BMO Harris Rewards SM Program Rules BMO Harris Bank Platinum Rewards MasterCard BMO Harris Bank Premium Rewards

More information

NOTICE OF TERMS OF THE BANK S MASTERCARD /VISA CORPORATE CREDIT CARD AGREEMENT AND CHECKING OVERDRAFT PROTECTION AGREEMENT

NOTICE OF TERMS OF THE BANK S MASTERCARD /VISA CORPORATE CREDIT CARD AGREEMENT AND CHECKING OVERDRAFT PROTECTION AGREEMENT Rev. 6/14/17 NOTICE OF TERMS OF THE BANK S MASTERCARD /VISA CORPORATE CREDIT CARD AGREEMENT AND CHECKING OVERDRAFT PROTECTION AGREEMENT In this Agreement, the words "you" and "your" mean the persons who

More information

Bank means Arab Bank PLC - Bahrain and /or its branches

Bank means Arab Bank PLC - Bahrain and /or its branches Arab Bank Credit Cards Travel Rewards Program Terms & Conditions Bahrain The terms and conditions related to Arab Bank Credit Cards Travel Rewards Program should be read in conjunction with the Terms and

More information

ATB Financial World Elite Mastercard. Cardholder Agreement, Terms and Conditions, and Coverages

ATB Financial World Elite Mastercard. Cardholder Agreement, Terms and Conditions, and Coverages ATB Financial World Elite Mastercard Cardholder Agreement, Terms and Conditions, and Coverages Contents 4 Cardholder Agreement 26 Terms & Conditions 38 Certificate of Insurance and Statement of Services

More information

TruRewards Terms and Conditions

TruRewards Terms and Conditions TruRewards Terms and Conditions TruRewards ("Program") is a promotional incentive program offered by Banner Bank ("Issuer," "we," and "us") residents of the United States. Under the Program, you will earn

More information

Elizabeth City State University. Purchasing Card Manual

Elizabeth City State University. Purchasing Card Manual Elizabeth City State University Purchasing Card Manual 9/8/2014 Contents Overview... 3 ECSU Purchasing Card Program... 3 Corporate Liability... 3 General Information... 3 Card Usage... 4 Card Security...

More information

Purchasing card Program

Purchasing card Program Purchasing card Program Policies and Procedures 2017/2018 Fiscal Year Purchasing Card Policies and Procedures Introduction The purpose of the purchasing card program is to establish a more efficient, cost-effective

More information

ATB Financial MasterCard Personal Cardholder Agreement ( Agreement )

ATB Financial MasterCard Personal Cardholder Agreement ( Agreement ) ATB Financial MasterCard Personal Cardholder Agreement ( Agreement ) Effective November 23, 2016 10056384 1. INTRODUCTION 1.1. Definitions In this Agreement, the words: ATB means Alberta Treasury Branches,

More information

Student Account FAQ s for Parents

Student Account FAQ s for Parents Student Account FAQ s for Parents When can I expect to see a bill? Initial semester bills are produced the first week of August for fall semester and the first week of January for spring semester. I haven

More information

Gulf Bank Credit Cards (Visa/MasterCard) Terms and Conditions of issuance and usage

Gulf Bank Credit Cards (Visa/MasterCard) Terms and Conditions of issuance and usage Gulf Bank Credit Cards (Visa/MasterCard) Terms and Conditions of issuance and usage Gulf Bank Credit Cards (Visa/MasterCard) Terms and Conditions of issuance and usage The terms and conditions mentioned

More information

Visa Signature Credit Card With City National Rewards. PRICING INFORMATION (As of December 31, 2017)

Visa Signature Credit Card With City National Rewards. PRICING INFORMATION (As of December 31, 2017) Visa Signature Credit Card With City National Rewards PRICING INFORMATION (As of December 31, 2017) Interest Rates and Interest Charges Annual Percentage Rate (APR) for Purchases 12.00% APR for Cash Advances

More information

Credit Card Procedural Manual

Credit Card Procedural Manual (1) PURPOSE The purpose of this policy is to provide guidelines for the issuance and use of credit cards along with instructions for reconciliation and review of transactions. (2) DEFINITIONS - Approver:

More information

BUSINESS POLICY. TO: All Members of the University Community 2016:07. Credit Card Processing and Security Policy (Supersedes Policy 2009:05 & 2012:12)

BUSINESS POLICY. TO: All Members of the University Community 2016:07. Credit Card Processing and Security Policy (Supersedes Policy 2009:05 & 2012:12) BUSINESS POLICY TO: All Members of the University Community 2016:07 DATE: February 2016 Credit Card Processing and Security Policy (Supersedes Policy 2009:05 & 2012:12) Contents Section 1 Scope...2 Section

More information

WINONA STATE UNIVERSITY TRAVEL CREDIT CARD PROGRAM USERS GUIDE

WINONA STATE UNIVERSITY TRAVEL CREDIT CARD PROGRAM USERS GUIDE WINONA STATE UNIVERSITY TRAVEL CREDIT CARD PROGRAM USERS GUIDE 1 WSU TRAVEL CARD PROGRAM Part 1. Authority MnSCU System Procedure 7.3.3 Credit Cards, provides authority for a college, university or office

More information

Debit Card Account Conditions of Use

Debit Card Account Conditions of Use Debit Card Account Conditions of Use Contents SUMMARY OF IMPORTANT INFORMATION 4 SUMMARY OF ACCOUNT AND VISA CARD FEATURES AND RESTRICTIONS 8 PART A INTRODUCTION 12 1 About these Conditions of Use 12

More information

SCHOOL BOARD OF BREVARD COUNTY PURCHASING CARD MANUAL

SCHOOL BOARD OF BREVARD COUNTY PURCHASING CARD MANUAL SCHOOL BOARD OF BREVARD COUNTY PURCHASING CARD MANUAL TABLE OF CONTENTS PURCHASING CARD PROCEDURE Introduction Page 2 1. Purpose Page 2 2. Scope Page 3 3. Applicability Page 3 4. Background Page 3 5. Card

More information

University Card Program Manual

University Card Program Manual University Card Program Manual Last Revision: July 20, 2018 TABLE OF CONTENTS Section Topic Page Contacts for Assistance... 1 Cardholder Process Overview... 2 Section 1: Overview of Wake Forest University

More information

A GUIDE TO TUITION, BILLING, & FINANCIAL INFORMATION

A GUIDE TO TUITION, BILLING, & FINANCIAL INFORMATION A GUIDE TO TUITION, BILLING, & FINANCIAL INFORMATION 2018 2019 WELCOME TO THE BURSAR'S OFFICE As an integral part of the One Stop Student Financial and Registrar Services Office, the Bursar's Office is

More information

Money Matters Lawrence University Parent Orientation

Money Matters Lawrence University Parent Orientation Money Matters Lawrence University Parent Orientation Student Employment Student must complete I 9, W 4, & Student Account Authorization Forms available in Payroll Office (Brokaw Hall) Must have appropriate

More information

TD Cash SM Secured Important Credit Card Terms and Conditions

TD Cash SM Secured Important Credit Card Terms and Conditions TD Cash SM Secured Important Credit Card Terms and Conditions Rates, fees, and other important costs of the TD Cash Secured Credit Card are disclosed below. Additional fees and account terms are described

More information

TD Business Solutions Important Credit Card Terms and Conditions. Interest Rates and Interest Charges. Annual Percentage Rate (APR) for Purchases:

TD Business Solutions Important Credit Card Terms and Conditions. Interest Rates and Interest Charges. Annual Percentage Rate (APR) for Purchases: TD Business Solutions Important Credit Card Terms and Conditions Rates, fees, and other important costs of the TD Business Solutions Credit Card are disclosed below. Additional fees and account terms are

More information

MORE REWARDS PROGRAM TERMS AND CONDITIONS

MORE REWARDS PROGRAM TERMS AND CONDITIONS MORE REWARDS PROGRAM TERMS AND CONDITIONS 1. The More Rewards customer loyalty program ( More Rewards ) is administered by the Overwaitea Food Group Limited Partnership ( OFG ). The More Rewards name and

More information

The Office of Student Accounts. We re here to help!

The Office of Student Accounts. We re here to help! The Office of Student Accounts We re here to help! 2014-2015 Total Undergraduate Direct Cost In State Fall 14 Spring 15 Year Tuition $ 5,281.05 $ 5,281.05 $ 10,562.10 Fees $ 2,231.05 $ 2,231.05* $ 4,462.10

More information

Special Terms and Conditions Debit Mastercard Personal Card

Special Terms and Conditions Debit Mastercard Personal Card www.danskebank.co.uk Special Terms and Conditions Debit Mastercard Personal Card Ef fective from 13 January 2018 Special Terms and Conditions - Debit Mastercard Personal Card These Special Terms and Conditions

More information

ANZ COMMERCIAL CARD TERMS AND CONDITIONS

ANZ COMMERCIAL CARD TERMS AND CONDITIONS ANZ COMMERCIAL CARD TERMS AND CONDITIONS 20.07.2016 ANZ CORPORATE CARD ANZ VISA PURCHASING CARD ANZ BUSINESS ONE Containing Terms and Conditions for: Facility Terms and Conditions Electronic Banking Conditions

More information

WTS Travel Roam Rewards Loyalty Programme Terms & Conditions

WTS Travel Roam Rewards Loyalty Programme Terms & Conditions WTS Travel Roam Rewards Loyalty Programme Terms & Conditions Effective Date: 13 September 2018. The following supersedes all prior Terms & Conditions. By participating or continuing to participate after

More information

Residence Meal Plan Schedule D

Residence Meal Plan Schedule D 2013-14 Residence Meal Plan Schedule D UNIVERSITY FOOD SERVICES (UFS) 1.1 Mandatory Residence Meal Plan Students who reside in Dormitory bedrooms (excluding apartments) are automatically placed on a Residence

More information

You acknowledge and agree that the amount available for Card use is limited to the amount available in your Reimbursement Account(s).

You acknowledge and agree that the amount available for Card use is limited to the amount available in your Reimbursement Account(s). Cardholder Agreement IMPORTANT PLEASE READ CAREFULLY My Use-of-Card Promises For each benefits account such as a flexible spending account (FSA), health reimbursement arrangement (HRA), dependent care

More information

AP 571 PURCHASING CARD COMMERCIAL CREDIT CARD PROGRAM

AP 571 PURCHASING CARD COMMERCIAL CREDIT CARD PROGRAM AP 571 PURCHASING CARD COMMERCIAL CREDIT CARD PROGRAM BACKGROUND This procedure is for the use and control of purchasing cards (a commercial credit card) for the purpose of obtaining goods and services

More information

Suits Me Account Terms & Conditions. 4. How can I apply for the Suits Me account?

Suits Me Account Terms & Conditions. 4. How can I apply for the Suits Me account? You agree to honour all transactions carried out by any additional cardholder and that you will be responsible for the use of the additional card and for any applicable fees and charges the additional

More information

Rewards Terms & Conditions Copy. Commerce Bank Rewards

Rewards Terms & Conditions Copy. Commerce Bank Rewards Rewards Terms & Conditions Copy Commerce Bank Rewards INTRODUCTION These Terms and Conditions are provided to Accountholders ( You or Your ) by Commerce Bank ( Commerce ) solely for the purpose of promoting

More information

Special Terms and Conditions Debit MasterCard Personal Card

Special Terms and Conditions Debit MasterCard Personal Card www.danskebank.co.uk Special Terms and Conditions Debit MasterCard Personal Card Ef fective from 1 August 2017 Special Terms and Condit ions - Debit MasterCard Personal Card These Special Terms and Conditions

More information

Purchasing Card Program

Purchasing Card Program University Of North Alabama Purchasing Card Program User Guidelines University of North Alabama Procurement Department Created: March 2008 University of North Alabama Purchasing Card Program 1 Table of

More information

BERKELEY COUNTY FILE: DM

BERKELEY COUNTY FILE: DM 1 BERKELEY COUNTY FILE: DM 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 CORPORATE PURCHASING CARD PROGRAM I. Authority

More information

You are also acknowledging receipt of the following information and agree that: You will check your regularly for Notices from The Bank.

You are also acknowledging receipt of the following information and agree that: You will check your  regularly for Notices from The Bank. Retail Internet Banking Terms and Conditions Internet Banking Terms and Conditions Agreement By selecting the "I Accept" button, you are (1) acknowledging your receipt of the information listed, (2) agreeing

More information

personal credit cards terms and conditions

personal credit cards terms and conditions personal credit cards terms and conditions a. 1. 1.1 1.2 entering into this agreement Our agreement with you Our agreement with you is set out in this document and in the Personal Credit Card Agreement,

More information

Purchasing Card Policy and Procedure Manual

Purchasing Card Policy and Procedure Manual Policy and Procedure Manual FIN & PLANNING Table of contents.1 Introduction.3.2 Reason for Policies and Procedures...3.3 Who Needs to Know the Policies and procedures..3.4 Definitions...3.5 Contact Information...4.6

More information

Purchasing Card (PCard) Guidelines

Purchasing Card (PCard) Guidelines Purchasing Card (PCard) Guidelines New Program Effective 7.1.13 Version 10.12.15 TABLE OF CONTENTS GENERAL INFORMATION: THE PCARD PROGRAM SUMMARIZED... 2 PCARD PROGRAM ROLES AND RESPONSIBILITIES AT STEVENS...

More information

Residential Student Financial Check-In

Residential Student Financial Check-In Residential Student Financial Check-In From the Liberty University home page: www.liberty.edu Select Sign In Student Login Student Login 1. Enter your username and password 2. Select Sign In Student Login

More information

Cash Rewards Program Rules and Conditions

Cash Rewards Program Rules and Conditions Cash Rewards Program Rules and Conditions Effective October 2, 2017 General 1. The Cash Rewards program is provided by Synovus Bank ( Issuer ), the card issuer for the Synovus Cash Rewards Visa Credit

More information

ELECTRONIC FUND TRANSFERS AGREEMENT AND DISCLOSURE

ELECTRONIC FUND TRANSFERS AGREEMENT AND DISCLOSURE ELECTRONIC FUND TRANSFERS AGREEMENT AND DISCLOSURE This Electronic Fund Transfers Agreement and Disclosure is the contract which covers your and our rights and responsibilities concerning the electronic

More information

TRAVEL CARD PROGRAM POLICY AND PROCEDURES. West Chester University

TRAVEL CARD PROGRAM POLICY AND PROCEDURES. West Chester University TRAVEL CARD PROGRAM POLICY AND PROCEDURES West Chester University 201 Carter Drive, Suite 200 West Chester, PA 19383 PURPOSE To establish a methodology for use and define the limits of the West Chester

More information

CARDHOLDER AGREEMENT IMPORTANT PLEASE READ CAREFULLY

CARDHOLDER AGREEMENT IMPORTANT PLEASE READ CAREFULLY CARDHOLDER AGREEMENT IMPORTANT PLEASE READ CAREFULLY Terms and Conditions/Definitions for the Boss Revolution Prepaid Visa Card (Instant Use) This Cardholder Agreement ( Agreement ) outlines the terms

More information

Xcel Energy reserves the right to modify or discontinue any or all services or features of ebill and

Xcel Energy reserves the right to modify or discontinue any or all services or features of ebill and 1. Introduction XCEL ENERGYS ebill AND ebill PAYMENT TERMS OF USE CAREFULLY READ ALL OF THESE TERMS OF USE BEFORE PROCEEDING. IF YOU DO NOT ACCEPT SUCH TERMS AND INDICATE YOUR ACCEPTANCE BELOW, THEN YOU

More information

UNCA Asheville Travel Purchasing Card (T-Card) Manual. Revised , V2

UNCA Asheville Travel Purchasing Card (T-Card) Manual. Revised , V2 UNCA Asheville Travel Purchasing Card (T-Card) Manual Revised 6.8.15, V2 Table of Contents Introduction Page Welcome to the UNC Asheville Procurement Card Program 3 Benefits to the Cardholder 3 Benefits

More information

HSBC Visa Credit Card User Guide

HSBC Visa Credit Card User Guide HSBC Visa Credit Card User Guide Welcome to the world full of privileges for HSBC Visa Credit Cardholders. You are about to discover the exclusive privileges brought to you by HSBC Credit Cards. You ll

More information

PURCHASING CARD POLICY & PROCEDURES HANDBOOK

PURCHASING CARD POLICY & PROCEDURES HANDBOOK PURCHASING CARD POLICY & PROCEDURES HANDBOOK TABLE OF CONTENTS 1. Introduction 2. Card Procedures a. How to Obtain a Card b. How to Cancel a Card c. Card Renewal d. How to Report a Lost or Stolen Card

More information

NDSU P U R C H A S I N G C A R D T R A I N I N G

NDSU P U R C H A S I N G C A R D T R A I N I N G NDSU P U R C H A S I N G C A R D T R A I N I N G Introduction 2 North Dakota State University (NDSU) Purchasing Card Program has been established to provide a convenient means with which to make purchases.

More information

The legal stuff. President s Choice Financial Mastercard Cardholder Agreement. Certificate of insurance for purchase assurance and extended warranty

The legal stuff. President s Choice Financial Mastercard Cardholder Agreement. Certificate of insurance for purchase assurance and extended warranty The legal stuff. President s Choice Financial Mastercard Cardholder Agreement Certificate of insurance for purchase assurance and extended warranty Cardholder Agreement Pages 3 23 President s Choice Financial

More information

Racing Rewards Program Terms & Conditions

Racing Rewards Program Terms & Conditions Important information for Members about the Racing Rewards Program Effective Date: 1 July 2017 Newcastle Jockey Club is pleased to introduce the Racing Rewards Program for the 2017/18 season which will

More information

Welcome to SOAR STUDENT ORIENTATION ADVISING & REGISTRATION

Welcome to SOAR STUDENT ORIENTATION ADVISING & REGISTRATION Welcome to STUDENT ORIENTATION ADVISING & REGISTRATION Tuition Billing and Financing Your Education Presented by: Marc Maniatis Associate Vice President for Student Financial and Registrar Services Welcome

More information

Engage Current Account Terms & Conditions

Engage Current Account Terms & Conditions Before we can open an account for you and issue you a card we may require evidence of your identity and residential address and we may also need to carry out checks on you electronically. 5. How do I get

More information

E-Services Agreement and Disclosure Statement Bill Pay, MSEFCU Mobile App, Mobile Deposit

E-Services Agreement and Disclosure Statement Bill Pay, MSEFCU Mobile App, Mobile Deposit E-Services Agreement and Disclosure Statement cu@home, Bill Pay, MSEFCU Mobile App, Mobile Deposit Merced School Employees Federal Credit Union This Agreement establishes the rules that cover your electronic

More information

ELECTRONIC FUND TRANSFERS AGREEMENT AND DISCLOSURE

ELECTRONIC FUND TRANSFERS AGREEMENT AND DISCLOSURE ELECTRONIC FUND TRANSFERS AGREEMENT AND DISCLOSURE This Electronic Fund Transfers Agreement and Disclosure is the contract which covers your and our rights and responsibilities concerning the electronic

More information

cardholder USER GUIDE Travel

cardholder USER GUIDE Travel cardholder Travel Table of Contents Published by: J.P. Morgan 2008 JPMorgan Chase & Co. All rights reserved. PaymentNet is a registered trademark of JPMorgan Chase & Co., registered in the United States.

More information

AMPLIFY CREDIT CARD. Business Conditions of Use.

AMPLIFY CREDIT CARD. Business Conditions of Use. AMPLIFY BUSINESS CREDIT CARD Business Conditions of Use. Effective Date: 30 May 2018 Your Credit Contract includes this Conditions of Use brochure, the letter which advises both your credit limit and other

More information

Customer Access Agreement

Customer Access Agreement First National Bank of Kemp 100 South State Highway 274 PO BOX 587 Kemp, TX 75143 (903) 498-8541 https://www.fnbkemp.com Customer Access Agreement You agree that any information or disclosures or notices

More information

Vanderbilt One Card Policy

Vanderbilt One Card Policy Vanderbilt One Card Policy Date Effective October 2018 Responsible Administrator: Responsible Office: Policy Contact: Vice Chancellor for Finance and Chief Financial Officer Controller s Office / Purchasing

More information

Old Main 104. Business Office am-5pm. Cashier window- 9am 4pm NEW STUDENT ORIENTATION

Old Main 104. Business Office am-5pm. Cashier window- 9am 4pm NEW STUDENT ORIENTATION Old Main 104 Business Office bo@wtamu.edu 806.651.2080 8am-5pm Cashier window- 9am 4pm West Texas A&M University does not mail billing statements. Where can I find my bill? To view bill, student must:

More information

Visa Platinum Credit Card (With City National Rewards ) PRICING INFORMATION (As of March 1, 2018)

Visa Platinum Credit Card (With City National Rewards ) PRICING INFORMATION (As of March 1, 2018) Interest Rates and Interest Charges Annual Percentage Rate (APR) for Purchases Visa Platinum Credit Card (With City National Rewards ) PRICING INFORMATION (As of March 1, 2018) 16.00% to 18.00% This APR

More information

City of Burleson, Texas PROCUREMENT CARD POLICY

City of Burleson, Texas PROCUREMENT CARD POLICY City of Burleson, Texas PROCUREMENT CARD POLICY June 15, 2009 PROCUREMENT CARD POLICY AND PROCEDURES TABLE OF CONTENTS SECTION HEADING PAGE NO. 1. Purpose 3 2. Scope 3 3. Policy 3 4. Definitions 3 5. Responsibilities

More information

$89 (waived for the first year)

$89 (waived for the first year) TD First Class SM Visa Signature Card Important Credit Card Terms and Conditions Rates, fees, and other important costs of the TD First Class SM Visa Signature Credit Card are disclosed below. Additional

More information

Bloomsburg University of Pennsylvania PA State System of Higher Education Purchasing Card Program Procedures

Bloomsburg University of Pennsylvania PA State System of Higher Education Purchasing Card Program Procedures Bloomsburg University of Pennsylvania PA State System of Higher Education Purchasing Card Program Procedures A. General Overview The Bloomsburg University purchasing card is an internationally accepted

More information

NBT Online Banker Terms and Conditions

NBT Online Banker Terms and Conditions These NBT Online Banker ( ) set forth the terms and conditions that will apply to you as a user of NBT Online Banker and Personal Financial Manager ( SYSTEM ). By use of NBT Online Banker and Personal

More information

TD Cash SM Important Credit Card Terms and Conditions. Internal. Interest Rates and Interest Charges. Annual Percentage Rate (APR) for Purchases:

TD Cash SM Important Credit Card Terms and Conditions. Internal. Interest Rates and Interest Charges. Annual Percentage Rate (APR) for Purchases: TD Cash SM Important Credit Card Terms and Conditions Rates, fees, and other important costs of the TD Cash Credit Card are disclosed below. Additional fees and account terms are described in the TD Cash

More information

VOICE Credit Card Rewards Terms and Conditions

VOICE Credit Card Rewards Terms and Conditions VOICE Credit Card Rewards Terms and Conditions Contents IMPORTANT NOTICE... 2 PROGRAM DESCRIPTION... 2 ELIGIBILITY... 2 EARNING POINTS... 2 RESTRICTIONS ON POINT EARNING... 3 POINT EXPIRATION, LOSS OF

More information

U.S. BANK FOCUS CARD. Frequently Asked Questions. The Focus Card. What is the Focus Card? How does the Focus Card work?

U.S. BANK FOCUS CARD. Frequently Asked Questions. The Focus Card. What is the Focus Card? How does the Focus Card work? Frequently Asked Questions What is the Focus Card? The Focus Card is a reloadable, prepaid debit card issued by U.S. Bank. It provides an electronic option for receiving your pay. It is not a credit card,

More information

Purchasing Card Cardholder Training

Purchasing Card Cardholder Training Purchasing Card Cardholder Training What is the Purchasing Card Program? How does it work? What are the appropriate and inappropriate uses of the system and the consequences of misuse? What are my responsibilities?

More information

Tulane Purchasing Card Policies and Procedures

Tulane Purchasing Card Policies and Procedures Tulane Purchasing Card Policies and Procedures I. Purpose The Purchasing Card program was established to provide a more efficient and cost-effective method for purchasing and paying for small dollar transactions,

More information

Amazon Rewards Program Agreement

Amazon Rewards Program Agreement Last modified: October 20, 2018 1. Important information about the program and this agreement Your Amazon Business American Express Card / Amazon Business Prime American Express Card account is issued

More information

Internet Banking Agreement Muenster State Bank

Internet Banking Agreement Muenster State Bank Internet Banking Agreement Muenster State Bank This Internet Banking Agreement (this "Agreement") states the terms and conditions for Internet Banking offered by Muenster State Bank (the "Bank"). When

More information

Union Savings Bank Electronic Communications Disclosure

Union Savings Bank Electronic Communications Disclosure Union Savings Bank Electronic Communications Disclosure Before opening your Union Savings Bank account or enrolling in a Service, you must review and accept the Bank's Electronic Communications Disclosure

More information

Online Banking Agreement and Disclosure

Online Banking Agreement and Disclosure Online Banking Agreement and Disclosure This Online Banking Agreement and Disclosure ("Agreement") describes your rights and obligations as a user of the Online Banking service or the Bill Payment service

More information

Subject: Protecting cardholder data in support of the Payment Card Industry (PCI) Data Security Standards

Subject: Protecting cardholder data in support of the Payment Card Industry (PCI) Data Security Standards University Policy: Cardholder Data Security Policy Category: Financial Services Subject: Protecting cardholder data in support of the Payment Card Industry (PCI) Data Security Standards Office Responsible

More information

VISA RELOADABLE PREPAID CARD TERMS AND CONDITIONS

VISA RELOADABLE PREPAID CARD TERMS AND CONDITIONS VISA RELOADABLE PREPAID CARD TERMS AND CONDITIONS Agreement means these Visa Prepaid Card Terms and Conditions. We, us, and our refer to S.C. State Federal Credit Union. (State Credit Union, SCU and S.C.

More information

HOW THE MONEY WORKS.

HOW THE MONEY WORKS. HOW THE MONEY WORKS http://www.montclair.edu/studentaccounts What is the Responsibility of the Office of Student Accounts? We serve our students, families and the University Community We calculate and

More information