All Credit Reports - All Pages Including Disclosure Credit Inquries Letter and Credit LOE(s) Deposit Explanation Letter(s) Mortgage Statement(s)

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1 Borrower(s): Loan Officer: Processor: Investor: Interest Rate: Loan Amount: Broker / Correspondent Conventional / FHA / VA / Jumbo / Reverse Other: Purchase / Refinance Fixed - 30yr, 20yr, 15yr, 10yr Arm - 10/1, 7/1, 5/1, 3/1 LTV/CLTV: Borrower Paid / Lender Paid Closing Date: Origination/Processing Documents Initial Approval Final CTC Approval Copy of LE (Regardless if Broker or Core - Need Proof of Delivery) All COC & Corrected LE (LE to Match Each COC) Initial CD (Proof of Delivery) Initial 1003 (Signed & Dated by LO & Borrower) Final Transmittal (1008) List of Services Providers - Can Shop For Home Ownership Counseling List (Current Address MUST Be Used) Final AUS Findings - LP/DU (Core ONLY Files) Initial AUS Findings - LP/DU (Broker ONLY Files) Final Rate Lock (Extension(s)) Title (Invoice, CPL, Loan Commitment - Schedule A,B,C) Homeowners Insurance Payoff(s) Proof of ID (Driver's License, State ID, Passport, etc...) Invoices (Credit, Appraisal, Survey, VO's, etc) Appraisal & Final (If Applicable) (Save Color Original in Caylx) Appraisal Delivery SSR/UCDP (Conventional & USDA Only) EAD (FHA Only) Purchase Agreement/Addendums (Extension(s), etc...) Sales Contract of Existing Home & CD from Sale Lease(s) Bankruptcy Papers ( Showing Client Received Within 3 Days of Company Receipt) Credit All Credit Reports - All Pages Including Disclosure Credit Inquries Letter and Credit LOE(s) VOM(s) VOR(s) Income Pay Stubs W2(s) Signed Tax Return(s), P&L, Financials VOE/VOI(s) Assets Bank Statements (All Pages) VOD(s) Deposit Explanation Letter(s) Gift Letter and Backup Documentation EMD Verification Documentation Enhanced Documents Electronic Sig. Authenticity Cert. (Ex. Docusign) Letters of Explanation (Underwriting Required) Condo Questionaire Business License(s) Mortgage Statement(s) Lender/Investor Specific Forms Divorce Decree Flood Insurance (If Applicable) Survey (If applicable) Pest Inspection (If Applicable)

2 Disclosures Notice of Intent to Proceed (LE) Borrowers Certification & Authorization Patriot Act Disclosure 4506-T Credit Score Disclosures (For All Borrowers - Last Pages of Credit Report) Disclosure Notices Equal Credit Opportunity Act Flood Disaster Act Facts - Personal Information Acknowledgement - Receipt of Hm. Counseling (Copy of Housing Counselors Near You) Consent to Receive ed Docs Kaye - General Disclosure Tool Kit Disclosure Anti-Steering Disclosure (Only Use If Broker Loan - Use Lender Form) Receipt of CHARM Booklet (ARMS ONLY) Check ARM Box on Kaye General Disclosure (ARMS ONLY) Initial ARM Disclosure Statement (ARMS ONLY) Receipt of HELOC Brochure (If Applicable)

3 FHA FHA - HUD Addendum to Residential Loan Application (92900-A - 4 pages) FHA - Notice to Homeowner Regarding Assumption FHA - Informed Consumer Choice Disclosure FHA - Important Notice to Homebuyers (92900-B - 2 pages) FHA - SSA Form (All Borrowers) FHA Purchase FHA - Amendatory Clause / RE Cert (Purchase Only) FHA - Get A Home Inspection (Purchase Only) FHA - HUD Appraised Value (Purchase Only) FHA - Identity of Interest (Purchase Only) REVERSE FHA (HECM) Initial and Final FNMA 1009 (Loan Application for HECM's) Proof HUD Approved Counseling was Completed Prior to Application Mortgagor and Non-borrowing Spouse Certification (ML ) Evidence of Borrower and Non-borrowing Spouse SS and Age 1st Note and 1st Security Instrument and All Riders Evidence of Calculations for Life Expectancy Set Aside (ML and ) REVERSE Refinance (HECM to HECM) Home Equity Conversion Mortgage Anti-Churning Disclosure (HUD-92901)

4 Florida Disclosure of Conflicting Interests Florida Mortgage Broker Agreement Marital Rights Sellers Disclosures w/pa (Purchase Only) California CA - Fair Lending Notice CA - Float/Lock Agreement CA - Addendum to Loan Estimate CA - Mortgage Loan Disclosure Statement CA - Advanced Fee Agreement CA - Notice to the Home Loan Applicant CA - Married Applicant Disclosure (If Applicable)

5 Closing Package Final CD's (Both Buyer & Seller CD) Note/Allonge Mortgage & Riders POA If Applicable) Deed (If Applicable) Closing Instructions and Funding Conditions Notice of Servicing Transfer Tax Certification Short Form Policy Final 1003 (and Addendums if FHA or VA - MUST BE SIGNED AND DATED BY LO & BORROWER) Itemization of Amount Financed Amortization Schedule Right to Cancel W-9 Section 32 Worksheet (If Applicable) Miscellaneous items in Settlement Package