WORKPLACE BANKING. WELCOME TO Belcan & PNC WorkPlace Banking

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1 WELCOME TO Belcan & PNC WorkPlace Banking

2 Make Another Rewarding Change PNC WorkPlace Banking PNC Bank and Belcan Company working together Exclusive financial benefits and rewards available to employees of your company Access to a full range of PNC services Helps you achieve financial wellness, whatever stage of life you re in Special offers and enhanced benefits available to employees Several ATMs and PNC branch locations near your offices 2

3 PNC WorkPlace Banking Benefits Special offers just for PNC WorkPlace Banking customers: Home Lending Get $300 when you open a new PNC Mortgage. 2 PNC Credit Cards Get $100 credited to your eligible PNC checking account when you open a new PNC Core Visa Credit Card, PNC points Visa Credit Card, or PNC Cash Rewards Visa Credit Card and meet minimum spend requirement. 3

4 Earn up to $300 5 when you open and use a new PNC checking account. Learn more about the benefits of PNC WorkPlace Banking by talking to your company s WorkPlace Banker or visiting pnc.com/wpbanking. THIS SPECIAL OFFER ENDS MARCH 31, 2018!

5 PNC WorkPlace Banking Benefits Get rewarded for spreading the word about PNC WorkPlace Banking! Refer a Co-Worker Program Refer up to 10 co-workers to PNC WorkPlace Banking and receive up to $1,000 annually. 1 The referrer gets $100 for each new customer they refer that meets the new account requirements. Pick up Refer a Co-Worker coupons when PNC is onsite, at your local PNC branch, or online at pnc.com/referacoworker Complete the form, give to a co-worker, they meet the new account requirements, and you collect your reward!

6 Disclaimers 1 Visit pnc.com/referacoworker for additional details. 2 To qualify for the $300 mortgage account reward, the PNC WorkPlace Banking customer must have an eligible PNC WorkPlace Banking Performance, Performance Select Checking account, Virtual Wallet with Performance Spend or Virtual Wallet with Performance Select and must establish a qualifying, automatic mortgage payment that must occur within 180 days following the mortgage application. A qualifying, automatic mortgage payment is defined as a recurring PNC Mortgage loan payment electronically deducted from an eligible PNC WorkPlace Banking account. This includes recurring payments set up via Online Bill Pay. Mortgage payments initiated from a PNC checking account via online transfers do not qualify as automatic payments. PNC WorkPlace Banking checking account must remain open in order for you to receive the $300 reward, which will be credited to the eligible checking account within 90 days after conditions have been met and will be identified as CREDITS WORKPLACE MORTG on your monthly checking account statement. $300 reward may be subject to tax reporting. Limit one mortgage premium per PNC WorkPlace Banking checking account. If multiple mortgage accounts are opened with the same signer (or signers), only one account will be eligible for the cash offer. For this offer, signing authority will be defined by the customer name(s) and Social Security number(s) registered on the account. PNC is a registered service mark of The PNC Financial Services Group, Inc. ( PNC ). All loans are provided by PNC Bank, National Association and are subject to credit approval and property appraisal. Terms and conditions of this offer subject to change without notice. 3 To receive the $100, at the time of credit card application, the PNC WorkPlace Banking customer must have an eligible PNC WorkPlace Banking Performance Checking account, Performance Select Checking account, Virtual Wallet with Performance Spend or Virtual Wallet with Performance Select, open a new PNC Core, PNC points or PNC Cash Rewards credit card and make at least $1,000 in purchases within the first 90 days following credit card account opening. The $100 will be in the form of a credit to the eligible checking account provided within 90 days following the purchase that enabled you to meet the $1,000 minimum requirement. The $100 credit will be identified as CREDITS WORKPLACE CRCARD on your monthly checking account statement. The $100 credit may be subject to tax reporting. Limit one $100 credit per PNC WorkPlace Banking checking account. If multiple credit cards are opened with the same primary borrower, only one credit card account will be eligible for the $100 offer. As used in this offer, the term purchases has the same meaning as in the PNC points Program reward terms and conditions, PNC Cash Rewards Program reward terms and conditions, or qualifies as a purchase under the account terms for PNC Core. That means that, in general, as used in this offer, purchases does not mean all transactions you may make with your credit card account. Some limited transactions, such as cash advance transactions, (including the purchase of cash equivalent products and balance transfers), are excluded. For details about excluded transactions, please see the complete reward program terms and conditions available on pnc.com/creditcards. PNC Bank, National Association ( PNC Bank ), is the issuer of the credit cards referenced in this offer. Obtaining a PNC Bank credit card account is subject to credit approval. For details on reward programs, please refer to the applicable reward terms and conditions, which are available at pnc.com/creditcards. This offer may be modified or discontinued at any time and without notice. Must apply for the credit card at the branch or through a PNC WorkPlace Banker. PNC points and PNC Core are registered marks, and PNC Cash Rewards is service mark, of The PNC Financial Services Group, Inc. Visa is a registered trademark of Visa International Service Association and used under license. 4 A supported mobile device is needed to use Mobile Banking. Standard message and data rates may apply. 5 You may earn a $200 reward if you open a new Virtual Wallet with Performance Spend or Performance Checking. You may earn a $300 reward if you open a new Virtual Wallet with Performance Select, or Performance Select Checking. You will only be considered for one reward amount, which is based on the product type you open. To qualify for the reward, the new checking account must be opened with a valid PNC WorkPlace Banking company code between 10/01/2017 and 12/31/2017 and the following conditions must be met within the first 60 days: (a) qualifying direct deposit(s) must be received and (b) 10 qualifying purchases must be made using the PNC Bank Visa Debit Card associated with the newly opened account. Your checking account must remain open in order for you to receive the reward, which will be credited to the eligible account within 60 days after all conditions have been met and will be identified as CREDITS WORKPLACE REWARD on your monthly statement. A qualifying direct deposit is defined as a recurring direct deposit of a paycheck, pension, Social Security or other regular monthly income electronically deposited by an employer or an outside agency into a Performance or Performance Select Checking Account, or the Spend Account of a Virtual Wallet with Performance Spend or Virtual Wallet with Performance Select. The total amount of all qualifying direct deposits credited to your checking account must be at least $1,000 for Virtual Wallet with Performance Spend or Performance Checking or $5,000 for Virtual Wallet with Performance Select or Performance Select Checking. Credit card cash advance transfers, transfers from one account to another or deposits made at a branch or ATM do not qualify as qualifying direct deposits. A qualifying debit card purchase is defined as any debit card purchase made at point of sale using your signature or PIN, or a purchase made electronically or online using your debit card number, including recurring payments. New account will not be eligible for offer if any signer has signing authority on an existing PNC Bank consumer checking account or has closed an account within the past 90 days, or has been paid a promotional premium in the past 12 months. If multiple accounts are opened with the same signers, only one account will be eligible for the premium. For this offer, signing authority will be defined by the customer name(s) and Social Security number(s) registered on the account. Offer only available to residents of: AL, DC, DE, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NY, OH, PA, SC, VA, WI and WV. Offer may be extended, modified or discontinued at any time and may vary by market. The value of the reward may be reported on Internal Revenue Service (IRS) Form 1099, and may be considered taxable income to you. Please consult your tax advisor regarding your specific situation. Visa is a registered trademark of Visa International Service Association and used under license The PNC Financial Services Group, Inc. All rights reserved. Bank deposit products and services provided by PNC Bank, National Association. Member FDIC

7 Contact Info Robin Bruce Phone (301)

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