Lowest rate reflects our relationship discount, which takes.25% off your vehicle loan if you have the following:

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1 CONSUMER LOANS Rates effective as of October 17, 2016 and may change at any time. Lowest rate reflects our relationship discount, which takes.25% off your vehicle loan if you have the following: *10% Down *Auto Payment AND 3 of the following products & services with UNI Credit Union: *Gap/Warranty Coverage, Credit Life/Credit Disability, estatements, MasterCard, Active Share Draft Account, 5+ years of membership at UNI Credit Union NEW AUTOS AND TRUCKS models with 20,000 miles or less 100% of NADA Retail (RTL) With 10% down and Auto Pay Up to 60 Months 2.29%* 1.79%* 61 to 72 Months (Value of vehicle must exceed $20,000 for 72 Month loan) 2.79%* 2.29%* *For $20,000 vehicle 90% RTL amortized for 60 months and a 1.79% APR, the monthly payment will be $ *For $25,000 vehicle 90% RTL amortized for 72 months and a 2.29% APR, the monthly payment will be $ USED AUTOS AND TRUCKS models with 20,000 miles or more 100% of NADA Retail (RTL) With 10% down and Auto Pay Up to 60 Months 2.54%* 2.04%* 61 to 66 Months 2.74%* 2.24%* *For $15,000 vehicle 90% RTL amortized for 60 months and a 2.04% APR, the monthly payment will be $ *For $15,000 vehicle 90% RTL amortized for 66 months and a 2.24% APR, the monthly payment will be $

2 % of NADA Retail (RTL) With 10% down and Auto Pay Up to 48 Months 3.74%* 3.24%* 49 to 60 Months 3.99%* 3.49%* *For $10,000 vehicle 100% RTL amortized for 48 months and a 3.24% APR, the monthly payment will be $ *For $10,000 vehicle 90% RTL amortized for 60 months and a 3.49% APR, the monthly payment will be $ % of NADA Retail (RTL) Relationship Pricing Rate Up to 48 Months 5.49%* 4.99%* *For $8,000 vehicle 80% RTL amortized for 48 months and a 4.99% APR, the monthly payment will be $ NEW MOTORCYCLE 2015 or Newer 90% of NADA Retail (RTL) Up to 60 Months 3.29%* 3.04%* 61 to 72 Months (Value of motorcycle must exceed $20,000 for 72 Month loan) 4.04%* 3.79%* *For $15,000 vehicle 90% RTL amortized for 60 months and a 3.04% APR, the monthly payment will be $ *For $22,000 vehicle 90% RTL amortized for 72 months and a 3.79% APR, the monthly payment will be $ USED MOTORCYCLE % of NADA Retail (RTL) Up to 48 Months 4.24%* 3.99%* 49 to 60 Months 4.74%* 4.49%*

3 *For $8,000 vehicle 90% RTL amortized for 48 months and a 3.99% APR, the monthly payment will be $ *For $8,000 vehicle 90% RTL amortized for 60 months and a 4.49% APR, the monthly payment will be $ % of NADA Retail (RTL) Up to 48 Months 7.24%* 6.99%* *For $5,000 vehicle 80% RTL amortized for 48 months and a 6.99% APR, the monthly payment will be $ CLASSIC AUTOMOBILE 90% of Acceptable Appraisal or Low Value in the NADA Book Up to 48 Months 7.24%* 6.99%* *For $5,000 vehicle 90% APPRAISED amortized for 48 months and a 6.99% APR, the monthly payment will be $ NEW & USED BOATS AND TRAVEL TRAILERS NEW 90% of NADA Retail (RTL) Up to 48 Months 6.50%* 6.25%* 49 to 60 Months 7.00%* 6.75%* *For $5,000 vehicle 90% value amortized for 48 months and a 6.25% APR, the monthly payment will be $ *For $10,000 vehicle 90% value amortized for 60 months and a 6.75% APR, the monthly payment will be $ USED 80% of NADA Retail (RTL) Up to 48 Months 9.50%* 9.25%* *For $5,000 80% amortized for 48 months and a 9.25% APR, the monthly payment will be $

4 NEW NEW & USED MOTOR HOMES (RVs) 80% of NADA Retail (RTL) Up to 84 Months 4.80%* 4.55%* Up to 120 Months Amount > $25, %* 4.80%* *For $25,000 RV 80% RTL amortized for 84 months and a 4.55% APR, the monthly payment will be $ *For $25,000 RV 80% amortized for 120 months and a 4.80% APR, the monthly payment will be $ USED 80% of NADA Retail (RTL) Up to 72 Months 5 Years Older 6.25%* 6.00%* Up to 84 Months 3 4 Years Old 5.75%* 5.50%* Up to 96 Months 1-2 years Old 5.50 %* 5.25%* *For $15,000 RV 80% RTL amortized for 72 months and a 6.00% APR, the monthly payment will be $ *For $15,000 RV 80% RTL amortized for 96 months and a 5.25% APR, the monthly payment will be $ NEW NEW & USED MOBILE HOMES 80% Appraised Value Up to 60 Months 11.25%* 11.00%* Up to 120 Months 13.75%* 13.50%* *For $25,000 80% Appraisal amortized for 60 months and an 11.00% APR, the monthly payment will be $ *For $25,000 80% Appraisal amortized for 120 months and a 13.50% APR, the monthly payment will be $ USED 75% Appraised Value Up to 60 Months 11.25%* 11.00%* 61 to 84 Months 12.25%* 12.00%*

5 *For $5,000 75% RTL amortized for 60 months and an 11.00% APR, the monthly payment will be $ *For $5,000 75% RTL amortized for 84 months and a 12.00% APR, the monthly payment will be $ Payments do not include amounts for taxes and insurance premiums, if applicable, and the actual payment obligation will be greater. TITLED VEHICLES 2007 & OLDER 80% of NADA Retail 80% of NADA Retail (RTL) Up to 24 Months 8.75%* 8.50%* 25 to 36 Months 9.75%* 9.50%* 10+ year old vehicles still require full coverage physical inspection required. *For $5,000 80% RTL amortized for 24 months and an 8.50% APR, the monthly payment will be $ *For $5,000 80% RTL amortized for 36 months and a 9.50% APR, the monthly payment will be $ CONSUMER GOODS NEW 100% Value 100% Value Up to 36 Months 7.00%* 6.75%* 37 to 48 Months 8.00%* 7.75%* Includes fold-down & pick-up campers, garden tractors, off-road motorcycles, mopeds, scooters, ATV s, computers, household goods, appliances, and snowmobiles. *For $5, % value amortized for 36 months and a 6.75% APR, the monthly payment will be $ *For $5, % value amortized for 48 months and a 7.75% APR, the monthly payment will be $ OLD 80% Value 80% Value Up to 24 Months 8.50%* 8.25%* 25 to 36 Months 9.50%* 9.25%* *For $4,000 80% value amortized for 24 months and an 8.25% APR, the monthly payment will be $ *For $4,000 80% value amortized for 36 months and a 9.25% APR, the monthly payment will be $

6 UNSECURED Up to 12 Months 5.75%* 5.50%* Months 6.75%* 6.50%* Months 8.25%* 8.00%* *For $2,000 amortized for 12 months and a 5.50% APR, the monthly payment will be $ *For $5,000 amortized for 36 months and an 8.00% APR, the monthly payment will be $ SHARE/SHARE CERTIFICATE SECURED Share Up to 60 Months 2%* Above Current Rate Share Certificate Maturity at Term 2%* Above Current Rate Fixed APR *APR = Annual Percentage Rate. Rate may vary based on credit score, type of loan and term, and is subject to change. Must be or become UNI Credit Union member to obtain loan. All loans subject to approval and based on credit.