NEDBANK KE YONA FEES EFFECTIVE 1 JANUARY 2016

Transcription

1 NEDBANK KE YONA FEES EFFECTIVE 1 JANUARY 2016 Our commitment to you: Affordability Simplicity Transparency Accessibility SMS Banking Dial *120*001# Contact centre Cellphone Banking WAP go to nedbank.mobi Internet banking and more information go to nedbank.co.za Nedbank App Suite TM download it from your app store Nedbank 135 Rivonia Campus, 135 Rivonia Road, Sandown, Sandton, Nedbank Ltd Reg No 1951/000009/06. Authorised financial services and registered credit provider (NCRCP16).

2

3 Pick n Pay and Boxer tillpoints MORE BANK FOR YOUR BUCK Nedbank Ke Yona gives you all of these great benefits: Funeral cover R2 000,00 embedded funeral cover with the Nedbank Ke Yona Bundle and Ke Yona Plus Accounts. Hassle-free switching Switch your account to Nedbank and we will move your debit orders for you. Hassle-free. For free. No-funds alert Nedbank will notify you by SMS when you have insufficient funds in your account to meet debit order payments. A FREE, highly secure, easy-to-use personal financial management tool. Register at nedbank.co.za/myfinanciallife. Bank anytime, anywhere SMS Banking Self-service terminals sextended banking hour Send-iMali PG Prepaid electricity and airtime Airtime without Airtime Instant payments For more information go to nedbank.co.za or call to speak to a consultant.

4 BE MORE CLEVER WITH YOUR MONEY AND SAVE ON FEES By banking with knowhow you can put money back where it belongs in your pocket. THREE STEPS TO GREAT VALUE BANKING With Nedbank you are in control of your banking. By following these three steps you can bank wisely and save on fees. Remember For payments, transfers and balance enquiries self-service banking will always be more cost-effective than using an ATM or branch. 1 Choose the right account for you. Internet banking SMS Banking Remember The most cost-effective way to withdraw cash is from the tillpoints of Nedbank s partner supermarket stores. Also note that using Nedbank-branded ATMs is cheaper than using other banks ATMs. No-funds alert 2 Use the money management tools available to you. Compare the costs for withdrawing R200 on the different channels (Ke Yona Plus): Self-service banking 3 Use self-service banking banking anytime, anywhere. Tillpoint ATM (Nedbank) ATM (other bank) Branch R2,00 R6,50 R8,32 R30,00 For more information go to nedbank.co.za or call to speak to a consultant.

5 SELECT YOUR KE YONA ACCOUNT Start building a better life with Nedbank Ke Yona today by choosing the right account. Select an account based on how you like to bank and use your money. Name of account Bundle Plus Pay-as-you-use Accounts User type Monthly fee Minimum monthly balance to be maintained High-frequency user R50,00 R50,00 Medium-frequency user R5,00 R20,00 Low-frequency user R0,00 R20,00 MyFinancialLife Value benefit App Suite SMS Banking Ke Yona add-ons R2 000 funeral cover Self-service banking subscription fee enote Airtime without airtime Key transactions Point-of-sale swipe ATM withdrawal No-funds alert First eight Nedbank transactions are included Pay as you use Pay as you use Pay as you use Pay as you use Legend: included optional value-adds For more information go to nedbank.co.za or call to speak to a consultant.

6 KE YONA BUNDLE This account is ideal for individuals who want to use Nedbank s convenient and easy-to-use digital, selfservice and alternative channels. The Ke Yona Bundle allows individuals the flexibility of performing their monthly banking as they see fit for a fixed fee, and enjoy R2 000,00 embedded funeral cover. Fixed-fee bundle account R50,00 minimum monthly balance to be maintained R50 R50,00 monthly fee Benefits/Value included: Debit card Self-service Terminals Self-service subscription fee Funeral cover R2 000,00 funeral cover SMS notifications (enote) Key transactions Fee Digital Balance and statement enquiries Electronic account payment notifications ATM Balance enquiry First eight Nedbank transactions of your choice are included, thereafter pay-as-you use pricing applies. Digital Electronic interaccount payment R4,00 Debit order internal R5,00 Electronic account payment R8,00 Debit order external R9,00 Stop order processing fee R9,00 Point-of-sale (POS) Swipe FREE Withdrawal at tillpoint cash only R3,00 Withdrawal at tillpoint with purchase R5,00 ATM Withdrawal at a Nedbank ATM R3,00 + R1,32 per R100,00 or part thereof Cash deposit at a Nedbank Intelligent Depositor ATM R5,00 + R0,66 per R100,00 or part thereof Interaccount transfer at a Nedbank ATM R4,00 Branch Balance enquiry R5,00 Optional extra: Send-iMali Send-iMali TM (R1,00 to R1 000,00 R10,50) & (R1 001,00 to R2 500,00 R13,50) Legend: included For more information go to nedbank.co.za or call to speak to a consultant.

7 KE YONA PLUS This account is ideal for individuals who have simple and infrequent banking needs, but want the peace of mind that comes with R2 000,00 embedded funeral cover. This account allows the individual to pay only for the transactions used. PA YU Pay-as-you-use account R20,00 minimum monthly balance to be maintained R5,00 monthly fee Benefits/Value included: Debit card Self-service self-service subscription Funeral cover R2 000,00 funeral cover SMS notifications (enote) Key transactions Fee Point-of-sale (POS) Swipe Withdrawal at tillpoint cash only R2,00 Withdrawal at tillpoint with purchase R2,00 Digital Balance and statement enquiries Debit order internal R3,00 Debit order external R5,00 Electronic interaccount transfer at a self-service terminal R4,00 Electronic account payment at a self-service terminal R8,00 ATM Balance enquiry at a Nedbank ATM Withdrawal at a Nedbank ATM R6,50 Withdrawal at another bank s ATM R7,00 + R0,66 per R100,00 or part thereof Cash deposit at a Nedbank Intelligent Depositor ATM R1,50 + R0,66 per R100,00 or part thereof Optional extra: Send-iMali Send-iMali TM (R1,00 to R1 000,00 R10,50) & (R1 001,00 to R2 500,00 R13,50) Legend: included For more information go to nedbank.co.za or call to speak to a consultant.

8 KE YONA PAY-AS-YOU-USE This account is designed for individuals who want the flexibility to pay only for the banking transactions they use. PA YU Pay-as-you-use account Zero monthly fee R20,00 minimum monthly balance to be maintained Benefits/Value included: Debit card SMS notifications (enote) Self-service Self-service subscription fee Key transactions Fee Point-of-sale (POS) Swipe R3,00 Withdrawal at tillpoint cash only R3,00 Withdrawal at tillpoint with purchase R6,00 Digital Balance and statement enquiries Interaccount transfer through SMS Banking Interaccount transfer at self-service terminal R4,00 Electronic account payment at self-service terminal R8,00 Debit order internal R3,00 Debit order external R5,00 Stop order R6,00 ATM Balance enquiry at a Nedbank ATM Withdrawal at a Nedbank ATM R6,50 Withdrawal at another bank s ATM R7,00 + R0,66 per R100,00 or part thereof Cash deposit at a Nedbank Intelligent Depositor ATM R1,50 + R0,66 per R100,00 or part thereof Optional extra: Send-iMali Send-iMali TM (R1,00 to R1 000,00 R10,50) & (R1 001,00 to R2 500,00 R13,50) Legend: included For more information go to nedbank.co.za or call to speak to a consultant.

9

10 s HOME LOAN Getting your bond approved is easier than you think. You can now get an indication of the home loan amount you could qualify for in less than 3 minutes. And when you have found your dream home, complete the full Nedbank home loan online application and get bond approval within hours. Visit any branch or SMS BOND to for us to call you back. Apply online at nedbank.co.za/homeloans and get bond approval within hours. Key transactions Fee Monthly fees Service fee R57,00 Initiation fee All loans R5 700,00 Transactional fees Branch cash deposit R10,00 + R1,32 per R100,00 or part thereof Cheque deposit R15,00 Electronic transaction First six free, thereafter R4,50 per transaction Contact us If you d like more information or have enquiries about your home loan account, SMS BOND to or please call us on or visit any Nedbank branch. Visit nedbank.co.za/homeloans for detailed pricing information. TIP: Pay your home loan by debit order. It s cost-effective and convenient. Call us on to switch to debit order payments.

11

12 Make building a better life happen Contact centre Visit any one of the 850 Nedbank branches. Visit one of the 190 Nedbank kiosks in Pick n Pay and Boxer stores. SMS Banking dial *120*001#. Airtime without Airtime dial *130*001#. For internet banking and more information go to nedbank.co.za. Cellphone Banking WAP go to nedbank.mobi. Nedbank App Suite TM download it from your app store. Although Nedbank s fees have always been reasonable, the National Credit Act now stipulates the maximum initiation and service fees and interest rates for each type of loan agreement. It also specifies that you may be required, depending on the type of loan agreement, to pay: the cost of any extended-warranty agreement; taxes and licence or registration fees; service, default and collection fees; and credit insurance. Nedbank 135 Rivonia Campus 135 Rivonia Road Sandown Sandton 2196 Nedbank Ltd Reg No 1951/000009/06. Authorised financial services and registered credit provider (NCRCP16). For more information please go to Nedbank.co.za