Diaspora Banking. Jamhuri Bouquet of Products

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3 Diaspora Banking Jamhuri Bouquet of Products Looking to invest back home? Chase Bank offers a unique one-stop-shop financial solution that offers you competitive products complimented with world class, trustworthy customer service. Our accounts are designed to give you the global one stop shop. Chase Bank Kenya Ltd offers a wide range of products to suit all your banking needs. Start saving now and let our Diaspora dream-team take care of all your banking needs back home.

4 Current and Savings Accounts Jenga Jamhuri Account The Jenga Jamhuri account is a transactional account that gives you the freedom to carry out transactions from wherever you are in the diaspora, through our internet-banking. Benefits Ledger fees Nil Affordable minimum balance Kshs. 5,000. ATM/Debit Card & Prepaid cards available Monthly/Quarterly e-statements Free Transaction advise Free investment research & financial consultation Access to credit facilities and bank financing Internet Banking Ability to sweep funds to a Fixed Deposit Account Kshs. 100,000 Available in all major currencies >250 (USD, AUD, GBP,EUR, ZAR) or equivalent

5 Jivunie Savings Account Thinking of buying a prime property back home, planning a Kenyan wedding in style, mortgage down payment, relocation/retirement or building loved ones in Kenya their most awaited dream house? Start saving with Jivunie Savings account. Benefits Affordable Minimal balance Kshs. 5,000 Ledger fees Nil One withdrawal per quarter Automated monthly online statements 24 Hr banking available (E-statements and Internet banking) Free local incoming transfers Ability to sweep funds to a Fixed Deposit Account Kshs. 100,000 Available in all major currencies >250 (USD, AUD, GBP,EUR, ZAR) or equivalent

6 Jamhuri Pebble Account Saving for the future is not only for grown-ups. Give your kids an early head start towards a secure financial future. Benefits Opening Balance Kshs. 2,000 Minimum Balance Kshs. 2,000 Monthly online statements 1 Free Bankers Cheque per quarter Ability to sweep funds to a Fixed Deposit Account Kshs. 100,000 An E-card every year on account holder s birthday. 24 Hr Banking available (E-Statements, Internet & Mobile Banking) alerts on various events and financial advice for the young savers. Available in all major currencies >250 (USD, AUD, GBP,EUR, ZAR) or equivalent The Jamhuri Pebble Account holder will automatically graduate and become a Jivunie Account holder on their 18th birthday.

7 Wekeza - Chama/Investment Account Once you pool your funds together, it s always exciting to watch your money grow. You and your investment group/ chama will have access to various financing options that will propel your group even further. Our Wekeza loans are tailored with the vision to look beyond your fixed assets, and enable you to take advantage of every available investment opportunity back home. Benefits Ledger fees Nil Affordable minimum balance Kshs. 10,000. Free internal transfers and unlimited cash deposits Secure safe keeping of all vital documents with Chase Bank custodial department. Free Jivunie Savings Account for members. Competitive rates on loans using your Chama assets as collateral Statement of individual contributions issued monthly. Swift, efficient collection of accruing investments ensuring maximum returns and timely settlement of all transactions. Free Automated Transaction Advice Available in all major currencies >250 (USD, AUD, GBP, EUR, ZAR) or equivalent

8 Jamhuri Asset Financing Options Property Financing-Vacant Land Through the Jamhuri property financing, you can be the proud owner of a residential property in Nairobi and Mombasa. Revive your ultimate Kenyan dream of owning prime property back home while still far from home. Benefits Maximum loan tenure of 5 years Ideal maximum loan amount of Kshs. 20,000,000 We will finance a maximum of 50% of the purchase at a price competitive variable interest rate Collateral accepted: Legal charge over the vacant land property, current value of NSE shares portfolio and Treasury Bonds.

9 Construction Mortgage With this product, homeowners can unlock the value of their homes or fully owned prime undeveloped land by borrowing money against the land/property for construction purposes. Benefits The loan amount should be at least Kes 1 million The maximum loan repayment period is 5 years With our mortgage feature, you can make lump sum payments on your Home loan account at no penalties. Approval within 2 days upon receipt of required documents. Embedded credit life protection insurance in the loan repayments. Competitive variable interest rates linked to the Bank s base rate. Bank s lending criteria is 70:30 where the Bank finances 70% of the Construction cost and client contributes 30% of the total cost.

10 Insurance for you and your family Chase Assurance Agency provides insurance services for the Global Kenyan. Through us you can be rest assured that both your family and your assets are well catered for. Chase Assurance is registered and regulated under the Insurance Regulatory Authority (IRA). We work towards ensuring that your insurance needs are adequately covered under one roof, making it a lot easier to care for your loved ones back home. Our products include: Health Insurance: Your family s health back home need not be a source of stress! With our insurance cover options, you can sit back, relax and we will take care of them. Health insurance is our business, sign up and we have you covered. Personal accident: Accidents are nature s way of showing us that we are vulnerable to the elements. With Chase Assurance on your side you don t have to worry about acts of nature because we do that for you. Do the smart thing, get your cover today and leave the rest to us.

11 Travel Insurance: There is always a relative heading towards you loaded with Kenyan tea. Our travel cover was created with them in mind. As they buckle their seat belts we buckle ours to ensure that they are fully covered throughout their overseas travel. Take our travel cover insurance for your loved ones and have peace of mind as they cross over continents back and fourth. Property Insurance: Building for commercial purposes? Your property back home is your security blanket. Whether it is pre-existing or under construction we at Chase Assurance will insure it for you. No matter how often you visit, you can go about your business knowing that your property is well covered. Alternative Investment Options: Investing in Nairobi Stock Exchange via Genghis Capital. ( Offshore Investment Advise through Winton Investment Services. ( Microfinacing solutions through Rafiki Deposit Taking Microfinance ( Custodial Services - safekeeping of your important documents and asset portfolio back home. Chase Iman - Shariah compliant banking. ( Trade Finance - Whether transacting locally or internationaly, we understand the business of trade and tailor make solutions. Chase Mosaic - Asian community based banking.

12 Jijenge Biashara Account Transactional Current Business Account This account is tailored for the business that is looking for everyday banking while away from home without the hassle of long queues and delays in the banking hall. Main features: Minimum Opening Deposit Kes 20,000 Affordable Operating Balance Kes 5,000 Ledger Fees - Minimum Kes 350 Monthly Statement - Free Cash Deposit Handling - No Cash handling for amounts below Kes 500,000. For Deposits over Kes. 500, % ATM Cards & Cheque Book - Available Available in all major currencies >250 (USD, AUD, GBP, EUR, ZAR) or equivalent Access to Safe Deposit Lockers but at a fee Other Benefits The Account is assigned a dedicated Relationship Officer to provide personalized service and keep the client informed of daily market trends. Free Cash handling for amounts below 500,000 Free Internal transfers within Chase Bank Branches Free Automated Monthly Statements

13 Account Opening Requirements Personal account (Individual/Joint/Student/ Children s) Copy of ID/Passport (of Guardian if Children s Account) Valid passport with entry permit (Foreigners) 2 Passport size photos (of Guardian if Children s Account) Residential Address verification document e.g. {*Utility bill or *Current bank statements or *Driver s License or *Employer s contract letter of reference & *current pay slips (if salaried) or *Mortgage statements or, *letter from learning institution (if student) or *Birth Certificate (for those under 18 years)} *PIN Certificate Application form duly completed and signed Indemnity Instructions signed and witnessed by a Notary Public (foreign bank) or Lawyer Funds must be availed upon application for account activation Sole Proprietorship Certificate of registration ID/Valid Passport Copy Valid passport with entry permit for Foreigners 2 Passport size photos Physical Address verification document e.g. {*Utility bill or *Lease Agreement or bank statements} *PIN Certificate of sole proprietor/business Trading License

14 Application form duly completed and signed Indemnity Instructions signed and witnessed by a Notary Public (foreign bank) or Lawyer Limited Liability- Company Certificate of Incorporation ID/Valid Passport Copy of Directors & authorized signatories Memorandum & Articles of Association Board resolution (supplied to Bank) with Company Seal 2 Passport size photos of directors & authorized signatories Physical Address verification document e.g. {*Utility bill or Lease Agreement or bank statements} *PIN Certificate of company & directors Application form duly completed and signed Societies, Associations, Investment Clubs, NGOs Certificate of Incorporation Copy of Constitution or deed ID/Valid Passport Copy of authorized signatories or office bearers 2 Passport size photos of authorized signatories or office bearers Extract of minutes of the Board in agreement to open an account Physical Address verification document e.g. {*Utility bill, or *Lease/rental agreement or* Current bank statements} Application form duly completed and signed Indemnity Instructions signed and witnessed by a Notary Public (foreign bank) or Lawyer

15 Institutions & Private Bodies Account Forms under others as association Letter from respective ministry (signed by minister/ps) Minutes from Board committee on the elected members & signatories Board resolution ID/Valid Passport Copy of authorized signatories 2 Passport size photos of authorized signatories Physical Address verification document e.g. {*Utility bill, or *Lease/rental agreement or* Current bank statements} Application form duly completed and signed Indemnity Instructions signed and witnessed by a Notary Public (foreign bank) or Lawyer *Funds must be availed upon application for account activation* Foreign Exchange Chase Bank offers competitive foreign exchange rates, easier, faster and efficient foreign exchange transactions for all major currencies; USD, EUR, GBP, ZAR, AUD, JPY and (INR) Indian Rupee. For 1 stop financial solutions mic Banking Subsidiary Companies The Relationship Bank sociate Companies

16 The Relationship Bank Diaspora Banking Team Chase Bank Kenya Ltd Central Office, Riverside Mews. P.O. Box , Nairobi, Kenya Tel: / 233 / 277 Mobile: Fax: diaspora@chasebank.co.ke Facebook.com/ChaseBankKenya Chase Bank (Kenya) Ltd is ISO 9001 :2008 certified.