Expected Redemption Date A1 AUD 685,900, ,900, Mar Mar-21 BBSW1M %

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1 Latitude Australia Credit Card Master Trust Monthly Investor Report Transaction overview Report No: 4 Bloomberg Ticker: Report for the period ended: Determination Date: Transfer Date: Interest Payment Date: LAUCC 31-Jul Aug Aug Aug-17 Reporting Periods: From: To: Collection Period: 1-Jul Jul-17 Interest Period: 24-Jul Aug-17 Series Note Class Currency Issuance Amount Outstanding Amount Expected Redemption Date Scheduled Redemption Date Interest Basis A1 AUD 685,900, ,900, Mar Mar-21 BBSW1M % A2 AUD 125,650, ,650, Mar Mar-21 BBSW1M % B AUD 57,600, ,600, Mar Mar-21 BBSW1M % C AUD 52,350, ,350, Mar Mar-21 BBSW1M % D AUD 41,860, ,860, Mar Mar-21 BBSW1M % E AUD 36,640, ,640, Mar Mar-21 BBSW1M % 2017-VFN N/A AUD 75,000, Mar Mar-22 BBSY1M % Originator VFN N/A AUD 69,780, ,807, N/A N/A N/A % *Fixed Rate Margin Master Trust Assets Eligible Receivable Balance (as at 31 July 2017): 1,077,262, Principal Balance 1,028,954, Outstanding Finance Charges 34,558, Series Required Retained Principal Ledgers 10,750, Cash Available for Reinvestment 3,000, Originator VFN 59,807, CRR Retention % The Transferor confirms that it will retain a material net economic interest of not less than 5%of the nominal value of the securitisation in accordance with Article 405 of the CRR and Article 51 of the AIMR, by way of an orignator's interest of not less than 5% of the nominal value of the securitised exposures. As at the reporting date, this retention is in the form of the Originator VFN Loan Note. Transaction Overview Page 1

2 Transaction Party Ratings Triggers Trustee Account Bank Loan Note Trustee Account Bank Transferor Account Bank Name Required Rating Current Rating Trigger Status Westpac Banking Corporation Westpac Banking Corporation Westpac Banking Corporation A-1/A, F1/A, A A-1+/AA-, F1+/AA-, AA PASS A-1/A, F1/A, A A-1+/AA-, F1+/AA-, AA PASS A-2/BBB, F2/BBB+, BBB A-1+/AA-, F1+/AA-, AA PASS Consequences of Trigger Breach Replacement within specified period Replacement within specified period Replacement within specified period Counterparty Role Counterparty Contact Name Contact Transferor: Latitude Finance Australia Treasurer securitisation@latitude.com.au Servicer: Latitude Finance Australia Treasurer securitisation@latitude.com.au Trust Manager & Loan Note Trust Manager: KVD TM Pty Ltd Treasurer securitisation@latitude.com.au Trustee & Loan Note Trustee: Perpetual Corporate Trust Limited Manager, Transaction Management securitisationops@perpetual.com.au Trustee & Loan Note Trustee Account Bank: Westpac Banking Corporation Not Applicable Not Applicable Paul Varro Steven Mixter Key Contacts Contact paul.varro@latitudefinancial.com steven.mixter@latitudefinancial.com Transaction Overview Page 2

3 Latitude Australia Credit Card Master Trust Monthly Investor Report Report No: 4 Collection Period Start Collection Period End 1-Jul Jul-17 Portfolio Key Performance Indicators Reporting Period Opening * Opening No of * Average Account Balance * Jul ,095,430, ,300 2, Jun ,109,488, ,668 2, May ,129,598, ,238 2, Apr ,135,069, ,775 2, * Credit Balance accounts are not included in reporting the balances / number of accounts Reporting Period Payment Received in Monthly Period Monthly Payment Rate Jul ,339, % Jun ,501, % May ,918, % Apr ,802, % Reporting Period Purchases in Monthly Period Purchase Rate Jul ,416, % Jun ,765, % May ,389, % Apr ,317, % Reporting Period Finance Charges & Interchange in Monthly Period Yield Jul ,844, % Jun ,607, % May ,240, % Apr ,010, % Reporting Period Charge-offs in Monthly Period Gross Charge-off Rate Jul ,429, % Jun ,335, % May ,973, % Apr ,583, % Reporting Period Net Charge-offs in Monthly Period Net Charge-off Rate Jul ,433, % Jun ,360, % May ,126, % Apr ,305, % Note: These tables report on both eligible and ineligible balances Key Performance Indicators Page 3

4 Account Addition Amounts Reporting Period No. of Added Added % (3M) Added % (12M) Jul % % Jun % % May % % Reporting Period Principal Balance of Added Added % (3M) Added % (12M) Jul % % Jun % % May % % Redesignated Reporting Period No. of Total Receivable Balance Jul Jun May Reporting Period Reason No. of Redesignated Total Receivable Balance Jul-2017 Defaulted Jun-2017 Defaulted May-2017 Defaulted Key Performance Indicators Page 4

5 Latitude Australia Credit Card Master Trust Monthly Investor Report Report No: Report No: 4 Collection Period Start 1-Jul-17 Collection Period End 31-Jul-17 No. of Days in Collection Period 31 Interest Period Start 24-Jul-17 Interest Period End 21-Aug-17 No. of Days in Interest Period 29 Determination Date Payment Date 17-Aug Aug-17 Portfolio Summary Opening Outstanding Balance of Eligible 1,095,430, Opening No. of Eligible 536,300 Closing Outstanding Balance of Eligible 1,067,521, Closing No. of Eligible 532,236 Closing Outstanding Balance of Ineligible 0.00 Closing No. of Ineligible 0 Closing Outstanding Balance of all 1,067,521, No. of Designated 532,236 Closing Credit Balance of all (2,548,963.89) No. of Credit Balance 18,184 Account Age Distribution - Eligible Account Age Number of < 1 year 52, % 142,031, % 1-2 years 63, % 160,017, % 2-3 years 47, % 111,716, % 3-4 years 44, % 93,401, % 4-5 years 42, % 75,208, % 5-6 years 34, % 59,126, % 6-7 years 36, % 56,148, % 7-8 years 33, % 54,193, % 8-9 years 26, % 44,531, % 9-10 years 31, % 46,592, % > 10 years 121, % 224,552, % Total 532, % 1,067,521, % > 10 years 9-10 years 8-9 years 7-8 years 6-7 years 5-6 years 4-5 years 3-4 years 2-3 years 1-2 years < 1 year 0 50,000, ,000, ,000, ,000, ,000,000 Weighted Average Account Age (Years) 6.00 Portfolio Strats Page 5

6 Account Balance Distribution - Eligible Account Balance Number of = $0 164, % % $0 > and <= $5, , % 555,211, % $5,000 > and <= $10,000 53, % 368,434, % $10,000 > and <= $15,000 8, % 103,816, % > $15,000 2, % 40,059, % Total (ex Credit Balance) 532, % 1,067,521, % > $15,000 $10,000 > and <= $15,000 $5,000 > and <= $10,000 $0 > and <= $5,000 = $ ,000, ,000, ,000, ,000,000 1,000,000,000 Average Balance 2, Max. Account Baalnce 121, Credit Limit Distribution - Eligible Credit Limit Number of = $0 1, % 8, % $0 > and <= $5, , % 318,950, % $5,000 > and <= $10, , % 477,304, % $10,000 > and <= $15,000 43, % 180,694, % > $15,000 15, % 90,563, % Total 532, % 1,067,521, % > $15,000 $10,000 > and <= $15,000 $5,000 > and <= $10,000 $0 > and <= $5,000 = $ ,000, ,000, ,000, ,000,000 1,000,000,000 Average Credit Limit 6, Portfolio Strats Page 6

7 Product Type - Eligible Sales Finance Credit Cards Credit Cards Product Number of Buyers Edge 16, % 22,778, % CreditLine 100, % 178,188, % GEM Visa 75, % 232,329, % GO 231, % 509,859, % Total 424, % 943,155, % Product Number of 28 Degrees 63, % 56,087, % ECO 1, % 1,691, % Latitude Master Card 11, % 17,642, % Latitude Low Rate 3, % 9,905, % Myer Black 11, % 6,318, % Myer Visa 17, % 32,720, % Total 107, % 124,365, % Buyers Edge CreditLine GEM Visa GO 28 Degrees ECO Latitude Master Card Latitude Low Rate Myer Black Myer Visa Retail APR Distribution - Eligible Retail APR Number of <=22.5% 86, % 102,391, % 22.5%> and <=28% 116, % 279,560, % 28%> and <=29.5% 231, % 508,551, % >29.5% 97, % 177,017, % Total 532, % 1,067,521, % >29.5% 28%> and <=29.5% 22.5%> and <=28% <=22.5% 0 200,000, ,000, ,000, ,000,000 1,000,000,000 Weighted Average Retail APR Portfolio Strats Page 7

8 Delinquencies Distribution - Eligible Delinquencies Number of Current 509, % 984,573, % 1-30 days 11, % 44,156, % days 3, % 14,471, % days 2, % 8,066, % days 1, % 6,198, % days 1, % 5,399, % days 1, % 4,050, % > 180 days % 606, % Total 532, % 1,067,521, % 50,000,000 45,000,000 40,000,000 35,000,000 30,000,000 25,000,000 20,000,000 15,000,000 10,000,000 5,000, days days days days days days State Distribution - Eligible State Number of NSW 162, % 311,212, % VIC 124, % 241,927, % QLD 120, % 268,352, % SA 34, % 69,467, % WA 53, % 111,323, % TAS 12, % 26,674, % NT 4, % 11,624, % ACT 10, % 19,327, % Other 7, % 7,610, % Total 532, % 1,067,521, % NSW QLD WA NT Other VIC SA TAS ACT Portfolio Strats Page 8

9 Latitude Australia Credit Card Master Trust Monthly Investor Report Report No: 4 Series Notes Series Class A1 A2 B C D E Currency AUD AUD AUD AUD AUD AUD ISIN AU3FN AU3FN AU3FN AU3FN AU3FN AU3FN Fitch / S&P / DBRS Rating (Original) AAA /AAA / AAA AAA / NR / AAA AA / NR / AA A / NR / A BBB / NR / BBB BB / NR / BB Fitch / S&P / DBRS Rating (Current) AAA /AAA / AAA AAA / NR / AAA AA / NR / AA A / NR / A BBB / NR / BBB BB / NR / BB Pool Factor (Original) Pool Factor (Current) Pay Frequency Monthly Monthly Monthly Monthly Monthly Monthly Next Distribution Date 22-Sep Sep Sep Sep Sep Sep-17 Interest Basis BBSW1M BBSW1M BBSW1M BBSW1M BBSW1M BBSW1M Status Revolving Period Revolving Period Revolving Period Revolving Period Revolving Period Revolving Period First Distribution Date 22-May May May May May May-17 Scheduled Start of Accumulation Period 22-Mar Mar Mar Mar Mar Mar-19 Expected Redemption Date* 23-Mar Mar Mar Mar Mar Mar-20 Final Redemption Date 22-Mar Mar Mar Mar Mar Mar-29 Amortisation Type Soft Bullet Soft Bullet Soft Bullet Soft Bullet Soft Bullet Soft Bullet * Subject to Extension Current Period Rates Class A1 Class A2 Class B Class C Class D Class E Rate (BBSW 1 Month) % % % % % % Margin % % % % % % All-in-Rate % % % % % % Coupon Details Class A1 Class A2 Class B Class C Class D Class E Interest Due 1,550, , , , , , Interest Paid 1,550, , , , , , Unpaid Interest Non-Rating Triggers (as at end of Collection Period) Minimum Transferor Interest Portfolio Yield Eligible Balance [A] Transferor Interest* 0.00 [A] Average Portfolio Yield* ** 9.45% [A] Eligible Balance 1,077,262, [B] Minimum Aggregate Principal [B] Available Originator VFN Excess Amount* [B] Average Expense Rate** 4.47% 11,543, ,077,120, [C] = [A]+[B] 11,543, Excess Spread [A] - [B]** 4.98% [D] Minimum Transferor Interest ** 11,078, Note Details Trigger [C] < [D] FALSE Trigger [A] < [B] FALSE Trigger [A] < [B] FALSE Consequence of Trigger Breach Series Pay Out Event Consequence of Trigger Breach Series Pay Out Event Consequence of Trigger Breach Series Pay Out Event * Average over 30 consecutive days * Includes Investor Defaults ** As % of Average over the previous 90 days excluding Cash Available for Investment and Credit Balances ** Average over three periods Partial Amortisation Event Cash Available for Investment in the Trustee Collection Account is greater than 10% as a percentage of Eligible Balance*: The Average Portfolio Yield** less the Average Expense Rate** is less than 3%: The consequences of any of these partial Amortisation Events occurring will be partial Amortisation, as defined in the transaction documents Trust FALSE FALSE * On this Determination Date and the five prior Determination Dates ** Same calculation as per Non-Ratings Triggers Series Notes Page 9

10 Series Cashflow Waterfalls Sources of Funds (Finance Charges) Series Sources of Funds (Principal Collections) Series Balance of the Series Finance Charge Ledger 11,559, Retained Principal Collections 0.00 Plus: Eligible Interchange Income 516, Less: Reallocated Principal Collections 0.00 Plus: Bank Interest 11, Plus: Shared Principal Collections Draw 0.00 Less: O/S Capitalised Finance Charges Adjustment 0.00 Plus: Principal Loss (Make-Up) 4,186, Principal Funding and Excess Principal Funding Investment Proceeds 0.00 Plus: Series Additional Principal 0.00 Step-Up Reserve Ledger Draw Amount and Release 0.00 Series Available Retained Principal Collections 4,186, Accumulation Reserve Investment Proceeds and Draw 0.00 Accumulation Reserve Excess Amount 0.00 Release of Accumulation Reserve 0.00 Series Net Qualifying Swap Receipt 0.00 Permitted Investments Proceeds 0.00 Originator VFN Series Reallocated Principal Collections 0.00 Series Reallocated Principal Collections 0.00 Originator VFN Excess Spread Allocation 0.00 Group One Series Excess Finance Charges 0.00 Series Available Funds 12,088, Application of Available Funds Series Application of Principal Collections Series Series Available Funds: 12,088, Available Retained Principal 4,186, Income Unitholder 0.00 Revolving Period TRUE Investor Senior Trust Expenses 9, Shared Principal Collections 0.00 Investor Trust Manager Payment Amount 42, Trustee Acquisition Ledger 4,186, Investor Senior Servicing Fee 829, Series Qualifying Swap Amount 0.00 Controlled Accumulation Period FALSE Class A1 Monthly Distribution Amount & Subordinated Qualifying 1,605, Rapid Amortisation Period FALSE Class A1 Investor Default Amount & Charge-offs 2,742, Scheduled Amortisation Period FALSE Class A2 Investor Default Amount & Charge-offs 502, Class A2 Monthly Distribution Amount Due 343, Class A1 Monthly Principal Amount 0.00 Class B Investor Default Amount & Charge-offs 230, Class A2 Monthly Principal Amount 0.00 Class B Monthly Distribution Amount 182, Class B Monthly Principal Amount 0.00 Class C Investor Default Amount & Charge-offs 209, Class C Monthly Principal Amount 0.00 Class C Monthly Distribution Amount 191, Class D Monthly Principal Amount 0.00 Class D Investor Default Amount & Charge-offs 167, Class E Monthly Principal Amount 0.00 Class D Monthly Distribution Amount 177, Principal Funding Ledger 0.00 Class E Investor Default Amount & Charge-offs 146, Rapid Amortisation Period FALSE Class E Monthly Distribution Amount Due 199, Available Principal Funding Ledger 0.00 Series Originator VFN Subordination Charge-Offs 188, Accumulation Reserve Deposit 0.00 Class A1 Principal Repayment 0.00 Step-Up Reserve Required Amount Deposit 0.00 Class A2 Principal Repayment 0.00 Series Investor Excess Spread 4,320, Class B Principal Repayment 0.00 Class C Principal Repayment 0.00 Class D Principal Repayment 0.00 Class E Principal Repayment 0.00 Series Notes Page 10

11 Series Bank Account Ledgers Finance Charge Collections Ledger Series Principal Funding Ledger Series Opening Balance Finance Charge Collections Ledger 0.00 O/B Principal Funding Ledger 0.00 Plus: Series Finance Charge Collections Deposit 11,559, Deposits from Available Retained Principal Collections 0.00 Less: Finance Charge Advance Payment 0.00 Replacement Series Proceeds 0.00 Less: Transfer to Series Cashflow Waterfall (11,559,280.44) Release Principal Funding Ledger 0.00 Closing Balance Finance Charge Collections Ledger 0.00 C/B Principal Funding Ledger 0.00 Required amount (if any) Principal Collections Ledger Series Accumulation Reserve Ledger Series Opening Balance Series Principal Collections Ledger 0.00 O/B Accumulation Reserve Ledger 0.00 Plus: Deposit from Principal Collections Ledger 0.00 Deposits from Available Funds 0.00 Less: Series Reallocated Principal Collections Draw 0.00 Accumulation Draw Amount 0.00 Less: Series Shared Principal Collections Draw 0.00 Accumulation Excess Release 0.00 Less: Application through Series Investor Waterfall 0.00 Release of Accumulation Reserve 0.00 Closing Balance Series Principal Collections Ledger 0.00 C/B Accumulation Reserve Ledger 0.00 Required amount (if any) Required Accumulation Amount 0.00 Accumulation excess (shortfall) 0.00 Series Notes Page 11

12 Latitude Australia Credit Card Master Trust Monthly Investor Report Series 2017-VFN Notes Report No: 4 Series 2017-VFN Cashflow Waterfalls Note Details Sources of Funds (Finance Charges) Series 2017-VFN Series 2017-VFN Series 2017-VFN Finance Charge Collections Ledger 500, Class N/A Plus: Eligible Interchange Income 22, Currency AUD Plus: Bank Interest ISIN N/A Less: O/S Capitalised Finance Charges Adjustment 0.00 Fitch Rating (Original) A Series 2017-VFN Net Qualifying Swap Receipt 0.00 Fitch Rating (Current) A Originator VFN Series Reallocated Principal Collections 0.00 Pool Factor (Original) Series 2017-VFN Reallocated Principal Collections 0.00 Pool Factor (Current) Originator VFN Series Excess Spread Allocation 0.00 Pay Frequency Monthly Group One Series 2017-VFN Excess Finance Charges 0.00 Next Distribution Date 22-Sep-17 Series 2017-VFN Available Funds 523, Interest Basis BBSY1M Status Revolving Period Application of Available Funds Series 2017-VFN First Distribution Date 22-May-17 Series 2017-VFN Available Funds: 523, Expected Redemption Date* 23-Mar-20 Final Redemption Date 22-Mar-31 Income Unitholder 0.00 Amortisation Type Soft Bullet 2017-VFN Senior Trust Expenses VFN Trust Manager Payment Amount VFN Senior Servicing Fee 35, * Subject to Extension 2017-VFN Qualifying Swap Amount VFN Monthly Distribution Amount 68, Current Period Rates Series 2017-VFN Undrawn Fee Paid 37, Rate (BBSY1M) % Subordinated Qualifying Swap Amount 0.00 Margin % 2017-VFN Investor Default Amount 173, All-in-Rate % 2017-VFN Investor Charge-Off VFN Originator VFN Subordination Charge-Offs 25, Series 2017-VFN Bank Account Ledgers 2017-VFN Excess Spread 181, Finance Charge Collections Ledger Series 2017-VFN Sources of Funds (Principal Collections) Series 2017-VFN Balance 2017-VFN Finance Charge Collections Ledger 0.00 Retained Principal Collections 0.00 Plus: 2017-VFN Finance Charge Collections Deposit 500, Less: Reallocated Principal Collections Draw 0.00 Less: Finance Charge Advance Payment 0.00 Plus: Shared Principal Collections Draw 0.00 Less: Transfer to 2017-VFN Cashflow Waterfall (500,817.38) Plus: Principal Loss (Make-Up) 199, Balance 2017-VFN Finance Charge Collections Ledger 0.00 Plus: Series Additional Principal Collections 0.00 Series 2017-VFN Available Retained Principal Collections 199, Principal Collections Ledger Series 2017-VFN Balance Series 2017-VFN Principal Collections Ledger 0.00 Application of Principal Collections Series 2017-VFN Plus: Deposit from Principal Collections Ledger 0.00 Series 2017-VFN Available Retained Principal Collections 199, Less: 2017-VFN Reallocated Principal Collections Draw 0.00 Less: 2017-VFN Shared Principal Collections Draw 0.00 Revolving Period TRUE Less: Application through Series VFN waterfall 0.00 Allocated Shared Principal Collections (VFN) 0.00 Balance Series 2017-VFN Principal Collections Ledger 0.00 Transfer to Trustee Acquisition Ledger 199, Series 2017-VFN Rapid Amortisation Period Series 2017-VFN Scheduled Amortisation Period Series 2017-VFN Optional Amortisation Period FALSE FALSE TRUE Series 2017-VFN Monthly Principal Amount 0.00 Allocated Shared Principal Collections (VFN) 0.00 Transfer to Trustee Acquisition Ledger 0.00 Non-Rating Triggers (as at the end of the Collection Period) Minimum Transferor Interest Portfolio Yield Eligible Balance [A] Transferor Interest* 0.00 [A] Average Portfolio Yield** 13.52% [A] Eligible Balance 1,077,262, [B] Minimum Aggregate Principal [B] Available Originator VFN Excess Amount* [B] Average Expense Rate** 5.85% 11,543, ,077,120, [C] = [A]+[B] 11,543, Excess Spread [A] - [B]** 7.67% [D] Minimum Transferor Interest ** 11,078, Trigger [C] < [D] FALSE Trigger [A] < [B] FALSE Trigger [A] < [B] FALSE Consequence of Trigger Breach Series Pay Out Event Consequence of Trigger Breach Series Pay Out Event Consequence of Trigger Breach Series Pay Out Event * Average over 30 consecutive days * Includes Investor Defaults ** As % of Average over the previous 90 days excluding Cash Available for Investment and Credit Balances ** Average over three periods Partial Amortisation Event Cash Available for Investment in the Trustee Collection Account is greater than 10% as a percentage of Eligible Balance*: The Average Portfolio Yield** less the Average Expense Rate** is less than 3%: The consequences of any of these partial Amortisation Events occurring will be partial Amortisation, as defined in the transaction documents Trust FALSE FALSE * On this Determination Date and the five prior Determination Dates ** Same calculation as per Non-Ratings Triggers Series 2017-VFN Note Page 12

13 Latitude Australia Credit Card Master Trust Monthly Investor Report Originator VFN Notes Report No: 4 Note Details Current Period Rates Series Originator VFN Rate (BBSY1M) N/A Class N/A Fixed Rate % Currency AUD All-in-Rate % ISIN N/A Fitch / S&P / DBRS Rating (Original) Not Rated Fitch / S&P / DBRS Rating (Current) Not Rated Originator VFN Components AUD Pool Factor (Original) Series Subordination 47,120, Pool Factor (Current) VFN Subordination 0.00 Pay Frequency Monthly Excess Amount 12,687, Next Distribution Date 22-Sep-17 Total 59,807, Interest Basis Fixed Rate Status Revolving Period Coupon Details First Distribution Date 22-May-17 Note Size (at beginning of Interest Period) 64,625, Scheduled Start of Accumulation Period N/A Scheduled Redemption Date* N/A Interest Due 2,319, Final Redemption Date 6-Apr-48 Interest Paid 123, Amortisation Type Soft Bullet Unpaid Interest 2,196, Originator VFN Series Cashflow Waterfalls Sources of Funds (Finance Charges) Originator VFN Series Sources of Funds (Principal Collections) Originator VFN Series Balance Originator VFN Finance Charge Collections Ledger 747, Retained Principal Collections 0.00 Plus: Eligible Interchange Income 33, Plus: Shared Principal Collections Draw 0.00 Plus: Bank Interest Plus: Principal Loss (Make-Up) 0.00 Less: Capitalised Fee Adjustment 0.00 Available Required Retained Principal Collections 0.00 Originator VFN Series Net Qualifying Swap Receipts 0.00 Permitted Investment Proceeds 0.00 Originator VFN Series Reallocated Principal Collections 0.00 Group One Series Originator VFN Excess Finance Charges 0.00 Series 2017-VFN Available Funds 781, Application of Principal Collections Originator VFN Series Application of Available Funds Originator VFN Series Originator VFN Available Retained Principal Collections 0.00 Originator VFN Series Available Funds: 781, Revolving Period TRUE Income Unitholder 0.00 Allocated Shared Principal Collections (Originator) 0.00 Originator VFN Senior Trust Expenses Transfer to Trustee Acquistion Ledger 0.00 Originator VFNTrust Manager Payment 2, Originator VFN Senior Servicing Fee 53, Originator VFN Series Rapid Amortisation Event FALSE Originator VFN Qualifying Swap Amount 0.00 Originator VFN Series Optional Amortisation Event FALSE Originator VFN Additional Coupon 3, Originator VFN Excess Amount Monthly Distribution 123, Originator VFN Monthly Principal Amount 0.00 Default Amount Originator VFN Excess Amount 0.00 Transfer to Trustee Acquisition Ledger 0.00 Originator VFN Excess Amount Charge-Off 0.00 Investor Series Charge-Offs 0.00 Originator VFN Subordination Charge-Offs 0.00 Transferor (Eligible) Charge-Offs 0.00 Supported Group One Finance Charge Shortfall 0.00 Originator VFN Series Excess Spread 597, Originator VFN Series Bank Account Ledgers Principal Collections Ledger Originator VFN Series Finance Charge Collections Ledger Originator VFN Series Balance Originator VFN Principal Collections Ledger 0.00 Balance Originator VFN Finance Charge Collections Ledger 0.00 Plus: Deposit from Principal Collections Ledger 0.00 Plus: Originator VFN Finance Charge Collections Deposit 747, Less: Originator VFN Reallocated Principal Collections 0.00 Less: Finance Charge Advance Payment 0.00 Less: Transfer to Trustee Acquisition Ledger 0.00 Less: Transfer to Originator VFN Series Cashflow Waterfall (747,366.00) Balance Series 2017-VFN Principal Collections Ledger 0.00 Balance Originator VFN Finance Charge Collections Ledger 0.00 Originator VFN Note Page 13