CURRENT 30 YEAR FIXED MORTGAGE RATES - CHART AND TABLE

Size: px
Start display at page:

Download "CURRENT 30 YEAR FIXED MORTGAGE RATES - CHART AND TABLE"

Transcription

1 30 YEARS MORTGAGE RATE PDF CURRENT 30 YEAR FIXED MORTGAGE RATES - CHART AND TABLE 30-YEAR FIXED-RATE MORTGAGES SINCE FREDDIE MAC 1 / 5

2 2 / 5

3 3 / 5

4 30 years mortgage rate pdf View and compare?urrent (updated today) 30 year fixed mortgage interest rates, home loan rates and other bank interest rates. Fixed and ARM, FHA, and VA rates. Current 30 Year Fixed Mortgage Rates - Chart and Table Monthly Average Commitment Rate And Points On 30-Year Fixed-Rate Mortgages Since Year Fixed-Rate Mortgages Since Freddie Mac The rates on 30-year conventional mortgage in the United States amounted to 4.54 percent in PDF, XLS format... Rates on 15-year fixed rate mortgage in the United States from 1992 to... U.S. 30-year conventional mortgage rates 2018 Statistic BECU Mortgage Rates March 22, 2019 Products Interest Rate Discount Points APR Estimated Payment No. of Payments Example Loan Amount Owner Occupied? Year Fixed Construction 4.500% % $1, $240,000 Yes Purchase % $5, Year Fixed Jumbo BECU Mortgage Rates A 30-year fixed mortgage is a loan whose interest rate stays the same for the duration of the loan. For example, on a 30-year mortgage of $300,000 with a 20% down payment and an interest rate of 3.75%, the monthly payments would be about $1,111 (not including taxes and insurance). 30 Year Fixed Mortgage Rates - Zillow Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States [MORTGAGE30US], retrieved from FRED, Federal Reserve Bank of St. Louis; 30-Year Fixed Rate Mortgage Average in the United States Interest Rate. For example, on Nov. 27, 2013, the average national rate for a 30-year fixed-rate mortgage was 4.33 percent. If you buy a home for 200,000, which is under the national average, your monthly payment would be $993.27, and you would pay $157, in interest alone. If your interest rate was only 1 point more, Year Fixed Rate Mortgage Payment Calculator: Free The average 30-year fixed mortgage rate is 4.44%, down 5 basis points from a week ago. 15-year fixed mortgage rates are 3.79%, down 4 basis points from a week ago. Current Mortgage Rates Bankrate Call to lock in rate The APR can increase or decrease on adjustable rate mortgages. The APR information provided is for a 5/1 ARM (30 Year) mortgage product. This type of loan has a fixed APR for 5 years and then the APR adjusts annually. Each APR adjustment has a maximum 2 percentage points up or down and will never exceed 6 Mortgage Loan Rate Sheet - American Airlines Credit Union US 30 Year Mortgage Rate historical data, charts, stats and more. US 30 Year Mortgage Rate is at 4.28%, compared to 4.31% last week and 4.44% last year. This is lower than the long term average of 8.06%.. US 30 Year Mortgage Rate: - YCharts *Interest rates differ because 15-year fixed rate mortgages typically have lower interest rates than a 30-year fixed rate. Your monthly payments are $466 lower with a 30-year loan, but you pay an Year Mortgage Rates Call to lock in rate Freddie Mac reported that the average offered rate for conforming 30-year fixed-rate mortgage declined by three more basis points (0.03%, this week, landing at 4.28%. Offered rates for conforming 15-year FRMs shed five basis points (0.05%), sliding 4 / 5

5 Powered by TCPDF ( to 3.71%, while initial fixed-rates for hybrid 5/1 ARMs remained unchanged this week, holding at an average rate of 3.84%. Today's mortgage rates Current mortgage rates - HSH.com The following table lists historical mortgage rates for 30-year mortgages, 15-year mortgages, and 5/1 ARM loans. 10-year ARMs charge a rate which is significantly higher than 5/1 ARMs and quite close to what a 15-year fixed rate mortgage trades at. 5 / 5

30 YEAR CONFORMING MORTGAGE RATES 30 YEAR CONFORMING MORTGAGE PDF FREDDIE MAC CONFORMING MORTGAGE PROGRAM GUIDE

30 YEAR CONFORMING MORTGAGE RATES 30 YEAR CONFORMING MORTGAGE PDF FREDDIE MAC CONFORMING MORTGAGE PROGRAM GUIDE 30 YEAR CONFORMING MORTGAGE PDF FREDDIE MAC CONFORMING MORTGAGE PROGRAM GUIDE FANNIE MAE AND FREDDIE MAC MAXIMUM LOAN LIMITS FOR 1 / 5 2 / 5 3 / 5 30 year conforming mortgage pdf FHLMC 25 YEAR FIXED 300

More information

1 YEAR ARM MORTGAGE RATES 1 YEAR ARM MORTGAGE PDF EARLY ARM DISCLOSURE STATEMENT-1 YEAR ARM, 15 YEARS 1 YEAR ADJUSTABLE RATE MORTGAGE - FSBWAUPACA.

1 YEAR ARM MORTGAGE RATES 1 YEAR ARM MORTGAGE PDF EARLY ARM DISCLOSURE STATEMENT-1 YEAR ARM, 15 YEARS 1 YEAR ADJUSTABLE RATE MORTGAGE - FSBWAUPACA. 1 YEAR ARM MORTGAGE PDF EARLY ARM DISCLOSURE STATEMENT-1 YEAR ARM, 15 YEARS 1 YEAR ADJUSTABLE RATE MORTGAGE - FSBWAUPACA.COM 1 / 5 2 / 5 3 / 5 1 year arm mortgage pdf program name: itasca bank & trust

More information

Sample Mortgage Banker

Sample Mortgage Banker Sample Mortgage Banker What s included in Five Steps to Your New Home.............................. iii A review of the five worksheets provided for you to estimate your mortgage and home purchase eligibility

More information

The Mortgage and Housing Market Outlook

The Mortgage and Housing Market Outlook The Mortgage and Housing Market Outlook National Economists Club Washington, DC March 27, 2008 Frank E. Nothaft Chief Economist Recession Risk, Housing Contraction Worsen 1-in-2 chance of recession in

More information

30 YEAR MORTGAGE RATES MARYLAND 30 YEAR MORTGAGE RATES PDF 5-YEAR ARM MORTGAGE RATES MORTGAGE CALCULATOR

30 YEAR MORTGAGE RATES MARYLAND 30 YEAR MORTGAGE RATES PDF 5-YEAR ARM MORTGAGE RATES MORTGAGE CALCULATOR 30 YEAR MORTGAGE RATES PDF 5-YEAR ARM MORTGAGE RATES MORTGAGE CALCULATOR MORTGAGE RATES - OHIO HOUSING FINANCE AGENCY (OHFA) 1 / 7 2 / 7 3 / 7 30 year mortgage rates pdf 5-Year ARM Mortgage Rates. A five

More information

DOWNLOAD OR READ : 30 YEAR MORTGAGE RATES FHA PDF EBOOK EPUB MOBI

DOWNLOAD OR READ : 30 YEAR MORTGAGE RATES FHA PDF EBOOK EPUB MOBI DOWNLOAD OR READ : 30 YEAR MORTGAGE RATES FHA PDF EBOOK EPUB MOBI Page 1 Page 2 30 year mortgage rates pdf View today's mortgage interest rates and recent rate trends. Our table covers mortgages for a

More information

17220 Newhope St. Suite 213 Rate Sheet Page #: 1 Fountain Valley, CA Main Phone Number: Lock Desk Number: Lock Desk

17220 Newhope St. Suite 213 Rate Sheet Page #: 1 Fountain Valley, CA Main Phone Number: Lock Desk Number: Lock Desk 1 Maximum Price for FHA After Price Adjustments: (3.500) FHA CONFORMING FIXED & ARM PROGRAMS FHA 30 Year Fixed FHA 15 Year Fixed FHA 5/1 T-Bill ARM PROGRAM F6030 PROGRAM F6015 PROGRAM F6005 4.000 1.960

More information

Mortgage Terms Glossary

Mortgage Terms Glossary Mortgage Terms Glossary Adjustable-Rate Mortgage (ARM) A mortgage where the interest rate is not fixed, but changes during the life of the loan in line with movements in an index rate. You may also see

More information

Housing Market and Mortgage Performance in the Fifth District

Housing Market and Mortgage Performance in the Fifth District QUARTERLY UPDATE Housing Market and Mortgage Performance in the Fifth District 3 rd Quarter, 2013 Jamie Feik Lisa Hearl Joseph Mengedoth An Update on Housing Market and Mortgage Performance in the Fifth

More information

Lesson 13: Applying for a Mortgage Loan

Lesson 13: Applying for a Mortgage Loan Real Estate Principles of Georgia Lesson 13: Applying for a Mortgage Loan 1 of 64 341 Choosing a Lender Types of lenders Types of lenders include: savings and loans commercial banks savings banks credit

More information

Overview of Types of Mortgages Available

Overview of Types of Mortgages Available Overview of Types of Mortgages Available There are many different types of mortgages available to home buyers. They are all thoroughly explained here. But here, for the sake of simplicity, we have boiled

More information

White Paper Choosing a Mortgage

White Paper Choosing a Mortgage White Paper www.selectportfolio.com Toll Free 800.445.9822 Tel 949.975.7900 Fax 949.900.8181 Securities offered through Securities Equity Group Member FINRA, SIPC, MSRB Page 2 Table of Contents... 3 Introduction...

More information

Housing and Mortgage Market Update

Housing and Mortgage Market Update Housing and Mortgage Market Update VCU Real Estate Trends Conference October 14, 29 Amy Crews Cutts, PhD Deputy Chief Economist Recession Risks Still Elevated, Housing Contraction Ongoing Recession risks

More information

6/18/2015. Residential Mortgage Types and Borrower Decisions. Role of the secondary market Mortgage types:

6/18/2015. Residential Mortgage Types and Borrower Decisions. Role of the secondary market Mortgage types: Residential Mortgage Types and Borrower Decisions Role of the secondary market Mortgage types: Conventional mortgages FHA mortgages VA mortgages Home equity Loans Other Role of mortgage insurance Mortgage

More information

Mortgage terminology.

Mortgage terminology. Mortgage terminology. Adjustable Rate Mortgage (ARM). A mortgage on which the interest rate, after an initial period, can be changed by the lender. While ARMs in many countries abroad allow rate changes

More information

12-Step Home Mortgage Steps

12-Step Home Mortgage Steps 1 You should review your credit report for any errors before submitting your mortgage application. Your credit report is used by banks and other lending institutions to determine your creditworthiness.

More information

Economic Growth Moderates in Early 2018; Labor Market Continues to Be Strong

Economic Growth Moderates in Early 2018; Labor Market Continues to Be Strong JULY 2018 Economic Growth Moderates in Early 2018; Labor Market Continues to Be Strong Revised estimates of Gross Domestic Product (GDP) in the first quarter of this year showed further deceleration down

More information

June 27, 2017 Stakeholder Meeting. Nov. 21, 2016 Stakeholder Meeting. Sept. 25, 2017 Stakeholder Meeting

June 27, 2017 Stakeholder Meeting. Nov. 21, 2016 Stakeholder Meeting. Sept. 25, 2017 Stakeholder Meeting The RGGI participating states intend to hold regularly scheduled stakeholder meetings throughout the Program Review. In order to maximize the opportunity for stakeholder engagement and the submission of

More information

After-tax APRPlus The APRPlus taking into account the effect of income taxes.

After-tax APRPlus The APRPlus taking into account the effect of income taxes. MORTGAGE GLOSSARY Adjustable Rate Mortgage Known as an ARM, is a Mortgage that has a fixed rate of interest for only a set period of time, typically one, three or five years. During the initial period

More information

+9.1% year-over-year -11.4% month-over-month. ARMLS STAT - September 22, 2015 MONTHLY SALES

+9.1% year-over-year -11.4% month-over-month. ARMLS STAT - September 22, 2015 MONTHLY SALES ARMLS STAT - September 22, 2015 MONTHLY SALES +9.1% year-over-year -11.4% month-over-month Permission is granted only to ARMLS Subscribers for reproduction and to prepare derivative works with attribution

More information

Main: (800) CONVENTIONAL REFINANCE HARP FIXED RATE PRICING

Main: (800) CONVENTIONAL REFINANCE HARP FIXED RATE PRICING CONVENTIONAL PURCHASE FNMA 30 Year Fixed Purchase FNMA 20 Year Fixed Purchase CONTACT US Main: (800) 353-4449 4.375 1.750 4.634 4.125 2.000 4.505 29621 NORTHWESTERN HIGHWAY 4.500 1.250 4.717 4.250 1.500

More information

Mortgage Market Statistical Annual 2017 Yearbook. Table of Contents

Mortgage Market Statistical Annual 2017 Yearbook. Table of Contents Mortgage Originations Mortgage Origination Activity Mortgage Market Statistical Annual 2017 Yearbook Table of Contents Mortgage Origination Indicators: 1995-2016... 3 Mortgage Originations by Product:

More information

FNMA Home Affordable Refinance Program (HARP) Transaction Type Number of Units Fixed Rate Max LTV/CLTV

FNMA Home Affordable Refinance Program (HARP) Transaction Type Number of Units Fixed Rate Max LTV/CLTV FNMA Conventional Conforming Product Offering Transaction Type Number of Fixed Rate Cash-Out Refinance Second Home Adjustable Rate 1 Unit 97/97% 90/90% 2 Unit 85/85% 75/75% 3 4 75/75% 65/65% 1 Unit 80/80%

More information

Lunchtime Data Talk. Housing Finance Policy Center. Mortgage Origination Pricing and Volume: More than You Ever Wanted to Know

Lunchtime Data Talk. Housing Finance Policy Center. Mortgage Origination Pricing and Volume: More than You Ever Wanted to Know Housing Finance Policy Center Lunchtime Data Talk Mortgage Origination Pricing and Volume: More than You Ever Wanted to Know Frank Nothaft, Freddie Mac Mike Fratantoni, Mortgage Bankers Association October

More information

Principles of Mortgage Lending Secondary Marketing

Principles of Mortgage Lending Secondary Marketing Principles of Mortgage Lending Secondary Marketing DAN MCKENNEY PRESIDENT/CEO, MERRIMACK MORTGAGE COMPANY MARIO A. GOMEZ VP SECONDARY OFFICER, HARBORONE BANK Agenda History of Secondary Marketing Key Participants

More information

Mortgage Performance Summary

Mortgage Performance Summary Mortgage Performance Summary QUARTERLY UPDATE Housing Market and Mortgage Performance in the 1st Quarter, 2017 Joseph Mengedoth Michael Stanley 475 450 425 400 375 350 325 300 275 250 225 200 175 150 125

More information

Principles of Mortgage Lending Secondary Marketing MICHAEL WILBERTON VP CAPITAL MARKETS OFFICER, HARBORONE BANK

Principles of Mortgage Lending Secondary Marketing MICHAEL WILBERTON VP CAPITAL MARKETS OFFICER, HARBORONE BANK Principles of Mortgage Lending Secondary Marketing MICHAEL WILBERTON VP CAPITAL MARKETS OFFICER, HARBORONE BANK Executive Summary History of Secondary Marketing Key Participants in the Secondary Market

More information

Prospects for Housing Finance Reform and A Plan for Eliminating Fannie Mae and Freddie Mac without Legislation. March 5, 2018

Prospects for Housing Finance Reform and A Plan for Eliminating Fannie Mae and Freddie Mac without Legislation. March 5, 2018 Prospects for Housing Finance Reform and A Plan for Eliminating Fannie Mae and Freddie Mac without Legislation March 5, 2018 Edward Pinto pintoedward1@gmail.com Co-director, Center on Housing Markets and

More information

Section 11.5 Buying a House with a Mortgage

Section 11.5 Buying a House with a Mortgage Section 11.5 Buying a House with a Mortgage A mortgage is a long term loan in which the property is pledged as security for payment of the difference between the down payment and the sale price. The down

More information

Loan Estimates. with the following requirements: Estimate SMF SMF SMF

Loan Estimates. with the following requirements: Estimate SMF SMF SMF Loan Estimates with the following requirements: Estimate SMF SMF SMF Please follow the directions below when completing the Initial Loan Application and Disclosure processes. e e cc e and Locked LE, including

More information

Housing & Mortgage Market Outlook

Housing & Mortgage Market Outlook Housing & Mortgage Market Outlook 2005 Economic Outlook Symposium Federal Reserve Bank of Chicago December 2005 David W. Berson Vice President & Chief Economist What You Want to Know: We expect economic

More information

NEW HAMPSHIRE HOUSING FINANCE AUTHORITY Mortgage Credit Certificate Program (HFA: 328) Table of Contents

NEW HAMPSHIRE HOUSING FINANCE AUTHORITY Mortgage Credit Certificate Program (HFA: 328) Table of Contents NEW HAMPSHIRE HOUSING FINANCE AUTHORITY Mortgage Credit Certificate Program () Table of Contents PART ONE: Overview, Purpose and Applicability 328.01 - Overview and Purpose 328.02 - Applicability and Additional

More information

State of the Housing Market

State of the Housing Market State of the Housing Market 2 Freddie Mac s Mission Freddie Mac makes homeownership and rental housing more accessible and affordable by providing liquidity, stability, and affordability to the U.S. housing

More information

Mortgage Lender Sentiment Survey

Mortgage Lender Sentiment Survey Mortgage Lender Sentiment Survey Providing Insights Into Current Lending Activities and Market Expectations Full Report Published September 15, Fannie Mae. Trademarks of Fannie Mae. 1 Table of Contents

More information

Various Guideline Changes; HPML Documentation

Various Guideline Changes; HPML Documentation At Your Interest Is Our Priority! Various Guideline Changes; HPML Documentation Purpose This communication announces: FHA Appraisal guideline changes. Fannie Mae DU Version 8.0 Freddie Mac guideline changes

More information

AGENCY CONFORMING & HIGH BALANCE (Fannie Mae DU) BORROWER PAID

AGENCY CONFORMING & HIGH BALANCE (Fannie Mae DU) BORROWER PAID AGENCY CONFORMING & HIGH BALANCE (Fannie Mae DU) BORROWER PAID 30 & 25 Year Fixed Agency DU (DU30, DU25) 20 Year Fixed Agency DU (DU20) 15 & 10 Year Fixed Agency DU (DU15, DU10) 4.750 107.140 107.029 106.957

More information

Dream Big Jumbo Is Now Available The Smart Series is live! Check page 2 for more info. Check out our enhaned conventional LPMI pricing.

Dream Big Jumbo Is Now Available The Smart Series is live! Check page 2 for more info. Check out our enhaned conventional LPMI pricing. Effective Fri 02/23/2018 10:20 AM EST HomeReady: 3% down pmnt can come entirely from a gift Home Possible Advantage: Purch & refi loans up to 97% for SFR only. Home Possible: For 1-4 unit properties up

More information

Student Loan Repayment Rules: FHA, VA, USDA and Conventional Comparison Chart AS OF 9/4/2015

Student Loan Repayment Rules: FHA, VA, USDA and Conventional Comparison Chart AS OF 9/4/2015 Student Loan Re Rules: FHA, VA, USDA and Conventional Comparison Chart AS OF 9/4/2015 FHA- CASE NUMBERS DATED PRIOR TO 9/14/15: The Rule: Handbook 4155.1:4.C.6.a- If debt such as a student loan is scheduled

More information

Housing Demand Holding Steady Amidst Rising Mortgage and Home Prices

Housing Demand Holding Steady Amidst Rising Mortgage and Home Prices MAY 2018 Housing Demand Holding Steady Amidst Rising Mortgage and Home Prices Real Gross Domestic Product (GDP) grew at an annualized rate of 2.3 percent in the first quarter of 2018, down from 2.9 percent

More information

Dream Big Jumbo Is Now Available

Dream Big Jumbo Is Now Available Effective Tue 04/10/2018 9:54 AM EST HomeReady: 3% down pmnt can come entirely from a gift Home Possible Advantage: Purch & refi loans up to 97% for SFR only. Home Possible: For 1-4 unit properties up

More information

Strong Economic Growth Despite Weaker Housing Market Activity

Strong Economic Growth Despite Weaker Housing Market Activity AUGUST 2018 Strong Economic Growth Despite Weaker Housing Market Activity The U.S. economy accelerated in the second quarter of 2018, with real GDP growth at 4.1 percent, which was the strongest quarterly

More information

Understanding Consumer and Mortgage Loans

Understanding Consumer and Mortgage Loans Personal Finance: Another Perspective Understanding Consumer and Mortgage Loans Updated 2017-02-07 Note: Graphs on this presentation are from http://www.bankrate.com/funnel/graph/default.aspx? Copied on

More information

Course 1 Section 13: Types of Mortgages and Sources of Financing Section 13 Part 1

Course 1 Section 13: Types of Mortgages and Sources of Financing Section 13 Part 1 Course 1 Section 13: Types of Mortgages and Sources of Financing Section 13 Part 1 SLIDE 1 COVER PAGE SLIDE 2 TOPICS In this section we will cover the following topics: I. Conventional mortgages II. III.

More information

Mortgage Backed Securities: The US Approach. 4 February 2003 Soula Proxenos International Housing Finance Services

Mortgage Backed Securities: The US Approach. 4 February 2003 Soula Proxenos International Housing Finance Services Mortgage Backed Securities: The US Approach 4 February 2003 Soula Proxenos Today s Session... Overview of MBS in the United States Investor Considerations for MBS Fannie Mae s MBS Business Slide 2 Mortgage

More information

Loan Originator Compensation and Steering Prohibitions. Branch Originations March 2011

Loan Originator Compensation and Steering Prohibitions. Branch Originations March 2011 Loan Originator Compensation and Steering Prohibitions Branch Originations March 2011 Regulation Z - Loan Originator Compensation Truth in Lending Act, Regulation Z amendments on loan originator compensation

More information

Section 2.02 The ARM Alternative

Section 2.02 The ARM Alternative Section 2.02 The ARM Alternative In This Product Description This product description contains the following topics. Overview... 2 Product Summary... 2 Related Bulletins... 3 Features... 4 Options... 4

More information

Assistance Program: City of North Lauderdale Purchase Assistance Program Code: DFLLAUDER

Assistance Program: City of North Lauderdale Purchase Assistance Program Code: DFLLAUDER HOMEOWNERSHIP ASSISTANCE PROGRAM SUMMARY Product Description Allowable Origination Channel Program Name Program Approval Expiration Housing Authority Second mortgage loan program to be used in conjunction

More information

Guide to Home Loans: Finding the Right One 7 DIFFERENT LOAN TYPES

Guide to Home Loans: Finding the Right One 7 DIFFERENT LOAN TYPES Guide to Home Loans: Finding the Right One 7 DIFFERENT LOAN TYPES ?? There are a lot of loan choices so how do you figure out which is best? If you re looking to buy your first home, refinance or cash

More information

HOPE NOW. Snapshot Industry Extrapolations and HAMP Metrics

HOPE NOW. Snapshot Industry Extrapolations and HAMP Metrics Snapshot Industry Extrapolations and HAMP Metrics Three Month Q4-2016 Q1-2017 Q2-2017 Q3-2017 Q4-2017 Oct-17 Nov-17 Dec-17 Total Completed Modifications 85,357 89,213 78,302 54,318 56,355 19,400 18,819

More information

% % >80% & 95%

% % >80% & 95% Wholesale Division US Bank Home Mortgage Wholesale Pricing Effective: 2/13/18 98.500 98.5 HELP DESK 800-200-5881 Page: 1 of 5 CONVENTIONAL FIXED RATE LOANS 6 30 45 60 75 LOAN SIZE AND STATE ADJUSTMENT

More information

FINANCING OPTIONS FOR CONDOMINIUMS WITH PENDING HOA LITIGATION

FINANCING OPTIONS FOR CONDOMINIUMS WITH PENDING HOA LITIGATION FINANCING OPTIONS FOR CONDOMINIUMS WITH PENDING HOA LITIGATION Donald M. Maher Non-Warrantable Condominium Loan Expert www.hoalitigationcondoloans.com (800) 736-0565 Overview This white paper offers information

More information

CHOOSING THE RIGHT MORTGAGE PARTNER

CHOOSING THE RIGHT MORTGAGE PARTNER CHOOSING THE RIGHT MORTGAGE PARTNER Your mortgage partner should play a vital role in both a seller listing situation and in the case of when working with a buyer. IN THE CASE OF A LISTING Provide seller

More information

FHA LOAN ADJUSTMENTS

FHA LOAN ADJUSTMENTS FHA Programs 19000 MacArthur Blvd., Ste 200 Date: Rate Sheet ID: Borrower Paid FHA 30 Year Fixed FHA 15 Year Fixed FHA 30 Year Fixed (HB) 3.125 2.356 2.415 2.665 2.625 2.305 2.344 2.594 3.625 (0.737) (0.627)

More information

Recap of 2017: The Best Year in a Decade

Recap of 2017: The Best Year in a Decade NOVEMBER 217 Recap of 217: The Best Year in a Decade Macroeconomic conditions remained favorable for housing and mortgage markets in 217. Despite challenges, the housing markets remain on track for their

More information

Loan Estimate $ NO. Loan Terms. Loan Amount $ NO. Interest Rate 1.75% NO

Loan Estimate $ NO. Loan Terms. Loan Amount $ NO. Interest Rate 1.75% NO Pennsylvania Housing Finance Agency 211 N. Front Street Harrisburg, PA 17101 Save this Loan Estimate to compare with your Closing Disclosure. Loan Estimate DATE ISSUED APPLICANTS PROPERTY PROP. VALUE LOAN

More information

Pennsylvania Wholesale Rate Sheet

Pennsylvania Wholesale Rate Sheet Effective Fri 03/15/2019 9:36 AM EST HomeReady: 3% down pmnt can come entirely from a gift Home Possible Advantage: Purch & refi loans up to 97% for SFR only. Home Possible: For 1-4 unit properties up

More information

California Wholesale Rate Sheet

California Wholesale Rate Sheet Effective Fri 01/25/2019 9:44 AM EST California Wholesale Rate Sheet Jumbo Series H is Here! - See page 15 for details. Rate Fall-Out Specials on SmartEdge, SmartCondo & Dream Big! Smart Funds - See page

More information

Pennsylvania Wholesale Rate Sheet

Pennsylvania Wholesale Rate Sheet Effective Fri 01/25/2019 9:44 AM EST HomeReady: 3% down pmnt can come entirely from a gift Home Possible Advantage: Purch & refi loans up to 97% for SFR only. Home Possible: For 1-4 unit properties up

More information

Investment OVERVIEW: 4 TH QUARTER 2017 DA N A LIMITED VOLATILITY BOND STRATEGY.

Investment OVERVIEW: 4 TH QUARTER 2017 DA N A LIMITED VOLATILITY BOND STRATEGY. Investment DANA Advisors OVERVIEW: 4 TH QUARTER 2017 DA N A LIMITED VOLATILITY BOND STRATEGY THE WISE CHOICE HERITAGE A strong family culture Since our founding in 1980, Dana has remained independent and

More information

Welcome! Credit Scoring and Sub-Prime Lending

Welcome! Credit Scoring and Sub-Prime Lending Welcome! Credit Scoring and Sub-Prime Lending What is Credit Scoring? It s the use of a statistical model to objectively evaluate all the credit information available in a single repository What is a repository?

More information

Escambia County Housing Finance Authority Multi-County* Homeownership Program

Escambia County Housing Finance Authority Multi-County* Homeownership Program Escambia County Housing Finance Authority Multi-County* Homeownership Program Ever dreamed of owning a home but thought it was out of reach? The Escambia County HFA Homeownership Program may be the answer

More information

Refinancing? Compare Your Loan Options

Refinancing? Compare Your Loan Options Refinancing? Compare Your Loan Options Introduction At this point, you know refinancing could help you in a number of ways. Maybe you ve even pinned down why you want to refi. Chances are, you want to

More information

WHOLESALE BORROWER PAID COMPENSATION RATE SHEET. Liberty Savings Bank Contact Information

WHOLESALE BORROWER PAID COMPENSATION RATE SHEET. Liberty Savings Bank Contact Information Rate Sheet Date: Rate Sheet Price Code: 3/8/2019 3453 *Effective at 11:00 am EST WHOLESALE BORROWER PAID COMPENSATION RATE SHEET FOR LENDER PAID, BROKER MUST DEDUCT COMPENSATION Liberty Savings Bank Contact

More information

Southwest Wholesale Rate Sheet

Southwest Wholesale Rate Sheet Effective Tue 01/22/2019 9:43 AM EST HomeReady: 3% down pmnt can come entirely from a gift Home Possible Advantage: Purch & refi loans up to 97% for SFR only. Home Possible: For 1-4 unit properties up

More information

Role of HFAs and FHA in supporting homeownership

Role of HFAs and FHA in supporting homeownership Role of HFAs and FHA in supporting homeownership Ed Golding Housing Finance Policy Center Urban Institute HFA Institute Washington, DC January 12, 2018 Introduction Homeownership has been supported by

More information

Exhibit 19 Credit Fees in Price

Exhibit 19 Credit Fees in Price Exhibit 19 Credit Fees in Price 1. Credit Fees in Price for Mortgages with Special Attributes This Credit Fee in Price Matrix sets forth the Credit Fee in Price amounts and/or Credit Fee in Price rates

More information

Texas Wholesale Rate Sheet

Texas Wholesale Rate Sheet Effective Fri 04/12/2019 3:43 PM EST HomeReady: 3% down pmnt can come entirely from a gift Home Possible Advantage: Purch & refi loans up to 97% for SFR only. Home Possible: For 1-4 unit properties up

More information

THE WEALTH BUILDING HOME LOAN. AEI s Housing Center

THE WEALTH BUILDING HOME LOAN. AEI s Housing Center THE WEALTH BUILDING HOME LOAN Presented by Stephen Oliner and Edward Pinto stephen.oliner@aei.org, pintoedward1@gmail.com American Enterprise Institute Center on Housing Markets and Finance http://www.aei.org/housing/

More information

CFPB FINAL RULES SUN WEST IMPLEMENTATION GUIDE

CFPB FINAL RULES SUN WEST IMPLEMENTATION GUIDE CFPB FINAL RULES SUN WEST IMPLEMENTATION GUIDE January 1, 2018 In case of any queries regarding the information available in this guide, please reach us at qmteam@swmc.com. Sun West Mortgage Company, Inc.

More information

When pricing changes occur during the day, updated rate sheets are distributed. (Refer to the Intra-Day Price Change process)

When pricing changes occur during the day, updated rate sheets are distributed. (Refer to the Intra-Day Price Change process) INTRODUCTION Many products and pricing options are offered to meet market demand. RATE SHEETS Rate sheets provide program and pricing information. Rate sheets are distributed in the morning of each business

More information

Paramount Residential Mortgage Group Underwriting Credit Authority Levels

Paramount Residential Mortgage Group Underwriting Credit Authority Levels Paramount Residential Mortgage Group Underwriting Credit Authority Levels Policy PRMG has established credit authority levels and new hire requirements for all underwriters within the organization. The

More information

New England Wholesale Rate Sheet

New England Wholesale Rate Sheet Effective Fri 03/15/2019 9:36 AM EST HomeReady: 3% down pmnt can come entirely from a gift Home Possible Advantage: Purch & refi loans up to 97% for SFR only. Home Possible: For 1-4 unit properties up

More information

Freddie Mac Single-Family Seller/Servicer Guide Bulletin /29/2016 Page E19-1

Freddie Mac Single-Family Seller/Servicer Guide Bulletin /29/2016 Page E19-1 1. Postsettlement Delivery Fees ( delivery fees ) for Mortgages with Special Attributes This Delivery Fee Matrix sets forth the delivery fee amounts and/or delivery fee rates and credits applicable to

More information

Assistance Program: City of Tuscaloosa Home Purchase Assistance Program Code: DALTUSHPP

Assistance Program: City of Tuscaloosa Home Purchase Assistance Program Code: DALTUSHPP HOMEOWNERSHIP ASSISTANCE PROGRAM SUMMARY Product Description Allowable Origination Channel Program Name Second mortgage loan program to be used in conjunction with: FHA Fixed Rate Fannie Mae Fixed 30-year

More information

1003 form Commonly used mortgage loan application developed by Fannie Mae. Sometimes called the Uniform Residential Loan Application.

1003 form Commonly used mortgage loan application developed by Fannie Mae. Sometimes called the Uniform Residential Loan Application. GLOSSARY 1003 form Commonly used mortgage loan application developed by Fannie Mae. Sometimes called the Uniform Residential Loan Application. Acceptance A verbal or written acceptance of an offer to buy

More information

PORTFOLIO ARM - BORROWER PAID

PORTFOLIO ARM - BORROWER PAID BofI Federal Bank Wholesale Borrower Paid SFR Ratesheet Lock Desk Email: lockdesk@bofi.com Wholesale Sales Inquiries Thursday, June 28, 2018 Lock Requests: PORTFOLIO ARM - BORROWER PAID 5/1 LIBOR ARM 6/2/6

More information

PORTFOLIO ARM - BORROWER PAID

PORTFOLIO ARM - BORROWER PAID BofI Federal Bank Wholesale Borrower Paid SFR Ratesheet Lock Desk Email: lockdesk@bofi.com Wholesale Sales Inquiries Tuesday, March 20, 2018 Lock Requests: PORTFOLIO ARM - BORROWER PAID 5/1 LIBOR ARM 6/2/6

More information

FNMA / FHLMC - Conforming

FNMA / FHLMC - Conforming FNMA / FHLMC - Conforming 30 Yr -FFN3000/FFH3000/FFN3ACE/FFN 30FM 20 Yr - FFN2000 15 Yr - FFN1500/FFH1500 10 Yr - FFN1000 Rate 15 Day 30 Day 45 Day Rate 15 Day 30 Day 45 Day Rate 15 Day 30 Day 45 Day Rate

More information

HARP Refinance Guide. How You can Benefit from the HARP Program

HARP Refinance Guide. How You can Benefit from the HARP Program HARP Refinance Guide How You can Benefit from the HARP Program Contents How HARP Can Help You You Might Qualify for HARP but Not Know It HARP Qualification Basics HARP History HARP 1.0 HARP 2.0 HARP 3.0

More information

New York Wholesale Rate Sheet

New York Wholesale Rate Sheet Effective Fri 01/25/2019 9:44 AM EST HomeReady: 3% down pmnt can come entirely from a gift Home Possible Advantage: Purch & refi loans up to 97% for SFR only. Home Possible: For 1-4 unit properties up

More information

WHOLESALE BORROWER PAID COMPENSATION RATE SHEET. Liberty Savings Bank Contact Information

WHOLESALE BORROWER PAID COMPENSATION RATE SHEET. Liberty Savings Bank Contact Information Rate Sheet Date: Rate Sheet Price Code: *Effective at 11:00 am EST 09/14/2018 3319 WHOLESALE BORROWER PAID COMPENSATION RATE SHEET FOR LENDER PAID, BROKER MUST DEDUCT COMPENSATION Liberty Savings Bank

More information

Michigan Mutual Inc. > Home

Michigan Mutual Inc. > Home Page 1 of 14 HOME CLIENT SIGN UP RATES/GUIDELINES RESOURCES CONTACT US CAREERS Online Mortgage Payments Click here. Sign Up For Email Rates & Announcements Email Address SIGNUP> Underwriting Turn Times

More information

Released: March 5, 2010

Released: March 5, 2010 Released: March 5, 2010 Commentary 2 The Numbers That Drive Real Estate 3 Recent Government Action 9 Topics for Buyers and Sellers 15 Brought to you by: KW Research Commentary As the market continues to

More information

Mortgage Lender Sentiment Survey

Mortgage Lender Sentiment Survey Mortgage Lender Sentiment Survey Providing Insights Into Current Lending Activities and Market Expectations Full Report published December 26, Fannie Mae. Trademarks of Fannie Mae. 1 Table of Contents

More information

Niche Loan Programs. Featured Loan. Zero Down Loan

Niche Loan Programs. Featured Loan. Zero Down Loan Niche Loan Programs To cater the different needs of out clients Shining Star Funding offers diverse Niche Loan Programs. Contact our mortgage specialist to review which product best suits your financial

More information

Mortgage Lender Sentiment Survey

Mortgage Lender Sentiment Survey Mortgage Lender Sentiment Survey Providing Insights Into Current Lending Activities and Market Expectations Summary Report Published March 24, 2011 Fannie Mae. Trademarks Fannie Mae. Fannie Mae. Trademarks

More information

Real Estate Agent Program

Real Estate Agent Program Real Estate Agent Program Our Mission Alterra has always had one goal: Building Wealth Through Homeownership. As families prepare to take the next step towards homeownership, we re ready to meet the demand

More information

MEMO # TO: Wholesale Broker & Select Partner Clients DATE: October 30, 2018

MEMO # TO: Wholesale Broker & Select Partner Clients DATE: October 30, 2018 MEMO #2018-55 TO: Wholesale Broker & Select Partner Clients DATE: October 30, 2018 RE: CMG Credit Policy and Guideline Updates EFFECTIVE: As Noted Below CMG FINANCIAL CREDIT POLICY AND GUIDELINE UPDATES

More information

Assistance Program: City of Tampa Mortgage Assistance Program Code: DFLTAMPA

Assistance Program: City of Tampa Mortgage Assistance Program Code: DFLTAMPA HOMEOWNERSHIP ASSISTANCE PROGRAM SUMMARY Product Description Allowable Origination Channel Program Name Second mortgage loan program to be used in conjunction with: FHA Fixed Rate Fannie Mae Fixed 30 year

More information

Guidelines Correspondent. Loan Program: 15-Year Fixed Jumbo (215)

Guidelines Correspondent. Loan Program: 15-Year Fixed Jumbo (215) Guidelines Correspondent Loan Program: 15-Year Fixed Jumbo (215) LTV Limits: Occupancy Primary Residence Investment & Non- Owner Occupied PURCHASE AND LIMITED CASH-OUT REFINANCE MORTGAGES Property Type

More information

Memorandum. Sizing Total Exposure to Subprime and Alt-A Loans in U.S. First Mortgage Market as of

Memorandum. Sizing Total Exposure to Subprime and Alt-A Loans in U.S. First Mortgage Market as of Memorandum Sizing Total Exposure to Subprime and Alt-A Loans in U.S. First Mortgage Market as of 6.30.08 Edward Pinto Consultant to mortgage-finance industry and chief credit officer at Fannie Mae in the

More information

Macroeconomic View of the Housing Market. Frank Nothaft CoreLogic Chief Economist December 12 th 2018

Macroeconomic View of the Housing Market. Frank Nothaft CoreLogic Chief Economist December 12 th 2018 Macroeconomic View of the Housing Market Frank Nothaft CoreLogic Chief Economist December 12 th 2018 2019 Economic and Housing Outlook Economic growth continues, recession risk rises, interest rates increase

More information

National Wholesale Rate Sheet

National Wholesale Rate Sheet Effective Fri 03/15/2019 9:36 AM EST AL, AR, DC, DE, IA, IN, KS, KY, LA, MI, MN, MO, MS, NC, ND, NE, OH, OK, SC, SD, TN, WI, WV Check out our Smart Series Pricing Specials! SmartEdge, SmartEdge+, and SmartCondo

More information

Assistance Program: City of Austin Shared Equity Down Payment Assistance Code: DTXSHARED

Assistance Program: City of Austin Shared Equity Down Payment Assistance Code: DTXSHARED HOMEOWNERSHIP ASSISTANCE PROGRAM SUMMARY Product Description Allowable Origination Channel Program Name Second mortgage loan program to be used in conjunction with: FHA Fixed Rate Fannie Mae Fixed 30-year

More information

<logo> Offered through 21 st Century Home Loans WHOLESALE DIVISION

<logo> Offered through 21 st Century Home Loans WHOLESALE DIVISION CHF ACCESS Training Offered through 21 st Century Home Loans WHOLESALE DIVISION Desktop Underwriter is a registered trademark of Fannie Mae. Loan Prospector is a registered trademark of Freddie

More information

Issue Date 2/18/09 Effective Date Immediately WPA

Issue Date 2/18/09 Effective Date Immediately WPA Wholesale Partner Announcement At Your Interest Is Our Priority! Issue Date 2/18/09 Effective Date Immediately WPA 2009-008 Multiple Changes and Clarifications Purpose This communication announces the

More information

Chapter Objectives. Chapter 8. Housing. How much housing can you afford? What are the rental prices in your area?

Chapter Objectives. Chapter 8. Housing. How much housing can you afford? What are the rental prices in your area? Chapter Objectives Chapter 8. Housing To determine how much you can afford to spend on housing To compare whether it is financially more attractive to buy or rent To explain the real estate transaction

More information

Crescent Mortgage Company 6600 Peachtree Dunwoody Rd NE, 600 Embassy Row Ste #650, Atlanta, GA 30328

Crescent Mortgage Company 6600 Peachtree Dunwoody Rd NE, 600 Embassy Row Ste #650, Atlanta, GA 30328 (800) 851-0263 www.crescentmortgage.com Tuesday, April 16, 2019 Crescent Mortgage Company 6600 Peachtree Dunwoody Rd NE, 600 Embassy Row Ste #650, Atlanta, GA 30328 ET Market Update: 4/16/2019 Industrial

More information

The following information concerning Wells Fargo Bank s prior originations and purchases of Prime Adjustable-Rate Loans is included in this file:

The following information concerning Wells Fargo Bank s prior originations and purchases of Prime Adjustable-Rate Loans is included in this file: The following information concerning Wells Fargo Bank s prior originations and purchases of Prime Adjustable-Rate Loans is included in this file: summary information regarding original characteristics

More information

After housing s best year in a decade, what s next?

After housing s best year in a decade, what s next? DECEMBER 2016 After housing s best year in a decade, what s next? The year is drawing to a close and it is time to take stock of where housing and mortgage markets have been and where they likely are headed.

More information