Finance Cheque Return Rs.300/- per instrument Rs.300/- per instrument

Transcription

1 Cheque Return Charges per instrument Inward Cheque / CTS / ECS / Rs.180/- per instrument Rs.180/- per instrument NACH Return Outward Cheque CTS / ECS / Rs.105/- per instrument Rs.105/- per instrument NACH Return Finance Cheque Return Rs.300/- per instrument Rs.300/- per instrument Cheque Book Charges Current Account/Loan Account Rs.2.50/- per leaf. Rs.2.50/- per leaf. Saving Account Rs.2.25/- per leaf. First 15 leaves Rs.2.25/- per leaf. First 15 leaves free free Finance Rs.11/- per leaf. Rs.11/- per leaf. DD Commission Nationalized Bank Up to Rs.1000/- From Rs.1001/- up to Rs.20000/- Rs.5/- per thousand. Minimum Rs.80/- Rs.5/- per thousand. Minimum Rs.80/- Above 20000/- Rs.5/- per thousand. Minimum Rs.210/- Rs.5/- per thousand. Minimum Rs.210/- Rs.5/- per thousand (Subject to the prevailing rates of other banks). Rs.5/- per thousand (Subject to the prevailing rates of other banks). DD issued to Students for University / College Fees By Transfer - By Cash - As per above By Transfer - By Cash - As per above All Other Banks Up to Rs.1,00,000/- Rs.2/- per thousand. Minimum Rs.2/- per thousand. Minimum Above Rs.1,00,000/- Rs.1.50/- per thousand. Rs.2.50/- per thousand. Rs.1.50/- per thousand. Rs.2.50/- per thousand. NEFT/RTGS Inward.. Outward NEFT Up to Rs.10,000/- Rs.3/- per transaction Rs.3/- per transaction Above Rs.10,000/- to Rs.1 lakh Rs.7/- per transaction Rs.7/- per transaction Rs.1 lakh to Rs.2 lakhs Rs.17/- per transaction Rs.17/- per transaction Above Rs.2 lakhs Rs.30/- per transaction Rs.30/- per transaction RTGS Rs.2 lakhs to Rs.5 lakhs Rs.33/- per transaction Rs.30/- per transaction Above Rs.5 lakhs Rs.57/- per transaction. per transaction.

2 GST on NEFT & RTGS charges should be calculated at actual DD Cancellation / Duplicate Charges Pay Order Rs.105/- plus Issuing bank DD Rs.1.50/- per thousand. Minimum Rs.105/- plus Issuing bank DD Rs.1.50/- per thousand. Minimum Pay Order Cancellation/Revalidation Rs.105/- per instrument. ( - If issued for Closing of Saving/Current A/c/Term against disbursement of loan a/c.)deposit A/c and/or Issued against disbursement of loan a/c.) Rs.105/- per instrument. ( - If issued for Closing of Saving/Current A/c/Term against disbursement of loan a/c.)deposit A/c and/or Issued against disbursement of loan a/c.) Portfolio Charges Rs.16/- per page. Monthly Rs.16/- per page. Monthly (Maintenance of A/c) Statement of Account - via - via Print - Rs.11/- per page Monthly Print - Rs.11/- per page Monthly CD Account Rs.20/- per 40 entries CC Account Rs.20/- per 40 entries C.T.S./ ECS / NACH Charges / Processing Charges per instrument Outward Rs.2/- Inward Rs.3/-. Monthly Outward Rs.2/- Inward Rs.3/-. Monthly NACH Mandate Processing Charges Upload / Approval Charges Upload / Approval Charges OBC / IBC OBC Cheque Commission Up to Rs.500/- - At par. Up to Rs.500/- - At par. Above Rs.500/- to Rs.5000/- Rs.30/- per instrument. Rs.5000/- to Rs.10000/- per instrument. Rs.10000/- to Rs.1 lakh Rs. 105/- per instrument. Above Rs.500/- to Rs.5000/- Rs.30/- per instrument. Rs.5000/- to Rs.10000/- per instrument. Rs.10000/- to Rs.1 lakh Rs. 105/- per instrument. Above Rs.1 lakh - Above Rs.1 lakh - Rs.3/- per thousand Rs.3/- per thousand OBC Wine Bill Commission Realisation Charges Rs.16/- Realisation Charges Rs.16/- Return Charges - Cheque Rs.72/- plus postage Rs.31/- Rs.72/- plus postage Rs.31/- Wine Bills Rs.21/- Rs.21/- IBC General Medical Rs.3/- per thousand plus Rs.31/- postage Rs.2/- per thousand + Rs.31/- postage Rs.3/- per thousand plus Rs.31/- postage Rs.2/- per thousand + Rs.31/- postage

3 Return Charges- General Rs.72/- + Rs.31/- Postage Rs.72/- + Rs.31/- Postage Medical Rs.72/- + Rs.31/- Postage Rs.72/- + Rs.31/- Postage Wine (Collection) Rs.16/- Rs.16/- (Return) Rs.26/- Rs.26/- Signature / Digital Signature Verification / Photo Attestation/ GST Documents / per Account per instance Rs105/- per instance. Rs105/- per instance. No Dues Certificate NIL NIL Stop Payment - Rs.105/- Rs.105/- Single Instrument. For More than one Instrument. Rs.210/- More Than one Cheque Rs.210/- Saving Accounts Minimum Balance With/With Out ATM Facility/Cheque Book Facility Rural : Rs.500/- Rural : Rs.500/- Urban : Rs.1000/- Urban : Rs.1000/- Metro : Rs.1500/- Metro : Rs.1500/- Non Maintenance of Minimum Balance No Charge Rs.25/- per quarter Under Salary Scheme - Salary Accounts Open Accounts with Zero Balance & after credit of 1st Salary minimum balance as above should be maintained. Open Accounts with Zero Balance & after credit of 1st Salary minimum balance as above should be maintained. Self Help Group (SHG) Accounts Non Maintenance of Minimum No Charges Balance Rs.25/- per quarter Duplicate Passbook - Entries upto One year Saving Accounts No Charges For SB - Rs.75/- Current Accounts ( If Issued ) For CD - Rs.150/- Above One Year NIL SB A/C. Rs. 150/- CD A/C. Rs.200/- Closure of Accounts All Account Holders-Closure within 1 year All Account Holders-Closure within 1 year Saving Account Rs. 105/- Rs. 105/- Saving Account (Cheque Book Facility) Rs. 210/- Rs. 210/- Current Account Rs. 210/- Rs. 210/- Current Account Minimum Balance Rural : Rs.1000/- Rural : Rs.1000/- Urban : Rs.2000/- Urban : Rs.2000/-

4 Non Maintenance of Minimum Balance Charges for Transactional SMS Rs. 55/- on each occasion paisa per SMS with minimum Rs.22/- Quarterly Rs. 55/- on each occasion paisa per SMS with minimum Rs.22/- Quarterly Locker visit Per day one visit - Per day one visit - If exceeds per visit If exceeds per visit Lost of Locker Key Break open and Issue of New Key - Break open and Issue of New Key - as per Company's charges plus Rs.550/- as per Company's charges plus Rs.550/- Shares Deptt. Share Fee Transfer/Transmission Rs.25/- Particulars Service Charges Inclusive Metro : Rs.3000/- Metro : Rs.3000/- Rs.25/- Share Surrender Rs.25/- Rs.25/- Nomination Fee (If change in Rs.25/- Rs.25/- nomination) Entrance Fee (For Regular Member only) Entrance Fees Rs.25/- Rs.25/- Nominal Member Fee Issue of Duplicate Identity Card Bank Guarantee Commission A] BG issued through our Bank Margin in the form of FDRs Rate of Comm.p.a. Up to 25% - Commission 3% of Sanctioned Above 25% & up to 75% - Commission 2% of Sanctioned Above 75% & up to 100% - Commission 1% of Sanctioned Margin in the form of FDRs Rate of Comm.p.a. Up to 25% - Commission 3% p.a.of Sanctioned Above 25% & up to 75% - Commission 2% p.a.of Sanctioned Above 75% & up to 100% - Commission 1% p.a. of Sanctioned Above 25% & up to 75% - Above 25% & up to 75% - B] BG issued through other Bank (Regarding Bank Guarantee follow terms & conditions received from IBFC Deptt.) Up to 50% - Commission 3% of Sanctioned Above 50% & up to 100% - Commission 2% of Sanctioned Up to 50% - Commission 3% p.a. of Sanctioned Above 50% & up to 100% - Commission 2% p.a. of Sanctioned Process Fee Upto Rs.1,00,000/- Rs.160/- Rs.160/- Above Rs.1,00,000/- A] Working Capital 0.50% of sanctioned limit (Maximum up to Rs.4.25 lakhs) 0.50% of sanctioned limit (Maximum up to Rs.4.25 lakhs)

5 B] Term Loan 0.40% of sanctioned limit (Maximum up to Rs.4.25 lakhs) 0.40% of sanctioned limit (Maximum up to Rs.4.25 lakhs) C] Consortium Loans Scheme As per the decision of member Banks D] Working Capital (Renewal) As per the decision of member Banks Upto Rs.1,00,000/- Rs.160/- Rs.200/- Above Rs.1 lakh 0.25% of sanctioned limit 0.25% of sanctioned limit (Maximum up to Rs.1.25 lakhs) (Maximum up to Rs.2.00 lakhs) BG Processing Fees Nil New- 0.50% p.a. of BG. Nil Renewal % p.a. of BG. Loan sanctioned/disbursement - Visit Fees Upto to Rs.5 lakhs (Six monthly) Rs.210/- Rs.210/- Rs.5 lakhs to Rs.25 lakhs Rs.310/- Rs.310/- (Quarterly) Above Rs.25 lakhs (Bi-monthly) Rs.310/- Rs.310/- Solvency Certificate Upto Rs.5 Lakhs Rs.1550/- Rs.1550/- Above Rs. 5 lakhs to 25 lakhs Rs.3100/- Rs.3100/- Above Rs. 25 lakhs to Rs.50 Rs.7200/- Rs.7200/- lakhs Above Rs. 50 lakhs to Rs.100 Rs.10300/- Rs.10300/- lakhs Above Rs.100 lakhs Rs.15500/- Rs.15500/- CIBIL Charges- For Individual Rs. 210/- per Report Rs. 210/- per Report For Commercial (i.e.) Rs. 1550/- per Report Rs. 1550/- per Report (Other Than Individual) RTO Charges- Type Of Vehicle- Staff Others Staff Others Motor Cycle Rs.30/- Rs.105/- Rs.30/- Rs.105/- 3 Wheeler 0 Rs.155/- 0 Rs.155/- Low Motor Vehicle Rs.210/- Rs.210/- Heavy Motor Vehicle Rs.105/- Rs.415/- Rs.105/- Rs.415/- CERSAI Charges 1. Equitable Mortgage Rs.120 / Property / Entry Rs.120 / Property / Entry 2. Registered Mortgage At present Nil, In Future if At present Nil, In Future if applicable applicable 3. Stock Rs.120 / Entry Rs.120 / Entry 4. Book Debts Rs.120 / Entry Rs.120 / Entry 5. Machinery Rs.120 / Entry Rs.120 / Entry Cash Deposit Charges Upto Rs.10 lakhs per day Above Rs.10 Lakh If deposited upto 4.00 pm Rs.1 per thousand Rs.1 per thousand If deposited after 4.00 pm Rs.2 per thousand Rs.2 per thousand Small Denomination Charges ( In addition to above charges)

6 Less than Rs.100 denomination *** Rs 10 Denomination -- Rs 3.25/- per packet (NO Limit) *** *** Rs 10 Denomination -- Rs 4.00/- per packet (NO Limit) *** Upto 5 packets - free( For Rs 20 & Upto 5 packets - free( For Rs 20 & 50 Denomination) 50 Denomination) Above 5 packets - Rs.3.25/- per Above 5 packets - Rs.4.00/- per packet. (For Rs. 20 & 50 packet. (For Rs. 20 & 50 Denomination) Denomination) AWB Charges Cash transactions Cash transactions Within City - Within City - For Saving No Charges for Saving Acccounts No Charges for Saving Acccounts For Current/Cash Credit/ Over Draft Upto Rs.25000/- per day : Upto Rs.25000/- per day : Cash Deposition Charges in AWB Beyond Rs.25000/- per day : Beyond Rs.25000/- per day : Rs.1 per Rs.1000/- Minimum Rs.1 per Rs.1000/- Minimum Cash Withdrawal Charges in AWB Upto Rs.1 Lakh Upto Rs.1 Lakh Above Rs.1 Lakh Rs.105 per Lakh Above Rs.1 Lakh Rs.105 per Lakh Other NON Cash AWB transactions Within City - Out of City - (Above Rs.50000/- per transaction) Within City - Out of City - (Above Rs.50000/- per transaction) Retrieval of old transactional Up to 3 year old Rs.110/- documents/ Enquiries related to old records Up to 3 year old Rs.110/- ATM Maximum daily cash withdrawal limit More than 3 years old Rs.160/- per record. Rs.25000/- More than 3 years old Rs.160/- per record. Rs.25000/- No. of free transaction per Metro Cities - 3 Metro Cities - 3 month allowed through other bank ATMs (Both Financial & Non financial transaction) Non-Metro Cities - 5 Non-Metro Cities - 5 Additional Card Fee Rs.210/- Rs.210/- Charges for financial transaction Rs.21/- (per transaction) Rs.21/- (per transaction) through other Bank ATMs (Cash Withdrawal) Charges for non financial Rs.11/- per transaction Rs.11/- per transaction transaction through Other Bank ATMs (Balance enquiry, Mini Statement, PIN Change) Card Replacement Fee Rs.210/- Rs.210/-

7 E-Payment Charges Nil Nil Rs. 60/- per transaction for Account holder. Rs. 120/- per transaction for Non Account holder. Notice Charges For Over due Account First Installment Demand Notice- D-2 Demand Notice- D-3 Salary Attachment Notice (sec.41) Final Notice Gold Auction Notice Rs. 50/- + Postage Charges. Rs. 75/- + Postage Charges. Rs. 100/- + Postage Charges. Rs. 100/- + Postage Charges. Rs. 300/-+ Postage Charges. Rs. 300/-+ Postage Charges. Loan Application Fees. Loan Against Property, Housing Loan, Vehicle Loan,Short Term Loan, Personal Loan, Short Term Loan. RS.50/- All type of Commercial Loan, HY,CC, TL, SCC, WCTL, WCDL. Concession in Processing Fees Divyang persons Maji Sainik Women Education and Housing Loan Loan Commitment Charges. If HY/CC Sanctioned Limit used is below 65% of Sanctioned limit RS.50/- PIN Replacement Fee Rs.26/- Rs.26/- Annual Fees Rs.210/- Rs.210/- RS.55/- RS.100/- 0.50% Concession in all type of Loans. 0.25% Concession in all type of Loans. 0.25% Concession in all type of Loans. 0.25% Concession in all type of Loans. Penal Charges i. e. 2% of Sanctioned limit. LC Commission NIL 1] Interest Charge- as regular interest rate as applicable to related Borrower Loan Account. 2] 2% P.A. on prorata basis at the time of issuing the LC. Loan Foreclosure Charges Nil 3% of Outstanding amount before foreclosure. Stationary Charges yearly NIL Rs. 55/- (For HY/CC/SCC Account.) Staff :- 50% Concession to staff on the above charges. Elite ( For Savings & Current Accounts) Minimum Balance Savings A/c -Min.Bal.Rs.10,000/- (Daily Balance.) Current A/c -Min. Bal.Rs.25,000/- Savings A/c - Min. bal.rs.10,000/- Current A/c -Min. Bal.Rs.25,000/-

8 Penalty for non maintainence of Non Maintenance of Min. Bal Non Maintenance of Min. Bal Minimum Balance Rs.260/- per month + free services Rs.260/- per month + free services given to be revert given to be revert Cash Deposit Charges Per month 5 transaction free Cheque Book 15 cheque leaves free per month, thereafter for Savings A/c-Rs.2/- per leaf. Current A/c-Rs.3/- per leaf. 15 cheque leaves free per month, thereafter for Savings A/c-Rs.2/- per leaf. Current A/c-Rs.3/- per leaf. Mobile Banking AWB Transactions ATM Card Statement through Mail ENACH mandate registration RTGS/NEFT 10 Transactions free each month 10 Transactions free each month Portfolio Charges Rs.16/- per page Monthly ( 40 Trnx) Rs.16/- per page Monthly ( 40 Trnx) Balance Certificate Issue of certificates such as NOC, No dues, maintaining accounts, interest certificate PayOrder Rs.1.50 per thousand, Minimum Rs.1.50 per thousand, Minimum Stop Payment i) 105/- Per Leaf i) 105/- Per Leaf ii) 210/- For more than one leaf ii) 210/- For more than one leaf Setting up of Standing Instructions IBC/OBC Return Charges Rs.72/-+Postage Charges Rs.31/- Rs.72/-+Postage Charges Rs.31/- ENACH mandate processing Rs.2/- For Outward & Rs.3/- For Inward Rs.2/- For Outward & Rs.3/- For Inward Small Denomination Charges Demand Draft - Nationalized Bank for Rs.100 and above Denomination i) Rs. 10 Denomination Rs.3.25 per packet ii) Upto 5 packets free for Rs.20 & Rs.50 Denomination, above 5 packets Rs.3.25 per packet for Rs.100 and above Denomination i) Rs. 10 Denomination Rs.4.00 per packet ii) Upto 5 packets free for Rs.20 & Rs.50 Denomination, above 5 packets Rs.4.00 per packet Up to Rs.1000/- From Rs.1001/- up to Rs.20000/- Rs.5/- per thousand. Minimum Rs.80/- Rs.5/- per thousand. Minimum Rs.80/- Above 20000/- Rs.5/- per thousand. Minimum Rs.210/- Rs.5/- per thousand. Minimum Rs.210/- Rs.5/- per thousand (Subject to the Rs.5/- per thousand (Subject to the prevailing rates of other banks). prevailing rates of other banks). DD issued to Students for University / College Fees All Other Banks Up to Rs.1,00,000/- Above Rs.1,00,000/- Account Closure Charges By Transfer - By Cash - As per above Rs.2/- per thousand. Minimum Rs.1.50/- per thousand. Rs.2.50/- per thousand. Closure within 1 year For Savingi) Without Cheque book -Rs.105/- ii) With Cheque book -Rs.210/-, For Current- Rs.210/- By Transfer - By Cash - As per above Rs.2/- per thousand. Minimum Rs.1.50/- per thousand. Rs.2.50/- per thousand. Closure within 1 year For Savingi) Without Cheque book -Rs.105/- ii) With Cheque book -Rs.210/-, For Current- Rs.210/-

9 Duplicate DD/ PO Revalidation or Cancellation of DD/ PO Rs.105/- plus Issuing Bank DD Rs.105 per instrument. ( - if issued for closing of saving/ Current A/c/ Term against disbursement of loan A/c) Deposit Account and/or issued against disbursement of loan a/c. Rs.105/- plus Issuing Bank DD Rs.105 per instrument. ( - if issued for closing of saving/ Current A/c/ Term against disbursement of loan A/c) Deposit Account and/or issued against disbursement of loan a/c. Retrieval / Enquiry of Old Transactions DD Stop Payment Charges - IBC Collection Upto 3 years 110, more than 3 years 160/- Upto 3 years 110, more than 3 years 160/- Rs.105/- plus Issuing Bank DD Rs.105/- plus Issuing Bank DD Postage charges Rs.31/- + Postage charges Rs.31/- + i) For General Rs.3/- per thousand i) For General Rs.3/- per thousand ii) Medical - Rs.2/- per Thousand ii) Medical - Rs.2/- per Thousand Elite Plus (Only for Current Accounts) Minimum Balance AQB - Rs. 1 Lakh AQB - Rs. 1 Lakh ( For Co-Op. Societies Rs. 5 Lakhs) ( For Co-Op. Societies Rs. 5 Lakhs) Cash Deposit Charges Per month 5 transaction free Cheque Book 45 Cheque Leaves free per Month thereafter Rs. 3.00/- per cheque leaf 45 Cheque Leaves free per Month thereafter Rs. 3.00/- per cheque leaf Mobile Banking AWB Transactions ATM Card Statement through Mail ENACH mandate registration RTGS/NEFT Portfolio Charges Balance Certificate Issue of certificates such as NOC, No dues, maintaining accounts, interest certificate PayOrder Stop Payment Setting up of Standing Instructions IBC/OBC Return Charges ENACH mandate processing Small Denomination Charges for Rs.200 and above Denomination i) Rs. 10 Denomination Rs.3.25 per packet ii) Upto 5 packets free for Rs.20, Rs.50 & Rs.100 Denomination, above 5 packets Rs.3.25 per packet for Rs.100 and above Denomination i) Rs. 10 Denomination Rs.4.00 per packet ii) Upto 5 packets free for Rs.20, Rs.50 & Rs.100 Denomination, above 5 packets Rs.4.00 per packet Demand Draft - Up to Rs.1000/- From Rs.1001/- up to Rs.20000/- Above 20000/- DD issued to Students for University / College Fees

10 All Other Banks Up to Rs.1,00,000/- Above Rs.1,00,000/- Penalty for non maintainence of Minimum Balance Account Closure Charges Duplicate DD/ PO Revalidation or Cancellation of DD/ PO Retrieval of Concession offered Retrieval of Concession offered i) Within 6 Months Rs.1000/- ii) Within 1 Year Rs.500/- Rs.50/- plus Issuing Bank DD Rs.50 per instrument. ( - if issued for closing of Saving/ Current A/c/ Term against disbursement of loan A/c) Deposit Account and/or issued against disbursement of loan a/c. i) Within 6 Months Rs.1000/- ii) Within 1 Year Rs.500/- Rs.50/- plus Issuing Bank DD Rs.50 per instrument. ( - if issued for closing of Saving/ Current A/c/ Term against disbursement of loan A/c) Deposit Account and/or issued against disbursement of loan a/c. Retrieval / Enquiry of Old Transactions DD Stop Payment Charges - IBC Collection Upto 3 years, more than 3 years 160/- Upto 3 years, more than 3 years 160/- Rs.50/- plus Issuing Bank DD Rs.50/- plus Issuing Bank DD Postage charges Rs.31/- + Postage charges Rs.31/- + i) For General Rs.2.50/- per i) For General Rs.2.50/- per thousand thousand ii) Medical - Rs.1.50/- per ii) Medical - Rs.1.50/- per Thousand Thousand