Standard Tariff of Charges 2019

Transcription

1 1 Standard Tariff of Charges 2019

2 1. CUSTOMER SERVICES S.N. Services 1.1 Issuance of Cheque Book (Same branch) Free 1.2 Issuance of Cheque Book (Other branch) Free 1.3 Issuance of Loose Cheque NPR 50/- per leaf 1.4 Re- issuance of Cheque Book without requisition slip NPR 100/- (Max 25 leaves) 1.5 Uncollected Cheque Book Destruction Charge NPR 100/- 1.6 Stop Payment of Drawn Cheque NPR 150/- (per instruction) 1.7 Stop Payment of Undrawn Cheque (upto entire book) NPR 300/- (per instruction) 1.8 Cheque Bounce/Cheque Return over the counter NPR 300/- 1.9 Cheque collection Drawn with in Nepal: NPR 300/- Drawn Outside Nepal: USD 25 or equivalent amount in NPR 1.10 Issuance of Statement for first time Free 1.11 Issuance of Statement for other than first time NPR 10/- per page (reprint) 1.12 Issuance of Statement from other branches Free 1.13 Statement to be posted abroad USD 10/- or equivalent in NPR 1.14 Issuance of Good for Payment NPR 500/- (per cheque) 1.15 Cancellation of Good for Payment NPR 300/- (per cheque) 1.16 Issuance of Balance Certificate 1.17 Issuance of TDS certificate Free NPR 500/- (for additional copy NPR 100/- each copy). Free for institutions once a year for audit purpose Duplicate Customer DR/CR advice Upto 3 months - Free 3 months to 1 year NPR 100/- 1year to 2 years NPR 200/- After 2 years NPR 500/ Record Retrieval Charge Upto 3 months - Free 3 months to 1 year NPR 200/- 1year to 2 years NPR 500/- After 2 years NPR 1,000/ Standing Instruction (at the request of customer) NPR 250/- per instruction 1.21 Amendment of instruction (standing) NPR 100/- per instance 1.22 Account Closure Free 1.23 FD Premature or Liquidation 1.24 Issuance of Duplicate Fixed Deposit Receipt NPR 100/ Certification Charges (other than Specifically NPR 500/- mentioned in this documents) Normally premature shall not be allowed. In exception case: i) No interest shall be paid if pre matured within 90 days. ii) If after 3 months interest rate at the time of placing FD will be applicable for the period actually held less penalty 2% p.a.

3 1.26 ABBS Charge NPR 100 flat for any transaction above NPR 500K. No ABBS charge for same district or within valley (or as mentioned in Product Paper). ABBS free for loan repayments MANAGER S CHEQUE PROCESSING Manager s Cheque Issuance at Customer s Request Account Holder s/ BFIs NPR 250/- per cheque Non-Account Holder s/ BFIs NPR 500/- per cheque Credit Loan/ Loan Disbursement Free Collection of MC NPR Stop Payment of MC NPR Other Charges Scheme change charge NPR REMITTANCES (Kamana Sewa Remit) S. Minimum Maximum Service Sending Payout Host Commission N Remittance Remittance Charge Commission Commission , ,001 25, ,001 50, ,001 60, TRANSACTION BANKING 3.1 Safe Deposit Lockers Annual Rental/Security Deposit a) Small NPR 2,000/ NPR 10,000 b) Medium NPR 2,500/ NPR 10,000 c) Large NPR 3,000/ NPR 10, Surrender of Locker NPR 3000/- flat as service charge Breaking of Lockers / Loss of key by the customer NPR 3, and actual bill cost submitted by the vendor. 3.2 KAMANA SEWA VISA Debit Card Issuance fee First Year Free. (Thereafter NPR 250/-) Re-issuance (for lost cards/damaged) NPR 250/- (for one year) ATM Card Block Fee NPR 100/ ATM Card Unblock Fee NIL Supplementary Card NPR 250/- 3.3 Cash Withdrawal and Balance Enquiry Cash Withdrawal and Balance Enquiry in Kamana NIL Sewa Bank ATM Cash Withdrawal other than KAMANA NPR 30/- (For all ATM Terminals) SEWA Bank Balance Enquiry within KAMANA SEWA Bank NIL Balance Enquiry other than KAMANA SEWA NPR 20/- Bank Balance Enquiry within Visa ATM in India NPR 50/ ATM Cash Withdrawal Fee (In India) NPR 250 per transaction Pin Re-generation NPR 100/- 3.4 Mobile Banking Registration Free for First Year Annual Maintenance Fee NPR 200/ Pin Regeneration NPR 25/ Internet Banking Registration First year One time Issuance Free Renewal (a) Individual: NPR 250/- (b) Institutions: NPR 500/-

4 3.5.3 Pin Re-generation NPR 50/- 4 Outward Cheque Clearing Charges Local/ LCY Cheque Cheque below NPR 2 lakh NIL Cheque more than NPR. 2 Lakhs NPR FCY Cheque NPR Express Clearning NPR Cheque Return Charges NPR NCHL IPS Pricing Transactions Transactions Amount Based Slab Price Scheme Up to 500 above 500 to 5K Above 5 K to 50K Above 50K NPR Transactions Note: For Dividend and IPO refund payments, the transactions fee will be waived for the transactions up to NPR LENDING FEES Business Loans & Retail Loans New : 1 % of Loan Limit 6.1 Administrative Fee (Except Loan against FD & Gold Loan) Renewal : 0.5 % of Loan Limit Commitment Fee only in Revolving Loan: 1 % of unutilized amount if average utilization during the review period is less than 70% 6.2 Gold Loan Gold Security Fee: 0.25% per quarter 6.3 Micro Loan Admin Fee (NEW) Wholesale lending: 0.5% Group Loan: 1.5% Other Loan: 1.25% Renewal Fee Wholesale lending: 0.25% Direct Lending: 1% 6.4 Late Payment Fee NPR 500 flat (5 days Grace period shall be provided) 6.5 Penal Interest Penal interest 2% on principal and or interest becomes overdue/default 6.6 Watch List Accounts NPR 5,000 flat per account for loan limit upto 10 million. NPR 10,000 flat per account for loan limit above 10 million 6.7 Swap Charges 2% flat on loan outstanding 6.8 Bid Bond & Performance Bond (Quarterly) 0.25% or NPR 1,500 Per Quarter whichever is higher. 6.9 CICL NPR 250 per enquiry if report received no transactions history and NPR 550 per enquiry if report is received with transaction history. (Amount of NPR 550 per enquiry is to be recovered upfront from applicant. To refund approval required from CEO Prepayment Fee (Term Loan) Prepayment Fee (above NPR 50 Lakhs): 1% flat on prepayment amount Prepayment Fee (up to NPR 50 Lakhs): Nil if fully settled and 1% on prepayment amount if partial settlement. (In case of Prepayment Fee (above NPR 50 lakhs), if customer repays the loan from his/her own source due to change(s) in initial terms/ interest rate; prepayment charges are to be waived by obtaining approval from the respective unit/business heads) 6.11 Collateral Replacement Fee NPR 3,000 Flat

5 6.12 Property/ Vehicle Release Charge NPR 500 Flat 6.13 Share Release Charge NPR 100 per company 6.14 Issuance of Credit reference letter to other NPR 500 per request BFI s 6.15 Temporary Release of LORC Fee NPR Staff Concessions Free for Mobile Banking, Internet Banking and VISA Card, 100 % waiver, on security deposit of Locker to regular staff. 50% of Standard Tariff Charge in all other products. And commitment fee and Prepayment charged is 100% waived for all Staff Loan Facility. Note: All charges are to be applied at the higher rate in a band unless specifically approved. Negotiated rates other than rates specified must be approved in terms of laid down procedures Note: Above mentioned charges can be waived upto 100% or as per NRB regulations by CEO.