Service Charges (Effective from 15 th April 2014) (Service taxes as applicable will be collected extra) ACCOUNT RELATED. <=Rs.

Transcription

1 Service Charges (Effective from 15 th April 2014) (Service taxes as will be collected extra) Nature of Services Individuals / Sole Prop. / Partnership firms / Companies / Trusts and others in non-rural areas Service Charges Senior Citizens, Pensioners and individuals in rural areas Cheque Book Issue For all Current a/cs (including MCC accounts) ACCOUNT RELATED Overdraft a/cs Savings Bank a/cs Savings bank a/cs (AAB <= Rs. 5000/-) Savings bank a/cs (AAB >Rs /- but <= Rs /-) Savings bank a/cs (AAB > Rs /- but <=Rs /-) Annual Average Balance of the previous year AAB < =Rs.25000/ leaves free AAB>Rs.25000/-and <=Rs /- 300 leaves free AAB>Rs /- 500 leaves free Beyond free limit Rs.3/- per Rs. 3/- per for all OD / CC a/cs 20 leaves free for all eligible ac/s; thereafter Rs.2.50/- per 20 leaves free p.a.; thereafter Rs. 2/- per thereafter Rs. 2/- per 60 leaves free p.a.; thereafter Rs. 2/- per Savings bank a/cs (AAB > Rs. 1 lakh) dom SB A/c thereafter Rs. 2/- per Yuvashakthi SB a/c thereafter Rs. 2/- per Annual Average Balance of the previous year AAB < =Rs.25000/ leaves free AAB>Rs.25000/-and <=Rs /- 300 leaves free AAB>Rs /- 500 leaves free Beyond free limit Rs.3/- per Rs. 3/- per for all OD / CC a/cs 20 leaves free for all eligible ac/s; thereafter Rs. 2/- per 20 leaves free p.a.; thereafter Rs..1/- per thereafter Rs..1/- per 60 leaves free p.a.; thereafter Rs..1/- per thereafter Rs. 2/- per thereafter Rs. 2/- per

2 Prestige SB a/c 60 leaves free p.a.; 60 leaves free p.a.; Shakthi SB a/c thereafter Rs. 2/- per thereafter Rs.2/-per Non Maintenance of Minimum Average Balances (not to dormant a/cs) Current a/cs All Regular Savings a/cs For Senior Citizens Metro, urban & semiurban centres Rs. 200/- Metro, urban & semiurban centres Rs. 100/- No Minimum balance Rs. 70/- Rs.25/- No Minimum balance Rainbow SB Rs. 100/- Rs. 100/- dom, Yuvashakthi, Shakthi Rs. 125/- Rs. 125/- Closure of accounts Current a/cs RBSB Savings a/cs CC / SOD a/cs Upto 14 days -Nil If closed within 1 year- Rs.250/-. If closed at 1 year & after 1 year-nil Upto 14 days -Nil If closed within 1 year- Rs.125, If closed at 1 year & after 1 year -Nil. Upto 14 days -Nil If closed within 1 year- Rs.125, If closed at 1 year & after 1 year -Nil. Rs. 2000/- if a/c is being taken over by another bank Upto 14 days -Nil If closed within 1 year- Rs.250/-. If closed at 1 year & after 1 year -Nil Upto 14 days -Nil If closed within 1 year- Rs.100/-. If closed at 1 year & after 1 year -Nil Upto 14 days -Nil If closed within 1 year- Rs.100/-. If closed at 1 year & after 1 year -Nil Rs. 2000/- if a/c is being taken over by another bank Folio Charges where MAB is Rs. where MAB is Rs. Current a/cs 25000/- & above; Rs. 1/ /- & above; Rs. per txn if MAB is below 1/- per txn if MAB is Rs /- below Rs /- Overdraft / CC a/cs Rs. 1/- per txn Rs. 1/- per txn Savings a/s The number of transactions including ATM transactions in all Savings Bank accounts (excluding KVB Prestige, Rainbow Savings The number of transactions including ATM transactions in all Savings Bank accounts (excluding KVB Prestige, Rainbow

3 Stop Payment Instructions Savings a/cs Current / OD / CC a/cs Account, Kalpatharu and Grama Jyothi Accounts) is limited to 90 transactions for each half year (excluding system based debits). The total number of debit transactions permitted in all such accounts put together will be limited to 90 per half year. When number of withdrawals is more than the maximum stipulated, a service charge of Rs.2/- (inclusive of service tax) will be levied for each transactions in excess of 90 transactions. Rs. 50/- per instrument; Rs. 150/- for series of instruments Rs. 100/- per instrument; Rs. 300/- for series of instruments Savings Account, Kalpatharu and Grama Jyothi Accounts) is limited to 90 transactions for each half year (excluding system based debits). The total number of debit transactions permitted in all such accounts put together will be limited to 90 per half year. When number of withdrawals is more than the maximum stipulated, a service charge of Rs.2/- (inclusive of service tax) will be levied for each transactions in excess of 90 transactions. Rs. 30/- per instrument; Rs. 150/- for series of instruments Rs. 50/- per instrument; Rs. 250/- for series of instruments Issue of duplicate Pass Book / Sheet Duplicate pas book- Savings a/cs Rs.100/- per book Rs.100/- per book Loan a/cs Statement of Accounts SB/CA/OD Min. Rs. 25/-; beyond one sheet Rs. 25/- Re.1 per entry Min Rs.10/- Max Rs.50/- Min. Rs. 25/-; beyond one sheet Rs. 25/- Re.1 per entry Min Rs.10/- Max Rs.50/- Signature verification Rs. 50/- Rs. 20/- Collection of Term Deposits on maturity Rs.50/- Rs.50/- Issuance of No Dues certificate to non customers Rs. 50/- for Rural centres and Rs.100/- for other centres

4 Cash Remittance at Base Branches Current A/cs & Overdraft / Cash Credit A/cs/SODA -FD A. Cash Remittance at Base Branches & Non base Branches Current A/c where monthly average balance >= (Including cash deposited through Cash B. Cash Remittance at Base Branches & Non base Branches Current A/c where monthly average balance < (Including cash deposited through Cash C. SODA FD (281) Credit balance (Including cash deposited through Cash D. Cash Remittance at Base Branches & Non base Branches Overdraft / Cash Credit A/cs/ loan accounts- Limit Less than 1 crore cash remittance upto Rs.5 lacs per month or 12Times of Monthly Average Balance (MAB) whichever is higher at both base and Non base branches put together Beyond the free limit, base branches will be charged cash remittance upto 12Times of Monthly Average Balance (MAB) at both base and Non base branches put together Beyond the free limit, base branch will be charged cash remittance upto 12Times of Monthly Credit Average Balance at both base and Non base branches put together Beyond the free limit, Rs 2.00 per 1000 at both base and non base branch will be charged Upto Rs.75 lac per month thereafter Rs 2.00 per 1000 at both cash remittance upto Rs.5 lacs per month or 12Times of Monthly Average Balance (MAB) whichever is higher at both base and Non base branch put together Beyond the free limit, base branches will be charged cash remittance upto 12Times of Monthly Average Balance (MAB) whichever is higher at both base and Non base branch put together Beyond the free limit, Rs 2.00 per 1000 at both base and non base branch will be charged cash remittance upto 12Times of Monthly Credit Average Balance at both base and Non base branches put together Beyond the free limit, Rs 2.00 per 1000 at both base and non base branch will be charged Upto Rs.75 lac

5 (Including cash deposited through Cash E.Cash Remittance at Base Branches & Non base Branches Overdraft / Cash Credit A/cs/ loan accounts- Limit > 1 crore (Including cash deposited through Cash For KVB Pharma Plus, KVB Textile Plus and KVB steel Plus product features will continue to apply. F. SODA-FD (281) (Including cash deposited through Cash G. Cash Remittance SB a/cs where MAB of the previous month is less than Rs. 5000/- (Base and Non -Base branches) (Including cash deposited through Cash Deposit machines) H. Cash Remittance SB a/cs where MAB of the previous month is >= Rs. 5000/- and < Rs.25000/- (Base and Non -Base branches) (Including cash deposited through Cash I. Cash Remittance SB a/cs where MAB of the previous month is >= Rs.25000/- and < Rs /- (Base and Non -Base branches) (Including cash deposited through Cash J. Cash Remittance SB a/cs where MAB of the previous month is >= Rs /- (Base and Non -Base branches) (Including cash deposited through Cash A. Cash Withdrawal at Base and Non- Base Branches SB a/cs (Self Cheques only) B. Cash Withdrawal at Base and Non- Base Branches SB a/cs (Third party Cheques only) base and non base branches will be charged. Upto Rs.100 lac base branches will be charged. limit upto previous month Average Debit balance Upto Rs.5 lakhs free upto Rs.10 lakhs free upto Rs.15 lakhs free upto Rs.25 lakhs free Rs.50000/- per day per party base branches will be charged. Upto Rs.100 lac base branches will be charged. limit upto previous month Average Debit balance upto Rs.5 lakhs free upto Rs.10 lakhs free upto Rs.15 lakhs free upto Rs.25 lakhs free Rs.50000/- per day per party

6 Demand Drafts Account Holders Non Account Holders REMITTANCES Rs.3/- per Rs.1000/-Min- Rs.30/-,Max-Rs.15000/- Rs.4/- per Rs.1000/-Min- Rs.40/-,Max-Rs.20000/- Rs.2.50/- per Rs.1000/- Min-Rs.10/-,max- Rs.10000/- Rs. 3/- per Rs. 1000/-; Min Rs. 10/-; Max. Rs /- DD for students DD Cancellation, issue of duplicate DD Upto Rs.50/-, above Rs.50/-10% of the value of the instrument. max of Rs.250/- for all centres Upto Rs.50/-, above Rs.50/-10% of the value of the instrument. max of Rs.250/- for all centres Revalidation of DD A. R T G S (thru Branch) Rs. 2 lakhs to Rs. 5 Lakhs Rs. 25/- Rs. 25/- Above Rs. 5 lakhs Rs. 50/- Rs. 50/- B. R T G S (thru Net Banking) Rs. 2 lakhs to Rs. 5 Lakhs Rs. 15/- Rs. 15/- Above Rs. 5 lakhs Rs. 30/- Rs. 30/- A. N E F T (thru Branch) Upto Rs Rs. 2.50/- Rs. 2.50/- Above Rs to Rs.1 lakh Rs. 5/- Rs. 5/- Above Rs. 1 lakh to Rs.2 lakhs Rs. 15/- Rs. 15/- Above Rs. 2 lakhs Rs. 25/- Rs. 25/- B. N E F T (thru Net Banking) Upto Rs. 1 lakh Above Rs. 1 lakh to Rs. 2 lakh Rs. 10/- Rs. 10/- Above Rs. 2 lakhs Rs. 10/- Rs. 10/- Pay Orders Account Holders Non Account Holders Rs.3/- per Rs.1000/-Min- Rs.30/-,Max-Rs.15000/- Rs.4/- per Rs.1000/-Min- Rs.40/-, No max ceiling Rs.2.50/- per Rs.1000/- Min-Rs.10/-,max- Rs.10000/- Rs.3/- per Rs.1000/- Min-Rs.20/-, No max ceiling PO for students PO Cancellation Upto Rs.50/-, above Rs.50/-10% of the Upto Rs.50/-, above Rs.50/-10% of the

7 value of the instrument. max of Rs.250/- value of the instrument. max of Rs.250/- COLLECTION Bills Collection Inward / Outward Inward Bills Outward Bills Rs. 6/- per Rs. 1000/- or part thereof; Min. Rs. 25/-; Max. Rs. 7500/-; Applicable postage Rs. 6/- per Rs. 1000/- or part thereof; Min. Rs. 25/-; Max. Rs. 7500/-; Applicable postage subject to a min Rs. 15/- Rs. 6/- per Rs. 1000/- or part thereof; Min. Rs. 25/-; Max. Rs. 7500/-; Applicable postage Rs. 6/- per Rs. 1000/- or part thereof; Min. Rs. 25/-; Max. Rs. 7500/-; Applicable postage subject to a min Rs. 15/- A. Cheque Collection Inward / Outward Upto & Including Rs. 5000/- Rs. 25/- Rs. 25/- Above Rs. 5000/- & upto & including Rs /- Rs. 50/- Rs. 50/- Above Rs /- & upto & including Rs. Rs. 100/- Rs. 100/ /- Above Rs /- & upto & including Rs. Rs. 200/- Rs. 200/ /- Above Rs /- & upto & including Rs. Rs. 200/- Rs. 200/ /- Above Rs /- Rs. 200/- Rs. 200/- B. Cheque Collection under Speed Clearing Upto & including Rs /- Nil Nil C. Cheques sent for collection - Returned Local Cheque (of our bank) Rs. 30/- Rs. 30/- 50% of commission 50% of commission Outstation Cheques charged as per RBI charged as per RBI guidelines + other bank guidelines + other bank if any if any Inward Cheques Outward Cheques One day Base rate; Min. Rs. 300/- ; Max. Rs. 7500/- SB A/cs Nil All other a/cs Rs. 50/- One day Base rate; Min. Rs. 300/- ; Max. Rs. 7500/- SB A/cs Nil All other a/cs Rs. 50/- D. Outward Bills sent for collection Returned 50% of commission; min. Rs. 20/-; max. Rs. 5000/- + actual VPL 50% of commission; min. Rs. 20/-; max. Rs. 5000/- + actual VPL

8 E. Inward Bills sent for collection Returned 50% of commission; min. Rs. 20/-; max. Rs. 5000/- + actual VPL 50% of commission; min. Rs. 20/-; max. Rs. 5000/- + actual VPL Safe Custody Service No safe custody services to be provided by the branches. Safe Deposit Locker Charges (exclusive of service tax) Locker Size Metro /Urban Semi-urban/ Rural Small Rs.1200/- Rs. 1000/- Medium Rs.2500/- Rs. 1700/- Big Rs.3000/- Rs. 2000/- Large Rs.4500/- Rs. 2500/- Extra Large Rs.6500/- Rs. 3000/- Charges for obtention of CIBIL Report Individual Customers Rs.100/- Corporate Customers Rs.1000/- e-commerce Surcharge for railway ticket booking Through Debit card Surcharge for railway ticket booking Through Net banking Internet Banking TECHNOLOGY SERVICES SB a/cs PG Current a/cs Rs. 10/- per txn SB a/cs PG Current a/cs Rs. 10/- SB a/cs PG Current a/cs Rs. 10/- per txn SB a/cs PG Current a/cs Rs. 10/- per txn per txn Bill Pay Mobile top up Retail customer Corporate Customer Third party transfer within the bank for both retail & corporate customers including security token ; If opted for security token Rs. 500/- ; If opted for security token Rs. 500/- including security token

9 Transfer to other bank thro NEFT for both retail & corporate customers Transfer to other bank thro RTGS for both retail & corporate customers Stop Payment thro internet banking Upto Rs. 1 lakh - Above Rs.1 lakh-rs.10/- Above Rs. 2 lakhs to Rs. 5 lakhs Rs. 15/- Above Rs. 5 lakhs Rs. 30/- SB a/cs Rs. 50/- Other a/cs Rs. 70/- For series of instruments SB a/cs Rs. 150/- Other a/cs Rs. 250/- Upto Rs. 1 lakh - Above Rs.1 lakhrs.10/- Above Rs. 2 lakhs to Rs. 5 lakhs Rs. 15/- Above Rs. 5 lakhs Rs. 30/- SB a/cs Rs. 50/- Other a/cs Rs. 70/- For series of instruments SB a/cs Rs. 150/- Other a/cs Rs. 250/- Sale of Gift card through Net Banking Rs. 50/- Rs. 50/- Mobile Banking All eligible customers Annual Maintenance TNEB / BILL payments through KVB Mpay Rs. 5/- Rs. 5/- E C S e-statement Debit returns One day Base rate; Min. Rs. 300/- ; Max Rs. 7500/- One day Base rate; Min. Rs. 300/-; Max Rs. 7500/- Credit returns SWIFT Rs. 1000/- Rs. 1000/- Daily Rs. 200/- Rs. 200/- Weekly / Fortnightly / Monthly Debit Card CARD RELATED Domestic Debit Card Issued through Welcome Kit Personalised Debit card Rs.100/- Rs.100/- Personalised Add on cards Rs.100/- Rs.100/- Duplicate Personalised cards Rs.100/- Rs.100/- Annual Maintenance Fee (other than KVB prestige account) Annual Maintenance KVB Prestige a/cs - Rs.125/- Rs.125/- KVB Prestige a/cs - EMV Chip based International Debit Cards Personalised Debit card Rs.200/- Rs.200/- Personalised Add on cards Rs.200/- Rs.200/- Duplicate personalised cards Rs.200/- Rs.200/-

10 Card renewal Duplicate Card Annual Maintenance Fee Rs.175/- Rs.175/- ; In case there are no operations in the preceding 3 years Rs. 100/- Rs. 100/-; If card is captured at other bank ATMs & a letter is received from the acquiring bank ; In case there are no operations in the preceding 3 years Rs. 100/- Rs. 100/-; If card is captured at other bank ATMs & a letter is received from the acquiring bank Duplicate PIN Hotlisting Gift Card Travel Card Customers Non customers Upto Rs. 500/- - Rs. 50/- Above Rs. 500/- - Rs. 75/- Upto Rs. 500/- - Rs. 50/- Above Rs. 500/- - Rs. 75/- Duplicate Rs. 100/- Rs. 100/- Statement request Rs. 25/- Rs. 25/- Regeneration of PIN Rs. 20/- Rs. 20/- Issue Rs.150 Rs.150 Reload Rs.75 Rs.75 Add on card Rs. 100/- Rs. 100/- Re-issuance of PIN ATM Cash withdrawal ATM Balance inquiry 3 SGD 1.5 Euro; 3 SGD 0.5 USD; 0.5 Euro; 0.75 SGD 3 SGD 1.5 Euro; 3 SGD 0.5 USD; 0.5 Euro; 0.75 SGD Charge Slip retrieval 3 USD; 2.5 Euro; 4.75 SGD 3 USD; 2.5 Euro; 4.75 SGD Redemption / Refund Fee Rs. 100/- Rs. 100/- Duplicate card Charge Back Fee 3 USD; 4.75 SGD + Courier 3 USD; 4.75 SGD + Courier

11 3.25 SGD 3.25 SGD Cross currency mark up at Visa 3%on conversion rate 3%on conversion rate PIN Change Fee NIL NIL Statement Request Statement of account can be viewed through Internet or ATMs(last 10 trxns only) Statement of account can be viewed through Internet or ATMs(last 10 trxns only) Cross Currencies Markup within wallets on 2% on conversion rate 2% on conversion rate conversion rate Currency Conversion service tax Prevailing Prevailing Charges towards GCAS (VISA Global Customer Assistance Service)facility Prevailing Prevailing ATM TRANSACTIONS KVB ATMs Upto 5 transactions both Upto 5 transactions financial & non-financial. both financial & nonfinancial. ; ; Other Bank ATMs Thereafter Rs. 20/- per txn. (inclusive of Service Tax) Thereafter Rs. 20/- per txn. (inclusive of Service Tax) Non-Financial Transaction Rs (inclusive of Service Tax) Non-Financial Transaction Rs (inclusive of Service Tax) In Visa/Master outlets in India In Visa/Master outlets outside India International ATM transactions Financial txn. Rs. 125/- Non-financial txn Rs. 25/- Financial txn. Rs. 125/- Non-financial txn Rs. 25/- Fund Transfer through ATM In POS (other than fuel purchase) In POS for fuel purchase As levied by merchant As levied by merchant