Company Profile. The Leader In Small Business Funding

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1 Company Profile The Leader In Small Business Funding

2 Funding Type FORMS OF AVAILABLE FUNDING Business Credit Cards: Our most accessible funding type No business financials required ( No Doc program) Variables used to determine eligibility o Personal credit, Industry Code, State/Location of business/officers Results will total $25K-$150K based on your prequalification review. Primary component of our Unsecured Business Finance Program Bank Lines of Credit Business financials REQUIRED ( Full Doc program) Variables used to determine eligibility o Business Tax Returns, Business Cash Flow, Personal Credit History, Industry Code, State/Location of business/officers Results will total $50K-$250K per line of credit acquired. Often included with our Enterprise Business Finance Program SBA Loans (504 & 7a): Business financials REQUIRED ( Full Doc program) Variables used to determine eligibility o Business Tax Returns, Business Cash Flow, Personal Credit History, Industry Code, State/Location of business/officers, & Collateral Results will total $250K-$5M per loan acquired. o Often included with our Enterprise Business Finance Program Equipment Loans/Leases: Start-up companies typically get $10,000-$25,000 Existing businesses can achieve much more Nearly all equipment qualifies, our list of approved equipment is extensive Pre-Tax Funding: Start your business debt free No loans, banks, or credit checks involved If you have a retirement account you can get funding Avoid tax penalties and income tax on early retirement withdrawal Incorporation, 401(k) formation, and 5 years of business support all included All steps are reviewed by top licensed attorneys in their respective fields Revenue Based Lending: Only need two months in business Low Fico qualification (550+) Money deposited directly into business account Easy repayment fluctuates with your business income

3 FRANCHISE CLIENTS *Companies listed funded at least one new franchise through our programs within the last 12 months. ACQUISITIONS & STARTUPS Restaurant: Georgia: $72,000 Video phones: California: $150,000 The Coffee Cartel: Florida: $38,000 Fish market: Florida: $130,000 Wine shop: S. Carolina: $84,000 Dental Tools: Colorado: $105,000 Alcohol Bottling: Maryland Flower Shop: California Livestock Feed: Iowa

4 WHY OBTAIN BUSINESS CREDIT CARDS? CORPORATE FINANCE The easiest answer to this question is protection. Most people incorporate to create protection and separation between themselves and their companies. That way if your business fails you don t risk your personal assets. If you use your retirement or HELOC to fund your business, you put your family s future at risk and negate the entire reason for incorporating. Business credit is unsecured, freeing up your assets if the unthinkable were to occur. Another reason to use business credit is because that is what you qualify for. Far more people qualify for our business credit lines than loans, mostly because of the strict underwriting and collateral requirements for a loan (collateral is when they guarantee the loan with an asset such as your home). Additionally, with business credit there are no liens or UCC filings placed on yourself or your business, which means we can go to multiple lenders for more credit, increasing the total amount of funding you can build. GUARANTOR & BUSINESS REQUIREMENTS Business Requirements: Clean business history, with no judgments or unpaid loans (new corps are OK) Business financials and history are needed for Enterprise funding programs Startups are acceptable for the Unsecured Business Finance program At least one corporate officer must meet the following criteria Guarantor Requirements: 680+ FICO credit score (780+ if Vantage scoring if using truecredit.com) No derogatory credit marks within 6 months No judgments, or collections in unpaid status Absolutely No Bankruptcies At least 1 established credit line with $3,000+ limit The officer must maintain a clean profile through the program, which includes avoiding mortgage changes and additional car loans during the program.

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