Candide Financing 2007 NHG B.V. Quarterly Information Report Report period: 22 June September 2015

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1 Quarterly Information Report Report period: 22 June September 2015 AMOUNTS ARE IN EURO This report is in compliance with the European Securitisation Forum RMBS Issuer Principles for Transparency and Disclosure, Version 1.0 december 2008 Intertrust Management B.V. Prins Bernhardplein 200, 1097 JB Amsterdam, T +31 (0) F +31 (0) E securitisation@intertrustgroup.com W cm.intertrustgroup.com

2 Bond Report (1) Tranche Class Name General information ISIN Code Senior Class A XS Subordinated Class B XS Common code Security code Stock Exchange Listing(s) Currency Irish Stock Exch. EUR Not Listed EUR Number of Notes Interest Payment Date Principal Payment Date 21/Sep/ /Sep/ /Sep/ /Sep/2015 Principal information Original Principal Balance 356,000, Balance before Payment (BBP) 117,743, Principal Payments 7,127, Balance after Payment 110,616, Bal. before Payment (BBP) Per Note 16, Previous Factor Principal Payments Per Note 1, Balance after Payment Per Note 15, Current Factor ,350, ,350, ,350, , , Interest information Accrual Start Date Accrual End/Report/Record Date 22/Jun/ /Sep/ /Jun/ /Sep/2015 Accrual Period Fixing Date Reference Rate Reference Rate 18/Jun/2015 Euribor_3M 18/Jun/2015 Euribor_3M Coupon Reference Rate (in %) Relevant Margin * (in bps) 14 Current Coupon (in bps) Convention act/360 act/360 Interest Payments 37, Interest Payments Per Note , Other information Expected / Scheduled Maturity Original Life 21/Dec/ /Dec/2015 Principal + Interest Payments 7,164, Scheduled Interest Payment 37, Current Interest Shortfall 0.00 Cumulative Interest Shortfall 0.00 Original Rating(s) (S&P/Moody's/Fitch/DBRS) n.r. (sf) / Aaa (sf) / n.r. (sf) / n.r. (sf) Current Rating(s) (S&P/Moody's/Fitch/DBRS) n.r. (sf) / Aa2 (sf) / n.r. (sf) / n.r. (sf) PDL Balance Previous Payment Date 0.00 PDL Balance Current Payment Date 0.00 Principal Shortfall 0.00 Cumulative Principal Shortfalls , , n.r. (sf) / n.r. (sf) / n.r. (sf) / n.r. (sf) n.r. (sf) / n.r. (sf) / n.r. (sf) / n.r. (sf) Legal Maturity 18/Dec/ /Dec/2047 * up to FORD: 21/Dec/2015 User - Date / Time: DBU - 15 September :26:37

3 The Mortgage Portfolio Overview Previous reporting period end date Mortgage Loans 6/1/2015 Current reporting period end date Mortgage Loans 9/1/2015 Number of Loans Number of Loans at the beginning of the period 778 Number of Matured Loans / Prepaid Loans 10 Number of Defaulted Loans 0 Number of Substituted or Replenished Loans 0 Number of Repurchased Loans by the seller 35 Number of other Loans 0 Number of Loans at the end of the period 733 Amounts Net Outstanding balance at the beginning of the quarter 117,736, Scheduled Principal Mortgage Loans Received 152, Prepayments of Mortgage Loans 328, Defaulted Mortgage Loans (net of Recoveries) 0.00 Substituted or Replenished Mortgage Loans 0.00 Repurchased Mortgage Loans by the seller 6,650, Other amounts 0.00 Net Outstanding balance at the end of the quarter 110,606, Losses Cumulative balance of losses since Closing (net of recoveries) at the beginning of the period 124, Change balance of losses (net of recoveries) during the period Cumulative balance of losses since Closing (net of recoveries) at the end of the period 124, Amount of Construction Deposit Obligations Construction Deposit Obligations at the beginning of the period 0.00 Changes in Construction Deposit Obligations 0.00 Construction Deposit Obligations at the End of the period 0.00 User - Date / Time: DBU - 15 September :26:37

4 Interest Waterfall Notes Interest Available Amount (i) interest, including, penalty interest, but excluding Prepayment Penalties received on the Mortgage Receivables; 1,201, (ii) interest credited to the Issuer Collection Account, the Reserve Account and the Construction account; 0.00 (iii) Net Proceeds on any Mortgage Receivables; 0.00 (iv) amounts to be drawn under the Liquidity Facility; 0.00 (v) amounts to be drawn from the Reserve Amount; 0.00 (vi) amounts to be received from the Swap Counterparty under the Swap Agreement; 688, (vii) amounts received in connection with a repurchase of Mortgage Receivables; 0.00 (viii) amounts received in connection with a sale of Mortgage Receivables; 0.00 (ix) amounts received as post-foreclosure proceeds on the Mortgage Receivables; and (x) any (remaining) amounts standing to the credit of the Issuer Collection Account (final QPD) (xi) less (i) the amount of return or transfer of any Excess Swap Collateral (ii) Other Collateral, or (iii) Tax Credits; 0.00 (xii) less on the first Quarterly Payment Date of each calendar year a minimum of 2,500, Notes Interest Available Amount (NIAA) 1,890, Interest Priority of Payment (a) first, the fees or other remuneration due and payable to the Directors; 0.00 (b) second, fees and expenses due and payable to the Issuer Administrator and the MPT Provider; 34, (c) third, any amounts due and payable to third parties; 41, (d) fourth, amounts, if any, due or accrued but unpaid under the Swap Agreement to the Swap Counterparty; 1,232, (e) fifth, all amounts of interest due or interest accrued but unpaid in respect of the Senior Class A Notes; 37, (f) sixth, making good any shortfall reflected in the Class A Principal deficiency Ledger; 0.00 (g) seventh, any sums required to be deposited on the Reserve Account; 0.00 (h) eighth, interest due or interest accrued but unpaid on the Subordinated Class B Notes; 24, (i) ninth, in or towards satisfaction of a Liquidity Facility Subordinated Amount due; 0.00 (j) tenth, in or towards satisfaction to the Swap Counterparty of any Swap Subordinated Amount due; 0.00 (k) eleventh, in or towards satisfaction of principal amounts due under the Subordinated Class B Notes (final QPD); 0.00 (l) twelfth, in or towards interest due or interest accrued but unpaid and principal on the Subordinated Loan; and 5, (m) thirteenth, in or towards satisfaction of a Deferred Purchase Price Installment to the Seller. 514, Interest Amounts Applied 1,890, User - Date / Time: DBU - 15 September :26:37

5 Principal Waterfall Notes Redemption Available Amount (i) as repayment and prepayment in full of principal under the Mortgage Receivables; 343, (ii) as Net Proceeds, to the extent such proceeds relate to principal less; 0.00 (iii) as amounts received in connection with a repurchase of Mortgage Receivables; 0 (iv) as amounts received in connection with a sale of Mortgage Receivables; 6,650, (v) as amounts of interest received to be credited to the Principal Deficiency Ledger; 0.00 (vi) as Savings Participation Increase pursuant to the Savings Mortgage Sub-Participation Agreement; and 138, (vii) as amounts received on the Issuer Collection Account from the credit of the Construction Account Unapplied principal amounts previous periods 1, Notes Redemption Available Amount 7,132, Notes Principal Priority of Payments (a) The Senior Class A Notes, until fully redeemed. 7,127, Unapplied principal amounts current period 5, Principal Priority of Payments 7,132, User - Date / Time: DBU - 15 September :26:37

6 Additional Information Collection Account Collection Account starting balance 9, Received on bank account 9,018, Received interest 0.00 Paid from bank account 9,014, Collection Account ending balance 13, Reserve Account Reserve Account starting balance 5,350, Deposit current Payment Date 0.00 Received interest 0.00 Payments from Reserve Fund 0.00 Reserve Account ending balance 5,350, Target Reserve Account Balance at end of reporting period 5,340, Construction Account Construction Account starting balance 0.00 Received interest 0.00 Amounts paid 0.00 Construction Account ending balance 0.00 Liquidity Facility Liquidity Facility Maximum Amount, next period 2,136, Liquidity Facility drawn amount previous period 0.00 Liquidity Facility drawn amount current period 0.00 Liquidity Facility repaid amount current period 0.00 Liquidity Facility Available Amount, next period 2,136, Interest due on drawn amounts 0.00 Interest paid on drawn amounts 0.00 Subordinated Loan Subordinated Loan, starting balance 925, Repayment principal 0.00 Subordinated Loan, ending balance 925, Interest payable 5, Interest paid 5, Deferred Purchase Price (DPP) Specification Swap Margin 521, Losses in period 0.00 Recoveries in period Change in arrears (interest) -1, Interest Subordinated Loan (paid) -5, Tax Amount 0.00 Corrections to DPP 0.00 Available for DPP installment 514, User - Date / Time: DBU - 15 September :26:37

7 Default Statistics This period Number of Loans Defaulted during the Period 0 Percentage of Number of Performing Loans Outstanding at the beginning of the period (%) 0.00 Principal Balance of Loans Defaulted during the period 0.00 Percentage of Scheduled Balance of Performing Loans at the beginning of the period (%) 0.00 Losses on loans during period 0.00 Recoveries during Period on Defaulted Loans Recoveries as a percentage of Losses on the Defaulted Loans during the period (%) 0.00 Losses minus Recoveries (Net Losses) during period Since Closing Number of Loans Defaulted since Closing 22 Percentage of Number of Loans at Closing (%) 0.95 Principal Balance of Loans Defaulted since Closing at Defaulted Date 3,779, Percentage of Scheduled Balance at Closing (%) 1.04 amount of losses since Closing at Defaulted Date 761, Recoveries since Closing on Defaulted Loans 637, Recoveries as a Percentage of Losses on Defaulted Loans (1) % Losses minus Recoveries (Net Losses) since Closing 124, Loss Severity (Cumulative Net Loss divided by Principal Amount of Cumulative Defaults) 3.29 Definition Defaults: Mortgage loans of which the foreclosure is completed (mortgage property is publicly or privately sold) 1) As a percentage of outstanding balance of all defaulted loans at the defaulted date User - Date / Time: DBU - 15 September :26:37

8 Constant Prepayment Rate Statistics Life CPR Life CPR, this quarter Life CPR, previous quarter Rolling average CPR last 3 months ACPR 3M, this quarter ACPR 3M, previous quarter Rolling average CPR last 12 months ACPR 12M, this quarter ACPR 12M, current quarter User - Date / Time: DBU - 15 September :26:37

9 Delinquencies Months 0 0 =< 1 1 =< 2 2 =< 3 3 =< 4 4 =< 5 5 =< 6 > 6 # loans Arrears Amount Mortgage amount # loans Mortgage Amount ,815, % 96.57% , ,008, % 1.82% , % 0.18% , , % 0.31% , , % 0.21% % 0.00% , , % 0.15% , , % 0.76% , ,606, % % Definition Delinquencies: All amounts in Arrear (scheduled principal; scheduled interest; arrears penalties on scheduled amounts in arrear). User - Date / Time: DBU - 15 September :26:37

10 Triggers And Key Characteristics Notification Events None Mortgage Payment Frequency 1 Other information in relation to closing Realised as per Closing Date Realised as per 31/8/ Coupon Maximum Coupon Minimum Coupon Current Loan-to-Value 1 (Recorded Foreclosure Value) Current Loan-to-Value 2 (Indexed Recorded Foreclosure Value) Current Loan-to-Value 3 (Estimated Fair Market Value) Current Loan-to-Value 4 (Indexed Estimated Fair Market Value) Mortgage Loan, 1 Original Balance 379,244, ,083, Mortgage Loan, 2 Outstanding Principal Balance 357,614, ,606, Mortgage Loan, 3 Savings Participation 1,614, ,345, Mortgage Loan, 4 Net Balance 356,000, ,606, Mortgage Loan, balance by Borrower 161, , Mortgage Loan, Maximum Loan Value 249, , Number of Loanparts 4, , Number of Loans 2, Maturity (months) Seasoning (months) Triggers Realised as per Closing Date Realised as per 31/8/2015 Reserve Account Balance(Target: ) 5,350, ,350, Liquidity Facility Amount (Maximum: ) 4,984, ,136, Counterparty Ratings Moody's (ST/LT) Fitch (ST/LT) S&P (ST/LT) DBRS (ST/LT) Role Party Rating trigger Current rating Rating trigger Current rating Rating trigger Current rating Rating trigger Current rating Floating Rate GIC Provider Bank Nederlandse Gemeenten P1 / P1 / / / / / R-1 L / / N.V. BBB(h) Interest Rate Swap Bank of Scotland Plc., P1 / A1 P1 / A1 / / / / / / Counterparty Amsterdam Branch Liquidity Facility Provider Bank of Scotland Plc., P1 / P1 / / / / / / BBB(h) / AA(l) Amsterdam Branch Seller Collection Account Provider Rabobank Nederland P1 / P1 / / / / / R-1 L / BBB (h) R-1 H / AA(h) User - Date / Time: DBU - 15 September :26:37

11 Stratification 1. Key characteristics Principal amount 114,951, Value of savings deposits 4,345, Outstanding principal balance 110,606, Building deposits Outstanding principal balance excl. building and saving deposits 110,606, Number loans 733 Number loanparts 1,404 principal balance (borrower) 150, average current interest rate 4.25% average maturity (in years) 3.12 average seasoning (in years) average LTFV * % average LTFV (indexed) * (1) % (*) WAM based on weighted interest period (1) The average loan to indexed foreclosure value is %, whereby LTiFV of guaranteed mortgages is stated at nil percent.

12 2. Redemption Type Description Aflossingsvrije Hypotheek Aggregate Outstanding Not. Amount Nr of Loanparts Coupon Maturity Alternative Savings Annuitaire Hypotheek Annuity 1,491, % % 4.05% Automatische Continuatie Bank Savings Beschermd Vermogen Hypotheek Beurs Hypotheek Bridge Loan Bridge loan Debt Agreement Fixed Mortgage Type Hybrid Hybride Interest only 46,882, % % 4.23% Investment 900, % % 4.53% Leven Hypotheek Life 748, % % 4.40% Life (external policy) Lineair Lineaire Hypotheek Linear Mixed Annuity Nationale Nederlanden Opmaat Hypotheek Other Other Royal Bridge Royal Future Hypotheek Savings 2,573, % % 4.83% Savings/ Life 14,524, % % 4.12% Spaar Hypotheek Spaar Hypotheek Avéro STAR Aflossingsvrij Switch Unit Linked 43,484, % % 4.28% Universal Life Unknown Vermogens Hypotheek Vrij Vermogen Hypotheek 110,606, % 1, % 4.25% (*) WAM based on weighted interest period

13 3. Interest Reset Dates From ( > ) Until ( <= ) Aggregate Outstanding Not. Amount Nr of Loanparts Coupon Maturity < ,635, % % 3.52% ,884, % % 4.47% ,582, % % 4.88% ,689, % % 4.33% ,262, % % 3.82% ,648, % % 3.81% ,016, % % 4.38% ,507, % % 4.69% , % % 4.72% ,269, % % 4.04% ,986, % % 2.90% ,510, % % 4.56% ,370, % % 4.85% , % % 4.75% , % % 4.70% , % % 4.80% , % % 4.70% ,905, % % 4.87% > Unknown 110,606, % 1, % 4.25% (*) WAM based on weighted interest period

14 4. Geographical Distribution Province Aggregate Outstanding Not. Amount Drenthe 3,316, % % 4.35% Utrecht 7,360, % % 4.15% Zeeland 1,718, % % 3.92% Zuid-Holland 33,072, % % 4.26% Unspecified 509, % % 4.55% Flevoland 4,130, % % 4.22% Friesland 4,518, % % 4.17% Gelderland 11,404, % % 4.11% Groningen 3,574, % % 4.18% Limburg 5,281, % % 4.23% Nr of Loans Coupon Maturity Noord-Brabant 11,577, % % 4.21% Noord-Holland 16,661, % % 4.34% Overijssel 7,478, % % 4.53% ,606, % % 4.25% (*) WAM based on weighted interest period

15 5. Loan To Original Foreclosure Value ( based on notional / collateral value From ( > ) NHG Garantie Until ( <= ) Aggregate Outstanding Not. Amount Nr of Loans Coupon Maturity < 10% 2, % % 5.90% % 20% 361, % % 3.56% % 30% 425, % % 4.07% % 40% 831, % % 4.09% % 50% 1,762, % % 4.17% % 60% 3,417, % % 3.90% % 70% 2,837, % % 4.18% % 80% 4,601, % % 4.17% % 90% 6,290, % % 3.87% % 100% 13,125, % % 4.13% % 110% 18,451, % % 4.19% % 120% 22,154, % % 4.31% % 130% 33,426, % % 4.40% % 140% 2,619, % % 4.61% % 150% 179, % % 5.30% % > 121, % % 4.50% (*) WAM based on weighted interest period 110,606, % % 4.25% 37.45

16 6. Loan To Indexed Foreclosure Value ( based on notional / collateral value From ( > ) NHG Garantie Until ( <= ) Aggregate Outstanding Not. Amount Nr of Loans Coupon Maturity < 10% 2, % % 5.90% % 20% 183, % % 3.69% % 30% 332, % % 3.80% % 40% 811, % % 4.05% % 50% 1,039, % % 4.07% % 60% 2,799, % % 4.00% % 70% 3,092, % % 4.11% % 80% 2,732, % % 4.00% % 90% 5,617, % % 4.00% % 100% 9,636, % % 4.03% % 110% 11,877, % % 4.25% % 120% 20,590, % % 4.20% % 130% 25,279, % % 4.29% % 140% 17,715, % % 4.41% % 150% 8,006, % % 4.59% % > 887, % % 4.79% ,606, % % 4.25% (*) WAM based on weighted interest period

17 7. Mortgage Loan Size From ( > ) Until ( <= ) Aggregate Outstanding Not. Amount < , % % 5.90% , % % 4.10% ,462, % % 4.06% ,603, % % 4.21% ,598, % % 4.28% ,235, % % 4.26% ,971, % % 4.21% , % % 4.62% Nr of Loans Coupon Maturity > Unknown 110,606, % % 4.25% (*) WAM based on weighted interest period

18 8. Interest Rate Group From ( > ) < Until ( <= ) 0,5% Aggregate Outstanding Not. Amount Nr of Loanparts Coupon Maturity 0,5% 1,0% 1,0% 1,5% 1,5% 2,0% 2,0% 2,5% 763, % % 2.44% ,5% 3,0% 10,006, % % 2.69% ,0% 3,5% 2,587, % % 3.22% ,5% 4,0% 16,096, % % 3.76% ,0% 4,5% 36,383, % % 4.31% ,5% 5,0% 36,069, % % 4.70% ,0% 5,5% 8,471, % % 5.25% ,5% 6,0% 229, % % 5.67% ,0% 6,5% 7,0% 6,5% 7,0% > Unknown 110,606, % 1, % 4.25% (*) WAM based on weighted interest period

19 9. Origination Date From ( >= ) < Until ( < ) 1995 Aggregate Outstanding Not. Amount Nr of Loanparts Coupon Maturity , % % 3.96% , % % 5.05% ,038, % % 3.58% ,930, % % 4.19% ,612, % % 4.32% ,212, % % 3.99% ,889, % % 4.25% ,068, % % 4.55% > Unknown 110,606, % 1, % 4.25% (*) WAM based on weighted interest period

20 10. Underlying Property Property Caravan Aggregate Outstanding Not. Amount Nr of Loans Coupon Maturity Condominium 30,540, % % 4.27% Condominium with garage 122, % % 4.50% Conversion Farm house 175, % % 4.80% Flat/appartment Flat/appartment with garage Garage House/Practice Houseboat MVE / MGE property NRF Property Office space Other property / unknown 217, % % 4.50% Recreational home Residential / business property Residential farm Retail property Rural estate Shop / House Shop/private house Single family house 65,871, % % 4.25% Single family house with garage 13,679, % % 4.17% Single garage for flat/appartment Single garage for house Unknown Unspecified Utility building 110,606, % % 4.25% (*) WAM based on weighted interest period

21 11. Seasoning From ( >= ) < Until ( < ) 1 Aggregate Outstanding Not. Amount Nr of Loanparts Coupon Maturity , % % 4.86% ,217, % % 4.49% ,224, % % 4.05% ,676, % % 3.95% ,814, % % 4.35% ,452, % % 4.01% ,089, % % 3.79% , % % 4.63% , % % 2.60% > Unknown 110,606, % 1, % 4.25% 37.45

22 Contact Information Auditors PricewaterhouseCoopers Accountants N.V. Company Administrator Intertrust Administrative Services B.V. Thomas R. Malthusstraat 5 Prins Bernhardplein JR Amsterdam 1097 JB Amsterdam Floating Rate GIC Provider Bank Nederlandse Gemeenten N.V. Interest Rate Swap Counterparty Bank of Scotland Plc., Amsterdam Branch Koninginnegracht 2 De Entrée AA The Hague 1101 EE Amsterdam Issuer Candide Financing 2007 NHG B.V. Legal Advisor to the Manager NautaDutilh N.V. Prins Bernhardplein 200 Strawinksylaan JB Amsterdam 1077 XV Amsterdam Legal Advisor to the Seller and the Issuer Allen & Overy LLP Liquidity Facility Provider Bank of Scotland Plc., Amsterdam Branch Apollolaan 15 De Entrée AB Amsterdam 1101 EE Amsterdam Listing Agent ABN AMRO Bank N.V. MPT Provider Bank of Scotland Plc., Amsterdam Branch Gustav Mahlerlaan 10 De Entrée PP Amsterdam 1101 EE Amsterdam Paying Agent Rating Agency 3 Royal Bank of Scotland N.V. Kemelstede 2 DBRS Ratings Limited 1 Minster Court, 10th Floor Mincing Lane 4817 ST Breda EC3R 7AA London United Kingdom

23 Reference Agent Royal Bank of Scotland N.V. Security Trustee Stichting Security Trustee Candide Financing 2007 NHG Kemelstede 2 Prins Bernhardplein ST Breda 1097 JB Amsterdam Seller Bank of Scotland Plc., Amsterdam Branch Seller Collection Account Provider Rabobank Nederland De Entrée 254 Croeselaan EE Amsterdam 3500 HG Utrecht