SAPTAGIRI GRAMEENA BANK (Sponsored by Indian Bank) HEAD OFFICE::CHITTOOR FORM-A BALANCE SHEET AS ON

Size: px

Start display at page:

Download "SAPTAGIRI GRAMEENA BANK (Sponsored by Indian Bank) HEAD OFFICE::CHITTOOR FORM-A BALANCE SHEET AS ON"

Claude Lawson
5 years ago
Views:

1 Sheet1 SAPTAGIRI GRAMEENA BANK (Sponsored by Indian Bank) HEAD OFFICE::CHITTOOR FORM-A BALANCE SHEET AS ON CAPITAL & LIABILITIES SCHEDULE LIABILITIES Capital Share Capital Deposits 1 A Reserves & surplus Deposits Borrowings Other Liabilities TOTAL ASSETS Cash and Balances with RBI Balances with Banks & Money at Call & Short Notice Investments Advances 9* Fixed Assets Other Assets TOTAL Contingent Liabities *Advances are netted-off to an extent of Rs crores, being the amount of Inter-Bank Participation Certificates issued to M/S HDFC Bank Ltd., on risk sharing basis. Page 1

2 Sheet1 SAPTAGIRI GRAMEENA BANK (Sponsored by Indian Bank) HEAD OFFICE::CHITTOOR FORM -B PROFIT AND LOSS ACCOUNT FOR THE YEAR ENDED SCHEDULE ( Current year) (Previous Year) I INCOME Interest earned Other Income Provisions Written Back TOTAL II EXPENDITURE Interest expended Operating expences Provisions & Contingencies Provision for Investments& Others TOTAL III PROFIT & LOSS Net profit for the year Less Provision for Income Tax * Less Provision for Fringe Benefit Tax Add: Deferred Tax Asset 4559 Less: Deferred Tax liability TOTAL IV APPROPRIATIONS Transfer to statutory Reserves Transfer to other reserves Balance carried over to Balance Sheet TOTAL Page 2

3 SAPTAGIRI GRAMEENA BANK (Sponsored by Indian Bank) HEAD OFFICE::CHITTOOR SCHEDULE - 1 C A P I T A L (Current year) (Previous Year) CAPITAL (A) Authorised Capital (5,00,000 shares of Rs.100 each) (B)Issued Capital (2,00,000 shares of Rs.100 each) (C)Subscribed Capital (2,00,000 shares of Rs.100 each) (D)Called up Capital (2,00,000 shares of Rs.100 each) SCHEDULE - 1 A Share Capital Deposits I.SHARE CAPITAL DEPOSIT TOTAL Page 3

4 SCHEDULE - 2 RESERVES AND SURPLUS (Current year) (Previous Year) I.STATUTORY RESERVES i) Opening Balance ii) Additions during the year iii) Deductions during the year II.CAPITAL RESERVES III.SHARE PREMIUM IV.REVENUE AND OTHER RESERVES V.Deferred Tax Reserve V. PROFIT & LOSS ACCOUNT i) Opening Balance ii) Additions during the year iii) Deductions during the year TOTAL Page 4

5 SCHEDULE - 3 Deposits A. I.DEMAND DEPOSITS i) From Banks ii) From Others II.SAVINGS BANK DEPOSITS III.TERM DEPOSITS i) From Banks ii) From Others TOTAL B.i). Deposits of branches in India ii).deposits of branches outside India TOTAL Page 5

6 SCHEDULE - 4 Borrowings I.Borrowings in India i) Reserve Bank of India ii) Sponsor Bank iii) Other institutions & Agencies iv) NABARD TOTAL II. Secured borrowings SCHEDULE - 5 OTHER LIABILITIES AND PROVISIONS I. Bills Payable II. Inter-office adjustments(net) III. Interest Accrued IV. Others TOTAL Page 6

7 SCHEDULE - 6 CASH AND BANK BALANCES WITH RESERVE BANK OF INDIA I. Cash in Hand (including Foreign Currency Notes) II. Balance with R B I i) In Current Account ii) In Other Accounts TOTAL SCHEDULE - 7 BALANCES WITH BANKS & MONEY AT CALL AND SHORT NOTICE I. IN INDIA i) Balances with Banks in India a) Current Accounts b) Deposit Accounts ii) Money at Call and Short Notice a) With Banks b) With other Institutions TOTAL II. OUT SIDE INDIA TOTAL GRAND TOTAL Page 7

8 I. IN INDIA SCHEDULE - 8 INVESTMENTS i) Government Securities ii) Other Approved Securities iii) Shares iv) Debentures and Bonds(At cost) v) Subsidiaries and/or Joint Ventures vi) OTHERS LIC Group Gratuity Fund TOTAL II.OUTSIDE INDIA TOTAL GRAND TOTAL Page 8

9 SCHEDULE - 9 ADVANCES A. i) Bills Purchased & Discounted ii) Cash Credits, Over Drafts & Loans repayable on Demand iii) Term Loans TOTAL B. i)secured by Tangible Assets ii)covered by Bank/Govt.Guarantees iii) Unsecured TOTAL C. I.Advances in India i) Priority Sector ii) Public Sector iii) Banks iv) Others TOTAL II.Advances outside India TOTAL GRAND TOTAL (CI+CII) Page 9

10 SCHEDULE - 10 FIXED ASSETS I. A. Land B. Premises At cost as on 31st March of the preceding year Additions during the year Deductions during the year Depreciation to date II. Other Fixed Assets (including furniture and fixtures) At cost as on 31st March of the preceding year Additions during the year Deductions during the year Depreciation Total TOTAL (I+II) Page 10

11 SCHEDULE - 11 OTHER ASSETS I. Interest Accrued II. Tax paid in Advance/Tax deducted at Source III.Stationery & Stamps IV. Deferred Tax Asset V. Others TOTAL Page 11

12 I. Claims against the Bank not acknowledged as Debts II. Liability for partly paid Investments III. Liability on account of Outstanding forward Exchange contracts IV. Guarantees given on behalf of constituents SCHEDULE - 12 CONTINGENT LIABILITIES a) In India b) Outside India V. Acceptances, Endorsements and other Obligations VI. Other Items for which the Bank is contingently liable TOTAL Page 12

13 SCHEDULE - 13 INTEREST EARNED I. Interest/Discount on Advances/Bills II. Income on Investments a.government Securities b.others III. Interest on balances with RBI and other Inter bank funds TOTAL Page 13

14 SCHEDULE - 14 OTHER INCOME I.Commission, Exchange and Brokerag II.Profit on sale of Investments 3620 Less:Loss on sale of Investments IIIProfit on revaluation of Investment Less:Loss on revaluation of Invest. IV. Profit on sale of land,buildings and other assets Less:Loss on sale of land,buildings and other assets V. Profit on exchange transactions Less:Loss on exchange transactions VI. Income earned by way of Dividents from subsidiaries/companies and/or joint ventures abroad/in India VII.Miscellaneous Income TOTAL Page 14

15 SCHEDULE - 15 INTEREST EXPENDED I. Interest on Deposits II. Interest on Reserve Bank of India/Inter-bank borrowings TOTAL Page 15

16 SCHEDULE - 16 OPERATING EXPENSES I.Payments to and Provisions for Employees II. Rent, Taxes and Lighting III. Printing and Stationery IV. Advertisement and Publicity V.Depreciation on Bank's Property VI.Directors'fees,Allowances and Expenses VII. Auditor's fee and Expenses (including Branch Auditors) VIII. Law Charges IX. Postages, Telegrams,Telephones e X. Repairs and Maintenance XI. Insurance xi. Deposit Insurance Premium XII.Other Expenditure TOTAL Page 16

Annexure - XV (Paragraph ) Suggested format of Balance Sheet of UCBs

Annexure - XV (Paragraph ) Suggested format of Balance Sheet of UCBs Annexure - XV (Paragraph - 8.33) Suggested format of Balance Sheet of UCBs Balance Sheet of (here enter name of the bank) as on 31st March (Year). Capital and Liabilities Schedule Capital 1 Reserve and