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1 Karnataka State Co-operative Apex Bank Limited No. 1, Pampa Mahakavi Road, Chamarajpet, Bangalore A.O. Section Balance Sheet As On 31st March, 2007 Sl Capital and Liabilities Amount Amount Amount Sl Property and Assets Amount Amount Amount 1 1 Hand & Bank Balances Capital Cash On A. Authorised Cash On Hand share capital 12,22,47, shares of 100/- each 50,00,00, Reserve Bank of India 766,48,49, B. Subscribed share capital State Bank of India 1,69, shares of 100/- each 42,38,59, State Bank of Mysore 9,38, C. Paid-up share capital SB Account with GPO Co-operative institutions 40,65,81, HDFC Bank 58,99,15, Other than co-op institutions 1,72,78, CBLO A/c With CCIL 10, State Government - 42,38,59, Bank of Maharastra 1,00, ING Vysya Bank Ltd., 10, ,82,40, Reserve Fund and other reserves Statutory Reserves 147,78,69, ,78,69, Money at Call and Short Notice 477,35,00, ,35,00, Agricultural Credit Stabilisation Fund Bank 27,54,73, Investments Grants & Subsidy 7,73,06, ,27,79, In Central Government Securities Agricultural Credit Guarantee Relief Fund 1,54,96, ,54,96, Book Value 363,92,20, ,92,20, Other Funds and Reserves Face Value 345,00,00, Building Fund 15,68,48, State Government In Securities Dividend Equalisation 1,37,39, Book Value Fund 199,18,30, ,18,30, Bad and Doubtful Debts Reserve 41,64,96, Face Value 199,18,30, Investment Depreciation Reserve 36,55,53, Other Trustee Securities Common Good Fund 2,43,69, Book Value 43,79,27, ,79,27, PACS/DCCB Development Fund 9,71,13, Face Value 43,80,00, Special Assistance Fund 2,62,26, Shares in Co-operative Institutions Farmers Welfare Fund 1,46,78, Book Value 15,10,61, ,10,61, Cadre Fund 11,16, Face Value 15,10,61, Contingent Reserves 5,16,41, Other Investments Co-operative Education 34,42, Book Value Fund 131,00,05, ,00,05, Pension Scheme Fund 2,00,00, Face Value 131,00,05, ,00,43, Co-operative Development Fund 1,77,98, Scheme for Rectification of Imbalance 3,57,86, Advances 4 Deposit Insurance Scheme - PACS 28,30, ST Loans Death Relief Fund 2,75,00, SAO-OC 1188,50,96, Rural Farmers' Socio-Economic Development SAO-OPP 87,68,42, Fund 2,01,06, SAO-NPDP 37,62,14, Vehicles Fund 50,00, ,02,45, ,63,91, Weavers 1,67,48,000.40

2 Instalment Loan 21,34,12, Deposits and Other Accounts Vehicle Loan 2,01,96, Fixed Deposits Jewel Loan 23,08,55, Individuals 148,40,50, Consumer Durable 1,13, Loan Co-operative Societies 153,02,27, Apex Card Scheme 4,42, Urban Banks 345,92,85, Staff Advance 1,73,22, Central Co-operative Banks 938,36,38, ,72,01, Bills Discounted 25, ,72,68, Savings Bank Deposits Cash Credit A/c Individuals 144,58,36, CCR I 2,68,00, Co-operative Societies 26,08,10, CCR II 77,52, Urban Banks 45,50, ,11,97, CCR IIIC 15,02,92, Current Deposits CCR IV 2,29,94, Individuals 24,08,07, CCR VII 6,46,32, Co-operative Societies 17,92,81, CCR VIII 2,72,02, Urban Banks 65,45,62, CCR IX 140,77,59, Central Co-operative Banks 521,19,08, CCR X 213,69,09, ,43,42, State Co-operative Banks 1,27,37, ,92,97, Overdrafts Reserve Fund Deposits Individuals 2,71, Co-operative Societies 34,95,14, Co-operative Societies 10,43, Urban Banks 95,87,03, Urban Banks 9,52,57, Central Co-operative Banks 89,59,72, ,41,89, State Co-operative Banks 1, Diamond Jubilee Jeevan Jyothi Debit Balances in SB/CA 8,00, Deposits 9,73,74, Individuals 45,18,66, MT Loans Co-operative Societies 7,68,04, Schematic 229,49,43, Urban Banks 73,08, ,59,78, Non Agr 91,49,67, Other Deposits NFS 52,33,79, Cumulative Deposits 2,43,52, Advance Against Deposits 34,64,71, Staff Security Deposits 97, Advance Against Pledge of 1,60, NSC / IVP 407,99,22, NHB Deposit (Home Loan 1,79, LT Loans A/c) Pension Plan Scheme Deposits 58, Housing Loan - Staff 8,28,27, Other Deposit Schemes 1,09, Housing Loan - Public 58,55,48, ,83,75, Credit Balance in CCR A/cs 87,60, NCDC III Project 3,35,58, ,14,23, MCSM Ltd. 1,61,43, Borrowings MCOM Ltd. 65,63, NABARD SVCTM Ltd. 1,20,62, ST-SAO-OC 750,00,00, RSNG Ltd. 1,45,14, ,92,84, ,65,68, ST-SAO-OPP 56,96,13, ST-SAO-NPDP 14,03,95, Bills Receivable 5 (Contra) ST-Weavers 1,11,65, LBC 2,14, MT-Schematic 209,79,32, OBC 57,42, ,57, MT-NFS 48,04,90, ,95,95, State Co-operative Banks 6 Interest Receivable (Contra) 34,63,42, ,63,42, Balance with SCBs 56,22, ,22, Central Co-operative Banks 7 ACSTI Depreciation (Contra) 35,47, ,47, CCR IX (Consortium) 4,50,00, ,50,00, State Government 8 Branch Adjustments 36,67, ,67, ACS Fund - Government 84,75, Loan 84,75, NCDC III Project 9 Fixed Assets Storage 9,28, Premises 9,28, ,12,79, Others Furniture & Fixtures 1,94,94, MT-Non Agr (NCDC) 5,77, Computers 10,79, CCR IX (NCDC) 55,00,00, ,05,77, ,01,99, Vehicles 36,94, ,55,47,489.86

3 5 Bills Sent for Collection (Contra) 10 Other Assets LBC 2,14, Sundry Assets 12,57, OBC 57,42, ,57, Suspense Assets 6,42,01, Income Tax Receivable 6,67,26, Interest Reserve (Contra) 34,63,42, ,63,42, Clearing Returns 1,05,91, NCDC III Project Assets 12,39, ACSTI Depreciation (Contra) 35,47, ,47, ACSTI A/c 9,35, Regional PF Commr - RPF 69,07, Interest Payable 58,44, ,44, Regional PF Commr - DLI 1,31, Advance Income Tax ( ) 11,28,60, ,48,50, Other Liabilities SLPO 3,90,11, Suspense Liabilities 57,98,74, Clearing Tendered 1,16,29, Demand Draft Payable 11,51, Staff Provident Fund 61,34, Staff DLI 1,04, Staff Gratuity Fund 4,20,14, Staff Bonus & Exgratia 1,54,24, Interest Tax 7,19, NCDC III Project Liabilities 5,37,76, ACSTI Accounts 48,93, Income Tax Collected & Payable 27, Provision for NPAs 80,46,55, Contingent Provision Against Standard Assets 8,50,00, Service Tax 73, Banking Cash Transaction Tax 1,22, Study Tour 97,17, Incentives 68,65, Income Tax Provision 12,00,00, ,11,98, Net Profit ,35,00, ,35,00, Total 4389,82,65, Total 4389,82,65,309.88

4 Karnataka State Co-operative Apex Bank Limited No. 1, Pampa Mahakavi Road, Chamarajpet, Bangalore A.O. Section Profit and Loss Account for the period ended 31st March, 2007 Date: Sl Expenditure Amount Amount Sl Income Amount Amount 1 Interest on Dep, Borrowings and Other A/cs 1 Interest and Discount Interest on Deposits 105,31,33, Interest on Invt - GTS 50,75,48, Interest on Borrowings 45,75,47, ,06,81, Interest on Invt - Banks 44,74,88, Loss on Sale/Conversion of Govt. Securities 2,55,27, ,55,27, Interest on Loans & CCR 117,69,86, ,20,23, Write Off/Set Off of Differences in Tallying of A/cs 3,89, ,89, Commission, Exchange & Brokerage 2 Salaries, Allowances and Provident Fund Bank Charges 77,54, ,54, Salaries 11,13,79, Medical Expenses 22,84, Dividend and Miscellaneous Receipts 3,80,19, Staff Provident Fund 1,19,60, ,56,23, Directors' & Committee Members' Fee and Allowances Honorarium to President 1,25, Honorarium to Vice President 55, Directors' Fees and Allowances 23,38, ,18, Rent, Taxes, Insurance and Lighting Rent 42,29, Building Tax 14,95, Profession Tax 79, Insurance 55,64, Water and Light 26,79, Fringe Benefit Tax 12,74, Filing Fee - Income Tax 11, ,53,33,825.17

5 5 Legal Charges Legal Charges 3,73, ,73, Postage and Telephone charges Postage 3,69, Telephone 23,30, ,00, Repairs to Bank Properties Repairs to Vehicles 4,95, Repairs to Furniture 4,70, Repairs to Buildings 2,75, ,41, Auditor's Fees Audit Fee U/s 441 2,60, Audit Cost to CAs 16,68, ,29, Printing, Stationery and Advertisement Printing and Stationery 18,60, Advertisement and Publicity 43,35, ,96,814.45

6 10 Other Expenditures TA and Inspection 35,86, Contingency 35,92, News Papers & Periodicals 6,70, Vehicle Maintenance 18,82, Consultancy Specialist Charges 6,05, Training to Staff 5,50, Guest House Contingency 6,77, Subscription to Co-operative Institutions 7,00, Subscription to other than Co-operative Institutions 82, Computer Maintenance 9,46, Hospitality Expenses 12,44, Total Management Expenses (2 to 10) 17,04,57, Depreciation 84,44, Provisions Bonus/Exgratia 1,02,97, Staff Gratuity Fund 1,00,00, Common Good Fund 25,00, Non-Performing Assets 12,00,00, Investment Depreciation Reserve 3,00,00, Special Assistance Fund 1,00,00, PACS/DCCB Development Fund 50,00, Rural Farmers' Socio-Economic Development Fund 1,35,00, Study Tour 25,00, Incentives 50,00, ,87,97, Profit before Tax 25,35,00, Provision for Tax 12,00,00, Net Profit 13,35,00, Total 217,77,97, Total 217,77,97,182.99

7 Karnataka State Co-operative Apex Bank Limited No. 1, Pampa Mahakavi Road, Chamarajpet, Bangalore A.O. Section Profit and Loss Account for the period ended 31st March, 2006 Date: Sl Expenditure Amount Amount Sl Income Amount Amount 1 Interest on Dep., Borrowings & Other Losses A/cs 1 Interest and Discount Interest on Deposits 96,03,90, Interest on Invt - GTS 62,62,51, Commission, Brokerage and other charges 73, Interest on Invt - Banks 25,79,47, Interest on Borrowings 52,04,86, ,09,50, Interest on Loans & CCR 144,58,99, ,00,98, Loss on Sale of Bank Assets 61, Bank Charges 65,31, Salaries, Allowances and Provident Fund 3 Miscellaneous Receipts 3,40,64, Salaries 10,11,71, Medical Expenses 26,21, Staff Provident Fund 1,05,71, ,43,63, Directors' & Committee Members' Fee and Allowances Honorarium to President 1,20, Honorarium to Vice President 60, Directors' Fees and Allowances 14,54, Study Tour to Directors 7,51, ,86, Rent, Taxes, Insurance and Lighting Rent 39,32, Building Tax 12,40, Profession Tax 1,04, Insurance 44,92, Water and Light 27,74, Fringe Benefit Tax 16,45, ,41,90, Legal Charges

8 Legal Charges 1,39, ,39,110.00

9 6 Postage and Telephone charges Postage 6,17, Telephone 24,39, ,57, Repairs to Bank Properties Repairs to Vehicles 2,64, Repairs to Furniture 5,05, Repairs to Buildings 3,24, ,94, Auditor's Fees Audit Cost to CAs 14,89, ,89, Printing, Stationery and Advertisement Printing and Stationery 13,78, Advertisement and Publicity 32,96, ,74, Other Expenditures TA and Inspection 25,79, Contingency 39,14, News Papers & Periodicals 6,27, Vehicle Maintenance 16,36, Consultancy Specialist Charges 89, Training to Staff 6,75, Guest House Contingency 1,79, Subscription to Co-operative Institutions 4,73, Subscription to other than Co-operative Institutions 40, Computer Maintenance 8,84, Hospitality Expenses 11,18, ,22,18, Total Management Expenses (2 to 10) 15,36,15, Depreciation 87,76,193.34

10 12 Provisions Bonus/Exgratia 75,00, Staff Gratuity Fund 75,00, Common Good Fund 50,00, Non-Performing Assets & Standard Assets 20,00,00, Payment of Salary Arrears 2,75,00, Death Relief Fund 25,00, Investment Depreciation Reserve 12,00,00, Special Assistance Fund 2,50,00, PACS/DCCB Development Fund 3,00,00, Rural Farmers' Socio-Economic Development Fund 1,00,00, Vehicles Fund 50,00, Study Tour 1,00,00, Incentives 45,00, ,45,00, Net Profit 27,27,91, Total 237,06,95, Total 237,06,95,059.16

11 Karnataka State Co-operative Apex Bank Limited No. 1, Pampa Mahakavi Road, Chamarajpet, Bangalore A.O. Section Profit and Loss Account for the period ended 31st March, 2005 Date: Sl Expenditure Amount Amount Sl Income Amount Amount 1 Interest on Deposits, Borrowings, etc 1 Interest and Discount Interest on Deposits 112,03,32, Interest on Invt - GTS 81,64,66, Commission, Brokerage and other charges 1,84, Interest on Invt - Banks 9,42,46, Interest on Borrowings 37,82,05, Interest on Loans & CCR 131,85,60, ,92,73, Loss on Conversion of GOI Securities 19,52,80, ,40,01, Commission, Exchange & Brokerage 2 Salaries, Allowances and Provident Fund Bank Charges 51,61, ,61, Salaries 10,37,09, Medical Expenses 24,42, Other Receipts Staff Provident Fund 1,07,83, ,69,35, Miscellaneous Receipts 3,26,31, ,26,31, Directors' & Local Committee Members' Fee and Allowances Honorarium to President 1,10, Honorarium to Vice President 55, Directors' Fees and Allowances 9,72, Study Tour to Directors 10,18, ,56, Rent, Taxes, Insurance and Lighting Rent 35,44, Building Tax 12,60, Profession Tax 91, Insurance 39,12, Water and Light 27,16, ,15,24, Legal Charges Legal Charges 3,26, ,26,229.00

12 6 Postage and Telephone charges Postage 4,62, Telephone 23,33, ,96, Repairs to Bank Properties Repairs to Vehicles 2,63, Repairs to Furniture 4,74, Repairs to Buildings 2,74, ,11, Auditor's Fees Audit Cost to CAs 8,28, ,28, Printing, Stationery and Advertisement Printing and Stationery 17,15, Advertisement and Publicity 18,82, ,97, Other Expenditures TA and Inspection 23,42, Contingency 33,62, News Papers & Periodicals 6,01, Vehicle Maintenance 16,48, Consultancy Specialist Charges 5,18, Training to Staff 6,77, Guest House Contingency 61, Subscription to Co-operative Institutions 5,37, Subscription to other than Co-operative Institutions 86, Computer Maintenance 7,47, Hospitality Expenses 9,63, ,15,49, Total Management Expenses (2 to 10) 15,07,26, Depreciation 92,87,279.45

13 12 Provisions Bonus/Exgratia 50,00, Staff Gratuity Fund 50,00, Pension Scheme Fund 2,00,00, Bad & Doubtful Debt Reserve 8,00,00, Common Good Fund 10,00, Payment of Salary Arrears 2,00,00, Death Relief Fund 25,00, Investment Depreciation Reserve 22,00,00, ,35,00, Net Profit 5,95,51, Total 226,70,67, Total 226,70,67,145.46

14 Karnataka State Co-operative Apex Bank Limited No. 1, Pampa Mahakavi Road, Chamarajpet, Bangalore A.O. Section Profit and Loss Account for the period ended 31st March, 2004 Date: Sl Expenditure Amount Amount Sl Income Amount Amount 1 Interest on Deposits, Borrowings, etc 1 Interest and Discount Interest on Deposits 125,81,06, Interest on Invt - GTS 74,14,76, Commission, Brokerage and other charges 4,89, Interest on Invt - Banks 17,95,04, Interest on Borrowings 54,10,97, ,96,92, Interest on Loans & CCR 130,41,10, ,50,92, Salaries, Allowances and Provident Fund 2 Commission, Exchange & Brokerage Salaries 9,91,55, Bank Charges 55,47, ,47, Medical Expenses 25,06, Staff Provident Fund 1,06,22, ,22,84, Other Receipts Miscellaneous Receipts 51,70, ,70, Directors' & Local Committee Members' Fee and Allowances Honorarium to President 1,30, Honorarium to Vice President 65, Directors' Fees and Allowances 7,43, Study Tour to Directors 8,75, ,14, Rent, Taxes, Insurance and Lighting Rent 29,19, Building Tax 12,48, Profession Tax 25, Insurance 21,61, Water and Light 25,64, ,19, Legal Charges Legal Charges 4,60, ,60,145.00

15 6 Postage and Telephone charges Postage 5,09, Telephone 23,50, ,60, Repairs to Bank Properties Repairs to Vehicles 3,12, Repairs to Furniture 7,69, Repairs to Buildings 3,41, ,23, Auditor's Fees Audit Cost to CAs 3,77, ,77, Printing, Stationery and Advertisement Printing and Stationery 17,28, Advertisement and Publicity 20,01, ,29, Other Expenditures TA and Inspection 25,97, Contingency 34,64, News Papers & Periodicals 6,47, Vehicle Maintenance 16,27, Consultancy Specialist Charges 2,18, Training to Staff 12,08, Guest House Contingency 89, Subscription to Co-operative Institutions 5,44, Subscription to other than Co-operative Institutions 94, Computer Maintenance 3,92, Hospitality Expenses 12,17, ,21,02, Total Management Expenses (2 to 10) 14,39,72, Depreciation 1,06,14,250.32

16 12 Provisions Bonus/Exgratia 50,00, Staff Gratuity Fund 50,00, Pension Scheme Fund 1,00,00, Common Good Fund 10,00, Non-Performing Assets 16,96,55, Death Relief Fund 25,00, Investment Depreciation Reserve 6,05,62, Contingent Reserves 1,21, ,38,38, Net Profit 2,76,92, Total 223,58,10, Total 223,58,10,110.44

17 Karnataka State Co-operative Apex Bank Limited No. 1, Pampa Mahakavi Road, Chamarajpet, Bangalore A.O. Section Profit and Loss Account for the period ended 31st March, 2003 Date: Sl Expenditure Amount Amount Sl Income Amount Amount 1 Interest on Deposits, Borrowings, etc 1 Interest and Discount Interest on Deposits 134,34,46, Interest on Invt - GTS 61,17,72, Interest on Borrowings 42,56,16, ,90,63, Interest on Invt - Banks 27,01,74, Interest on Loans & CCR 141,41,42, ,60,90, Salaries, Allowances and Provident Fund Salaries 10,14,70, Commission, Exchange & Brokerage Medical Expenses 28,46, Bank Charges 60,49, ,49, Staff Provident Fund 1,00,85, ,44,02, Other Receipts 3 Directors' & Local Committee Members' Fee Miscellaneous Receipts 1,10,00, ,10,00, and Allowances Honorarium to President 20, Honorarium to Vice President 10, Directors' Fees and Allowances 9,08, Study Tour to Directors 3,97, ,36, Rent, Taxes, Insurance and Lighting Rent 30,16, Building Tax 12,51, Insurance 20,49, Water and Light 19,48, ,65, Legal Charges Legal Charges 1,72, ,72, Postage and Telephone charges Postage 4,01, Telephone 21,59, ,61,169.71

18 7 Repairs to Bank Properties Repairs to Vehicles 1,30, Repairs to Furniture 4,88, Repairs to Buildings 2,67, ,86, Auditor's Fees Audit Cost to CAs 7,76, ,76, Printing, Stationery and Advertisement Printing and Stationery 16,76, Advertisement and Publicity 26,28, ,05, Other Expenditures TA and Inspection 26,50, Contingency 27,32, News Papers & Periodicals 6,11, Vehicle Maintenance 17,23, Consultancy Specialist Charges 1,20, Training to Staff 11,47, Guest House Contingency 48, Subscription to Co-operative Institutions 4,58, Subscription to other than Co-operative Institutions 93, Computer Maintenance 4,04, Hospitality Expenses 12,27, ,12,18, Total Management Expenses (2 to 10) 14,39,25, Depreciation 56,89,832.21

19 12 Provisions Bonus/Exgratia 50,00, Staff Gratuity Fund 50,00, Pension Scheme Fund 1,00,00, Bad & Doubtful Debt Reserve 8,00,00, Common Good Fund 15,00, Co-op Development Fund 1,00,00, Non-Performing Assets 17,00,00, Death Relief Fund 75,00, ,90,00, Net Profit 10,54,60, Total 231,31,39, Total 231,31,39,817.46

Capital Cash On Hand & Bank Balances Reserve Fund and other reserves Money at Call and Short Notice Investments Advances

Capital Cash On Hand & Bank Balances Reserve Fund and other reserves Money at Call and Short Notice Investments Advances Date: 23-08-2010 Sl Capital and Liabilities Amount Amount Amount Sl Property and Assets Amount Amount 1 Capital 1 Cash On Hand & Bank Balances A. Authorised share capital Cash On Hand 14,14,50,909.24 5000000