Butterfield/AAdvantage Business MasterCard Credit Card Benefits Guide
Welcome to the Butterfield/AAdvantage Business MasterCard Credit Card Programme The new Butterfield/AAdvantage Business MasterCard is aligned with the American Airlines AAdvantage programme, so you earn AAdvantage miles with every business-related purchase you make. Tailored for business professionals, the Butterfield/AAdvantage Business MasterCard provides your employees with a secure, convenient way to pay their business-related expenses while providing your company with the means to effectively manage those expenses. Your company receives consolidated activity reports with transaction information listed by merchant category. This Guide contains detailed information about the extensive travel, insurance, and assistance services that you can access as a Butterfield/AAdvantage Business MasterCard Cardholder. The information contained herein is provided solely for general informational purposes. It is not intended to be a complete description of all terms, conditions, limitations, exclusions, or other provisions of any programme or insurance benefits provided by, or for, or issued to MasterCard. Comprehensive Reporting Butterfield will provide the following reports: Monthly Company Billing Report - Designed to assist you with your total outstanding balances, this report lists individual Cardholder details by total debits and credits. Vendor Analysis Report - Designed to provide you with up-to-date information about vendors your company is conducting business with, this report shows year-to-date charges by vendor.
Employee Activity Report - This report provides month-to-date employee transaction totals for travel and entertainment, cash advances and other purchases. Individual Billing Summary - Lists individual Cardholder details with totals at the company level. Annual Year-End Summary Statement - This statement is generated for each employee with a detailed summary of transactions by merchant categories for the calendar year. Credit Card Payment Methods All of the following payment options are available to help you conveniently meet your payment obligations: Butterfield Direct Internet Banking Butterfield Telephone Banking Auto-Pay (i.e., option to have the full balance or minimum payment automatically taken from an account specified by you on the payment due date) Automated Teller Machine (ATM) at any Butterfield Banking Centre in Bermuda In person at Butterfield Banking Centres For further information on these services, please visit our website or contact Card Services at (441) 295 1111 Rewards One American Airlines AAdvantage mile is earned for each dollar spent on local purchases and purchases abroad. International Services Worldwide Acceptance Your Butterfield/AAdvantage Business MasterCard is welcomed at over 29 million locations shops, travel agencies, restaurants, hotels, entertainment venues and service establishments in 220 countries around the world.
Cash Advances Your Butterfield/AAdvantage Business MasterCard allows you to obtain cash advances from thousands of financial institutions worldwide, wherever the MasterCard logo is displayed. For added convenience, you can use your Butterfield/AAdvantage Business MasterCard to access cash from any ATM displaying the MasterCard or Cirrus logos. Before you use your Butterfield/ AAdvantage Business MasterCard at an ATM, visit a Butterfield Banking Centre to select a Personal Identification Number (PIN). Please note that cash advances are NOT eligible for AAdvantage miles awards. ATM Protection If a Cardholder is a victim of an assault while using their Card at an ATM and suffers a loss of life, coverage may be provided up to USD 3,600. MasterCard Global Service The MasterCard Global Service programme extends the Butterfield customer service infrastructure around the world and is available to all MasterCard Cardholders who are travelling outside of Bermuda. MasterCard Global Service provides unprecedented emergency customer service any time, anywhere, and in any language. MasterRental - Worldwide coverage up to 31 days Insurance pays for covered damages to a rental vehicle up to USD50,000 when the eligible MasterCard Card is used to initiate and pay for the entire rental transaction. The MasterCard Cardholder, and those designated in the auto rental contract as authorised drivers, are covered. The Cardholder must rent the car in his or her own name and decline the collision/loss damage waiver offered by the vehicle rental company.
MasterTravel Insurance Provides coverage up to USD250,000 against accidental death, dismemberment, or paralysis when travelling as a passenger by land, air, or sea on a licensed common carrier. Cardholders must purchase tickets using their MasterCard Cards or acquire tickets through points earned with a MasterCard rewards programme. Losses resulting from acts of terrorism are not excluded. Coverage is provided to the Cardholder, spouse, and unmarried children between the ages of birth to 18, or 25 years, if attending as a full-time student to an accredited institution of higher learning, who permanently reside with the Cardholder and receive the majority of maintenance and support from the Cardholder. The spouse and dependent children do not need to be travelling with the Cardholder to be considered insured persons. In addition, through the insured journey benefit programme, MasterTravel provides 24-hour coverage against accidental death for up to 60 days after disembarkation from a common carrier at the destination of a trip. Coverage may be provided up to USD 3,000. The MasterCoverage Liability Protection Programme Protects employers against losses incurred via employee misuse of company payment card privileges up to USD5,000. The MasterCoverage programme will reimburse the employer for losses/charges up to the limits defined in the policy. Employee termination and account cancellation is a requirement of the MasterCoverage claim process; if employee termination is not possible, then in order to file a claim under the programme, the Cardholder s account and Card(s) must be cancelled.
For more information, please contact Card Services at: (441) 295 1111 www.butterfieldgroup.com www.aa.com www.mastercard.com The Bank of N.T. Butterfield & Son Limited 65 Front Street Hamilton, HM 12 Bermuda