LIVE FOR TODAY PLAN FOR TOMORROW

LIVE FOR TODAY PLAN FOR TOMORROW

LEGACY Legacy Assurance is a company committed to helping reduce the financial and emotional stress that can come with planning a funeral at the time of need. Not only are we determined to help our clients organize their wishes for final arrangements, but we are also proud to offer funeral merchandise at a fraction of what it would cost from a funeral home. We even take our dedication to our clients a step further by acting as liaison between their loved ones and the funeral home, ensuring that the selected plan is carried out with minimal stress to those who must see to the final arrangements. By choosing Legacy Assurance, you can rest assured that your family will have an experienced representative they can trust by their side during this emotionally trying time. To help our members and the families of our members at their time of need through our experienced concierge service and high-quality, low-cost products. We are focused on: Providing outstanding customer service Only carrying and offering high quality products Our values are simple. We believe in: Honesty Integrity Treating people the way we would like to be treated. These values are simple, but they carry a lot of weight. We pride ourselves on staying true to our mission, our values, and our members. PEACE OF MIND

What a difference a makes

The Time is NOW DEATH IS ONE THING THAT YOU CANNOT PREDICT, PREVENT, EVADE, OR AVOID. WHAT YOU CAN DO, IS ENROLL IN A 100% FREE MEMBERSHIP WITH LEGACY ASSURANCE. It s simple: our members benefit from the following: THE CONCIERGE SERVICE Planning a funeral for a loved one in just a couple of days can be very stressful. The family already has to deal with the emotional side of losing someone, and adding funeral plans on top of this can make for an extremely stressful time. That s why we developed a concierge service that will aid in negotiating the cost of the funeral for the member s family. Our experienced team will do their best to get the best price available and aid in any other way possible. ACCESS TO PRODUCTS Legacy Assurance prides itself on offering high-quality merchandise to its members. We offer a variety of merchandise from some of the most popular casket designs to customizable monuments at a fraction of the cost. COST SAVINGS Not only are you saving money, but you are locking in the price of the merchandise upon enrollment. Whether that unfortunate day comes this week, next year, or thirty years from now, the price of the merchandise upon your enrollment is LOCKED in for the life of your membership. YOUR INSURANCE POLICY CAN PAY FOR IT You can assign a portion of your life insurance policy to pay for your plan. It is a revocable assignment and the remaining balance will be left for your beneficiaries. An example of this is if you have a $10,000 policy and you enroll in the Bronze Legacy ($1,500). At the point of death, Legacy Assurance would receive $1,500 (revocable assignment) and the beneficiary(s) would have the remaining $8,500 to pay for other funeral, medical, and miscellaneous costs.

Legacy Assurance prides itself on offering high-quality merchandise to its members. We offer a variety of merchandise from some of the most popular casket designs to customizable monuments. Our goal is not only to provide great merchandise, but to do it at a fraction of the cost. O UR CASKETS The caskets we offer are built from high-quality 18 gauge steel and are priced to save you and/or your family money. All of our caskets have been constructed with precision details and are available in an assortment of beautiful finishes. White finish with ice rose highlights Pink crepe interior

Pearl fawn and Venetian bronze finish Rosetan crepe interior Black and silver finish Silver crepe interior

White finish White velvet interior Platinum finish with black highlights Silver crepe interior

White finish with gold highlights White crepe interior High-gloss white finish White crepe interior

M ONUMENTS Our high-quality monuments are tailored to your needs, with a wide selection of size, shape, and color combinations as well as customizable borders and text. Below are just a few examples of some of the more popular monuments that we offer.

U RNS We offer a variety of high quality urns made from brass or alloy. All of our urns have been designed and made with the utmost precision and care. Legacy Assurance offers fiberglass burial vaults that are lightweight and easy to install. These vaults have superior strength and are able to withstand 20,000 pounds of top-loaded pressure. They come with a 100 year warranty. Their purpose is to protect the casket and its contents and to keep burial sites from sinking. These vaults are water-resistant and are excellent for sandy or wet soil conditions.

Select Your WE OFFER A VARIETY OF PLANS THAT ARE DESIGNED TO FIT EVERYONE S NEEDS. BY ENROLLING FOR FREE TODAY, YOU LOCK IN YOUR PRICE FOR THE FUTURE. Member enrollment is 100% FREE. All of our plans come with a free concierge service that will aid in negotiating the funeral cost at the time of death. Members gain access to all of our high-quality merchandise. Funeral costs are constantly rising, and locking in the price today can save thousands later. Members have access to all of our quality merchandise that we offer. Typically, the cost is 1/2 1/3 of what it would be at a funeral home, saving your family money and easing the financial burden.

Bronze Silver Gold $1,500 $2,250 $3,500 C ONCIERGE SERVICE Losing a loved one is never easy, and neither is making decisions regarding the funeral. At Legacy Assurance, our experienced team will aid in negotiating with multiple funeral homes of your choice to make sure that you and your family are getting the best funeral price available. This free service is included in the Bronze, Silver, and Gold Legacy plans at no additional cost. B RONZE LEGACY The Bronze Legacy Plan is our standard-level plan. By selecting the Bronze Legacy, you have the ability to choose from A) one of our many high-quality caskets or B) an urn and customizable monument of your choice. Lock in your price of $1,500 by enrolling for free today. S ILVER LEGACY The Silver Legacy Plan is the next step up from the Bronze Legacy. By selecting the Silver Legacy, you get to select your casket as well as add a vault to your plan. Vaults are one of the unexpected costs that are incurred during the loss of a loved one. Lock in your price of $2,250 today by enrolling for free. G OLD LEGACY The Gold Legacy Plan is our top tier plan. It consists of all of the benefits of the Silver Legacy Plan, plus your selection of one of the monuments that we offer. By selecting the Gold Legacy, you are being as proactive as possible in planning and leaving your legacy with Legacy Assurance. Lock in your price of $3,500 today by enrolling for free.

GENERAL PRICE LIST The prices in effect at the time Membership is confirmed are effective for the lifetime of that Membership. These prices are effective as of May 1, 2013. The goods and services shown below are those we can provide to our customers. You may choose only the items you desire. Concierge Service: Free Bronze Legacy Plan A (Casket with Concierge Service): $1,500 Bronze Legacy Plan B (Urn and Monument with Concierge Service): $1,500 Silver Legacy Plan (Casket and Vault with Concierge Service): $2,250 Gold Legacy Plan (Casket, Vault, and Monument with Concierge Service): $3,500 18 Gauge Steel Casket: $1500 Child-size Hardwood (White Gloss Finish): $1500 Any Legacy Assurance Urn: $250 Monument: $1,250 Fiberglass Burial Vault: $750 *In most areas of the country, state or local law does not require that you buy a container to surround the casket in the grave. However, many cemeteries require that you have such a container so that the grave will not sink in. Either a grave liner or a burial vault will satisfy these requirements. AREAS OF OPERATION Legacy Assurance, LLC ( Legacy Assurance ) does not offer services or merchandise outside of the United States, and as of May 1 2013, Legacy Assurance only offers services and merchandise in the Areas of Operation as detailed below: Legacy Assurance is growing into new markets and states every week. For an updated list of licensed and approved states, please visit our website at www.legacy-assurance.com. MEMBERSHIP DETAILS The Federal Trade Commission ( FTC ) requires that funeral homes accept any casket purchased from a third party or outside source, such as Legacy Assurance, without charging additional fees for doing so. Furthermore, FTC regulations require funeral homes to provide an itemized list of costs to be charged for goods and services, which helps prevent hidden charges or handling fees from being added to caskets or vaults purchased from Legacy Assurance. You may modify your plan, free of cost, at any time prior to the finalization of the purchase and the initiation of shipping procedures. Legacy Assurance Membership may be cancelled upon written notice at any time by either party. SHIPPING All merchandise prices include standard shipping. Using standard shipping, caskets and vaults will arrive at the ship-to address within 72 hours after the purchase is finalized and confirmed. Expedited shipping is available upon request, but will incur additional charges based on the location of the ship-to address and the expedited shipping services available. Severe weather conditions or other states of emergency can delay any delivery beyond the normal stated parameters. Caskets and Vaults will be delivered during normal business hours. If merchandise is delivered to a funeral home, you do not have to be present at the time of delivery. If merchandise is delivered to a location other than a funeral home, the carrier and the recipient must arrange for a delivery appointment, and someone must be present to accept the delivery at the appointed time. Should you choose not to use Legacy Assurance s concierge services, you are responsible for confirming the funeral home s shipping address with the funeral home director prior to shipment. All merchandise will be shipped FOB Thomasville, Georgia. Legacy Assurance s liability as to delivery ceases, and the title and risk or loss for the merchandise will pass on Legacy Assurance s delivery of the merchandise to a transportation carrier at the designated shipping point. RETURN INFORMATION Due to FTC regulations and some state laws and regulations, Legacy Assurance will only accept the return of a casket, vault, or other such merchandise if the product(s) arrives with damage caused by shipping. If merchandise is freight-damaged upon delivery, Legacy Assurance will not be obligated to issue any refund or replace any merchandise unless the following conditions are met: THERE IS NO SCIENTIFIC OR OTHER EVIDENCE THAT ANY CASKET WITH A SEALING DEVICE WILL PRESERVE HUMAN REMAINS. FOR CALIFORNIA RESIDENTS: THE SELLER IS NOT A FUNERAL DIRECTOR AND IS NOT LICENSED BY THE DEPARTMENT OF CONSUMER AFFAIRS, AND MAY NOT OFFER OR PERFORM FUNERAL SERVICES. STATE AND FEDERAL LAWS PROHIBIT A FUNERAL DIRECTOR FROM CHARGING HANDLING FEES FOR A CASKET SUPPLIED BY ANOTHER PARTY. THE MONEYS RECEIVED BY THE SELLER FOR THE PURCHASE OF A CASKET ARE NOT SUBJECT TO STATE LAW GOVERNING MONEY HELD IN TRUST. THE SELLER IS NOT BOUND BY STATE LAWS OR REGULATIONS THAT GOVERN FUNERAL HOMES AND CEMETERIES. THE PURCHASER ENTERS THIS AGREEMENT AT HIS OR HER OWN RISK. FOR MORE INFORMATION, CONTACT THE OFFICE OF THE DISTRICT ATTORNEY IN YOUR COUNTY. Legacy Assurance is not a Funeral Director or Funeral Home and does not sell preneed contracts.

L EGACY ASSURANCE, LLC