Consolidator_Pricing.pdf 1 018/06/ 10:31 AM Consolidator 018 PRICING GUIDE BANK BORROW SAVE EARN INSURE CONSOLIDATED SOLUTIONS OR A CONSOLIDATOR ACCOUNT? The monthly service fee for the Consolidator Current Account will carry through into the new year at the existing monthly fee of R45,39, allowing you to continue your journey of building and protecting your legacy. THERE ARE THREE PRICING OPTIONS TO CHOOSE FROM: 1 Fixed monthly service fee (Bundle option) Should the number of transactions included in the bundle per month be exceeded, the additional transactions will be priced according to the Pay As You Transact (PAYT) option 3 Pay As You Transact with a minimum monthly service fee You pay per transaction Rebate refund you a portion of the service fees incurred UNLIMITED MONTHLY FEE: R45,39 FREE Electronic transactions include purchases, debit orders, electronic account payments and electronic inter-account transfers. the MyUpdates service to keep track of transactions on your account. *# 4 3 Standard Bank ATM cash withdrawals Branch cash withdrawals Standard Bank ATM cash deposits ATM cheque deposits Cheque issued Emailed monthly statements. Cash withdrawals at participating retailers. Access to Internet, Telephone and Cellphone Banking and our Mobile Banking App for tablets and smartphones. * Free for 1 cellphone number or email address. R10,09 for additional cellphone numbers/email addresses. WHY NOT CONSIDER THESE EXTRA BENEFITS THAT COME WITH YOUR ACCOUNT? Free activation and loading of your travel wallet. Free direct delivery of your foreign currency to approved business premises in Gauteng, Durban or Pietermaritzburg and Cape Town metropolitan areas.
Consolidator_Pricing.pdf 1 018/06/ 10:38 AM PAY AS YOU TRANSACT PRICING These fees are charged for transactions that are not included and covered by the bundle fee or when the maximum number of transaction included in the bundle fee has been exceeded. Deposits ATM Online Branch Cheque deposits R4,37 R4,00 Cash deposit R8,07 + part thereof (R40,35 min.) Cash withdrawals ATM Branch Cash withdrawals Cheque encashment Other banks ATM cash withdrawals ATM Cash withdrawals R 8,07 + R 1,8 per R40,35 + R100,00 or part thereof + transaction fee R40,35 + R141,3 + Payments ATM Online Branch Debit orders internal R4,54 Debit orders external R16,64 Stop orders internal R4,54 Stop orders external R5,55 Stop order establish, amend, cancel* Free Free R17,15 Inter-account transfer R4,04 R55,48 Account payment R5,55 R55,48 Instant Money below R1 000,00 Instant Money Above R1 000,00 R10,04 R10,04 R1,05 R1,05 Immediate payment R50,00 R50,00 Bank cheque R116,01 Cheque issued fee R100,88 Automatic cheque clearance fee R116,01 R191,67; Electronic interbank transfers -through ACB 0.0%; R907,89 Electronic interbank transfers through SWIFT R7,37; 0.8%; R141,8 * Alternative to Stop orders Set up daily, weekly or monthly scheduled payments on Internet banking or the App for Free. Point of sale (POS) fees ATM Online Branch Purchases Free Purchases with cash back R1,8 Cash back only R1,8 Garage Card purchases purchases R5,55 transaction fee of.75% applies Prepaid Purchase ATM Online Branch Prepaid airtime top-up R1,11 R1,11 Prepaid airtime top-up R 8,07 + R1,11 Prepaid electricity R1,31 R1,31 Prepaid electricity topup R8,07 + R1, 31 Lotto R,0 R,0 Overdraft fees ATM Online Branch Monthly service fee-limits over R500,00 Monthly service fee-no limit* R69,00 R69,00 Initiation fee R74,75 + 11,5% of limit, max. R1 07,50 * account goes into a debit balance position. Payment ATM Online Branch SMS R1,11 R1,11 Email R1,11 R1,11 R6,56 Fax R6,56 R6,56 MyUpdates (Email *# Free Free * Free for 1 cellphone number or email address. R10,09 for additional cellphone numbers/email addresses # charged R,5. Information fees ATM Online Branch Balance enquiry No slip Balance enquiry With slip Balance enquiry other bank's ATM Free R1,51 R7,31 R8,07 Provisional statements R5,04 R5, Posted statements R0,18 Internet statements (view/download) Emailed formal statement Free Free
PAY AS YOU TRANSACT PRICING (Continued) Transaction history: ATM Online Branch 60 days R10,09 R50,44 90 days R15,13 R75,66 10 days R100,88 150 days R16,10 180 days R30,6 R151,3 10 days R181,58 40 days R11,84 360 days R33,89 Other fees ATM Online Branch PIN reset Free R4,54 Card Replacement- Debit Magstripe R5,96 Card Replacement- Debit EMV/chequecard R131,14 Subsidy letter fee R10,09 Standard Trust Limited Will drafting fee (Standard Trust nominated executor) Pre-printed Will Will drafting fee (Standard Trust not nominated executor) Will review (Standard Trust nominated executor) fee may be waived by the intermediary Will drafting for over 55 years old, provided that asset values exceeds R million (Standard Trust nominated executor) Estate Planning consultation where there is no preparation for a Will Will safe custody annual fee (Safe Custody fee for Staff, Wealth and Investment, Private Bank, Consolidator and Prestige Bundled is free) R504,39 Free R 017,54 R5,19 Free R1 513,16 R161,40 Proof of banking details R10,09 Special clearance R116,01 Penalty fees ATM Online Branch POS decline R8,47 ATM cash decline fee R,6 ATM cash decline fee R8,07 Honouring fee R131,14 Internet future dated payments Unpaid Fee Dishonour (unpaid) fee* R60,53 R60,53 for the first 3 therafter R146,7 Stop payments R55,48 REBATE PRICING OPTION The rebate is applicable to fees incurred on Standard Bank ATM cash withdrawals electronic inter-account transfers, electronic account payments, debit orders, cheques and cheque card purchases. It also applies to the minimum monthly service fee. Minimum daily positive balance for the full calendar month R10 000 R19 999 R85,75 R0 000 R9 999 R16,10 R30 000 R49 999 R6,97 R50 000 R99 999 R8,46 R100 000+ R43,68 Maximum monthly rebate * Unpaid cheques and stop orders will be charged R116,01 SAVE Open a savings account today to save for your Next. For specific rates, please visit www.standardbank.co.za Notice Deposit Fixed Deposit Tax-free Call Flexi advantage *Gain preferential rates on your investments with your Consolidator Current Account. INSURE THINGS THAT MATTER For car, home and household contents insurance, contact Standard Bank Insurance Brokers on 0860 13 999 Standard Bank direct life offers you the ability to protect you and your family against death, disability, severe illness and the inability to work. Contact us on 0860 5 533 Protect your debt with Credit Life, a protection plan that covers vehicles, credit cards and personal loans. Contact Standard Bank Insurance Brokers on 0860 13 999 Get access to FuneralPlan and Accident and Health policies. Contact Standard Bank Insurance Brokers on 0860 13 999
OFFSHORE INVESTMENTS AND RETIREMENT PLANNING Our group of Standard Bank companies have a host of wealth management products and services through which you can manage and grow your wealth. Our financial planners will take the time to get to know you, your family and your business requirements and create a financial plan unique to your needs. Call us on 0860 034 778. Call 0860 333 383 for more information on Standard Bank Offshore accounts. For financial planning, call our Standard Bank Financial Consultants on 0860 034 778. HOW TO MANAGE YOUR ACCOUNT The following tips will assist you in banking faster, cheaper and at your own convenience: Avoid paying cheque or cash deposit fees by having money transferred directly into your account. Swipe your Debit, Cheque or Credit card when purchasing at retailers. Electronic transfers using Internet, Cellphone and Telephone banking, as well as the Mobile App, is cost-effective. Shop online with your Cheque or Credit card. Balance enquiries are free on Mobile App, Cellphone, Telephone and Internet Banking. VALUE-ADDED SERVICES SnapScan SnapScan is an innovative app that lets you pay for goods with your smartphone. Tap to Pay TM Buying small items on the run has just become faster with your MasterCard contactless card from Standard Bank. Waste no time when you pay for purchases up to R500,00. MasterPass Shopping online your computer, tablet or smartphone is easier and more secure with MasterPass. InstantMoney TM Send money via your cellphone to anyone in South Africa quickly and safely! Creating an Instant Money voucher is as easy as buying airtime even if they don t have a bank account. App for Smartphones or Tablets You decide where and when you need to do your banking. Simply open the secure banking app on your smartphone or tablet. UCount Rewards Join our rewards programme for just R,19 a month and collect rewards points* every time you shop with your Standard Bank Cheque, Debit or Credit Card. Shyft Make the most of Shyft our award winning forex app, exclusive to Standard Bank clients. Buy, store, send, spend and exchange your forex at the touch of a button on your mobile phone or tablet. Prepaid Buy prepaid airtime or electricity on Internet Banking, Mobile App or *10*345#.
CONTACT US General customer enquiries South Africa: 0860 13 000* : +7 11 99 4701 *Standard call rates apply. Email: information@standardbank.co.za Lost or stolen cards: 0800 00 600/011 99 4114 Internet: www.standardbank.co.za Cellphone Banking: *10*345# Fraud: 0800 050/011 641 6114 *Fees effective from 1 April 018 (Including VAT). Disclaimer Our products and services, and the terms under which they are offered, may change, We will inform you within a reasonable time of these changes, It is in your interest to read your contract carefully, If you have any questions or need more information, please contact your branch. Standard Bank subscribes to the Code of Banking Practice, Please ask your branch for details. Standard Bank supports the Ombudsman for Banking Services Sharecall number 0860 800 900 *Terms and conditions apply. standardbank.co.za/whatsyournext Authorised financial services and registered credit provider (NCRCP15). The Standard Bank of South Africa Limited (Reg. No. 196/000738/06). SBSA 7881. Moving Forward is a trademark of The Standard Bank of South Africa Limited. Standard Bank Insurance Brokers is an authorised financial services provider (FSP 4). Standard Bank Financial Consultancy is an authorised financial services provider (FPS 385) a business unit of The Standard Bank of South Africa. Frank Financial Services is a juristic representative of The Standard Bank of South Africa. The Standard Bank of South Africa is an authorised Financial Services provider (FSP 1187).