SAMPLE EMPLOYEE NOTICE

Similar documents
EMPLOYERS Kentucky Managed Health Care Plan (EMP KY MHCP) Guide

Employee Notice of. Network Requirements

Workers Compensation Injury Instructions

Description of Coverage for UnitedHealthcare of Illinois, Inc.

When Your Health Insurance Carrier Says NO. Your Rights Regarding Pre-authorization and Appeal Procedures

DEANCARE GOLD MANUAL

Coventry Health Care of Georgia, Inc. Point-of-Service (POS) Amendment to HMO Certificate of Coverage

SOUTH CAROLINA SOUTH CAROLINA

Provider Dispute/Appeal Procedures

HEALTH INSURANCE UTILIZATION REVIEW, APPEALS AND GRIEVANCES AND EXTERNAL REVIEW

Yes, written or oral approval is required, based upon medical policies.

West Virginia StreetSelect Employee Manual

Texas Health Care Network

GEORGIA-SPECIFIC WORKERS COMPENSATION SAFETY INFORMATION

PROVIDER MANUAL. In the Colorado Access Provider Manual, you will find information about:

WORKERS COMPENSATION POLICIES AND PROCEDURES

Zoom Health Plan, Inc. (ZOOM+): ZOOM+ Bronze Plan Coverage Period: January 1, 2016 December 31, 2016

Your guide to your health plan

Work Related Injury. What to do??? BE AS SPECIFIC AS POSSIBLE. SIGN AND DATE/HAVE YOUR SUPERVISOR/PRINCIPAL SIGN

Important Questions Answers Why this Matters: Is there an overall annual limit on what the plan pays?

DEAN ADVANTAGE MANUAL

OUTLINE OF MEDICARE SUPPLEMENT COVERAGE BENEFIT CHART OF MEDICARE SUPPLEMENT PLANS SOLD FOR EFFECTIVE DATES ON OR AFTER JUNE 1, 2010

OUTLINE OF MEDICARE SUPPLEMENT COVERAGE

Appeals Provider Manual - New Jersey 15

State of Wisconsin: Arise IYC Health Plan Coverage Period: 1/1/17-12/31/17

WHAT IF YOU DISAGREE WITH OUR DECISION?

My HPN Silver 3-73 $20/40/70/250

PPO PLANS DISCLOSURE FORM Blue Cross and Blue Shield of Arizona Effective on and after January 1, 2012

UnitedHealthcare of California

1199SEIU National Benefit Fund Summary of Benefits and Coverage: What This Plan Covers and What It Costs

Northern Simple/Fácil Catastrophic: Nevada Health CO-OP Coverage Period: 01/01/ /31/2015

New procedure in workers compensation for pre-designation of your personal physician.

West Virginia StreetSelect Employer Manual

Frequently Asked Questions (FAQ) for the Anthem Webinar for Aerospace Retirees/Survivors

MyHPN Silver 6 $25/50/100/30%

Important Questions Answers Why this Matters:

Affinity Health Plan: Essential Plan 1 plus Dental/Vision Summary of Benefits and Coverage: What this Plan Covers & What it Costs

FLORIDA-SPECIFIC WORKERS COMPENSATION INFORMATION

Important Questions Answers Why this Matters:

For non-participating providers: $11,000 Person/$22,000 Family. Doesn t apply to preventive care. Are there other deductibles for specific services?

Lee County Board of County Commissioners Workers Compensation Procedures QUICK REFERENCE GUIDE

UnitedHealthcare of California

AvMed In-Network Tier A Providers: $1,500 individual / $3,000 family AvMed In-Network Tier B Providers: What is the overall deductible?

WORKERS COMPENSATION PRODUCT ADDENDUM

Utilization Review Plan Revised March 8, 2012

Member Appeal and Grievance Process

You must pay all of the costs for these services up to the specific deductible amount before this plan begins to pay for these services.

Massachusetts Laborers' Health Fund: Plan A Summary of Benefits and Coverage: What this Plan Covers & What it Costs

Claims and Appeals Procedures

Important Questions Answers Why this Matters:

This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan

: Lewis & Clark College

Finding Your Way Through the HMO Grievance and Appeals Process:

Important Questions Answers Why this Matters:

For non-preferred providers: $14,300 Person/$28,600 Family. Doesn t apply to preventive care services or glasses for children.

Important Questions Answers Why this Matters:

Important Questions Answers Why this Matters:

Neighborhood/Vecindad Silver: Nevada Health CO-OP Coverage Period: 01/01/ /31/2014

Important Questions Answers Why this Matters:

Some of the services this plan doesn t cover are listed on page 5. See your policy Yes plan doesn t cover?

You must pay all the costs up to the deductible amount before this plan. covered services after you meet the deductible.

STATE OF FL Employees PPO Coverage Period: 01/01/ /31/2017

VIP Gold: Nevada Health CO-OP Coverage Period: 01/01/ /31/2015

Evidence of Coverage:

DY574_261023_br. Indiana Association for Home & Hospice Care Reimbursement Meeting February 24, 2010

State of Illinois Health Plan Members HealthLink Open Access III Coverage Period: 07/01/ /30/2016 Summary of Benefits and Coverage:

BENEFIT PLAN. What Your Plan Covers and How Benefits are Paid. Prepared Exclusively for Gwinnett County Board Of Commissioners

5149 N. 9th Ave Suite G32 Pensacola, FL phone fax

Important Questions Answers Why this Matters:

VIP Platinum: Nevada Health CO-OP Coverage Period: 01/01/ /31/2015

Outline of Medicare SELECT Supplement Coverage of South Dakota

1199SEIU National Benefit Fund for Rochester Area Members Summary of Benefits and Coverage: What This Plan Covers and What It Costs

Affinity Health Plan: Essential Plan 1 Summary of Benefits and Coverage: What this Plan Covers & What it Costs

Union Star/Estrella Health Silver: Nevada Health CO-OP Coverage Period: 01/01/ /31/2015

Important Questions Answers Why this Matters: What is the overall deductible? $0 Are there other deductibles for specific services?

Claims and Appeals Process for the Self-Funded Medical Plans Administered by UnitedHealthcare

Important Questions Answers Why this Matters:

PROVIDER MANUAL. In the Colorado Access Provider Manual, you will find information about:

Medical Benefits Comparison Book 2018 Medicare Retirees in the Rochester Area

Choice Plus KTR/1P Coverage Period: 01/01/ /31/2014

Small Group HMO Coverage Period: Beginning on or after 05/01/2013

Important Questions Answers Why this Matters: What is the overall deductible? $0 Are there other deductibles for specific services?

BlueSelect In-Network: $6,200 Per Person/$12,400 Family. Out-of- Network: $12,400 Per Person/$24,800 Family.

Coverage Period: 01/01/ /31/2019 Gold Summary of Benefits and Coverage: What this Plan Covers & What You Pay For Covered Services

Important Disclosure Information Massachusetts Addendum

Affinity Health Plan: Essential Plan 3 Summary of Benefits and Coverage: What this Plan Covers & W hat it Costs

Text of addition of Part 324 and , amendment of , , , and , and repeal of of 12 NYCRR

Enclosed in this mailing you will find the Summary of Benefits and Coverage (SBC) for your health benefits starting April 1, 2015.

HealthKeepers, Inc. Anthem HealthKeepers University of Virginia Physicians Group Anthem HealthKeepers- $750/$1,500 deductible

Important Questions Answers Why this Matters:

State of Florida Health Investor HMO Plan Coverage Period: 1/1/ /31/2014

This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan

Tri-County Schools Insurance Group: Basic Plan Coverage Period: 01/01/ /31/2014

USING YOUR INSURANCE. International Student Insurance Plan. SURPLUS Revised June 27, :41 PM

Important Questions Answers Why this Matters:

Is there an out of pocket limit on my expenses? Even though you pay these expenses, they don t count toward the out-ofpocket

June 16, Attention: OMC-025-FC. Dear Dr. Vladeck:

$0 See the chart starting on page 2 for your costs for services this plan covers.

What is the overall deductible? Are there other deductibles for specific services?

Important Questions Answers Why this Matters: What is the overall deductible? Are there other deductibles for specific services?

Transcription:

SAMPLE EMPLOYEE NOTICE Date Injured Employee Name Injured Employee Address Injured Employee City, State, Zip RE: Injured Employee Instructions, Rights and Obligations about Your Work-Related Injury or Illness Employee / Empleado: Employer / Empleador: Claim Number / Num de Reclamo: Date of Injury / Fecha de lesion: Insurer / Aseguradora: Injured Employee Name Employer Name Claim Number Date of Injury Insurer Name Dear Injured Employee Name Employer Name participates in the EMPLOYERS Georgia Managed Care Organization Plan (EMP GA MCO). This plan works in combination with Employer Name s workers compensation carrier, Insurer Name and Coventry Health Care Workers Compensation, Inc, a national managed care company. The EMP GA MCO is a certified plan that provides access to medical care for workers who have work-related injuries or illnesses. The role of the EMP GA MCO is to ensure that the medical and health care services you receive are provided in a timely and effective manner that meets your needs. Your employer and adjuster can answer your general questions about the program and how to get medical care and treatment through the EMP GA MCO. In addition, you may obtain general information about the EMP GA MCO by dialing 1-800-262-6122. There are also postings at your workplace, which reflect relevant information. What to do if you are injured while on the job... REPORT YOUR INJURY - You must report your work-related injury to your Supervisor immediately. Your Supervisor will call Injured Employee Hotline at 1-855-365-6010 to initiate your claim and to speak with a Coventry Triage Nurse, who will call to confirm your need for medical attention. If you need immediate medical attention, the Triage Nurse will help direct you where to go. America s small business insurance specialist tel 888 682-6671 PO Box 32036 Lakeland, FL 32036 www.employers.com EIG Services, Inc., an affiliated agency and adjuster Employers Preferred Insurance Company Employers Assurance Company Employers Compensation Insurance Company Employers Insurance Company of Nevada

SEEK EMERGENCY CARE - If your injury requires immediate, emergency care, or after-hours care, go to the nearest hospital or urgent care facility. Emergency care is defined as a medical condition that if left untreated could lead to disability or death; or when one seeks to alleviate severe pain, only. LOCATE A PHYSICIAN If you do not require emergency medical treatment, contact your adjuster at 1-888-682-6671 or visit the provider locator website at www.employers.com. Go to For Injured Workers tab and select Provider Locator, then Georgia to locate a provider within your Geographical Service Area (GSA). You must use a provider within your GSA. A Word document ID card is enclosed. Cut out this card and keep it in your wallet to access the toll free numbers for obtaining an EMP GA MCO provider. TREATMENT - You must receive an initial evaluation or treatment from your choice of physician from the GSA within 24 hours of reporting your work-related injury to your employer, unless you require immediate emergency care. Contact your adjuster at 1-888-682-6671 or Coventry at 1-800-937-6824 options 1, 1, and 1 for assistance in locating a provider. A representative is available to assist you in the selection of a treating physician. The selected treating physician you choose will be responsible for overseeing the medical care and treatment you receive for your work-related injury. Change of Physician - You may change your treating physician within the network one (1) time only without prior approval. Notify your adjuster about your choice of physicians. If you need to make any subsequent changes to providers, contact your adjuster noting the reason for the change. Your adjuster will review your request and respond whether the request is approved. ACCESS TO NON-NETWORK PROVIDERS: You must attempt to use EMP GA MCO providers within your GSA whenever possible. Coventry provides reasonable access to hospitals and primary care providers within your GSA. Below are the circumstances under which you may access a non-network provider: For emergency or after-hours urgent care; If your injury and subsequent treatment occurred prior to the implementation of the EMP GA MCO; When a provider in the specialty needed is not available through the EMP GA MCO; By prior approval of your Employer and/or Coventry; or, If the State instructs you to see a specific provider. You must call your Adjuster for approval prior to seeking care with a non-network provider at: 1-888-682-6671. SUBMIT CARE THROUGH UTILIZATION REVIEW (UR) EMPLOYERS requires certain services be reviewed for medical necessity using evidenced-based treatment guidelines. Give the provider the Instructions to the Treating Provider letter attached to this document to make sure your physician contacts EMPLOYERS for UR at 1-888-441-9223 to initiate the process. EMPLOYERS or Coventry will send you and your provider a notice indicating if the services are certified. In the event your services are not certified, you will receive a written non-certification recommendation. You and your provider have the right to appeal the non-certification decision

with Coventry. Instructions for filing a utilization review appeal will be included in the noncertification recommendation. File a Dispute You may submit a dispute for the following reasons: To appeal a non-certification recommendation, To dispute any component of medical care, or To request a change of treating physician. The instructions for filing a dispute and a copy of the Dispute/Grievance form are attached to this Employee Notice. REFER TO A SPECIALIST - Your physician must refer in the EMP GA MCO network whenever possible unless the circumstance allows access to a non-network provider. (See Non-network Exceptions ). You or your provider may view the network listing of providers by contacting at your adjuster at 1-888-682-6671 or visit the provider locater website at www.employers.com. Go to For Injured Workers tab and select Provider Locator, then Georgia. In the event you are unable to locate a provider in the specialty you need, you may be able to use a non-network provider. (See Non-network Exceptions below to see if your circumstances qualify). Your treating physician must receive approval to refer to a non-network provider by contacting your Adjuster. USE OF CASE MANAGEMENT Under certain circumstances, your Adjuster will initiate case management activities on your behalf with EMPLOYERS or Coventry. A Case Manager may contact you to help coordinate your treatment plan in an effort to assist in your recovery process and to expedite your return to work. If you require case management services, please contact 1-888-682-6671. ASK QUESTIONS ABOUT COMPENSABILITY, ELIGIBILITY, BENEFITS OR PAYMENT For questions involving any of these topics, you should contact your Adjuster at 1-888-682-6671. FILE A GRIEVANCE (NON-MEDICAL ISSUES) You, your representative or your treating physician have the right to file a grievance/dispute against EMP GA MCO if you are dissatisfied with any services associated with the EMP GA MCO program. A copy of the Grievance Process and Form is attached to this Employee Notice. To submit a grievance, you must complete the grievance form and submit it to: EMP GA MCO Grievance Coordinator, 3200 Highland Ave., Downers Grove, Illinois 60515. If you have any questions about the grievance process, you may call Coventry at 1-800-262-6122. Within seven (7) days, Coventry will send you an acknowledgement confirming receipt of the grievance. Within 30 days after the grievance is filed, Coventry will resolve or make a final determination of the grievance. If you are dissatisfied with the resolution of the grievance, you may file the issue with the State Board of Workers Compensation. Sincerely, EMPLOYERS Claims Department

Phone: 888-682-6671 Fax: 866-461-2934 Enclosures: ID Card EMP GA MCO Physician Instructions Grievance Form cc: Worker s Representative The Medical Provider

EMPLOYERS Georgia Managed Care Organization (EMP GA MCO) ID Card Dear Injured Employee, EMPLOYERS has selected to partner with Coventry Health Care Workers Compensation, Inc. (Coventry) to provide medical services through EMPLOYERS Georgia Managed Care Organization (EMP GA MCO). The EMP GA MCO is a certified plan that provides access to medical care for workers who have work-related injuries or illnesses. The role of the EMP GA MCO is to ensure that medical and health care services you receive are provided in a timely and effective manner that meets your needs. To help you find a provider, call Coventry at 1-800- 937-6824 options 1, 1 and 1 or visit the provider locator website at www.employers.com and go to the For Injured Workers tab, select Provider Locator and then Georgia. Present the Identification Card when seeking medical care with an EMP GA MCO provider. Possession of the ID card shall not be interpreted as authorization for medical service or payment. This card provides important contact information. Cut along lines and place in wallet EMP GA MCO 1-800-937-6824 options 1, 1, and 1 If you have a work-related illness or injury, immediately contact your Supervisor. If you need emergency medical care or care after hours, go to the nearest Hospital facility. If you need care but it is not an emergency, you must use an EMP GA MCO Provider. Call the toll free number above to obtain a list of MCO physicians in your geographic service area. Supply this card to the provider prior to every visit. Employer Name: Carrier: Injured Employee Hotline: 1-855-365-6010 Adjuster Phone: 1-888-682-6671 EMPLOYERS UR & 1-888-441-9223 Case Management: UR Fax: 1-702-671-7676 Note: Possession of verification or ID card is not to be construed as authorization for medical service or payment.

EMP GA MCO Physician Instructions ============================================================================ INSTRUCTIONS TO THE TREATING PROVIDER: ============================================================================ Please give the following to your provider. Employers Compensation Insurance Company, Employers Preferred Insurance Company, or Employers Assurance Company (EMPLOYERS) has implemented the EMPLOYERS Georgia Managed Care Organization (EMP GA MCO) program, which is supported by Coventry Health Care Workers Compensation, Inc. (Coventry). Coventry has made its EMP GA MCO Provider Reference Manual available to you on its website at www.coventrywcs.com to explain the rules and responsibilities of the program. Please call EMPLOYERS at 1-888-441-9223 for utilization review pre-certification services or fax your request to 1-702-671-7676. When calling, please have the Injured Worker s name, Social Security Number, and Employer name. List of recommended services for UR includes: Physical Therapy > 6 visits Chiropractic treatments > 6 visits Acupuncture > 3 visits Repeat Diagnostics Myelograms Discograms Inpatient hospital stays All surgeries IDET Psych Testing Weight Loss Programs Neurocognitive Rehab Other Rehab Services Gym Memberships Nursing Home Admissions Home Health Aides Biofeedback Interferential Units Bone Growth Stimulators Vax-D Chemical Dependency Programs Inpatient Pain Management Programs Work Hardening/Work Conditioning > 2 wks DME > $500(electric wheelchairs, certain back braces) Experimental Procedures (e.g., Prolotherapy, Disc Replacement) If you need to locate a specialist, please refer within the EMP GA MCO Network. You may call Coventry at 1-800-937-6824 options 1, 1, and 1 or visit the provider locator website at www.employers.com. Go to For Injured Workers tab and select Provider Locator, then Georgia to locate a provider within the patient s applicable Geographic Service Area (GSA). America s small business insurance specialist EIG Services, Inc., an affiliated agency and adjuster Employers Preferred Insurance Company Employers Assurance Company Employers Compensation Insurance Company Employers Insurance Company of Nevada

Coventry Dispute/Grievance Form (Please PRINT Clearly) DATE: INITIATOR S NAME: INITIATOR S PHONE #: ( ) CLIENT NAME: EMPLOYER NAME: INJURED WORKER S NAME (FIRST, M, LAST): DATE OF INJURY: SSN#: PROVIDER NAME (FIRST, M, LAST or Facility Name): PROVIDER TITLE: PROVIDER PHONE #: PROVIDER OR FACILITY ADDRESS (Street, City, State and Zip): ( ) PROVIDER OR FACILITY TAX ID #: DATE OF DISSATISFACTION: Please describe your complaint in detail below. Include dates, names, and the specific resolutions that you feel might remedy the situation. PLEASE ATTACH COPIES OF APPLICABLE MEDICAL RECORDS TO THIS FORM. THIS ISSUE INVOLVES (check all that apply): Service Medical Care Other REQUESTED ACTION: SIGNATURE: FORWARD FORM TO: COVENTRY COMPLAINTS & GRIEVANCES, 3200 HIGHLAND AVE, DOWNERS GROVE, IL 60515 E-mail: complaintsandgrievances@cvty.com Phone Number: 800-262-6122 Your Rights & Obligations when filing a Grievance: Any grievance must be filed on this form and submitted to the Grievance Coordinator at the address identified on this form. The formal written grievance must be received by the Grievance Coordinator of the certified plan. Coventry will respond to the grievance as quickly as possible and will submit a decision on the grievance within thirty (30) days of receipt of said grievance. If you are dissatisfied with a decision rendered by the Coventry Grievance Committee, you may appeal the decision. For any questions on the grievance or appeal procedure, please call the toll-free 1-800-262-6122.