HSBC Investment Funds (Canada) Inc. ( HIFC )

HSBC Investment Funds (Canada) Inc. ( HIFC ) PARTICIPATION FORM FOR THE 2017 EARLY BIRD TRANSFER-IN BONUS OFFER FOR HSBC MUTUAL FUNDS NON-REGISTERED, HSBC MUTUAL FUNDS RRSP, HSBC MUTUAL FUNDS TFSA, HSBC MUTUAL FUNDS RRIF, HSBC WORLD SELECTION PORTFOLIO NON-REGISTERED, HSBC WORLD SELECTION PORTFOLIO RRSP AND/OR HSBC WORLD SELECTION RRIF ACCOUNTS ( 2017 Early Bird HIFC Bonus Offer Form ) You may be eligible to participate in this bonus offer (the Bonus Offer ) to receive a bonus payment in the amounts set out below when you make one or more of the following: a) one or more of the transfers described below b) a new contribution as described below 1. Transfer a minimum of $15,000 CAD from your RRSP account at another financial institution to HIFC to: an existing or new HSBC Mutual Funds RRSP account, or an existing HSBC World Selection Portfolio RRSP account. 2. Transfer a minimum of $15,000 CAD from your TFSA account at another financial institution to HIFC to: an existing or new HSBC Mutual Funds TFSA account. 3. Transfer a minimum of $15,000 CAD from your non-registered investment account at another financial institution to HIFC to: an existing or new HSBC Mutual Funds non-registered account, or an existing HSBC World Selection Portfolio non-registered account. 4. Transfer a minimum of $15,000 CAD from your RRIF account at another financial institution to HIFC to: an existing or new HSBC Mutual Funds RRIF account, or an existing HSBC World Selection Portfolio RRIF account. 5. A new contribution of a minimum of $15,000 CAD from a deposit account (such as chequing or savings account) at another financial institution to HIFC to any of the following: an existing or new HSBC Mutual Funds RRSP account, or an existing HSBC World Selection Portfolio RRSP account, or an existing or new HSBC Mutual Funds TFSA account, or an existing or new HSBC Mutual Funds non-registered account, or an existing HSBC World Selection Portfolio non-registered account. 6. Table 1.* Amount transferred in/contributed to the applicable HIFC account (CAD$) Amount of Bonus that may be paid in relation to the transfer-in/ contribution amount (the Bonus Amount ) (CAD$)* $15,000 to $24,999.99 $175 $25,000 to $49,999.99 $300 $50,000 to $99,999.99 $650 $100,000 and above $1400 1500661-E_2017-09 Page 1 of 7

The Bonus Offer runs from October 02, 2017 to December 15, 2017 (the Offer Period ). All investments in a HIFC account are subject to standard suitability assessment and the applicable account terms and conditions. *Your eligibility for the Bonus Offer, including the payment of the Bonus Amount, is subject to the Qualifications and Other Conditions under the Bonus Offer Terms and Conditions below (collectively, the Terms and Conditions ). Please read the Terms and Conditions set out below. 7. Table 2. For transfers in (RRSP, TFSA, RRIF or Non-Registered Transfers): Customer Name: HSBC Mutual Fund or World Selection Portfolio Account Number: Customer HUB Number: Approximate amount to be transferred in from outside HSBC: (Amount to be verified): (CAD$) MFA Name: For new contributions: Customer Name: HSBC Mutual Fund or World Selection Portfolio Account Number: Customer HUB Number: Amount from a deposit account outside of HSBC: (CAD$) Bank Branch Manager Authorizing Transfer in funds eligibility: MFA Name: 1500661-E_2017-09 Page 2 of 7

Bonus Offer Terms and Conditions QUALIFICATIONS 1. The Bonus Offer applies to the HSBC Mutual Funds RRSP (including locked-in RRSP and spousal RRSP), HSBC Mutual Funds RRIF, HSBC Mutual Funds Non-Registered, HSBC Mutual Funds TFSA accounts (collectively, the HSBC MF Accounts ), and the HSBC World Selection Portfolio RRSP (including locked-in RRSP and spousal RRSP), HSBC World Selection Portfolio RRIF, HSBC World Selection Portfolio Non-Registered accounts (collectively, the HSBC WSP Accounts ) offered by HIFC and is available to all HIFC customers who have achieved the age of majority in their province or territory of residence. 2. For new or existing HSBC MF Accounts, the customer must transfer in, or make a new contribution of, a minimum of $15,000 CAD (excludes HSBC mutual funds transferred from another financial institution into HIFC) at one time from any account held at another financial institution into the applicable HSBC MF Account. 3. For HSBC WSP accounts, the customer must have completed the initial account opening and invest an initial minimum amount of $50,000 CAD in accordance with the terms of the HSBC World Selection Portfolio Account Agreement. For each such account opened to qualify for this Bonus Offer, part of that initial minimum amount must include $15,000 CAD (or more) transferred in, or newly contributed, at one time from any account held at another financial institution. 4. For existing HSBC WSP Accounts, the customer must transfer in, or make a new contribution of, a minimum of $15,000 CAD at one time from any account held at another financial institution into the applicable HSBC WSP Account. 5. The amount of money transferred in, which includes a new contribution, from another financial institution to any of the applicable HSBC MF Accounts or HSBC WSP Accounts (the Bonus Eligible Accounts ) is referred to in these Terms and Conditions as the Transfer In Amount. 6. Any Transfer In Amount must be received by HIFC by January 31 st, 2018 and remain invested in each applicable Bonus Eligible Account until at least January 31, 2019. 7. For Bonus Amount determination, HIFC will reference the CAD equivalent of any transfer in of US dollars destined for both (i) investing in HSBC MF Accounts (CAD or USD) and HSBC WSP Accounts (CAD) and (ii) participation in the Bonus Offer. The USD/CAD exchange rate on February 15, 2018, as determined by HSBC, will be used to calculate the notional CAD equivalent of the US dollar transfer in for the Bonus Amount calculation. After adjusting for withdrawals/transfers out in accordance with below, if any are made, HSBC will use this same February 15, 2018 USD/CAD exchange rate to calculate the Bonus Amount to be paid into the customer s HSBC MF Account, in either CAD or USD as applicable, or HSBC WSP Account (CAD) on the date of payment of the Bonus Amount. 8. During the 30 days before the Offer Period, if a customer withdraws / transfers out any amount from their existing HSBC MF Account and/ or HSBC WSP account, the customer s Transfer In Amount will be reduced by the amount withdrawn/ transferred out. 9. From October 02, 2017 to January 31, 2019 (inclusive), any withdrawals/transfers out (including transfers from a Bonus Eligible Account into another HIFC account, RRIF withdrawals and transfers to a joint account) from any of the Bonus Eligible Accounts where the Transfer In Amount was invested will decrease the Transfer In Amount by the amount withdrawn/transferred, and accordingly, may lower the Bonus Amount. The amount of any such withdrawals/transfers out from any Bonus Eligible Account cannot be restored with subsequent transfers in or new contributions to the applicable Bonus Eligible Account for Bonus Amount qualification. 10. If the withdrawals/transfers out of any of the Bonus Eligible Accounts are in US dollars, the USD/CAD exchange rate on February 15, 2018, as determined by HSBC, will be used to calculate the Canadian dollar equivalent of the US dollar withdrawals/transfers out for the Bonus Amount calculation. 1500661-E_2017-09 Page 3 of 7

11. The following forms must be completed by the customer and provided to the Mutual Fund Advisor at HIFC by December 15, 2017: (i) This 2017 Early Bird HIFC Bonus Offer Form and one of the following, as applicable: the HIFC Transfer Authorization RRSP / TFSA / RRIF form (1500474 / 8500474 required to transfer funds from an RRSP, TFSA or RRIF account held at another financial institution) the HIFC Authorization to Transfer Non-Registered Account form (1500429 / 8500429 required for a non-registered transfer in) the HSBC Mutual Funds or World Selection Portfolio Transaction form (required for making a new contribution from a deposit account held at another financial institution). OTHER CONDITIONS 1. The Bonus Amount will be determined by the Transfer In Amount in accordance with Table 1 on page one of this form. 2. One Bonus Amount will be paid per account type of the Bonus Eligible Accounts provided all other Terms and Conditions are met. An account type is an RRSP, Spousal RRSP, Locked-in RRSP, Non-Registered, TFSA, RIF, or Spousal RIF account. For clarity, if a customer has more than one existing or new non registered HSBC MF Account and/or non-registered HSBC WSP Account, only one Bonus Amount will paid for the aggregate sum of all Transfer In Amounts across all non-registered Bonus Eligible Accounts held by the customer. For example, if the customer transfers in $300,000 CAD in non-registered funds from another financial institution and invests across three separate accounts; two separate HSBC Mutual Funds Non-Registered Accounts with $100,000 CAD in each account, and one HSBC WSP Non Registered Account with $100,000 CAD in the account, the maximum bonus paid will be as indicated in Table 1 (maximum $1400 bonus for transfers of $100,000 and above). 3. The maximum Bonus Amount is $1400 CAD per Bonus Eligible Account type (described above) based on a Transfer In Amount equal to $100,000 CAD or greater into one or more Bonus Eligible Accounts of the same type. 4. Each Bonus Eligible Account must be open during the Offer Period up to and including the date that HIFC pays the Bonus Amount. 5. This offer does not apply to (i) other registered investment accounts with HIFC, such as RESPs and (ii) any accounts with HSBC Bank Canada or any of its other subsidiaries, including HSBC Invest Direct, a division of HSBC Securities (Canada) Inc. 6. If all or part of the Transfer In Amount is from another RRSP, TFSA, RRIF, non-registered or deposit account at HSBC Bank Canada or any of its subsidiaries or affiliates, it does not qualify for the Bonus Offer. The Bonus Offer is only available if all of the Transfer In Amount is from financial institutions which are not HSBC or any of its subsidiaries or affiliates. 7. There may be tax implications in connection with the Bonus Amount. Generally, no tax receipt will be issued for the Bonus Amount. 8. Neither HIFC, HSBC Bank Canada nor any member of the HSBC Group provides tax advice or has responsibility with respect to customers tax obligations in any jurisdiction, even if those obligations relate to opening or using accounts and services offered or provided by HIFC, HSBC Bank Canada or members of HSBC Group. HSBC Group means HSBC Holdings plc, its affiliates, subsidiaries, associated entities, and their branches and offices, together or individually. Customers should consult with their own tax advisors with respect to their own tax situation prior to taking any decision or authorizing any transactions, including for greater certainty any transaction connected to this Bonus Offer. 9. Customers are solely responsible for determining whether any contribution to their TFSA, RRSP or other registered plan account is within their contribution limits as imposed by applicable law. 1500661-E_2017-09 Page 4 of 7

10. Except as may be set out in these Terms and Conditions, all terms and conditions applicable to the account held with HIFC are not amended by these Terms and Conditions and continue to apply during and after the Offer Period. 11. If the customer has transferred funds from any other financial institution(s) and used those funds to qualify for this Bonus Offer, HIFC may reimburse the customer for the fees related to such transfer charged by the other financial institution up to a maximum of $200 CAD (the Reimbursement Amount ). The customer will need to provide proof to HIFC of all charges applied by the other financial institution(s) and the form of the proof will need to be acceptable by HIFC. HIFC will pay the Reimbursement Amount as soon as reasonably practicable once HIFC has received acceptable proof. For HSBC MF Accounts, the Reimbursement Amount will be used to purchase units of HSBC Mutual Funds in the customer s account in accordance with the customer s instructions obtained in a HIFC transaction form for the payment. For HSBC WSP Accounts, the Reimbursement Amount will be invested in accordance with the customer s model portfolio for the account. 12. The Terms and Conditions of this Bonus Offer are subject to the absolute and sole discretion of HIFC and may be changed at any time by HIFC without advance notice to customers either before or after agreeing to the Terms and Conditions of the Bonus Offer. This Bonus Offer may be cancelled at any time in the absolute and sole discretion of HIFC without advance notice. In the event of a cancellation, only fully completed 2017 Early-bird HIFC Bonus Offer Forms with Transfer-In Amounts arriving within 31 calendar days from the cancellation date will be eligible for the Bonus Offer. PAYMENT OF BONUS AMOUNT If all the above Terms and Conditions are satisfied for each Bonus Eligible Account, HIFC will pay one Bonus Amount per Bonus Eligible Account type (as described under the Other Conditions above) on or before Friday, March 15th, 2019 by automatically investing it in each applicable Bonus Eligible Account as follows: for HSBC MF Accounts, the Bonus Amount will be used to purchase units of the HSBC Canadian Money Market Fund (Investor Series or Premium Series, as applicable) or the HSBC U.S. Dollar Money Market Fund (Investor Series or Premium Series, as applicable) depending on the currency of the Transfer In Amount to be held in the Bonus Eligible Account. for HSBC WSP Accounts, the Bonus Amount will be invested in accordance with the customer s model portfolio for the account. In the case of customers with more than one Bonus Eligible Account of the same type, HIFC has sole and absolute discretion to determine the applicable Bonus Eligible Account out of those of the same type in which to make the payment of any applicable Bonus Amount in accordance with the above. DECLARATIONS AND AGREEMENT For this part, you or your means each account holder named below and us, we or our means HSBC Investment Funds (Canada) Inc. By signing below, you make the following declarations: i) You have received, read, understand and agree to these Terms and Conditions of the Bonus Offer as set out in this document; ii) If we determine a Bonus Amount is to be paid, you instruct and authorize us to invest the Bonus Amount in accordance with the terms explained in the Payment of Bonus Amount section above; and iii) If the Bonus Amount payment is for an HSBC MF Account, we are required by securities regulations to deliver to you the Fund Facts document for the HSBC Canadian Money Market Fund (Investor Series or Premium Series, as applicable) or the HSBC U.S. Dollar Money Market Fund (Investor Series or Premium Series, as applicable) if (i) this is your initial purchase of that fund or (ii) a subsequent purchase of that fund but you have not received the current Fund Facts document for that fund. If this applies to you, you confirm that we have 1500661-E_2017-09 Page 5 of 7

delivered to you, by email or in person, the applicable Fund Facts document(s) for either the HSBC Canadian Money Market Fund Investor Series or Premium Series, or the HSBC U.S. Dollar Money Market Fund Investor Series or Premium Series. Your further confirm that you have received, read and understand each Fund Facts document(s) delivered to you. Sole Account Holders: Joint Account Holders: Commercial Account Holder: MFA Name Branch 1500661-E_2017-09 Page 6 of 7

HSBC Investment Funds (Canada) Inc. ( HIFC) is a direct subsidiary of HSBC Global Asset Management (Canada) Limited ( AMCA ) and an indirect subsidiary of HSBC Bank Canada, and provides its services in all provinces of Canada except Prince Edward Island. AMCA is a wholly owned subsidiary of, but separate entity from, HSBC Bank Canada and provides its services in all provinces of Canada except Prince Edward Island. AMCA is the manager and primary investment advisor for the HSBC Mutual Funds. HIFC is the principal distributor of the HSBC Mutual Funds. HSBC Mutual Funds are also distributed through authorized dealers. Commissions, trailing commissions, management fees, and expenses all may be associated with mutual fund investments. Please read the prospectus, Fund Facts, and other disclosure documents before investing. Mutual funds are not guaranteed or covered by the Canada Deposit Insurance Corporation, HSBC Bank Canada, or any other deposit insurer or financial institution. The net asset values of all mutual funds, including the HSBC Mutual Funds, may change frequently and any past performance may not be repeated. For money market funds, there can be no assurances that such funds will be able to maintain its net asset value per security at a constant amount or that the full amount of your investment in the fund will be returned to you. HSBC World Selection Portfolio is a portfolio investment service offered by HIFC. In this service, a client s assets are invested in model portfolios. Each model portfolio is comprised of investments in HSBC Pooled Funds, which are mutual funds managed by AMCA and distributed by HIFC. AMCA provides discretionary investment management services to the portfolios in the HSBC World Selection Portfolio service. Commissions, trailing commissions, management fees, investment management fees and expenses all may be associated with investments in the HSBC Pooled Funds and/or the HSBC World Selection Portfolio service. Please read the applicable account opening documentation associated with HSBC World Selection Portfolio, the prospectus, Fund Facts, and other disclosure documents of the HSBC Pooled Funds in which investment may be made under HSBC World Selection Portfolio service before applying for the HSBC World Selection Portfolio service. The HSBC World Selection Portfolio service and the HSBC Pooled Funds are not guaranteed or covered by the Canada Deposit Insurance Corporation, HSBC Bank Canada, or any other deposit insurer or financial institution. For money market funds, there can be no assurances that the fund will be able to maintain its net asset value per security at a constant amount or that the full amount of your investment in the fund will be returned to you. The net asset values of all mutual funds, including the HSBC Pooled Funds, may change frequently and any past performance may not be repeated. World Selection is a registered trade-mark of HSBC Bank Canada 1500661-E_2017-09 Page 7 of 7