Financial Services Guide Licensee: Integrity Private Wealth Pty Ltd (AFSL 436298) Crprate Authrised Representative: Nucleus Wealth Management Pty Ltd trading as Nucleus Wealth (ACN# 614 386 266) (CAR# 1252975) Authrised Representatives: Timthy Fuller (AR# 1255612) Damien Klassen (AR# 226170) Address: Level 9 401 Cllins St Melburne VIC 3000 Versin: 1 June 2018 Authrised fr distributin by Integrity Private Wealth Pty Ltd Nucleus Wealth Financial Services Guide 1 st June 2018 Page 1 f 5
Why am I receiving this dcument? This Financial Services Guide (FSG) will help yu decide whether t use the Separately Managed Accunt (SMA) service ffered nline by Nucleus Private Wealth and Integrity Private Wealth. It cntains infrmatin abut: Our fees and charges Any cnflicts f interest which may impact the services Hw we deal with cmplaints if yu are nt satisfied with ur services Our prfessinal indemnity insurance arrangements. When we prvide yu with financial planning services yu may receive: A Statement f Advice (SA) r Recrd f Advice (RA) which dcuments the advice we prvide t yu. A Prduct Disclsure Statement (PDS) which explains the prducts we have recmmended. Integrity Private Wealth Integrity Private Wealth Pty Ltd hlds an Australian Financial Services Licence (492712) which has been issued by the Australian Securities and Investments Cmmissin (ASIC). Nucleus Wealth Management and Yur Financial Adviser Nucleus Wealth Management Pty Ltd trading as Nucleus Wealth is a Crprate Authrised Representative f Integrity Private Wealth. Timthy Fuller and Damien Klassen are Authrised Representatives f Nucleus Wealth. We act, and Integrity Private Wealth, n whse behalf we act, act fr yu when we prvide yu with advice and assist yu t acquire financial prducts What services d we prvide? We are authrised t prvide persnal advice n and assist yu t apply fr the SMA prduct. : Outside the nline SMA service, we are als authrised t als assist yu with ther prducts, such as: Managed Discretinary Accunts (MDA) Managed investments Securities (direct shares) Superannuatin and SMSF Persnal risk insurance Nucleus Wealth Financial Services Guide 1 st June 2018 Page 2 f 5
The financial advice prcess Thrugh ur platfrm, yu have the ptin f engaging us t prvide advice n apprpriate asset allcatin given yur appetite fr risk, as well as yur ethical preferences, r therwise chsing t allcate yur assets acrss prtflis yurself. Where yu engage us t advise, we will ask yu t cmplete an nline questinnaire s we understand enugh abut yu t prvide the advice. The website will then generate a Statement Advice, which yu can save r print s yu can read it at yur leisure. The Statement f Advice will explain the basis fr ur advice, the main risks assciated with the advice, the cst t yu f implementing the advice, the benefits we receive and any cnflicts f interest which may influence the advice. We will als prvide yu with a Prduct Disclsure Statement. This cntains infrmatin t help yu understand the prduct. We d nt advise yu n the suitability f the separately managed accunt service fr yur circumstances. Hwever, yu can, if yu wish, separately engage us t advise yu n this, and ther, issues. At all times yu are able t cntact us and ask questins abut the advice and investments recmmended. Yu can prvide instructins t us via the website, but als in writing, via phne r via email/fax. Please nte yu are respnsible fr ensuring yur instructins d hwever reach us. Fees We d nt charge yu a fee fr the asset allcatin advice we prvide thrugh the website. We can charge a fee fr additinal advice utside f the abve, hwever this will be cnfirmed with yu befre any advice is prepared r delivered. If yu decide t invest in ur SMA service thrugh the website, we d charge an Investment Management fee f 0.64% (Incl. GST) per annum multiplied by yur investment balance. We d nt share this fee with Integrity Private Wealth, hwever Integrity Private Wealth des have a sharehlding in Nucleus Wealth Management and will share in ur prfits. Nucleus Wealth Financial Services Guide 1 st June 2018 Page 3 f 5
Referral Fees and Cmmissins In sme situatins Nucleus Wealth Management receive fees r cmmissins where yu are referred t an external party. Yu will always be advised f the referral arrangement whenever yu are referred t an external party. In sme situatins Nucleus Wealth Management pay fees r cmmissins t external parties wh have referred yu t us. Yu will always be advised f the referral arrangements in the SA prvided t yu. Assciated Businesses Nucleus Wealth Management Pty Ltd are nt assciated with any prduct prviders. Making a Cmplaint We endeavur t prvide yu with the best advice and service at all times. If yu are nt satisfied with ur services then we encurage yu t cntact us. Please call us r put yur cmplaint in writing t ur cmplaints fficer, address belw. Cmplaints Officer Nucleus Wealth Level 2, 696 Burke Street Melburne VIC, 3000 If yu are nt satisfied with ur respnse yu can refer it t the Financial Ombudsman Service. Yu can cntact FOS n 1800 367 267. This service is prvided t yu free f charge. Nucleus Wealth Financial Services Guide 1 st June 2018 Page 4 f 5
Prfessinal Indemnity We and Integrity have prfessinal indemnity insurance in place which cvers us fr any errrs r mistakes relating t ur services. This insurance meets the requirements f the Crpratins Act and cvers the services prvided by us and ur advisers after they cease wrking with us, prvided we ntify the insurer f the claim when it arises and this is dne within the relevant plicy perid. Yur Privacy Nucleus Wealth is cmmitted t prtecting yur privacy. We have a Privacy Plicy which sets ut hw we cllect, hld, use and disclse yur persnal infrmatin. We will cllect persnal infrmatin frm yu s that we can understand yur persnal situatin and prvide yu with advice which meets yur needs and bjectives. We will als cllect infrmatin frm yu t meet ur bligatins under the Anti-Mney Laundering and Cunter-Terrrism Financing Act. Using an authrised third party fr identificatin validatin, ur databases hld nly the infrmatin required t prvide advice, manage yur investments and what is mandated by law. We will generally cllect this infrmatin directly frm yu hwever in sme cases we will seek yur authrity t cllect if frm ther parties such as yur accuntant r yur superannuatin fund. If yu d nt prvide us with all f the infrmatin that we request, we may nt be able t prvide ur services t yu. We will hld and use yur persnal infrmatin s that we can cntinue t prvide ur services t yu. We will nly disclse yur persnal infrmatin t external parties where: The law requires us t d s Yu cnsent fr us t d s Our Privacy Plicy cntains further infrmatin n hw we cllect, hld, use and disclse yur persnal infrmatin. It als sets ut hw yu can access the infrmatin we hld abut yu, hw t have it crrected and hw t cmplain where yu are nt satisfied with hw we have handled yur persnal infrmatin. Our full Privacy Plicy is available n ur website. Nucleus Wealth Financial Services Guide 1 st June 2018 Page 5 f 5