Welcome to REST Industry Super rest.com.au 1300 300 778
A little bit about us REST Industry Super has been looking after members superannuation since we started as an industry fund in 1988. Over the past 27 years, we ve grown to become one of Australia s largest industry superannuation funds. We re open to all Australians from every industry and currently have around 2 million members and around $36 billion in funds under management. We put our members first with: competitive long-term investment returns* flexible and cost-effective insurance options profits returned to the members no commissions paid to financial advisers award-winning products and service easy online access to account information ongoing education about super and investments to help you make informed decisions access to a team of financial coaches and planners to help you plan your financial future Approximately 1 in 6 working Australians is a REST member^ * Past performance is not an indicator of future performance ^ Source: Number of working Australians sourced from Australian Bureau of Statistics, Labour force, Australia (cat. no. 6202.0), July 2015. 02 Welcome to REST Industry Super 03
Make the most of your super Easy online management We ve made it easy for you to manage your account online with an exclusive area for members, MemberAccess. With MemberAccess you can: view account balances update personal details supply your Tax File Number (TFN) access insurance information check contribution history switch investment options opt to receive annual statements electronically. To sign up to MemberAccess simply visit rest.com.au and follow the easy steps to register. Consider consolidating your super With people likely to change jobs several times in their career, the average Australian now has multiple superannuation accounts. Multiple accounts can be difficult to manage and may also cost more in fees. These fees may not seem significant now, but could really make a difference over time. With one account, there is only one set of fees to pay and management is generally easier. Rolling other super accounts into REST is made easier with our online form. Simply visit www.rest.com.au/consolidate. Around $36 billion of funds under management # # As at 31 March 2015 04 Welcome to REST Industry Super 05
Flexible insurance to suit you REST offer a range of flexible insurance options designed to provide protection if you are unable to work for a long period due to sickness or injury, or become permanently disabled or die. As a new REST member, you can access Death, Total and Permanent Disablement (TPD) and Income Protection insurance. You can apply for any amount of Death cover, up to $5m TPD cover ($1m if over 65) and up to $30,000 per month Income Protection cover. You can increase or decrease your cover at any time to suit your life stage and individual needs. REST is one of the few super funds offering long-term income protection cover all the way to retirement age. Additionally, our Income Protection also includes a super benefit so your retirement savings continue to grow while you re absent from work when sick or injured. You ll find more details in your welcome letter and on our website at www.rest.com.au/insurance. Award-winning fund Established in 1988 06 Welcome to REST Industry Super 07
SuperRatings Pty Limited does not issue, sell, guarantee or underwrite this product. Go to superratings.com.au for details of its ratings criteria. Chant West has given its consent to the inclusion in this brochure of the references to Chant West and the inclusion of the logos and ratings or awards provided by Chant West in the form and context in which they are included. This material contains general advice which has been prepared without taking into account your objectives, financial situation or needs. Before making any decision based on this advice, you should consider its appropriateness having regard to your objectives, financial situation and needs. You should consider the brochure which is available at www.rest.com.au or by calling 1300 300 778 before making any decision about the product. When you become a member of REST Industry Super, you join the Retail Employees Superannuation Trust ABN 62 653 671 394. REST Industry Super is issued by the Trustee, Retail Employees Superannuation Pty Limited ABN 39 001 987 739, AFSL 240003. Registered office: Level 7, 50 Carrington Street, Sydney NSW 2000. 601.1 03/2016 ISS9 RES5230 We re here to help If you have any questions or require further information please contact us: rest.com.au 1300 300 778 (Please call between 8am and 8pm weekdays)