Welcome to the HSBC Advance Mastercard credit card
Jump into life s next great adventure.
Welcome Your HSBC Advance Mastercard credit card is designed for your everyday use, with an outstanding Rewards Program and benefits that support the way you live and spend. This brochure provides an overview of your benefits. For more details, please see the enclosed HSBC Advance Mastercard credit card Guide to Benefits and Terms & Conditions. For Advance Customer Service, call 866.584.HSBC (4722).
Every relationship has its own rewards.
Double Rewards Be rewarded for doing the things you enjoy by earning 2X Rewards Program Points ( Points ) on new, net dining and select entertainment purchases. Earn 1X Point per new, net $1 spent for other purchases. Browse Rewards and Redeem Points Online Visit the Advance Rewards site to view Rewards and redeem your Points. Use the comparison shopping tool and build a Wish List to save aspirational Rewards to redeem in the future. No Foreign Transaction Fees There are no added costs when you use your card to make purchases in a foreign country. Shopping Benefits Shop with confidence knowing that your purchases are covered with our valuable protection programs 1. Travel Benefits Make your next trip worry-free with our exceptional travel benefits, including $1 million travel accident coverage and rental car collision insurance at no extra cost 1. Advance Benefits
Access unlimited Rewards.
Travel Rewards Fly virtually anywhere with no blackout dates or seat restrictions on most major carriers. Search, book and pay for flights, hotels, and car rentals using your Points on our online travel rewards booking site. Book and charge your own airline travel to your HSBC Advance Mastercard credit card, then request a travel statement credit. Call our expert travel counselors to book a vacation package or arrange a travel experience. Gift Cards Choose from hundreds of gift cards from a wide selection of popular dining, travel, shopping and entertainment merchants. Cash Back Opt for cash back as a credit to your HSBC Advance Mastercard credit card or as a deposit to your HSBC Bank USA, N.A. account 2. Top Brand Merchandise Shop for leading brand name reward items, such as luggage, kitchenware, sports gear, electronics and more. Rewards
A thousand miles away but never apart.
Global Acceptance Your card is accepted at more than 36 million locations worldwide where Mastercard credit cards are welcomed. MasterRental Car Rental Collision Damage Waiver Insurance provides protection for physical damage or theft of a rented vehicle 1. MasterAssist Travel Assistance Services provides pre-trip destination information, emergency medical and legal referrals when traveling, lost luggage assistance and more 1. Travel Accident Insurance $1 Million Travel Accident Insurance covers you, your spouse, and unmarried dependent children, when traveling on a common carrier 1. Travel Benefits
Shop with confidence.
Extended Warranty Doubles your original warranty for up to two additional years 1. Price Protection Refunds the difference if you buy an item and then see it advertised for less within 120 days 1. Purchase Assurance Covers most purchases up to $1,000 against accidental damage or theft for 90 days from the date of purchase 1. Mobile Payment Options Enables you to make purchases the way you want quickly, conveniently and securely via Google Pay, Apple Pay and Samsung Pay. Contactless Payment Feature Enables you to complete smaller purchases just by tapping your card on special payment readers. Shopping Benefits
Feel safe during all of life s adventures
Identity Theft Resolution Services 1 If your identity is compromised, you ll have access to a number of Identity Theft resolution services and you ll receive one-on-one support until your claim is resolved. Security Chip The HSBC Advance Mastercard credit card contains an embedded security chip for enhanced protection at chip-enabled terminals worldwide. And if fraud does occur, you won t be held responsible for unauthorized use. Lost/stolen Card Reporting If you report your card lost or stolen, you will not be responsible for any unauthorized transactions on your Account. If you need to make purchases or arrange for a cash advance, in most cases, you can receive a temporary card the next day in the United States and within two business days almost everywhere else 3. Your Security
We re always here for you. Online Access to your Account or Rewards Log on to your Personal Internet Banking Account at us.hsbc.com to: Check your Account status Review recent transaction activity Check your Points balance Redeem Points Sign up for free services, including Account alerts via text 4 or email Request a Balance Transfer Add Authorized Users Sign up for EZ-Pay Request a PIN
24/7 Advance Customer Relationship Center From within the US or Canada, call: 866.584.HSBC (4722). When traveling internationally, call collect: 1.716.841.4477. Book Travel Rewards Call 866.584.HSBC (4722) 8 am to 8 pm ET Monday through Friday and 9 am to 5:30 pm ET Saturdays. Contact Us
1 See the HSBC Advance Mastercard credit card Guide to Benefits and Terms & Conditions brochure for further details. Certain restrictions, limits and exclusions apply. Benefits may not be offered in every state. Coverage may be underwritten and managed by companies that are not affiliated with Mastercard or HSBC Bank USA, N.A. 2 Clients can choose to receive cash back redemptions as a direct deposit or as a statement credit on their HSBC Credit Card. If you select cash back as a direct deposit, only HSBC Bank USA, N.A. consumer checking and savings accounts in your name alone or as a joint accountholder are eligible. See the HSBC Advance Mastercard credit card Guide to Benefits and Terms & Conditions brochure for further details. 3 Usage restrictions apply to the temporary card. 4 HSBC does not charge for this service. However, depending on your mobile service contract with your carrier, data and messaging rates may apply. Google Pay is a trademark of Google LLC. Android, Google Pay, and the Google Logo are trademarks of Google LLC. Apple, the Apple logo and iphone are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay is a trademark of Apple Inc. Samsung, Samsung Pay, and Galaxy are trademarks or registered trademarks of Samsung Electronics Co., Ltd. Other company and product names mentioned may be trademarks of their respective owners. HSBC Advance Mastercard credit cards are issued by HSBC Bank USA, N.A., subject to credit approval and require a U.S. HSBC Advance or Premier relationship. Deposit products offered in the U.S. by HSBC Bank USA, N.A. Member FDIC. Mastercard and the Mastercard brand mark are registered trademarks of Mastercard International Incorporated. MKT2596_2018_04