RELIANCE GENERAL INSURANCE COMPANY LIMITED - NON- LIFE INSURANCE COMPANIES

Disclosures - NON- LIFE INSURANCE COMPANIES S.No. Form No Description 1 NL-1-B-RA Revenue Account 2 NL-2-B-PL Profit & Loss Account 3 NL-3-B-BS Balance Sheet 4 NL-4-PREMIUM SCHEDULE Premium 5 NL-5-CLAIMS SCHEDULE Claims Incurred 6 NL-6-COMMISSION SCHEDULE Commission 7 NL-7-OPERATING EXPENSES SCHEDULE Operating Expenses 8 NL-8-SHARE CAPITAL SCHEDULE Share Capital 9 NL-9-PATTERN OF SHAREHOLDING SCHEDULE Pattern of Shareholding 10 NL-10-RESERVE AND SURPLUS SCHEDULE Reserves and Surplus 11 NL-11-BORROWING SCHEDULE Borrowings 12 NL-12-INVESTMENT SCHEDULE Shareholders 13 NL-13-LOANS SCHEDULE Loans 14 NL-14-FIXED ASSETS SCHEDULE Fixed Assets 15 NL-15-CASH AND BANK BALANCE SCHEDULE Cash and Bank Balance 16 NL-16-ADVANCES AND OTHER ASSETS Advances & Other Assets 17 NL-17-CURRENT LIABILITIES SCHEDULE Current Liabilities 18 NL-18-PROVISIONS SCHEDULE Provisions 19 NL-19-MISC EXPENDITURE SCHEDULE Misc Expenditure 20 NL-20-RECEIPT AND PAYMENTS SCHEDULE Receipt and Payments Schedule 21 NL-21-STATEMENT OF LIABILITIES Statement of Liablities 22 NL-22-GEOGRAPHICAL DISTN OF BSNS Geographical Distribution of Business 23 NL-23-REINSURANCE RISK CONCENTRATION Reinsurance Risk Concentration 24 NL-24-AGEING OF CLAIMS Ageing of Claims 25 NL-25-CLAIMS DATA Claims Data 26 NL-26-CLAIMS INFORMATION Claims Information 27 NL-27-OFFICE OPENING Office Opening 28 NL-28-STATEMENT OF ASSETS Statement of Investment of Assets 29 NL-29-DEBT SECURITIES Debt Securities 30 NL-30-ANALYTICAL RATIOS Analytical Ratios 31 NL-31-RELATED PARTY TRANSACTIONS Related Party Transanctions 32 NL-32-PRODUCT INFORMATION Product Information 33 NL-33-SOLVENCY MARGIN Solvency 34 NL-34-BOD Board of Directors & Management 35 NL-35-NPAs NPAs 36 NL-36-YIELD ON INVESTMENTS Yield on Investment 37 NL-37-DOWN GRADING OF INVESTMENTS Downgrading of Investment 38 NL-38-BSNS RETURNS ACROSS LOB Quarterly Business Returns for different line of business (Premium amount and number of policies) 39 NL-39-RURAL AND SOCIAL SECTOR Rural & Social Sector Obligations OBLIGATIONS 40 NL-40-CHANNEL WISE PREMIUM Business Acquisition through different channels 41 NL-41-GRIEVANCE DISPOSAL Grievance Disposal

FORM NL-1-B-RA Registration No. and Date of Registration with the IRDA: Regn. No. 103 dated 23.10.2000 REVENUE ACCOUNT FOR THE PERIOD - Fire Insurance Business S.No. Particulars Schedule FOR THE QUARTER ENDED MARCH 31, 2015 FOR THE YEAR ENDED MARCH 31, 2015 FOR THE QUARTER ENDED MARCH 31, 2014 FOR THE YEAR ENDED MAR 31, 2014 (Rs. In '000) (Rs. In '000) (Rs. In '000) (Rs. In '000) 1 Premiums earned (Net) NL-4-Premium Schedule 144,467 483,880 118,546 410,893 2 Profit/ (loss) on sale/redemption of Investments (Net) (16,610) 15,440 1,734 9,912 3 Interest, Dividend & Rent Gross (90,169) 70,021 33,833 157,534 4 Exchange Gain / (loss) (9) (21) - - TOTAL (A) 37,679 569,320 154,113 578,339 1 Claims Incurred (Net) NL-5-Claims Schedule 116,415 364,984 163,366 365,492 2 Commission (Net) NL-6-Commission Schedule (12,127) (120,356) (36,028) (133,628) 3 Operating Expenses related to Insurance Business NL-7-Operating Expenses Schedule 54,520 166,514 33,248 117,596 4 Premium Deficiency - - - - TOTAL (B) 158,808 411,142 160,586 349,460 Operating Profit/(Loss) from Fire Business C= (A - B) (121,129) 158,178 (6,473) 228,879 APPROPRIATIONS Transfer to Shareholders Account (121,129) 158,178 (6,473) 228,879 Transfer to Catastrophe Reserve - - - - Transfer to Other Reserves (to be specified) - - - - TOTAL (C) (121,129) 158,178 (6,473) 228,879

FORM NL-1-B-RA Registration No. and Date of Registration with the IRDA: Regn. No. 103 dated 23.10.2000 REVENUE ACCOUNT FOR THE PERIOD - Marine Insurance Business S.No. Particulars Schedule FOR THE QUARTER ENDED MARCH 31, 2015 FOR THE YEAR ENDED MARCH 31, 2015 FOR THE QUARTER ENDED MARCH 31, 2014 FOR THE YEAR ENDED MAR 31, 2014 (Rs. In '000) (Rs. In '000) (Rs. In '000) (Rs. In '000) 1 Premium Earned (Net) NL-4-Premium 74,783 218,674 64,876 193,096 Schedule 2 Profit / (loss) on sale/redemption of (1,879) 5,727 571 2,253 Investments (Net) 3 Interest, Dividend & Rent Gross (12,048) 25,970 10,358 35,802 4 Exchange Gain / (loss) 24 57 - - TOTAL (A) 60,880 250,428 75,805 231,151 1 Claims Incurred (Net) NL-5-Claims 59,908 186,055 91,762 179,780 Schedule 2 Commission (Net) NL-6-Commission Schedule (635) 15,135 4,557 24,574 3 Operating Expenses related to Insurance Business NL-7-Operating Expenses Schedule 14,545 63,529 10,891 53,655 4 Premium Deficiency - - - (20,900) TOTAL (B) 73,818 264,719 107,210 237,109 Operating Profit/(Loss) from Marine Business C= (A - B) (12,938) (14,291) (31,405) (5,958) APPROPRIATIONS Transfer to Shareholders Account (12,938) (14,291) (31,405) (5,958) Transfer to Catastrophe Reserve - - - - Transfer to Other Reserves (to be - - - - specified) TOTAL (C) (12,938) (14,291) (31,405) (5,958)

FORM NL-1-B-RA Registration No. and Date of Registration with the IRDA: Regn. No. 103 dated 23.10.2000 REVENUE ACCOUNT FOR THE PERIOD- Miscellaneous Insurance Business S.No. Particulars Schedule FOR THE QUARTER ENDED MARCH 31, 2015 1 Premiums earned (Net) NL-4-Premium Schedule 2 Profit/ (loss) on sale/redemption of Investments (Net) 3 Interest, Dividend & Rent Gross 4 Others - Exchange Gain/(Loss) FOR THE YEAR ENDED MARCH 31, 2015 FOR THE QUARTER ENDED MARCH 31, 2014 FOR THE YEAR ENDED MAR 31, 2014 (Rs. In '000) (Rs. In '000) (Rs. In '000) (Rs. In '000) 4,506,565 18,482,070 4,487,973 16,793,592 298,041 715,971 32,805 148,742 1,023,377 3,247,020 831,744 3,033,232 6,307 7,584 (282) (13,113) - Miscellaneous Income 3,957 6,885 1,321 4,393 TOTAL (A) 5,838,247 22,459,530 5,353,561 19,966,846 1 Claims Incurred (Net) NL-5-Claims Schedule 4,211,616 17,492,003 3,984,055 15,490,948 2 Commission (Net) NL-6-Commission Schedule (40,269) (101,983) 152,538 505,417 3 Operating Expenses related to Insurance Business NL-7-Operating Expenses Schedule 1,444,035 5,146,702 1,116,967 4,427,086 4 Premium Deficiency - - - - TOTAL (B) 5,615,382 22,536,722 5,253,560 20,423,451 Operating Profit/(Loss) from Miscellaneous Business C= (A - B) 222,865 (77,192) 100,001 (456,605) APPROPRIATIONS Transfer to Shareholders Account 222,865 (77,192) 100,001 (456,605) Transfer to Catastrophe Reserve - - - - Transfer to Other Reserves (to be specified) - - - - TOTAL (C) 222,865 (77,192) 100,001 (456,605)

FORM NL-2-B-PL Registration No. and Date of Registration with the IRDA: Regn. No. 103 dated 23.10.2000 PROFIT AND LOSS ACCOUNT FOR THE PERIOD S.No. Particulars Schedule FOR THE QUARTER ENDED MARCH 31, 2015 FOR THE YEAR ENDED MARCH 31, 2015 FOR THE QUARTER ENDED MARCH 31, 2014 FOR THE YEAR ENDED MAR 31, 2014 (Rs. In '000) (Rs. In '000) (Rs. In '000) (Rs. In '000) 1 OPERATING PROFIT/(LOSS) (a) Fire Insurance (121,129) 158,178 (6,473) 228,879 (b) Marine Insurance (12,938) (14,291) (31,405) (5,958) (c ) Miscellaneous Insurance 222,865 (77,192) 100,001 (456,605) 2 INCOME FROM INVESTMENTS (a) Interest, Dividend & Rent Gross 186,159 784,163 185,465 822,343 (b) Profit on sale/ redemption of investments 52,985 174,410 8,427 75,346 Less: Loss on sale/ redemption of investments 277 (1,501) 1,209 (23,603) 3 OTHER INCOME (to be specified) (a) Profit / (Loss) on Sale/ discard of Assets (217) (1,071) (2,147) (3,132) (b) Miscellaneous Income 1,047 8,744 9,406 17,936 (c) Excess Provision Written Back 36,481 36,481-43,499 TOTAL (A) 365,530 1,067,921 264,483 698,705 4 PROVISIONS (Other than taxation) (a) For diminution in the value of investments - - - - (b) For doubtful debts 35,262 76,156 (9,791) 34,085 (c) Others - Interest on Refunds 148,050 148,050 - - - Standard Assets - (186) (1,017) (1,017) 5 OTHER EXPENSES (a) Expenses other than those related to 3,799 30,000 3,553 24,810 Insurance Business (b) Exchange Gain / (loss) - - - - TOTAL (B) 187,111 254,020 (7,255) 57,878 Profit / (Loss) Before Tax (A-B) 178,419 813,901 271,738 640,827 Provision for Taxation (a) Current Tax (45,200) 34,700 - - (b) Deferred Tax - - - - (d) MAT Credit 45,200 (34,700) - - Profit / (Loss) After Tax 178,419 813,901 271,738 640,827 APPROPRIATIONS (a) Interim dividends paid during the year - - - - (b) Proposed final dividend - - - - (c) Dividend distribution tax - - - - (d) Transfer to any Reserves or Other Accounts (to be specified) - - - - Balance of profit/ loss brought forward from last (8,370,163) (8,993,804) (9,265,537) (9,634,626) period Adjustment on account of Schedule II of the 3,663 (8,178) - - Companies Act, 2013 Balance carried forward to Balance Sheet (8,188,081) (8,188,081) (8,993,799) (8,993,799)

FORM NL-3-B-BS Registration No. and Date of Registration with the IRDA: Regn. No. 103 dated 23.10.2000 BALANCE SHEET AS AT MARCH 31, 2015 Particulars Schedule AS AT 31ST MARCH, AS AT 31ST MARCH, 2015 2014 (Rs. In '000) (Rs. In '000) SOURCES OF FUNDS SHARE CAPITAL NL-8-Share Capital Schedule 1,227,750 1,227,750 RESERVES AND SURPLUS SHARE APPLICATION MONEY PENDING ALLOTMENT NL-10-Reserves and Surplus Schedule 16,242,881 16,242,881 900,000 - FAIR VALUE CHANGE ACCOUNT 14,664 6,955 BORROWINGS NL-11-Borrowings Schedule - - TOTAL 18,385,295 17,477,586 APPLICATION OF FUNDS INVESTMENTS NL-12-Investment Schedule 50,483,263 38,427,155 LOANS NL-13-Loans Schedule - 46,315 FIXED ASSETS NL-14-Fixed Assets Schedule 349,270 265,990 DEFERRED TAX ASSET 372,735 372,735 CURRENT ASSETS Cash and Bank Balances Advances and Other Assets NL-15-Cash and bank balance Schedule NL-16-Advances and Other Assets Schedule 785,878 644,135 4,637,434 9,122,566 Sub-Total (A) 5,423,312 9,766,701 CURRENT LIABILITIES PROVISIONS NL-17-Current Liabilities Schedule NL-18-Provisions Schedule 37,426,523 31,295,618 9,004,843 9,099,491 Sub-Total (B) 46,431,366 40,395,109 NET CURRENT ASSETS (C) = (A - B) (41,008,054) (30,628,408) MISCELLANEOUS EXPENDITURE (to the extent not written off or adjusted) DEBIT BALANCE IN PROFIT AND LOSS ACCOUNT NL-19-Miscellaneous Expenditure Schedule - - 8,188,081 8,993,799 TOTAL 18,385,295 17,477,586 ` CONTINGENT LIABILITIES Particulars Partly paid-up investments Underwriting commitments outstanding (in respect of shares and securities) Claims, other than against policies, not acknowledged as debts by the company Guarantees given by or on behalf of the Company Statutory demands/ liabilities in dispute, not provided for Reinsurance obligations to the extent not provided for in accounts Others (to be specified) TOTAL AS AT 31ST MARCH, AS AT 31ST MARCH, 2015 2014 (Rs. In '000) (Rs. In '000) - - - - 14,706 12,612 75,285 1,050 3,172 2,310 - - - - 93,163 15,972

FORM NL-4-PREMIUM SCHEDULE Registration No. and Date of Registration with the IRDA: Regn. No. 103 dated 23.10.2000 PREMIUM EARNED [NET OF SERVICE TAX] Particulars FOR THE QUARTER ENDED MARCH 31, 2015 FOR THE YEAR ENDED MARCH 31, 2015 FOR THE QUARTER ENDED MARCH 31, 2014 FOR THE YEAR ENDED MAR 31, 2014 (Rs. In '000) (Rs. In '000) (Rs. In '000) (Rs. In '000) Premium from direct business written 6,498,601 27,158,321 5,300,863 23,888,249 Service Tax - - - - Adjustment for change in reserve for unexpired risks 1,579,924 690,940 1,050,063 (1,018,135) Gross Earned Premium 8,078,525 27,849,261 6,350,926 22,870,114 Add: Premium on reinsurance accepted 105,527 372,108 226,986 528,675 Less: Premium on reinsurance ceded 1,938,586 8,446,746 898,635 5,787,310 Net Premium 6,245,466 19,774,623 5,679,278 17,611,479 Adjustment for change in reserve for unexpired risks (1,519,650) (589,999) (1,007,882) (213,898) Premium Earned (Net) 4,725,816 19,184,624 4,671,396 17,397,581

FORM NL-5 - CLAIMS SCHEDULE CLAIMS INCURRED [NET] Particulars Period ended Claims Paid from direct business written Claims Paid on reinsurance accepted Claims Recovered on reinsurance ceded Net Caims Paid (3+4-5) Out-standing Claims at the end of the period Out-standing Claims at the beginning of the period Net Claims Incurred (6+7-8) 1 2 3 4 5 6 7 8 9 (Rs. In '000) (Rs. In '000) (Rs. In '000) (Rs. In '000) (Rs. In '000) (Rs. In '000) (Rs. In '000) Fire For Q4-447,447 64,851 411,841 100,457 482,256 466,298 116,415 Upto Q4-1,024,161 71,401 801,998 293,564 482,256 410,836 364,984 Marine Cargo For Q4-45,825 37 7,027 38,835 210,778 189,655 59,958 Upto Q4-370,020 1,268 225,141 146,147 210,778 170,956 185,969 Marine Hull For Q4-1,912-1,842 70 651 771 (50) Upto Q4-1,914-1,842 72 651 637 86 Marine Total For Q4-47,737 37 8,869 38,905 211,429 190,426 59,908 Upto Q4-371,934 1,268 226,983 146,219 211,429 171,593 186,055 Motor OD For Q4-1,089,928-167,949 921,979 1,333,521 1,433,989 821,511 Upto Q4-4,504,593-465,175 4,039,418 1,333,521 1,722,057 3,650,882 Motor TP For Q4-1,504,049-78,916 1,425,133 20,501,493 19,767,717 2,158,909 Upto Q4-4,897,669 79,496 253,552 4,723,613 20,501,493 16,747,101 8,478,005 Motor Total For Q4-2,593,977-246,865 2,347,112 21,835,014 21,201,706 2,980,420 Upto Q4-9,402,262 79,496 718,727 8,763,031 21,835,014 18,469,158 12,128,887 Employer's Liability For Q4-10,046-637 9,409 40,643 45,306 4,746 Upto Q4-32,577-2,431 30,146 40,643 38,757 32,032 Public Liability For Q4-338 - 50 288 47,225 43,199 4,314 Upto Q4-2,354-235 2,119 47,225 26,945 22,399 Engineering For Q4-238,253 23,380 213,749 47,884 242,096 245,891 44,089 Upto Q4-640,202 23,998 556,706 107,494 242,096 204,121 145,469 Aviation For Q4-3 - 3-2,125 2,123 2 Upto Q4-9,014-8,770 244 2,125 1,713 656 Personal Accident For Q4-153,029 6,906 79,796 80,139 238,352 211,585 106,906 Upto Q4-437,946 6,906 221,396 223,456 238,352 152,505 309,303 Health For Q4-1,263,603 286 182,239 1,081,650 1,166,690 1,270,348 977,992 Upto Q4-4,993,052 286 689,375 4,303,963 1,166,690 950,880 4,519,773 Other Misc. For Q4-299,360-262,912 36,448 372,904 316,205 93,147 Upto Q4-489,848-381,996 107,852 372,904 147,272 333,484 Misc Total For Q4-4,558,609 30,572 986,251 3,602,930 23,945,049 23,336,363 4,211,616 Upto Q4-16,007,255 110,686 2,579,636 13,538,305 23,945,049 19,991,351 17,492,003 Grand Total For Q4-5,053,793 95,460 1,406,961 3,742,292 24,638,734 23,993,087 4,387,939 Upto Q4-17,403,350 183,355 3,608,617 13,978,088 24,638,734 20,573,780 18,043,042

FORM NL-5 - CLAIMS SCHEDULE CLAIMS INCURRED [NET] Particulars Period ended Claims Paid from direct business written Claims Paid on reinsurance accepted Claims Recovered on reinsurance ceded Net Caims Paid (3+4-5) Out-standing Claims at the end of the period Out-standing Claims at the beginning of the period Net Claims Incurred (6+7-8) 1 2 3 4 5 6 7 8 9 (Rs. In '000) (Rs. In '000) (Rs. In '000) (Rs. In '000) (Rs. In '000) (Rs. In '000) (Rs. In '000) Fire For Q4-2013-14 321,078 1,690 209,158 113,610 410,836 361,080 163,366 Upto Q4-2013-14 869,199 37,348 648,864 257,683 410,836 303,027 365,492 Marine Cargo For Q4-2013-14 84,939 2,637 45,138 42,438 170,956 120,645 92,749 Upto Q4-2013-14 208,377 2,637 100,155 110,859 170,956 101,723 180,092 Marine Hull For Q4-2013-14 11-2 9 637 1,633 (987) Upto Q4-2013-14 295-30 265 637 1,214 (312) Marine Total For Q4-2013-14 84,950 2,637 45,140 42,447 171,593 122,278 91,762 Upto Q4-2013-14 208,672 2,637 100,185 111,124 171,593 102,937 179,780 Motor OD For Q4-2013-14 1,101,329-81,726 1,019,603 1,722,057 1,774,458 967,201 Upto Q4-2013-14 4,305,196-373,519 3,931,677 1,722,057 1,892,076 3,761,658 Motor TP For Q4-2013-14 1,009,505 247,586 48,154 1,208,937 16,747,101 22,949,568 (4,993,529) Upto Q4-2013-14 3,817,581 1,198,620 170,032 4,846,169 16,747,101 13,872,071 7,721,199 Motor Total For Q4-2013-14 2,110,834 247,586 129,880 2,228,540 18,469,158 24,724,026 (4,026,328) Upto Q4-2013-14 8,122,777 1,198,620 543,551 8,777,846 18,469,158 15,764,147 11,482,857 Employer's Liability For Q4-2013-14 8,327-781 7,546 38,827 36,528 9,845 Upto Q4-2013-14 21,674-2,170 19,504 38,827 29,412 28,919 Public Liability For Q4-2013-14 416-42 374 26,874 23,473 3,775 Upto Q4-2013-14 3,247-379 2,868 26,874 13,077 16,665 Engineering For Q4-2013-14 251,567 13,346 207,646 57,267 204,121 193,919 67,469 Upto Q4-2013-14 530,784 17,804 441,456 107,132 204,121 137,135 174,118 ` Aviation For Q4-2013-14 7,950 432 7,687 695 1,713 2,164 244 Upto Q4-2013-14 10,651 432 10,289 794 1,713 443 2,064 Personal Accident* For Q4-2013-14 41,132 210 7,582 33,760 152,505 164,380 21,885 Upto Q4-2013-14 199,075 210 49,897 149,388 152,505 139,800 162,093 Health* For Q4-2013-14 1,191,969-314,349 877,620 950,880 938,352 890,148 Upto Q4-2013-14 4,323,384-1,106,848 3,216,536 950,880 637,499 3,529,917 Other Misc.* For Q4-2013-14 24,435 (4) 6,312 18,119 147,273 151,657 13,735 Upto Q4-2013-14 323,919 (2) 219,371 104,546 147,273 157,504 94,315 Misc Total For Q4-2013-14 3,636,630 261,570 674,279 3,223,921 19,991,351 26,234,499 (3,019,227) Upto Q4-2013-14 13,535,511 1,217,064 2,373,961 12,378,614 19,991,351 16,879,017 15,490,948 Grand Total For Q4-2013-14 4,042,658 265,897 928,577 3,379,978 20,573,780 26,717,857 4,239,183 Upto Q4-2013-14 14,613,382 1,257,049 3,123,010 12,747,421 20,573,780 17,284,981 16,036,220 Note:- *Previous year figures are regrouped/ reclassified wherever necessary to conform to current year classification.

FORM NL-6-COMMISSION SCHEDULE COMMISSION SCHEDULE Particulars Period ended Commission paid Commission paid on reinsurance accepted Commission received from reinsurance ceded Net commission (3+4-5) 1 2 3 4 5 6 (Rs. In '000) (Rs. In '000) (Rs. In '000) (Rs. In '000) Fire For Q4-16,523 2,886 31,536 (12,127) Upto Q4-101,363 14,552 236,271 (120,356) Marine Cargo For Q4-6,659 5 2,231 4,433 Upto Q4-33,200 15 11,900 21,315 Marine Hull For Q4 - (522) - 4,546 (5,068) Upto Q4-65 - 6,245 (6,180) Marine Total For Q4-6,137 5 6,777 (635) Upto Q4-33,265 15 18,145 15,135 Motor OD For Q4-183,782-84,918 98,864 Upto Q4-661,175-306,874 354,301 Motor TP For Q4-1,563-81,739 (80,176) Upto Q4-10,885-312,958 (302,073) Motor Total For Q4-185,345-166,657 18,688 Upto Q4-672,060-619,832 52,228 Employer's Liability For Q4-1,850-152 1,698 Upto Q4-7,216-603 6,613 Public Liability For Q4-1,726-146 1,580 Upto Q4-9,797 125 8,994 928 Engineering For Q4-10,661 696 18,127 (6,770) Upto Q4-36,420 4,896 123,954 (82,638) ` Aviation For Q4 - - - 1,048 (1,048) Upto Q4-81 - 2,808 (2,727) Personal Accident For Q4-5,519-1,075 4,444 Upto Q4-23,759 91 2,210 21,640 Health For Q4-44,256-5,857 38,399 Upto Q4-177,815-82,204 95,611 Other Misc. For Q4-7,617 1 104,878 (97,260) Upto Q4-27,945 1 221,584 (193,638) Misc Total For Q4-256,974 697 297,940 (40,269) Upto Q4-955,093 5,113 1,062,189 (101,983) Grand Total For Q4-279,634 3,588 336,253 (53,031) Upto Q4-1,089,721 19,680 1,316,605 (207,204) Break-up of the expenses (Gross) incurred to procure business to be furnished as per details indicated below: For Q4 - Upto Q4 - (Rs. In '000) (Rs. In '000) Agents 186,018 716,850 Brokers 70,751 318,273 Corporate Agency 22,865 54,598 Referral - - TOTAL 279,634 1,089,721

FORM NL-6-COMMISSION SCHEDULE COMMISSION SCHEDULE Particulars Period ended Commission paid Commission paid on reinsurance accepted Commission received from reinsurance ceded Net commission (3+4-5) 1 2 3 4 5 6 (Rs. In '000) (Rs. In '000) (Rs. In '000) (Rs. In '000) Fire For Q4-2013-14 19,022 6,688 61,738 (36,028) Upto Q4-2013-14 96,469 11,247 241,344 (133,628) Marine Cargo For Q4-2013-14 8,033-2,674 5,359 Upto Q4-2013-14 35,845 12 10,004 25,853 Marine Hull For Q4-2013-14 - - 802 (802) Upto Q4-2013-14 359-1,638 (1,279) Marine Total For Q4-2013-14 8,033-3,476 4,557 Upto Q4-2013-14 36,204 12 11,642 24,574 Motor OD For Q4-2013-14 177,516-19,978 157,538 Upto Q4-2013-14 729,673-66,136 663,537 Motor TP For Q4-2013-14 2,467-4,808 (2,341) Upto Q4-2013-14 5,764-21,097 (15,333) Motor Total For Q4-2013-14 179,983-24,786 155,197 Upto Q4-2013-14 735,437-87,233 648,204 Employer's Liability For Q4-2013-14 1,675-961 714 Upto Q4-2013-14 7,262-1,442 5,820 Public Liability For Q4-2013-14 1,574 83 2,303 (646) Upto Q4-2013-14 7,974 83 12,497 (4,440) Engineering For Q4-2013-14 7,829 864 22,462 (13,769) Upto Q4-2013-14 37,385 1,703 127,403 (88,315) ` Aviation For Q4-2013-14 (760) - 600 (1,360) Upto Q4-2013-14 160-1,873 (1,713) Personal Accident For Q4-2013-14 4,328-16,018 (11,690) Upto Q4-2013-14 22,578 85 16,921 5,742 Health For Q4-2013-14 44,900-6,425 38,475 Upto Q4-2013-14 190,092-189,241 851 Other Misc. For Q4-2013-14 6,892-21,275 (14,383) Upto Q4-2013-14 25,676-86,408 (60,732) Misc Total For Q4-2013-14 246,421 947 94,830 152,538 Upto Q4-2013-14 1,026,564 1,871 523,018 505,417 Grand Total For Q4-2013-14 273,476 7,635 160,044 121,067 Upto Q4-2013-14 1,159,237 13,130 776,004 396,363 Break-up of the expenses (Gross) incurred to procure business to be furnished as per details indicated below: For Q4-2013-14 Upto Q4-2013-14 (Rs. In '000) (Rs. In '000) Agents 189,821 767,180 Brokers 68,879 351,581 Corporate Agency 14,776 40,476 Referral - - TOTAL 273,476 1,159,237

FORM NL-7-OPERATING EXPENSES SCHEDULE OPERATING EXPENSES RELATED TO INSURANCE BUSINESS S.No. PARTICULARS FOR THE QUARTER ENDED MARCH 31, 2015 FOR THE YEAR ENDED MARCH 31, 2015 FOR THE QUARTER ENDED MARCH 31, 2014 FOR THE YEAR ENDED MAR 31, 2014 (Rs. In '000) (Rs. In '000) (Rs. In '000) (Rs. In '000) 1 Employees remuneration & welfare benefits 522,828 1,671,270 379,187 1,371,198 2 Company's contribution to Provident fund and others 23,542 113,890 17,980 72,006 3 Travel, conveyance and vehicle running expenses 34,040 109,547 17,477 65,704 4 Rents, rates & taxes 19,294 189,038 78,469 266,454 5 Repairs 77,934 298,606 98,491 273,586 6 Printing & Stationery 8,234 47,784 10,577 50,910 7 Communication expenses 27,821 102,875 25,297 93,301 8 Postage expenses 19,438 52,643 10,188 41,292 9 Legal & professional charges 8,095 140,730 25,161 182,729 10 Directors' Sitting fees 400 1,100 160 620 11 Auditors remuneration a. As auditor 1,725 4,548 1,519 3,969 b. As advisor in other capacity - - - - c. In any other capacity - - - - 12 Advertisement and Publicity 544,952 1,905,380 444,960 1,687,377 13 Interest and Bank Charges 7,812 28,132 7,211 32,317 14 Service Tax Expenses 44,775 137,834 (76,428) 52,824 15 Entertainment expenses 2,644 7,303 1,929 6,133 16 Office maintenance expenses 37,480 157,688 32,181 147,376 17 Office management expenses 15,000 60,000 11,000 56,000 18 Training & Recruitment Expenses 42,695 122,447 17,895 57,220 19 Depreciation 12,693 134,347 43,323 113,504 20 Subscriptions and membership fees 7,369 30,602 5,689 26,433 21 Coinsurance Expenses (net) 23,637 34,028 7,473 10,524 22 Miscellaneous expenses 34,491 56,953 4,920 11,670 TOTAL 1,516,899 5,406,745 1,164,659 4,623,147 Allocation: Fire Revenue Account 54,520 166,514 33,248 117,596 Marine Revenue Account 14,545 63,529 10,891 53,655 Miscellaneous Revenue Account 1,444,035 5,146,702 1,116,967 4,427,086 Expenses not relating to Insurance Business taken in Profit & Loss A/c 3,799 30,000 3,553 24,810 TOTAL 1,516,899 5,406,745 1,164,659 4,623,147

FORM NL-8-SHARE CAPITAL SCHEDULE SHARE CAPITAL S.No. Particulars As at 31-03-2015 As at 31-03-2014 (Rs. In '000) (Rs. In '000) 1 Authorised Capital 20,00,00,000 Equity Shares of Rs.10 each 2,000,000 2,000,000 2 Issued Capital 12,27,74,960 (Previous Year 12,27,74,960) Equity Shares of Rs10 each 3 Subscribed Capital 12,27,74,960 (Previous Year 12,27,74,960) Equity Shares of Rs10 each 4 Called-up Capital 12,27,74,960 (Previous Year 12,27,74,960) Equity Shares of Rs10 each Less : Calls unpaid Add : Equity Shares forfeited (Amount originally paid up) 1,227,750 1,227,750 1,227,750 1,227,750 1,227,750 1,227,750 - - Less : Par Value of Equity Shares bought back - - Less : (i) Preliminary Expenses (ii) Expenses including commission or brokerage on Underwriting or subscription of shares - - TOTAL 1,227,750 1,227,750 Note: Of the above 12,21,10,660 shares are held by Holding Company, Reliance Capital Limited (previous year 11,84,80,288 Equity shares).

FORM NL-9-PATTERN OF SHAREHOLDING SCHEDULE SHARE CAPITAL PATTERN OF SHAREHOLDING [As certified by the Management] Shareholder As at 31-03-2015 Number of Shares % of Holding As at 31-03-2014 % of Holding Number of Shares Promoters Holding Company - Indian 122,110,660 99.46% 118,480,288 96.50% Holding Company - Foreign - - - - Others Reliance General Insurance 664,300 0.54% 4,294,672 3.50% Employees Benefit Trust TOTAL 122,774,960 100% 122,774,960 100%

FORM NL-10-RESERVES AND SURPLUS SCHEDULE RESERVES AND SURPLUS S.No. Particulars As at 31-03-2015 As at 31-03-2014 (Rs. In '000) (Rs. In '000) 1 Capital Reserve - - 2 Capital Redemption Reserve - - 3 Share Premium 16,242,881 16,242,881 4 General Reserves - - Less: Debit balance in Profit and Loss Account - - Less: Amount utilized for Buy-back - - 5 Catastrophe Reserve - - 6 Other Reserves (to be specified) - - 7 Balance of Profit in Profit & Loss Account - - TOTAL 16,242,881 16,242,881

FORM NL-11-BORROWINGS SCHEDULE BORROWINGS Sr No. Particulars As at 31-03-2015 As at 31-03-2014 (Rs. In '000) (Rs. In '000) 1 Debentures/ Bonds - - 2 Banks - - 3 Financial Institutions - - 4 Others (to be specified) - - TOTAL - -

FORM NL-12-INVESTMENT SCHEDULE INVESTMENT S.No. Particulars As at 31-03-2015 As at 31-03-2014 ` (Rs. In '000) (Rs. In '000) LONG TERM INVESTMENTS 1 Government securities and Government guaranteed bonds 16,126,270 12,236,993 including Treasury Bills 2 Other Approved Securities 704,848 1,545,371 3 Other Investments ( a) Shares (aa) Equity 628,319 505,038 (bb) Preference - - (b) Mutual Funds - - (c) Derivative Instruments - - (d) Debentures/ Bonds 12,047,660 7,984,220 (e) Other Securities (to be specified) - - (f) Subsidiaries - - (g) Investment Properties-Real Estate - - 4 Investments in Infrastructure and Social Sector 8,705,315 7,288,629 5 Other than Approved Investments 558,170 675,964 SHORT TERM INVESTMENTS 1 Government securities and Government guaranteed bonds - - including Treasury Bills 2 Other Approved Securities 19,930-3 Other Investments (a) Shares - - (aa) Equity - - (bb) Preference - - (b) Mutual Funds 1,049,043 - (c) Derivative Instruments - - (d) Debentures/ Bonds 7,131,744 6,333,046 (e) Other Securities (to be specified) - - (f) Subsidiaries - - (g) Investment Properties-Real Estate - - 4 Investments in Infrastructure and Social Sector 3,260,452 1,847,206 5 Other than Approved Investments 251,512 10,688 TOTAL 50,483,263 38,427,155 Notes : 1. The The value of Investment Other than listed equity shares is as follows: Particulars Current Year Previous Year (Rs. In '000) (Rs. In '000) Book Value 49,619,807 37,799,373 Market Value 50,387,096 37,077,566 2. Government Securities includes 8.24% Government of India Securitites with Maturity 22nd April, 2018 for Rs. 129,075 thousands as at 31st March 2015 (as at 31st March 2014 Rs.131,731 thousands) as deposit u/s 7 of the Insurance Act, 1938. The above Investments are held in the Constituent Subisidary General Ledger Account with HDFC Bank. 3. All the above investments are performing assets. 4. The company has not segregated the investments separately between policyholder's funds and shareholders funds, due to pratical difficulty and the same has been approved by the Board of Directors as per requirement of Master circular on Preparation of Financial Statements vide circular no. IRDA-F&I-CIR-F&A-231-10-2012

FORM NL-13-LOANS SCHEDULE LOANS S.No. Particulars As at 31-03-2015 As at 31-03-2014 (Rs. In '000) (Rs. In '000) 1 SECURITY-WISE CLASSIFICATION Secured (a) On mortgage of property (aa) In India - - (bb) Outside India - - (b) On Shares, Bonds, Govt. Securities - - (c) Others (to be specified) - - Unsecured - 46,315 TOTAL* - 46,315 2 BORROWER-WISE CLASSIFICATION (a)central and State Governments - - (b)banks and Financial Institutions - - (c)subsidiaries - - (d)industrial Undertakings - - (e)others - Trustees of Reliance General - 46,315 Insurance Employees Benefit Trust TOTAL* - 46,315 3 PERFORMANCE-WISE CLASSIFICATION (a) Loans classified as standard (aa) In India - 46,315 (bb) Outside India - - (b) Non-performing loans less provisions (aa) In India - - (bb) Outside India - - TOTAL* - 46,315 4 MATURITY-WISE CLASSIFICATION (a)short Term - - (b)long Term - 46,315 TOTAL* - 46,315 * Net of Provision of Nil (Previous Year Rs 186) (Rs. In '000) `

FORM NL-14-FIXED ASSETS SCHEDULE FIXED ASSETS (Rs. In '000) Particulars Cost/ Gross Block Depreciation Net Block As at 1st Additions Deductions As at 31st As at 1st April, Adjustment on For the Deductions As at 31st As at 31st As at 31st April,2014 March, 2015 2014 account of period/ March, 2015 March, 2015 March, 2014 Schedule II of the Adjustments Companies act, 2013 Leasehold Property 32,758 20,433-53,191 29,501-3,529-33,031 20,160 3,257 Furniture & Fittings 67,531 9,564 785 76,310 53,783 - (2,439) 708 50,636 25,674 13,748 Information Technology 205,060 42,812 2,154 245,719 161,615 (455) 29,052 1,935 188,277 57,442 43,445 Equipment Intangible Asset (Computer 499,968 120,578-620,546 382,222-57,021-439,243 181,303 117,746 Software) Vehicles 930 - - 930 813-81 - 894 36 117 Office Equipment 178,359 38,130 9,577 206,911 104,934 7,856 45,449 6,525 151,714 55,197 73,425 Plant & Machinery 7,524-673 6,851 4,374 777 1,653 440 6,364 487 3,150 TOTAL 992,130 231,517 13,189 1,210,458 737,242 8,178 134,347 9,608 870,159 340,299 254,890 Capital Work in progress 11,100 5,757 7,886 8,972 - - - - - 8,972 11,100 Grand Total 1,003,230 237,273 21,074 1,219,429 737,241 8,178 134,347 9,608 870,159 349,270 265,990 PREVIOUS YEAR 2013-14 1,247,448 186,630 430,848 1,003,230 997,041-113,506 373,305 737,242 265,990

FORM NL-15-CASH AND BANK BALANCE SCHEDULE CASH AND BANK BALANCES S.No. Particulars As at 31-03-2015 As at 31-03-2014 (Rs. In '000) (Rs. In '000) 1 Cash (including drafts and stamps) 50,698 86,786 2 Bank Balances (a) Deposit Accounts (i)short-term (due within 12 74,735 1,400 months)* (ii)others - - (b) Current Accounts 440,195 329,149 (c) Others - Cheque in Transit - - (d) Others - Cheques on Hand 220,250 226,800 (e) Others - Cash in Transit - - 3 Money at Call and Short Notice (a) With Banks - - (b) With other Institutions - - 4 Others (to be specified) - - TOTAL 785,878 644,135 Balances with non-scheduled banks included in (Current Accounts) above - - TOTAL 785,878 644,135 * Short term deposit represents fixed deposit given to bank for bank guarantee.

FORM NL-16-ADVANCES AND OTHER ASSETS SCHEDULE ADVANCES AND OTHER ASSETS S.No. Particulars As at 31-03-2015 As at 31-03-2014 (Rs. In '000) (Rs. In '000) ADVANCES 1 Reserve deposits with ceding companies - - 2 Application money for investments - - 3 Prepayments 46,374 34,571 4 Advances to Directors/Officers - - 5 Advance tax paid and taxes deducted at 78,021 7,510 source (Net of provision for taxation) 6 MAT Credit Entitlement 34,700-7 Rental & Other Deposits 299,468 198,635 8 Advances to Staff 1,957 1,494 9 Unutilised Service Tax Credit & VAT 42,590 202,593 10 Other Advances 78,340 184,954 TOTAL (A) 581,450 629,757 OTHER ASSETS 1 Income accrued on investments 1,880,825 1,545,911 2 Outstanding Premiums 529,200 200,421 3 Agents Balances 714 719 4 Foreign Agencies Balances - - 5 Due from other entities carrying on insurance 1,981,006 7,117,986 business (including reinsurers) Less : Provision for doubtful debts (335,761) (372,243) 6 Due from subsidiaries/holding cos. - - 7 Repossessed Stock - 15 8 Motor Pool Translition Liabilities (Unamortised - - Losses) 9 Deposit with Reserve Bank of India[Pursuant to section 7 of Insurance Act, 1938] - - 10 Others - - TOTAL (B) 4,055,984 8,492,809 TOTAL (A+B) 4,637,434 9,122,566

FORM NL-17-CURRENT LIABILITIES SCHEDULE CURRENT LIABILITIES S.No. Particulars As at 31-03-2015 As at 31-03-2014 (Rs. In '000) (Rs. In '000) 1 Payable to Agents 91,793 80,573 2 Balances due to other insurance companies 2,429,694 226,916 3 Deposits held on re-insurance ceded - - 4 Premiums received in advance 84,530 45,965 5 Unallocated Premium 505,602 1,071,194 6 Sundry creditors 1,127,389 1,264,596 7 Due to subsidiaries/ holding company - - 8 Claims Outstanding 31,859,612 27,746,457 Add : Provision for Doubtful Reinsurance Recoveries 137,330 135,125 9 Due to Officers/ Directors - - Others: - Unclaimed Amount of Policy Holders 746,482 367,327 - Environmental Relief Fund Payable 51 61 - Employee Related Payables 19,230 13,837 - Temporary Bank Overdraft as per books of 322,495 269,742 accounts - Service Tax and Vat Liability 16,320 12,142 - Statutory Dues 85,995 61,683 TOTAL 37,426,523 31,295,618

FORM NL-18-PROVISIONS SCHEDULE PROVISIONS S.No. Particulars As at 31-03-2015 As at 31-03-2014 (Rs. In '000) (Rs. In '000) 1 Reserve for Unexpired Risk 8,883,956 8,984,897 2 For taxation (less advance tax paid and taxes deducted at source) - - 3 For proposed dividends - - 4 For dividend distribution tax - - 5 Reserve for Premium Deficiency - - 6 Others: - For Grautity 4,179 - - For Leave Encashment 16,708 14,594 - For Risk Reserves 100,000 100,000 TOTAL 9,004,843 9,099,491

FORM NL-19 MISC EXPENDITURE SCHEDULE MISCELLANEOUS EXPENDITURE (To the extent not written off or adjusted) S.No. Particulars As at 31-03-2015 As at 31-03-2014 (Rs. In '000) (Rs. In '000) 1 Discount Allowed in issue of - - shares/ debentures 2 Others (to be specified) - - TOTAL - -

FORM NL-20-RECEIPT AND PAYMENTS SCHEDULE RECEIPTS AND PAYMENTS ACCOUNT FOR THE YEAR ENDED MARCH 31, 2015 Particulars FOR THE YEAR ENDED MARCH 31, 2015 (Rs. In '000) FOR THE YEAR ENDED MARCH 31, 2014 Cash and cash equivalents at the beginning of year 01.04.2014 : Cash & Bank balance 644,135 545,783 Less: Temporary Bank Overdraft as per books of accounts 269,742 491,281 Cash flows from Operating Activities :- Direct Premiums received 27,196,885 23,577,329 Payment to Reinsurance companies (net of claims and commission) 3,541,607 (218,539) Payment to Co Insurance companies (net of claims and expenses) 481,199 (274,184) Direct Claims Paid (17,306,508) (15,086,786) Direct Commission / Brokerage Payments (1,065,413) (1,180,744) Payment of other operating expenses (5,523,995) (4,342,189) Preliminary and pre-operating expenses - - Advances, Deposits,Staff loans (490,968) 660,118 Service Tax (Net) 56,435 (94,734) Income tax paid (Net) (105,043) (1,702) Wealth Tax paid - - Misc Receipts/payments 14,510 (8,725) Cash Flow before extraordinary items 6,798,709 3,029,844 Cash flow from extraordinary operations - - Cash flow from operating activities :- 6,798,709 3,029,844 Cash flows from investing activities :- Purchase of investments (46,918,212) (28,035,131) Sale of investment (including gain/loss) 39,452,906 21,544,160 Purchase of fixed Assets (237,274) (138,495) Proceeds from Sale of fixed Assets 10,484 6,277 Rent/Interest/Dividends received 3,655,873 2,845,638 Investment in money market instruments and in liquid mutual funds (Net) (3,589,995) 838,282 Repayment received on Loan Given 46,501 254,126 Expenses related to investment activities (30,000) (24,810) Net Cash Flow from Investing activities (7,609,718) (2,709,953) Cash flows from financing activities :- Proceeds from issuance of share capital - - Share Application Money Received 900,000 - Proceeds from borrowings - - Repayment of borrowings - - Interest/ Dividend Paid - - Cash flow from Financing activities 900,000 - Cash and cash equivalents at the end of period including Bank overdraft * 463,384 374,393 * Cash and cash Equivalent at the end of period: Cash & Bank balance as per schedule 785,878 644,135 Less: Temporary book over draft as per schedule 322,495 269,742 Cash and Cash Equivalent at the end of period 463,383 374,393

FORM NL-21: Statement of Liabilities INSURER: Date: 31-03-2015 (Rs. In Lacs ) S.No. Particular Reserves for unexpired risks As at 31-03-2015 Reserve for Outstanding IBNR Reserves* Claims STATEMENT OF LIABILITIES Total Reserves Reserves for unexpired risks As at 31-03-2014 Reserve for Outstanding IBNR Reserves * Claims Total Reserves 1 Fire 4,066 3,848 975 8,888 3,288 3,461 647 7,396 2 Marine - a) Marine Cargo 1,152 1,385 723 3,260 1,043 1,229 481 2,752 b) Marine Hull 4 2 4 10 10 4 3 17 3 Miscellaneous - a) Motor 68,630 136,768 153,790 359,189 70,631 135,346 121,073 327,049 b) Engineering 865 2,023 398 3,286 785 1,930 111 2,826 c) Aviation 2 21-24 4 17-21 d) Liabilities 296 320 152 769 335 211 57 604 e) Others 3,403 5,707 2,186 11,296 3,026 3,767 970 7,764 4 Health Insurance 10,427 5,723 5,944 22,094 10,727 6,290 3,219 20,235 TOTAL LIABILITIES 88,845 155,798 164,172 408,815 89,849 152,255 126,561 368,663 * Motor IBNR reserve include that relating to Motor CV Third Party Pool and Decline Risk Pool Rural Business is included in the respective class of business

FORM NL-22 INSURER: Date: 31-03-2015 GROSS DIRECT PREMIUM UNDERWRITTEN FOR THE PERIOD (Rs. In Lacs ) Fire Marine (Cargo) Marine (Hull) Engineering Motor OD Motor TP Liability insurance Personal Accident Medical Insurance Overseas Medical Insurance Crop Insurance All Other Miscellaneous Grand Total STATES For Q4 Upto Q4 For Q4 Upto Q4 For Q4 Upto Q4 For Q4 Upto Q4 For Q4 Upto Q4 For Q4 Upto Q4 For Q4 Upto Q4 For Q4 Upto Q4 For Q4 Upto Q4 For Q4 Upto Q4 For Q4 Upto Q4 For Q4 Upto Q4 For Q4 Upto Q4 Andhra Pradesh 58 472 4 10 (20) 53 33 86 307 1,286 375 1,569 11 65 97 134 240 607 18 255 - - 6 24 1,128 4,561 Arunachal Pradesh - 0 - - - - - 18 - - - - - - - - - - - - - - - - 18 Assam 8 154 1 14 - - 1 15 86 361 128 454-1 0 10 4 8-0 - - 6 25 235 1,043 Bihar 4 30-0 - - 0 5 226 739 232 828-1 1 2 4 9 0 0 0 236 8 35 475 1,884 Chhattisgarh 18 113 0 0 - - 5 20 73 234 43 146 0 2 0 0 6 6-0 - - 5 18 149 540 Goa 1 8 - - - - - 1 49 166 36 146-0 0 0 3 4 0 0 - - 0 2 90 328 Gujarat 148 1,966 51 209 11 48 22 154 1,953 7,213 2,210 9,371 56 274 22 181 685 1,566 16 77 - - (281) 376 4,893 21,435 Haryana 17 387 2 6 - - 6 85 762 3,212 631 2,477 6 21 7 22 49 (147) 1 6 - - 15 27 1,495 6,095 Himachal Pradesh 16 191-0 - - 0 4 180 632 240 947 1 2 1 3 1 5 0 0 - - 21 65 459 1,850 Jammu & Kashmir 3 25 1 2 - - 2 14 249 963 248 860 0 2 1 2 4 8-1 - - 3 16 510 1,892 Jharkhand 13 101 (2) 43 - - 14 58 320 1,210 344 1,362 46 178 2 143 16 32 1 2 0 5 7 28 761 3,162 Karnataka 152 787 46 108 - - 38 277 2,719 8,962 2,695 9,255 29 104 55 157 908 4,503 58 295 100 100 16 90 6,816 24,637 Kerala 38 119 1 5 - - 8 26 1,425 5,879 1,568 6,808 2 10 2 5 661 21,622 43 247 - - 10 34 3,758 34,754 Madhya Pradesh 31 979 1 6 - - 2 276 215 930 134 583 1 3 2 6 23 50-1 - - 16 53 424 2,887 Maharasthra 532 6,287 114 954 (10) 337 274 1,965 4,346 15,532 5,194 19,766 76 700 1,678 2,048 1,126 5,951 187 1,341 203 530 155 2,316 13,875 57,727 Manipur - 0 - - - - - - - - - - - - - - - - - - - - - - 0 Meghalaya - 1 - - - - - 0 - - - - - - - - - - - - - - - - 2 Mizoram - - - - - - - - - - - - - - - - - - - - - - - - - Nagaland - 0 - - - - - - - - - - - - - - - - - - - - - - 0 Orissa 30 159 0 7 - - 23 101 180 533 252 790 1 3 0 2 1,430 4,734 0 0 - - 32 111 1,947 6,439 Punjab 61 310 4 58 - - 8 45 353 1,547 339 1,602 1 15 5 21 74 201 24 129 - - 27 106 896 4,034 Rajasthan 38 533 0 4 - - 9 125 521 2,121 538 2,039 6 23 70 165 19 45 1 7 4,739 6,339 47 143 5,987 11,544 Sikkim - 1 - - - - - - - - - - - - - - - - - - - - - - 1 Tamil Nadu 153 870 5 61 - - 19 253 1,968 6,814 2,674 9,883 13 38 7 40 131 957 41 206 - - 17 68 5,028 19,190 Telangana 8 272 1 21 - - 141 404 1,045 3,571 1,287 4,902 7 20 2 21 78 438 3 155 - - 2 13 2,573 9,818 Tripura - 0 - - - - - - - - - - - - - - - - - - - - - - 0 Uttar Pradesh 38 620 2 3 - - 0 130 1,095 4,231 601 2,835 5 7 2 97 70 433 2 6 2,608 4,389 12 53 4,434 12,802 Uttrakhand 7 53 0 2 - - - 2 165 672 152 584 0 0 0 2 23 40 0 15-0 4 12 351 1,382 West Bengal 509 1,941 83 938-1 221 1,256 868 3,286 1,148 4,301 41 154 81 417 541 1,431 10 64 (5) 4,161 70 362 3,567 18,311 Andaman & Nicobar Is. - - - - - - - - - - - - - - - - - - - - - - - - - Chandigarh 30 52 11 23 - - 2 9 273 1,067 275 1,156 1 9 10 45 48 553 6 58-102 9 29 664 3,103 Dadra & Nagra Haveli - 10 - - - - - - - - - - - - - - - - - - - - - - 10 Daman & Diu - 1 - - - - - - - - - - - - - - - - - - - - - - 1 Delhi 477 2,443 365 1,680 5 5 323 1,417 1,087 4,292 1,058 5,218 49 1,778 63 238 473 1,720 85 560 - - 209 1,801 4,194 21,152 Lakshadweep - - - - - - - - - - - - - - - - - - - - - - - - - Puducherry 13 47 - - - - 0 1 114 361 145 557-0 0 0 3 6 0 1 - - 1 7 276 979 GRAND TOTAL 2,401 18,932 689 4,156 (14) 443 1,149 6,745 20,580 75,814 22,547 88,439 351 3,411 2,107 3,761 6,620 44,781 495 3,428 7,645 15,861 416 5,811 64,986 271,583

FORM NL-23 :Reinsurance Risk Concentration INSURER: Date: 31-03-2015 Statement for the Quarter ended March 31, 2015 (Rs. In Lacs ) S.No. Premium ceded to reinsurers Reinsurance Placements Reinsurance Risk Concentration No. of reinsurers Proportional Non- Proportional Facultative Premium ceded to reinsurers / Total reinsurance premium ceded (%) 1 No. of Reinsurers with rating of AAA and above 1 5 - - 0.03% 2 No. of Reinsurers with rating AA but less than AAA 140 13,622 51 5,108 96.88% 3 No. of Reinsurers with rating A but less than AA 23 424 78 93 3.07% 4 No. of Reinsurers with rating BBB but less than A 4 34 3 (145) -0.55% 5 No. of Reinsurers with rating less than BBB 4 14-4 0.09% 6 No. of Indian reinsurer other than GIC 11 42-52 0.48% TOTAL 183 14,141 133 5,112 100.00% Note: Wherever the rating of S&P is not available, equivalent rating from other international rating agencies has been considered. (Equivalent rating based on Munich Re - Rating Categories)

FORM NL-24 : Ageing of Claims INSURER: Date: 31-03-2015 Statement for the Quarter ended March 31, 2015 (Rs. In Lacs ) Ageing of Claims S.No. Line of Business No. of claims paid Total No. of claims paid Total amount of claims paid 1 month 1-3 months 3-6 months 6 months - 1 year > 1 year 1 Fire 90 44 54 54 21 263 5,123 2 Marine Cargo 131 70 22 28 3 254 459 3 Marine Hull - - 1 1 19 4 Engineering 27 16 20 26 20 109 2,616 5 Motor OD 27,456 6,422 1,758 609 274 36,519 10,899 6 Motor TP 54 127 113 255 3,056 3,605 15,040 7 Health 38,016 101,829 34,974 539 188 175,546 12,380 8 Overseas Travel 12 56 56 16 11 151 259 9 Personal Accident 141 254 135 78 63 671 1,599 10 Liability 21 14 15 7 5 62 104 11 Crop 18-18 2,717 12 Miscellaneous 92 60 23 19 19 213 276 Total 66,058 108,892 37,170 1,631 3,661 217,412 51,492

FORM NL-25 : Quarterly claims data for Non-Life INSURER: Date: 31-03-2015 No. of claims only S.No. Claims Experience Fire Marine Cargo Marine Hull Engine ering Motor OD Motor TP Health Overseas Travel Personal Accident Liability Crop Credit 1 Claims O/S at the beginning of the period 620 442 5 865 15,492 69,836 55,468 596 3,640 340 62-1,150 148,516 2 Claims reported during the period 264 366 1 170 41,217 5,276 179,516 446 973 107 26-269 228,631 3 Claims Settled during the period 263 254 1 107 36,556 3,610 175,525 148 659 61 18-210 217,412 4 Claims Repudiated during the period 39 43-34 1,346-19,878 61 245 12 - - 43 21,701 5 Claims closed during the period 60 107 1 52 4,361 1,253 2,883 287 557 58 - - 94 9,713 6 Claims O/S at End of the period 522 404 4 842 14,446 70,249 36,698 546 3,152 316 70-1,072 128,321 Less than 3months 98 117-85 8,937 4,129 19,487 209 577 58 20-86 33,803 3 months to 6 months 84 53-82 1,775 3,926 1,567 92 361 52 15-46 8,053 6months to 1 year 134 60 2 152 918 6,495 3,261 122 503 51 26-112 11,836 1year and above 206 174 2 523 2,816 55,699 12,383 123 1,711 155 9-828 74,629 Miscellan eous TOTAL

FORM NL-26 : CLAIMS INFORMATION - KG Table I Solvency as on March 31, 2015 Required solvency margin based on net premium and net incurred claims (Rs. In Lacs ) Item No. Description PREMIUM CLAIMS Gross Premium Net Premium Gross incurred Net incurred Claim RSM-1 RSM-2 RSM claim 1 Fire 21,900 5,617 12,945 3,650 2,190 1,942 2,190 2 Marine Cargo 4,167 2,280 7,501 1,860 500 1,350 1,350 3 Marine Hull 443 10 31 1 44 5 44 4 Motor 164,017 131,020 130,868 121,289 26,204 36,387 36,387 5 Engineering 7,562 1,601 7,908 1,455 756 1,186 1,186 6 Aviation 311 8 147 55 31 22 31 7 Liabilities 3,461 1,169 579 544 519 163 519 8 Others 25,234 7,219 22,294 6,428 3,533 4,682 4,682 9 Health 48,209 41,913 51,589 45,198 8,383 13,559 13,559 TOTAL 275,304 190,837 233,862 180,479 42,160 59,296 59,949 Note: Rural Insurance is included in the respective class of business.

FORM NL-27 : Offices information for Non-Life INSURER: Date: 31-03-2015 S.No. 1 2 3 4 5 6 7 8 9 Office Information No. of offices at the beginning of the year (As on 01.04.2014) No. of branches approved during the year Out of approvals of previous year No. of branches opened during the year Out of approvals of this year No. of branches closed during the year No of branches at the end of the period (As on 31.03.2015) No. of branches approved but not opend No. of rural branches No. of urban branches Number* 127 - - - - 127 - - 127 *Excluding 12 Regional Offices

FORM NL-28-STATEMENT OF INVESTMENT ASSET INSURER: CODE: 103 STATEMENT AS ON 31.03.2015 PERIODICITY OF SUBMISSION : QUARTERLY STATEMENT OF INVESTMENT ASSETS (General Insurer, Re-Insurers) (Business within India) (Rs. In Lacs ) NO PARTICULARS SCH AMOUNT 1 Investments 8 504,833 2 Loans 9-3 Fixed Assets 10 3,493 4 Current Assets a. Cash & Bank Balance 11 7,859 b. Advances & Other Assets 12 46,374 5 Current Liabilities a. Current Liabilities 13 (374,265) b. Provisions 14 (90,048) c. Misc. Exp not written off 15 - d. Debit balance of P&L A/c - 81,881 APPLICATION OF FUNDS AS PER BALANCE SHEET (A) TOTAL (A) 180,126 OTHER ASSETS SCH AMOUNT 1 Loans (if any) 9-2 Fixed Assets (if any) 10 3,493 3 Cash & Bank Balance (if any) 11 7,859 4 Advances & Other Assets (if any) 12 46,374 5 Current Liabilities 13 (374,265) 6 Provisions 14 (90,048) 7 Misc. Expenses not written off 15-8 Debit balance of P&L A/c - 81,881 TOTAL (B) TOTAL (B) (324,707) INVESTMENT ASSETS AS PER FORM 3B (A - B) 504,833 No 'Investment' represented as Reg. % SH PH Book Value (SH + PH) FVC Amount Total Balance FRSM 1 % Actual (a) (b) (c) d=(a+b+c) (e) (d + e) Market Value 1 Government Securities Not less than 20% 0 82,105 79,158 161,263 31.95% 0 161,263 163,451 2 Government Securities or Other Approved Securities (incl. (1) above) Not less than 30% 0 82,105 86,405 168,510 33.39% 0 168,510 170,751 3 Investment subject to Exposure Norms 0 1. Housing & Loans to SG for Housing and FFE, Infrastructure Investments Not less than 15% 0 0 124,615 124,615 24.69% (161) 124,454 126,407 2.Approved Investments 400 0 207,863 208,263 41.27% 305 208,568 212,040 Not exceeding 55% 3.Other Investments (not exceeding 25%) 0 0 3,298 3,298 0.65% 2 3,301 3,299 TOTAL INVESTMENT ASSETS 100% 400 82,105 422,181 504,686 100.00% 147 504,833 512,497 Note: 1 FRSM refers Funds representing Solvency margin 2 Pattern of Investment will apply only to SH funds representing FRSM 3 Book value shall not include funds beyond Solvency Margin 4 Other Investments are as permitted under Sec 27A(2) and 27B(3)

FORM NL-29 Detail regarding debt securities INSURER: Date: 31-03-2015 (Rs. In lacs) Detail Regarding debt securities MARKET VALUE BOOK VALUE As at 31/03/2015 as % of total for this class As at 31/03/2014 as % of total for this class As at 31/03/2015 as % of total for this class As at 31/03/2014 as % of total for this class BREAKDOWN BY CREDIT RATING AAA rated 198,415 39.38% 126,806 34.20% 194,721 39.24% 127,142 33.64% AA or better 78,815 15.64% 68,173 18.39% 77,111 15.54% 68,358 18.08% Rated below AA but above A* 6,330 1.26% 6,275 1.69% 6,296 1.27% 6,295 1.67% Rated below A but above B - 0.00% - 0.00% - 0.00% - 0.00% Any other 220,311 43.72% 169,522 45.72% 218,070 43.95% 176,198 46.61% Total 503,871 100.00% 370,776 100.00 % 496,198 100.00 % 377,994 100.00% BREAKDOWN BY RESIDUAL MATURITY Up to 1 year 117,303 23.28% 82,019 22.12% 117,118 23.60% 81,909 21.67% More than 1 year and upto 3 years 119,871 23.79% 70,229 18.94% 118,470 23.88% 70,315 18.60% More than 3 years and up to 7 years 134,303 26.65% 87,984 23.73% 132,180 26.64% 89,615 23.71% More than 7 years and up to 10 years 73,769 14.64% 72,024 19.43% 71,806 14.47% 75,239 19.90% above 10 years 58,625 11.63% 58,518 15.78% 56,624 11.41% 60,915 16.12% Total 503,871 100.00% 370,776 100.00 % 496,198 100.00 % 377,994 100.00% BREAKDOWN BY TYPE OF THE INSURER a. Central Government 163,451 32.44% 115,851 31.25% 161,263 32.50% 122,370 32.37% b. State Government 7,300 1.45% 15,297 4.13% 7,248 1.46% 15,454 4.09% c.corporate Securities 333,120 66.11% 239,627 64.63% 327,688 66.04% 240,170 63.54% Total 503,871 100.00% 370,776 100.00 % 496,198 100.00 % 377,994 100.00% Note 1. In case a debt instrument is rated by more than one agency, then the lowest rating will be taken for the purpose of classification. 2. Market value of the securities will be in accordance with the Valuation Method specified by the Authority under Accounting/ Investment Regulations. 3. AAA rated' includes Securities having rating as P1+/A1+ 4. Any other' under 'Break down by credit rating' contains Liquid MFs / CBLO / G-Sec etc. It does not contain any Security which is rated below B 5. *Includes securities rated "A"

FORM NL-30 - Analytical Ratios INSURER: Date: 31-03-2015 Analytical Ratios for Non-Life companies S.No. Particular FOR THE QUARTER ENDED MARCH 31, 2015 UPTO THE QUARTER ENDED MARCH 31, 2015 FOR THE QUARTER ENDED MARCH 31, 2014* UPTO THE QUARTER ENDED MARCH 31, 2014* 1 Gross Direct Premium Growth Rate (%) 23% 14% 12% 19% 2 Gross Direct Premium to Net Worth Ratio (times) 0.64 2.66 0.63 2.82 3 Growth Rate of Net worth (%) 20% 20% 9% 9% 4 Net Retention Ratio (%) 71% 69% 84% 76% 5 Net commission Ratio (%) -1% -1% 3% 2% 6 Expense of Management to Gross Direct Premium Ratio (%) 28% 24% 27% 24% 7 Expense of Management to Net written Premium(%) 38% 34% 31% 31% 8 Net incurred Claims to Net Earned Premium (%) 93% 94% 91% 92% 9 Combined Ratio (%) 124% 121% 118% 119% 10 Technical Reserve to net premium ratio (times) 2.12 2.13 7.89 2.12 11 Underwriting Balance Ratio (times) -0.21-0.21-0.18-0.20 12 Operating profit ratio (%) 2% 0% 1% 0% 13 Liquid Assets to Liabilities Ratio (times) 0.31 0.31 0.24 0.24 14 Net Earnings Ratio (%) 4% 4% 6% 3% 15 Retun on Net Worth Ratio (%) 2% 8% 3% 8% 16 Actual Solvency Margin (ASM) to Required Solvency Margin(RSM) ratio (Times)** 1.53 1.53 1.51 1.51 17 NPA Ratio (%) NA NA NA NA Gross NPA Ratio NA NA NA NA Net NPA Ratio NA NA NA NA Equity Holding Pattern for Non-Life Insurers 1 (a) No. of shares 122,774,960 122,774,960 122,774,960 122,774,960 2 (b) Percentage of shareholding (Indian / Foreign) Indian 100% 100% 100% 100% Foreign 0% 0% 0% 0% 3 ( c) %of Government holding (in case of public sector insurance companies) 0% 0% 0% 0% 4 (a) Basic and diluted EPS before extraordinary items (net of tax expense) for the period (not to be annualized) Basic EPS 1.45 6.63 2.21 5.22 Diluted EPS 1.44 6.59 - - 5 (b) Basic and diluted EPS after extraordinary items (net of tax expense) for the period (not to be annualized) Basic EPS 1.45 6.63 2.21 5.22 Diluted EPS 1.44 6.59 - - 6 (c) Book value per share (Rs) 75.61 75.61 69.04 69.04 Note : 1. Company has operations only in India. 2. Ratios are computed as per definition laid down by IRDA Master Circular dated October 5, 2012 and corrigendum thereon dated July 03, 2013 3. Previous year figures are regrouped/ reclassified wherever necessary to conform to current year classification. 4.** With Reference to IRDA/F&A/CIR/SOLVN/011/01/2011 dated January 27, 2011, Solvency Margin is calculated including receivables due from Central/State Government sponsored schemes for more than 1 month & upto 6 month amounting to Rs 1,248.09 lacs as a part of ASM. Our solvency would be 1.51 in case we have disallowed receivables due from Central/State Government sponsored schemes for more than 1 month to 6 month amounting to Rs 1,248.09 lacs as a part of ASM.