Current Prime is 4.0% effective 3/16/2017 as published in the Wall Street Journal Variable Credit Card MyPreferred Visa Revolving MyPreferred Plus Revolving Visa MyChoice Visa Revolving MyChoice Plus Visa Revolving 7.50% APR 9.0% APR 14.0% APR 15.50% APR APR =. Information is accurate as of 03/16/2017. New VISA Credit Card accounts can have an introductory rate as low as 4.0% APR on purchases and on balance transfers for the first 12 billing cycles. For balance transfers, there is no balance transfer fee. Balance transfers after the promotional period may be subject to a fee up to 4% of the amount transferred with a minimum of $10. After the promotional period expires, the rate will convert to a variable APR between 7.50% and 15.05%. The rate is variable and may change. Transaction fees include the overdraft transfer fee ($4), cash advance fee (up to 2.00% of each advance with $10 minimum), balance transfer fee (up to 4.00% of each transfer with $10 minimum), and the foreign transaction fee (1.00% of each foreign currency transaction in U.S. dollars or 1.00% of each U.S. dollar transaction that occurs in a foreign country). Penalty fees include the late payment fee up to $25, and the return payment fee up to $25. Qualification is based on an assessment of individual creditworthiness and our underwriting standards. All credit union loan programs, rates, terms and conditions are subject to change at any time without notice. Call us at (812) 253-6928 or toll free at (800) 858-1693 for current cost information. Traditional Auto and Truck Loan s Add.50% for each 25,000 miles (or fraction of 25,000) over 100,000 miles up to a 2% 2015-2017 1 to 60 months as low as 3.12% $18.02 2015-2017 61 to 66 months as low as 3.12% $16.51 2015-2017 67 to 72 months as low as 3.70% $15.51 2015-2017 73 to 84 months as low as 4.55% $13.92 2014 1 to 60 months as low as 3.45% $18.17 2014 61 to 66 months as low as 3.45% $16.66 2014 67 to 72 months as low as 3.95% $15.62
2014 73 to 84 months as low as 4.95% $14.11 2013 1 to 60 months as low as 3.45% $18.17 2013 61 to 66 months as low as 3.45% $16.66 2013 67 to 72 months as low as 4.05% $15.67 2013 73 to 84 months as low as 5.05% $14.16 2011-2012 1 to 48 months as low as 4.05% $22.60 2011-2012 49 to 60 months as low as 4.05% $18.44 2011-2012 61 to 66 months as low as 4.55% $17.15 2011-2012 67 to 72 months as low as 5.20% $16.20 2007-2010 1 to 48 months as low as 5.05% $23.05 2007-2010 49 to 60 months as low as 5.05% $18.89 2007-2010 61 to 66 months as low as 5.55% $17.62 2007-2010 67 to 72 months as low as 6.20% $16.67 2006 or older 1 to 36 months as low as 5.05% $29.99 2006 or older 37 to 48 months as low as 5.05% $23.05 Traditional Watercraft Loan s 2015-2017 1 to 60 months* as low as 2.97% $17.96 2015-2017 61 to 66 months* as low as 3.47% $16.67 2015-2017 67 to 72 months* as low as 3.97% $15.63 2015-2017 73 to 84 months* as low as 5.47% $14.36 2015-2017 85 to 96 months* as low as 5.97% $13.13 2015-2017 97 to 120 months* as low as 6.47% $11.34
2013-2014 1 to 60 months* as low as 3.47% $18.18 2013-2014 61 to 66 months* as low as 3.97% $16.89 2013-2014 67 to 72 months* as low as 4.47% $15.86 2013-2014 73 to 84 months* as low as 5.97% $14.59 2013-2014 85 to 96 months* as low as 6.47% $13.37 2013-2014 97 to 120 months* as low as 6.97% $11.60 2011-2012 1 to 60 months* as low as 3.97% $18.40 2011-2012 61 to 66 months* as low as 4.47% $17.12 2011-2012 67 to 72 months* as low as 4.97% $16.09 2010 or older 1 to 60 months* as low as 4.72% $18.74 Traditional Motorcycle Loan s 2015-2017 1 to 60 months as low as 2.69% $17.83 2015-2017 61 to 66 months* as low as 2.69% $16.32 2015-2017 67 to 72 months* as low as 3.69% $15.50 2013-2014 1 to 60 months as low as 3.19% $18.05 2011-2012 1 to 60 months as low as 3.94% $18.39 2010 or older 1 to 48 months as low as 4.94% $23.00
Traditional Recreational Vehicle Loan s 2015-2017 1 to 60 months as low as 4.19% $18.50 2015-2017 61 to 66 months as low as 4.69% $17.22 2015-2017 67 to 72 months as low as 5.19% $16.19 2015-2017 73 to 84 months* as low as 6.69% $14.94 2015-2017 85 to 96 months* as low as 7.19% $13.73 2015-2017 97 to 120 months* as low as 7.69% $11.97 2013-2014 1 to 60 months as low as 4.69% $18.73 2013-2014 61 to 66 months as low as 5.19% $17.45 2013-2014 67 to 72 months as low as 5.69% $16.43 2013-2014 73 to 84 months* as low as 7.19% $15.19 2013-2014 85 to 96 months* as low as 7.69% $13.98 2013-2014 97 to 120 months* as low as 8.19% $12.23 2011-2012 1 to 60 months as low as 5.69% $19.19 2011-2012 61 to 66 months as low as 6.19% $17.92 2011-2012 67 to 72 months as low as 6.69% $16.90 2010 or older 1 to 60 months as low as 6.19% $19.42 Traditional Other Secured Loan s 2015-2017 1 to 60 months as low as 5.19% $18.96 2013-2014 1 to 60 months as low as 5.69% $19.19 2011-2012 1 to 60 months as low as 6.69% $19.66
2010 or older 1 to 60 months as low as 7.19% $19.89 Signature Up to $25,000 1 to 60 months* as low as 8.99% $20.75 Share Secured Up to $99,999 Contact us for terms share rate + 3.00% Certificate Secured Up to $99,999 Contact us for terms certificate rate + 3.00%
Line of Credit Up to $10,000 15.00% 3% of balance $15 minimum monthly payment Fixed Home Equity & Bridge Loans (Up to 80% loan to value) 1 to 60 months as low as 3.49% $18.19 61 to 120 months as low as 4.24% $10.24 121 to 180 months as low as 4.99% $7.90 Fixed Home Equity (80.01% to 90% loan to value) 1 to 60 months as low as 4.49% $18.64 61 to 120 months as low as 5.24% $10.72 Home Improvement Loan $500 to $10,000 1 to 60 months as low as 7.99% $20.27 Simply Easy Refi First Mortgage Refi Only - $199 Closing Cost - Maximum LTV 80% No Cash Out - Maximum LTV 70% 1 to 84 months* as low as 2.99% $13.21 85 to 180 months* as low as 3.99% $7.39 Variable Home Equity Line of Credit No closing costs on advances of $10,000 or greater. Call us concerning any applicable home equity fees or closing costs. These plans will have a Variable feature. The (corresponding to the periodic rate) can change as a result. Equal Housing Lender Available up to 90% LTV Call for rates s starting as low as Prime -.25% with a maximum APR which will not exceed 18.00% and a rate floor of 3.25%. Any HELOC rate changes will occur on the first of each month * Certain restrictions apply. **Estimated monthly payment reflects minimum available APR and maximum available term. Apply online and save $40 in processing costs on all consumer loans. Contact us for more details.