Variable Rate Credit Card*
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1 Current Prime is 5.00% effective 06/12/2018 as published in the Wall Street Journal Variable Credit Card* MyPreferred Visa Revolving (25-day grace period) MyPreferred Plus Visa Revolving (25-day grace period) MyChoice Visa Revolving (25-day grace period) MyChoice Plus Visa Revolving (25-day grace period) *APR =. Information is accurate as of 07/01/2018. New consumer VISA Credit Card accounts can have an introductory rate as low as 0% APR on new purchases and on balance transfers (excludes HFCU funds and must be balance transfers outside of the credit union) for the first 6 billing cycles. For balance transfers, there is no balance transfer fee. Balance transfers after the promotional period may be subject to a fee up to 4.00% of the amount transferred with a minimum of $10, a cash advance fee up to 2.00% of the advance amount with a minimum of $10, on each foreign transaction, there is a fee of 1.00% of the transaction amount. After the promotional period expires, the rate will convert to a variable APR currently between 8.50% and 16.50%. The rate is variable and may change. Qualification is based on an assessment of individual creditworthiness and our underwriting standards. All credit union loan programs, rates, terms and conditions are subject to change at any time without notice. For Indiana residents, call us at (812) , for Kentucky residents, call us at (270) , or call toll free at (800) for current cost information. Traditional Auto and Truck Loan s* Add.50% for each 25,000 miles (or fraction of 25,000) over 100,000 miles up to a 2% maximum to 60 months as low as 3.72% $ to 66 months as low as 3.72% $ to 72 months as low as 4.30% $ to 84 months as low as 5.15% $ to 60 months as low as 4.05% $ to 66 months as low as 4.05% $ to 72 months as low as 4.35% $ to 84 months as low as 5.35% $ to 48 months as low as 4.65% $ to 60 months as low as 4.65% $ to 66 months as low as 4.75% $ to 72 months as low as 5.40% $ to 48 months as low as 5.95% $ to 60 months as low as 5.95% $19.31
2 to 66 months as low as 6.45% $ to 72 months as low as 7.10% $ or older 1 to 36 months as low as 6.15% $ or older 37 to 48 months as low as 6.15% $ to 60 months as low as 4.00% $ to 66 months as low as 4.50% $ to 72 months as low as 4.75% $ to 84 months as low as 6.00% $ to 96 months as low as 6.75% $ to 120 months as low as 7.25% $ to 60 months as low as 4.25% $ to 66 months as low as 4.75% $ to 72 months as low as 5.25% $ to 84 months as low as 6.25% $ to 96 months as low as 7.25% $ to 120 months as low as 7.75% $ to 60 months as low as 5.25% $ to 66 months as low as 5.25% $ to 72 months as low as 5.75% $ to 120 months n/a n/a to 60 months as low as 6.00% $19.33 Traditional Watercraft Loan s* Traditional Motorcycle Loan s* to 60 months as low as 4.00% $ to 66 months as low as 4.25% $ to 72 months as low as 4.50% $ to 84 months as low as 5.50% $ to 60 months as low as 4.30% $ to 48 months as low as 5.00% $ to 60 months as low as 5.00% $ to 48 months as low as 5.25% $ to 60 months as low as 5.25% $ or older 1 to 36 months as low as 6.00% $ or older 37 to 48 months as low as 6.00% $23.49
3 to 60 months as low as 4.44% $ to 66 months as low as 4.94% $ to 72 months as low as 5.54% $ to 84 months as low as 6.94% $ to 96 months as low as 7.44% $ to 120 months as low as 7.94% $ to 60 months as low as 4.94% $ to 66 months as low as 5.44% $ to 72 months as low as 5.94% $ to 84 months as low as 7.44% $ to 96 months as low as 7.94% $ to 120 months as low as 8.44% $ to 60 months as low as 5.94% $ to 66 months as low as 6.44% $ to 72 months as low as 6.94% $ or older 1 to 60 months as low as 6.44% $19.54 Traditional Recreational Vehicle Loan s* Traditional Other Secured Loan s* to 60 months as low as 5.69% $ to 60 months as low as 6.19% $ to 60 months as low as 7.19% $ or older 1 to 60 months as low as 7.69% $20.13 Signature Loan* Up to $25,000 1 to 60 months as low as 9.24% $20.88 Up to $99,999 Up to $99,999 Contact us for terms Contact us for terms Shared Secured* Certificate Secured* current share rate + 3% share certficate rate + 3% Line of Credit* Up to $10, % 3% of balance $15 minimum monthly payment
4 1 to 60 months 61 to 120 months 121 to 180 months 1 to 60 months as low as 5.24% 61 to 120 months as low as 5.74% 121 to 180 months as low as 6.49% 1 to 60 months as low as 5.74% 61 to 120 months as low as 6.49% 121 to 180 months as low as 6.74% Fixed Home Equity & Bridge Loans* (Up to 80% loan to value) as low as 4.24% $18.53 as low as 4.74% $10.48 as low as 5.49% $8.17 Fixed Home Equity* (Up to 80.01% to 90% loan to value) $18.98 $10.97 Home Equity Advantage* (Up to 80.01% to 90% loan to value) HE Advantage will allow up to $15,000 for Condominiums. $8.71 Home Equity Advantage* (Up to 90.01% to 100% loan to value) HE Advantage will allow up to $15,000 for Condominiums. $19.21 $11.35 $8.84 Home Improvement Loan* Loans over $15,000 or greater than 60 months fall under the Home Improvement Advantage program. $500 to $25,000 1 to 60 months as low as 7.74% $ to 84 months as low as 8.74% $ to 120 months as low as 9.24% $ to 180 months as low as 9.74% $10.59
5 Simply Easy Refi First Mortgage Refi Only - $199 closing cost - Maxmum LTV 80% No Cash Out - Maximum LTV 70% 1 to 84 months as low as 3.99% 85 to 180 months as low as 4.25% $13.66 $7.52 No closing costs on advanced of $10,000 or greater. Variable Home Equity Line of Credit (HELOC)* Available up to 90% LTV Call us concerning any applicable home equity fees or closing costs. Call for rates s starting as low as Prime -.25% with a maximum APR which will not exceed 18.00% and rate floor of 3.25% Any HELOC rate changes will occur on the first of each month. These plans will have a Variable feature. (corresponding to the periodic rate) can change as a result. EQUAL HOUSING LENDER *Certain restrictions apply **Estimated monthly payment reflects minimum available APR and maximum available term. Apply online and save $40 in processing costs on all consumer loans. Contact us for more details. The
Variable Rate Credit Card*
Variable Credit Card* MyPreferred Visa MyPreferred Plus Visa MyChoice Visa MyChoice Plus Visa Current Prime is 4.50% effective 12/18/2017 as published in the Wall Street Journal APR =. Information is accurate
More informationCurrent Prime Rate is 4.25% effective 10/1/2017 as published in the Wall Street Journal 7.75% APR 9.25% APR 14.25% APR 15.75% APR
Current Prime is 4.25% effective 10/1/2017 as published in the Wall Street Journal Variable Credit Card MyPreferred Visa Revolving MyPreferred Plus Revolving Visa MyChoice Visa Revolving MyChoice Plus
More informationVariable Rate Credit Card*
Variable Credit Card* MyPreferred Visa MyPreferred Plus Visa MyChoice Visa MyChoice Plus Visa Current Prime is 4.50% effective 12/18/2017 as published in the Wall Street Journal (25-day grace period) 8.00%
More informationCurrent Prime Rate is 4.25% effective 8/1/2017 as published in the Wall Street Journal 7.75% APR 9.25% APR 14.25% APR 15.75% APR
Current Prime is 4.25% effective 8/1/2017 as published in the Wall Street Journal Variable Credit Card MyPreferred Visa Revolving MyPreferred Plus Revolving Visa MyChoice Visa Revolving MyChoice Plus Visa
More informationCurrent Prime Rate is 4.0% effective 3/16/2017 as published in the Wall Street Journal 7.50% APR 9.0% APR 14.0% APR 15.50% APR
Current Prime is 4.0% effective 3/16/2017 as published in the Wall Street Journal Variable Credit Card MyPreferred Visa Revolving MyPreferred Plus Revolving Visa MyChoice Visa Revolving MyChoice Plus Visa
More informationPersonal & Home Loan Rates
New Auto Up to 48 months Maximum: $150,000 As low as 2.24% Up to 60 months Maximum: $150,000 As low as 2.50% Up to 72 months Maximum: $150,000 As low as 2.99% 84 months Maximum: $150,000 As low as 3.54%
More informationPersonal, Home Loan & Credit Card Rates
New Auto Up to 36 months Maximum: $150,000 As low as 1.99% Up to 48 months Maximum: $150,000 As low as 2.24% Up to 60 months Maximum: $150,000 As low as 2.49% Up to 72 months Maximum: $150,000 As low as
More information* IMPORTANT INFORMATION REGARDING YOUR AUTO LOAN OFFER FROM
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