BASIS OF DEPOSITS : NAME OF POOL : DECLARATION DATE : APPLICABLE PERIODS : MUSHARAKAH GENERAL POOL 24TH APRIL, 217 1ST MAY 217 ONWARD Product Name 1.9.214 1.5.217 Interest Free PLS Saving Account Monthly 1. 1. PLS Saving-Free Services Offer Monthly New Category.7 PLS Hajj Account Monthly 1.2 1.2 PLS Umrah Account Monthly 1.1 1.1 PLS Pensioners Account Monthly 1.13 1. Riba Free Certificates (RFCs) RFCs 6 Month Monthly New Category 1.2 RFCs 6 Month On Maturity 1.98 1.98 RFCs 1 year Monthly 1.276 1.276 RFCs 1 year Six Monthly 1.296 1.296 RFCs 1 year On Maturity 1.336 1.336 RFCs 2 year Monthly 1.592 1.592 RFCs 2 year Six Monthly 1.612 1.612 RFCs 2 year Yearly 1.632 1.632 RFCs 2 year On Maturity 1.652 1.652 RFCs 3 year Monthly 1.98 1.98 RFCs 3 year Six Monthly 1.928 1.928 RFCs 3 year Yearly 1.948 1.948 RFCs 3 year On Maturity 1.968 1.968 RFCs 4 year Monthly 2.224 2.224 RFCs 4 year Six Monthly 2.244 1.716 RFCs 4 year Yearly 2.264 1.736 RFCs 4 year On Maturity 2.284 1.756 RFCs 5 year Monthly 2.54 1.88 RFCs 5 year Six Monthly 2.56 1.9 RFCs 5 year Yearly 2.58 1.92 RFCs 5 year On Maturity 2.6 1.94 RFCs 5 year (Widows, (Pensioners) Orphans and Monthly 2.66 2. Permanently Disabled Persons) Monthly 2.74 2.8 1/2 1/2
Equity Contribution (Minimum) 1/5 1/5 1/1 1/1 1/1 1/1 EQUITY: TYPE OF CUSTOMER: ASSETS OF POOL: INVESTMENT STRATEGY: Islamic Bnking Fund, Retained Earnings and Free Reserves of IBG. customer with outassigning reason. All Ijarah Assets, Murabaha Assets, Assets, Diminishing Assets, Istisna Assets, Investment in Shares, Placement with Islamic Banks, Sukuks Investments, Payables of All above Assets and Bank's Operating Assets. Deposits shall be invested in Shariah compliant, identified, Non-Negative list of Bank, Profitable venture, and approved institutions of the Bank list. In case assets cross 3% of total assets limit in nature of "Dain", the profit shall be paid to IAH from other Ijarah Assets with the aproval of Shariah Advosor. TERMS OF POOL: RISKS ASSOCIATED WITH ASSETS FO POOL: Operational Risk. PURPOSE: Acceptance of General Deposits.
Sub Pool - Riba Free Special Pool-1 November 26, 218 1-12-218 upto 31-12-218 RFSD Pool 1 - Deposit Monthly 1. 1. RFSC-1 Month Monthly 1.25 1.25 RFSC-3 Month Monthly 1.75 1.75 RFSC-6 Month Monthly 1.15 1.15 41/1 41/1 35,, 35,,
Sub Pool - Riba Free Special Pool - RFSD Corporate-1 November 26, 218 1-12-218 upto 31-12-218 RFSD Pool Corporate 1- Deposit Monthly 1. 1. RFSC-1 Month Monthly 1.37 1.37 RFSC-3 Month Monthly 1.74 1.74 48/1 48/1 3,, 3,,
Sub Pool - Riba Free Special Pool - RFSD Corporate-2 November 26, 218 1-12-218 upto 31-12-218 RFSD Pool Corporate 2- Deposit Monthly 1. 1. RFSC-1 Month Monthly 1.1 1.1 RFSC-3 Month Monthly 1.3 1.3 38/1 35/1 98 98,,
Sub Pool - Riba Free Special Pool - Mutual Fund November 26, 218 1-12-218 upto 31-12-218 RFSD Pool Mutual Fund - Deposit Monthly 1. 1. RFSC-1 Month Monthly 1.2 1.2 RFSC-3 Months Monthly 1.6 1.6 RFSC-6 Months Monthly 1.12 1.12 4/1 37/1 1,1,, 1,1,,
Sub Pool - Riba Free Special Pool - Daily Product-1 November 26, 218 1-12-218 upto 31-12-218 Daily Product 1 Pool- Deposit Monthly 1. 1. 24/1 24/1 3 3,,
Sub Pool - Riba Free Special Pool - Daily Product-3 November 26, 218 1-12-218 upto 31-12-218 Daily Product 3 Pool- Deposit Monthly 1. 1. RFSC-1 Month Monthly 1.17 1.17 RFSC-3 Months Monthly 1.51 1.51 17/1 17/1 15,, 15,,
Sub Pool - Khyber Islamic Investment Certificates November 26, 218 1-12-218 upto 31-12-218 KIIC Certificate-1 Month (1232) Monthly 1.5 1.7 KIIC Certificate-3 Months (1234) Monthly 1.15 1.21 KIIC Certificate-6 Months (1235) Monthly 1.3 1.42 KIIC Certificate-1 Year (1257) Monthly 1.6 1.84 13/1 1/1 1,7,, 1,7,,