TERMS AND CONDITIONS 1 The Citibank-Rajah Bucket list ( Promo ) is open to all Citibank Cardholders ( Cardholder ), whose credit or debit cards ( Cards ) have been issued by Citibank, NA, Philippine Branch, are active and in good credit standing 2 Promo Period: September 20-30, 2016 3 The Promo entitles the Cardholders to avail of the following tour packages at a special rate when they pay for the transactions using a valid Citi Card: DESTINATIONS INCLUSIONS CITI RATE TRAVEL PERIODS 9 Days Winter Wonderland 8 Days Christmas Markets of Austria & Bavaria US$3,070/person US$1,023/person at 0% US$3,150/person US$1,050/person at 0% Nov 26-Dec 4, 2016 Dec 3-Dec 11, 2016 Dec 19-27, 2016 or before 5pm, September 30, Dec 4-11, 2016 Dec 11-18, 2016 Dec 13-20, 2016 or before 5pm, September 30, DESTINATIONS INCLUSIONS CITI RATE TRAVEL PERIODS 9 Days Alpine Christmas Markets US$3,400/person US$1,133/person at 0% Nov 27-Dec 5, 2016 Dec 5-13, 2016 Dec 14-22, 2016 7 Days Vienna, Budapest & Prague US$2,890/person US$963/person at 0% Dec 4-10, 2016 Dec 11-17, 2016 Dec 23-29, 2016
9 Days Amazing Spain and Portugal 9 Days Highlights of Spain 7 Days Magical Switzerland 10 Days Best of Italy 10 Days Journey From Rome US$3,110/person US$1,037/person at 0% US$3,320/person US$1,107/person at 0% US$3,610/person US$1,203/person at 0% US$3,765/person US$1,255/person at 0% US$3,570/person US$1,190/person at 0% Nov 5-13, 2016 Nov 26-Dec 4, 2016 Dec 3-Dec 11, 2016 Nov 19-27, 2016 Dec 20-28, 2016 Dec 11-17, 2016 Dec 3-12, 2016 Dec 10-20, 2016 Dec 3-12, 2016 Dec 21-30, 2016
DESTINATIONS INCLUSIONS CITI RATE TRAVEL PERIODS 8 Days Exquisite Africa 4 Days Emirates: Highlights of Dubai 5 Days Emirates: Family Fun in Dubai Hotel Full Board Meals Tours as indicated in the itinerary ( Johannesburg, Southern Panoramic Route, Karongwe Game Reserve and Cape Town) Services of an English speaking guide Hotel Daily Breakfast and More Tours as indicated in the itinerary Services of an English speaking guide Hotel Daily Breakfast and More Tours as indicated in the itinerary Services of an English speaking guide US$3,505/person US$1,168/person at 0% US$1,530/person US$510/person at 0% *Minimum 2 adults travelling together US$2,140/person US$713/person at 0% November 1-December 31, 2016 or before 5pm, November 30, November 1-December 31, 2016 or before 5pm, November 30, November 1-December 31, 2016 or before 5pm, November 30, DESTINATIONS INCLUSIONS CITI RATE TRAVEL PERIODS Europe: 9 Days Eastern Trail US$2,510/person US$837/person at 0% October 1, 2016-December 31, 2016 or before 5pm, October 27, Europe: 10 Days London, Paris & Rome US$2,855/person US$952/person at 0% October 1, 2016-December 31, 2016 or before 5pm, October 27,
Europe: 11 Days Berlin to Budapest Europe: 13 Days Mediterranean Highlights Europe: 14 Days Spanish Spree US: 7 Days California Highlights US: 14 Days Best of USA Canada: 7 Days Canadian Encounter US$2,630/person US$877/person at 0% US$3,215/person US$1,072/person at 0% US$3,280/person US$1,093/person at 0% US$2,420/person US$807/person at 0% US$4,550/person US$1,517/person at 0% US$2,760/person US$920/person at 0% October 1, 2016-December 31, 2016 or before 5pm, October 27, October 1, 2016-December 31, 2016 or before 5pm, October 27, October 1, 2016-December 31, 2016 or before 5pm, October 27,
US & Canada: 9 Days Western Highlights Canada: 13 Days North by North East Canada: 14 Days Eastern Discovery Europe: 10 Days European Horizon Europe: 9 Days European Magic US$2,665/person US$888/person at 0% US$3,150/person US$1,050/person at 0% US$4,330/person US$1,443/person at 0% US$2,510/person US$837/person at 0% US$2,685/person US$895/person at 0%
Europe: 8 Days Eastern Rocker US$2,235/person US$745/person at 0% Europe: 9 Days Berlin, Prague, Vienna US$2,570/person US$857/person at 0% Europe: 8 Days Italian Espresso US$2,555/person US$852/person at 0% Europe: 7 Days London & Paris US$2,790/person US$930/person at 0% Europe: 15 Days Best of Balkans US$3,250/person US$1,083/person at 0% Europe: 15 Days Spain, Morocco, Portugal US$3,695/person US$1,232/person at 0%
Europe: 8 Days Greek Sailing *Contiki Trips are exclusively for travelers aged 18-35 years old US$2,500/person US$833/person at 0% 4 The offer is valid at Rajah Travel Corporation To avail, the Cardholder may call as stated below: Travel Agency Address Phone Number and/or Email Mode of Payment Rajah Travel Corporation 331 Building, 331 Sen Gil Puyat Ave, Makati, Metro Manila +63 (02) 894 0886 leisuretoursintl1@rajahtravelcom Straight or PayLite Installment 5 Upon booking, the Cardholder must provide a copy of his/her passport which must be valid for six (6) months from date of departure 6 The Cardholder will be given the checklist of Visa requirements with corresponding timeline 7 All down payments made are non-refundable 8 The Promo offers are not valid in conjunction with other discounts, offers, privileges, or promotions 9 The Promo offers are not exchangeable for cash, credit or other goods and services 10 All Citi PayLite Installment purchases are subject to the Citi Card Agreement and all related provisions of the Citi Installment Facilities For any concerns, you may contact us at (632) 995-9999 or send us a message through wwwcitibankcomph Citibank, NA Philippine Branch is supervised by Bangko Sentral ng Pilipinas with telephone number (632) 708-7087 and e-mail address consumeraffairs@bspgovph Per DTI-FTEB SPD Permit No 14387, Series of
GENERAL TERMS AND CONDITIONS RAJAH TRAVEL CORPORATION 1) Any items, services and matters not stated above are not included in the package such as optional experiences, tips and gratuities and all items of a personal nature 2) Airline and tour allocations are subject to availability at the time of booking 3) Rate may vary depending on the availability of airline seats and tour allocations at the time of booking 4) Payment deadlines set by the contractors must be followed 5) Changes and/or cancellations will be subject to applicable charges 6) All tours and arrangements are subject to the general conditions specified by the contractors 7) All arrangements for the provision of transport, accommodation and other services are made by RAJAH TRAVEL CORPORATION through contracted operator Rajah Travel, its employees or its sub-agents therefore act only as agents for the contractors providing the various services described in the tour and accept no responsibility or liability in connection with losses or accidental expenses due to delay of schedule, overbooking, defaults or force majeure TERMS AND CONDITIONS CITI PAYLITE INSTALLMENT PLAN FOR BUCKET LIST TRAVEL PROMOTION In these Terms and Conditions ( Terms and Conditions ), Card means all credit cards issued by us, Citibank, NA (Philippine Branch) (also referred to as we, our, or us ), while you refers to the Cardholder or the person who has one or more Cards issued by us Availing of Citi PayLite Installment Plan means you agree to the following Terms and Conditions: 1 The Citi PayLite Installment Plan is a Card facility that allows you to pay for select goods and services from accredited Citi PayLite merchants in the Philippines, together with the applicable interest and other fees, on installment basis ( Installment Transaction ) It is available for single-receipt purchases of at least Php3,000 It is available only to Cardholders in good credit standing and is subject to approval based on the available Relationship Limit or Account Credit Limit, as applicable, at the time of purchase 2 You may pay for your purchases via Regular or 0% Citi PayLite Installment Plan: a Purchases availed under the Regular Citi PayLite Installment will be subject to the prevailing Citi PayLite interest rates which may change from time to time The applicable interest rates at booking may also vary from time to time and for each particular Citi PayLite merchant To check the applicable interest rates, you should inquire about the Citi PayLite terms of your chosen merchant before availing Availing of the Citi PayLite Installment Plan means you agree to pay us interest on the purchase price of goods or services ( Installment Transaction Amount ) on the dates specified in the Statement of Account at the applicable converted monthly factor rate with a corresponding effective interest rate per annum based on the outstanding principal balance and the Term as follows: RATES BELOW ARE SUBJECT TO CHANGE IN LINE WITH SPECIAL PROMOTIONAL OFFERINGS
SPECIAL CONVERTED MONTHLY FACTOR RATES FOR SELECT TRAVEL AGENCIES FROM JUNE 1-30, 2016 Term Converted Monthly Factor Rate* Effective Interest Rate (Per Annum)** 3 months 075% 1431% 6 months 050% 1071% 9 months 075% 1713% 12 months 075% 1748% 18 months 075% 1771% 24 months 075% 1772% *The Converted Monthly Factor Rate is presented as a guide that you can use to derive the Monthly Installment Due (principal plus interest) **The Effective Interest Rates above are based on interest computed on a fixed 30-day period per month The actual EIR may be higher or lower as the interest portion of your first monthly instalment due is computed based on the actual number of days between approval date and one day before statement date, which may be more or less than 30 days b Subject to Section 5, the price of items purchased under the 0% Citi PayLite Installment Plan will be interestfree for the duration of the installment plan The 0% Citi PayLite Installment Plan is available for selected items at 3, 6, 9, 12, 18 and 24-month terms or as otherwise specified by the merchant offering the 0% Citi PayLite Installment Plan 3 The monthly installment due for your Installment Transaction ( Monthly Installment Due ) is included in the Minimum Amount Due in your Statement of Account until the Installment Transaction Amount and the applicable interest are paid in full You may compute the Monthly Installment Due by using the following formula: Installment Transaction Amount x [1+(Converted Monthly Factor Rate x Term)] ------------------------------------------------------------------------------------------------------------ Term The Monthly Installment Due comprises the interest and principal components and is computed on a diminishing balance basis The interest and principal components of the Monthly Installment Due vary each month and are computed as follows: Interest component: Prior month s outstanding principal balance x monthly Effective Interest Rate (EIR), where monthly EIR = (1 + Annual EIR) 1/12 1 Principal portion: Monthly Installment Due - interest component for the month 4 The interest charge on the first Monthly Installment Due is computed based on the number of days between the approval date of the Installment Transaction and Statement Date, which is the date when your statement is generated after each billing cycle The interest on succeeding Monthly Installments Due is computed based on a fixed 30-day period This will result in the first Monthly Installment Due being different from succeeding subsequent ones Citi PayLite Installment Plan
Sample Schedule of Payment INSTALLMENT TRANSACTION AMOUNT Php10,000 TERM 12 MONTHS CONVERTED MONTHLY FACTOR RATE 150% EIR 3676% MONTH # OF DAYS INSTALLMENT ON BALANCE MONTHLY INSTALLMENT DUE (Php) INTEREST COMPONENT (Php) PRINCIPAL COMPONENT (Php) OUTSTANDING PRINCIPAL BALANCE (Php) 0 10,00000 1 30 98333 26430 71903 9,28097 2 30 98333 24530 73803 8,54294 3 30 98333 22579 75754 7,78539 4 30 98333 20577 77756 7,00783 5 30 98333 18522 79811 6,20972 6 30 98333 16412 81921 5,39051 7 30 98333 14247 84086 4,54965 8 30 98333 12025 86308 3,68656 9 30 98333 9744 88590 2,80067 10 30 98333 7402 90931 1,89136 11 30 98333 4999 93334 95801 12 30 98333 2532 95801 000 TOTAL 11,80000 1,80000 10,00000 5 If you pay less than the Total Amount Due indicated in the Statement of Account, the unpaid portion of the Monthly Installment Due is subject to the prevailing monthly retail Interest Charge Interest is compounded monthly Usual Late Charges also apply In addition, if your Card account is past due for 60 days or more, the Installment Transaction will be cancelled Any remaining unpaid balance will be billed to the Card account in full and will be subject to the prevailing monthly retail Interest Charge Please refer to the Citi Card Fees and Charges for the prevailing rates, fees and charges This can be viewed at wwwcitibankcomph 6 If you wish to cancel an Installment Transaction before its Term ends, you may do so without a prepayment penalty In that case, you agree to pay in full the unpaid portion of the Installment Transaction Amount and the cancellation processing fee of Php300, plus Interest Charges on the cancelled Installment Transaction from the last Statement Date until the date of cancellation In case of promotions where we give you premium items (which include promotional items, Usage Privileges, etc), we may charge the full monetary equivalent of the premium item should you cancel the Installment Transaction
APPLICABLE FEES AND CHARGES: Cancellation Processing Fee = Php300 7 You acknowledge that your Installment Transaction will be maintained for the Term stated in the sales slip or other documents furnished to you and that we have already incurred cost of funds and committed yield to fund sources to finance the Installment Transaction In case you pre-pay any Installment Transaction before the lapse of the Term, you agree to reimburse us for any loss or additional cost, including but not limited to processing the pre-payment 8 In case of (a) any change in law or regulations which gives rise to new additional taxes, higher reserve requirements or similar events, or (b) significant change in the economic environment, we may adjust any applicable charges and Installment interest even before the Term expires 9 Upon your availment, we already pay for the goods or services in full In the event that a Citi PayLite merchant from whom you purchased the goods or services for future delivery ceases to operate, you will still be liable to pay for all unpaid Citi PayLite Installments 10 All Citi PayLite Installment purchases are subject to the Citi Card Agreement and all related provisions of the Citi Installment Facilities 11 These Terms and Conditions should be read together with the Citi Card Agreement, to produce a result that is harmonious and consistent In the event of any inconsistency or conflict between these Terms and Conditions and the Citi Card Agreement, these Terms and Conditions will prevail in relation to the Installment Transaction Amount applied under the Facility As of August 2015