Naknade i provizije za klijente Poslovnog sektora poslovi sa nerezidentima u primeni od 01.09.2016. Fees and commissions for clients of Business sector Non-residents in use since 01.09.2016. MEĐUNARODNI PLATNI PROMET INTERNATIONAL FUNDS TRANSFER 1. Nostro doznake i transferi za nerezidente* Nostro remittances and transfers for non- residents* Plaćanje sa deviznog računa stranog pravnog lica (nerezidenta) valuta T + 2 Payment from FX account of foreign legal entity (non-resident) value date T + 2 0,15% + A ili B zavisi od datuma valute 0,15% plus A or B depending on the value date min. 15 EUR - A. Plaćanje doznakom (dinarsko pokriće i devizni račun ) stranom pravnom licu, valuta T +0 Payment by remittance (RSD coverage and FX account) in favor of foreign legal entity, value date T + 0 0,1% - B. Plaćanje doznakom (dinarsko pokriće i devizni račun ) stranom pravnom licu, valuta T +1 Payment by remittance (RSD coverage and FX account) in favor of foreign legal entity, value date T + 1 Plaćanje sa deviznog računa stranog pravnog lica (nerezidenta) iz deviza kupljenih od banke Payment from FX account of foreign legal entity (non-resident) by foreign currency purchased from the Bank 0,05% 0,3% Provizija se iskazuje preko kursa za prodaju deviza koji se dnevno utvrđuje Fee is included in exchange rate for selling foreign currency which is set on daily basis min. 1.000,00 RSD Plaćanje sa deviznog računa stranog pravnog lica (nerezidenta) u korist drugog klijenta banke Payment from FX account of foreign legal entity (non-resident) in favor of other legal entity client of the Bank RSD 800,00 Plaćanje sa dinarskog računa stranog pravnog lica (nerezidenta) i predstavništva Payment from RSD account of foreign legal entity (non-resident) and representative office 0,15% min. 1.000,00 RSD Strana/Page 1 od/of 7
Plaćanje sa dinarskog računa stranog pravnog lica (nerezidenta) i predstavništva u korist drugog klijenta banke Payment from RSD account of foreign legal entity (non-resident) and representative offices in favor of other client of the Bank RSD 800,00 Plaćanja po osnovu donacija u humanitarne svrhe na račune otvorene u R. Srbiji Payments by remittance based on donations to charity on accounts opened in Republic of Serbia Troškovi banke korespondenta Costs of correspondent banks Naknada za troškove izvršenja nostro doznake sa opcijom OUR (u EUR) Fee for nostro remittances with option of charges OUR (in EUR) <100,00: EUR 6,00 100,00 5000,00: EUR 10,00 5000,01-12500,00: EUR 12,00 12500,01-25000,00: EUR 20,00 25000,01-50000,00: EUR 25,00 >50000,00: do/up to EUR 40,00 Naknada za troškove izvršenja nostro doznake sa opcijom OUR (ostale valute) Fee for nostro remittances with option of charges OUR (other currencies) USD 15,00 CAD 15,00 CHF 15,00 GBP 5,00 RUB 400,00 Naknada za troškove izvršenja nostro doznake sa opcijom OUR (u korist klijenta OTP banke Budimpešta/ostalih) (u EUR) Fee for nostro remittances with option of charges OUR (in favor of OTP Hungary customers/other) (in EUR) <100,00: bez naknade / no fee 100,00-12500,00: EUR 4,00-9,50 12500,01-50000,00: EUR 6,00-22,00 >50000,00: EUR 10,00-22,00 Izmene doznake Alterations of remittance RSD + troškovi inobanke + SWIFT 1.000 RSD + foreign bank charges + SWIFT *Ne primenjuje se u slučaju uplata i prenosa na namenske račune otvorene radi pomoći ugroženima i otklanjanja posledica poplava 2014. Godine Does not apply in case of transfers in favor of accounts opened for purpose to help those in need and for elimination the consequences of the floods of 2014 2. Loro doznake, čekovi, transferi Loro remittances, cheques, transfers Loro doznake u korist deviznih nerezidentnih računa Loro remittances in favor of FX non-resident accounts Polaganje efektive na devizni nerezidentni račun Effective money depositing on FX nonresident account Naplata čekova u korist pravnih lica Collection of cheques in favor of legal entities bez naknade no fee bez naknade no fee 0,7% min. 700,00 RSD Strana/Page 2 od/of 7
3. Službeni put u inostranstvo Business trip abroad Isplata efektive sa deviznog računa nerezidenta Disbursement of effective money from FX account of non-resident Isplata efektive sa dinarskog računa nerezidenta Disbursement of effective money from RSD account of non-resident 0,5% min. 10,00 EUR 0,8% min. 700,00 RSD 4. Registracija kreditnih poslova sa inostranstvom Registration of foreign lending transactions Priprema obrazaca i registracija posla kreditnog zaduženja kod NBS Preparation of forms and registration of foreign borrowing transactions at NBS Priprema obrazaca i registracija posla kreditnog odobrenja kod NBS Preparation of forms and registration foreign lending transactions Praćenje kredita Monitoring of client s international loans 10.000,00 RSD jednokratno / flat 4.000,00 RSD za svaku narednu godinu / for every consecutive year 10.000,00 RSD 3.000,00 RSD evidentiranje korišćenja i plaćanja po promeni / usage and repayment evidencing per change 6.000,00 RSD za izmenu plana otplate / repayment schedule change 5. OTP EKSPRES OTP EXPRESS Devizni prilivi za pravna lica FX inflows for legal entities Bez provizije / No fee Svi devizni prilivi primljeni od banke članice OTP grupe do 14h, se prosleđuju klijentu u toku istog dana / All FX inflows received by a member bank of OTP group before 14h are forwarded to the client the very day Devizna plaćanja za pravna lica sa deviznog računa: FX payments from FX account for legal entities: Provizije za valutu danas (T+0) Commissions for the same day value date (T+0) 0,1% min. 6 EUR, max. 200 EUR plus naknada po opciji OUR Provizija se naplaćuje u dinarskoj protivrednosti 0.1% minimum 6 EUR, maximum 200 EUR plus fee for option of charges OUR. Commission is charged in RSD counter value Provizije za valutu dva dana (T+2) Commissions for two days value date (T+2) Primenjuje se standardna tarifa za plaćanja za valutu dva dana Standard tariff for value two days payments is applied Devizna plaćanja za pravna lica dinarsko pokriće: FX payments for legal entities RSD coverage: Provizije za valutu danas (T+0) Commissions for the same day value date (T+0) 0,1% min. 6 EUR, max. 200 EUR plus ino troškovi treće banke Provizija se naplaćuje u dinarskoj protivrednosti i iskazuje se preko kursa za prodaju deviza koji se dnevno utvrđuje. 0.1%, minimum 6 EUR, maximum 200 EUR plus foreign expenses of a third bank. Fees and commissions are charged in RSD counter value. Fee is included in exchange rate for selling foreign currency which is set on daily basis. Provizije za valutu dva dana (T+2) Commissions for two days value date (T+2) Primenjuje se standardna tarifa za plaćanja za valutu dva dana Standard tariff for value two days payments is applied Strana/Page 3 od/of 7
Cut-off time Ino troškovi Foreign charges Za valutu danas (T+0) nalozi za plaćanje zajedno sa uplaćenim pokrićem i provizijama do 12 a.m. biće izvršeni sa valutom isti dan As to value date of today (T+0) payment orders along with the cover, fees and commissions paid before 12 a.m. shall be realized with value date of the same day Visina ino troškova se razlikuje kod svake banke članice OTP grupe i uplaćuje se unapred prema dostavljenom obaveštenju Amount of offshore charges differs with every member bank of OTP group and is paid in advance according to the forwarded notification 6. Devizni računi FX accounts Otvaranje deviznih/rsd tekućih računa Opening of FX/RSD current accounts Otvaranje namenskog računa Opening of special-purpose account Izmena uslova namenskog računa Change of terms and conditions of the special-purpose account Održavanje namenskog računa Maintaining of special-purpose account Zatvaranje deviznog računa na zahtev klijenta (pravna lica) Closing of FX account on client's request (legal entities) Bez naknade No fee 2.000,00 RSD 1.000,00 RSD Po dogovoru By arrangement 500,00 RSD 7. Usluge dostave izvoda Delivery of account statements Elektronski / Electronically Poštom u zemlji / By post in country Poštom u inostranstvo / By post - abroad Bez naknade / No fee 150,00 RSD 250,00 RSD Putem SWIFT-a / Via SWIFT EUR 20 mesečno po računu / valuti/ SWIFT adresi / EUR 20 monthly per account/ currency/ SWIFT address Naknadno štampanje izvoda po deviznom računu Post-printing of FX account statements 150,00 RSD po izvodu / per statement 8. Ostalo Other Razne usluge klijentima u poslovanju sa inostranstvom (izdavanje potvrda, uverenja, izjava, overa, popunjavanje obrazaca, listing ukupnog prometa, direktno zaduženje ) Various services to clients as to business operations abroad (issuance of certificates, confirmations, representations, authentications, filling out of forms, total turnover listings, direct debit ) Transfer deviznih sredstava na račun pravnog lica u drugu poslovnu banku FX resources transfer to the account of legal entities to other commercial bank 300,00 RSD po dokumentu / per document 0,3% max. 3.000,00 RSD min. 1.300,00 RSD Strana/Page 4 od/of 7
Konverzija deviznih sredstava na računu pravnih lica Conversion of FX resources in the account of legal entities Ostale usluge komitentima u poslovanju sa NBS Other services rendered to clients as to business operations with the NBS Ispunjavanje naloga za plaćanje i drugih dokumenata na klijentov zahtev Payment orders and other documents fillingout on client s request Izmena elemenata naloga (broj ugovora iz kontrolnika, godina, šifre osnova plaćanja/naplate, podataka iz statististike isl.) na zahtev klijenta Change of elements of FX payment orders (control number, code of incoming/outgoing payment orders, statistical data etc.) - on client's request Troškovi S.W.I.F.T. a S.W.I.F.T. charges Naknadna štampa SWIFT poruke Post-printing of SWIFT 0,2% 1.500,00 RSD 500,00 RSD 500,00-1.000,00 RSD 500,00 RSD 100,00 RSD po poruci 100,00 RSD by statement min. 500,00 RSD Troškovi istraživanja: prikupljanje podataka i informacija Investigation fee: collection of data and information Prikupljanje informacija o rejtingu ino banke na zahtev klijenta Gathering information of foreign bank rating at the request of the client Savetodavne usluge Consulting services fee Naknada za neizvršenje transakcije terminske kupoprodaje deviza i Naknada za neizvršenje svop transakcije Fee for unperformed forward transactions and Fee for unperformed swap transactions Transfer sredstava iz kupoprodaje deviza za klijente bez računa Fee for funds transfer of purchased FX for clients without account in OTP Od 1.000,00 RSD do 5.000,00 RSD u zavisnosti od uloženog rada From 1.000,00 RSD up to 5.000,00 RSD depending on work involved Od 1.000,00 RSD do 5.000,00 RSD u zavisnosti od uloženog rada From 1.000,00 RSD up to 5.000,00 RSD depending on work involved Od 1.000,00 RSD do 10.000,00 RSD u zavisnosti od uloženog rada From 1.000,00 RSD up to 5.000,00 RSD depending on work involved Iznos transakcije x (ugovoreni terminski kurs tržišni kurs), minimum 10.000,00 RSD Amount of transaction x (contracted forward rate market rate), minimum 10.000,00 RSD min 200,00 RSD Usluga MT 101 MT101 Service Aktivacija Activation Mesečna naknada Monthly fee FX payment orders Devizni platni nalozi 5.000,00 RSD jednokratno/flat fee 3.000,00 RSD mesečno / monthly U skladu sa tarifom deviznog platnog prometa / As per Fees and Commisions for International Payment Operations Trajni nalog Standing order fee 3.000,00 RSD mesečno / monthly Hitni nalozi Fee for urgent orders 2.000 RSD Strana/Page 5 od/of 7
Naknada za neizvršenje transakcije kamatnog svopa Fee for unperformed interest rate swap transactions Troškovi dostave obaveštenja i ostalih dokumenata, telefonski, telefaks ili internet troškovi, troškovi poštarine, putni troškovi, ostali bankarski troškovi The cost of sending of the notifications and other documents, phone, fax or internet costs, post, travel expenses, other banking costs Odbijanje naloga za plaćanje po isteku roka za izvršenje Refusal of the payment order upon the expiry of time limit for the execution Prodaja meničnih blanketa Sales of bills of exchange Iznos transakcije x (ugovorena kamatna stopa tržišna kamatna stopa) primenjena na preostali period na koji je transakcija zaključena, minimum 50.000,00 RSD Amount of transaction x (contracted interest rate market interest rate) calculated on remained contracted period, minimum 50.000,00 RSD Poštanski i drugi stvarni troškovi Postal and other real expenses 50,00 RSD po nalogu / per order 50,00 RSD po menici / per bill of exchange 9. Kamata na a vista depozite A vista deposits interest rate A vista depoziti u devizama A vista FX deposits Banka ne plaća kamatu The bank does not pay interest Napomena: Note: 1. SWIFT trošak naplaćuje se po stranici. SWIFT costs shall be charged per page 2. Stvarni troškovi telekomunikacija, kao i troškovi stranih banaka naplaćuju se u skladu sa primljenim obračunima. Actual costs of telecommunications, as well as costs of foreign banks shall be charged in accordance with the received calculations. 3. Sve realne troškove (ptt troškove) i inostrane troškove u poslovanju sa inostranstvom banka obračunava klijentu The Bank charges the client for all actual expenses (postal charges) and off-shore charges as to business operations abroad 4. Naknade za usluge na koje se prema Zakonu o porezu na dodatu vrednost obračunava PDV, uvećavaju se za iznos ovog poreza. Fees for services with obligatory of tax calculation set by Valued Added Tax Law, fees are increased by VAT amount. 5. Uslovi i naknade za usluge koje nisu pomenute u ovoj Tarifi se dogovaraju pojedinačno. Conditions and fees for services which are not mentioned in this Tariff are negotiated individually. 6. Ove naknade i troškovi mogu biti revidirani po dogovoru, zavisno od ukupnog obima poslovanja preko OTP banke Srbija a.d. Novi Sad These fees may be subject of negotiation, depending on business operations volume through OTP banka Srbija ad Novi Sad 7. Nalozi u platnom prometu sa inostranstvom sa valutom danas, dostavljeni do 12:00h uz uplaćenu proviziju/dinarsku protivvrednost, biće izvršeni istog dana Payment orders in FX payment operations with value date "today", delivered up to 12:00h and with paid commission / dinar counter value, will be executed on the same day 8. Otkup deviza od klijenata se vrši radnim danima do 16:00h Buying of FX from clients is done on weekdays until 16:00h 9. Nalozi za plaćanje u korist računa u okviru Evropske Unije u iznosu do EUR 50.000,00 koje banka primi do vremena predviđenog za prijem naloga u skladu sa tačkom 9., biće obrađeni istog dana ispostavljanjem naloga korespondentnoj banci u inostranstvu. Korespondentna banka će nastojati da izvrši prenos sredstava banci korisnika sa valutom do dva radna dana od dana prijema naloga. Banka korisnika odobriće račun korisnika u skladu sa svojom poslovnom politikom. Nalozi koje banka primi nakon vremena predviđenog za prijem naloga, biće obrađeni narednog dana na opisan način. Za usluge platnog prometa sa inostranstvom Banka obračunava i naplaćuje naknadu u skladu sa ovom Tarifom Plaćanje obaveza prema inostranstvu klijent Banke može izvršiti koristeći devizna sredstva u valuti plaćanja sa svog deviznog računa. U slučaju da se plaćanje vrši u valuti različitoj od valute na deviznom računu, Banka će izvršiti konverziju potrebnog iznosa koristeći kupovni i prodajni kurs za devize. Provizija za konverziju može biti iskazana preko kupovnog i prodajnog kursa za devize koji određuje Direkcija sredstava. Plaćanje prema inostranstvu klijent može izvršiti i otkupom potrebnih deviznih sredstava od banke. Payment orders in favor of account in the European Union in an amount up to EUR 50,000.00 which are received by the Bank until the time scheduled for receipt of payment orders in accordance with item 9, will be processed the same day by forwarding payment orders to correspondent bank abroad. Correspondent bank will endeavor to transfer funds to Strana/Page 6 od/of 7
beneficiary's bank with value date not longer than two business days from the day of receipt of payment order. Beneficiary's bank will credit the account of beneficiary in accordance with its business policy. Payment orders which bank receives after the time scheduled for the receipt of payment orders will be processed the following day as described. For services of FX payment operations the Bank calculates and charges fees in accordance with this Tariff. For FX payments, the client can use available funds on its FX account. In case that payment needs to be effected in FX which is different from FX on client's FX account bank will convert necessary amount using buying and selling exchange rate for FX. The fee for conversion can be included in exchange rate for buying and selling foreign currency which is set by Treasury department. Client can effect FX payments by buying FX from the Bank. 10. Navedene naknade u EUR zaračunavaće se u originalnoj valuti preračunato po važećem srednjem kursu na dan transakcije The fees in EUR will be calculated in the original currency and charged in RSD by middle exchange rate on the day of the transaction 11. Naknada za neizvršenje terminske kupoprodaje deviza, Naknada za neizvršenje svop transakcije i Naknada za neizvršenje transakcije kamatnog svopa se obračunava u slučajevima regulisanim Okvirnim Ugovorom o Treasury transakcijama uz kolateral i Okvirnim Ugovorom o Treasury transakcijama uz odobren limit. Fee for unperformed forward transactions, Fee for unperformed swap transactions and Fee for unperformed interest rate swap transactions will be calculated in accordance with Master Agreement on Treasury Transactions with collateral and Master Agreement on Treasury Transactions with approved limit. Vaša OTP banka Srbija / Yours OTP banka Srbija www.otpbanka.rs Verujemo jedni drugima / We thrust each other's Info centar: 0700 480 400 021 4800 400 Strana/Page 7 od/of 7