FORM NL-1-A-REVENUE ACCOUNT IRDAI Registration No. 18, dated January 22, 21 1 Premium earned (Net) NL-4- Premium Schedule 2 Profit/ Loss on sale/redemption of Investments Schedule REVENUE ACCOUNT FOR THE PERIOD ENDED JUNE 3, 218 ( in 's) For the Period Ended For the Period Ended June 3, 218 June 3, 217 Fire Marine Miscellaneous Total Fire Marine Miscellaneous Total 2,,643 6,38,842 88,88,16 97,27,51 1,3,285 5,26,172 66,18,65 72,74,522 2,57 17,43 2,88,791 3,25,891 15,755 19,938 2,94,927 3,3,62 3 Amortisation of Debt Securities (2,57) (2,13) (36,96) (4,733) (1,593) (2,16) (29,817) (33,426) 4 Investment Income from Terrorism Pool 15,722-5,35 21,27 11,71-3,518 15,228 5 Miscellaneous Income 288 357 3,347 3,992 (6) (15) (1,16) (1,181) 6 Interest, Dividend & Rent Gross 6,472 51,384 8,7,69 9,82,546 34,159 43,227 6,39,432 7,16,818 TOTAL (A) 2,94,675 7,5,496 1,,2,53 1,1,2,224 1,9,256 5,87,216 75,25,19 83,2,581 1 Claims Incurred (Net) NL-5-Claims Schedule 1,36,366 3,88,84 64,3,689 69,28,895 44,299 3,64,317 48,65,434 52,74,5 2 Commission NL-6- Commissio n Schedule (1,1,38) 1,48,363 2,1,194 2,48,177 (2,76,659) 1,12,76 4,59,396 2,95,497 3 Operating Expenses related to Insurance Business NL-7- Operating Expenses Schedule 4,44,612 63,419 24,64,57 29,72,61 3,26,42 85,278 21,13,297 25,24,977 4 Premium Deficiency - - - - - - - - - TOTAL (B) 4,7,598 6,,622 9,78,453 1,1,49,673 94,42 5,62,355 74,38,127 8,94,524 Operating Profit/(Loss) from (1,75,923) 1,4,874 9,41,6 8,7,551 96,214 24,861 86,982 2,8,57 Fire/Marine/Miscellaneous Business C= (A - B) APPROPRIATIONS Transfer to Shareholders Account (1,75,923) 1,4,874 9,41,6 8,7,551 96,214 24,861 86,982 2,8,57 Transfer to Catastrophe Reserve - - - - - - - - TOTAL (C) (1,75,923) 1,4,874 9,41,6 8,7,551 96,214 24,861 86,982 2,8,57
FORM NL-1-B-REVENUE ACCOUNT IRDAI Registration No. 18, dated January 22, 21 1 Premium earned (Net) NL-4- Premium Schedule 2 Profit/ Loss on sale/redemption of Investments Schedule REVENUE ACCOUNT FOR THE QUARTER ENDED JUNE 3, 218 ( in 's) For the Quarter Ended For the Quarter Ended June 3, 218 June 3, 217 Fire Marine Miscellaneous Total Fire Marine Miscellaneous Total 2,,643 6,38,842 88,88,16 97,27,51 1,3,285 5,26,172 66,18,65 72,74,522 2,57 17,43 2,88,791 3,25,891 15,755 19,938 2,94,927 3,3,62 3 Amortisation of Debt Securities (2,57) (2,13) (36,96) (4,733) (1,593) (2,16) (29,817) (33,426) 4 Investment Income from Terrorism Pool 15,722-5,35 21,27 11,71-3,518 15,228 5 Miscellaneous Income 288 357 3,347 3,992 (6) (15) (1,16) (1,181) 6 Interest, Dividend & Rent Gross 6,472 51,384 8,7,69 9,82,546 34,159 43,227 6,39,432 7,16,818 TOTAL (A) 2,94,675 7,5,496 1,,2,53 1,1,2,224 1,9,256 5,87,216 75,25,19 83,2,581 1 Claims Incurred (Net) NL-5- Claims Schedule 2 Commission NL-6- Commissio n Schedule 1,36,366 3,88,84 64,3,689 69,28,895 44,299 3,64,317 48,65,434 52,74,5 (1,1,38) 1,48,363 2,1,194 2,48,177 (2,76,659) 1,12,76 4,59,396 2,95,497 3 Operating Expenses related to Insurance Business NL-7- Operating Expenses Schedule 4,44,612 63,419 24,64,57 29,72,61 3,26,42 85,278 21,13,297 25,24,977 4 Premium Deficiency - - - - - - - - TOTAL (B) 4,7,598 6,,622 9,78,453 1,1,49,673 94,42 5,62,355 74,38,127 8,94,524 Operating Profit/(Loss) from (1,75,923) 1,4,874 9,41,6 8,7,551 96,214 24,861 86,982 2,8,57 Fire/Marine/Miscellaneous Business C= (A - B) APPROPRIATIONS Transfer to Shareholders Account (1,75,923) 1,4,874 9,41,6 8,7,551 96,214 24,861 86,982 2,8,57 Transfer to Catastrophe Reserve TOTAL (C) (1,75,923) 1,4,874 9,41,6 8,7,551 96,214 24,861 86,982 2,8,57
Schedule For the Period Ended June 3, 218 For the Quarter Ended June 3, 218 For the Period Ended June 3, 217 For the Quarter Ended June 3, 217 ( in 's) ( in 's) ( in 's) ( in 's) 1 OPERATING PROFIT/(LOSS) (a) Fire Insurance (1,75,923) (1,75,923) 96,214 96,214 (b) Marine Insurance 1,4,874 1,4,874 24,861 24,861 (c) Miscellaneous Insurance 9,41,6 9,41,6 86,982 86,982 2 INCOME FROM INVESTMENTS (a) Interest, Dividend & Rent Gross 2,82,96 2,82,96 2,17,176 2,17,176 (b) Profit on sale of investments 1,31,669 1,31,669 1,,77 1,,77 Less: Loss on sale of investments (37,834) (37,834) (61) (61) (c) Amortization of Debt Securities (11,728) (11,728) (1,127) (1,127) 3 OTHER INCOME (To be specified) Claims Service Fees 635 635 - - Interest on Income Tax Refund - - 44,13 44,13 Miscellaneous - - - - TOTAL (A) 12,36,199 12,36,199 5,59,288 5,59,288 4 PROVISIONS (Other than taxation) (a) For diminution in the value of investments - - - - (b) For doubtful debts 3,52 3,52 3,4 3,4 (c) Others (to be specified) - - - - 5 OTHER EXPENSES (a) Expenses other than those related to Insurance Business PERIODIC DISCLOSURES FORM NL-2- PROFIT AND LOSS ACCOUNT IRDAI Registration No. 18, dated January 22, 21 PROFIT AND LOSS ACCOUNT FOR THE PERIOD ENDED JUNE 3, 218 Employee's remuneration and Other Expenses 17,48 17,48 21,25 21,25 Corporate Social Responsibility Expenditure 2,59 2,59 - - Stamp Duty Paid 1,5 1,5 - - (Profit) / Loss on Sale / Write off of Fixed Assets (Net) (592) (592) 353 353 Donation - - - - (c) Bad debts written off - - - - (d) Remuneration to Directors - - - - (e) Interest on Non Convertible Debentures 37,81 37,81 37,81 37,81 TOTAL (B) 62,137 62,137 62,813 62,813 Profit Before Tax 11,74,62 11,74,62 4,96,475 4,96,475 Provision for Taxation (a) Current tax 3,83,518 3,83,518 1,47,49 1,47,49 (b) Deferred tax (42,67) (42,67) (36,161) (36,161) Profit After Tax 8,33,151 8,33,151 3,85,146 3,85,146 APPROPRIATIONS (a) Interim dividends paid during the year - - - - (b) Proposed final dividend - - - - (c) Dividend distribution tax - - - - (d) Transfer to any Reserves or Other Accounts - - - - Balance of profit/ loss brought forward from previous year 56,52,833 56,52,833 4,85,754 4,85,754 Balance carried forward to Balance Sheet 64,85,984 64,85,984 44,7,9 44,7,9
FORM NL-3-BALANCE SHEET IRDAI Registration No. 18, dated January 22, 21 SOURCES OF FUNDS BALANCE SHEET AS AT JUNE 3, 218 Schedule June 3, 218 June 3, 217 ( in 's) ( in 's) SHARE CAPITAL NL-8-Share Capital Schedule 8,75, 63,25, RESERVES AND SURPLUS NL-1-Reserves and Surplus Schedule 96,57,221 58,92,136 FAIR VALUE CHANGE ACCOUNT SHAREHOLDERS FUNDS 83,28 1,27,38 POLICYHOLDERS FUNDS 2,82,544 4,27,743 BORROWINGS NL-11-Borrowings Schedule 17,8, 17,8, TOTAL 1,98,78,45 1,45,52,259 APPLICATION OF FUNDS INVESTMENTS SHAREHOLDERS POLICYHOLDERS NL-12A-Investment Schedule NL-12B-Investment Schedule 1,71,55,542 1,23,64,843 5,88,3,596 4,3,7,22 DEFERRED TAX ASSET 3,72,49 2,6,576 LOANS NL-13-Loans Schedule - - FIXED ASSETS NL-14-Fixed Assets Schedule 16,21,34 11,4,679 CURRENT ASSETS Cash and Bank Balances Advances and Other Assets NL-15-Cash and bank balance Schedule NL-16-Advances and Other Assets Schedule 27,9,33 13,74,827 74,6,342 7,73,439 Sub-Total (A) 1,2,5,375 84,48,266 CURRENT LIABILITIES NL-17-Current Liabilities Schedule 4,49,91,941 2,93,6,532 PROVISIONS NL-18-Provisions Schedule 2,33,32,97 1,85,72,774 Sub-Total (B) 6,83,24,911 4,79,33,36 NET CURRENT ASSETS (C) = (A - B) (5,8,74,536) (3,94,85,4) MISCELLANEOUS EXPENDITURE (to the extent not written off or adjusted) NL-19-Miscellaneous Expenditure Schedule - - DEBIT BALANCE IN PROFIT AND LOSS ACCOUNT - - TOTAL 1,98,78,45 1,45,52,259 CONTINGENT LIABILITIES June 3, 218 June 3, 217 ( in 's) ( in 's) 1 Partly paid-up investments - - 2 Claims, other than against policies, not - - acknowledged as debts by the company 3 Underwriting commitments - - outstanding (in respect of shares and securities) 4 Guarantees given by or on behalf of the - - Company 5 Statutory demands/ liabilities in 11,12,344 5,2,242 dispute, not provided for 6 Reinsurance obligations to the extent - - not provided for in accounts 7 Others (Insurance Claims disputed by 3,22,256 3,1,143 the company, to the extent not provided/reserved) TOTAL 14,34,6 8,21,385
FORM NL-4-PREMIUM SCHEDULE IRDAI Registration No. 18, dated January 22, 21 PREMIUM EARNED [NET] ( in 's) MARINE MISCELLANEOUS For the Period Ended FIRE June 3, 218 Workmen's Marine Cargo Marine Others Marine Total Motor-OD Motor-TP Motor Total Personal Accident Health Insurance Liability Engineering Trade Credit Aviation Others Total Grand Total Compensation Premium from direct business written 28,33,789 1,22,496-1,22,496 42,12,527 36,9,321 78,21,848 1,11,544 5,24,71 19,48,663 9,46,695 3,29,547 86,141 3,37 2,23,919 1,19,96,365 1,58,52,65 Add: Premium on reinsurance accepted 2,39,881 4,668-4,668 - - - - - - 6,676 7,7 - - 72 67,755 3,48,34 Less: Premium on reinsurance ceded 24,15,55 1,39,12-1,39,12 14,97,714 1,9,16 16,87,73 5,8 1,8,144 5,42,65 5,21,654 3,21,46 18,6 3,372 1,36,218 34,16,35 59,7,192 Net Premium 6,58,615 9,24,62-9,24,62 27,14,813 34,19,35 61,34,118 1,5,744 3,44,557 14,6,598 4,85,717 15,58 68,135 (65) 87,773 86,48,85 1,2,3,762 Adjustment for change in reserve for unexpired risks(net) (4,57,972) (2,85,22) - (2,85,22) 9,27,243 (5,17,18) 4,1,225 (17,251) 7,598 (1,11,443) (74,932) (9,328) (17,914) 2 52,974 2,39,931 (5,3,261) Premium Earned (Net) 2,,643 6,38,842-6,38,842 36,42,56 29,2,287 65,44,343 88,493 3,52,155 12,95,155 4,1,785 6,18 5,221 (63) 1,4,747 88,88,16 97,27,51 MARINE MISCELLANEOUS ( in 's) For the Period Ended FIRE June 3, 217 Workmen's Marine Cargo Marine Others Marine Total Motor-OD Motor-TP Motor Total Personal Accident Health Insurance Liability Engineering Trade Credit Aviation Others Total Grand Total Compensation Premium from direct business written 26,61,993 9,47,45-9,47,45 36,59,51 27,51,131 64,1,641 87,124 3,83,169 1,23,836 8,83,755 3,15,6 58,691 6,945 1,38,475 93,7,696 1,29,17,94 Add: Premium on reinsurance accepted 2,53,874 54,511-54,511 - - - - - - 93,12 23,1 - - - 1,16,121 4,24,56 Less: Premium on reinsurance ceded 24,9,779 1,49,497-1,49,497 1,93,714 1,47,351 3,41,65 4,465 63,311 1,58,887 3,73,645 3,19,34 14,399 6,928 88,512 13,7,552 4,1,828 Net Premium 4,25,88 8,52,419-8,52,419 34,65,796 26,3,78 6,69,576 82,659 3,19,858 8,64,949 6,3,23 18,721 44,292 17 49,963 8,53,265 93,3,772 Adjustment for change in reserve for unexpired risks(net) (2,94,83) (3,26,247) - (3,26,247) (4,36,187) (5,86,946) (1,23,133) (9,644) (46,162) (1,4,262) (2,47,522) (2,624) (1,949) (2) 9,98 (14,35,2) (2,56,25) Premium Earned (Net) 1,3,285 5,26,172-5,26,172 3,29,69 2,16,834 5,46,443 73,15 2,73,696 7,6,687 3,55,78 16,97 33,343 15 59,61 66,18,65 72,74,522 MARINE MISCELLANEOUS ( in 's) For the Quarter Ended FIRE June 3, 218 Marine Cargo Marine Others Marine Total Motor-OD Motor-TP Motor Total Workmen's Personal Accident Health Insurance Liability Engineering Trade Credit Aviation Others Total Grand Total Compensation Premium from direct business written 28,33,789 1,22,496-1,22,496 42,12,527 36,9,321 78,21,848 1,11,544 5,24,71 19,48,663 9,46,695 3,29,547 86,141 3,37 2,23,919 1,19,96,365 1,58,52,65 Add: Premium on reinsurance accepted 2,39,881 4,668-4,668 - - - - - - 6,676 7,7 - - 72 67,755 3,48,34 Less: Premium on reinsurance ceded 24,15,55 1,39,12-1,39,12 14,97,714 1,9,16 16,87,73 5,8 1,8,144 5,42,65 5,21,654 3,21,46 18,6 3,372 1,36,218 34,16,35 59,7,192 Net Premium 6,58,615 9,24,62-9,24,62 27,14,813 34,19,35 61,34,118 1,5,744 3,44,557 14,6,598 4,85,717 15,58 68,135 (65) 87,773 86,48,85 1,2,3,762 Adjustment for change in reserve for unexpired risks(net) (4,57,972) (2,85,22) - (2,85,22) 9,27,243 (5,17,18) 4,1,225 (17,251) 7,598 (1,11,443) (74,932) (9,328) (17,914) 2 52,974 2,39,931 (5,3,261) Premium Earned (Net) 2,,643 6,38,842-6,38,842 36,42,56 29,2,287 65,44,343 88,493 3,52,155 12,95,155 4,1,785 6,18 5,221 (63) 1,4,747 88,88,16 97,27,51 MARINE MISCELLANEOUS ( in 's) For the Quarter Ended FIRE June 3, 217 Workmen's Marine Cargo Marine Others Marine Total Motor-OD Motor-TP Motor Total Personal Accident Health Insurance Liability Engineering Trade Credit Aviation Others Total Grand Total Compensation Premium from direct business written 26,61,993 9,47,45-9,47,45 36,59,51 27,51,131 64,1,641 87,124 3,83,169 1,23,836 8,83,755 3,15,6 58,691 6,945 1,38,475 93,7,696 1,29,17,94 Add: Premium on reinsurance accepted 2,53,874 54,511-54,511 - - - - - - 93,12 23,1 - - - 1,16,121 4,24,56 Less: Premium on reinsurance ceded 24,9,779 1,49,497-1,49,497 1,93,714 1,47,351 3,41,65 4,465 63,311 1,58,887 3,73,645 3,19,34 14,399 6,928 88,512 13,7,552 4,1,828 Net Premium 4,25,88 8,52,419-8,52,419 34,65,796 26,3,78 6,69,576 82,659 3,19,858 8,64,949 6,3,23 18,721 44,292 17 49,963 8,53,265 93,3,772 Adjustment for change in reserve for unexpired risks(net) (2,94,83) (3,26,247) - (3,26,247) (4,36,187) (5,86,946) (1,23,133) (9,644) (46,162) (1,4,262) (2,47,522) (2,624) (1,949) (2) 9,98 (14,35,2) (2,56,25) Premium Earned (Net) 1,3,285 5,26,172-5,26,172 3,29,69 2,16,834 5,46,443 73,15 2,73,696 7,6,687 3,55,78 16,97 33,343 15 59,61 66,18,65 72,74,522
FORM NL-5 - CLAIMS SCHEDULE IRDAI Registration No. 18, dated January 22, 21 CLAIMS INCURRED [NET] ( in 's) MARINE MISCELLANEOUS For the Period Ended FIRE June 3, 218 Workmen's Marine Cargo Marine Others Marine Total Motor-OD Motor-TP Motor Total Personal Accident Health Insurance Liability Engineering Trade Credit Aviation Others Total Grand Total Compensation Claims paid - Direct 2,17,825 3,42,45-3,42,45 21,25,644 4,48,765 25,74,49 19,99 2,1,23 5,31,672 1,86,695 1,21,312 15,597-8,79,218 45,38,25 5,98,3 Add: Claims Outstanding at the end of the period 4,48,632 14,49,57-14,49,57 22,29,617 2,7,99,733 2,3,29,35 1,37,846 4,76,278 8,69,879 17,3,781 1,1,291 2,4,799 1,794 13,15,685 2,78,67,73 2,97,65,95 Less: Claims Outstanding at the beginning of the period 3,54,315 13,67,949-13,67,949 17,77,369 1,86,7,1 2,4,47,37 96,658 4,32,495 5,78,796 16,26,74 1,1,527 2,8,319 3,388 13,55,613 2,48,5,24 2,65,72,54 Gross Incurred Claims 3,12,142 4,24,71-4,24,71 25,77,892 25,78,497 51,56,389 6,287 2,53,86 8,22,755 2,91,42 1,21,76 12,77 (1,594) 8,39,29 75,55,488 82,91,71 Add :Re-insurance accepted to direct claims 48,762 1,865-1,865 - - - - - - 1,252 1,43 - - - 2,295 52,922 Less :Re-insurance Ceded to claims paid 2,24,538 37,96-37,96 1,42,322 39,519 1,81,841 955 19,378 34,139 89,9 1,1,371 826-7,16,684 11,54,94 14,15,728 Net Claims Incurred 1,36,366 3,88,84-3,88,84 24,35,57 25,38,978 49,74,548 59,332 2,34,428 7,88,616 2,2,754 11,748 11,251 (1,594) 1,22,66 64,3,689 69,28,895 MARINE MISCELLANEOUS ( in 's) For the Period Ended FIRE June 3, 217 Workmen's Marine Cargo Marine Others Marine Total Motor-OD Motor-TP Motor Total Personal Accident Health Insurance Liability Engineering Trade Credit Aviation Others Total Grand Total Compensation Claims paid - Direct 5,49,231 3,57,51-3,57,51 19,68,61 4,8,837 23,77,438 13,58 1,37,9 4,6,855 63,368 1,37,24 99,774-14,71,455 47,6,692 56,13,433 Add: Claims Outstanding at the end of the period 3,71,814 12,11,998-12,11,998 17,39,838 1,41,73,598 1,59,13,436 1,,216 4,25,242 7,47,959 1,46,142 1,2,94 53,927 23 2,83,52 1,86,73,45 2,2,57,217 Less: Claims Outstanding at the beginning of the period 3,86,725 11,57,948-11,57,948 14,29,779 1,27,34,19 1,41,63,969 86,432 4,5,629 6,36,746 9,66,585 95,4 69,882 21 4,82,628 1,69,6,896 1,84,51,569 Gross Incurred Claims 5,34,32 4,11,56-4,11,56 22,78,66 18,48,245 41,26,95 27,292 1,56,73 5,18,68 1,42,925 1,45,14 83,819 2 12,72,347 64,73,21 74,19,81 Add :Re-insurance accepted to direct claims 22,234 - - - - - - - - - 3,321 5,432 - - - 8,753 3,987 Less :Re-insurance Ceded to claims paid 5,12,255 47,243-47,243 96,43 57,575 1,54,5 68 8,188 19,136 6,167 1,3,754 67,462-12,3,128 16,16,52 21,76,18 Net Claims Incurred 44,299 3,64,317-3,64,317 21,82,23 17,9,67 39,72,9 26,612 1,48,515 4,98,932 1,4,79 19,818 16,357 2 42,219 48,65,434 52,74,5 ( in 's) For the Quarter Ended MARINE MISCELLANEOUS June 3, 218 FIRE Marine Cargo Marine Others Marine Total Motor-OD Motor-TP Motor Total Workmen's Compensation Personal Accident Health Insurance Liability Engineering Trade Credit Aviation Others Total Grand Total Claims paid - Direct 2,17,825 3,42,45-3,42,45 21,25,644 4,48,765 25,74,49 19,99 2,1,23 5,31,672 1,86,695 1,21,312 15,597-8,79,218 45,38,25 5,98,3 Add: Claims Outstanding at the end of the quarter 4,48,632 14,49,57-14,49,57 22,29,617 2,7,99,733 2,3,29,35 1,37,846 4,76,278 8,69,879 17,3,781 1,1,291 2,4,799 1,794 13,15,685 2,78,67,73 2,97,65,95 Less: Claims Outstanding at the beginning of the quarter 3,54,315 13,67,949-13,67,949 17,77,369 1,86,7,1 2,4,47,37 96,658 4,32,495 5,78,796 16,26,74 1,1,527 2,8,319 3,388 13,55,613 2,48,5,24 2,65,72,54 Gross Incurred Claims 3,12,142 4,24,71-4,24,71 25,77,892 25,78,497 51,56,389 6,287 2,53,86 8,22,755 2,91,42 1,21,76 12,77 (1,594) 8,39,29 75,55,488 82,91,71 Add :Re-insurance accepted to direct claims 48,762 1,865-1,865 - - - - - - 1,252 1,43 - - - 2,295 52,922 Less :Re-insurance Ceded to claims paid 2,24,538 37,96-37,96 1,42,322 39,519 1,81,841 955 19,378 34,139 89,9 1,1,371 826-7,16,684 11,54,94 14,15,728 Net Claims Incurred 1,36,366 3,88,84-3,88,84 24,35,57 25,38,978 49,74,548 59,332 2,34,428 7,88,616 2,2,754 11,748 11,251 (1,594) 1,22,66 64,3,689 69,28,895 MARINE MISCELLANEOUS ( in 's) For the Quarter Ended FIRE June 3, 217 Workmen's Marine Cargo Marine Others Marine Total Motor-OD Motor-TP Motor Total Personal Accident Health Insurance Liability Engineering Trade Credit Aviation Others Total Grand Total Compensation Claims paid - Direct 5,49,231 3,57,51-3,57,51 19,68,61 4,8,837 23,77,438 13,58 1,37,9 4,6,855 63,368 1,37,24 99,774-14,71,455 47,6,692 56,13,433 Add: Claims Outstanding at the end of the quarter 3,71,814 12,11,998-12,11,998 17,39,838 1,41,73,598 1,59,13,436 1,,216 4,25,242 7,47,959 1,46,142 1,2,94 53,927 23 2,83,52 1,86,73,45 2,2,57,217 Less: Claims Outstanding at the beginning of the quarter 3,86,725 11,57,948-11,57,948 14,29,779 1,27,34,19 1,41,63,969 86,432 4,5,629 6,36,746 9,66,585 95,4 69,882 21 4,82,628 1,69,6,896 1,84,51,569 Gross Incurred Claims 5,34,32 4,11,56-4,11,56 22,78,66 18,48,245 41,26,95 27,292 1,56,73 5,18,68 1,42,925 1,45,14 83,819 2 12,72,347 64,73,21 74,19,81 Add :Re-insurance accepted to direct claims 22,234 - - - - - - - - - 3,321 5,432 - - - 8,753 3,987 Less :Re-insurance Ceded to claims paid 5,12,255 47,243-47,243 96,43 57,575 1,54,5 68 8,188 19,136 6,167 1,3,754 67,462-12,3,128 16,16,52 21,76,18 Net Claims Incurred 44,299 3,64,317-3,64,317 21,82,23 17,9,67 39,72,9 26,612 1,48,515 4,98,932 1,4,79 19,818 16,357 2 42,219 48,65,434 52,74,5
FORM NL-6-COMMISSION SCHEDULE IRDAI Registration No. 18, dated January 22, 21 Commission Schedule FIRE ( in 's) MARINE MISCELLANEOUS For the Period Ended June 3, 218 Workmen's Personal Marine Cargo Marine Others Marine Total Motor-OD Motor-TP Motor Total Health Insurance Liability Engineering Trade Credit Aviation Others Total Grand Total Compensation Accident Commission Paid - Direct 1,87,523 1,59,28-1,59,28 7,93,473 27,221 8,2,694 11,449 6,113 1,64,359 1,26,157 27,811 13,678 1,22 27,239 12,52,72 15,99,253 Add: Reinsurance accepted 11,129 2,436-2,436 - - - - - - 14,54 688 - - 4 14,746 28,311 Less : Reinsurance ceded 3,9,32 13,11-13,11 3,77,87 9,432 3,86,519 783 1,25,16 3,95,565 78,134 5,5 646 194 2,23 1,57,254 13,79,387 Net Commission (1,1,38) 1,48,363-1,48,363 4,16,386 17,789 4,34,175 1,666 (65,47) (2,31,26) 62,77 (21,551) 13,32 1,8 7,4 2,1,194 2,48,177 Break up of Gross Commission Agents 22,648 38,396-38,396 2,87,472 15,685 3,3,157 5,874 1,615 34,396 6,7 7,655 1,6-9,738 3,78,449 4,39,492 Brokers 91,425 1,19,126-1,19,126 3,23,711 6,974 3,3,685 5,11 28,232 49,19 1,2,48 19,134 12,672 169 12,315 5,77,284 7,87,834 Corporate Agents 73,417 1,485-1,485 1,3,862 2,976 1,33,838 564 21,158 78,246 66 1,22-1,33 5,158 2,41,86 3,15,988 Others: Web Aggregators, IMF, MISP etc 33 21-21 51,428 1,586 53,14-18 2,698 36 - - 28 55,885 55,939 Total 1,87,523 1,59,28-1,59,28 7,93,473 27,221 8,2,694 11,449 6,113 1,64,359 1,26,157 27,811 13,678 1,22 27,239 12,52,74 15,99,253 FIRE ( in 's) MARINE MISCELLANEOUS For the Period Ended June 3, 217 Workmen's Personal Marine Cargo Marine Others Marine Total Motor-OD Motor-TP Motor Total Health Insurance Liability Engineering Trade Credit Aviation Others Total Grand Total Compensation Accident Commission Paid - Direct 1,27,928 1,28,182-1,28,182 5,5,455 1,875 5,7,33 8,889 23,485 79,667 88,54 15,91 7,168 222 14,465 7,45,676 1,1,786 Add: Reinsurance accepted 29,83 2,773-2,773 - - - - - - 18,71 2,9 - - - 2,971 52,827 Less : Reinsurance ceded 4,33,67 18,195-18,195 27,929 7,58 34,987 62 47,25 1,35,669 14,454 55,451 44 221 18,24 3,7,251 7,59,116 Net Commission (2,76,659) 1,12,76-1,12,76 4,77,526 (5,183) 4,72,343 8,269 (23,72) (56,2) 92,157 (36,641) 6,728 1 (3,739) 4,59,396 2,95,497 Break up of Gross Commission Agents 9,769 26,45-26,45 2,92,17 527 2,92,634 4,559 6,215 27,58 3,267 2,496 1,681-4,289 3,42,648 3,78,866 Brokers 76,174 1,1,69-1,1,69 1,69,494 859 1,7,353 3,785 7,718 11,686 85,118 12,97 5,487 222 8,848 3,6,123 4,83,366 Corporate Agents 41,985 664-664 43,854 489 44,343 545 9,552 4,473 155 57 - - 1,329 96,95 1,39,554 Others: Web Aggregators, IMF, MISP etc - - - - - - - - - - - - - - - - - Total 1,27,928 1,28,182-1,28,182 5,5,455 1,875 5,7,33 8,889 23,485 79,667 88,54 15,91 7,168 222 14,465 7,45,676 1,1,786 ( in 's) For the Quarter Ended MARINE MISCELLANEOUS FIRE June 3, 218 Marine Cargo Marine Others Marine Total Motor-OD Motor-TP Motor Workmen's Personal Compensation Accident Health Insurance Liability Engineering Trade Credit Aviation Others Total Grand Total Commission Paid - Direct 1,87,523 1,59,28-1,59,28 7,93,473 27,221 8,2,694 11,449 6,113 1,64,359 1,26,157 27,811 13,678 1,22 27,239 12,52,72 15,99,253 Add: Reinsurance accepted 11,129 2,436-2,436 - - - - - - 14,54 688 - - 4 14,746 28,311 Less : Reinsurance ceded 3,9,32 13,11-13,11 3,77,87 9,432 3,86,519 783 1,25,16 3,95,565 78,134 5,5 646 194 2,23 1,57,254 13,79,387 Net Commission (1,1,38) 1,48,363-1,48,363 4,16,386 17,789 4,34,175 1,666 (65,47) (2,31,26) 62,77 (21,551) 13,32 1,8 7,4 2,1,194 2,48,177 Break up of Gross Commission Agents 22,648 38,396-38,396 2,87,472 15,685 3,3,157 5,874 1,615 34,396 6,7 7,655 1,6-9,738 3,78,449 4,39,492 Brokers 91,425 1,19,126-1,19,126 3,23,711 6,974 3,3,685 5,11 28,232 49,19 1,2,48 19,134 12,672 169 12,315 5,77,284 7,87,836 Corporate Agents 73,417 1,485-1,485 1,3,862 2,976 1,33,838 564 21,158 78,246 66 1,22-1,33 5,158 2,41,86 3,15,988 Others: Web Aggregators, IMF, MISP etc 33 21-21 51,428 1,586 53,14-18 2,698 36 - - 28 55,885 55,939 Total 1,87,522 1,59,28-1,59,27 7,93,472 27,222 8,2,695 11,449 6,113 1,64,36 1,26,158 27,81 13,678 1,22 27,239 12,52,74 15,99,254 For the Quarter Ended MARINE MISCELLANEOUS FIRE June 3, 217 Marine Cargo Marine Others Marine Total Motor-OD Motor-TP Motor Workmen's Personal Compensation Accident Health Insurance Liability Engineering Trade Credit Aviation Others Total Grand Total Commission Paid - Direct 1,27,928 1,28,182-1,28,182 5,5,455 1,875 5,7,33 8,889 23,485 79,667 88,54 15,91 7,168 222 14,465 7,45,676 1,1,786 Add: Reinsurance accepted 29,83 2,773-2,773 - - - - - - 18,71 2,9 - - - 2,971 52,827 Less : Reinsurance ceded 4,33,67 18,195-18,195 27,929 7,58 34,987 62 47,25 1,35,669 14,454 55,451 44 221 18,24 3,7,251 7,59,116 Net Commission (2,76,659) 1,12,76-1,12,76 4,77,526 (5,183) 4,72,343 8,269 (23,72) (56,2) 92,157 (36,641) 6,728 1 (3,739) 4,59,396 2,95,497 Break up of Gross Commission Agents 9,769 26,45-26,45 2,92,17 527 2,92,634 4,559 6,215 27,58 3,267 2,496 1,681-4,289 3,42,648 3,78,866 Brokers 76,174 1,1,69-1,1,69 1,69,494 859 1,7,353 3,785 7,718 11,686 85,118 12,97 5,487 222 8,848 3,6,123 4,83,366 Corporate Agents 41,985 664-664 43,854 489 44,343 545 9,552 4,473 155 57 - - 1,329 96,95 1,39,554 Others: Web Aggregators, IMF, MISP etc - - - - - - - - - - - - - - - - - Total 1,27,928 1,28,182-1,28,182 5,5,455 1,875 5,7,33 8,889 23,485 79,667 88,54 15,91 7,168 222 14,465 7,45,676 1,1,786 ( in 's)
OPERATING EXPENSES RELATED TO INSURANCE BUSINESS FIRE Marine Cargo MARINE Marine Others Marine Total Motor-OD Motor-TP Motor Total PERIODIC DISCLOSURES FORM NL-7-OPERATING EXPENSES SCHEDULE IRDAI Registration No. 18, dated January 22, 21 Workmen's Compensation Personal Accident MISCELLANEOUS ( in 's) For the Period Ended June 3, 218 Health Insurance Liability Engineering Trade Credit Aviation Others Total Grand Total Employees remuneration and welfare benefits 1,58,76 25,152-25,152 2,3,447 2,56,241 4,59,688 12,417 34,55 2,,672 12,949 1,355 7,327 1,996 24,61 7,64,69 9,47,981 Travel, conveyance and vehicle running expenses 11,16 1,793-1,793 12,41 15,165 27,26 693 2,543 16,193 827 562 41 119 1,451 49,995 62,84 Training expenses 5,422 723-723 8,976 11,35 2,281 524 1,11 7,35 56 436 185 26 73 3,797 36,942 Rents, rates and taxes 39,138 4,52-4,52 78,972 99,465 1,78,437 4,668 7,194 45,284 4,117 3,917 1,365 67 5,24 2,5,253 2,93,911 Repairs 2,992 417-417 4,793 6,36 1,829 286 64 3,684 275 239 121 22 429 16,489 19,898 Printing and Stationery 3,853 789-789 3,23 4,34 7,237 26 81 3,57 264 23 351 126 984 13,31 17,952 Communication 14,553 2,777-2,777 15,9 18,93 33,912 1,122 2,944 11,986 1,89 981 1,22 412 3,49 57,156 74,486 Legal and Professional charges 78,945 11,761-11,761 1,16,13 1,46,265 2,62,395 7,11 16,148 94,22 6,928 5,958 3,656 858 12,343 4,9,589 5,,295 Auditors' fees, expenses etc. - a) as auditors 29 34-34 586 738 1,324 35 53 336 31 29 1-39 1,857 2,181 b) as advisor or in any other capacity, in respect of : - (i) Taxation matters - - - - - - - - - - - - - - - - - (ii) Insurance matters - - - - - - - - - - - - - - - - - (iii) Management services - - - - - - - - - - - - - - - - - c) in any other capacity and - - - - - - - - - - - - - - - - - d) out of pocket expenses - - - - - - - - - - - - - - - - - Advertisement and publicity 78,584 8,945-8,945 1,59,479 2,,864 3,6,343 9,369 14,54 92,83 8,29 7,847 2,582 69 1,91 5,5,925 5,93,454 Interest and Bank Charges 2,847 312-312 5,956 7,52 13,458 348 52 3,388 36 291 87 (1) 352 18,749 21,98 Others: - Information Technology Expenses 9,348 1,8-1,8 18,863 23,758 42,621 1,115 1,718 1,816 983 935 326 16 1,243 59,773 7,21 Miscellaneous Expenses 32,468 3,576-3,576 66,91 83,241 1,49,332 3,84 6,122 41,229 3,424 3,166 858 (48) 3,692 2,11,579 2,47,623 Co-insurance Administration Fees 3,713 32-32 - - - - 4-67 319 - - 3 42 4,435 Co-insurance Administration Income (9,386) (46) - (46) - - - - (9) (16) (2,9) (3,899) - (25) (13) (6,61) (15,493) Depreciation/ Amortisation 8,695 1,4-1,4 17,545 22,97 39,642 1,37 1,598 1,6 915 87 33 15 1,156 55,596 65,295 Goods and Service Tax/Service Tax Account 3,374 28-28 8,156 1,273 18,429 455 63 4,537 396 377 38 (35) 274 25,74 28,728 Total 4,44,612 63,419-63,419 7,19,247 9,5,887 16,25,134 43,234 9,53 5,45,293 39,358 32,613 18,83 3,617 65,988 24,64,57 29,72,61 FIRE Marine Cargo MARINE Marine Others Marine Total Motor-OD Motor-TP Motor Workmen's Compensation Personal Accident MISCELLANEOUS ( in 's) For the Quarter Ended June 3, 218 Health Insurance Liability Engineering Trade Credit Aviation Others Total Grand Total Employees remuneration and welfare benefits 1,58,76 25,152-25,152 2,3,447 2,56,241 4,59,688 12,417 34,55 2,,672 12,949 1,355 7,327 1,996 24,61 7,64,69 9,47,981 Travel, conveyance and vehicle running expenses 11,16 1,793-1,793 12,41 15,165 27,26 693 2,543 16,193 827 562 41 119 1,451 49,995 62,84 Training expenses 5,422 723-723 8,976 11,35 2,281 524 1,11 7,35 56 436 185 26 73 3,797 36,942 Rents, rates and taxes 39,138 4,52-4,52 78,972 99,465 1,78,437 4,668 7,194 45,284 4,117 3,917 1,365 67 5,24 2,5,253 2,93,911 Repairs 2,992 417-417 4,793 6,36 1,829 286 64 3,684 275 239 121 22 429 16,489 19,898 Printing and Stationery 3,853 789-789 3,23 4,34 7,237 26 81 3,57 264 23 351 126 984 13,31 17,952 Communication 14,553 2,777-2,777 15,9 18,93 33,912 1,122 2,944 11,986 1,89 981 1,22 412 3,49 57,156 74,486 Legal and Professional charges 78,945 11,761-11,761 1,16,13 1,46,265 2,62,395 7,11 16,148 94,22 6,928 5,958 3,656 858 12,343 4,9,589 5,,295 Auditors' fees, expenses etc. a) as auditors 29 34-34 586 738 1,324 35 53 336 31 29 1-39 1,857 2,181 b) as advisor or in any other capacity, in respect of : - - - - - - - - - - - - - - - - - (i) Taxation matters - - - - - - - - - - - - - - - - - (ii) Insurance matters - - - - - - - - - - - - - - - - - (iii) Management services - - - - - - - - - - - - - - - - - c) in any other capacity and - - - - - - - - - - - - - - - - - d) out of pocket expenses - - - - - - - - - - - - - - - - - Advertisement and publicity 78,584 8,945-8,945 1,59,479 2,,864 3,6,343 9,369 14,54 92,83 8,29 7,847 2,582 69 1,91 5,5,925 5,93,454 Interest and Bank Charges 2,847 312-312 5,956 7,52 13,458 348 52 3,388 36 291 87 (1) 352 18,749 21,98 Others: Information Technology Expenses 9,348 1,8-1,8 18,863 23,758 42,621 1,115 1,718 1,816 983 935 326 16 1,243 59,773 7,21 Miscellaneous Expenses 32,468 3,576-3,576 66,91 83,241 1,49,332 3,84 6,122 41,229 3,424 3,166 858 (48) 3,692 2,11,579 2,47,623 Co-insurance Administration Fees 3,713 32-32 - - - - 4-67 319 - - 3 42 4,435 Co-insurance Administration Income (9,386) (46) - (46) - - - - (9) (16) (2,9) (3,899) - (25) (13) (6,61) (15,493) Depreciation/ Amortisation 8,695 1,4-1,4 17,545 22,97 39,642 1,37 1,598 1,6 915 87 33 15 1,156 55,596 65,295 Goods and Service Tax/Service Tax Account 3,374 28-28 8,156 1,273 18,429 455 63 4,537 396 377 38 (35) 274 25,74 28,728 Total 4,44,612 63,419-63,419 7,19,247 9,5,887 16,25,134 43,234 9,53 5,45,293 39,358 32,613 18,83 3,617 65,988 24,64,57 29,72,61
OPERATING EXPENSES RELATED TO INSURANCE BUSINESS FIRE Marine Cargo MARINE Marine Others Marine Total Motor-OD Motor-TP Motor Total PERIODIC DISCLOSURES FORM NL-7-OPERATING EXPENSES SCHEDULE IRDAI Registration No. 18, dated January 22, 21 Workmen's Compensation Personal Accident MISCELLANEOUS Health Insurance ( in 's) For the Period Ended June 3, 217 Liability Engineering Trade Credit Aviation Others Total Grand Total Employees remuneration and welfare benefits 83,219 18,986-18,986 2,4,936 1,31,944 3,36,88 5,178 16,88 82,31 21,93 9,144 2,744 129 15,793 4,89,8 5,92,5 Travel, conveyance and vehicle running expenses 6,155 1,287-1,287 13,847 8,923 22,77 311 986 7,15 1,448 554 162 5 1,72 34,413 41,855 Training expenses 1,4 363-363 4,14 2,583 6,597 11 331 1,318 312 161 45 3 219 9,87 1,85 Rents, rates and taxes 56,114 16,345-16,345 1,82,576 1,17,41 2,99,986 4,855 16,254 43,549 12,48 7,525 2,65 191 8,537 3,95,442 4,67,91 Repairs 1,434 48-48 4,565 2,936 7,51 118 392 1,212 36 181 49 4 26 9,969 11,811 Printing and Stationery 3,63 528-528 4,988 3,29 8,197 198 639 1,814 1,321 483 182 3 1,132 13,969 17,56 Communication 6,825 1,885-1,885 21,25 13,526 34,551 531 1,765 6,112 1,446 819 221 19 98 46,444 55,154 Legal and Professional charges 91,878 25,5-25,5 2,82,488 1,81,685 4,64,173 7,573 25,246 72,835 21,748 12,154 3,441 28 15,47 6,22,857 7,4,235 Auditors' fees, expenses etc. a) as auditors 216 64-64 712 458 1,17 19 65 157 49 3 8 1 34 1,533 1,813 b) as advisor or in any other capacity, in respect of : - - (i) Taxation matters - - - - - - - - - - - - - - - - - (ii) Insurance matters - - - - - - - - - - - - - - - - - (iii) Management services - - - - - - - - - - - - - - - - - c) in any other capacity and - - - - - - - - - - - - - - - - - d) out of pocket expenses - - - - - - - - - - - - - - - - - Advertisement and publicity 43,963 12,997-12,997 1,45,117 93,294 2,38,411 3,931 13,19 32,172 1,26 6,125 1,697 157 6,99 3,12,618 3,69,578 Interest and Bank Charges 1,542 456-456 5,92 3,274 8,366 138 463 1,125 352 215 6 6 243 1,968 12,966 Others: Information Technology Expenses 7,194 2,118-2,118 23,649 15,27 38,856 637 2,137 5,357 1,628 991 274 25 1,12 51,25 6,337 Miscellaneous Expenses 11,32 1,769-1,769 23,532 15,43 38,575 633 2,65 7,755 779 (2,25) 327 (2) 1,86 49,715 62,516 Depreciation/ Amortisation 5,898 1,656-1,656 18,522 11,915 3,437 468 1,557 5,232 1,225 713 19 17 82 4,659 48,213 Service Tax Account 6,469 916-916 7,56 4,861 12,421 423 1,358 2,53 3,42 1,177 473 3 3,11 24,798 32,183 Total 3,26,42 85,278-85,278 9,42,623 6,6,268 15,48,891 25,114 83,256 2,7,34 77,615 38,67 11,938 823 57,289 21,13,297 25,24,977 FIRE Marine Cargo MARINE Marine Others Marine Total Motor-OD Motor-TP Motor Workmen's Compensation Personal Accident MISCELLANEOUS Health Insurance ( in 's) For the Quarter Ended June 3, 217 Liability Engineering Trade Credit Aviation Others Total Grand Total Employees remuneration and welfare benefits 83,219 18,986-18,986 2,4,936 1,31,944 3,36,88 5,178 16,88 82,31 21,93 9,144 2,744 129 15,793 4,89,8 5,92,5 Travel, conveyance and vehicle running expenses 6,155 1,287-1,287 13,847 8,923 22,77 311 986 7,15 1,448 554 162 5 1,72 34,413 41,855 Training expenses 1,4 363-363 4,14 2,583 6,597 11 331 1,318 312 161 45 3 219 9,87 1,85 Rents, rates and taxes 56,114 16,345-16,345 1,82,576 1,17,41 2,99,986 4,855 16,254 43,549 12,48 7,525 2,65 191 8,537 3,95,442 4,67,91 Repairs 1,434 48-48 4,565 2,936 7,51 118 392 1,212 36 181 49 4 26 9,969 11,811 Printing and Stationery 3,63 528-528 4,988 3,29 8,197 198 639 1,814 1,321 483 182 3 1,132 13,969 17,56 Communication 6,825 1,885-1,885 21,25 13,526 34,551 531 1,765 6,112 1,446 819 221 19 98 46,444 55,154 Legal and Professional charges 91,878 25,5-25,5 2,82,488 1,81,685 4,64,173 7,573 25,246 72,835 21,748 12,154 3,441 28 15,47 6,22,857 7,4,235 Auditors' fees, expenses etc. - - a) as auditors 216 64-64 712 458 1,17 19 65 157 49 3 8 1 34 1,533 1,813 b) as advisor or in any other capacity, in respect of : - - - (i) Taxation matters - - - - - - - - - - - - - - - - - (ii) Insurance matters - - - - - - - - - - - - - - - - - (iii) Management services - - - - - - - - - - - - - - - - - c) in any other capacity and - - - - - - - - - - - - - - - - - d) out of pocket expenses - - - - - - - - - - - - - - - - - Advertisement and publicity 43,963 12,997-12,997 1,45,117 93,294 2,38,411 3,931 13,19 32,172 1,26 6,125 1,697 157 6,99 3,12,618 3,69,578 Interest and Bank Charges 1,542 456-456 5,92 3,274 8,366 138 463 1,125 352 215 6 6 243 1,968 12,966 Others: - Information Technology Expenses 7,194 2,118-2,118 23,649 15,27 38,856 637 2,137 5,357 1,628 991 274 25 1,12 51,25 6,337 Miscellaneous Expenses 11,32 1,769-1,769 23,532 15,43 38,575 633 2,65 7,755 779 (2,25) 327 (2) 1,86 49,715 62,516 Depreciation/ Amortisation 5,898 1,656-1,656 18,522 11,915 3,437 468 1,557 5,232 1,225 713 19 17 82 4,659 48,213 Service Tax Account 6,469 916-916 7,56 4,861 12,421 423 1,358 2,53 3,42 1,177 473 3 3,11 24,798 32,183 Total 3,26,42 85,278-85,278 9,42,623 6,6,268 15,48,891 25,114 83,256 2,7,34 77,615 38,67 11,938 823 57,289 21,13,297 25,24,977
FORM NL-8-SHARE CAPITAL SCHEDULE IRDAI Registration No. 18, dated January 22, 21 SHARE CAPITAL Sl No. June 3, 218 June 3, 217 ( in 's) ( in 's) 1 Authorised Capital 15,, (Previous Year : 75,,) 1,5,, 75,, Equity Shares of Rs.1 each 2 Issued Capital 87,5, (Previous Year : 632,5,) Equity 8,75, 63,25, Shares of Rs.1 each 3 Subscribed Capital 87,5, (Previous Year : 632,5,) Equity 8,75, 63,25, Shares of Rs.1 each 4 Called-up Capital 87,5, (Previous Year : 632,5,) Equity 8,75, 63,25, Shares of Rs.1 each Less : Calls unpaid - - Add : Equity Shares forfeited (Amount originally - - paid up) Less : Par Value of Equity Shares bought back - - Less : Preliminary Expenses - - TOTAL 8,75, 63,25,
PATTERN OF SHAREHOLDING [As certified by the Management] Shareholder PERIODIC DISCLOSURES FORM NL-9-PATTERN OF SHAREHOLDING SCHEDULE IRDAI Registration No. 18, dated January 22, 21 Number of Shares June 3, 218 % of Holding Number of Shares June 3, 217 % of Holding Promoters Indian - Tata Sons Limited 59,75,5, 74% 46,8,5, 74% Foreign - AIG MEA Investments and Services LLC. (Formerly AIG MEA 2,99,5, 26% 16,44,5, 26% Investments and Services INC.) Others - - - - TOTAL 8,75,, 1% 63,25,, 1%
RESERVES AND SURPLUS Sl No. ( in 's) ( in 's) 1 Capital Reserve - - 2 Capital Redemption Reserve - - 3 Securities Premium Opening Balance 18,25, 8,25, 4 PERIODIC DISCLOSURES FORM NL-1-RESERVE AND SURPLUS SCHEDULE IRDAI Registration No. 18, dated January 22, 21 June 3, 218 June 3, 217 Add: Issue of shares during the year 7,5, 25,75, - 8,25, General Reserves 1,51,237 1,51,237 Less: Debit balance in Profit and Loss Account - - Less: Amount utilized for Buy-back - - 5 Catastrophe Reserve - - 6 Other Reserves (to be specified) Debenture Redemption Reserve 4,45, 4,45, 7 Balance of Profit in Profit & Loss Account Opening Balance 56,52,833 4,85,754 Add: Profit for the Year 8,33,151 3,85,146 Less: Transfer to Debenture Redemption Reserve - 64,85,984-44,7,899 TOTAL 96,57,221 58,92,136
FORM NL-11-BORROWINGS SCHEDULE IRDAI Registration No. 18, dated January 22, 21 BORROWINGS June 3, 218 June 3, 217 ( in 's) ( in 's) 1 Debentures/ Bonds 17,8, 17,8, 2 Banks - - 3 Financial Institutions - - 4 Others (to be specified) - - TOTAL 17,8, 17,8,
Investments- Shareholders LONG TERM INVESTMENTS 1 Government securities and Government guaranteed bonds including Treasury Bills PERIODIC DISCLOSURES FORM NL-12A-INVESTMENT SCHEDULE-SHAREHOLDERS IRDAI Registration No. 18, dated January 22, 21 June 3, 218 June 3, 217 ( in 's) ( in 's) 6,72,956 37,7,84 2 Other Approved Securities - - 3 Other Investments (a) Shares (aa) Equity 13,25,983 1,6,142 (bb) Preference - - (b) Mutual Funds - - (c) Debentures/ Bonds 38,83,649 21,37,93 (d) Investment Properties - Real Estate - - (e) Other Securities - 1,22,628 4 Investments in Infrastructure and Housing 36,42,312 39,32,31 5 Other than Approved Investments (a) Shares : Equity 1,13,838 3,514 (b) Debentures / Bonds 7,29,494 - SHORT TERM INVESTMENTS 1 Government securities and Government - 4,88,562 guaranteed bonds including Treasury Bills 2 Other Approved Securities - - 3 Other Investments (a) Shares (i) Equity - - (ii) Preference - - (b) Mutual Funds 7,16,122 4,35,596 (c) Derivative Instruments - - (d) Debentures/ Bonds 2,6,14 2,36,189 (e) Other Securities (Reverse Repo & FD's) 2,53,75 21,24 (f) Subsidiaries - - (g) Investment Properties-Real Estate - - 4 Investments in Infrastructure and Housing 1,58,99 1,29,873 5 Other than Approved Investments - TOTAL 1,71,55,542 1,23,64,843
Investments- Policyholders LONG TERM INVESTMENTS 1 Government securities and Government guaranteed bonds including Treasury Bills June 3, 218 June 3, 217 ( in 's) ( in 's) 2,8,16,18 1,22,7,635 2 Other Approved Securities - - 3 Other Investments (a) Shares (aa) Equity 45,45,38 34,32,768 (bb) Preference - - (b) Mutual Funds - - (c) Debentures/ Bonds 1,33,11,881 69,22,677 (d) Investment Properties - Real Estate - - (e) Other Securities - 3,97,72 4 Investments in Infrastructure and Housing 1,24,84,656 1,27,32,9 5 Other than Approved Investments (a) Shares : Equity 3,9,2 98,86 (b) Debentures / Bonds 25,,466 - SHORT TERM INVESTMENTS 1 Government securities and Government guaranteed bonds including Treasury Bills PERIODIC DISCLOSURES FORM NL-12B- INVESTMENT SCHEDULE POLICYHOLDERS IRDAI Registration No. 18, dated January 22, 21-15,81,976 2 Other Approved Securities - - 3 Other Investments (a) Shares (i) Equity - - (ii) Preference - - (b) Mutual Funds 24,54,634 14,1,473 (c) Derivative Instruments - - (d) Debentures/ Bonds 8,91,241 7,64,787 (e) Other Securities (Reverse Repo & FD's) 8,67,459 3,37,576 (f) Subsidiaries - - (g) Investment Properties-Real Estate - - 4 Investments in Infrastructure and Housing 5,41,913 4,2,532 5 Other than Approved Investments - - TOTAL 5,88,3,596 4,3,7,22
LOANS 1 SECURITY-WISE CLASSIFICATION Secured (a) June 3, 218 June 3, 217 ( in 's) ( in 's) On mortgage of property (aa) In India - - (bb) Outside India - - (b) On Shares, Bonds, Govt. Securities - - (c) Others - - Unsecured - - TOTAL - - 2 BORROWER-WISE CLASSIFICATION (a) Central and State Governments - - (b) Banks and Financial Institutions - - (c) Subsidiaries - - (d) Industrial Undertakings - - (e) Employee - - TOTAL - - 3 PERFORMANCE-WISE CLASSIFICATION (a) Loans classified as standard (aa) In India - - (bb) Outside India - - (b) PERIODIC DISCLOSURES FORM NL-13-LOANS SCHEDULE IRDAI Registration No. 18, dated January 22, 21 Non-performing loans less provisions (aa) In India - - (bb) Outside India - - TOTAL - - 4 MATURITY-WISE CLASSIFICATION (a) Short Term - - (b) Long Term - - TOTAL - -
FORM NL-14-FIXED ASSETS SCHEDULE IRDAI Registration No. 18, dated January 22, 21 FIXED ASSETS ( in 's) Cost/ Gross Block Depreciation Net Block Opening Additions/ Adjustments Deductions/ Adjustments Closing Up to Last Year For The Period On Sales/ Adjustements To Date June 3, 218 June 3, 217 Goodwill - - - - - - - - - - Intangibles (software) 1,16,895 6,53-1,77,398 7,4,597 28,418-7,33,15 3,44,383 2,44,83 Land-Freehold - - - - - - - - - - Leasehold Improvements 2,87,863 3,231 2,539 2,88,555 2,42,12 4,819 2,512 2,44,428 44,127 51,751 Buildings 8,49,952 - - 8,49,952 48,11 3,532-51,632 7,98,32 4,9,329 Freehold Improvements 1,4,855 - - 1,4,855 33,78 2,438-36,218 68,637 29,328 Furniture & Fittings 1,4,954 1,91 813 1,6,42 89,629 2,857 812 91,674 14,368 8,333 Information Technology Equipment 6,93,898 67,588 118 7,61,368 4,66,991 18,49 32 4,85,367 2,76,1 1,65,538 Vehicles 27,178-3,56 24,122 13,544 1,381 2,558 12,367 11,755 6,65 Office Equipment 1,9,75 2,66 472 1,92,893 1,5,122 3,442 453 1,53,111 39,782 23,543 Others (Specify nature) - - - - - - - - - - TOTAL 32,76,3 1,35,883 6,998 34,5,185 17,48,884 65,296 6,367 18,7,812 15,97,373 1,2,275 Work in progress - - - - - - - - 23,661 84,44 Grand Total 32,76,3 1,35,883 6,998 34,5,185 17,48,884 65,296 6,367 18,7,812 16,21,34 11,4,679
CASH AND BANK BALANCES PERIODIC DISCLOSURES FORM NL-15-CASH AND BANK BALANCE SCHEDULE IRDAI Registration No. 18, dated January 22, 21 June 3, 218 June 3, 217 ( in 's) ( in 's) 1,3,248 1,86,113 1 Cash (including cheques, drafts and stamps on hand) 2 Bank Balances (with scheduled banks): (a) Deposit Accounts (aa) Short-term (due within 12 months) - - (bb) Others - - (b) Current Accounts 26,59,785 11,88,714 (c) Others - - 3 Money at Call and Short Notice (a) With Banks - - (b) With other Institutions - - 4 Others - - TOTAL 27,9,33 13,74,827
FORM NL-16-ADVANCES AND OTHER ASSETS SCHEDULE IRDAI Registration No. 18, dated January 22, 21 ADVANCES AND OTHER ASSETS June 3, 218 June 3, 217 ( in 's) ( in 's) ADVANCES 1 Reserve Deposits with ceding companies - - 2 Application money for investments - - 3 Prepayments 88,455 8,34 4 Advances to Directors/Officers - - 5 Advance tax paid and taxes deducted at source (Net of 5,54,534 4,76,771 provision for taxation) 6 Others (a) Advance to Employees 3,726 4,221 (b) Advance to Suppliers 3,31,337 1,83,846 (c) Advance to Corporate Agents - 1,677 (d) Advances against Capital Assets 2,931 8,377 TOTAL (A) 9,98,983 7,54,926 OTHER ASSETS 1 Investments of Unclaimed Amount of Policyholders 2,48,622-2 Income accrued on investments 21,21,593 14,87,229 3 Outstanding Premiums 2,3,561 17,1,664 Less :- Provision for Doubtful Debts (92,847) (57,37) 4 Agents Balances 2,66,458 1,45,577 5 Unsettled Investment Contracts 6,52,63-6 Due from other entities carrying on insurance business 28,24,48 27,62,381 (including reinsurers) Less :- Provision for Doubtful Debts (6,832) (22,731) 7 Due from subsidiaries/ holding - - 8 Other Receivables - 1,68,711 9 Others: (a) Deposits for Office Premises 1,39,675 9,928 (b) Deposits with Telecom Authorities and Housing 46,817 27,679 deposits for employees (c) Earnest Money Deposit 13 3,712 (d) Balance due from AIG entities & others 27,346 3,863 Less :- Provision for Doubtful Debts (6,42) (2,6) (e) Service Tax and Other Cess 27,518 - Less :- Provision for Doubtful Debts (27,518) - (f) Salvage and Subrogation 9,884 9,137 TOTAL (B) 64,61,359 63,18,513 TOTAL (A+B) 74,6,342 7,73,439
FORM NL-17-CURRENT LIABILITIES SCHEDULE IRDAI Registration No. 18, dated January 22, 21 CURRENT LIABILITIES June 3, 218 June 3, 217 ( in 's) ( in 's) 1 Agents Balances 9,52,826 2,48,13 2 Balances due to other insurance companies (including. reinsurers) 77,81,6 33,62,92 3 Premiums received in advance 5,9,44 7,39,41 4 Unallocated Premium 21,83,22 14,3,567 5 Sundry creditors 28,61,91 17,13,171 6 Claims Outstanding 2,97,65,96 2,12,94,73 7 Due to subsidiaries/ holding company - - 8 Unclaimed Amount of Policyholders 2,42,169 2,59,483 9 Due to Officers/ Directors 2,28 6, 1 Other Payable: Due to Environment Relief Fund 917 841 Due to Statutory Authorities 1,43,36 1,3,315 Goods and Service Tax Liability 4,26,435 1,23,979 Unsettled Investment Contracts - Interest Payable On Debentures 42,381 42,381 Due to Solatium Fund - 29,31 Other Payable - 7,69 TOTAL 4,49,91,941 2,93,6,532
FORM NL-18-PROVISIONS SCHEDULE IRDAI Registration No. 18, dated January 22, 21 PROVISIONS June 3, 218 June 3, 217 ( in 's) ( in 's) 1 Reserve for Unexpired Risk 2,28,9,763 1,83,2,235 2 For taxation (less advance tax paid and taxes 1,63,63 76,743 deducted at source) 3 For proposed dividends - - 4 For dividend distribution tax - - 5 Others : Gratuity 16,689 57,57 Long Term Incentive Plan 2,42,864 72,36 Accrued Leave 1,,24 64,253 TOTAL 2,33,32,97 1,85,72,774
FORM NL-19 MISC EXPENDITURE SCHEDULE IRDAI Registration No. 18, dated January 22, 21 MISCELLANEOUS EXPENDITURE (To the extent not written off or adjusted) June 3, 218 June 3, 217 ( in 's) ( in 's) 1 Discount Allowed in/on issue of shares/ - - debentures 2 Others (to be specified) - - TOTAL - -
FORM NL-21 Statement of Liabilities IRDAI Registration No. 18, dated January 22, 21 Note Statement of Liabilities ( in Lakhs) June 3, 218 June 3, 217 Sl.No. Particular Reserves for Reserve for Reserves for Reserve for Outstanding IBNR Reserves Total Reserves unexpired risks Outstanding Claims unexpired risks Claims IBNR Reserves Total Reserves 1 Fire 39,713 4,12 384 44,2 24,543 3,27 511 28,261 2 Marine 1,826 1,81 4,415 25,321 9,925 1,95 2,25 22,45 a Marine Cargo 1,826 1,81 4,415 25,321 9,925 1,95 2,25 22,45 b Marine Hull - - - - - - - - 3 Miscellaneous 1,53,764 94,918 1,7,297 4,18,98 1,32,66 84,937 1,,434 3,19,97 a Motor 1,36,714 85,654 1,44,64 3,67,7 1,15,723 76,916 92,587 2,85,226 b Engineering 532 576 437 1,545 44 632 397 1,47 c Aviation 18 18 1 d Liability 13,781 8,32 1,654 32,468 14,354 6,851 4,613 25,817 e Others 2,737 62 2,334 5,673 2,88 52 941 5,463 f Weather/Crop 55 12,214 12,269 36 1,895 1,931 4 Health Insurance 23,795 5,95 7,557 37,256 15,948 4,744 6,988 27,68 5 Total Liabilities 2,28,98 1,15,6 1,82,653 5,25,756 1,83,22 1,2,982 1,9,958 3,97,894 Figures including Motor Pool & Declined Pool Health Insurance includes Personal Accident.
FORM NL-22 Geographical Distribution of Business IRDAI Registration No. 18, dated January 22, 21 GROSS DIRECT PREMIUM UNDERWRITTEN FOR THE YEAR ENDED JUNE 3, 218 ( in Lakhs) STATES Fire Marine (Cargo) Marine (Hull) Engineering Aviation Motor Own Damage Motor Third Party Liability insurance Personal Accident Medical Insurance Overseas medical Insurance Crop Insurance All Other Miscellaneous Grand Total For the Upto the For the Upto the For the Upto the For the Upto the For the Upto the For the Upto the For the Andhra Pradesh 218 218 32 32 5 5 99 99 1,648 1,648 12 12 57 57 387 387 24 24 4 4 3,295 3,295 Arunachal Pradesh Assam 71 71 1 1 5 5 437 437 484 484 9 9 7 7 54 54 1 1 3 3 1,81 1,81 Bihar 146 146 6 6 1,432 1,432 1,54 1,54 2 2 11 11 57 57 1 1-12 -12 3 3 3,186 3,186 Chhattisgarh 7 7 3 3 27 27 326 326 2 2 48 48 84 84 6 6 1 1 855 855 Goa 25 25 6 6 1 1 95 95 76 76 32 32 1 1 2 2 4 4 1 1 263 263 Gujarat 1,942 1,942 1,379 1,379 63 63 4,457 4,457 3,182 3,182 797 797 192 192 1,385 1,385 428 428 14 14 13,931 13,931 Haryana 22 22 22 22 3 3 1,11 1,11 1,64 1,64 65 65 72 72 161 161 21 21 126 126 3,43 3,43 Himachal Pradesh 17 17 45 45 84 84 1 1 4 4 5 5 1 1 157 157 Jammu & Kashmir 26 26 2 2 1 1 146 146 184 184 3 3 5 5 1 1 3 3 372 372 Jharkhand 21 21 2 2 2 2 71 71 76 76 11 11 37 37 29 29 19 19 4 4 1,739 1,739 Karnataka 2,93 2,93 824 824 167 167 3,47 3,47 3,318 3,318 2,92 2,92 316 316 2,982 2,982 1,145 1,145 78 78 16,485 16,485 Kerala 312 312 1 1 7 7 24 24 332 332 36 36 71 71 568 568 61 61 12 12 1,651 1,651 Madhya Pradesh 282 282 16 16 5 5 919 919 1,49 1,49 3 3 83 83 32 32 22 22 3 3 2,819 2,819 Maharasthra 13,744 13,744 3,993 3,993 2,57 2,57 15 15 8,433 8,433 7,145 7,145 4,288 4,288 2,93 2,93 2,965 2,965 2,151 2,151 2,134 2,134 5,369 5,369 Manipur Meghalaya 1 1 2 2 1 1 4 4 Mizoram Nagaland Orissa 92 92 15 15 6 6 659 659 795 795 6 6 32 32 18 18 3 3-83 -83 2 2 1,636 1,636 Punjab 115 115 28 28 2 2 493 493 46 46 21 21 43 43 112 112 18 18 3 3 1,24 1,24 Rajasthan 47 47 56 56 13 13 1,486 1,486 1,84 1,84 4 4 61 61 262 262 46 46 13 13 4,188 4,188 Sikkim 11 11 1 1 8 8 21 21 3 3 44 44 Tamil Nadu 91 91 558 558 23 23 1,317 1,317 1,16 1,16 454 454 261 261 1,78 1,78 317 317 18 18 6,42 6,42 Telangana 2,875 2,875 1,19 1,19 172 172 16 16 1,89 1,89 2,114 2,114 258 258 233 233 1,44 1,44 213 213 61 61 9,94 9,94 Tripura 1 1 18 18 3 3 6 6 55 55 Uttar Pradesh 2,769 2,769 367 367 11 11 2 2 3,338 3,338 2,748 2,748 1,8 1,8 93 93 518 518 45 45 363 363 216 216 12,37 12,37 Uttrakhand 83 83 6 6 288 288 237 237 1 1 3 3 16 16 5 5 2 2 73 73 West Bengal 789 789 555 555 59 59 1,417 1,417 1,54 1,54 175 175 134 134 678 678 22 22 23 23 5,591 5,591 Andaman & Nicobar Is. Chandigarh 19 19 31 31 6 6 298 298 241 241 16 16 48 48 91 91 45 45 1 1 886 886 Dadra & Nagra Haveli Daman & Diu Delhi 79 79 881 881 72 72 8,228 8,228 3,812 3,812 41 41 52 52 996 996 64 64 16 16 16,348 16,348 Lakshadweep Puducherry 2 2 92 92 11 11 1 1 5 5 22 22 241 241 Upto the For the Upto the For the Upto the For the Upto the For the Upto the For the Upto the For the Upto the For the Upto the Total 28,338 28,338 1,225 1,225 - - 3,295 3,295 33 33 42,125 42,125 36,93 36,93 1,582 1,582 5,247 5,247 14,48 14,48 5,439 5,439 268 268 2,833 2,833 1,58,527 1,58,527
S.No. Reinsurance Placements PERIODIC DISCLOSURES FORM NL-23 Reinsurance Risk Concentration IRDAI Registration No. 18, dated January 22, 21 Year Ended June 3, 218 No. of reinsurers Premium ceded to reinsurers ( in Lakhs) Premium ceded to reinsurers / Total reinsurance premium ceded (%) Proportional Non-Proportional Facultative 1 No. of Reinsurers with rating of AAA and above - - - - % 2 No. of Reinsurers with rating AA but less than AAA 28 12,483 1,297 1,816 26% 3 No. of Reinsurers with rating A but less than AA 12 33,849 2,283 7,242 73% 4 No. of Reinsurers with rating BBB but less than A 1 5 - % 5 No. of Reinsurres with rating less than BBB - - - - % 6 No. of Indian reinsures other than GIC 9 - - 726 1% Total 158 46,337 3,581 9,784 1%