BANKING MEETS BLOCKCHAIN. v.2

Transcription

1 BANKING MEETS BLOCKCHAIN v.2

2 MARKET DYNAMICS SOLUTION E-banking platform for freelancers and small businesses 100% mobile allowing entrepreneurs to manage their business finances on the go. BUSINESS BANK ACCOUNT OPENED IN 5 MINUTES PERSONALISED SERVICES In Europe and America there were 162 million freelancers in Prepare a photo ID and proof of address 2. Enter your personal details and business information 3. Take photos of your ID and proof of address PROFESSIONAL INSURANCE Business cover adapted to the needs of your industry PAYMENT SOLUTIONS mpos, , SMS and others Freelancers will make up 60% of global workforce in Traditional banks have, for years, failed to tailor their services for freelancers and small businesses, due to their complex and diverse needs. 4. Your information is verified in real-time for account opening MONAIZE BUSINESS MASTERCARD FINANCE Crowd lending, Factoring Opening a business bank account is often a long, frustrating process and services are not personalised. Source : McKinsey & Company Monaize users are up and running quickly and their Monaize Business Mastercard is dispatched within 5 working days following account opening. A highly efficient process allowing entrepreneurs to quickly start making payments and withdrawing cash at the tens of millions of points of sale and ATMs worldwide that show the Mastercard logo.

3 TEAM OPEN PLATFORM FOR RAPID INTERNATIONAL EXPANSION Vincent RAJOO CEO Robert MILLER UK Florian GREINER Back-End Étienne THÉODORE Android Monaize has a working product and is launching in Europe in Q4 of 2018 before expanding its services to the United States, Asia and Africa in the coming years. Guillaume DERIVERY CTO BANKING AND TECHNOLOGICAL PARTNERS Manon LAVERGNE Communication Trécy AZÉROT Design Banking Insurance Payments Lending

4 BANKING MEETS BLOCKCHAIN Monaize has developed a strong partnership with Komodo Platform, an open source project focused on decentralized technologies. GATEWAY TO BLOCKCHAIN : Native Blockchain enabling full control over development. Full transaction privacy protection using zero-knowledge cryptography functionalities of ZCASH.. Bitcoin level of security through delayed proof of work (dpow). 2 BUSINESS CRYPTO CURRENCY WALLET Launching Q2 of Integrated in to the Monaize Business Banking application. Support for the most popular crypto currencies including Bitcoin and Komodo. KEY BLOCKCHAIN APPLICATIONS FOR MONAIZE 1 AUTOMATIC REWARD DISTRIBUTION THROUGH MNZ NATIVE BLOCKCHAIN* Beginning in Q1 of Total Reward is calculated using an equation that takes into account the number of new monthly Monaize Business sign ups. Reward Distribution API crawls through the Monaize blockchain and creates a list with all public keys and their current holdings. 3 FUTURE APPLICATIONS Monaize is the first «challenger bank» of its kind to possess its own blockchain with full control over development. Applications allowing Monaize to leverage this asset chain, as well as other chains through blockchain interoperability, include: Blockchain-based KYB (Know Your Business) processes for Monaize partners and customers. Fiat-pegged currency integration. Global Payments. On chain KV storage. Smart and simple contracts. Total reward is paid in KMD and distributed proportionally (based on the percentage of MNZ tokens held) to public key holders.

5 ICO DETAILS CURRENCIES ACCEPTED BTC & KMD PRICE: 1 BTC = MNZ CAPS: SOFT CAP BTC / HARD CAP BTC EARLY BIRD TOKEN DISTRIBUTION % % Saturday 11 TH Nov 70 % 70 % Public Token Sale (AVAILABLE TO KMD USERS ONLY) 6pm + 10 % 6pm Saturday 11 TH Nov Monday 13 TH Nov 20 % 9 % 1 % 20 % Monaize Core Team 9 % Incentive & Bounty Schemes 1 % Pre-Token Sale + 5 % 0 % BONUS ALLOCATION OF FUNDS Monday 13 TH Nov Friday 17 TH Nov Friday 17 TH Nov Saturday 9 TH Dec 40 % 25 % 15 % 5 % Legal REWARD DISTRIBUTION API 15 % CAPEX Marketing Blockchain Development Monthly Users KMD Total Reward MNZ Blockchain Crawl % MNZ Proportional API Distribution This document is an integral part of the Whitepaper and should not be read separately. No part of this document is to be reproduced, distributed or disseminated without the original Whitepaper