One way or another your retirement savings are on the line. What can you do to protect your future?

Transcription

1 One way or another your retirement savings are on the line. What can you do to protect your future?

2 Unchain Your IRA Also Roth, 401k, 403b, 457, Simple, SEP, Keogh, TSP

3 (Truly!!) Self- Directed Plan (Comes in 2 Flavors) Self-Directed IRA or Self-Directed 401k What truly self- directed is. Why you might want one. How to get one and use it to safeguard your savings.

4 3 Dangers to Your Wealth & What You Can Do If your money is locked up in an IRA, 401k, 403b Or other qualified plan.

5 (1 st ) Primary Goal #1 Wealth Preservation

6 Typical Wall St. Plan Stocks Bonds Mutual Funds ETF s, CD s Money Market Accts.

7 It s All About Balance

8 Wall St. IRA Inflation Your Investment Platform Stocks Bonds Market values do not reflect real wealth.

9 Wall St. IRA Inflation Your Investment Platform Stocks Bonds Market values do not reflect real wealth. More Later

10 Your Retirement Savings

11 Entering Rough Waters

12 Ben s Chopper?

13 Threats to Wealth Preservation System Failure #1 Wealth Preservation

14 Systemic Failure Government Financial Markets Monetary System Energy System SHTF

15 Perhaps the Largest Threat to Your Wealth

16 Shadowstats.com Calculates price inflation using old formulas (1980) Food and Energy Included

17

18 Dr. Orin & Beulah Funderburk

19 2007 Grandad 1665

20 Doc & Zoe Funderburk

21 2007 Mom Dad 1665

22 Dollar Looses of 97% in Purchasing Power

23 Adjusted Monetary Base St. Louis Fed Monetary Inflation 5X 2008

24 Monthly SS $1000 Inflation Adjusted SS SGS Adjusted SS $

25 S&P 500 Inflation Adjusted S&P SGS Adjusted S&P 500

26 Effects of QE on S&P 500 QE 2 Op Twist QE 3 QE 4 QE 1

27 Debt

28 66 Countries 800 Years financial crises are things that happen to other people in other countries at other times; crises do not happen to us, here and now. Debt fueled booms almost always end badly.

29 Sea of Debt Debt fueled booms almost always end badly. Reinhart & Rogoff This Time Is Different

30 U.S. Debt Held By China Holders of U.S. Debt: 1. Social Security Trust Fund = $3 trillion 2. Federal Reserve = $2 trillion 3. China = $1.2 trillion

31 Who s in charge here?

32 Threats to Wealth Preservation System Failure #1 Theft, Fraud Taxes Wealth Preservation

33 Deficit Spending $1.08 T Deficit

34 Corporate Tax U.S. already has the highest corporate tax rate in the world

35 Individual Taxes 68% Cumulative Tax Increase Since 1965 Inflation Adjusted 2011 Dollars

36 December 2013

37 As West s debt hits 200 year high, IMF paper warns of: imposition of savings tax mass write- offs Debt burdens in developed na1ons have become extreme by any historical measure and will require a wave of haircuts, warns IMF paper

38 What is a savings tax? Inflation is a stealth tax on savings.

39 Money Grabs - New Wealth Taxes (one) Argentina seizes pension funds to pay debts. Who s next?

40 The governments of Hungary Poland Bulgaria Belgium Ireland France Bolivia Argen;na Portugal have already seized private retirement accounts.

41 Guaranteed Retirement Annuity (GRA)

42 Where s the Low Hanging Fruit?

43 Desperate Times Call for Desperate Measures!

44 Desperate Times Call for Desperate Measures!

45

46 Money Grabs - New Wealth Taxes (two)

47 Joint Paper by FDIC and The Bank of England Resolving Globally Active, Systemically Important, Financial Institutions (From the conclusion) In both the U.S. and the U.K., legislative reforms already made or planned in response to the financial crisis provide new powers for resolving failed or failing G- SIFIs. The FDIC and the Bank of England have developed resolution strategies that take control of the failed company at the top of the group, impose losses on shareholders and unsecured creditors - not on taxpayers...

48 Why should you care? When you place your money in the bank you no longer own that money. The bank does. You are a creditor of the bank. They owe you the money. You are an unsecured creditor of the bank.

49 FYI B of A and Wells Fargo have been moving their derivatives trade investments into the same holding company as their deposit accounts business. Their derivatives creditors are secured. Their deposit accounts creditors are unsecured.

50 These rules were recently incorporated into the Basil 3 International Banking Accord

51 U.S. Bank Safety? Over 500 U.S. banks have failed since Capitalization rates are under 3% If you have wealth stored in U.S. banks and brokerage houses, - beware.

52 IMF warned of Write- offs? Default on all or part of the social security obligation. Default on municipal bonds Default on U.S. Treasury bonds o possibly just for U.S. citizens

53 The IMF also warns of impending: capital controls (think FATCA) interest rate caps force- feeding of government debt to captive pension funds and insurance companies. Consider Obama s MyRA and Ghilarducci s GRA

54 Threats to Wealth Preservation System Failure #1 Theft, Fraud Taxes Wealth Preservation Investment Losses

55 Investments: Valuation Preservation of Wealth Risk Management

56

57

58 What happens when you use a different yard stick? PricedInGold.com

59 1914 One Ounce of Gold 2014 One Ounce of Gold

60 In US$ In Gold

61 Is your wealth really increasing?

62 Electricity

63 Food

64 Natural Gas

65 Home Prices (in gold)

66 Half- Life of the Dollar = 4 years

67 Hyper- inflation on the Horizon

68 Investments: Valuation Preservation of Wealth Risk Management

69 What s Beuer? Paper or Hard Assets? (Physical, Real Assets)

70 Gold is not an investment. It is insurance.

71 Productive Farm Land

72 Investments: Valuation Preservation of Wealth Risk Management

73 Private Offshore Storage

74 Home Storage

75 Low Tech

76 So how can you protect your IRA? (or Roth, 401k, 403b, 457, Simple, SEP, Keogh, TSP) Capkey Interna/onal, LLC

77 Wall St. IRA vs Self- Directed IRA Wall St. Plan Inflation Inflation

78 Wall St. IRA vs Self- Directed IRA Wall St. Plan Inflation Self-Directed Plan Bonds Lending Inflation Stocks Real Estate Gold Diversification

79 Wall St. IRA vs Self- Directed IRA Old Wall St. Plan Inflation New Self-Directed Plan Bonds Lending $ Rollover Stocks Real Estate Gold

80 With Your New Plan You can: Convert your savings to precious metals - stored offshore Invest in offshore rental real estate: condos, apartments, homes Invest in productive farmland, timber, water

81 You Will Have Complete control over investment choice Checkbook control of plan bank account Personal possession of plan assets deeds, gold

82 Because You Are the One Who Cares You are the one responsible You are the one to bear the consequences even if you defer to the experts.

83 A few things you can t do: Invest in art or collectibles Transact directly or indirectly with your plan Put your plan into a deal with any disqualified person

84 You or any disqualified person Cannot benefit directly or indirectly from any plan investment.

85 Who is a disqualified person? linear ascendants and descendants, their spouses and any companies or entities they control.

86 Keep your own counsel. When you hear the talking heads on TV - Remember You are the product the media delivers to its client, Wall Street

87 An investment in knowledge always pays the best interest Ben Franklin

88 Anxiety Anticipation

89 Action Procrastination is like masturbation. At first it feels good, but in the end you re only screwing yourself. - - Anon Today you re finally in the right place at the right time!