Our online services Less paper. More efficient. GROUP INSURANCE

Size: px
Start display at page:

Download "Our online services Less paper. More efficient. GROUP INSURANCE"

Transcription

1 Our online services Less paper. More efficient. GROUP INSURANCE

2 For plan administrators Comprehensive services, every step of the way Our secure sites and online services make it easier for you to manage your group benefits plan, and they give you and your plan members a full range of smart solutions and useful tools. Our philosophy: Less paper. More efficient. FASTER PLAN MANAGEMENT SECURE SITE FOR PLAN ADMINISTRATORS Our secure site is a user-friendly way to quickly and efficiently perform virtually every transaction required to manage your group insurance plan. View plan member profile summaries Get an overview of your plan members insurance information and make changes, which you can backor forward-date. Add new plan members Use the Save feature to start enrollments now and finish them later. Manage absences Report plan member absences based on the terms of your plan, which makes it easier to manage temporary leaves of absence. Access your monthly billing history Download your last 18 monthly statements in the format of your choice: PDF (for printing) or Excel (to easily sort and extract data). Read plan management reports Consult reports produced specifically for your plan. Find the forms you need Print forms pre-filled with your basic plan information. View your transaction history Track the changes you make to your plan members profiles.

3 For your plan members TRANSFER OF ELECTRONIC DATA (TED) Quick and efficient. Use our TED service to synchronize your HR systems with our group insurance systems. Any changes you make to your plan members information in your system will automatically be updated in ours. You don t have to fill out any forms or even log-on to the plan administrator site. THE TOOLS YOU NEED THE RIGHT TRAINING Our online training program includes a short tutorial that explains all the features of our secure site. Whether you re a new plan administrator or you just want to refresh your memory, it s a great way to make sure you re getting the most out of the site. ACCESS TO THEIR GROUP PLAN ANY TIME, ANYWHERE SECURE SITE FOR PLAN MEMBERS Our secure site offers plan members a variety of features, including: Online claims for most healthcare services, including vision and dental care, and prescription drugs Access to a Health Spending Account to claim eligible healthcare services and check their balance An online drug cost simulator to help them make the most cost-effective choices Pre-filled forms Management of dependents information and coordination of benefits Online enrollment in direct deposit Printable payment cards Printable claim reports for income tax purposes Access to the Health is Cool 360 platform And much more! POINT-OF-CARE SUBMISSION Certain healthcare professionals can now submit claims to us directly on behalf of their patients. For your plan members, that means quick and secure claims processing and no more paper forms it s all taken care of at the point of care. Environmentally friendly and hassle-free: it s a win-win solution! Access to certain products and services may vary depending on your group plan or province of residence.

4 MOBILE APPLICATIONS CLAIM 360 Plan members get access to a whole range of services: Online claims for numerous healthcare services, including vision care A list of healthcare professionals who can submit claims for them Their payment card A Health Spending Account to claim eligible healthcare services and check their balance The 360 drug cost simulator and pharmacy finder The Health is Cool 360 platform DESJARDINS TRAVEL SOLUTION If their plain includes travel insurance, plan members can take this travel app with them wherever they go for access to practical tools and services: Health records translated into many languages 24/7 emergency services, including help finding the nearest hospital Helpful travel tips and information Our mobile apps are free and available for iphone, ipad, ipod touch, and Android TM phones and tablets. MORE THAN ONE WAY TO SUBMIT A CLAIM Available online or by phone, the Health is Cool 360 platform contains reliable tools and up-to-date information that plan members can use to make informed decisions about their health and wellness. Some features: PLATFORM The Health Evaluation questionnaire tells plan members where their health might be at risk, why they might be at risk and what to do about it. It will then give them a customized action plan to put them on the road to good health. And it s free for plan members, their spouses and all their adult dependents. Health PACT, a counselling service, available online and by phone, designed to reduce absenteeism and keep plan costs down. It helps employees understand medical conditions that require special attention and encourages them to deal with health problems proactively. Information about local services and wait times in the Canadian healthcare system. Information about treatment options and drugs used to treat specific illnesses. Advice about how to cope with a chronic illness or disability. An exhaustive database of articles on health and medical topics. We make it easy for plan members to submit claims. They can: Use their payment card at the pharmacy or participating dentists offices Have participating healthcare professionals submit a claim directly from their office Use our Claim 360 mobile app Submit their claim online via our secure site Send in a paper claim by mail

5 Security is a priority YOUR TRANSACTIONS ARE SECURE WE RE AT YOUR SERVICE Having technical problems? Support is just an or phone call away. Our friendly tech support agents will help you quickly resolve any issues you re having. You will find our contact information on our secure site. Our sites use sophisticated encryption technology to protect your data. You and your plan members can be sure that every transaction performed on our secure sites is protected by the highest security standards. WE RE PROACTIVE ABOUT FIGHTING FRAUD Insurance fraud is a big threat to group benefits plans. Like you, we take it seriously. We ve developed tools and processes to quickly and effectively root out potential cases of abuse before your plan is compromised. To find out more about our fraud prevention program, visit desjardinslifeinsurance.com/anti-fraud.

6 ABOUT DESJARDINS INSURANCE Desjardins Insurance offers a wide range of flexible life insurance, health insurance and retirement savings products and services. It has been providing innovative services to individuals, groups and businesses for over a century. Desjardins Insurance ensures the security of over five million Canadians from offices across the country. It is one of the top five life insurance companies in Canada and a member of Desjardins Group, the leading cooperative financial group in Canada. Please feel free to contact us for more information about our products and services. Vancouver Winnipeg Montreal Halifax Calgary Toronto Quebec St. John s Edmonton Ottawa Visit our website at desjardinslifeinsurance.com Proud supporter of Desjardins Insurance refers to Desjardins Financial Security Life Assurance Company. iphone, ipad and ipod touch are registered trademarks of Apple Inc., registered in the U.S. and other countries. TM Android is a trademark of Google Inc. The Heart and Stroke Foundation of Canada recognizes the important contribution of its sponsors. However, this is not an endorsement. TM The heart and / Icon on its own and the heart and / Icon followed by another icon or words in English or French are trademarks of Heart and Stroke Foundation of Canada used under license. This document is printed on Rolland Enviro paper E ( ) 100%

OUR SERVICE OFFER Comprehensive and competitive group insurance solutions 02228E ( )

OUR SERVICE OFFER Comprehensive and competitive group insurance solutions 02228E ( ) OUR SERVICE OFFER Comprehensive and competitive group insurance solutions 02228E (2017-04) Introducing Desjardins Insurance A member of Desjardins Group and a strong financial partner Desjardins Insurance

More information

A Roadmap to Financial Security

A Roadmap to Financial Security Desjardins Insurance refers to Desjardins Financial Security 10015E (2018-06) A Roadmap to Financial Security FOR ADVISORS ONLY PRODUCT AND SERVICE OFFER Solutions for individuals Your clients want to

More information

HEALTHCARE INSURANCE ALBERTA. Just like having your own personal group insurance policy... A great way to top-up your provincial healthcare plan

HEALTHCARE INSURANCE ALBERTA. Just like having your own personal group insurance policy... A great way to top-up your provincial healthcare plan HEALTHCARE INSURANCE ALBERTA Just like having your own personal group insurance policy... A great way to top-up your provincial healthcare plan January 2016 Tailor a plan to fit your needs and budget.

More information

PERSONALIZED DISABILITY AND HEALTHCARE PROTECTION

PERSONALIZED DISABILITY AND HEALTHCARE PROTECTION PERSONALIZED DISABILITY AND HEALTHCARE PROTECTION Are you ready to retire? Probably not! Right now you re focused on earning a living. But how would you protect your income if something happened that

More information

ADVISOR GUIDE. Building Your GSC Health Assist Business An Insider s Guide FOR ADVISOR USE ONLY. Plans provided by Green Shield Canada (GSC)

ADVISOR GUIDE. Building Your GSC Health Assist Business An Insider s Guide FOR ADVISOR USE ONLY. Plans provided by Green Shield Canada (GSC) ADVISOR GUIDE Building Your GSC Health Assist Business An Insider s Guide FOR ADVISOR USE ONLY Plans provided by Green Shield Canada (GSC) WHO WE ARE GREEN SHIELD CANADA (GSC) IS DIFFERENT. AND THAT S

More information

Group Benefits Administrative Update

Group Benefits Administrative Update Important information for Plan Administrators Inside this issue Manulife Financial s third quarter Administrative Update contains: Important information about RAMQ changes News about international coverage

More information

Delivering on the promise of quality health care Mobile Healthcare Plan

Delivering on the promise of quality health care Mobile Healthcare Plan Quality health plans & benefits Healthier living Financial well-being Intelligent solutions Delivering on the promise of quality health care Mobile Healthcare Plan www.internationalinsurance.com/aetna

More information

Aetna Tools and Resources Support for good health all year

Aetna Tools and Resources Support for good health all year Quality health plans & benefits Healthier living Financial well-being Intelligent solutions Aetna Tools and Resources Support for good health all year www.aetna.com www.aetna.com XX.XX.XXX.X 00.02.120.1

More information

INSURANCE TO COVER LOANS. We will pay your debts. When you can t. Desjardins Insurance refers to Desjardins Financial Security Life Assurance Company.

INSURANCE TO COVER LOANS. We will pay your debts. When you can t. Desjardins Insurance refers to Desjardins Financial Security Life Assurance Company. INSURANCE TO COVER LOANS We will pay your debts When you can t Desjardins Insurance refers to Desjardins Financial Security Life Assurance Company. In case of premature death, critical illness or if you

More information

Your SNC-Lavalin Employee Benefits Program. May User guide

Your SNC-Lavalin Employee Benefits Program. May User guide Your SNC-Lavalin Employee Benefits Program May 2017 User guide Your employee benefits program with Sun Life Financial is intended to provide you with access to practical tools and information that will

More information

Your life insurance conversion privilege

Your life insurance conversion privilege Your life insurance conversion privilege GROUP INSURANCE When your employment terminates, or when you retire or reach the policy age limit, your group life insurance coverages could be cancelled or reduced.

More information

SUNADVANTAGE TM. Group Benefits solutions for small businesses with 3 to 49 employees. Group Benefits

SUNADVANTAGE TM. Group Benefits solutions for small businesses with 3 to 49 employees. Group Benefits SUNADVANTAGE TM Group Benefits solutions for small businesses with 3 to 49 employees Group Benefits Making your job easier We understand as a business owner, time is precious. That s why SunAdvantage is

More information

Make The Most. Of Your HSA! HSA QUICKSTART GUIDE

Make The Most. Of Your HSA! HSA QUICKSTART GUIDE Make The Most Of Your HSA! HSA QUICKSTART GUIDE You re On The Right Path Your High Deductible Health Plan is paired with a Health Savings Account (HSA). The two go together like... milk and cookies, ketchup

More information

Take the Wheel. Benefits for the Road Ahead Open Enrollment Highlights Brochure

Take the Wheel. Benefits for the Road Ahead Open Enrollment Highlights Brochure Take the Wheel Benefits for the Road Ahead 2017 Open Enrollment Highlights Brochure Start Your Engines This is your annual opportunity to ensure you and your family have the benefit coverage you need.

More information

Gilsbar Flexible Spending Accounts

Gilsbar Flexible Spending Accounts Gilsbar Flexible Spending Accounts Gilsbar Flexible Spending Accounts Medical Reimbursement Plan Maximum: $2,650 Dependent Care Account Maximum: $5,000 MANAGE YOUR ACCOUNT ONLINE 24/7 AT WWW.MYGILSBAR.COM!

More information

New SNC-Lavalin Employee Benefits Program

New SNC-Lavalin Employee Benefits Program FOR NON-UNIONIZED CANADIAN EMPLOYEES OF SNC-LAVALIN AND OPERATIONS & MAINTENANCE Welcome to your New SNC-Lavalin Employee Benefits Program Transition Guide You recently learned about your new SNC-Lavalin

More information

Health Reimbursement Arrangement

Health Reimbursement Arrangement Health Reimbursement Arrangement Enrollment Kit What s inside: Getting to Know: HRA Participant Web Site & Mobile App Overview Reimbursement Form Flexible Benefit Service Corporation Contact Us: www.myflexaccount.com

More information

HEALTH SAVINGS ACCOUNT

HEALTH SAVINGS ACCOUNT HEALTH SAVINGS ACCOUNT EMPLOYEE GUIDE 07/26/18 BENEFITS OF AN HSA When you re enrolled in a High-Deductible Health Plan (HDHP), save more by taking advantage of our Health Savings Account (HSA). An HSA

More information

Service. Convenience. Choice.

Service. Convenience. Choice. Service. Convenience. Choice. Signature Group Benefits Manulife Financial is a leading group life and health insurer with a significant national and regional client base. By maintaining an extensive sales

More information

Renewal Report ********************************* INC. for. Group Policy: #******** Renewal effective on April 1, 2014.

Renewal Report ********************************* INC. for. Group Policy: #******** Renewal effective on April 1, 2014. Renewal Report for ********************************* INC. Group Policy: #******** Renewal effective on April 1, 2014 All benefits Prepared by: Joanne Hodgson Account Executive Desjardins Financial Security

More information

Health Savings Account

Health Savings Account Health Savings Account Enrollment Kit What s inside: Getting to Know: HSA Eligible Expenses Flex Card Overview Participant Web Site & Mobile App Overview Contact Us: www.myflexaccount.com p: 888-345-7990

More information

ZONE. Smart. Simple. Green Shield Canada

ZONE. Smart. Simple. Green Shield Canada ZONE Smart. Simple. Green Shield Canada Want to ZONE in on a health plan that s right for you and your family? We ve got your back. We know you have a busy life. We also know there are lots of other things

More information

FOR NON-GOVERNMENTAL ORGANIZATIONS (NGO) Supporting your people on global assignment

FOR NON-GOVERNMENTAL ORGANIZATIONS (NGO) Supporting your people on global assignment FOR NON-GOVERNMENTAL ORGANIZATIONS (NGO) Supporting your people on global assignment Offered by: Cigna Health and Life Insurance Company or its affiliates. 112211 a 07/17 Health plans and services that

More information

Make the most of your Retirement Rewards

Make the most of your Retirement Rewards Make the most of your Retirement Rewards Understanding your Retirement Program Sisters of Charity of Leavenworth Health System, Inc. All rights reserved. 1 2 Why Save For The Future? A financially secure

More information

Get to know your benefits. State of Florida 2018 Benefits Guide. welcometouhc.com/florida

Get to know your benefits. State of Florida 2018 Benefits Guide. welcometouhc.com/florida Get to know your benefits. State of Florida 2018 Benefits Guide welcometouhc.com/florida Knowing your benefits helps you make more informed choices. By understanding your benefits, you can select the coverage

More information

2018 SPENDING ACCOUNTS AND HEALTH SAVINGS ACCOUNT ANNUAL ENROLLMENT OVERVIEW. October 2017

2018 SPENDING ACCOUNTS AND HEALTH SAVINGS ACCOUNT ANNUAL ENROLLMENT OVERVIEW. October 2017 2018 SPENDING ACCOUNTS AND HEALTH SAVINGS ACCOUNT ANNUAL ENROLLMENT OVERVIEW October 2017 What We Will Cover Today What s New for 2018 Flexible Spending Accounts (FSA) Overview What Is a Flexible Spending

More information

FSA with Flex Card. Enrollment Kit. What s inside: Getting to Know: FSA with Flex Card. Eligible Expenses. Flex Card Overview. Grace Period Overview

FSA with Flex Card. Enrollment Kit. What s inside: Getting to Know: FSA with Flex Card. Eligible Expenses. Flex Card Overview. Grace Period Overview FSA with Flex Card Enrollment Kit What s inside: Getting to Know: FSA with Flex Card Eligible Expenses Flex Card Overview Grace Period Overview Participant Web Site & Mobile App Overview Election Form

More information

Live it 2019 Aetna Federal Plans

Live it 2019 Aetna Federal Plans Live it 2019 Aetna Federal Plans The health plan that gets you 19.02.319.1-FED E (9/18) aetnafeds.com From the comfort of your home. Getting in touch is easier than ever. Whether it s a health plan question

More information

Get the most from your prescription benefit

Get the most from your prescription benefit Get the most from your prescription benefit TE Connectivity HealthFund HRA Plan Welcome to Express Scripts What s Inside Your benefit at a glance...2 Your plan s preferred medicines...2 Prior authorization...2

More information

Aetna International Expatriate Medical Insurance Orientation

Aetna International Expatriate Medical Insurance Orientation Aetna International Expatriate Medical Insurance Orientation Alyssa Januszewski November 2018 Agenda Medical Plan Overview Plan Enrollment Benefit Enrollment Changes Plan Coverage Pharmacy Shipping Option

More information

Savanna Energy Services. Your 2016 Guide to Benefits

Savanna Energy Services. Your 2016 Guide to Benefits S Savanna Energy Services Your 2016 Guide to Benefits Benefits at a Glance Copay: A fixed dollar amount you must pay for a specific service, such as an office visit or emergency room. Coinsurance: The

More information

Choose Your Plan. Design Your Savings. How simple is that?

Choose Your Plan. Design Your Savings. How simple is that? fast answers Design Your Savings Grab your paycheck and look at your withholdings. Notice that money was deducted to pay state and federal taxes and to fund Social Security (FICA) taxes? The taxes you

More information

Medicare Made Clear Answer Guide

Medicare Made Clear Answer Guide Medicare Made Clear Answer Guide Y0066_100820_113217 File & Use 08252010 Medicare can be confusing. How do you find the best options to fit your needs? This guide has some answers that may be helpful.

More information

A CARD FOR EVERY NEED

A CARD FOR EVERY NEED A CARD FOR EVERY NEED Credit cards are useful even essential in so many ways. They make life easier when you need to book a vacation or pay for a purchase. All our credit cards have a variety of features

More information

Benefits Card User & Substantiation Guide

Benefits Card User & Substantiation Guide Benefits Card User & Substantiation Guide BBPadmin 125 West Orchard Street Itasca, IL 60143 630 773 2337 phone 630 775 8568 fax support@bbpadmin.com questions claims@bbpadmin.com claims & documentation

More information

Second Phase of Alberta Pharmaceutical Strategy announced

Second Phase of Alberta Pharmaceutical Strategy announced W I N T E R 2 0 1 0 Second Phase of Alberta Pharmaceutical Strategy announced In late October 2009, the Government of Alberta announced Phase Two of the Alberta Pharmaceutical Strategy, a plan to make

More information

FSA with Flex Card. Enrollment Kit. What s inside: Getting to Know: FSA with Flex Card. Eligible Expenses. Flex Card Overview

FSA with Flex Card. Enrollment Kit. What s inside: Getting to Know: FSA with Flex Card. Eligible Expenses. Flex Card Overview FSA with Flex Card Enrollment Kit What s inside: Getting to Know: FSA with Flex Card Eligible Expenses Flex Card Overview Participant Web Site & Mobile App Overview Election Form Flexible Benefit Service

More information

2018 HRA Core Plan Member Guide. Aetna, Anthem, Cigna, CVS Caremark

2018 HRA Core Plan Member Guide. Aetna, Anthem, Cigna, CVS Caremark 2018 HRA Core Plan Member Guide Aetna, Anthem, Cigna, CVS Caremark What s Inside 3 Your Medical and Prescription Drug ID Cards 4 Plan Features 6 Health Reimbursement Account 8 Your Non-Emergency Care Options

More information

Getting started with Medicare.

Getting started with Medicare. Getting started with Medicare. Medicare Made Clear TM Get Answers: Medicare Education Look inside to: Understand the difference between Medicare plans Compare plans and choose the right one for you See

More information

BENEFITS ENROLLMENT

BENEFITS ENROLLMENT 2019 2020 BENEFITS ENROLLMENT Open Enrollment begins February 18, 2019. This is your annual opportunity to choose the benefits coverage that s right for you and your family. You will have until March 1,

More information

FLEXIBLE SPENDING ACCOUNT EMPLOYEE GUIDE

FLEXIBLE SPENDING ACCOUNT EMPLOYEE GUIDE FLEXIBLE SPENDING ACCOUNT EMPLOYEE GUIDE BENEFITS OF AN FSA Costs for your day-to-day life can pile up each year. You already know that. But did you know there s an opportunity to save on some of your

More information

Ensuring your health Health Plans for Oregon Individuals and Families

Ensuring your health Health Plans for Oregon Individuals and Families Ensuring your health 2019 Health Plans for Oregon Individuals and Families At your service The PacificSource difference is our exceptional customer service. We re focused on making health insurance easier

More information

Welcome to the CenterPoint Energy Savings Plan

Welcome to the CenterPoint Energy Savings Plan Welcome to the CenterPoint Energy Savings Plan Quick Guide The CenterPoint Energy Savings Plan is a valuable benefit designed to help support your retirement savings strategy. This guide provides highlights

More information

Offered by Cigna Health and Life Insurance Company, or its affiliates. Your. Cigna. Journey. U.S. Inpatriate /14

Offered by Cigna Health and Life Insurance Company, or its affiliates. Your. Cigna. Journey. U.S. Inpatriate /14 Offered by Cigna Health and Life Insurance Company, or its affiliates. Your Cigna Journey U.S. Inpatriate 112280 8/14 Welcome Easy Access to Quality Health Care Around the World You are about to begin

More information

Health Savings Account (HSA) Plan User Guide

Health Savings Account (HSA) Plan User Guide Page 1 Health Savings Account (HSA) Plan User Guide Welcome to Symantec s Health Savings Account (HSA) Plan You ve enrolled in the Health Savings Account (HSA) Plan, a medical plan option that represents

More information

Benefits for Globally-Mobile Employees

Benefits for Globally-Mobile Employees Benefits for Globally-Mobile Employees Delivering High Quality Solutions At MetLife, we focus on delivering solutions. We provide a comprehensive line of global products and services and access to an extensive,

More information

FSA with CrossTech. Enrollment Kit. What s inside: Getting to Know: FSA with CrossTech. Eligible Expenses. CrossTech Overview & Authorization Form

FSA with CrossTech. Enrollment Kit. What s inside: Getting to Know: FSA with CrossTech. Eligible Expenses. CrossTech Overview & Authorization Form FSA with CrossTech Enrollment Kit What s inside: Getting to Know: FSA with CrossTech Eligible Expenses CrossTech Overview & Authorization Form Grace Period Overview Participant Web Site & Mobile App Overview

More information

F L E X I B L E S P E N D I N G A C C O U N T O P E N E N R O L L M E N T. Here are just a few examples of qualified expenses:

F L E X I B L E S P E N D I N G A C C O U N T O P E N E N R O L L M E N T. Here are just a few examples of qualified expenses: F L E X I B L E S P E N D I N G A C C O U N T O P E N E N R O L L M E N T That s right. You can pay less in taxes and increase your takehome pay by signing up for a healthcare FSA, a dependent care FSA,

More information

Health Net HMO/POS Travel Guide

Health Net HMO/POS Travel Guide Commercial Health Net HMO/POS Travel Guide Using your health plan benefits away from your home Andre Hamil, Health Net We make your health our priority. Working on Location or Vacationing for Pleasure

More information

Managing your WCB claim. The basics of workers compensation

Managing your WCB claim. The basics of workers compensation Managing your WCB claim The basics of workers compensation If you have difficulty reading English and have questions about your WCB claim, we will provide a translator for you. Please contact the WCB staff

More information

Welcome to your. Health Savings Account (HSA)

Welcome to your. Health Savings Account (HSA) Welcome to your Health Savings Account (HSA) Welcome Thank you for opening a Health Savings Account (HSA) administered by National Benefit Services (NBS). We are here to help you and your family understand

More information

YOUR CIGNA JOURNEY. Expatriate Employees /15 Offered by: Cigna Health and Life Insurance Company or its affiliates.

YOUR CIGNA JOURNEY. Expatriate Employees /15 Offered by: Cigna Health and Life Insurance Company or its affiliates. YOUR CIGNA JOURNEY Expatriate Employees Offered by Cigna Health and Life Insurance Company, or its affiliates. 112366-154078 11/15 Offered by: Cigna Health and Life Insurance Company or its affiliates.

More information

Copyright 2014 Employee Benefits Corporation

Copyright 2014 Employee Benefits Corporation The material provided in this webinar is by Employee Benefits Corporation and is for general information purposes only. The information does not constitute legal advice and may not be relied upon by anyone

More information

Open Enrollment for Employee Benefits 1/1/2014 through 12/31/2014

Open Enrollment for Employee Benefits 1/1/2014 through 12/31/2014 Open Enrollment for Employee Benefits 1/1/2014 through 12/31/2014 Today s Meeting Our Benefits Package What s Changing Open Enrollment & Qualifying Events Medical Plan Evacuation Coverage Dental Plan International

More information

Ensuring the health of your employees Health plans for Oregon small groups 1 50

Ensuring the health of your employees Health plans for Oregon small groups 1 50 Ensuring the health of your employees 2019 Health plans for Oregon small groups 1 50 At your service The PacificSource difference is our exceptional customer service. We re focused on making health insurance

More information

Health Benefits Program

Health Benefits Program Department of Defense Nonappropriated Fund Health Benefits Program What s new in 2017 with your Health Benefits Program DoD NAF Open Enro lment: November 7 December 2, 2016 Learn about updates to your

More information

Total Medical Expenses $

Total Medical Expenses $ This worksheet will help you determine the dollar amount you will spend for medical expenses during the plan year. In order to maximize your savings, please include expenses for you, your spouse and any

More information

Aetna International Inpatriate Insurance Orientation

Aetna International Inpatriate Insurance Orientation Aetna International Inpatriate Insurance Orientation Alyssa Januszewski February 2019 Agenda Medical Plan Overview Plan Enrollment Benefit Enrollment Changes Plan Coverage Pharmacy Shipping Option Additional

More information

MACES health & dental Plan $ $ $ ANNUAL FEE ANNUAL FEE. Health &

MACES health & dental Plan $ $ $ ANNUAL FEE ANNUAL FEE. Health & MACES health & dental plan faq MACES conducted an online referendum from March 20th to the 31st during which the membership voted in favour of introducing a Health and Dental Plan for all qualifying students

More information

group insurance Coordination of benefits To get the most out of your insurance coverage

group insurance Coordination of benefits To get the most out of your insurance coverage group insurance Coordination of benefits To get the most out of your insurance coverage What does coordination of benefits mean? When different members of the same family have jobs, or multiple jobs, or

More information

My question is about... Click a circle below

My question is about... Click a circle below My question is about... Click a circle below The Cost of Benefits Enrolling in or Dropping Benefits My Benefits Card Group Number My Dental Plan Prescriptions Finding a Doctor Medicare FSA My Spouse My

More information

Healthcare. insurance. Helping people live healthier lives

Healthcare. insurance. Helping people live healthier lives Healthcare insurance Helping people live healthier lives You Deserve the Best Care Life uncertainties are inevitable. Your employees and their dependents are bound to face health issues at some time or

More information

Trade stocks with Canada s top-rated online brokerage. Top-ranked Canadian online brokerage 2018

Trade stocks with Canada s top-rated online brokerage. Top-ranked Canadian online brokerage 2018 Online investing Trade stocks with Canada s top-rated online brokerage. # Top-ranked Canadian online brokerage 2018 Award-winning trading experience Qtrade Investor has consistently been rated among Canada

More information

FREQUENTLY ASKED QUESTIONS

FREQUENTLY ASKED QUESTIONS FREQUENTLY ASKED QUESTIONS Annual Enrollment GENERAL What s changing for 2017? How did Progressive determine the rates for our medical plans in 2017? Who can I cover on my benefits? Can I make a change

More information

Flexible Spending Account Enrollment Guide

Flexible Spending Account Enrollment Guide Limited Use Flexible Spending Account Paying for dental and vision expenses is now easier and less expensive with a Limited Use Flexible Spending Account (FSA) from ConnectYourCare. What is a Flexible

More information

Diocese of Worcester. Health Reimbursement Arrangement (HRA) Flexible Spending Accounts (FSA) 6/1/2017-5/31/2018

Diocese of Worcester. Health Reimbursement Arrangement (HRA) Flexible Spending Accounts (FSA) 6/1/2017-5/31/2018 Diocese of Worcester Health Reimbursement Arrangement (HRA) Flexible Spending Accounts (FSA) 6/1/2017-5/31/2018 Health Reimbursement Arrangement (HRA) 6/1/2017 5/31/2018 Evolution1 Inc. 2013 All Rights

More information

PayFlex Flexible Spending Accounts

PayFlex Flexible Spending Accounts PayFlex Flexible Spending Accounts Plan Year: January 1, 2016 through December 31, 2016 Health Care Reimbursement Account Maximum: $2,500 Health Care Reimbursement Account Minimum: $0 Dependent Care Reimbursement

More information

Your perfect start in Germany Welcome to BARMER

Your perfect start in Germany Welcome to BARMER Your perfect start in Germany Welcome to BARMER 5 Steps for an easy start: There are a few must-haves if you are new in Germany. This information will show you step by step how to get settled in Germany,

More information

Flexible Spending Account Enrollment Guide

Flexible Spending Account Enrollment Guide Flexible Spending Account Enrollment Guide Paying for health care is now easier and less expensive with a BenefitWallet FSA. 2017 Conduent Business Services, LLC. All rights reserved. Conduent, Conduent

More information

WELCOME TO CIGNA CHOICE FUND. A guide for your health savings account INSIDE c 06/18 LET S GET STARTED MAKING CONTRIBUTIONS USING YOUR MONEY

WELCOME TO CIGNA CHOICE FUND. A guide for your health savings account INSIDE c 06/18 LET S GET STARTED MAKING CONTRIBUTIONS USING YOUR MONEY WELCOME TO CIGNA CHOICE FUND INSIDE A guide for your health savings account 881604 c 06/18 Congratulations on opening a health savings account (HSA). This guide will help you get the most value from your

More information

Gilsbar Flexible Spending Accounts

Gilsbar Flexible Spending Accounts Gilsbar Flexible Spending Accounts Medical Reimbursement Plan Maximum: $2,600 Dependent Care Account Maximum: $5,000 Thank you for choosing to participate in the Health Care or Dependent Care FSA or HRA.

More information

Welcome to Aetna International How to get the most from your benefits I (5/17) aetnainternational.com

Welcome to Aetna International How to get the most from your benefits I (5/17) aetnainternational.com Welcome to Aetna International How to get the most from your benefits 46.02.330.1 I (5/17) aetnainternational.com It s time to put your benefits to work. We re here to help make it easy. What to do right

More information

GET PAYD EVERYWHERE. Accept credit card transactions anywhere you go using a smartphone or tablet.

GET PAYD EVERYWHERE. Accept credit card transactions anywhere you go using a smartphone or tablet. GET PAYD EVERYWHERE TM Accept credit card transactions anywhere you go using a smartphone or tablet. With PAYD you have the freedom to accept credit cards anywhere using a smartphone or tablet. Download

More information

Turning 65 Webinar June 12, 2018

Turning 65 Webinar June 12, 2018 1 Turning 65 Webinar June 12, 2018 2 Today s Presenters Grace Pomroy Senior Financial Educator Blake Smith Retirement Advocate 3 Today s Agenda What is Medicare? What health coverage does the ELCA offer?

More information

INDIVIDUAL HEALTH PLANS

INDIVIDUAL HEALTH PLANS INDIVIDUAL HEALTH PLANS TABLE OF CONTENTS We have Manitoba covered...2 Is a Manitoba Blue Cross plan right for you?...3 Why choose Manitoba Blue Cross?...4 Our Plans...5 Basic Blue Plan... 6-7 Medi-Blue

More information

Getting started. Introducing your account

Getting started. Introducing your account Getting started Introducing your account 2 Welcome to banking designed to suit your taste When it comes to banking, we don t believe one size fits all. That s why in addition to our regular Bank Account,

More information

Travel Guide. Health Net HMO/POS 1. Commercial. Using your health plan benefits away from your home

Travel Guide. Health Net HMO/POS 1. Commercial. Using your health plan benefits away from your home Commercial Health Net HMO/POS 1 Travel Guide Using your health plan benefits away from your home Michael McClusky, RPh, Health Net We help members get the most from their benefits. 1POS (SELECT and EOA

More information

GUIDE TO BENEFITS MERIDIAN VISA * PLATINUM CASH BACK CARD M40002 (11/16)

GUIDE TO BENEFITS MERIDIAN VISA * PLATINUM CASH BACK CARD M40002 (11/16) GUIDE TO BENEFITS MERIDIAN VISA * PLATINUM CASH BACK CARD M40002 (11/16) WELCOME Your new Meridian Visa Platinum Cash Back Card is your key to earning the platinum-level privileges you deserve. You ll

More information

Experience Choice OneExchange Newsletter for Medicare-eligible Retirees Enrollment Issue

Experience Choice OneExchange Newsletter for Medicare-eligible Retirees Enrollment Issue Experience Choice OneExchange Newsletter for Medicare-eligible Retirees Enrollment Issue About This Newsletter You re receiving this semi-annual newsletter because our records show that you ve enrolled

More information

MCR, LLC. Plan Year:... January 1, 2018 to December 31, FSA Health Care Maximum Election:... $2, [pre-funded election]

MCR, LLC. Plan Year:... January 1, 2018 to December 31, FSA Health Care Maximum Election:... $2, [pre-funded election] Flexible Spending Accounts MCR, LLC The FSA plans are provided to allow employees the ability to set aside pre-tax dollars to pay for out-ofpocket expenses incurred by both the employee and their eligible

More information

DoD NAF HBP. Benefits Overview for Retirees Effective January 1, November 6 December 1 click on retirees blue tab

DoD NAF HBP. Benefits Overview for Retirees Effective January 1, November 6 December 1   click on retirees blue tab DoD NAF HBP Benefits Overview for Retirees Effective January 1, 2018 November 6 December 1 www.nafhealthplans.com click on retirees blue tab Conference Call #: 844-712-3250 passcode: 94500945 Good News

More information

GROUP INSURANCE. Generic drugs. Their positive effect on your wallet

GROUP INSURANCE. Generic drugs. Their positive effect on your wallet GROUP INSURANCE Generic drugs Their positive effect on your wallet A wise choice Prescription drugs have a couple of things in common: they re designed to heal us or make us feel better, and most of them

More information

Employee Online Enrollment User Guide

Employee Online Enrollment User Guide Employee Online Enrollment User Guide Welcome to Online Enrollment! In this guide, you will find information and step-by-step instructions on how to enroll in your benefits. Table of Contents Before you

More information

Global cover with a local touch. Benefits. I n t e r n at i o n a l H e a lt h c a r e P l a n for groups APACA (9/10)

Global cover with a local touch. Benefits. I n t e r n at i o n a l H e a lt h c a r e P l a n for groups APACA (9/10) Global cover with a local touch I n t e r n at i o n a l H e a lt h c a r e P l a n for groups Aetna Global Benefits 46.02.916.1-APACA (9/10) the AGB difference The AGB difference 1 Our service philosophy

More information

Getting started. Introducing your account

Getting started. Introducing your account Getting started Introducing your account 2 Welcome to banking designed to suit your taste When it comes to banking, we don t believe one size fits all. That s why in addition to our regular Bank Account,

More information

A great way to save for your future

A great way to save for your future J.M. Huber Corporation 401(k) Savings Plan A great way to save for your future Plan Highlights A: The answer is b) 36.5%. That means you ll have to save money on top of Social Security to fund your retirement.

More information

HEALTH SAVINGS ACCOUNT (HSA)

HEALTH SAVINGS ACCOUNT (HSA) HEALTH SAVINGS ACCOUNT (HSA) WELCOME KIT TABLE OF CONTENTS Your Health Savings Account (HSA) 3 Online Registration 4 Accessing Your HSA Online 5 NueSynergy Mobile App 6 HSA Debit Card 7 Eligible Medical

More information

Delivering on the promise of quality health care Mobile Healthcare Plan

Delivering on the promise of quality health care Mobile Healthcare Plan Quality health plans & benefits Healthier living Financial well-being Intelligent solutions Delivering on the promise of quality health care Mobile Healthcare Plan www.aetnainternational.com 46.03.615.1

More information

Open Enrollment. Flexible Spending Account with Benefits Debit Card

Open Enrollment. Flexible Spending Account with Benefits Debit Card Open Enrollment Flexible Spending Account with Benefits Debit Card 5/2/2018 SIMPLIFYING THE BUSINESS OF HEALTHCARE 2 Open Enrollment Keep In Mind You can make changes, including: Enroll in Flexible Spending

More information

Remote Deposit Capture

Remote Deposit Capture What is Mobile Deposit? Mobile Deposit is a secure online service that allows you to make your check deposits from anywhere using your scanner and computer or iphone /ipad or Android powered device. How

More information

First steps in Germany Your perfect start

First steps in Germany Your perfect start First steps in Germany Your perfect start 5 steps for a perfect start: There are only a few things that are absolutely indispensable when you re new in Germany. This brochure walks you through them step

More information

FLEXIBLE SPENDING ACCOUNT

FLEXIBLE SPENDING ACCOUNT FLEXIBLE SPENDING ACCOUNT EMPLOYEE GUIDE 10/23/17 BENEFITS OF AN FSA Medical and dependent care costs can pile up. You already know that. But did you know there s an opportunity to save on those expenses

More information

FLEXIBLE SPENDING ACCOUNT

FLEXIBLE SPENDING ACCOUNT FLEXIBLE SPENDING ACCOUNT EMPLOYEE GUIDE 08/25/17 BENEFITS OF AN FSA HOW IT WORKS Medical and dependent care costs can pile up. You already know that. But did you know there s an opportunity to save on

More information

good to know health and welfare benefits when you leave chevron excerpts

good to know health and welfare benefits when you leave chevron excerpts good to know health and welfare benefits when you leave chevron excerpts human energy. yours. TM This overview is provided to help you understand how your health and welfare benefits may change and the

More information

Global cover with a local touch. Benefits. International Healthcare Plan MEA (11/09)

Global cover with a local touch. Benefits. International Healthcare Plan MEA (11/09) Global cover with a local touch International Healthcare Plan for individuals Aetna Global Benefits 46.02.335.1-MEA (11/09) the AGB difference The AGB difference 1 Our service philosophy 3 International

More information

Medicare Advantage Explained 2008

Medicare Advantage Explained 2008 Medicare Advantage Explained 2008 Getting More from Your Medicare Benefits An educational resource from 4 Medicare Basics 7 About Medicare Advantage 9 Medicare Advantage Options 12 Reviewing Your Choices

More information

Introducing the benefits of the HDHP. Get the most out of the High Deductible Health Plan

Introducing the benefits of the HDHP. Get the most out of the High Deductible Health Plan Introducing the benefits of the HDHP Get the most out of the High Deductible Health Plan HDHP Comparing the HDHP to Lehigh s other health plan offerings. There are many similarities between the HDHP and

More information

guide 2019 BENEFITS LOOK INSIDE FOR IMPORTANT INFORMATION ON YOUR 2019 BENEFITS PROGRAM. HELPING YOU THRIVE

guide 2019 BENEFITS LOOK INSIDE FOR IMPORTANT INFORMATION ON YOUR 2019 BENEFITS PROGRAM. HELPING YOU THRIVE 2019 BENEFITS guide EMPLOYEES ON COBRA AND RETIREES OF THE CITY OF BURLESON LOOK INSIDE FOR IMPORTANT INFORMATION ON YOUR 2019 BENEFITS PROGRAM. HELPING YOU THRIVE welcome Look Inside HOW TO ENROLL...

More information

eclaims WITH EMPIRE LIFE Convenience, choice, and control Insurance & Investments Simple. Fast. Easy.

eclaims WITH EMPIRE LIFE Convenience, choice, and control Insurance & Investments Simple. Fast. Easy. eclaims WITH EMPIRE LIFE Convenience, choice, and control Insurance & Investments Simple. Fast. Easy. eclaims one more way to enhance your employee benefits plan As Canadians, we lead the world in the

More information

US INBOUND AND US OUTBOUND. Frequently Asked Questions:

US INBOUND AND US OUTBOUND. Frequently Asked Questions: US INBOUND AND US OUTBOUND Frequently Asked Questions: Transition of global healthcare for international assignees to Cigna during 2016 In the event that the content of this communication or any representations

More information