September, 2016 HEALTH EXPO NEWS!

Transcription

1 September, 2016 HEALTH EXPO NEWS! The 2016 Health and Wellness Expo will take place on Wednesday, October 12th from 9 a.m. to 2 p.m. at the Downtown Youth Center Gymnasium, 225 S. Philadelphia Street, Anaheim (across the lawn from the Downtown Community Center). See you there!

2 BENEFITS OPEN ENROLLMENT EMPLOYEE SELF SERVICE Open Enrollment for 2017 will take place from October 14 October 31, 2016, for all full time and part time employees who are eligible benefits. Employees will be required to make any changes to their current plans on-line through the Employee Self Service (ESS) Benefits Wizard. ESS Benefits Wizard will be available from your office or home computer. Keep in mind, if you don t want to make any changes to your benefits, you don t have to do anything during Open Enrollment. Your 2016 benefit elections will automatically carry over for 2017 except for Flexible Spending Accounts. If you wish to sign up or continue your Flexible Spending Account(s) you must use ESS Benefits Wizard to enroll. You may access ESS by clicking here.

3 V WELLNESS UPDATES Our steps challenge, Holy Walk-A-Mole has come to an end. The 24 participating teams walked over 227 million steps. Winners will be announced shortly. We will be issuing more challenges in the coming weeks, so stay tuned for more exciting ways to be active and win prizes. Engage in this month s Health FYI. Being active, even for just minutes a day, is better than being inactive. But to really get the most substantial health benefits, more is better. In September we will talk about how to maximize the health benefits so you can be the healthiest you. Register for the webcast on September 15, 2016 at 12 p.m. PT. Getting stuck in rut is a real thing many of us have experienced in different areas of life. Physical activity is no different. To improve health and keep it fresh, changing things up is crucial. Did you miss last month s Health FYI? The Health FYI s for June, July, and August are available on the Vitality website.

4 Physical Activity Whether you re always in motion or you want to become more active, Vitality makes engaging in physical activity easy. Your plan can begin with the Physical Activity Review, then choosing from athletic events, sports leagues, workouts and much more to earn Points. Vitality s three levels of workouts Light, Standard, Advanced account for increased intensity of daily workouts. Vitality awards 5 points for Light Workouts, 10 points for Standard Workouts and 15 points for Advanced Workouts. You can also receive five Vitality Points for Light Workouts when you self-report them. Vitality Goals In the Health Profile section on the Power of Vitality website, you will find a wide variety of Vitality Goals. Select one or several to which you can relate, that inspire or motivate you, that you would like to achieve. Goals available through Vitality allow you to set your own objectives; establish a timeline for achieving them; enter any thoughts about what is or isn t working; and earn a maximum of 30 Vitality Points each week when you check in on them. PLANNING TO RETIRE SOON? If you are planning to retire soon, please be sure to notify Human Resources at least one month prior to your last day worked. This will allow sufficient time for the Human Resources staff to review your retired medical enrollment, deferred compensation/rhs information and schedule your retirement exit interview to ensure a smooth transition into retirement.

5 DEFERRED COMPENSATION 457 LUNCHTIME WORKSHOP Making Your Money Last In Retirement When market and economic conditions are challenging, even the best plans can be derailed. And many employees, preretirees and retirees have real concerns Living longer increases the risk of outliving your money Market downturns and volatility could impact your monthly income Your income needs can change throughout retirement So what options are there to help you deal with market volatility and make your money last but also preserve flexibility to keep your options open? Thursday, September 15, 2016 SESSION TIME: 11:30 am to 12:30 pm or 1:00 pm 2:00 pm LOCATION: RSVP: Helena Training Room - City Hall (Ground Floor) Reserve your spot by one of the following options: Call the Reservation line at (714) x Leave name, phone number & session time Janice P. Garcia at jpgarcia@anaheim.net or Or Dona Vlha at dvlha@anaheim.net BRING YOUR LUNCH Dessert and beverages will be provided. Provided by: The Deferred Compensation Division of Human Resources Presented by: Dayla Cabeza De Vaca, ICMA-RC Certified Financial Planner

6 AUTOMATIC REBALANCING A New Feature added to the City of Anaheim s Deferred Compensation/457 Plan with ICMA-RC (Article 2) Last month we covered the Auto Rebalance feature within the City of Anaheim s Deferred Compensation/457 Plan. Click here for Auto Rebalance over-view and What is Rebalancing? This month we will cover: Do you Rebalance Your Investments? and Why Rebalance? Do You Rebalance Your Investments? Rebalancing your investments to maintain a prudent level of risk is widely recommended by financial professionals. Many retirement plan participants can choose investment options that automatically rebalance to meet a specific objective. Otherwise, when and how you rebalance requires some planning and periodic action. According to Steve Taylor, ICMA-RC CERTIFIED FINANCIAL PLANNER TM in the Mid-Atlantic region, rebalancing brings structure and discipline to managing a portfolio over time and can prevent untimely, emotional investment decisions.

7 Why Rebalance? Selling what has been doing well may be counterintuitive. Why do it? Rebalancing is primarily about reducing risk so that you: Limit potential losses that could prove harmful if you have to sell the impacted assets for needed expenses. Lower the chance that you sell due to an emotional reaction to a market decline. Have a disciplined plan to follow, sticking to a risk level that makes sense for you. Imagine you've chosen a diversified mix of investments that has enough risk to grow over time and that you can stick with. As the years go by, despite some manageable ups and downs, your stock funds grow more than your bond and cash funds. The amount of risk you're taking has grown but you're happy because so has your account balance. But then as you're nearing retirement, the stock market declines sharply, and so does the value of your accounts, and then so does your comfort level. So driven by emotion, you sell your stocks... only to regret it later as over the next few years they fully recover and then some. This example is not just hypothetical. Many investors have faced it over the last several years. During the 1990s, the stock market rose steadily but then tumbled mightily during Then it recovered from only to fall drastically in Rebalancing helps you take the emotion out of investing. As Warren Buffett has said: "The stock market is a device for transferring money from the impatient to the patient." It's also possible rebalancing will increase your returns vs. leaving a portfolio untouched, but not necessarily. It may lower returns. It all depends on the time period and the specific assets bought and sold. Ultimately, rebalancing is about preventing a portfolio from drifting too far from its original allocation and risk level. It's a way to "control what you can" when it comes to adjusting your portfolio over time. This is the second article in a series on the Auto Rebalance Feature. To initiate Auto Rebalance or discuss your portfolio with Ryan Carpenter, Retirement Plans Specialist, ICMA-RC please contact Janice Garcia at (714) jpgarcia@anaheim.net or Dona Vlha at (714) dvlha@anaheim.net. While ICMA-RC is upgrading online appointment scheduling you may use Google Chrome to schedule an appointment with Mr. Carpenter call Janice or Dona for instructions.

8 th Quarter Deferral for Vacation & Paid Leave Form Please submit this form to the Human Resources office by September 30, You may elect pre-tax for tax shelter purposes (now) or after tax ROTH (to obtain tax benefits at time of distribution). The default for those that do not make an election will be to your pre-tax account. To receive CASH payment of vacation/paid leave hours requires a different form from the Payroll division. This will be processed Pay Period Ending October 20, 2016 for Pay Day October 28, * * * * * * National Retirement Security Week October 16 22, 2015 Workshops with ICMA-RC, Social Security, CalPERS, City of Anaheim Benefits, Scavenger Hunt with Tons of Prizes!!! Check your MMM and October Benefits Bulletin for more details.

9 WW RECREATION CONNECTION Visit recreationconnection.com to get more information on discounts for the following events and many more. Knott s Scary Farm- 9/22/ /31/2016, save up to $37.00 per person LA County Fair 9/2/2016 9/25/2016 (Wed Sun Only) Save up to $7.00 per person. Universal Studios Hollywood Halloween Horror Nights Save up to $40 on select nights. SeaWorld s Halloween Spooktacular Save up to $28.25 per adult ticket. AMC Movie Tickets Save up to 42% on tickets.

10 Congratulations to the employees who have reached their 5 th through 30 th anniversaries with the City in September Name Department Hire Date 30 Years 1986 Jim Kristoffy Public Works September 5 David Algarme Public Utilities September 8 Cynthia Hernandez Police Department September 8 Lee Ann Cameron Police Department September Years 2001 Curtis Faulkner Police Department September 10 Brian Chwan Community Services September 28 Jason Lemm Convention Center September Years 2006 Joann Wu Public Works September 1 Garrett Cross Police Department September 8 Jeffrey Duvall Fire Department September 8 Elia Renteria Police Department September 8 Rodolfo Villalva Public Utilities September 8 Christy Derosa Fire Department September 10 Mary Lou Arellano Convention Center September 18 Janet Pomeroy Police Department September 18 Maryflor Aborqui Police Department September 22 Sandra Marsh Public Utilities September 22 Candy Morris Community Development September 22 Robert Summers Police Department September 22 5 Years 2011 Chelsie Gray Fire Department September 5

11 BUT NOT FORGOTTEN Our sympathy goes out to the families of our retired City employees who have recently passed away. Name Department Retired Died Age Ann Ehrlich Community Services /26/ Anne C. Feeney Finance 12/11/1986 8/12/ William J. Donoghue Police 6/27/1985 8/5/ Joseph P. Titus Public Works 12/28/1987 8/26/