Candidate Profile - Personal Information

Size: px
Start display at page:

Download "Candidate Profile - Personal Information"

Transcription

1 1. Candidate's Name: 2. Address: Candidate Profile - Personal Information Wayne Harris 4640 Scarlet Dr. East 3. City: Crestview Zip: Telephone Numbers: 5. Address: Home Cell Office wayne@votewayneharris.com 6. Highest Degree Earned: (from what Institution?) 7. Current Occupation: 8. Current Employer: 9. Notable Previous Employment: 10. Family Description: County Commissioner Okaloosa County 11. How are you involved in your community? BS Barry University 27 Year Air Force retiree, 15 years Crestview Chamber of Commerce CEO, Owned Several Small Businesses Married, 3 children, 5 grand children, 3 great grand children, Knights of Columbus, 3rd Degree Mason, Chamber Member Crestview Chamber, Greater Ft. Walton Beach, and Niceville Chamber. 12. What boards have you served on? YMCA, Okaloosa Youth Academy, Airport Authority, Workforce Development Board, Okaloosa County Economic Development Council Policy Board 13. Who are some people you admire most and why do you admire them? Ronald Reagan and Foy Shaw (my mentor, a community leader in Crestview). Both had strong moral and ethical standards and were were great men of courage and patriotism. 14. Who in your community would you go to for trusted advice? Representative Don Brown 15. Three Qualities Leaders Possess: Experienced Leadership in Government and Business Fiscally Conservative (private and public) Leadership Small Business Background and advocate 16. Office being sought: House District: 4 Senate District: 17. Party Affiliation: Republican Length of Time: Since What is your one guiding principle or core value? God, Country, and Family 19. Briefly describe your political involvement: Okaloosa County Commissioner, 2 terms. 20. Have you ever been a previous candidate for political office? (IF YES) What Office: Outcome of race: 21. Campaign Organization and Structure: Okaloosa County Commissioner Won both with over 60% of the vote. General Consultant: Front Line Strategies Yes

2 Manager: Campaign Web Address: Facebook Page Name: Treasurer: Destin Cobb, Carr Riggs & Ingram Media: Front Line Strategies Pollster: Front Line Strategies Advisors: Front Line Strategies /votewayneharris Campaign Budget Amount: $200, Why are you running for this office? I am compelled to serve and make a difference in my community, state, and country. 23. Why should the business community support your candidacy: I previously owned three small businesses and I know what government regulation does to slow job growth from the perspective of the small business owner. As a county commissioner I have been actively involved in passing ordinances and tax incentives that favor the business owner. As a chamber of commerce executive director I have literally hundreds of examples of meaningless regulations and arbitrary red tape that slows Florida's job creators. I can't wait to partner with the Florida Chamber to make this state the American standard bearer when it comes to a friendly business environment. 24. List by priority the top three (3) Legislative Committees you would like to be assigned: Committee 1: Veteran and Military Affairs Subcommittee Committee 2: Higher Education and Workforce Subcommittee Committee 3: Business and Professions Subcommittee 25. Are there any organizations which you would NOT accept donations from? If so, please list: Trial Bar and Any Unions 26. Opponents and the media research public records, police reports, credit information and do other background checks in an effort to discover tax liens, lawsuits, arrest records and other unfortunate things. Are there any issues your opponent could use against you that you should disclose to this group? 3 or 4 years ago we had our TDC Director steal money from the county and then unfortunately committed suicide. A local State Representative beat up the County Commission for allowing the theft on our watch, and made a fairly big deal out of it. I have subsequently been re-elected. II. Issue Questions Talent Supply & Education 27. What changes would you recommend to Florida's K-12 system of education? Please address school funding. We need a more diversified workforce and our k-12 schools need to identify students who are on a professional career path as well as those who would be stronger as tradesmen and tradeswomen. I helped create the CHOICE program in Okaloosa County, which stands for Career High Okaloosa Institute for Career Education. As far as funding goes, I believe that the dollar should follow the student, and in the specific situation of charter schools, I think the state should directly fund them rather than pass the money through the school boards. 28. As an extension of the school day and to help end "Generational Pverty" would you support funding affordable afterschool programs that provide assistance with homework, delinquency prevention, life skills and the development of good character for Florida's working families?

3 Yes 29. What is your position regarding the ability of teachers unions and other public-sector unions to collectively bargain issues that are beyond the typical employment issues directly tied to hours worked and wages/benefits paid? I am anti-union and oppose the idea of collective bargaining. 30. How would you address the shortage of qualified talent to fill jobs in STEM-related fields? CHOICE like programs, and I would also incentivize businesses, teachers, and students who excel in STEM related areas. 31. What are your thoughts about having a series of benchmarks designed to create a minimum standard for Math and Language Arts throughout the United States? I believe the states should control education, not the federal government. There's no problem with standards and benchmarks, but it should be at the local or state level, the federal government has no business in our education system. 32. What changes would you support that improve workforce development in the state of Florida? More focus on vocational and technical career centers, recruiting businesses to meet our workforce strengths and develop new workforce strengths to recruit new business. 33. What changes should be made to Florida's higher education system? We have kids walking around Florida with degrees who haven't the first bit of walking around sense, but are $100,000+ in debt and have a piece of paper. The military gives college credits for military time. We should consider doing the same for a young mother who runs her household on a waitressing job, or a mechanic who learned what a catalytic converter was from his grandfather when he was 6, or a receptionist who is a walking excel spreadsheet when it comes to organizational skills. Do these people really need 4 years of higher education when they've spent time in the school of hard knocks? Innovation & Economic Development 34. What can the state do to continue to strengthen its position as a worldwide hub for trade? Cut Taxes, cut taxes, cut taxes. Then when we're done, cut fees and remove regulations. We need to invest more in our ports, and we must capitalize on the widening of the Panama Canal. If we can respond by improving our regulatory climate, Florida stands to benefit more financially than even Panama will. We can become the logistics hub of the world. 35. Please discuss any ideas you may have to enhance the growth and development of the following economic sectors. Manufactoring: Our country has lost the manufacturing edge that we had prior to the 60's. Unions, over taxation, and government regulations (environmental, payroll mandates, etc) have killed our free market. The more we do to reverse these free market hurdles, the better we'll be, especially in manufacturing. The margin that our manufacturing industry operates under is very thin. We need to be cognizant of what we do to them when we add a layer of government. Sometimes that can be the difference between 100 jobs and no jobs. If we get the reputation of being a best friend to manufacturing then it will certainly boost our trade capabilities as well. Agriculture:

4 Like Manufacturing, Agriculture has far too many layers of bureaucracy. As the second largest economic driver in the State of Florida, it's extremely important to our economy. We need to advertise areas of our state for their agricultural value. "Visit the Panhandle and try a peanut..." etc. We also need to be wary of the vector borne diseases that threaten the industry and provide our extension offices with the resources they need to stay ahead of diseases. Construction: Lawsuit reform, more reasonable workers comp laws, extend the moratorium on the blower door tests, and lessen the cost of construction (regulation) to attic trussed houses and bonus rooms. Hospitality/Tourism: Continue to follow the lead of industry innovators like our mouse friend in Orlando. Disney is the gold standard for how to attract tourists to Florida (or anywhere). We should look to the private industry's best practices and model them to devise a statewide strategy. Healthcare: Lower the costs of medical malpractice insurance by legislating the fraud out of the system. The way you do this is to penalize plaintiffs attorneys if they take med-mal cases and a judge deems it frivolous. Also, the more government inserts itself in the patient doctor relationship, the higher the costs become and the more the quality of care degrades. 36. What would you propose to diversify Florida's economy so that we better handle economic downturns? Invest in trade schools and diversify our industries in addition to our workforce (it's worked in Okaloosa). Infrastructure & Growth Leadership 37. When is it appropriate for the legislature to shift money from a dedicated state trust fund to pay for other services? NEVER EVER. That's why it's "dedicated." 38. There is a widening gap between infrastructure needs and infrastructure funding. Would you support private investment in public infrastructure projects in order to meet infrastructure needs? Yes How would you propose private investors be repaid? Bond dividends 39. Philosophically, when considering the following issues, do you think the authority to set or regulate these areas should be at the Federal, State, Local or Regional Government level? Wages Growth Management Wetlands Use Water Supply Environmental Permitting Business Permits & Licenses Local Government 40. What role should the state play in balancing the ability of electric utilities to provide safe, affordable and reliable electricity with the regulations of carbon emissions? The state should play the role of referee not the role of dictator. My beliefs are that the whole global warming hysteria is a false narrative and the only thing EPA standards do is tax and regulate under the guise of saving the planet. One thing we can investigate is the use of proven alternative energy sources, specifically natural gas.

5 41. What can the legislature do to address Florida's water quality and quantity needs? The Federal Government attempted to mandate Numeric Nutrient Count standards that were so onerous that prehistoric water supplies would have failed, so our water quality isn't that bad, that said, there is a quantity issue. We're blessed in Okaloosa County to have the Florida-Alabama-Georgia aquifer, but the rest of the state faces potential shortages. One path we might take is to copy the technology that our military uses on forward operating bases in the way of portable desalinization plants. When possible, we should use gray water for irrigation. Business Climate/Competitiveness 42. What are the three most important things the state legislature could do to improve Florida's business climate? 1: Cut Regulations 2: Cut taxes such as the business rent tax 3: Provide more incentives for expansion and diversity 43. Florida does not currently have a sales tax on services. Several attempts have been made over the past decade to create a new tax on services in the state Constitution. Would you support creating a sales tax on services?ness testimony standards? No Explain: Services by their nature should not be taxed the same as products. The service provider already pays significant taxes on his or her income. 44. What is your position on collecting sales and use tax on transactions from out of state and online retailers? Support 45. What is your general philosophy on state and local taxes? Okaloosa County has the lowest millage rate in the State of Florida, and its been that way for the 7 plus years I've been on the commission. Taxes should only fund infrastructure, public safety/ security, and essential services. Anything else is fluff. If state or local taxes are being raised to fund anything else, that's a travesty and a threat to our marketplace. 46. Are there any taxes that should be increased? No. I actually spent some time honestly thinking about this and I can't think of any. 47. Do you believe hotels should or should not be required to include resort fees in the daily room rate to allow guests to comparison shop before they book a room? Should not be required Explain: I don't know anybody who doesn't understand that the price a hotel advertises is not the price we're going to pay. When we travel, we look for the cheapest basic rate, but we know full well that there will be charges added to it. If consumers gets sick of resort fees, then the consumers will use their freedom of choice to pick a hotel that doesn't conceal resort fees. 48. What are your thoughts on the number of lawsuits files in Florida? Should the state intervene to make it easier or more difficult to file a lawsuit? Explain: There are too many frivolous lawsuits filed, period. The legislature should actively pursue ways to mitigate frivolous lawsuits, one way to do this is by requiring mediation before an injury case goes to trial. 49. Would you support legislation that limits recovery for future medical care in personal injury lawsuits to what is "usually and customarily" paid to other medical providers in the community? Why? Yes, absolutely. It doesn't make sense to pay arbitrary amounts just because plaintiffs attorneys want more money.

6 50. Accuracy in Damages: Would you support legislation that limits the amount of money recoverable for medical care in personal injury lawsuits to the amount actually paid for the medical care versus the amount charged by the provider of the medical care? Why? Yes. We all know that hospitals charge more to someone who has insurance than those who are paying cash. And there's no reason to allow the courts to ask for the amount that the hospital bills the insurance company, rather the plaintiff should collect the amount that they paid out. I'm all for making a plaintiff whole again, but when you gouge businesses and insurance companies all consumers pay the price. 51. In the context of a personal injury lawsuit, do you believe that it is reasonable to require an injured person seeking money from a liability insurance company to give the insurance company a (1) written notice of the claim and (2) a minimum of 45 days to investigate the claim and offer to pay the policy limits of the policy? Agree Why? If we continue to allow the trial bar to artificially manufacture bad faith claims, then we will continue to see the rising costs of insurance and medical care for all consumers. It's time we set a standard in Florida that frivolous lawsuits won't be tolerated, then hopefully that's the first step towards fixing the issue. Governance & Civic Systems 52. What is the proper role of state agencies in regulating prices for insurance companies, banks, medical providers and other regulated industries? Explain: Government shouldn't regulate any prices. The market and competition will dictate the prices. 53. Government regulations continue to be the top concern for Florida's small business. What areas would you recommend reducing regulation and red tape? Limit Concurrency impact fees, limit environmental mandates that have little bearing on the business, do away with the business rent tax, provide incentives for new businesses that wish to expand. 54. Both the Florida Retirement System Pension plan and Local Government-administered pension plan programs are experiencing a growing unfunded actuarial liability that is currently in excess of $31 billion. How do you propose to fill the funding gap in these guaranteed pension plans? By either charging the employee more for their retirement or by shifting retirement plans (going forward) from defined benefit plans to defined contribution plans. 55. Should there be term limits for: Circuit/County Judges? Yes Appellate Judges? Yes Supreme Court Judges? Yes Why? They get too complacent in their jobs and rely too heavily on tenure. Empires are built on the fact that leaders stay in office for life. Quality of Life & Quality Places 56. Should the state of Florida be able to mandate that health insurance providers cover specific health conditions or benefits even if the mandates increase the cost of health insurance for employees and employers? Explain: No, that should be up to the free market. If the insured has a condition, then they should be ready to pay higher fees for that condition.

7 57. Rising health care cost is a concern for Florida businesses and consumers. What would you propose that could help alleviate that burden? First and foremost we should repeal Obamacare. Open up competition across state lines. Use more Health Care Savings Plans, and Create healthier living environments. Put more personal responsibility on the patient. 58. What is your position on Medicaid expansion? While it is a result of Obamacare, the one good thing that medicaid expansion would do is cover the cost shifts from hospitals to patients. I understand that is a large burden, but I'm not convinced it's worth expanding medicaid to get there. 59. What is your position on whether the state should prohibit balanced billing in emergency situations? Broader Arena? The Governor just signed a bill into law this week that addressed that issue. I would lean towards supporting the governor's position. 60. What is your suggestion to address the current workforce shortage of physicians and nurses in the state? Create a STEM friendly environment all levels of education, especially k-12, and put medical schools close to the areas where you can draw a broader base of students. Crestview's pharmacy and the future physicians assistant schools are good examples of this. Many of these students wouldn't have ever gone to school if we didn't bring the school to them. We're really missing a tremendous group of folks who don't have the time to go to the colleges and universities across the state. I would also encourage the incentivizing of students that would be willing to take on healthcare professions as a career. 61. What is your position on the expansion of gambling in Florida? I'm categorically opposed to the expansion of gambling in the State of Florida. Obvious exceptions should continue to be granted to our American Indian Tribes. 62. Do you believe gambling should ever be expanded or current permitted gambling changed without an affirmative statewide vote of the people? No. I think the people should make the decision on an issue of that magnitude. FINAL THOUGHTS I am a 27 year veteran of the United States Air Force, I've owned three of my own businesses, I have 15 years of experience in chamber management and business advocacy, and I've spent the last 8 years in County government where I championed making life easier for small businesses in our community via the removal of the obstacles that slow the speed of commerce and business expansion. If anyone have the perspective of understanding the government, the chamber, and business, it's me.

Candidate Profile - Personal Information

Candidate Profile - Personal Information 1. Candidate's Name: 2. Address: Candidate Profile - Personal Information Al Jacquet P.O. Box 8084 3. City: Delray Beach Zip: 33482 4. Telephone Numbers: 5. Email Address: 5614145677 5619278800 Home Cell

More information

Candidate Profile - Personal Information

Candidate Profile - Personal Information 1. Candidate's Name: 2. Address: Candidate Profile - Personal Information Robert "Bob" Sindler PO Box 1065 3. City: Apopka, FL Zip: 32704 4. Telephone Numbers: 5. Email Address: 407-889-8064 321-945-7491

More information

Candidate Profile - Personal Information

Candidate Profile - Personal Information 1. Candidate's Name: 2. Address: Candidate Profile - Personal Information Michael Davey 50 Ocean Lane Drive Apt 107 3. City: Key Biscayne Zip: 33149 4. Telephone Numbers: 5. Email Address: 3059840199 3059840199

More information

Candidate Profile - Personal Information

Candidate Profile - Personal Information 1. Candidate's Name: 2. Address: Candidate Profile - Personal Information Victor Dotres 7965 Preserve Circle 3. City: Naples Zip: 34119 4. Telephone Numbers: 5. Email Address: 239-601-5771 239-607-5771

More information

Candidate Profile - Personal Information

Candidate Profile - Personal Information 1. Candidate's Name: 2. Address: Candidate Profile - Personal Information Dan Fiorini PO Box 49341 3. City: Saint Petersburg Zip: 33743 4. Telephone Numbers: 5. Email Address: 727 342 3232 727 342 3232

More information

Candidate Profile - Personal Information

Candidate Profile - Personal Information 1. Candidate's Name: 2. Address: Candidate Profile - Personal Information David Silvers 3549 Forest Hill Blvd. #24 3. City: West Palm Beach Zip: 33406 4. Telephone Numbers: 5. Email Address: (561)558-7255

More information

Candidate Profile - Personal Information

Candidate Profile - Personal Information 1. Candidate's Name: 2. Address: Candidate Profile - Personal Information Joe Davidow 851 5th Avenue N Suite 301 3. City: Naples Zip: 34102 4. Telephone Numbers: 5. Email Address: 2392983421 2392068563

More information

Candidate Profile - Personal Information

Candidate Profile - Personal Information 1. Candidate's Name: 2. Address: Candidate Profile - Personal Information Zenaida Denizac 2010 Montecito Avenue 3. City: Deltona Zip: 32738 4. Telephone Numbers: 5. Email Address: 386-532-9747 386-837-1941

More information

Candidate Profile - Personal Information

Candidate Profile - Personal Information 1. Candidate's Name: 2. Address: Candidate Profile - Personal Information Bev Kilmer 2849 Appalachee Trail 3. City: Marianna Zip: 32446 4. Telephone Numbers: 5. Email Address: 850-933-6476 850-394-4172

More information

Candidate Profile - Personal Information

Candidate Profile - Personal Information Candidate Profile - Personal Information 1. Candidate's Name: 2. Address: John Newstreet 7679 Persian Court 3. City: Orlando Zip: 32819 4. Telephone Numbers: 407-252-1307 407-252-1307 407-847-0108 Home

More information

Candidate Profile - Personal Information

Candidate Profile - Personal Information 1. Candidate's Name: 2. Address: Candidate Profile - Personal Information Ivette Gonzalez Petkovich 901 Ponce de Leon Blvd 3. City: Coral Gables Zip: 33134 4. Telephone Numbers: 5. Email Address: 7864235977

More information

Candidate Profile - Personal Information

Candidate Profile - Personal Information 1. Candidate's Name: 2. Address: Candidate Profile - Personal Information Walter L. Smith, II 3313 Manor Cove Circle 3. City: Riverview Zip: 33578 4. Telephone Numbers: 8135311845 Home Cell Office 5. Email

More information

Candidate Profile - Personal Information

Candidate Profile - Personal Information 1. Candidate's Name: 2. Address: Candidate Profile - Personal Information Mark B. MacLean 2743 Chelton Road 3. City: Jacksonville Zip: 32216 4. Telephone Numbers: 5. Email Address: 904-875-6235 904-399-2829

More information

Candidate Profile - Personal Information

Candidate Profile - Personal Information 1. Candidate's Name: 2. Address: Candidate Profile - Personal Information Eric Lynn PO Box 16991 3. City: St Petersburg Zip: 33733 4. Telephone Numbers: 5. Email Address: 7279140737 7273484634 7273089908

More information

Candidate Profile - Personal Information

Candidate Profile - Personal Information 1. Candidate's Name: 2. Address: Candidate Profile - Personal Information Lauren Frances Book 8201 Peters Road, Suite 1000 3. City: Plantation Zip: 33324 4. Telephone Numbers: 5. Email Address: (305) 336-1326

More information

Candidate Profile - Personal Information

Candidate Profile - Personal Information 1. Candidate's Name: 2. Address: Candidate Profile - Personal Information Rosy Palomino 2852 SW 33rd Ct 3. City: Coconut Grove Zip: 33133 4. Telephone Numbers: 5. Email Address: 3054090306 3054090306 7863932797

More information

Candidate Profile - Personal Information

Candidate Profile - Personal Information 1. Candidate's Name: 2. Address: Candidate Profile - Personal Information Ben Diamond PO Box 76234 3. City: St Petersburg Zip: 33734 4. Telephone Numbers: 5. Email Address: n/a 727-560-0438 727-310-6142

More information

Candidate Profile - Personal Information

Candidate Profile - Personal Information 1. Candidate's Name: 2. Address: Candidate Profile - Personal Information Wenda A Lewis 7901 SW 45 Lane 3. City: Gainesville, FL Zip: 32608 4. Telephone Numbers: 5. Email Address: 352 335 7443 352 339

More information

Candidate Profile - Personal Information

Candidate Profile - Personal Information 1. Candidate's Name: 2. Address: Candidate Profile - Personal Information Amy Mercado PO Box 141098 3. City: Orlando Zip: 32814 4. Telephone Numbers: 5. Email Address: NA 4074842814 NA Home Cell Office

More information

Scott Harrington on Health Care Reform

Scott Harrington on Health Care Reform Scott Harrington on Health Care Reform Knowledge@Wharton: As the Supreme Court debates health care reform, we would like to ask you a couple questions about different aspects of the law, the possible outcomes

More information

Candidate Profile - Personal Information

Candidate Profile - Personal Information 1. Candidate's Name: 2. Address: Candidate Profile - Personal Information Tinu Pena 2101 Vista Parkway 3. City: West Palm Beach Zip: 33411 4. Telephone Numbers: 5. Email Address: 5613312170 5613312170

More information

PROGRESSIVE MASSACHUSETTS 2014 LEGISLATIVE RACES QUESTIONNAIRE. CANDIDATE: Steve Ultrino Democrat for State Representative.

PROGRESSIVE MASSACHUSETTS 2014 LEGISLATIVE RACES QUESTIONNAIRE. CANDIDATE: Steve Ultrino Democrat for State Representative. PROGRESSIVE MASSACHUSETTS 2014 LEGISLATIVE RACES QUESTIONNAIRE CANDIDATE: Steve Ultrino Democrat for State Representative 33rd Middlesex ultrinoforrep.com About the Candidate... 2 The Issues... 3 A. Revenue

More information

EAGLE COUNTY COMMISSIONERS PUBLIC OPINION SURVEY. May 16-19, 2016

EAGLE COUNTY COMMISSIONERS PUBLIC OPINION SURVEY. May 16-19, 2016 1 EAGLE COUNTY COMMISSIONERS PUBLIC OPINION SURVEY May 16-19, 2016 Magellan Strategies is pleased to present the results for a 500n live landline and cell phone survey of likely 2016 general election voters

More information

Their cause is reducing health care costs.

Their cause is reducing health care costs. To: GOP Health Care Advocates Re: GOP Health Care Strategy Fr: Alex Castellanos July 7, 2009 The research Chairman Steele has conducted at the RNC on health care has produced some significant new insights

More information

Life Insurance Buyer s Guide

Life Insurance Buyer s Guide Contents What type of insurance should I buy? How much insurance should I buy? How long should my term life insurance last? How do I compare life insurance quotes? How do I compare quotes from difference

More information

Checkup on Health Insurance Choices

Checkup on Health Insurance Choices Page 1 of 17 Checkup on Health Insurance Choices Today, there are more types of health insurance, and more choices, than ever before. The information presented here will help you choose a plan that is

More information

Mistakes to Avoid If You Are in a Georgia Car Wreck

Mistakes to Avoid If You Are in a Georgia Car Wreck Mistakes to Avoid If You Are in a Georgia Car Wreck JAMES K. MURPHY Murphy Law Firm, LLC Georgia Accident & Injury Attorney 8302 Office Park Drive 2 Table of Contents: Preface: Who is Behind This Book,

More information

LIVING TO 100 SYMPOSIUM*

LIVING TO 100 SYMPOSIUM* LIVING TO 100 SYMPOSIUM* Orlando, Florida January 12 14, 2005 IMPACT OF AGING POPULATIONS Presenters: J. Bruce MacDonald, Discussant Lijia Guo Douglas Andrews Krzysztof Ostaszewski MR. EDWIN HUSTEAD: I

More information

Individual Health Insurance Marketplace FAQs Purdue Pre-65 Retiree

Individual Health Insurance Marketplace FAQs Purdue Pre-65 Retiree Individual Health Insurance Marketplace FAQs Purdue Pre-65 Retiree Maria Pearson Melva Lowry Q: What is a Health Insurance Marketplace? A: The Health Insurance Marketplace (Marketplace) is a way to find

More information

THE MISSOURI FOUNDATION FOR HEALTH. Presentation of Findings from a Survey of 800 Likely Voters in Missouri May 10-14, 2007

THE MISSOURI FOUNDATION FOR HEALTH. Presentation of Findings from a Survey of 800 Likely Voters in Missouri May 10-14, 2007 THE MISSOURI FOUNDATION FOR HEALTH Presentation of Findings from a Survey of 800 Likely Voters in Missouri May 10-14, 2007 Survey Methodology Lake Research Partners designed and administered this survey,

More information

IB Interview Guide: Case Study Exercises Three-Statement Modeling Case (30 Minutes)

IB Interview Guide: Case Study Exercises Three-Statement Modeling Case (30 Minutes) IB Interview Guide: Case Study Exercises Three-Statement Modeling Case (30 Minutes) Hello, and welcome to our first sample case study. This is a three-statement modeling case study and we're using this

More information

Loveland City Schools FY Revenue

Loveland City Schools FY Revenue FREQUENTLY ASKED QUESTIONS 1. Where does the Loveland City School District revenue come from? In Ohio, the funding of schools is shared by the state and local school districts. The Ohio General Assembly

More information

Jack Marrion discusses why clients should look at annuities to provide retirement income have you done the same for your clients?

Jack Marrion discusses why clients should look at annuities to provide retirement income have you done the same for your clients? Jack Marrion discusses why clients should look at annuities to provide retirement income have you done the same for your clients? Harry Stout: Welcome to Insurance Insights, sponsored by Creative Marketing.

More information

14 Reasons Why You Shouldn t Retire Early

14 Reasons Why You Shouldn t Retire Early 14 Reasons Why You Shouldn t Retire Early Early retirement is a goal for many, including physicians. An extra decade or two to travel, pursue hobbies, and volunteer becomes more and more attractive, especially

More information

REPEAL, REPLACE, RETRACT

REPEAL, REPLACE, RETRACT C h r i s t i n a M. A n d r e w s, P h D, M S W A s s i s t a n t P r o f e s s o r T e r i B r o w n e, P h D, M S W A s s o c i a t e P r o f e s s o r C o l l e g e o f S o c i a l W o r k U n i v

More information

T. Rowe Price 2015 FAMILY FINANCIAL TRADE-OFFS SURVEY

T. Rowe Price 2015 FAMILY FINANCIAL TRADE-OFFS SURVEY T. Rowe Price 2015 FAMILY FINANCIAL TRADE-OFFS SURVEY Contents Perceptions About Saving for Retirement & College Education Respondent College Experience Family Financial Profile Saving for College Paying

More information

a guide to a better alternative to obamacare

a guide to a better alternative to obamacare a guide to a better alternative to obamacare TOC TABLE OF CONTENTS INTRODUCTION: A Guide to a Better Alternative to Obamacare............ 1 The Failed Obamacare Experiment....................................

More information

McLAUGHLIN & ASSOCIATES NATIONAL HEALTHCARE SURVEY JUNE 22, 2012

McLAUGHLIN & ASSOCIATES NATIONAL HEALTHCARE SURVEY JUNE 22, 2012 McLAUGHLIN & ASSOCIATES NATIONAL HEALTHCARE SURVEY JUNE 22, 2012 1. HOW LIKELY IS IT THAT YOU WILL VOTE IN THE NOVEMBER 2012 ELECTION FOR PRESIDENT AND CONGRESS? WOULD YOU SAY VERY LIKELY, ONLY SOMEWHAT

More information

Valuation Interpretation and Uses: How to Use Valuation to Outline a Buy-Side Stock Pitch

Valuation Interpretation and Uses: How to Use Valuation to Outline a Buy-Side Stock Pitch Valuation Interpretation and Uses: How to Use Valuation to Outline a Buy-Side Stock Pitch Hello and welcome to our next lesson in this final valuation summary module. This time around, we're going to begin

More information

Penny Stock Guide. Copyright 2017 StocksUnder1.org, All Rights Reserved.

Penny Stock Guide.  Copyright 2017 StocksUnder1.org, All Rights Reserved. Penny Stock Guide Disclaimer The information provided is not to be considered as a recommendation to buy certain stocks and is provided solely as an information resource to help traders make their own

More information

OP ED: Grocers Get It, Why Doesn t Government? Solutions That Work

OP ED: Grocers Get It, Why Doesn t Government? Solutions That Work OP ED: Grocers Get It, Why Doesn t Government? Solutions That Work How can we fix only the flat tire on the healthcare vehicle and NOT call the whole thing a clunker, sending it to the government-run junkyard

More information

2016 Public Policy Survey Results

2016 Public Policy Survey Results 2016 Public Policy Survey Results 2016 Public Policy Survey Results The Murray-Calloway County Chamber of Commerce is the region s secondlargest business advocacy organization and is the 9th largest Chamber

More information

ALL ABOUT INVESTING. Here is Dave s investing philosophy:

ALL ABOUT INVESTING. Here is Dave s investing philosophy: ALL ABOUT INVESTING Knowing how to deal with debt is easy pay it off! Investing, however, isn t quite so simple. Most people have questions about when and how to invest their money, so here s an inside

More information

Scenic Video Transcript Dividends, Closing Entries, and Record-Keeping and Reporting Map Topics. Entries: o Dividends entries- Declaring and paying

Scenic Video Transcript Dividends, Closing Entries, and Record-Keeping and Reporting Map Topics. Entries: o Dividends entries- Declaring and paying Income Statements» What s Behind?» Statements of Changes in Owners Equity» Scenic Video www.navigatingaccounting.com/video/scenic-dividends-closing-entries-and-record-keeping-and-reporting-map Scenic Video

More information

History of 401(k) Plans. What makes a 401(k) different?

History of 401(k) Plans. What makes a 401(k) different? History of 401(k) Plans In 1978, Congress decided that Americans needed a bit of encouragement to save more money for retirement. They thought that if they gave people a way to save for retirement while

More information

Living Independently: Choosing a Set of Wheels 1

Living Independently: Choosing a Set of Wheels 1 FCS 5035 Living Independently: Choosing a Set of Wheels 1 Mary N. Harrison 2 Most people need to have some form of transportation. If you are living on your own, you will be traveling to work or to school.

More information

ECO LECTURE TWENTY-FOUR 1 OKAY. WELL, WE WANT TO CONTINUE OUR DISCUSSION THAT WE HAD

ECO LECTURE TWENTY-FOUR 1 OKAY. WELL, WE WANT TO CONTINUE OUR DISCUSSION THAT WE HAD ECO 155 750 LECTURE TWENTY-FOUR 1 OKAY. WELL, WE WANT TO CONTINUE OUR DISCUSSION THAT WE HAD STARTED LAST TIME. WE SHOULD FINISH THAT UP TODAY. WE WANT TO TALK ABOUT THE ECONOMY'S LONG-RUN EQUILIBRIUM

More information

INSURE TENNESSEE Action Toolkit

INSURE TENNESSEE Action Toolkit INSURE TENNESSEE Action Toolkit For people in the Healthcare Coverage Gap and their advocates www.facebook.com/tnjustice On February 4, the state Senate committee on Health voted NO on the Governor s plan

More information

Transitioning into Retirement

Transitioning into Retirement Select Portfolio Management, Inc. www.selectportfolio.com Toll Free: 800.445.9822 Telephone: 949.975.7900 Fax: 949.900.8181 Securities offered through Securities Equity Group Member FINRA, SIPC, MSRB Transitioning

More information

Attrition & Cancellation

Attrition & Cancellation Attrition From time to time, an organization will find itself in the unenviable position of learning that the expected attendance for a meeting will fall short, causing contracted rooms to be left unused.

More information

Vanderbilt University Poll December Survey Results

Vanderbilt University Poll December Survey Results Vanderbilt University Poll December 2012 Survey Results Vanderbilt University Poll December 2012 Toplines for REGISTERED VOTERS N = 829; Margin of Error +/- 4.3% SEX. Record Respondent s sex Male 48% Female

More information

September 10, 1998 N.G.I.S.C. Biloxi Meeting. CHAIRMAN JAMES: With that, I'll open it up to. COMMISSIONER DOBSON: Mayor Short, you just mentioned

September 10, 1998 N.G.I.S.C. Biloxi Meeting. CHAIRMAN JAMES: With that, I'll open it up to. COMMISSIONER DOBSON: Mayor Short, you just mentioned September 0, N.G.I.S.C. Biloxi Meeting 0 CHAIRMAN JAMES: With that, I'll open it up to questions from commissioners. Commissioner Dobson? COMMISSIONER DOBSON: Mayor Short, you just mentioned the money

More information

25 th Legislative District Democrats

25 th Legislative District Democrats 25 th Legislative District Democrats Candidate Nomination/Endorsement Request (25 th LD State Representative) Full Name (as shown on ballot) Jamie Smith Office Sought: State Representative, Position 1

More information

TAX LIEN INVESTING REPORT

TAX LIEN INVESTING REPORT Tax Lien Investing for Robust Returns TAX LIEN INVESTING REPORT Tax Lien Investing for Robust Returns Tax-related investments such as tax lien certificates and tax deeds are unique and little-talked- about

More information

Volunteers Wanted. We Take Our Managers Personally: Dana Fransen

Volunteers Wanted. We Take Our Managers Personally: Dana Fransen MANAGER PROFILE We Take Our Managers Personally: Dana Fransen Dana Fransen is the branch manager for our Madera branch. Dana began her career at EECU over 17 years ago. She has held various positions within

More information

A Conversation with Elizabeth Falcone

A Conversation with Elizabeth Falcone A Conversation with Elizabeth Falcone Senior Policy Advisor Office of Senator Mark R. Warner To the Northern Virginia Technology Council Health Technology Committee April 15, 2014 Presentation and comments

More information

Chapters Test Review

Chapters Test Review Name Date Period Chapters 16-18 Test Review Ch 16 - Economic & Social Welfare Policymaking 1. is best understood as the rate at which prices for goods and services increase. 2. is best understood as the

More information

Questions Received During Webinar: Planning for Long-Term Care March 22, 2017 Answered by Mark Kirby, LTCR

Questions Received During Webinar: Planning for Long-Term Care March 22, 2017 Answered by Mark Kirby, LTCR Questions Received During Webinar: Planning for Long-Term Care March 22, 2017 Answered by Mark Kirby, LTCR mkirby@ltcr.com 1-888-532-8232 1. Is there an age limit to buying a Long Term Care insurance policy?

More information

Political Advocacy - The Maine AFL-CIO endorses electoral candidates that stand up for Maine's workers.

Political Advocacy - The Maine AFL-CIO endorses electoral candidates that stand up for Maine's workers. Maine AFL-CIO 2018 State Legislative Questionnaire INTRODUCTION About the Maine AFL-CIO Founded in 1956, the Maine AFL-CIO is a federation of more than 160 local unions representing about 40,000 workers.

More information

List of Insurance Terms and Definitions for Uniform Translation

List of Insurance Terms and Definitions for Uniform Translation Term actuarial value Affordable Care Act allowed charge Definition The percentage of total average costs for covered benefits that a plan will cover. For example, if a plan has an actuarial value of 70%,

More information

Transcript - The Money Drill: Why You Should Get Covered Before You Lose Your Military Life Insurance

Transcript - The Money Drill: Why You Should Get Covered Before You Lose Your Military Life Insurance Transcript - The Money Drill: Why You Should Get Covered Before You Lose Your Military Life Insurance JJ: Hi. This is The Money Drill, and I'm JJ Montanaro. With the help of some great guests, I'll help

More information

October Virtue in action. Domestic Policy and Election 2004: A Look at Issues that Hit Home. fostering citizenship through character education

October Virtue in action. Domestic Policy and Election 2004: A Look at Issues that Hit Home. fostering citizenship through character education October 2004 Virtue In Action Domestic Policy and Election 2004: A Look at Issues that Hit Home Virtue in action fostering citizenship through character education 2 In determining their vote for President,

More information

AMERICANS OPPOSE PROPOSALS TO RESTRICT ELIGIBILITY AND CUT FUNDING FOR GOVERNMENT ASSISTANCE PROGRAMS

AMERICANS OPPOSE PROPOSALS TO RESTRICT ELIGIBILITY AND CUT FUNDING FOR GOVERNMENT ASSISTANCE PROGRAMS To: Interested Parties From: Center for American Progress and GBA Strategies Date: February 1, 2018 RE: AMERICANS OPPOSE PROPOSALS TO RESTRICT ELIGIBILITY AND CUT FUNDING FOR GOVERNMENT ASSISTANCE PROGRAMS

More information

Illinois Turnaround Budget

Illinois Turnaround Budget Wednesday, February 18, 2015 OFFICE OF THE GOVERNOR BRUCE RAUNER Illinois Turnaround Budget As Prepared for Delivery Also included: Budget Summary Good Afternoon. President Cullerton Speaker Madigan Leader

More information

The Washington State Budget

The Washington State Budget The 2015-17 Washington State Budget State Representative Ross Hunter Chairman, House Appropriations Committee When writing about the budget it s important to share good news as well as bad. First the good:

More information

DON'T WRECK. 10 Steps to Protect Yourself After a Car Crash. A free publication by the Law Offices of James Scott Farrin

DON'T WRECK. 10 Steps to Protect Yourself After a Car Crash. A free publication by the Law Offices of James Scott Farrin DON'T WRECK 10 Steps to Protect Yourself After a Car Crash A free publication by the Law Offices of James Scott Farrin The goal of this booklet is simple. People just like you are in car wrecks every day.

More information

Maryland Working Families 2018 Legislative Candidate Questionnaire

Maryland Working Families 2018 Legislative Candidate Questionnaire Maryland Working Families 2018 Legislative Candidate Questionnaire Date: Candidate Name: Office Sought: District: Phone #: Email: Campaign Manager: Contact #: Candidate Signature: Page 1 Wages and Benefits

More information

The Health Care Reform Debate

The Health Care Reform Debate June 25, 2009 The Health Care Reform Debate The survey This presentation is based primarily on a national Democracy Corps survey of 1,013 2008 voters (850 landline, 163 cell phone weighted; 893 landline,

More information

Health Care Access Law: Frequently Asked Questions. The Individual Mandate

Health Care Access Law: Frequently Asked Questions. The Individual Mandate Health Care Access Law: Frequently Asked Questions The Individual Mandate What is the individual mandate going to mean for me? How much will I have to pay? Residents of Massachusetts will be required to

More information

A small business guide to. Income replacement for business owners

A small business guide to. Income replacement for business owners 1 Exclusive Report A small business guide to Income replacement for business owners Warning: Content may increase business cash-flow when too sick or hurt to work. It won t if you don t plan! 2 2013 by

More information

Choosing a Medigap Policy: A Guide to Health Insurance for People with Medicare

Choosing a Medigap Policy: A Guide to Health Insurance for People with Medicare CENTERS FOR MEDICARE & MEDICAID SERVICES 2014 Choosing a Medigap Policy: A Guide to Health Insurance for People with Medicare This official government guide has important information about: Medicare Supplement

More information

Choosing a Medigap Policy:

Choosing a Medigap Policy: CENTERS FOR MEDICARE & MEDICAID SERVICES 2018 Choosing a Medigap Policy: A Guide to Health Insurance for People with Medicare This official government guide has important information about: Medicare Supplement

More information

Myth: This is going to cost a fortune. How will we pay for it?

Myth: This is going to cost a fortune. How will we pay for it? Myths About SB 810 & Responses I. AFFORDABILITY Myth: This is going to cost a fortune. How will we pay for it? Response: The current health care finance system wastes nearly 50% of each health care dollar

More information

Retirement Savings Challenges for Women

Retirement Savings Challenges for Women Military Benefit Association mba@militarybenefit.org Retirement Savings Challenges for Women 11/4/2015 Page 1 of 12, see disclaimer on final page Special Challenges for Women When it comes to saving for

More information

Generic Transitions. Final Expense Transition Phrases. Hospital Indemnity Transition Phrases

Generic Transitions. Final Expense Transition Phrases. Hospital Indemnity Transition Phrases Transition Phrases Cheat Sheet Generic Transitions I am going to ask you some questions that may sound a little bit different. I m doing this to make sure we have all of your concerns covered as Medicare

More information

Small Business Success Podcast: BUSINESS INCORPORATION

Small Business Success Podcast: BUSINESS INCORPORATION Small Business Success Podcast: BUSINESS INCORPORATION The SCORE Small Business Success Podcast features interviews with the best and brightest in the world of small business, covering topics such as business

More information

Income Protection and Budget Income Protection

Income Protection and Budget Income Protection Income Protection and Budget Income Protection Key Features of the Flexible Protection Plan The Financial Conduct Authority is a financial services regulator. It requires us, LV=, to give you this important

More information

Frequently Asked Questions Proposal 3: Lifetime Membership Dues Initial Release: June 22, 2017 Additional Questions: September 20, 2017

Frequently Asked Questions Proposal 3: Lifetime Membership Dues Initial Release: June 22, 2017 Additional Questions: September 20, 2017 Frequently Asked Questions Proposal 3: Lifetime Membership Dues Initial Release: June 22, 2017 Additional Questions: September 20, 2017 What is the proposal to change lifetime membership dues? Currently,

More information

The Affordable Care Act Making health care more secure and returning control to consumers

The Affordable Care Act Making health care more secure and returning control to consumers The Affordable Care Act Making health care more secure and returning control to consumers 1 We must never go back! Before the Affordable Care Act It was legal for health insurance Companies to DENY COVERAGE

More information

MINUTES OF THE SPECIAL MEETING SECOND AND FINAL PUBLIC TAX HEARING BOARD OF COMMISSIONERS NORTH BROWARD HOSPITAL DISTRICT September 28, :30 p.m.

MINUTES OF THE SPECIAL MEETING SECOND AND FINAL PUBLIC TAX HEARING BOARD OF COMMISSIONERS NORTH BROWARD HOSPITAL DISTRICT September 28, :30 p.m. MINUTES OF THE SPECIAL MEETING SECOND AND FINAL PUBLIC TAX HEARING BOARD OF COMMISSIONERS NORTH BROWARD HOSPITAL DISTRICT September 28, 2016 5:30 p.m. The Special Meeting of the Board of Commissioners

More information

Real Estate Private Equity Case Study 3 Opportunistic Pre-Sold Apartment Development: Waterfall Returns Schedule, Part 1: Tier 1 IRRs and Cash Flows

Real Estate Private Equity Case Study 3 Opportunistic Pre-Sold Apartment Development: Waterfall Returns Schedule, Part 1: Tier 1 IRRs and Cash Flows Real Estate Private Equity Case Study 3 Opportunistic Pre-Sold Apartment Development: Waterfall Returns Schedule, Part 1: Tier 1 IRRs and Cash Flows Welcome to the next lesson in this Real Estate Private

More information

2012 Issue #9 September 14, A publication of the Governor s DD Council & ID Action CONTINUED ON PAGE 2

2012 Issue #9 September 14, A publication of the Governor s DD Council & ID Action CONTINUED ON PAGE 2 2012 Issue #9 September 14, 2012 A publication of the Governor s DD Council & ID Action Advocate s Guide Now Available! Nothing is ever simple when it comes to Iowa s mental health and disability system.

More information

More & More Americans Having to Work Past Age 70

More & More Americans Having to Work Past Age 70 More & More Americans Having to Work Past Age 70 July 18, 2017 by Gary Halbert of Halbert Wealth Management 1. Almost One-Fifth of Americans Are Working Past Age 70 2. Seniors, There s No Guarantee of

More information

EPISODE 56: DISABILITY AND AGING: MEDICARE, MEDICAID, AND BENEFITS ENROLLMENT ASSISTANCE

EPISODE 56: DISABILITY AND AGING: MEDICARE, MEDICAID, AND BENEFITS ENROLLMENT ASSISTANCE EPISODE 56: DISABILITY AND AGING: MEDICARE, MEDICAID, AND BENEFITS ENROLLMENT ASSISTANCE Event Date: March 7, 2018 Presenter: Leslie Fried, Senior Director - Center for Benefits Access - National Council

More information

Good Evening. I m Lieutenant Governor Peter Kinder and I m honored to speak to you from your state capitol.

Good Evening. I m Lieutenant Governor Peter Kinder and I m honored to speak to you from your state capitol. FOR IMMEDIATE RELEASE January 5, 2009 Remarks By Lt. Governor Peter Kinder Republican Response to State of State Address As Prepared For Delivery Jefferson City_Lt. Governor Kinder tonight delivered the

More information

Financial Matters. Optional Extension Tips: Optional Extension Tips: Below Level Differentiation. Above Level Differentiation

Financial Matters. Optional Extension Tips: Optional Extension Tips: Below Level Differentiation. Above Level Differentiation Below Level Differentiation Reading and Discussion Tips: When discussing the explanations to the test questions, provide students with the pre-test answer key so they can follow along. Students may use

More information

THE WHITE HOUSE Office of the Press Secretary. For Immediate Release February 19, 2013 REMARKS BY THE PRESIDENT ON THE SEQUESTER

THE WHITE HOUSE Office of the Press Secretary. For Immediate Release February 19, 2013 REMARKS BY THE PRESIDENT ON THE SEQUESTER THE WHITE HOUSE Office of the Press Secretary For Immediate Release February 19, 2013 REMARKS BY THE PRESIDENT ON THE SEQUESTER South Court Auditorium 10:50 A.M. EST THE PRESIDENT: Good morning, everybody.

More information

Cash Flow Statement [1:00]

Cash Flow Statement [1:00] Cash Flow Statement In this lesson, we're going to go through the last major financial statement, the cash flow statement for a company and then compare that once again to a personal cash flow statement

More information

Medicare Advantage FAQ

Medicare Advantage FAQ Medicare Advantage FAQ Contents Medicare Advantage Talking Points... 2 University of Richmond Medicare Advantage Plan Questions... 3 Provider Acceptance Questions... 4 Claims Processing... 6 Frequently

More information

A $15 Minimum Wage Is Good For Potter County's Economy and Families

A $15 Minimum Wage Is Good For Potter County's Economy and Families A $15 Minimum Wage Is Good For Potter County's Economy and Families When a significant number of jobs in Potter County don't pay enough for our neighbors to afford the basics things like food, car repairs

More information

How to Stop and Avoid Foreclosure in Today's Market

How to Stop and Avoid Foreclosure in Today's Market How to Stop and Avoid Foreclosure in Today's Market This Guide Aims To Help You Navigate the foreclosure process [Type the company name] Discover all of your options [Pick the date] Find the solution or

More information

Table of Contents. Summary of Senator John McCain s Health Care Platform Summary of Senator Barack Obama s Health Care Platform.

Table of Contents. Summary of Senator John McCain s Health Care Platform Summary of Senator Barack Obama s Health Care Platform. Table of Contents Summary of Senator John McCain s Health Care Platform.... 3 Summary of Senator Barack Obama s Health Care Platform.5 Comparison of 2008 Presidential Candidate Health Care Platforms....8

More information

Reflections on my First 15 Years as a Financial Advisor

Reflections on my First 15 Years as a Financial Advisor Reflections on my First 15 Years as a Financial Advisor This June will make 15 years advising clients on managing their wealth. We all face milestones in our lives and for some reason this one seems important

More information

Postmaster General National Press Club Luncheon Speech

Postmaster General National Press Club Luncheon Speech FOR IMMEDIATE RELEASE April 19, 2013 Contact: Toni DeLancey toni.g.delancey@usps.gov 202.268.6915 usps.com/news Postmaster General National Press Club Luncheon Speech Postmaster General Patrick R. Donahoe

More information

THE 800 POUND GORILLA IN THE ROOM

THE 800 POUND GORILLA IN THE ROOM THE 800 POUND GORILLA IN THE ROOM The Built-In Interest Expense On Mendocino County s Unfunded Pension Obligations An Extreme Threat to the County s Long-Term Finances August 27, 2009 Copyright YourPublicMoney.Com,

More information

The National Citizen Survey

The National Citizen Survey C I T Y O F E L K G R O V E, C A 2011 Supplemental Web Survey Results 3005 30th Street 777 North Capitol Street NE, Suite 500 Boulder, CO 80301 Washington, DC 20002 ww.n-r-c.com 303-444-7863 www.icma.org

More information

LifeMark Securities Linda Black, ChFC, CRPC PO Box 4375 Leesburg, VA Retirement Analysis

LifeMark Securities Linda Black, ChFC, CRPC PO Box 4375 Leesburg, VA Retirement Analysis LifeMark Securities Linda Black, ChFC, CRPC PO Box 4375 Leesburg, VA 20177 703-777-4077 lblack@lifemark.com www.lindajblack.com Retirement Analysis LifeMark Securities Page 2 of 9 Table of Contents Social

More information

Choosing a Medigap Policy:

Choosing a Medigap Policy: C E N T E R S F O R M E D I C A R E & M E D I C A I D S E R V I C E S 2016 Choosing a Medigap Policy: A Guide to Health Insurance for People with Medicare This official government guide has important information

More information

Choosing a Medigap Policy:

Choosing a Medigap Policy: CENTERS FOR MEDICARE & MEDICAID SERVICES 2019 Choosing a Medigap Policy: A Guide to Health Insurance for People with Medicare This official government guide has important information about: Medicare Supplement

More information

AFFORDABLE CARE ACT FAQ

AFFORDABLE CARE ACT FAQ AFFORDABLE CARE ACT FAQ What is the Healthcare Insurance Marketplace? The Marketplace is a new way to find quality health coverage. It can help if you don t have coverage now or if you have it but want

More information