Get PHIT: Tools to Design an Awareness Campaign at Your Club for the Personal Health Investment Today Act

Size: px
Start display at page:

Download "Get PHIT: Tools to Design an Awareness Campaign at Your Club for the Personal Health Investment Today Act"

Transcription

1 Get PHIT: Tools to Design an Awareness Campaign at Your Club for the Personal Health Investment Today Act 1

2 Contents Introduction and Mission Get PHIT: Awareness Campaign Targeting Club Consumers Toolkit Purpose Communication Tools Sample Blog Post Infographic Series of Tweets and Facts Create Your Own Meme FAQs about PHIT Additional Resources

3 Introduction to Get PHIT Get PHIT: Awareness Campaign Targeting Club Consumers What if your members and prospects could save money on fitness expenses while improving health? If they could pay 20 to 30 percent less for membership and personal training, due to an act of Congress, how would that affect your business? The benefits to you might include: more members joining, current members using more ancillary services, and better member retention. The PHIT Act, which stands for Personal Health Investment Today, is federal legislation that would allow any American to use pre-tax accounts like Health Savings Accounts (HSA) and Flexible Savings Accounts (FSA) to pay for qualified fitness expenses. Currently, the IRS code only allows these accounts to be utilized for medical expenses. By allowing HSAs and FSAs to pay for fitness expenses, Americans will be able to use $1,000 pre-tax for health club memberships or fitness activities; families will be able to budget $2,000. If passed, it is estimated that individuals and families would see a savings of 20 to 30 percent on fitness expenses. 3

4 Introduction to Get PHIT Under the PHIT Act, health club membership is more affordable. Club members will be able to use pre-tax accounts to pay for their memberships the same way they currently use the accounts to pay for prescription medications and doctor visits. Other fitness expenses eligible under the PHIT Act include Little League fees, exercise DVDs and equipment, personal training sessions, and much more. PHIT has bipartisan support in Congress, but we need your help. Get PHIT: By educating your members about PHIT, you can help lay the groundwork for the legislation s success. Awareness Campaign Targeting Club The Get PHIT Campaign is designed to educate members about the importance of passing this legislation, through Consumers having the club play the critical role of the conduit in the education process. As fitness consumers, your members stand to save money and prevent disease if PHIT is successful. Clubs that are familiar with the PHIT Act have an excellent opportunity to spread the word about PHIT and attract broad support for the measure. 4

5 Toolkit Purpose ümake the case for club owners, consumers, and members of Congress for passage of the PHIT Act. How a Get PHIT awareness campaign will work at your club is up to you, but we suggest using the communication tools in this toolkit to educate your staff, members and community about PHIT. This will provide your members with the knowledge base they need for encouraging others to lend additional support. That way, when PHIT advances in Congress, your members will feel confident reaching out to their members of Congress and urging them to support this legislation through an IHRSA Grassroots Advocacy Campaign. üprovide resources to educate consumers about PHIT, federal legislation that increases access to physical activity. üanswer common questions about PHIT. After reading and reviewing this toolkit, you should be able to create an effective communications plan at your club to educate your members about PHIT. 5

6 Communication Tool: Sample Blog Post Your club may have a blog. If it does, consider using this sample blog post on PHIT as a template for how you can communicate with members about this legislation. Don t have a blog? This content can be used in other communications you do use, such as e-newsletters or submissions to your community newspaper. Get PHIT: Support Pro-Physical Activity Legislation Physical inactivity is responsible for one in ten deaths worldwide, and the Centers for Disease Control and Prevention estimates that nearly 80 percent of American adults do not meet the recommended amount of weekly physical activity. These statistics cannot be disputed, but they can be addressed through public policy. Legislation before Congress would make exercise more affordable and accessible for all Americans. The Personal Health Investment Today (PHIT) Act recognizes the value that daily exercise provides for the health of the American people and the stability of our economy. 6 Here are four reasons you should consider supporting PHIT: 6

7 Communication Tool: Sample Blog Post 1. If passed, PHIT would allow individuals to pay for fitness expenses, such as health club membership or youth sports league fees, using their pre-tax Health Savings Account (HSA) or Flexible Savings Account (FSA). By expanding the legal definition of a medical expense to one that includes physical activity, a leading preventative health measure, you can budget for fitness expenses the same way you pay for prescriptions and co-pays. 2. You could save 20 to 30 percent on fitness expenses, such as club dues, under PHIT. 3. PHIT enjoys broad bipartisan support in Congress, as judging by the number of legislators that have cosponsored the bill. 4. PHIT would incentivize others to participate in fitness, which is critical because $117 billion in annual health care costs are associated with inadequate physical activity, including costs to publically funded programs like Medicare and Medicaid. We will continue to monitor progress on PHIT, and when it advances in Congress, we will send you information on contacting your representatives to support PHIT. Learn more about PHIT. 7 7

8 Communication Tool: Infographic Infographics are effective at presenting new concepts in an engaging manner. IHRSA designed an infographic on PHIT that you may use as part of your member communications. Download the infographic. We also created a pre-written tweet to share on Twitter. 8 8

9 Communication Tool: Series of Tweets and Facts IHRSA has put together a series of tweets (seven days) that you may use to build awareness of PHIT. You may also consult our downloadable fact sheet for additional talking points: Why Passing PHIT and WHIP Increases Access to Exercise. 1. You could save 20 to 30 percent on fitness expenses like gym membership with passage of the PHIT Act #PassPHIT See pre-written tweet in 2 adults live with a chronic disease, but only half of adults get adequate exercise #PassPHIT See pre-written tweet in 10 voters want Congress to #PassPHIT, creating tax incentives for fitness. Do you? See pre-written tweet. 4. Under PHIT, club dues, personal training, school pay2play activities could be paid for with pre-tax $! #PassPHIT See pre-written tweet. 5. Physical activity is the closest thing we have to a wonder drug CDC s Dr. Tom Frieden. #PassPHIT See pre-written tweet. 6. Research says exercising 5 days/wk saves you $2500 in annual medical costs. Great reason to #PassPHIT See pre-written tweet. 7. Congress is considering financial incentives for physical fitness #PassPHIT See pre-written tweet. 9 9

10 Communication Tool: Create Your Own Meme Memes are symbols that can be universally recognized on the internet. Often, they are humorous or intriguing pictures accompanied by a written message. To communicate the value of PHIT to your members, consider creating your own meme by using this free site. There, you can upload your favorite images or use the image search tool, add your company logo, add text, and perfect your meme to share on social media. The Share & Download button links to Twitter, Instagram, Facebook, Pinterest, and allows you to save the meme as an attachment. (Images in the Pablo search tool have Creative Commons Zero license, allowing general and commercial use without the need to obtain copyright permissions.) 10 10

11 FAQs About PHIT Which fitness expenses would be covered under PHIT? Which expenses would not be eligible? Eligible fitness expenses: Health club memberships, personal training services, exercise DVDs, exercise equipment, exercise competition fees (e.g. 5k entrance fee, marathon), yoga and other group fitness classes, sports camps and clinics But not: Golf, sailing, and horseback riding expenses, or items that can be utilized outside of sport/exercise (e.g. sneakers) What would PHIT cost? IHRSA met with the Congressional Joint Committee on Taxation and requested a score for the PHIT Act, which determines the total cost of implementing the bill over a ten year period. The bill was scored in July 2014 at a cost of $2.5 billion over ten years. The reason why PHIT would cost the government money is that contributions to pre-tax accounts are subtracted from income tax meaning the individual (or employer) pays less in taxes. That said, IHRSA takes the position that the investment in PHIT is well worth PHIT s cost since health care costs will decline as a result of increased physical activity. Physical inactivity costs $117 billion in annual health care costs, and, two thirds of Medicare spending benefits persons with chronic conditions. Further, the cost of of PHIT over ten years is less than 1/1000 th of one percent of the annual federal budget

12 FAQs About PHIT Other than cost, what are the arguments opposing PHIT? IHRSA has found that some members of Congress and their staff are concerned that PHIT would primarily benefit higher-income Americans who have access to pre-tax accounts through their employer, have enough income to deposit into the accounts, and have the resources to join a health club or engage in leisure activities. To counter this argument, note that middle and lower-income Americans purchasing insurance through the government exchanges have access to pre-tax medical accounts. In fact, some of the least expensive options on the exchanges are plans that come with a Health Savings Account. In addition, PHIT helps families of different incomes pay for kids sports that are increasingly pay to play. There is also the concern that individuals should put money aside for traditional medical costs, such as prescriptions and doctor visits, instead of physical activity costs

13 Additional Resources Please contact IHRSA s public policy team about any questions you may have when you are designing and implementing your Get PHIT education campaign. You can reach us at gr@ihrsa.org. The CDC has important facts and figures on the connection between physical activity and health care costs. Download the CDC infographic Physical Activity Builds a Healthy and Strong America. Health Benefits of Exercise Report, ed bi-weekly, contains the latest shareable information about the benefits of exercise. The IHRSA Advocate, ed bi-weekly, contains the latest public policy news for the health club industry

14 IHRSA helps health clubs improve profitability, grow, and stay competitive by providing unique networking and educational opportunities, industry benchmarking, and health promotion tools, so IHRSA members can help their communities lead healthier lifestyles. For more information on how IHRSA can help your business succeed, or call Connect with IHRSA International Health, Racquet & Sportsclub Association 70 Fargo Street Boston, MA USA (US/Canada) or (International) 14 ihrsa.org

Global Fitness Industry Overview. Jay M. Ablondi Executive Vice President, IHRSA

Global Fitness Industry Overview. Jay M. Ablondi Executive Vice President, IHRSA Global Fitness Industry Overview Jay M. Ablondi Executive Vice President, IHRSA About IHRSA International Health, Racquet & Sportsclub Association The Global Health Club Industry Trade Association Non-Profit

More information

UFH Media Training: Becoming Media Ambassadors. Endorser Webinar: February 8, 2017

UFH Media Training: Becoming Media Ambassadors. Endorser Webinar: February 8, 2017 UFH Media Training: Becoming Media Ambassadors Endorser Webinar: February 8, 2017 Agenda: a. Welcome Diane Yentel b. Policy Update Sarah Mickelson c. Field Updates Joseph Lindstrom d. Messaging & Tools

More information

STRENGTHEN. SIMPLIFY. SAVE. Group Enrollment Discount Options

STRENGTHEN. SIMPLIFY. SAVE. Group Enrollment Discount Options STRENGTHEN. SIMPLIFY. SAVE. Group Enrollment Discount Options Welcome The Massachusetts Medical Society (MMS) is the largest physician organization in Massachusetts. Our mission is simple we advocate and

More information

Benefits Open Enrollment Guide

Benefits Open Enrollment Guide Benefits Open Enrollment Guide 2018 Benefits Open Enrollment BENEFITS OPEN ENROLLMENT: November 1 - November 15, 2017 2018 It s About... Your Life. Your Benefits. Benefits Open Enrollment is Here As we

More information

BlueOptions. Making the Important Choices Easier. floridablue.com. Enrollment Guide For Group Employees

BlueOptions. Making the Important Choices Easier. floridablue.com. Enrollment Guide For Group Employees BlueOptions Enrollment Guide For Group Employees Making the Important Choices Easier. floridablue.com Health plan benefits Enrolling in your benefits When your employer offers Florida Blue benefits, we

More information

About The National Center for Coverage Innovation at Families USA

About The National Center for Coverage Innovation at Families USA About The National Center for Coverage Innovation at Families USA November 2018 What is the National Center for Coverage Innovation (NCCI)? NCCI is a Families USA initiative dedicated to helping state

More information

TAX CREDITS OUTREACH MADE EASY: TIPS AND TOOLS FOR ADVOCATES

TAX CREDITS OUTREACH MADE EASY: TIPS AND TOOLS FOR ADVOCATES Roxy Caines, Center on Budget and Policy Priorities TAX CREDITS OUTREACH MADE EASY: TIPS AND TOOLS FOR ADVOCATES Amelia Bell, National Women s Law Center Amanda Hooper, National Women s Law Center December

More information

Maine Association of Health Underwriters 2010 Health Care Reform Position Paper

Maine Association of Health Underwriters 2010 Health Care Reform Position Paper Maine Association of Health Underwriters 2010 Health Care Reform Position Paper The Maine Association of Health Underwriters (MAHU) represents health insurance brokers and consultants advising thousands

More information

Health Care Reform: Chapter Three. The U.S. Senate and America s Healthy Future Act

Health Care Reform: Chapter Three. The U.S. Senate and America s Healthy Future Act Health Care Reform: Chapter Three The U.S. Senate and America s Healthy Future Act SECA Policy Brief Initial Publication September 2009 Updated October 2009 2 The Senate Finance Committee Chairman Introduces

More information

National Mobilization Toolkit. I. How to Use the Phone2Action Platform

National Mobilization Toolkit. I. How to Use the Phone2Action Platform National Mobilization Toolkit Thanks for joining the National Mobilization Week from March 20-24 to urge Congress to protect resources for America s global development and diplomacy programs. Here s what

More information

Flexible Spending Accounts Exclusively for the Gallagher Marketplace!

Flexible Spending Accounts Exclusively for the Gallagher Marketplace! Proposal for Flexible Spending Accounts Exclusively for the Gallagher Marketplace! FLEXIBLE BENEFIT SERVICE CORPORATION Section 1: Why Flex Due to the Affordable Care Act requirements, healthcare costs

More information

Let us help you choose the health insurance plan that fits you best

Let us help you choose the health insurance plan that fits you best Let us help you choose the health insurance plan that fits you best Call 866-303-2583, visit bcbsok.com or contact an independent Blue Cross and Blue Shield of Oklahoma agent to get a quote today. Life

More information

Direct Primary Care Town Hall Meeting. Harmony Family Medicine

Direct Primary Care Town Hall Meeting. Harmony Family Medicine Direct Primary Care Town Hall Meeting Harmony Family Medicine Why are we changing? Dr. Neely s basic philosophy of spending time with patients does not lend to running a profitable business under current

More information

C O N G R E S S I O N A L O U T R E A C H T O O L K I T Meet with Your Member of Congress During the Congressional Recess

C O N G R E S S I O N A L O U T R E A C H T O O L K I T Meet with Your Member of Congress During the Congressional Recess C O N G R E S S I O N A L O U T R E A C H T O O L K I T Meet with Your Member of Congress During the Congressional Recess W E N E E D C I T I Z E N L O B B Y I S T S, L I K E Y O U The Campaign to Fix

More information

TAX CREDITS OUTREACH: INFORMATION FOR THE COALITION FOR COMMUNITY SCHOOLS AMY MATSUI & AMY QUALLIOTINE NATIONAL WOMEN S LAW CENTER

TAX CREDITS OUTREACH: INFORMATION FOR THE COALITION FOR COMMUNITY SCHOOLS AMY MATSUI & AMY QUALLIOTINE NATIONAL WOMEN S LAW CENTER December 5, 2012 Institute for Educational Leadership TAX CREDITS OUTREACH: INFORMATION FOR THE COALITION FOR COMMUNITY SCHOOLS AMY MATSUI & AMY QUALLIOTINE NATIONAL WOMEN S LAW CENTER SPEAKERS FOR THIS

More information

MEDICARE ADVANTAGE 101: FREQUENTLY ASKED QUESTIONS (FAQS) 3 TOP MEDICARE ADVANTAGE MYTHS 8

MEDICARE ADVANTAGE 101: FREQUENTLY ASKED QUESTIONS (FAQS) 3 TOP MEDICARE ADVANTAGE MYTHS 8 CONTENTS MEDICARE ADVANTAGE 101: FREQUENTLY ASKED QUESTIONS (FAQS) 3 TOP MEDICARE ADVANTAGE MYTHS 8 HOW MEDICARE ADVANTAGE IS AFFECTED BY DECISIONS IN WASHINGTON 12 JOIN OUR EFFORTS: HOW TO PARTICIPATE

More information

Rocky Mountain Health Plans PPO

Rocky Mountain Health Plans PPO Quality Overview Rocky Health Plans PPO Accreditation Exchange Product Accrediting Organization: NCQA PPO (Exchange) Accreditation Status: Accredited Note: Accredited is the highest rating an exchange

More information

An Employer s Guide to Health Care Reform

An Employer s Guide to Health Care Reform An Employer s Guide to Health Care Reform Background On March 23, 2010, President Obama signed into law the Patient Protection and Affordable Care Act (PPACA). Less than a week later, Congress passed the

More information

Let us help you choose the health insurance plan that fits you best

Let us help you choose the health insurance plan that fits you best Let us help you choose the health insurance plan that fits you best Call 800-531-4456, visit bcbstx.com or contact an independent Blue Cross and Blue Shield of Texas agent to get a quote today. Life is

More information

Connector update 2016 A message from Ken Thomas, OPERS Board of

Connector update 2016 A message from Ken Thomas, OPERS Board of For participants in the OPERS health care plan. Connector update 2016 A message from Ken Thomas, OPERS Board of Trustees, Health Care Committee Chair and Karen Carraher, OPERS Executive Director Ken Thomas

More information

At Cummins, we want to empower our employees to be healthier, more energetic, creative, and productive.

At Cummins, we want to empower our employees to be healthier, more energetic, creative, and productive. February 2014 New Year Message from Dr. Dexter Shurney Dear Cummins Employees: In 2014, do you want to be healthier? More energetic? More productive at work and at home? There is no better time than the

More information

Rights and Responsibilities upon Disenrollment

Rights and Responsibilities upon Disenrollment Rights and Responsibilities upon Disenrollment Ending your membership (also known as disenrollment) in UCare s MSHO or UCare Connect + Medicare plans may be voluntary (your own choice) or involuntary (not

More information

Cigna. Confirmed complaints: 5. Quality Overview. How Often Do Members Complain About This Company? Accreditation Exchange Product

Cigna. Confirmed complaints: 5. Quality Overview. How Often Do Members Complain About This Company? Accreditation Exchange Product Quality Overview Accreditation Exchange Product Accrediting Organization: NCQA Health Plan Accreditation (Exchange) Accreditation Status: Pending (214) Accreditation Commercial Product Accreditation Organization:

More information

HSAs and Medicare. No. You can open and contribute to an HSA at age 65 or later as long as you meet HSA eligibility requirements, which are:

HSAs and Medicare. No. You can open and contribute to an HSA at age 65 or later as long as you meet HSA eligibility requirements, which are: HSA GPS Fact Sheet Series HSAs and Medicare Many individuals are confused at the intersection of Health Savings Accounts (HSAs) and Medicare. Two different federal agencies have primary responsibility

More information

Automatic Enrolment What can HR professionals learn from our workplace pension campaign?

Automatic Enrolment What can HR professionals learn from our workplace pension campaign? Automatic Enrolment What can HR professionals learn from our workplace pension campaign? 1 Campaign Objectives 1. Maximise employee participation by communicating benefits of a workplace pension and reinforcing

More information

ASO Signature Producer Communication #780 Issued October 31, 2016

ASO Signature Producer Communication #780 Issued October 31, 2016 ASO Signature Producer Communication #780 Issued October 31, 2016 Message Introducing ASO Signature, a ready-made self-funding solution that offers customers the right coverage, at the right cost. With

More information

Get the Right Coverage

Get the Right Coverage Get the Right Coverage Call 855-381-1212, visit bcbstx.com or contact an independent Blue Cross and Blue Shield of Texas agent to get a quote today. 2016 Life is Full of Important Choices Some choices

More information

Welcome to Annual Benefits Enrollment! October 16, 2015 November 2, 2015

Welcome to Annual Benefits Enrollment! October 16, 2015 November 2, 2015 Welcome to Annual Benefits Enrollment! October 16, 2015 November 2, 2015 During annual enrollment, you have the opportunity to review all of the benefits options available to you and to make changes for

More information

Your PayFlex Account Guide

Your PayFlex Account Guide Your PayFlex Account Guide Health Savings Accounts (HSAs), Health Reimbursement Accounts (HRAs) & Flexible Spending Accounts (FSAs) Plan Year: January 1, 2017 December 31, 2017 For the 2017 plan year,

More information

VISION 2020 FOR HEALTH CARE

VISION 2020 FOR HEALTH CARE VISION 2020 FOR HEALTH CARE Rx for Today and Tomorrow A prescription for rising costs A High-Deductible Health Plan (HDHP) paired with a Health Savings Account (HSA) also known as an HSA-eligible health

More information

ALEXANDER MURRAY QUESTIONNAIRE January 2018

ALEXANDER MURRAY QUESTIONNAIRE January 2018 ALEXANDER MURRAY QUESTIONNAIRE January 2018 Fielded by: Nielsen Scarborough Fielding Dates: Dec 6 13, 2017 Sample size: 2511 registered voters (RVs) Margin of Error: +/ 2% Note: Text in [brackets] was

More information

Alexander-Murray Healthcare Bill. Outreach, Cost-Share Reduction, and Copper Plans. A Survey of American Voters

Alexander-Murray Healthcare Bill. Outreach, Cost-Share Reduction, and Copper Plans. A Survey of American Voters Alexander-Murray Healthcare Bill Outreach, Cost-Share Reduction, and Copper Plans A Survey of American Voters January 2018 Methodology Fielded by: Nielsen Scarborough Method: Administered online to a probability-based

More information

February 13 3:00 PM ET. Health Savings Account Improvements A Window of Opportunity To Better Align With Value Based Design

February 13 3:00 PM ET. Health Savings Account Improvements A Window of Opportunity To Better Align With Value Based Design February 13 3:00 PM ET Health Savings Account Improvements A Window of Opportunity To Better Align With Value Based Design 1 Speakers Colleen Bruce, Policy Advisor National Alliance of Healthcare Purchaser

More information

TAX CREDITS OUTREACH MADE EASY: TIPS AND TOOLS FOR ADVOCATES

TAX CREDITS OUTREACH MADE EASY: TIPS AND TOOLS FOR ADVOCATES November 12, 2013 TAX CREDITS OUTREACH MADE EASY: TIPS AND TOOLS FOR ADVOCATES JOHN WANCHECK, CENTER ON BUDGET AND POLICY PRIORITIES SUSANNA BIRDSONG, NATIONAL WOMEN S LAW CENTER AMY QUALLIOTINE, NATIONAL

More information

What the ACA means for pediatricians and children: Talking Points for AAP Media Spokespeople

What the ACA means for pediatricians and children: Talking Points for AAP Media Spokespeople What the ACA means for pediatricians and children: Talking Points for AAP Media Spokespeople Overarching key messages The Affordable Care Act (ACA) provides children with the ABCs: Access to health care

More information

Protection UL with. An innovative life insurance solution that rewards healthy living

Protection UL with. An innovative life insurance solution that rewards healthy living Protection UL with An innovative life insurance solution that rewards healthy living Vitality refers collectively to the benefits provided by John Hancock s Healthy Engagement feature. The Vitality Group

More information

Morgan Memorial Goodwill Industries Running for Great Kids 2018 Boston Marathon Team Application

Morgan Memorial Goodwill Industries Running for Great Kids 2018 Boston Marathon Team Application 1 Morgan Memorial Goodwill Industries Running for Great Kids 2018 Boston Marathon Team Application Applications will be accepted on a rolling basis. Send completed applications to: Nicole Caouette Events

More information

2015 Retention Toolkit

2015 Retention Toolkit MEMO TO: FROM: RE: Chapter Retention Chairs Council of Chapter Presidents Member Retention Committee 2015 Retention Toolkit Membership retention is a top organizational goal. The following toolkit is provided

More information

Morgan Memorial Goodwill Industries Running for Great Kids 2019 Boston Marathon Team Application

Morgan Memorial Goodwill Industries Running for Great Kids 2019 Boston Marathon Team Application 1 Morgan Memorial Goodwill Industries Running for Great Kids 2019 Boston Marathon Team Application Applications will be accepted on a rolling basis, our team will be announced on November 8, 2018. Send

More information

Rocky Mountain Health Plans

Rocky Mountain Health Plans Quality Overview Rocky Health Plans Accreditation Exchange Product Accrediting Organization: Accreditation Status: NCQA Health Plan Accreditation (Marketplace ) Accredited Accreditation Commercial Product

More information

CHRONIC Care Act: Making the Case for LTSS in Medicare Advantage Supplemental Benefits

CHRONIC Care Act: Making the Case for LTSS in Medicare Advantage Supplemental Benefits Slide 1 The SCAN Foundation (logo) CHRONIC Care Act: Making the Case for LTSS in Medicare Advantage Supplemental Benefits Anne Tumlinson, Anne Tumlinson Innovations Nicholas Johnson, Milliman @TheSCANFndtn

More information

DISCOVERY KeyFIT THE WELLNESS PROGRAMME EXCLUSIVELY FOR KEYCARE MEMBERS

DISCOVERY KeyFIT THE WELLNESS PROGRAMME EXCLUSIVELY FOR KEYCARE MEMBERS 2016 DISCOVERY KeyFIT THE WELLNESS PROGRAMME EXCLUSIVELY FOR KEYCARE MEMBERS Great reasons to choose KeyFIT Get up to 15% cash back on thousands of HealthyFood items at Pick n Pay. Get up to 15% cash back

More information

National Conference of State Legislatures

National Conference of State Legislatures National Conference of State Legislatures Retiree Health Benefits Medicare Advantage Plans Ward Brigham, FSA Vice President and Actuary, UnitedHealthcare Retiree Solutions (952) 406-3178 ward_brigham@uhc.com

More information

Simple, smart solutions to supplement your Medicare coverage

Simple, smart solutions to supplement your Medicare coverage 2018 Massachusetts Harvard Pilgrim s Medicare Supplement Plan Simple, smart solutions to supplement your Medicare coverage Coverage underwritten by HPHC Insurance Company, an affiliate of Harvard Pilgrim

More information

HEALTH SAVINGS ACCOUNT

HEALTH SAVINGS ACCOUNT What is an HSA? THE CHASE HEALTH SAVINGS ACCOUNT TA K E C O N T R O L O F YO U R H E A LT H C A R E S P E N D I N G BRC11793 What is a Health Savings Account? Save for healthcare expenses Enjoy tax advantages

More information

Q&A on US Health Reform: The Impact of National Health Reform and How it May Affect Your Business

Q&A on US Health Reform: The Impact of National Health Reform and How it May Affect Your Business Q&A on US Health Reform: The Impact of National Health Reform and How it May Affect Your Business Developed from Conner Strong s web briefing of April 8, 2010 On April 8, Conner Strong held a web briefing

More information

Real Paid Leave: Support the Family And Medical Insurance Leave (FAMILY) Act, Oppose Retirement Penalties for Parents

Real Paid Leave: Support the Family And Medical Insurance Leave (FAMILY) Act, Oppose Retirement Penalties for Parents TOOLKIT Real Paid Leave: Support the Family And Medical Insurance Leave (FAMILY) Act, Oppose Retirement Penalties for Parents The FAMILY Act: H.R.947/S.337 AUGUST 2018 The United States needs a national

More information

Health care in retirement

Health care in retirement Health care in retirement Today s discussion Retirement health care Information about options Prepare for the unexpected Health care in retirement: Why the concern? 1 Average 65-year-old man will live

More information

2015 Medicare Advantage Plans

2015 Medicare Advantage Plans Quality health plans & benefits Healthier living Financial well-being Intelligent solutions 2015 Medicare Advantage Plans Y0001_6013_3396 Approved 7/2014 18.25.348.1 (8/14) Agenda Why choose Aetna? Enrollment

More information

How Does a CDHP Work with an HSA

How Does a CDHP Work with an HSA How Does a CDHP Work with an HSA 1 What is an HSA? A Health Savings Account (HSA) is a tax-advantaged checking account that works in conjunction with your Consumer Driven Health Plan (CDHP). Allows you

More information

Having a plan designed to work for you.

Having a plan designed to work for you. YOUR ADVANTAGE: Having a plan designed to work for you. Northwestern University Post- 65 Retiree 2018 Benefit Plans Y0066_170927_092703 Proprietary information of UnitedHealth Group. Do not distribute

More information

Douglas County Consumer Driven Healthcare Accounts Participant Enrollments

Douglas County Consumer Driven Healthcare Accounts Participant Enrollments Douglas County Consumer Driven Healthcare Accounts Douglas County Consumer Driven Healthcare Accounts Participant Enrollments January 1, 2015 Douglas County Consumer Driven Healthcare Accounts Who is SuperiorUSA?

More information

Health Reimbursement Arrangement

Health Reimbursement Arrangement Health Reimbursement Arrangement Enrollment Kit What s inside: Getting to Know: HRA Participant Web Site & Mobile App Overview Reimbursement Form Flexible Benefit Service Corporation Contact Us: www.myflexaccount.com

More information

Health Savings Accounts

Health Savings Accounts 1 Health Savings Accounts Health Savings Accounts Our agenda: Basics about HSAs. Eligibility for an HSA. Contribution, deductible & out-of-pocket limits. Account tips. 2 HSAs The Basics What is a Health

More information

Prior to getting your Medicaid or health coverage through the marketplace, would you have been able to access and/or afford this care?

Prior to getting your Medicaid or health coverage through the marketplace, would you have been able to access and/or afford this care? Exhibit 1 Three of Five Adults with Marketplace or Medicaid Coverage Who Had Used Their Plan Said They Would Not Have Been Able to Access or Afford This Care Before Prior to getting your Medicaid or health

More information

CONSUMER DRIVEN HEALTH PLANS

CONSUMER DRIVEN HEALTH PLANS CONSUMER DRIVEN HEALTH PLANS As health care costs continue to escalate, employer interest in so called consumer driven health plans is surging. In most cases, a consumer driven health plan is a high deductible

More information

Taxes. New Year Brings Extra W-2 Duty for Many. HR Elements is brought to you courtesy of Coordinated Benefits Group

Taxes. New Year Brings Extra W-2 Duty for Many. HR Elements is brought to you courtesy of Coordinated Benefits Group January 2012 Taxes New Year Brings Extra W-2 Duty for Many Although 2012 is just getting started, many employers are already looking ahead to next year for a change in Form W-2 reporting. Under the Patient

More information

Frequently Asked Questions (FAQ s) A guide to answering critical questions during Open Enrollment

Frequently Asked Questions (FAQ s) A guide to answering critical questions during Open Enrollment Frequently Asked Questions (FAQ s) A guide to answering critical questions during Open Enrollment Contents Health Savings Account:...3 What is a health savings account (HSA)?...3 Why should I participate

More information

PayFlex Flexible Spending Accounts

PayFlex Flexible Spending Accounts PayFlex Flexible Spending Accounts Plan Year: January 1, 2016 through December 31, 2016 Health Care Reimbursement Account Maximum: $2,500 Health Care Reimbursement Account Minimum: $0 Dependent Care Reimbursement

More information

Welcome to today s webinar Making the Most of your HSA.

Welcome to today s webinar Making the Most of your HSA. Welcome to today s webinar Making the Most of your HSA. You may have recently enrolled in a high deductible health plan and opened a health savings account also known as an HSA. Or perhaps you are considering

More information

Canada Report. The Future of Retirement Healthy new beginnings

Canada Report. The Future of Retirement Healthy new beginnings The Future of Retirement Healthy new beginnings Canada Report Foreword The possibilities Key findings The doubts Overview The research Healthy living Practical steps Foreword Retirement can be an opportunity

More information

Rewards and Incentives Drive Member Engagement and Improve Star Ratings a Proven Model!

Rewards and Incentives Drive Member Engagement and Improve Star Ratings a Proven Model! Entertainment Corporate Marketing Solutions White Paper Rewards and Incentives Drive Member Engagement and Improve Star Ratings a Proven Model! Introduction Since 200, the Medicare Prescription Drug, Improvement,

More information

American Health Care Act Information

American Health Care Act Information American Health Care Act Information 8 NEED-TO-KNOW FACTS ABOUT THE AHCA 1. Dismantles the Obamacare taxes that have hurt job creators, increased premium costs, and limited options for patients and health

More information

Elevate by Denver Health Medical Plan

Elevate by Denver Health Medical Plan Quality Overview by Denver Health Medical Plan Accreditation Exchange Product Accrediting Organization: Accreditation Status: NCQA Health Plan Accreditation (Marketplace HMO) Accredited* Excellent: Organization

More information

Gilsbar Flexible Spending Accounts

Gilsbar Flexible Spending Accounts Gilsbar Flexible Spending Accounts Gilsbar Flexible Spending Accounts Medical Reimbursement Plan Maximum: $2,650 Dependent Care Account Maximum: $5,000 MANAGE YOUR ACCOUNT ONLINE 24/7 AT WWW.MYGILSBAR.COM!

More information

The Oklahoma Health Care Authority wants to help in a fun and exciting way! We want Oklahomans to be SoonerFit!

The Oklahoma Health Care Authority wants to help in a fun and exciting way! We want Oklahomans to be SoonerFit! Let's Get SoonerFit! Fall 2014 Did you know in Oklahoma one in three kids between the ages of 10 and 17 are overweight or obese? Oklahoma is predicted to have the highest obesity rate in the country by

More information

Driving Member Engagement and Improving Star Ratings With Rewards Programs

Driving Member Engagement and Improving Star Ratings With Rewards Programs Driving Member Engagement and Improving Star Ratings With Rewards Programs Entertainment Corporate Marketing Solutions White Paper INTRODUCTION In 2003 the Medicare Prescription Drug, Improvement, and

More information

Bright Health Plan. Confirmed Complaints: N/A. Quality Overview. How Often Do Members Complain About This Company? Accreditation Exchange Product

Bright Health Plan. Confirmed Complaints: N/A. Quality Overview. How Often Do Members Complain About This Company? Accreditation Exchange Product Quality Overview Plan Accreditation Exchange Product Accrediting Organization: Accreditation Status: URAC Health Plan Accreditation (Marketplace ) Pending Full: Organization demonstrates full compliance

More information

Note: Accredited is the highest rating an exchange product can have for 2015.

Note: Accredited is the highest rating an exchange product can have for 2015. Quality Overview Permanente Accreditation Exchange Product Accrediting Organization: NCQA HMO (Exchange) Accreditation Status: Accredited Note: Accredited is the highest rating an exchange product can

More information

FREE FILE TOOLKIT. for Community-Based Organizations

FREE FILE TOOLKIT. for Community-Based Organizations FREE FILE TOOLKIT for Community-Based Organizations Tax Year 2015 Table of Contents Toolkit Overview... 3 Where Do I Start?... 4 Free File Kickoff Plan... 5 Easy Social Media Posts... 6 Social Media Best

More information

Aetna Federal Plans. Employee Health Care Options video transcript. Get the health plan that gets you

Aetna Federal Plans. Employee Health Care Options video transcript. Get the health plan that gets you Get the health plan that gets you Voiceover: Thanks for joining us. We re glad that you ve decided to hear about the Aetna plans open to you. Over the next 20 minutes, we ll tell you about your medical,

More information

Senate Health Bill Unveiled

Senate Health Bill Unveiled Senate Health Bill Unveiled Thursday, June 22, 2017 Senate Republican leaders today unveiled a draft of legislation the Better Care Reconciliation Act to repeal and replace parts of the Affordable Care

More information

AMA vision for health system reform

AMA vision for health system reform AMA vision for health system reform Earlier this year, the American Medical Association put forward our vision for health system reform consisting of a number of key objectives reflecting AMA policy. Throughout

More information

Fifth Annual Transamerica Center for Health Studies Survey: Employers Hold Steady in Time of Uncertainty

Fifth Annual Transamerica Center for Health Studies Survey: Employers Hold Steady in Time of Uncertainty Fifth Annual Transamerica Center for Health Studies Survey: Employers Hold Steady in Time of Uncertainty November 2017 Table of Contents About the Transamerica Center for Health Studies Page 3 About the

More information

2018 Open Enrollment October 16 November 3, 2017

2018 Open Enrollment October 16 November 3, 2017 2018 Open Enrollment October 16 November 3, 2017 At Henkel, our employees are the cornerstone of our success and your well-being is a top priority. Henkel reviews its employee benefits program each year

More information

Risk adjustment is an important opportunity to ensure the sustainability of the exchanges and coverage for patients with chronic conditions.

Risk adjustment is an important opportunity to ensure the sustainability of the exchanges and coverage for patients with chronic conditions. RISK ADJUSTMENT Risk adjustment is an important opportunity to ensure the sustainability of the exchanges and coverage for patients with chronic conditions. If risk adjustment is not implemented correctly,

More information

YOUR GUIDE TO HEALTHY FINANCES GET YOUR FINANCES IN SHAPE

YOUR GUIDE TO HEALTHY FINANCES GET YOUR FINANCES IN SHAPE YOUR GUIDE TO HEALTHY FINANCES GET YOUR FINANCES IN SHAPE GETTING YOUR FINANCES UNDER CONTROL NEEDN T BE A HEADACHE Help is at hand with these easy-to-follow tips for getting your finances in shape. Whether

More information

Harvard Pilgrim s Medicare Supplement Plan

Harvard Pilgrim s Medicare Supplement Plan This is an advertisement. The purpose of this communication is the solicitation of insurance. Contact will be made by an insurance agent or insurance company. 2018 New Hampshire Harvard Pilgrim s Medicare

More information

P57. Multi-family: 3 units. 1 person. Less than $15,000. Renter. Modest Metro Means Middle-aged singles established in inner-city rental communities

P57. Multi-family: 3 units. 1 person. Less than $15,000. Renter. Modest Metro Means Middle-aged singles established in inner-city rental communities P P56 P58 P59 P60 P61 Modest Metro Means Keith & Jacqueline 0.72% 0.66% Who We Are Channel Preference Head of household age Type of property 14.1% 46 50 161 Multi-family: 3 units 15.2% 587 79 165 213 Estimated

More information

2005 Health Confidence Survey Wave VIII

2005 Health Confidence Survey Wave VIII 2005 Health Confidence Survey Wave VIII June 30 August 6, 2005 Hello, my name is [FIRST AND LAST NAME]. I am calling from National Research, a research firm in Washington, D.C. May I speak to the youngest

More information

October Virtue in action. Domestic Policy and Election 2004: A Look at Issues that Hit Home. fostering citizenship through character education

October Virtue in action. Domestic Policy and Election 2004: A Look at Issues that Hit Home. fostering citizenship through character education October 2004 Virtue In Action Domestic Policy and Election 2004: A Look at Issues that Hit Home Virtue in action fostering citizenship through character education 2 In determining their vote for President,

More information

Contents

Contents Contents About FSA 3 How FSA Works 4 Eligible Expenses 5 Setting Up Your FSA 6 Qualifying Life Status Change 9 Restrictions 10 Dependent Care Assistance Plan 11 Eligibility 13 Determining Annual Election

More information

Welcome. to Medicare. An educational Medicare guide compliments of the Medicare Welcome Team. Y0041_H3156_AH_15_28071 Accepted (1/7/2015)

Welcome. to Medicare. An educational Medicare guide compliments of the Medicare Welcome Team. Y0041_H3156_AH_15_28071 Accepted (1/7/2015) Welcome to Medicare An educational Medicare guide compliments of the Medicare Welcome Team Y0041_3156_A_15_28071 Accepted (1/7/2015) qualifies? WO You are almost ready to enroll in Medicare, and we would

More information

If you license images professionally then you should consider joining this organization. PACA members enjoy the following benefits:

If you license images professionally then you should consider joining this organization. PACA members enjoy the following benefits: PACA Membership PACA is the trade organization in North America that represents the vital interests of stock agencies and others who license images for commercial reproduction. Founded in 1951, this organization's

More information

Asuris Northwest Health Medicare Advantage PPO Plans. Decision Guide

Asuris Northwest Health Medicare Advantage PPO Plans. Decision Guide 2016 Northwest Health Medicare Advantage PPO Plans Decision Guide STEP-BY-STEP STEP 1 STEP 2 STEP 3 STEP 4 READ. Learn about all the programs and benefits you can enjoy as an Northwest Health member. This

More information

Your PayFlex Account Guide

Your PayFlex Account Guide Your PayFlex Account Guide Health Savings Accounts (HSAs), Health Reimbursement Accounts (HRAs), & Flexible Spending Accounts (FSAs) Plan Year: January 1, 2015 December 31, 2015 For the 2015 plan year,

More information

Enrollment Guide. How can Blue help you? BlueSelect 1. For Group Employees 66905E-1008 SR

Enrollment Guide. How can Blue help you? BlueSelect 1. For Group Employees 66905E-1008 SR Enrollment Guide For Group Employees How can Blue help you? 66905E-1008 SR BlueSelect 1 Dear Valued Employee, For more than 65 years, Blue Cross and Blue Shield of Florida has been focused on providing

More information

2019 USCIB Trade and Investment Agenda

2019 USCIB Trade and Investment Agenda 2019 USCIB Trade and Investment Agenda The United States Council for International Business (USCIB) corporate members represent $5 trillion in revenues and employ 11.5 million people worldwide across a

More information

Engagement Study February 2014

Engagement Study February 2014 Engagement Study February 2014 Our Strategic Plan Identify and understand key constituencies Increase engagement Motivate giving Project Objectives What do they know about us? Understand perceptions of

More information

David P. Lind Benchmark University, Suite 202 Clive, IA

David P. Lind Benchmark University, Suite 202 Clive, IA 14 th Annual Study David P. Lind Benchmark 13375 University, Suite 202 Clive, IA 50325 www.dplindbenchmark.com 515.868.0920 Copyright 2012 David P. Lind Benchmark. All Rights Reserved 100% 90% 80% 70%

More information

2018 Benefits Guide. For Part-Time Employees

2018 Benefits Guide. For Part-Time Employees 2018 Benefits Guide For Part-Time Employees BE WELL. Since our mission is to foster healthy living, it makes sense to start within our own organization. Your overall wellbeing is important to South Suburban

More information

Annual Notice of Changes

Annual Notice of Changes Annual Notice of Changes Utah Davis, Salt Lake, Utah and Weber Healthy Advantage Plus (HMO) (877) 644-0344, TTY/TDD 711 7 days a week, 8 a.m. 8 p.m. local time HealthyAdvantagePlus.org 2018 H5628_18_1127_0007_HPAE2

More information

Federal Budget Overview

Federal Budget Overview Federal Budget Overview FY 2018 spending bill passed in March; FY 2019 spending bills are still being considered by Congress FY 2018 includes: Increased funding for defense as well as domestic discretionary

More information

Decision Guide Regence Medicare Advantage HMO Plan

Decision Guide Regence Medicare Advantage HMO Plan 2016 Decision Guide Regence Medicare Advantage HMO Plan Regence BlueShield serves select counties in the state of Washington and is an Independent Licensee of the Blue Cross and Blue Shield Association

More information

For more information, visit our website at Introducing

For more information, visit our website at   Introducing For more information, visit our website at www.aiavitality.com.my Introducing AIA Vitality is a unique insurance and health programme that actively supports and rewards you for making healthy choices every

More information

Tennessee 50+ Voters. January

Tennessee 50+ Voters. January Tennessee 50+ Voters January 2018 https://doi.org/10.26419/res.00206.001 Methodology AARP took a bipartisan approach to this research, using two firms, BSG and GSSG to conduct and advise on all phases

More information

Welcome to the 2018 plan year Open Enrollment for the Ivy Tech Health Plans

Welcome to the 2018 plan year Open Enrollment for the Ivy Tech Health Plans Slide 1 Ivy Tech Community College of Indiana Open Enrollment Plan Year 2018 Summary of Updates Welcome to the 2018 plan year Open Enrollment for the Ivy Tech Health Plans This presentation is an overview

More information

QUICK TIP: Download a Quick Reference Guide from the Resource Center to help you use the PayFlex member website.

QUICK TIP: Download a Quick Reference Guide from the Resource Center to help you use the PayFlex member website. [Date] Dear DTE Energy Retiree, It s our pleasure to welcome you to PayFlex! You re enrolled in a Retiree Reimbursement Account (RRA). Your RRA comes with some great tools to help you manage your account.

More information

SALES AND USE TAX REVIEW COMMISSION RECOMMENDATION PURSUANT TO P.L. 1999, C. 416

SALES AND USE TAX REVIEW COMMISSION RECOMMENDATION PURSUANT TO P.L. 1999, C. 416 Bill Number: S-2551 Date of Introduction: 09/26/16 Sponsor(s): Senators Allen and Oroho Identical Bill: A-2730 Committee: Senate Health, Human Services and Senior Citizens Committee This bill would eliminate

More information

The Affordable Care Act: Implementation in Illinois

The Affordable Care Act: Implementation in Illinois The Affordable Care Act: Implementation in Illinois Stephanie F. Altman, J.D. Programs and Policy Director Health & Disability Advocates www.hdadvocates.org www.illinoishealthmatters.org November 2013

More information