S-6611 CD (4/18) S-6325 CD (4/18) S-6612 CD (4/18) S-6325 CD (4/18)

Size: px
Start display at page:

Download "S-6611 CD (4/18) S-6325 CD (4/18) S-6612 CD (4/18) S-6325 CD (4/18)"

Transcription

1 Supplement dated April 30, 2018 to the Prospectuses and Statements of Additional Information (SAIs) dated April 30, 2018 Prospectus Form #/Date SAI Form #/Date Product Name RiverSource RAVA 5 Advantage Variable Annuity/RAVA 5 Select Variable Annuity/RAVA 5 Access Variable Annuity (Offered for contract applications signed on or after April 29, 2013) RiverSource RAVA 5 Advantage Variable Annuity/RAVA 5 Select Variable Annuity/RAVA 5 Access Variable Annuity (Offered for contract applications signed on or after April 30, 2012 but prior to April 29, 2013) RiverSource RAVA 5 Advantage Variable Annuity/RAVA 5 Select Variable Annuity/RAVA 5 Access Variable Annuity (Offered for contract applications signed prior to April 30, 2012) RiverSource Retirement Annuity Group Contract I RiverSource Retirement Annuity Group Contract II RiverSource Variable Universal Life 5/RiverSource Variable Universal Life 5-Estate Series National New York National New York S-6594 CD (4/18) S-6595 CD (4/18) S-6325 CD (4/18) S-6343 CD (4/18) S-6515 CD (4/18) S-6517 CD (4/18) S-6325 CD (4/18) S-6343 CD (4/18) CD (4/18) CD (4/18) S-6325 CD (4/18) S-6343 CD (4/18) S-6611 CD (4/18) S-6325 CD (4/18) S-6612 CD (4/18) S-6325 CD (4/18) S-6542 CD (4/18) S-6543 CD (4/18) S-6333 CD (4/18) S-6337 CD (4/18) This Supplement supersedes the Supplement dated December 7, This Supplement describes proposed changes to certain investment options offered under variable annuity contracts and variable life insurance policies (the Contracts ) listed above. Please retain this Supplement with your prospectus for future reference. The Board of Trustees of Columbia Funds Variable Insurance Trust II has approved a Plan of Liquidation of the Variable Portfolio Eaton Vance Floating-Rate Income Fund (including the Class 2 shares held by the variable account) (the Fund) pursuant to which the Fund will be liquidated. At a special meeting of shareholders on April 5, 2018, shareholders of the Fund approved the transaction. The Fund will liquidate later than the initial targeted liquidation date of April 27, At the liquidation of the Fund (the Liquidation Date), the Fund s shareholders will receive a liquidating distribution in an amount equal to the net asset value of their Fund shares. Shareholders of the Fund may redeem their investments in the Fund at any time prior to the Liquidation Date. In anticipation of the liquidation, the Fund has departed from its stated investment objective and strategies as it sells portfolio securities in anticipation of complete liquidation and principally holds cash or cash equivalents. This may result in reduced returns during such period. 1

2 If you have Contract value allocated to the Fund, you may transfer it to any other available investment option prior to the Liquidation Date. Such transfers will not count toward any Contract level limitations on the number of transfers allowed per year. Any Contract value remaining in the Fund on the Liquidation Date will be transferred to the Columbia Variable Portfolio Government Money Market Fund without charge. Thereafter, the Fund will no longer be available as an investment option under your Contract. For 90 days after the Liquidation Date, you may transfer Contract value allocated to the Columbia Variable Portfolio Government Money Market Fund to any other investment option available under your Contract without charge. Such transfers will not count toward any Contract level limitations on the number of transfers allowed per year. We will notify you when the new Liquidation Date has been determined. THIS SUPPLEMENT SHOULD BE READ AND RETAINED FOR FUTURE REFERENCE. S A (4/18) 2

3 STATEMENT OF ADDITIONAL INFORMATION FOR RIVERSOURCE RETIREMENT ADVISOR VARIABLE ANNUITY RIVERSOURCE RETIREMENT ADVISOR ADVANTAGE VARIABLE ANNUITY RIVERSOURCE RETIREMENT ADVISOR SELECT VARIABLE ANNUITY RIVERSOURCE RETIREMENT ADVISOR ADVANTAGE PLUS VARIABLE ANNUITY RIVERSOURCE RETIREMENT ADVISOR SELECT PLUS VARIABLE ANNUITY RIVERSOURCE RETIREMENT ADVISOR 4 ADVANTAGE VARIABLE ANNUITY RIVERSOURCE RETIREMENT ADVISOR 4 SELECT VARIABLE ANNUITY RIVERSOURCE RETIREMENT ADVISOR 4 ACCESS VARIABLE ANNUITY RIVERSOURCE RAVA 5 ADVANTAGE VARIABLE ANNUITY (Offered for contract applications signed on or after April 30, 2012 but prior to April 29, 2013) RIVERSOURCE RAVA 5 SELECT VARIABLE ANNUITY (Offered for contract applications signed on or after April 30, 2012 but prior to April 29, 2013) RIVERSOURCE RAVA 5 ACCESS VARIABLE ANNUITY (Offered for contract applications signed on or after April 30, 2012 but prior to April 29, 2013) RIVERSOURCE RAVA 5 ADVANTAGE VARIABLE ANNUITY (Offered for contract applications signed prior to April 30, 2012) RIVERSOURCE RAVA 5 SELECT VARIABLE ANNUITY (Offered for contract applications signed prior to April 30, 2012) RIVERSOURCE RAVA 5 ACCESS VARIABLE ANNUITY (Offered for contract applications signed prior to April 30, 2012) RIVERSOURCE RAVA 5 ADVANTAGE VARIABLE ANNUITY (Offered for contract applications signed on or after April 29, 2013) RIVERSOURCE RAVA 5 SELECT VARIABLE ANNUITY (Offered for contract applications signed on or after April 29, 2013) RIVERSOURCE RAVA 5 ACCESS VARIABLE ANNUITY (Offered for contract applications signed on or after April 29, 2013) RIVERSOURCE FLEXIBLE PORTFOLIO ANNUITY RIVERSOURCE RETIREMENT GROUP ANNUITY CONTRACT I RIVERSOURCE RETIREMENT GROUP ANNUITY CONTRACT II RIVERSOURCE VARIABLE ACCOUNT 10 April 30, 2018 RiverSource Variable Account 10 is a separate account of RiverSource Life Insurance Company (RiverSource Life). This Statement of Additional Information (SAI) is not a prospectus. It should be read together with the prospectus dated the same date as this SAI, which may be obtained from your sales representative, or by writing or calling us at the address and telephone number below. This SAI contains financial information for all the subaccounts of RiverSource Variable Account 10. Not all subaccounts of RiverSource Variable Account 10 apply to your specific contract. RiverSource Life Insurance Company Ameriprise Financial Center Minneapolis, MN S-6325 CD (4/18)

4 Table of Contents Calculating Annuity Payouts... p. 3 Rating Agencies... p. 4 Principal Underwriter... p. 4 Service Providers... p. 4 Independent Registered Public Accounting Firm... p. 5 Condensed Financial Information (Unaudited)... p. 6 Financial Statements 2 RIVERSOURCE VARIABLE ACCOUNT 10

5 Calculating Annuity Payouts THE VARIABLE ACCOUNT We do the following calculations separately for each of the subaccounts of the variable account. The separate monthly payouts, added together, make up your total variable annuity payout. Initial Payout: To compute your first monthly payout, we: determine the dollar value of your contract on the valuation date and deduct any applicable premium tax; then apply the result to the annuity table contained in the contract or another table at least as favorable. The annuity table shows the amount of the first monthly payout for each $1,000 of value which depends on factors built into the table, as described below. Annuity Units: We then convert the value of your subaccount to annuity units. To compute the number of units credited to you, we divide the first monthly payout by the annuity unit value (see below) on the valuation date. The number of units in your subaccount is fixed. The value of the units fluctuates with the performance of the underlying fund. Subsequent Payouts: To compute later payouts, we multiply: the annuity unit value on the valuation date; by the fixed number of annuity units credited to you. Annuity Unit Values: We originally set this value at $1 for each subaccount. To calculate later values we multiply the last annuity value by the product of: the net investment factor; and the neutralizing factor. The purpose of the neutralizing factor is to offset the effect of the assumed rate built into the annuity table. With an assumed investment rate of 5%, the neutralizing factor is for a one day valuation period. Net Investment Factor: We determine the net investment factor by: adding the fund s current net asset value per share plus the per share amount of any accrued income or capital gain dividends to obtain a current adjusted net asset value per share; then dividing that sum by the previous adjusted net asset value per share; and subtracting the percentage factor representing the mortality and expense risk fee from the result. Because the net asset value of the fund may fluctuate, the net investment factor may be greater or less than one, and the annuity unit value may increase or decrease. You bear this investment risk in a subaccount. THE FIXED ACCOUNT We guarantee your fixed annuity payout amounts. Once calculated, your payout will remain the same and never change. To calculate your annuity payouts we: take the value of your fixed account at the retirement/settlement date or the date you selected to begin receiving your annuity payouts; then using an annuity table, we apply the value according to the annuity payout plan you select. The annuity payout table we use will be the one in effect at the time you choose to begin your annuity payouts. The values in the table will be equal to or greater than the table in your contract. RIVERSOURCE VARIABLE ACCOUNT 10 3

6 Rating Agencies We receive ratings from independent rating agencies. These agencies evaluate the financial soundness and claims-paying ability of insurance companies based on a number of different factors. The ratings reflect each agency s estimation of our ability to meet our contractual obligations such as making annuity payouts and paying death benefits and other distributions. As such, the ratings relate to our fixed account and not to the subaccounts. This information generally does not relate to the management or performance of the subaccounts. For detailed information on the agency ratings given to RiverSource Life, see Investor Relations Financial Information Credit Ratings on our website at ameriprise.com or contact your sales representative. You also may view our current ratings by visiting the agency websites directly at: A.M. Best Moody s Standard & Poor s A.M. Best Rates insurance companies for their financial strength. Moody s Rates insurance companies for their financial strength. Standard & Poor s Rates insurance companies for their financial strength. Principal Underwriter RiverSource Distributors, Inc. (RiverSource Distributors) serves as principal underwriter for the contracts, which are offered on a continuous basis. Its offices are located at Ameriprise Financial Center, Minneapolis, MN RiverSource Distributors is registered with the Securities and Exchange Commission under the Securities Act of 1934 as a broker dealer and is a member of the Financial Industry Regulatory Authority (FINRA). RiverSource Distributors is not required to sell any specific number or dollar amount of securities, but will use its best efforts to sell the securities offered. The contracts are offered to the public through certain securities broker-dealers that have entered into sales agreements with RiverSource Life and RiverSource Distributors and whose personnel are legally authorized to sell annuity and life insurance products. RiverSource Distributors is a wholly-owned subsidiary of Ameriprise Financial, Inc. The aggregate dollar amount of underwriting commissions paid to RiverSource Distributors by RiverSource Life for the variable accounts in 2017 was $399,726,740, in 2016 was $403,351,214 and in 2015 was $425,969,636. RiverSource Distributors retained no underwriting commissions from the sale of the contracts. Service Providers Our Service Center performs certain administrative services on the contracts and policies we issue. The address and telephone number of our Service Center are listed on the first page of the prospectus. We also have entered into agreements with the following affiliated entities to provide the identified services in connection with the contracts and policies we issue. The entities engaged by RiverSource Life may change over time. We may modify, terminate, or enter into new arrangements with third party service providers at any time. Affiliated entities that provide a significant amount of services to RiverSource Life are listed in the table below, along with a description of the services provided and the basis for remuneration. Name of Service Provider Services Provided Basis for Remuneration Ameriprise Financial, Inc. ( AFI ) Business affairs management and administrative support related to new business and servicing of existing contracts and policies Expense allocation based primarily on policies in force, secondarily on policies issued or cash sales (for acquisition expenses). Ameriprise India Private Limited ( Amp India ) Administrative support related to new business and servicing of existing contracts and policies Head count The aggregate dollar amount paid to AFI by RiverSource Life for the services provided in 2017 was $23,506,861, in 2016 was $25,131,033 and in 2015 was $36,662,615. The aggregate dollar amount paid to Amp India by RiverSource Life for the services provided in 2017 was $2,011,469, in 2016 was $1,717,767 and in 2015 was $0. 4 RIVERSOURCE VARIABLE ACCOUNT 10

7 Independent Registered Public Accounting Firm The consolidated financial statements of RiverSource Life Insurance Company and its subsidiaries as of December 31, 2017 and December 31, 2016 and for each of the three years in the period ended December 31, 2017 and the financial statements of each of the divisions of RiverSource Variable Account 10 as of December 31, 2017 and for the period then ended and the statement of changes in net assets for the period ended December 31, 2016 included in this Statement of Additional Information have been so included in reliance on the reports of PricewaterhouseCoopers LLP, an independent registered public accounting firm, given on the authority of said firm as experts in auditing and accounting. RIVERSOURCE VARIABLE ACCOUNT 10 5

8 Condensed Financial Information (Unaudited) The following tables give per-unit information about the financial history of each subaccount. The date in which operations commenced in each subaccount is noted in the parentheses. Variable account charges of 0.55% of the daily net assets of the variable account. Year ended Dec. 31, AB VPS Dynamic Asset Allocation Portfolio (Class B) (04/29/2013) Accumulation unit value at beginning of period $1.12 $1.09 $1.11 $1.07 $1.00 Accumulation unit value at end of period $1.27 $1.12 $1.09 $1.11 $1.07 Number of accumulation units outstanding at end of period (000 omitted) AB VPS Global Thematic Growth Portfolio (Class B) (11/01/2005) Accumulation unit value at beginning of period $1.41 $1.43 $1.40 $1.34 $1.10 $0.97 $1.28 $1.08 $0.71 $1.36 Accumulation unit value at end of period $1.91 $1.41 $1.43 $1.40 $1.34 $1.10 $0.97 $1.28 $1.08 $0.71 Number of accumulation units outstanding at end of period (000 omitted) AB VPS Growth and Income Portfolio (Class B) (08/13/2001) Accumulation unit value at beginning of period $2.16 $1.96 $1.94 $1.79 $1.33 $1.14 $1.08 $0.97 $0.81 $1.37 Accumulation unit value at end of period $2.55 $2.16 $1.96 $1.94 $1.79 $1.33 $1.14 $1.08 $0.97 $0.81 Number of accumulation units outstanding at end of period (000 omitted) AB VPS International Value Portfolio (Class B) (08/13/2001) Accumulation unit value at beginning of period $1.79 $1.81 $1.78 $1.91 $1.57 $1.38 $1.72 $1.66 $1.24 $2.68 Accumulation unit value at end of period $2.23 $1.79 $1.81 $1.78 $1.91 $1.57 $1.38 $1.72 $1.66 $1.24 Number of accumulation units outstanding at end of period (000 omitted) ,076 1,925 3,352 ALPS/Alerian Energy Infrastructure Portfolio: Class III (04/30/2013) Accumulation unit value at beginning of period $1.03 $0.73 $1.19 $1.07 $1.00 Accumulation unit value at end of period $1.01 $1.03 $0.73 $1.19 $1.07 Number of accumulation units outstanding at end of period (000 omitted) American Century VP International, Class I (09/15/1999) Accumulation unit value at beginning of period $1.44 $1.54 $1.53 $1.63 $1.34 $1.11 $1.27 $1.13 $0.85 $1.54 Accumulation unit value at end of period $1.88 $1.44 $1.54 $1.53 $1.63 $1.34 $1.11 $1.27 $1.13 $0.85 Number of accumulation units outstanding at end of period (000 omitted) American Century VP International, Class II (08/13/2001) Accumulation unit value at beginning of period $1.57 $1.67 $1.67 $1.78 $1.47 $1.22 $1.39 $1.24 $0.93 $1.70 Accumulation unit value at end of period $2.04 $1.57 $1.67 $1.67 $1.78 $1.47 $1.22 $1.39 $1.24 $0.93 Number of accumulation units outstanding at end of period (000 omitted) American Century VP Mid Cap Value, Class II (05/01/2007) Accumulation unit value at beginning of period $2.11 $1.73 $1.76 $1.53 $1.18 $1.02 $1.04 $0.88 $0.68 $0.90 Accumulation unit value at end of period $2.34 $2.11 $1.73 $1.76 $1.53 $1.18 $1.02 $1.04 $0.88 $0.68 Number of accumulation units outstanding at end of period (000 omitted) ,289 1,327 American Century VP Ultra, Class II (11/01/2005) Accumulation unit value at beginning of period $1.98 $1.91 $1.81 $1.65 $1.21 $1.07 $1.07 $0.93 $0.69 $1.20 Accumulation unit value at end of period $2.60 $1.98 $1.91 $1.81 $1.65 $1.21 $1.07 $1.07 $0.93 $0.69 Number of accumulation units outstanding at end of period (000 omitted) American Century VP Value, Class I (09/15/1999) Accumulation unit value at beginning of period $3.38 $2.82 $2.95 $2.63 $2.00 $1.76 $1.75 $1.55 $1.30 $1.79 Accumulation unit value at end of period $3.66 $3.38 $2.82 $2.95 $2.63 $2.00 $1.76 $1.75 $1.55 $1.30 Number of accumulation units outstanding at end of period (000 omitted) American Century VP Value, Class II (08/13/2001) Accumulation unit value at beginning of period $2.82 $2.36 $2.47 $2.20 $1.68 $1.48 $1.47 $1.31 $1.10 $1.51 Accumulation unit value at end of period $3.05 $2.82 $2.36 $2.47 $2.20 $1.68 $1.48 $1.47 $1.31 $1.10 Number of accumulation units outstanding at end of period (000 omitted) BlackRock Global Allocation V.I. Fund (Class III) (04/30/2012) Accumulation unit value at beginning of period $1.21 $1.17 $1.19 $1.17 $1.03 $1.00 Accumulation unit value at end of period $1.37 $1.21 $1.17 $1.19 $1.17 $1.03 Number of accumulation units outstanding at end of period (000 omitted) Calvert VP SRI Balanced Portfolio Class I (05/01/2000) Accumulation unit value at beginning of period $1.68 $1.56 $1.61 $1.47 $1.26 $1.14 $1.10 $0.99 $0.79 $1.16 Accumulation unit value at end of period $1.87 $1.68 $1.56 $1.61 $1.47 $1.26 $1.14 $1.10 $0.99 $0.79 Number of accumulation units outstanding at end of period (000 omitted) ClearBridge Variable Small Cap Growth Portfolio Class I (04/27/2007) Accumulation unit value at beginning of period $1.93 $1.83 $1.93 $1.86 $1.27 $1.07 $1.06 $0.85 $0.60 $1.02 Accumulation unit value at end of period $2.38 $1.93 $1.83 $1.93 $1.86 $1.27 $1.07 $1.06 $0.85 $0.60 Number of accumulation units outstanding at end of period (000 omitted) Columbia Variable Portfolio Balanced Fund (Class 3) (09/15/1999) Accumulation unit value at beginning of period $1.99 $1.88 $1.86 $1.70 $1.41 $1.24 $1.22 $1.09 $0.88 $1.26 Accumulation unit value at end of period $2.27 $1.99 $1.88 $1.86 $1.70 $1.41 $1.24 $1.22 $1.09 $0.88 Number of accumulation units outstanding at end of period (000 omitted) RIVERSOURCE VARIABLE ACCOUNT 10

9 Variable account charges of 0.55% of the daily net assets of the variable account. (continued) Year ended Dec. 31, Columbia Variable Portfolio Commodity Strategy Fund (Class 2) (04/30/2013) Accumulation unit value at beginning of period $0.61 $0.55 $0.73 $0.93 $1.00 Accumulation unit value at end of period $0.62 $0.61 $0.55 $0.73 $0.93 Number of accumulation units outstanding at end of period (000 omitted) Columbia Variable Portfolio Contrarian Core Fund (Class 2) (04/29/2013) Accumulation unit value at beginning of period $1.50 $1.39 $1.36 $1.22 $1.00 Accumulation unit value at end of period $1.82 $1.50 $1.39 $1.36 $1.22 Number of accumulation units outstanding at end of period (000 omitted) Columbia Variable Portfolio Disciplined Core Fund (Class 3) (09/15/1999) Accumulation unit value at beginning of period $1.60 $1.49 $1.49 $1.30 $0.97 $0.86 $0.82 $0.70 $0.57 $0.99 Accumulation unit value at end of period $1.97 $1.60 $1.49 $1.49 $1.30 $0.97 $0.86 $0.82 $0.70 $0.57 Number of accumulation units outstanding at end of period (000 omitted) ,397 Columbia Variable Portfolio Diversified Absolute Return Fund (Class 2) (04/29/2013) Accumulation unit value at beginning of period $0.89 $0.91 $0.93 $0.95 $1.00 Accumulation unit value at end of period $0.90 $0.89 $0.91 $0.93 $0.95 Number of accumulation units outstanding at end of period (000 omitted) Columbia Variable Portfolio Dividend Opportunity Fund (Class 3) (09/15/1999) Accumulation unit value at beginning of period $2.76 $2.44 $2.53 $2.31 $1.83 $1.62 $1.71 $1.47 $1.16 $1.96 Accumulation unit value at end of period $3.13 $2.76 $2.44 $2.53 $2.31 $1.83 $1.62 $1.71 $1.47 $1.16 Number of accumulation units outstanding at end of period (000 omitted) ,139 1,308 1,443 1,536 1,770 2,153 7,610 8,565 Columbia Variable Portfolio Emerging Markets Bond Fund (Class 2) (04/29/2013) Accumulation unit value at beginning of period $0.99 $0.90 $0.91 $0.91 $1.00 Accumulation unit value at end of period $1.10 $0.99 $0.90 $0.91 $0.91 Number of accumulation units outstanding at end of period (000 omitted) Columbia Variable Portfolio Emerging Markets Fund (Class 3) (05/01/2000) Accumulation unit value at beginning of period $2.32 $2.23 $2.46 $2.53 $2.59 $2.16 $2.75 $2.31 $1.33 $2.90 Accumulation unit value at end of period $3.40 $2.32 $2.23 $2.46 $2.53 $2.59 $2.16 $2.75 $2.31 $1.33 Number of accumulation units outstanding at end of period (000 omitted) ,028 1,522 2,437 Columbia Variable Portfolio Global Bond Fund (Class 3) (09/15/1999) Accumulation unit value at beginning of period $1.69 $1.72 $1.84 $1.84 $2.01 $1.90 $1.82 $1.72 $1.55 $1.56 Accumulation unit value at end of period $1.78 $1.69 $1.72 $1.84 $1.84 $2.01 $1.90 $1.82 $1.72 $1.55 Number of accumulation units outstanding at end of period (000 omitted) ,005 1,122 1,599 3,215 2,861 Columbia Variable Portfolio Government Money Market Fund (Class 3) (09/15/1999) Accumulation unit value at beginning of period $1.19 $1.20 $1.21 $1.21 $1.22 $1.23 $1.23 $1.24 $1.25 $1.22 Accumulation unit value at end of period $1.19 $1.19 $1.20 $1.21 $1.21 $1.22 $1.23 $1.23 $1.24 $1.25 Number of accumulation units outstanding at end of period (000 omitted) 2, ,492 10,988 Columbia Variable Portfolio High Yield Bond Fund (Class 3) (09/15/1999) Accumulation unit value at beginning of period $2.62 $2.36 $2.40 $2.32 $2.20 $1.91 $1.82 $1.61 $1.05 $1.41 Accumulation unit value at end of period $2.77 $2.62 $2.36 $2.40 $2.32 $2.20 $1.91 $1.82 $1.61 $1.05 Number of accumulation units outstanding at end of period (000 omitted) Columbia Variable Portfolio Income Opportunities Fund (Class 3) (09/13/2004) Accumulation unit value at beginning of period $2.13 $1.93 $1.96 $1.90 $1.82 $1.59 $1.51 $1.34 $0.95 $1.17 Accumulation unit value at end of period $2.25 $2.13 $1.93 $1.96 $1.90 $1.82 $1.59 $1.51 $1.34 $0.95 Number of accumulation units outstanding at end of period (000 omitted) ,007 1,306 1,132 5,111 2,233 Columbia Variable Portfolio Intermediate Bond Fund (Class 3) (09/15/1999) Accumulation unit value at beginning of period $1.95 $1.87 $1.88 $1.79 $1.85 $1.73 $1.63 $1.51 $1.33 $1.43 Accumulation unit value at end of period $2.01 $1.95 $1.87 $1.88 $1.79 $1.85 $1.73 $1.63 $1.51 $1.33 Number of accumulation units outstanding at end of period (000 omitted) ,053 1,574 2,726 2,923 3,828 10,140 8,140 Columbia Variable Portfolio Large Cap Growth Fund (Class 3) (09/15/1999) Accumulation unit value at beginning of period $1.22 $1.21 $1.12 $0.99 $0.76 $0.64 $0.66 $0.57 $0.42 $0.75 Accumulation unit value at end of period $1.55 $1.22 $1.21 $1.12 $0.99 $0.76 $0.64 $0.66 $0.57 $0.42 Number of accumulation units outstanding at end of period (000 omitted) ,330 1,230 1,278 1,240 1,358 1,192 2,260 2,601 Columbia Variable Portfolio Large Cap Index Fund (Class 3) (05/01/2000) Accumulation unit value at beginning of period $1.79 $1.62 $1.61 $1.43 $1.09 $0.95 $0.94 $0.83 $0.66 $1.05 Accumulation unit value at end of period $2.16 $1.79 $1.62 $1.61 $1.43 $1.09 $0.95 $0.94 $0.83 $0.66 Number of accumulation units outstanding at end of period (000 omitted) ,447 Columbia Variable Portfolio Limited Duration Credit Fund (Class 2) (06/30/2014) Accumulation unit value at beginning of period $0.96 $0.92 $0.95 $1.00 Accumulation unit value at end of period $0.98 $0.96 $0.92 $0.95 Number of accumulation units outstanding at end of period (000 omitted) Columbia Variable Portfolio Long Government/Credit Bond Fund (Class 2) (04/30/2013) Accumulation unit value at beginning of period $1.01 $0.99 $1.00 $0.96 $1.00 Accumulation unit value at end of period $1.12 $1.01 $0.99 $1.00 $0.96 Number of accumulation units outstanding at end of period (000 omitted) RIVERSOURCE VARIABLE ACCOUNT 10 7

10 Variable account charges of 0.55% of the daily net assets of the variable account. (continued) Year ended Dec. 31, Columbia Variable Portfolio Mid Cap Growth Fund (Class 3) (05/01/2001) Accumulation unit value at beginning of period $2.19 $2.16 $2.06 $1.93 $1.48 $1.34 $1.58 $1.26 $0.78 $1.41 Accumulation unit value at end of period $2.68 $2.19 $2.16 $2.06 $1.93 $1.48 $1.34 $1.58 $1.26 $0.78 Number of accumulation units outstanding at end of period (000 omitted) Columbia Variable Portfolio Mid Cap Value Fund (Class 3) (05/02/2005) Accumulation unit value at beginning of period $2.46 $2.17 $2.30 $2.06 $1.50 $1.28 $1.40 $1.15 $0.82 $1.50 Accumulation unit value at end of period $2.78 $2.46 $2.17 $2.30 $2.06 $1.50 $1.28 $1.40 $1.15 $0.82 Number of accumulation units outstanding at end of period (000 omitted) ,292 1,658 Columbia Variable Portfolio Overseas Core Fund (Class 3) (09/15/1999) Accumulation unit value at beginning of period $1.20 $1.28 $1.23 $1.35 $1.11 $0.95 $1.09 $0.96 $0.76 $1.28 Accumulation unit value at end of period $1.51 $1.20 $1.28 $1.23 $1.35 $1.11 $0.95 $1.09 $0.96 $0.76 Number of accumulation units outstanding at end of period (000 omitted) ,080 Columbia Variable Portfolio Select Large-Cap Value Fund (Class 3) (02/04/2004) Accumulation unit value at beginning of period $2.38 $2.00 $2.12 $1.91 $1.40 $1.18 $1.21 $1.01 $0.81 $1.34 Accumulation unit value at end of period $2.87 $2.38 $2.00 $2.12 $1.91 $1.40 $1.18 $1.21 $1.01 $0.81 Number of accumulation units outstanding at end of period (000 omitted) Columbia Variable Portfolio Select Smaller-Cap Value Fund (Class 3) (09/15/1999) Accumulation unit value at beginning of period $3.29 $2.91 $3.02 $2.87 $1.94 $1.66 $1.82 $1.44 $1.04 $1.70 Accumulation unit value at end of period $3.67 $3.29 $2.91 $3.02 $2.87 $1.94 $1.66 $1.82 $1.44 $1.04 Number of accumulation units outstanding at end of period (000 omitted) Columbia Variable Portfolio U.S. Government Mortgage Fund (Class 3) (09/15/1999) Accumulation unit value at beginning of period $1.50 $1.47 $1.46 $1.39 $1.42 $1.41 $1.39 $1.36 $1.30 $1.34 Accumulation unit value at end of period $1.54 $1.50 $1.47 $1.46 $1.39 $1.42 $1.41 $1.39 $1.36 $1.30 Number of accumulation units outstanding at end of period (000 omitted) , ,843 1, ,394 Credit Suisse Trust Commodity Return Strategy Portfolio (05/01/2006) Accumulation unit value at beginning of period $0.53 $0.48 $0.64 $0.78 $0.87 $0.90 $1.03 $0.89 $0.75 $1.13 Accumulation unit value at end of period $0.54 $0.53 $0.48 $0.64 $0.78 $0.87 $0.90 $1.03 $0.89 $0.75 Number of accumulation units outstanding at end of period (000 omitted) CTIVP SM AQR Managed Futures Strategy Fund (Class 2) (04/29/2013) Accumulation unit value at beginning of period $1.02 $1.12 $1.13 $1.03 $1.00 Accumulation unit value at end of period $1.00 $1.02 $1.12 $1.13 $1.03 Number of accumulation units outstanding at end of period (000 omitted) CTIVP SM BlackRock Global Inflation-Protected Securities Fund (Class 3) (09/13/2004) Accumulation unit value at beginning of period $1.53 $1.42 $1.45 $1.34 $1.43 $1.36 $1.24 $1.20 $1.13 $1.13 Accumulation unit value at end of period $1.56 $1.53 $1.42 $1.45 $1.34 $1.43 $1.36 $1.24 $1.20 $1.13 Number of accumulation units outstanding at end of period (000 omitted) ,132 1,988 5,705 2,307 CTIVP SM Lazard International Equity Advantage Fund (Class 2) (04/30/2013) Accumulation unit value at beginning of period $1.04 $1.00 $1.05 $1.05 $1.00 Accumulation unit value at end of period $1.27 $1.04 $1.00 $1.05 $1.05 Number of accumulation units outstanding at end of period (000 omitted) CTIVP SM Loomis Sayles Growth Fund (Class 1) (04/29/2016) Accumulation unit value at beginning of period $1.06 $1.00 Accumulation unit value at end of period $1.40 $1.06 Number of accumulation units outstanding at end of period (000 omitted) CTIVP SM MFS Blended Research Core Equity Fund (Class 3) (05/01/2006) Accumulation unit value at beginning of period $1.63 $1.50 $1.50 $1.35 $1.06 $0.96 $1.00 $0.90 $0.69 $1.13 Accumulation unit value at end of period $1.95 $1.63 $1.50 $1.50 $1.35 $1.06 $0.96 $1.00 $0.90 $0.69 Number of accumulation units outstanding at end of period (000 omitted) ,045 4,641 CTIVP SM Victory Sycamore Established Value Fund (Class 3) (02/04/2004) Accumulation unit value at beginning of period $2.76 $2.30 $2.31 $2.07 $1.53 $1.32 $1.42 $1.17 $0.86 $1.37 Accumulation unit value at end of period $3.18 $2.76 $2.30 $2.31 $2.07 $1.53 $1.32 $1.42 $1.17 $0.86 Number of accumulation units outstanding at end of period (000 omitted) CTIVP SM Wells Fargo Short Duration Government Fund (Class 2) (06/30/2014) Accumulation unit value at beginning of period $1.00 $1.00 $1.00 $1.00 Accumulation unit value at end of period $1.00 $1.00 $1.00 $1.00 Number of accumulation units outstanding at end of period (000 omitted) Deutsche Alternative Asset Allocation VIP, Class B (04/30/2012) Accumulation unit value at beginning of period $1.00 $0.96 $1.03 $1.00 $1.00 $1.00 Accumulation unit value at end of period $1.07 $1.00 $0.96 $1.03 $1.00 $1.00 Number of accumulation units outstanding at end of period (000 omitted) Eaton Vance VT Floating-Rate Income Fund Initial Class (05/01/2006) Accumulation unit value at beginning of period $1.41 $1.30 $1.32 $1.32 $1.28 $1.20 $1.18 $1.08 $0.76 $1.04 Accumulation unit value at end of period $1.45 $1.41 $1.30 $1.32 $1.32 $1.28 $1.20 $1.18 $1.08 $0.76 Number of accumulation units outstanding at end of period (000 omitted) 1,997 2,210 1,326 1,701 3,678 1,490 1,730 1,433 2,787 2,025 8 RIVERSOURCE VARIABLE ACCOUNT 10

11 Variable account charges of 0.55% of the daily net assets of the variable account. (continued) Year ended Dec. 31, Fidelity VIP Contrafund Portfolio Service Class 2 (05/01/2006) Accumulation unit value at beginning of period $1.86 $1.74 $1.74 $1.57 $1.20 $1.04 $1.08 $0.93 $0.69 $1.21 Accumulation unit value at end of period $2.25 $1.86 $1.74 $1.74 $1.57 $1.20 $1.04 $1.08 $0.93 $0.69 Number of accumulation units outstanding at end of period (000 omitted) 1,064 1,286 1,842 1,783 1,861 2,280 2,496 2,532 4,368 8,518 Fidelity VIP Growth & Income Portfolio Service Class (09/15/1999) Accumulation unit value at beginning of period $2.11 $1.83 $1.88 $1.72 $1.29 $1.10 $1.09 $0.95 $0.75 $1.30 Accumulation unit value at end of period $2.45 $2.11 $1.83 $1.88 $1.72 $1.29 $1.10 $1.09 $0.95 $0.75 Number of accumulation units outstanding at end of period (000 omitted) Fidelity VIP Growth & Income Portfolio Service Class 2 (08/13/2001) Accumulation unit value at beginning of period $2.27 $1.97 $2.03 $1.85 $1.40 $1.19 $1.18 $1.04 $0.82 $1.42 Accumulation unit value at end of period $2.63 $2.27 $1.97 $2.03 $1.85 $1.40 $1.19 $1.18 $1.04 $0.82 Number of accumulation units outstanding at end of period (000 omitted) Fidelity VIP Mid Cap Portfolio Service Class (09/15/1999) Accumulation unit value at beginning of period $6.23 $5.59 $5.71 $5.40 $3.99 $3.50 $3.94 $3.08 $2.21 $3.68 Accumulation unit value at end of period $7.48 $6.23 $5.59 $5.71 $5.40 $3.99 $3.50 $3.94 $3.08 $2.21 Number of accumulation units outstanding at end of period (000 omitted) Fidelity VIP Mid Cap Portfolio Service Class 2 (08/13/2001) Accumulation unit value at beginning of period $4.00 $3.59 $3.67 $3.48 $2.58 $2.26 $2.55 $1.99 $1.43 $2.39 Accumulation unit value at end of period $4.79 $4.00 $3.59 $3.67 $3.48 $2.58 $2.26 $2.55 $1.99 $1.43 Number of accumulation units outstanding at end of period (000 omitted) ,062 1,077 1,379 2,734 3,823 Fidelity VIP Overseas Portfolio Service Class (09/15/1999) Accumulation unit value at beginning of period $1.43 $1.51 $1.47 $1.61 $1.24 $1.03 $1.26 $1.12 $0.89 $1.59 Accumulation unit value at end of period $1.84 $1.43 $1.51 $1.47 $1.61 $1.24 $1.03 $1.26 $1.12 $0.89 Number of accumulation units outstanding at end of period (000 omitted) Fidelity VIP Overseas Portfolio Service Class 2 (08/13/2001) Accumulation unit value at beginning of period $1.71 $1.81 $1.76 $1.93 $1.49 $1.25 $1.52 $1.35 $1.08 $1.93 Accumulation unit value at end of period $2.20 $1.71 $1.81 $1.76 $1.93 $1.49 $1.25 $1.52 $1.35 $1.08 Number of accumulation units outstanding at end of period (000 omitted) Fidelity VIP Strategic Income Portfolio Service Class 2 (04/29/2013) Accumulation unit value at beginning of period $1.06 $0.99 $1.01 $0.99 $1.00 Accumulation unit value at end of period $1.14 $1.06 $0.99 $1.01 $0.99 Number of accumulation units outstanding at end of period (000 omitted) Franklin Global Real Estate VIP Fund Class 2 (09/15/1999) Accumulation unit value at beginning of period $2.91 $2.91 $2.91 $2.54 $2.50 $1.97 $2.10 $1.75 $1.48 $2.58 Accumulation unit value at end of period $3.20 $2.91 $2.91 $2.91 $2.54 $2.50 $1.97 $2.10 $1.75 $1.48 Number of accumulation units outstanding at end of period (000 omitted) Franklin Income VIP Fund Class 2 (04/29/2013) Accumulation unit value at beginning of period $1.17 $1.03 $1.12 $1.07 $1.00 Accumulation unit value at end of period $1.28 $1.17 $1.03 $1.12 $1.07 Number of accumulation units outstanding at end of period (000 omitted) Franklin Mutual Shares VIP Fund Class 2 (08/13/2001) Accumulation unit value at beginning of period $2.26 $1.96 $2.07 $1.95 $1.53 $1.34 $1.36 $1.23 $0.98 $1.57 Accumulation unit value at end of period $2.44 $2.26 $1.96 $2.07 $1.95 $1.53 $1.34 $1.36 $1.23 $0.98 Number of accumulation units outstanding at end of period (000 omitted) Franklin Small Cap Value VIP Fund Class 2 (09/15/1999) Accumulation unit value at beginning of period $4.80 $3.71 $4.03 $4.02 $2.97 $2.52 $2.64 $2.07 $1.61 $2.42 Accumulation unit value at end of period $5.28 $4.80 $3.71 $4.03 $4.02 $2.97 $2.52 $2.64 $2.07 $1.61 Number of accumulation units outstanding at end of period (000 omitted) Goldman Sachs VIT Mid Cap Value Fund Institutional Shares (09/15/1999) Accumulation unit value at beginning of period $4.79 $4.24 $4.69 $4.15 $3.14 $2.67 $2.86 $2.30 $1.74 $2.78 Accumulation unit value at end of period $5.29 $4.79 $4.24 $4.69 $4.15 $3.14 $2.67 $2.86 $2.30 $1.74 Number of accumulation units outstanding at end of period (000 omitted) ,060 Goldman Sachs VIT Multi-Strategy Alternatives Portfolio Advisor Shares (06/30/2014) Accumulation unit value at beginning of period $0.91 $0.92 $0.97 $1.00 Accumulation unit value at end of period $0.96 $0.91 $0.92 $0.97 Number of accumulation units outstanding at end of period (000 omitted) Goldman Sachs VIT Small Cap Equity Insights Fund Institutional Shares (09/15/1999) Accumulation unit value at beginning of period $3.44 $2.81 $2.88 $2.71 $2.01 $1.79 $1.79 $1.38 $1.09 $1.66 Accumulation unit value at end of period $3.82 $3.44 $2.81 $2.88 $2.71 $2.01 $1.79 $1.79 $1.38 $1.09 Number of accumulation units outstanding at end of period (000 omitted) Goldman Sachs VIT U.S. Equity Insights Fund Institutional Shares (09/15/1999) Accumulation unit value at beginning of period $2.00 $1.81 $1.82 $1.57 $1.15 $1.01 $0.98 $0.87 $0.72 $1.15 Accumulation unit value at end of period $2.46 $2.00 $1.81 $1.82 $1.57 $1.15 $1.01 $0.98 $0.87 $0.72 Number of accumulation units outstanding at end of period (000 omitted) ,128 RIVERSOURCE VARIABLE ACCOUNT 10 9

12 Variable account charges of 0.55% of the daily net assets of the variable account. (continued) Year ended Dec. 31, Invesco V.I. American Franchise Fund, Series I Shares (04/27/2012) Accumulation unit value at beginning of period $1.55 $1.52 $1.46 $1.35 $0.97 $1.00 Accumulation unit value at end of period $1.96 $1.55 $1.52 $1.46 $1.35 $0.97 Number of accumulation units outstanding at end of period (000 omitted) Invesco V.I. American Franchise Fund, Series II Shares (04/27/2012) Accumulation unit value at beginning of period $1.53 $1.51 $1.45 $1.35 $0.97 $1.00 Accumulation unit value at end of period $1.94 $1.53 $1.51 $1.45 $1.35 $0.97 Number of accumulation units outstanding at end of period (000 omitted) Invesco V.I. Balanced-Risk Allocation Fund, Series II Shares (04/29/2013) Accumulation unit value at beginning of period $1.09 $0.99 $1.04 $0.99 $1.00 Accumulation unit value at end of period $1.19 $1.09 $0.99 $1.04 $0.99 Number of accumulation units outstanding at end of period (000 omitted) Invesco V.I. Comstock Fund, Series II Shares (02/04/2004) Accumulation unit value at beginning of period $2.30 $1.97 $2.12 $1.95 $1.45 $1.22 $1.26 $1.09 $0.85 $1.34 Accumulation unit value at end of period $2.69 $2.30 $1.97 $2.12 $1.95 $1.45 $1.22 $1.26 $1.09 $0.85 Number of accumulation units outstanding at end of period (000 omitted) ,639 3,700 Invesco V.I. Diversified Dividend Fund, Series I Shares (04/29/2011) Accumulation unit value at beginning of period $1.84 $1.61 $1.59 $1.42 $1.09 $0.92 $1.00 Accumulation unit value at end of period $1.99 $1.84 $1.61 $1.59 $1.42 $1.09 $0.92 Number of accumulation units outstanding at end of period (000 omitted) Invesco V.I. Health Care Fund, Series II Shares (05/01/2006) Accumulation unit value at beginning of period $1.96 $2.23 $2.18 $1.84 $1.32 $1.10 $1.07 $1.02 $0.81 $1.14 Accumulation unit value at end of period $2.25 $1.96 $2.23 $2.18 $1.84 $1.32 $1.10 $1.07 $1.02 $0.81 Number of accumulation units outstanding at end of period (000 omitted) Invesco V.I. International Growth Fund, Series II Shares (11/01/2005) Accumulation unit value at beginning of period $1.67 $1.69 $1.75 $1.76 $1.49 $1.30 $1.40 $1.25 $0.93 $1.58 Accumulation unit value at end of period $2.04 $1.67 $1.69 $1.75 $1.76 $1.49 $1.30 $1.40 $1.25 $0.93 Number of accumulation units outstanding at end of period (000 omitted) ,658 2,794 Invesco V.I. Mid Cap Growth Fund, Series I Shares (04/27/2012) Accumulation unit value at beginning of period $1.45 $1.44 $1.43 $1.33 $0.98 $1.00 Accumulation unit value at end of period $1.76 $1.45 $1.44 $1.43 $1.33 $0.98 Number of accumulation units outstanding at end of period (000 omitted) Invesco V.I. Mid Cap Growth Fund, Series II Shares (04/27/2012) Accumulation unit value at beginning of period $1.43 $1.43 $1.42 $1.33 $0.98 $1.00 Accumulation unit value at end of period $1.74 $1.43 $1.43 $1.42 $1.33 $0.98 Number of accumulation units outstanding at end of period (000 omitted) Invesco V.I. Technology Fund, Series I Shares (08/13/2001) Accumulation unit value at beginning of period $1.36 $1.38 $1.29 $1.17 $0.94 $0.85 $0.90 $0.75 $0.48 $0.86 Accumulation unit value at end of period $1.82 $1.36 $1.38 $1.29 $1.17 $0.94 $0.85 $0.90 $0.75 $0.48 Number of accumulation units outstanding at end of period (000 omitted) Ivy VIP Asset Strategy (04/29/2013) Accumulation unit value at beginning of period $1.00 $1.04 $1.14 $1.21 $1.00 Accumulation unit value at end of period $1.18 $1.00 $1.04 $1.14 $1.21 Number of accumulation units outstanding at end of period (000 omitted) Janus Henderson Enterprise Portfolio: Service Shares (05/01/2000) Accumulation unit value at beginning of period $1.42 $1.27 $1.23 $1.11 $0.84 $0.72 $0.74 $0.59 $0.41 $0.74 Accumulation unit value at end of period $1.79 $1.42 $1.27 $1.23 $1.11 $0.84 $0.72 $0.74 $0.59 $0.41 Number of accumulation units outstanding at end of period (000 omitted) Janus Henderson Flexible Bond Portfolio: Service Shares (04/29/2013) Accumulation unit value at beginning of period $1.04 $1.02 $1.03 $0.99 $1.00 Accumulation unit value at end of period $1.07 $1.04 $1.02 $1.03 $0.99 Number of accumulation units outstanding at end of period (000 omitted) Janus Henderson Global Allocation Portfolio Moderate: Service Shares* (04/30/2012) Accumulation unit value at beginning of period $1.21 $1.18 $1.22 $1.19 $1.04 $1.00 Accumulation unit value at end of period $1.40 $1.21 $1.18 $1.22 $1.19 $1.04 Number of accumulation units outstanding at end of period (000 omitted) 1 *Janus Henderson Global Allocation Portfolio Moderate: Service Shares merged into Janus Henderson Balanced Portfolio: Service Shares on April 27, Janus Henderson Global Technology Portfolio: Service Shares (05/01/2000) Accumulation unit value at beginning of period $1.05 $0.93 $0.89 $0.82 $0.61 $0.51 $0.57 $0.46 $0.29 $0.53 Accumulation unit value at end of period $1.51 $1.05 $0.93 $0.89 $0.82 $0.61 $0.51 $0.57 $0.46 $0.29 Number of accumulation units outstanding at end of period (000 omitted) Janus Henderson Overseas Portfolio: Service Shares (05/01/2000) Accumulation unit value at beginning of period $1.15 $1.24 $1.37 $1.57 $1.38 $1.23 $1.82 $1.47 $0.82 $1.73 Accumulation unit value at end of period $1.50 $1.15 $1.24 $1.37 $1.57 $1.38 $1.23 $1.82 $1.47 $0.82 Number of accumulation units outstanding at end of period (000 omitted) RIVERSOURCE VARIABLE ACCOUNT 10

13 Variable account charges of 0.55% of the daily net assets of the variable account. (continued) Year ended Dec. 31, Janus Henderson Research Portfolio: Service Shares (05/01/2007) Accumulation unit value at beginning of period $1.63 $1.63 $1.56 $1.39 $1.08 $0.92 $0.98 $0.86 $0.63 $1.06 Accumulation unit value at end of period $2.07 $1.63 $1.63 $1.56 $1.39 $1.08 $0.92 $0.98 $0.86 $0.63 Number of accumulation units outstanding at end of period (000 omitted) ,880 6,240 Lazard Retirement Global Dynamic Multi-Asset Portfolio Service Shares (04/29/2013) Accumulation unit value at beginning of period $1.17 $1.14 $1.15 $1.13 $1.00 Accumulation unit value at end of period $1.40 $1.17 $1.14 $1.15 $1.13 Number of accumulation units outstanding at end of period (000 omitted) MFS Massachusetts Investors Growth Stock Portfolio Service Class (03/27/2015) Accumulation unit value at beginning of period $1.03 $0.98 $1.00 Accumulation unit value at end of period $1.31 $1.03 $0.98 Number of accumulation units outstanding at end of period (000 omitted) MFS New Discovery Series Service Class (05/01/2000) Accumulation unit value at beginning of period $1.97 $1.82 $1.87 $2.03 $1.44 $1.20 $1.35 $1.00 $0.62 $1.02 Accumulation unit value at end of period $2.47 $1.97 $1.82 $1.87 $2.03 $1.44 $1.20 $1.35 $1.00 $0.62 Number of accumulation units outstanding at end of period (000 omitted) MFS Utilities Series Service Class (08/13/2001) Accumulation unit value at beginning of period $3.15 $2.85 $3.36 $3.00 $2.51 $2.23 $2.11 $1.86 $1.41 $2.28 Accumulation unit value at end of period $3.59 $3.15 $2.85 $3.36 $3.00 $2.51 $2.23 $2.11 $1.86 $1.41 Number of accumulation units outstanding at end of period (000 omitted) Morgan Stanley VIF Global Real Estate Portfolio, Class II Shares (05/01/2006) Accumulation unit value at beginning of period $1.42 $1.38 $1.41 $1.25 $1.22 $0.94 $1.06 $0.87 $0.62 $1.12 Accumulation unit value at end of period $1.55 $1.42 $1.38 $1.41 $1.25 $1.22 $0.94 $1.06 $0.87 $0.62 Number of accumulation units outstanding at end of period (000 omitted) ,794 1,961 Morgan Stanley VIF Mid Cap Growth Portfolio, Class II Shares (05/01/2006) Accumulation unit value at beginning of period $1.54 $1.70 $1.81 $1.79 $1.31 $1.21 $1.31 $1.00 $0.64 $1.21 Accumulation unit value at end of period $2.12 $1.54 $1.70 $1.81 $1.79 $1.31 $1.21 $1.31 $1.00 $0.64 Number of accumulation units outstanding at end of period (000 omitted) Neuberger Berman AMT International Equity Portfolio (Class S) (05/01/2006) Accumulation unit value at beginning of period $1.06 $1.09 $1.07 $1.12 $0.95 $0.81 $0.93 $0.76 $0.57 $1.07 Accumulation unit value at end of period $1.34 $1.06 $1.09 $1.07 $1.12 $0.95 $0.81 $0.93 $0.76 $0.57 Number of accumulation units outstanding at end of period (000 omitted) ,718 1,971 Neuberger Berman AMT U.S. Equity Index PutWrite Strategy Portfolio (Class S) (06/30/2014) Accumulation unit value at beginning of period $0.92 $0.93 $0.99 $1.00 Accumulation unit value at end of period $0.98 $0.92 $0.93 $0.99 Number of accumulation units outstanding at end of period (000 omitted) Oppenheimer Global Fund/VA, Service Shares (02/04/2004) Accumulation unit value at beginning of period $2.20 $2.21 $2.15 $2.12 $1.67 $1.39 $1.53 $1.33 $0.96 $1.62 Accumulation unit value at end of period $2.98 $2.20 $2.21 $2.15 $2.12 $1.67 $1.39 $1.53 $1.33 $0.96 Number of accumulation units outstanding at end of period (000 omitted) Oppenheimer Global Strategic Income Fund/VA, Service Shares (02/04/2004) Accumulation unit value at beginning of period $1.69 $1.60 $1.65 $1.62 $1.63 $1.45 $1.45 $1.27 $1.08 $1.27 Accumulation unit value at end of period $1.78 $1.69 $1.60 $1.65 $1.62 $1.63 $1.45 $1.45 $1.27 $1.08 Number of accumulation units outstanding at end of period (000 omitted) 986 1,236 1,552 2,503 2,994 3,277 3,125 3,938 8,634 8,498 Oppenheimer Main Street Small Cap Fund /VA, Service Shares (02/04/2004) Accumulation unit value at beginning of period $2.79 $2.39 $2.55 $2.30 $1.64 $1.41 $1.45 $1.18 $0.87 $1.41 Accumulation unit value at end of period $3.16 $2.79 $2.39 $2.55 $2.30 $1.64 $1.41 $1.45 $1.18 $0.87 Number of accumulation units outstanding at end of period (000 omitted) PIMCO VIT All Asset Portfolio, Advisor Class (05/01/2006) Accumulation unit value at beginning of period $1.49 $1.33 $1.47 $1.47 $1.48 $1.29 $1.27 $1.13 $0.94 $1.12 Accumulation unit value at end of period $1.68 $1.49 $1.33 $1.47 $1.47 $1.48 $1.29 $1.27 $1.13 $0.94 Number of accumulation units outstanding at end of period (000 omitted) ,431 4,628 PIMCO VIT Global Multi-Asset Managed Allocation Portfolio, Advisor Class (04/30/2012) Accumulation unit value at beginning of period $1.01 $0.98 $0.99 $0.95 $1.03 $1.00 Accumulation unit value at end of period $1.15 $1.01 $0.98 $0.99 $0.95 $1.03 Number of accumulation units outstanding at end of period (000 omitted) PIMCO VIT Total Return Portfolio, Advisor Class (04/29/2013) Accumulation unit value at beginning of period $1.02 $1.00 $1.00 $0.96 $1.00 Accumulation unit value at end of period $1.06 $1.02 $1.00 $1.00 $0.96 Number of accumulation units outstanding at end of period (000 omitted) Putnam VT Global Health Care Fund Class IB Shares (08/13/2001) Accumulation unit value at beginning of period $2.36 $2.68 $2.50 $1.97 $1.40 $1.15 $1.17 $1.15 $0.92 $1.11 Accumulation unit value at end of period $2.71 $2.36 $2.68 $2.50 $1.97 $1.40 $1.15 $1.17 $1.15 $0.92 Number of accumulation units outstanding at end of period (000 omitted) RIVERSOURCE VARIABLE ACCOUNT 10 11

S-6611 CD (4/18) S-6325 CD (4/18) S-6612 CD (4/18) S-6325 CD (4/18)

S-6611 CD (4/18) S-6325 CD (4/18) S-6612 CD (4/18) S-6325 CD (4/18) Supplement dated April 30, 2018 to the Prospectuses and Statements of Additional Information (SAIs) dated April 30, 2018 Prospectus Form #/Date SAI Form #/Date Product Name RiverSource RAVA 5 Advantage

More information

RiverSource Retirement Advisor Variable Annuity

RiverSource Retirement Advisor Variable Annuity RiverSource Retirement Advisor Variable Annuity Issued by RiverSource Life Insurance Company (RiverSource Life) Performance for Annuities for month ending 08/31/2018 and quarter ending 06/30/2018 Current

More information

RiverSource Retirement Advisor Variable Annuity

RiverSource Retirement Advisor Variable Annuity RiverSource Retirement Advisor Variable Annuity Issued by RiverSource Life Insurance Company (RiverSource Life) Performance for Annuities for month ending 11/30/2017 and quarter ending 09/30/2017 Current

More information

RiverSource Variable Universal Life IV, RiverSource Variable Universal Life IV Estate Series (ES)

RiverSource Variable Universal Life IV, RiverSource Variable Universal Life IV Estate Series (ES) RiverSource Variable Universal Life IV Estate Series (ES) Issued by RiverSource Life Insurance Company (RiverSource Life) Performance for Insurance for month ending 08/31/2018 and quarter ending 06/30/2018

More information

RiverSource Variable Second-to-Die Life Insurance

RiverSource Variable Second-to-Die Life Insurance RiverSource Variable Second-to-Die Life Insurance Issued by RiverSource Life Insurance Company (RiverSource Life) Performance for Insurance for month ending 07/31/2018 and quarter ending 06/30/2018 Average

More information

RiverSource Variable Universal Life III

RiverSource Variable Universal Life III Issued by RiverSource Life Insurance Company (RiverSource Life) Performance for Insurance for month ending 08/31/2018 and quarter ending 06/30/2018 Average annual rates of return reflect all charges incurred

More information

RiverSource Variable Second-to-Die Life Insurance - New York

RiverSource Variable Second-to-Die Life Insurance - New York RiverSource Variable Second-to-Die Life Insurance - New York Issued by RiverSource Life Insurance Co. of New York, Albany, NY (RiverSource Life of NY) Performance for Insurance for month ending 08/31/2018

More information

RiverSource Variable Universal Life - New York

RiverSource Variable Universal Life - New York RiverSource Variable Universal Life - New York Issued by RiverSource Life Insurance Co. of New York, Albany, NY (RiverSource Life of NY) Performance for Insurance for month ending 11/30/2017 and quarter

More information

RiverSource RAVA 5 Advantage variable annuity

RiverSource RAVA 5 Advantage variable annuity RiverSource RAVA 5 Advantage variable annuity Issued by RiverSource Life Insurance Company (RiverSource Life) Performance for Annuities for month ending 04/30/2018 and quarter ending 03/31/2018 Current

More information

RiverSource Retirement Advisor Advantage Plus variable annuity - New York

RiverSource Retirement Advisor Advantage Plus variable annuity - New York RiverSource Retirement Advisor Advantage Plus variable annuity - New York Issued by RiverSource Life Insurance Co. of New York, Albany, NY (RiverSource Life of NY) Performance for Annuities for month ending

More information

RiverSource RAVA 5 Advantage variable annuity - New York

RiverSource RAVA 5 Advantage variable annuity - New York RiverSource RAVA 5 Advantage variable annuity - New York Issued by RiverSource Life Insurance Co. of New York, Albany, NY (RiverSource Life of NY) Performance for Annuities for month ending 02/28/2018

More information

RiverSource Retirement Advisor 4 Advantage variable annuity

RiverSource Retirement Advisor 4 Advantage variable annuity RiverSource Retirement Advisor 4 Advantage variable annuity Issued by RiverSource Life Insurance Company (RiverSource Life) Performance for Annuities for month ending 03/31/2018 and quarter ending 03/31/2018

More information

RiverSource Variable Universal Life

RiverSource Variable Universal Life Issued by RiverSource Life Insurance Company (RiverSource Life) Performance for Insurance for month ending 06/30/2018 and quarter ending 06/30/2018 Average annual rates of return reflect all charges incurred

More information

RiverSource RAVA 5 Advantage variable annuity - New York

RiverSource RAVA 5 Advantage variable annuity - New York RiverSource RAVA 5 Advantage variable annuity - New York Issued by RiverSource Life Insurance Co. of New York, Albany, NY (RiverSource Life of NY) Performance for Annuities for month ending 06/30/2018

More information

RiverSource RAVA 5 Advantage variable annuity

RiverSource RAVA 5 Advantage variable annuity RiverSource RAVA 5 Advantage variable annuity Issued by RiverSource Life Insurance Company (RiverSource Life) Performance for Annuities for month ending 03/31/2018 and quarter ending 03/31/2018 Current

More information

RiverSource RAVA 5 Select variable annuity

RiverSource RAVA 5 Select variable annuity RiverSource RAVA 5 Select variable annuity Issued by RiverSource Life Insurance Company (RiverSource Life) Performance for Annuities for month ending 12/31/2017 and quarter ending 12/31/2017 Current applicable

More information

RiverSource RAVA 5 Select variable annuity

RiverSource RAVA 5 Select variable annuity RiverSource RAVA 5 Select variable annuity Issued by RiverSource Life Insurance Company (RiverSource Life) Performance for Annuities for month ending 12/31/2018 and quarter ending 12/31/2018 Current applicable

More information

RiverSource RAVA 5 Advantage Variable Annuity. RAVA 5 Select Variable Annuity RAVA 5 Access Variable Annuity. April 30, 2018

RiverSource RAVA 5 Advantage Variable Annuity. RAVA 5 Select Variable Annuity RAVA 5 Access Variable Annuity. April 30, 2018 April 30, 2018 RiverSource RAVA 5 Advantage Variable Annuity RAVA 5 Select Variable Annuity RAVA 5 Access Variable Annuity (Offered for contract applications signed prior to April 30, 2012) This wrapper

More information

RiverSource RAVA 5 Advantage Variable Annuity. RAVA 5 Select Variable Annuity RAVA 5 Access Variable Annuity. April 30, 2018

RiverSource RAVA 5 Advantage Variable Annuity. RAVA 5 Select Variable Annuity RAVA 5 Access Variable Annuity. April 30, 2018 April 30, 2018 RiverSource RAVA 5 Advantage Variable Annuity RAVA 5 Select Variable Annuity RAVA 5 Access Variable Annuity (Offered for contract applications signed prior to April 30, 2012) This wrapper

More information

RiverSource RAVA 5 Advantage Variable Annuity. RAVA 5 Select Variable Annuity RAVA 5 Access Variable Annuity. April 30, 2018

RiverSource RAVA 5 Advantage Variable Annuity. RAVA 5 Select Variable Annuity RAVA 5 Access Variable Annuity. April 30, 2018 April 30, 2018 RiverSource RAVA 5 Advantage Variable Annuity RAVA 5 Select Variable Annuity RAVA 5 Access Variable Annuity (Offered for contract applications signed on or after April 30, 2012 but prior

More information

RiverSource Variable Universal Life 5 - New York

RiverSource Variable Universal Life 5 - New York RiverSource Variable Universal Life 5 - New York Issued by RiverSource Life Insurance Co. of New York Performance for Insurance for month ending 03/31/2019 and quarter ending 03/31/2019 Average annual

More information

RiverSource Retirement Group Annuity Contract II

RiverSource Retirement Group Annuity Contract II May 1, 2014 RiverSource Retirement Group Annuity Contract II This wrapper contains a prospectus and a prospectus supplement dated May 1, 2014. S-6612 D (5/14) Issued by: RiverSource Life Insurance Company

More information

RetireReady SM Protection Plus variable life insurance issued by Genworth Life and Annuity Insurance Company

RetireReady SM Protection Plus variable life insurance issued by Genworth Life and Annuity Insurance Company as of December 31, 2018 RetireReady SM Protection Plus variable life insurance 17410 01/01/19 (expires 02/15/19) 2018 Genworth Financial, Inc. All rights reserved. Page 1 of 9 IMPORTANT INFORMATION The

More information

RiverSource Retirement Advisor 4 Advantage variable annuity contracts Issued by RiverSource Life Insurance Company (RiverSource Life)

RiverSource Retirement Advisor 4 Advantage variable annuity contracts Issued by RiverSource Life Insurance Company (RiverSource Life) RiverSource Retirement Advisor 4 Advantage variable annuity contracts Issued by RiverSource Life Insurance Company (RiverSource Life) Performance for Annuities for quarter ending and the month ending.

More information

RiverSource Retirement Advisor 4 Select variable annuity contracts Issued by RiverSource Life Insurance Company (RiverSource Life)

RiverSource Retirement Advisor 4 Select variable annuity contracts Issued by RiverSource Life Insurance Company (RiverSource Life) RiverSource Retirement Advisor 4 Select variable annuity contracts Issued by RiverSource Life Insurance Company (RiverSource Life) Performance for Annuities for quarter ending and the month ending. The

More information

RetireReady SM Choice a variable annuity issued by Genworth Life and Annuity Insurance Company

RetireReady SM Choice a variable annuity issued by Genworth Life and Annuity Insurance Company as of June 30, 2018 For contracts issued prior to May 1, 2003, or prior to the date on which state insurance authorities approve applicable contract modifications. RetireReady SM Choice 17022 07/01/18

More information

RetireReady SM Extra a variable annuity issued by Genworth Life and Annuity Insurance Company

RetireReady SM Extra a variable annuity issued by Genworth Life and Annuity Insurance Company as of March 31, 2019 For contracts issued prior to May 1, 2003, or prior to the date on which state insurance authorities approve applicable contract modifications. RetireReady SM Extra 19337 04/01/19

More information

RetireReady SM Extra a variable annuity issued by Genworth Life and Annuity Insurance Company

RetireReady SM Extra a variable annuity issued by Genworth Life and Annuity Insurance Company as of July 31, 2018 For contracts issued after May 1, 2003 and prior to December 18, 2006 RetireReady SM Extra 41578 08/01/18 (expires 09/15/18) 2018 Genworth Financial, Inc. All rights reserved. Page

More information

RiverSource Variable Universal Life IV RiverSource Variable Universal Life IV Estate Series (ES)

RiverSource Variable Universal Life IV RiverSource Variable Universal Life IV Estate Series (ES) RiverSource Variable Universal Life IV RiverSource Variable Universal Life IV Estate Series (ES) An individual flexible premium variable life insurance policy Performance for insurance for Quarter end

More information

RiverSource FlexChoice Select Variable Annuity (Contract Option L)

RiverSource FlexChoice Select Variable Annuity (Contract Option L) RiverSource FlexChoice Select Variable Annuity (Contract Option L) Issued by RiverSource Life Insurance Company (RiverSource Life) Individual Flexible Premium Deferred Combination Fixed/Variable Annuity

More information

RiverSource Variable Second-to-Die Life Insurance

RiverSource Variable Second-to-Die Life Insurance An individual flexible premium survivorship variable life insurance policy Performance for insurance for Quarter end and the month end. The performance information shown represents past performance and

More information

Invest in your future

Invest in your future Investment choices performance report October 31, 2018 Nationwide Destination SM L 2.0 Invest in your future Answers to frequently asked questions. What you should know about purchasing a variable annuity

More information

Invest in your future

Invest in your future Investment choices performance report March 31, 2018 Nationwide Destination SM Architect 2.0 Invest in your future Answers to frequently asked questions. What you should know about purchasing a variable

More information

Invest in your future

Invest in your future Investment choices performance report September 30, 2018 Nationwide Destination SM All American Gold 2.0 Invest in your future Answers to frequently asked questions. What you should know about purchasing

More information

Invest in your future

Invest in your future Investment choices performance report August 31, 2018 Nationwide Destination SM Navigator 2.0 Invest in your future Answers to frequently asked questions. What you should know about purchasing a variable

More information

RetireReady SM Selections a variable annuity issued by Genworth Life and Annuity Insurance Company

RetireReady SM Selections a variable annuity issued by Genworth Life and Annuity Insurance Company as of October 31, 2018 For contracts issued on or after May 1, 2003 RetireReady SM Selections 19807 11/01/18 (expires 12/15/18) 2018 Genworth Financial, Inc. All rights reserved. Page 1 of 13 IMPORTANT

More information

Invest in your future

Invest in your future Investment choices performance report December 31, 2017 Nationwide Destination SM B 2.0 Invest in your future Answers to frequently asked questions. What you should know about purchasing a variable annuity

More information

RetireReady SM Choice a variable annuity issued by Genworth Life and Annuity Insurance Company

RetireReady SM Choice a variable annuity issued by Genworth Life and Annuity Insurance Company as of June 30, 2018 For contracts issued on or after May 1, 2003 RetireReady SM Choice 19801 07/01/18 (expires 08/15/18) 2018 Genworth Financial, Inc. All rights reserved. Page 1 of 13 IMPORTANT INFORMATION

More information

Invest in your future

Invest in your future Investment choices performance report December 31, 2017 The Best of America V Invest in your future Answers to frequently asked questions. What you should know about purchasing a variable annuity What

More information

Variable Annuity Contracts

Variable Annuity Contracts Variable Annuity Contracts As disclosed in the current prospectus for your variable product, MassMutual and certain affiliated companies may receive compensation from certain funds or the fund advisers

More information

Invest in your future

Invest in your future Investment choices performance report July 31, 2015 The Best of America Achiever Annuity Invest in your future Answers to frequently asked questions. What you should know about purchasing a variable annuity

More information

RiverSource RAVA 5 Advantage Variable Annuity. RAVA 5 Select Variable Annuity RAVA 5 Access Variable Annuity. May 1, 2017

RiverSource RAVA 5 Advantage Variable Annuity. RAVA 5 Select Variable Annuity RAVA 5 Access Variable Annuity. May 1, 2017 May 1, 2017 RiverSource RAVA 5 Advantage Variable Annuity RAVA 5 Select Variable Annuity RAVA 5 Access Variable Annuity (Offered for contract applications signed on or after April 29, 2013) This wrapper

More information

RiverSource Retirement Advisor Advantage Variable Annuity. RiverSource Retirement Advisor Select Variable Annuity. May 1, 2017

RiverSource Retirement Advisor Advantage Variable Annuity. RiverSource Retirement Advisor Select Variable Annuity. May 1, 2017 May 1, 2017 RiverSource Retirement Advisor Advantage Variable Annuity RiverSource Retirement Advisor Select Variable Annuity This wrapper contains a combined prospectus for: RiverSource Retirement Advisor

More information

RetireReady SM Freedom a variable annuity issued by Genworth Life and Annuity Insurance Company

RetireReady SM Freedom a variable annuity issued by Genworth Life and Annuity Insurance Company as of July 31, 2018 For contracts issued on or after May 1, 2003 RetireReady SM Freedom 19804 08/01/18 (expires 09/15/18) 2018 Genworth Financial, Inc. All rights reserved. Page 1 of 11 IMPORTANT INFORMATION

More information

Future Corporate VUL SM Monthly Performance as of September 28, 2018

Future Corporate VUL SM Monthly Performance as of September 28, 2018 Future Corporate VUL SM Form: FCVUL-4 NWL (m) 9/28/18 Page 1 of 19 Understanding Risks The following items outline some of the risks with the investment choices. For specific risks related to each investment,

More information

RiverSource Retirement Advisor Advantage Plus Variable Annuity. RiverSource Retirement Advisor Select Plus Variable Annuity.

RiverSource Retirement Advisor Advantage Plus Variable Annuity. RiverSource Retirement Advisor Select Plus Variable Annuity. May 1, 2017 RiverSource Retirement Advisor Advantage Plus Variable Annuity RiverSource Retirement Advisor Select Plus Variable Annuity This wrapper contains a combined prospectus for: RiverSource Retirement

More information

Invest in your future

Invest in your future Investment choices performance report December 31, 2017 Nationwide Destination Freedom + SM Invest in your future Answers to frequently asked questions. What you should know about purchasing a variable

More information

RiverSource RAVA 5 Advantage Variable Annuity. RAVA 5 Select Variable Annuity RAVA 5 Access Variable Annuity. May 1, 2017

RiverSource RAVA 5 Advantage Variable Annuity. RAVA 5 Select Variable Annuity RAVA 5 Access Variable Annuity. May 1, 2017 May 1, 2017 RiverSource RAVA 5 Advantage Variable Annuity RAVA 5 Select Variable Annuity RAVA 5 Access Variable Annuity (Offered for contract applications signed on or after April 29, 2013) This wrapper

More information

Variable Investment Option Performance Update

Variable Investment Option Performance Update Variable Investment Option Performance Update Brighthouse Investment Architect SM - Standard Version Brighthouse Life Insurance Company The performance data quoted represents past performance and does

More information

Invest in your future

Invest in your future Investment choices performance report September 30, 2018 Nationwide Destination SM L Invest in your future Answers to frequently asked questions. What you should know about purchasing a variable annuity

More information

Variable Investment Option Performance Update

Variable Investment Option Performance Update Brighthouse Investment Architect SM - C Share Option Brighthouse Life Insurance Company Variable Investment Option Performance Update The performance data quoted represents past performance and does not

More information

Copeland Variable Annuity

Copeland Variable Annuity 408(b) (2) Fee Disclosure Statement Copeland Variable Annuity The Department of Labor requires disclosure of fees, compensation and services provided to the plan to the responsible plan fiduciary. The

More information

Variable Investment Option Performance Update

Variable Investment Option Performance Update Variable Investment Option Performance Update Brighthouse Investment Architect SM - Standard Version Brighthouse Life Insurance Company The performance data quoted represents past performance and does

More information

RiverSource Retirement Advisor Variable Annuity

RiverSource Retirement Advisor Variable Annuity April 30, 2018 RiverSource Retirement Advisor Variable Annuity This wrapper contains a prospectus. S-6467 CD (4/18) Issued by: RiverSource Life Insurance Company [This Page Intentionally Left Blank] Prospectus

More information

RetireReady SM Selections a variable annuity issued by Genworth Life and Annuity Insurance Company

RetireReady SM Selections a variable annuity issued by Genworth Life and Annuity Insurance Company as of March 31, 2016 For contracts issued on or after May 1, 2003 RetireReady SM Selections 19807 04/01/16 (expires 05/15/16) 2016 Genworth Financial, Inc. All rights reserved. Page 1 of 13 IMPORTANT INFORMATION

More information

RiverSource Retirement Advisor Advantage Plus Variable Annuity. RiverSource Retirement Advisor Select Plus Variable Annuity.

RiverSource Retirement Advisor Advantage Plus Variable Annuity. RiverSource Retirement Advisor Select Plus Variable Annuity. April 30, 2018 RiverSource Retirement Advisor Advantage Plus Variable Annuity RiverSource Retirement Advisor Select Plus Variable Annuity This wrapper contains a combined prospectus for: RiverSource Retirement

More information

The Best of America All American Annuity

The Best of America All American Annuity 408(b) (2) Fee Disclosure Statement The Best of America All American Annuity The Department of Labor requires disclosure of fees, compensation and services provided to the plan to the responsible plan

More information

Invest in your future

Invest in your future Investment choices performance report April 30, 2018 Nationwide Destination SM B Invest in your future Answers to frequently asked questions. What you should know about purchasing a variable annuity What

More information

hij abc Variable Adjustable Life Horizon Prospectus May 1, 2017

hij abc Variable Adjustable Life Horizon Prospectus May 1, 2017 Prospectus May 1, 2017 Variable Adjustable Life Horizon This document consists of Prospectuses for the Minnesota Life Variable Life Account, a separate account of the Minnesota Life Insurance Company,

More information

Invest in your future

Invest in your future Investment choices performance report March 31, 2018 The Best of America America s VISION Annuity Invest in your future Answers to frequently asked questions. What you should know about purchasing a variable

More information

RiverSource RAVA 5 Advantage Variable Annuity. RAVA 5 Select Variable Annuity RAVA 5 Access Variable Annuity. May 1, 2017

RiverSource RAVA 5 Advantage Variable Annuity. RAVA 5 Select Variable Annuity RAVA 5 Access Variable Annuity. May 1, 2017 May 1, 2017 RiverSource RAVA 5 Advantage Variable Annuity RAVA 5 Select Variable Annuity RAVA 5 Access Variable Annuity (Offered for contract applications signed on or after April 30, 2012 but prior to

More information

Quality investments. Confident choices. Your guide to investment choices for Nationwide variable annuities

Quality investments. Confident choices. Your guide to investment choices for Nationwide variable annuities INVESTMENT CHOICES Quality investments. Confident choices. Your guide to investment choices for Nationwide variable annuities Not a deposit Not FDIC or NCUSIF insured Not guaranteed by the institution

More information

Invest in your future

Invest in your future Investment choices performance report September 30, 2018 Schwab Income Choice Variable Annuity Invest in your future Answers to frequently asked questions. What you should know about purchasing a variable

More information

RiverSource Retirement Group Annuity Contract I

RiverSource Retirement Group Annuity Contract I May 1, 2017 RiverSource Retirement Group Annuity Contract I This wrapper contains a prospectus. S-6611 CC (5/17) Issued by: RiverSource Life Insurance Company [This Page Intentionally Left Blank] Prospectus

More information

hij abc Variable Adjustable Life Prospectus May 1, 2017 Prospectus for Variable Adjustable Life May 1, 2017 Securian

hij abc Variable Adjustable Life Prospectus May 1, 2017 Prospectus for Variable Adjustable Life May 1, 2017 Securian Prospectus for Variable Adjustable Life May 1, 2017 Securian Prospectus May 1, 2017 Variable Adjustable Life This document consists of Prospectuses for the Minnesota Life Variable Life Account, a separate

More information

Effective on or about August 24, 2018, the following fund renaming occurred in the Schwab Advisor Choice Variable Annuity:

Effective on or about August 24, 2018, the following fund renaming occurred in the Schwab Advisor Choice Variable Annuity: Effective on or about August 24, 2018, the following fund renaming occurred in the Schwab Advisor Choice Variable Annuity: Great-West Loomis Sayles Bond Fund will be renamed to the Great-West Multi-Sector

More information

The Best of America America s Exclusive Annuity II

The Best of America America s Exclusive Annuity II 408(b) (2) Fee Disclosure Statement The Best of America America s Exclusive Annuity II The Department of Labor requires disclosure of fees, compensation and services provided to the plan to the responsible

More information

Your retirement. The information you need when you need it.

Your retirement. The information you need when you need it. Nationwide Destination Freedom+ SM Investment choices The information you need when you need it. As you review the investment options available with Nationwide Destination Freedom+ SM, you ll want to be

More information

Personal Income Design One NY a variable annuity issued by Genworth Life Insurance Company of New York

Personal Income Design One NY a variable annuity issued by Genworth Life Insurance Company of New York as of September 30, 2018 For contracts with a 7-year surrender charge option Personal Income Design One NY 49815NY 10/01/18 (expires 11/15/18) 2018 Genworth Financial, Inc. All rights reserved. Page 1

More information

Investment choices performance report. June 30, The Best of America America s FUTURE Annuity II. Look to your future

Investment choices performance report. June 30, The Best of America America s FUTURE Annuity II. Look to your future Investment choices performance report June 30, 2014 The Best of America America s FUTURE Annuity II Look to your future When you have questions we have answers. Nationwide wants you to look to your future.

More information

Investment choices performance report. August 31, The Best of America Achiever Annuity. Look to your future

Investment choices performance report. August 31, The Best of America Achiever Annuity. Look to your future Investment choices performance report August 31, 2014 The Best of America Achiever Annuity Look to your future When you have questions we have answers. Nationwide wants you to look to your future. When

More information

MetLife Investment Portfolio Architect SM - C Share Option Performance Summary as of 10/31/18

MetLife Investment Portfolio Architect SM - C Share Option Performance Summary as of 10/31/18 Metropolitan Life Insurance Company MetLife Investment Architect SM - C Share Option Performance Summary as of 10/31/18 The performance data quoted represents past performance and does not guarantee future

More information

Evergreen Pathways SM Select Variable Annuity (Contract Option C)

Evergreen Pathways SM Select Variable Annuity (Contract Option C) Evergreen Pathways SM Select Variable Annuity (Contract Option C) Issued by RiverSource Life Insurance Company (RiverSource Life) A Flexible-Premium, Deferred Variable Annuity Performance for Annuities

More information

Variable Investment Option Performance Update

Variable Investment Option Performance Update Marquis s Brighthouse Separate Account Eleven for Variable Annuities Brighthouse Life Insurance Company Variable Investment Option Performance Update The performance data quoted represents past performance

More information

Variable Investment Option Performance Update

Variable Investment Option Performance Update Variable Investment Option Performance Update Brighthouse Life Insurance Company The performance data quoted represents past performance and does not guarantee future results. Current performance may be

More information

RiverSource RAVA 5 Advantage Variable Annuity. RAVA 5 Select Variable Annuity RAVA 5 Access Variable Annuity. May 1, 2017

RiverSource RAVA 5 Advantage Variable Annuity. RAVA 5 Select Variable Annuity RAVA 5 Access Variable Annuity. May 1, 2017 May 1, 2017 RiverSource RAVA 5 Advantage Variable Annuity RAVA 5 Select Variable Annuity RAVA 5 Access Variable Annuity (Offered for contract applications signed on or after April 29, 2013) This wrapper

More information

Invest in your future

Invest in your future Investment choices performance report June 30, 2018 Nationwide Marathon SM Performance VUL Invest in your future Answers to frequently asked questions. What you should know about purchasing variable life

More information

Quarterly fund statistics

Quarterly fund statistics Quarterly fund statistics as of SEPTEMBER 30, 2015 Variable Annuity Not a deposit Not FDIC or NCUSIF insured Not guaranteed by the institution Not insured by any federal government agency May lose value

More information

Class AA Variable Investment Option Performance Update

Class AA Variable Investment Option Performance Update Variable Investment Option Performance Update Brighthouse Life Insurance Company of NY The performance data quoted represents past performance and does not guarantee future results. Current performance

More information

Investment Option Fund Expenses

Investment Option Fund Expenses Option Fund s s and expenses are as of 9/30/18. All Portfolios are not available in all products. (1) (2) (3) (4) (5) (6) (7) (8) s AB VPS Dynamic Asset Allocation Portfolio 6 B 0.70% 0.25% 0.13% 1.08%

More information

If you have questions, please contact the RiverSource Sales Consulting Group at (800) ARE NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY

If you have questions, please contact the RiverSource Sales Consulting Group at (800) ARE NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY The RiverSource SM variable annuity, issued by American Enterprise Life Insurance Company, performance figures below do not reflect the most current month end figures, due to technology issues. We are

More information

RiverSource Retirement Advisor 4 Advantage Variable Annuity. RiverSource Retirement Advisor 4 Select Variable Annuity

RiverSource Retirement Advisor 4 Advantage Variable Annuity. RiverSource Retirement Advisor 4 Select Variable Annuity April 30, 2018 RiverSource Retirement Advisor 4 Advantage Variable Annuity RiverSource Retirement Advisor 4 Select Variable Annuity RiverSource Retirement Advisor 4 Access Variable Annuity This wrapper

More information

Invest in your future

Invest in your future Investment choices performance report June 30, 2018 Nationwide Destination SM EV Invest in your future Answers to frequently asked questions. What you should know about purchasing a variable annuity What

More information

ForeInvestors Choice Variable Annuity B-Share Sub-Account Performance Summary as of July 31, 2018

ForeInvestors Choice Variable Annuity B-Share Sub-Account Performance Summary as of July 31, 2018 PERFORMANCE DATA QUOTED REPRESENTS PAST PERFORMANCE AND DOES NOT GUARANTEE FUTURE RESULTS Performance results include reinvestment of all distributions at net value The investment return and principal

More information

RiverSource FlexChoice Select Variable Annuity

RiverSource FlexChoice Select Variable Annuity May 1, 2017 RiverSource FlexChoice Select Variable Annuity This wrapper contains a prospectus. 45307 CC (5/17) Issued by: RiverSource Life Insurance Company [This Page Intentionally Left Blank] Prospectus

More information

RiverSource Signature Select Variable Annuity

RiverSource Signature Select Variable Annuity May 1, 2017 RiverSource Signature Select Variable Annuity This wrapper contains a prospectus. 45300 CC (5/17) Issued by: RiverSource Life Insurance Company Product Name Prospectus Supplement dated Sept.

More information

Investment Option Fund Expenses

Investment Option Fund Expenses Investment Option Fund s Fees and expenses are as of 5/31/18. All Portfolios are not available in all products. (1) (2) (3) (4) (5) (6) (7) (8) Investment Options Share Class Investment Management Fee

More information

New York Life Flexible Premium Variable Annuity Performance Summary

New York Life Flexible Premium Variable Annuity Performance Summary As of February 28, 2019 For policies investing in NYLIAC Variable Annuity Separate Account III purchased before June 2, 2003 To obtain a copy of the product and funds prospectuses, please contact your

More information

New York Life Income Plus Variable Annuity Performance Summary As of March 31, 2019

New York Life Income Plus Variable Annuity Performance Summary As of March 31, 2019 As of March 31, 2019 To obtain a copy of the product and funds prospectuses, please contact your NYLIFE Securities LLC Registered Representative or call 1-800-598-2019. Investors are asked to consider

More information

AMERITAS ADVISOR SERVICES. No-Load Variable Annuity (4080) May 2010 PROSPECTUS

AMERITAS ADVISOR SERVICES. No-Load Variable Annuity (4080) May 2010 PROSPECTUS AMERITAS ADVISOR SERVICES PROSPECTUS No-Load Variable Annuity (4080) May 2010 PF 145 5/10 Ameritas Advisor Services is a division of Ameritas Life Insurance Corp. Ameritas Life Insurance Corp. ("Ameritas

More information

FUTURE Corporate VUL SM

FUTURE Corporate VUL SM FUTURE Corporate VUL SM Prospectus dated May 1, 2018 A corporate flexible premium variable universal life insurance policy issued by Nationwide Life Insurance Company through Nationwide VLI Separate Account

More information

Investment Option Monitor Report

Investment Option Monitor Report NEA Member Benefits is pleased to provide you with the following NEA Retirement Monitor Status Report. We provide this report to help you more easily review the performance of the underlying investment

More information

Nationwide Destination SM Architect 2.0

Nationwide Destination SM Architect 2.0 404(a) (5) Fee Disclosure Statement Nationwide Destination SM Architect 2.0 Your retirement plan has selected Nationwide Life Insurance Company or Nationwide Life and Annuity Insurance Company (Nationwide

More information

Supplement dated January 24, 2018, to the following Prospectuses dated May 1, 2017:

Supplement dated January 24, 2018, to the following Prospectuses dated May 1, 2017: Variable Annuities Issued by Minnesota Life Financial security for the long run Supplement dated January 24, 2018, to the following Prospectuses dated May 1, 2017: MultiOption Guide Variable Annuity MultiOption

More information

STATEMENT OF ADDITIONAL INFORMATION May 1, 2017

STATEMENT OF ADDITIONAL INFORMATION May 1, 2017 STATEMENT OF ADDITIONAL INFORMATION May 1, 2017 For MEMBERS HORIZON FLEXIBLE PREMIUM DEFERRED VARIABLE ANNUITY (a combination variable and index-linked deferred annuity contract) Issued through MEMBERS

More information

Nationwide Life Insurance Company Nationwide Variable Account-II

Nationwide Life Insurance Company Nationwide Variable Account-II Nationwide Destination SM Navigator 2.0 Prospectus dated May 1, 2018 An Individual Flexible Premium Deferred Variable Annuity Contract Issued by Nationwide Life Insurance Company Through its Nationwide

More information

RETIREREADYSM VARIABLE INCOME PROVIDER

RETIREREADYSM VARIABLE INCOME PROVIDER STOP THE PAPER! VISIT GENWORTH.COM TO REGISTER TO RECEIVE DOCUMENTS VIA E-MAIL. RETIREREADYSM VARIABLE INCOME PROVIDER May 1, 2008 Genworth Life & Annuity VA Separate Account 3 PROSPECTUS FOR A MODIFIED

More information

RiverSource Retirement Advisor Advantage Variable Annuity RiverSource Retirement Advisor Select Variable Annuity

RiverSource Retirement Advisor Advantage Variable Annuity RiverSource Retirement Advisor Select Variable Annuity 2016 Annual Report RiverSource Retirement Advisor Advantage Variable Annuity RiverSource Retirement Advisor Select Variable Annuity S-6410 CC (5/17) Issued by: RiverSource Life Insurance Co. of New York

More information

Management Inc. Capital Appreciation. Series Fund, Inc. Bond. International Growth Common Stock. Large Cap Growth. International Value Mid Cap 1

Management Inc. Capital Appreciation. Series Fund, Inc. Bond. International Growth Common Stock. Large Cap Growth. International Value Mid Cap 1 Sentinel Advantage Variable Annuity P R O S P E C T U S Dated May 1, 2016 National Life Insurance Company Home Office: One National Life Drive, Montpelier, Vermont 05604 1-800-732-8939 The Contracts described

More information

Statement of Additional Information Talcott Resolution Life Insurance Company Separate Account Two

Statement of Additional Information Talcott Resolution Life Insurance Company Separate Account Two Statement of Additional Information Talcott Resolution Life Insurance Company Separate Account Two The Director Series VI The BB&T Director Series I AmSouth Variable Annuity Series I The Director Select

More information