TACTICAL ASSET MANAGEMENT PUTTING THE CLIENT S BEST INTERESTS FIRST

Transcription

1 TACTICAL ASSET MANAGEMENT PUTTING THE CLIENT S BEST INTERESTS FIRST

2 THE VISION Drew Horter has been advising clients for over three decades. After graduating from the University of Cincinnati and working in corporate America for several years, he began his career in 1982 as an Independent Financial Planner. In 1986 Drew became a Certified Financial Planner and began offering fee-based investment services to his clients in In 1991 he established a Registered Investment Advisor firm focusing on equity portfolio management and asset allocation THE HORTER models (combinations of stocks, bonds). In 2008 his NETWORK portfolio management philosophy moved to Hundreds of Advisors tactical asset management with a system spanning coast to coast. designed to be low risk and low volatility to reduce client downside risk. DREW HORTER President, Founder & Chief Investment Strategist

3 THE HORTER DIFFERENCE Not all investment firms are the same. As a dedicated fiduciary, Horter Investment Management realizes that each client s needs are unique. Horter fiduciary advisors customize solutions to help investors build long-term, risk-managed portfolios to meet their longevity and portfolio needs. The Horter approach strives to preserve and grow wealth across all market cycles while minimizing losses. Special consideration is always given to each client s specific risk tolerance and investment goals. According to the RIA Channel 2016 Top 100 RIA Firms for 10 years of Growth , we were number 91 with $995,959, in growth assets in that time frame. MISSION STATEMENT Horter Investment Management s approach is to seek above average risk-adjusted returns over a full market cycle (4-5 years) compared to the traditional 60% equities/40% bonds asset allocation. We do this by implementing investment opportunities with several active and non-correlated tactical managers within our two risk buckets. For those investors who are unwilling to take unnecessary downside risk, our goal is to provide a satisfying return over a full market cycle compared to the appropriate index.

4 WHY CHOOSE HORTER? The Horter risk management approach is designed to grow wealth and avoid significant losses like the Great Recession of 2008 or the Technology/Dot Com bust of the early 2000 s. Clients have different investment goals. Our advisors help clients determine their risk. Horter tactical management style is designed to help protect against large drawdowns, while striving to preserve the long-term growth of your client s investment portfolio. The goal of your Horter advisor is to help you minimize downside risk and reasonably plan for years of retirement. Various strategies are used to help avoid large-scale losses. Non-correlation and diversified asset classes have a goal to manage wealth for performance and protection. Hedged equity opportunities allow clients to go risk off to cash or potentially make money if stocks go up or down. Being able to make money in bonds as interest rates climb is also very important in a rising interest rate market. Tactical strategies adjust to market conditions, with the goal to protect and grow portfolios even in a volatile market. ADVISORS ACROSS THE NATION An investment management firm is only as strong as its advisors. The Horter Investment National Advisor Team of over 250 fiduciary advisors is here to help client s assess their personal risk tolerance and design low drawdown portfolios. COMPREHENSIVE FINANCIAL PLANNING THAT STRIVES TO DELIVER SUCCESS FOR INVESTORS Each stage of your financial planning deserves attention. Some of these services include: INVESTMENT PLANNING Needs to focus on risk management with potential growth while helping protect clients from the risk of depleting their capital. INCOME PLANNING An income plan that is measurable, predictable and sustainable. TAX PLANNING WITH THE CLIENT S CPA Minimize taxes on W-2 income, Retirement Income, IRA Distributions, Social Security etc. ESTATE PLANNING Achieve clarity on how your money will pass along to loved ones. LEGACY PLANNING Creating a plan that matches your wishes and your values. ASSET BASED LONG TERM NURSING PROTECTION To help protect your assets and spouse s assets. SOCIAL SECURITY CONSULTING Make the right choice.

5 OUR INVESTMENT PHILOSOPHY At Horter, we believe in providing our clients with a system designed to be low risk and low volatility portfolio management while getting solid rates of return over time. Through our Retirement Designed Money Management System, we help and look after our clients by providing them with portfolios to help them protect what they ve worked so hard to earn. We help retirees who strive to secure a better long term retirement through our fee-based asset management, making sure their individual needs remain our top concern. We have access to a variety of resources to help enhance our tactical portfolio management platform. LOW VOLATILITY INVESTING In our opinion the idea of a system designed to be low risk and low volatility investing, with the potential of solid returns over time (5, 10, 15 years plus) is an attractive alternative to the buy and hold approach and just take your lumps investing that has been prevalent for over 60 years*. RETIREMENT DESIGNED MONEY MANAGEMENT SYSTEM With the Retirement Designed Money Management System, we look after our clients by providing them with a risk tolerance analysis while integrating portfolios that can go risk off to cash, while potentially making money if interest rates go up or down, or make money if the stock market goes up or down. We are here to help clients protect what they ve worked so hard to accumulate. PRIVATE WEALTH MANAGERS Integrating investments with tactical low to moderate risk portfolios, Horter has 17 Separately Managed Portfolios and 11 Tactical Mutual Funds, all managed by third party firms. * Past performance is no guarantee of future results. Investing is risky. Investors can and do lose money.

6 KEEPING CLIENTS FIRST THE GOAL OF ACHIEVING RESULTS THE ADVISOR PERSPECTIVE The term Horter Advisor and Fiduciary go together. First and foremost, Horter works with dedicated professionals who put their client s needs first. We offer independent financial advisors risk-reduction investment solutions combined with a support team to help advisor clients. In our opinion we have the highest level of ongoing education and training offered along with operational support and client educational workshops. THE CLIENT PERSPECTIVE By working with a Horter Fiduciary Advisor, you ll have access to the comprehensive investment options that are designed to ride the waves of today s volatile markets. Your Horter Advisor first meets with you to better understand your goals, time horizon, and risk tolerance. Once you have established your investment goals, your Horter Advisor will develop and implement a formal investment strategy. The Horter designed portfolio will then follow a risk-managed approach that strives to avoid significant investment drawdowns, and allowing the potential for compounding returns. Horter takes a multi-faceted, tactical approach to investing client assets. Clients have the flexibility to take advantage of various opportunities, with a goal of maintaining significant risk management.

7 THE FUTURE IS YOURS Your long term investment future starts today. The decision to begin investing wisely begins now. And the most important step is to find the financial advisor that is a great fit for you. Discover how we can help with your needs working with a Horter Fiduciary Advisor. Schedule a free consultation to explore the possibilities. Call (513) or support@him-ria.com

8 LISTENING AND HELPING YOU SUCCEED To find an Advisor or for more information on becoming an Advisor, call (513) or National Headquarters Seven Gables Road I Symmes Township, Cincinnati, OH I p (513) I f (513) Client: I Advisor: Investment advisory services offered through Horter Investment Management, LLC, a SEC-Registered Investment Advisor. Horter Investment Management does not provide legal or tax advice. Investment Advisor Representatives of Horter Investment Management may only conduct business with residents of the states and jurisdictions in which they are properly registered or exempt from registration requirements. Insurance and annuity products are sold separately through Horter Financial Strategies, LLC. Securities transactions for Horter Investment Management clients are placed through Trust Company of America, TD Ameritrade and Jefferson National Life Insurance Company Horter Investment Management